<SEC-DOCUMENT>0001193125-24-149850.txt : 20240530
<SEC-HEADER>0001193125-24-149850.hdr.sgml : 20240530
<ACCEPTANCE-DATETIME>20240530074154
ACCESSION NUMBER:		0001193125-24-149850
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		14
CONFORMED PERIOD OF REPORT:	20240529
ITEM INFORMATION:		Entry into a Material Definitive Agreement
ITEM INFORMATION:		Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20240530
DATE AS OF CHANGE:		20240530

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			INTERPUBLIC GROUP OF COMPANIES, INC.
		CENTRAL INDEX KEY:			0000051644
		STANDARD INDUSTRIAL CLASSIFICATION:	SERVICES-ADVERTISING AGENCIES [7311]
		ORGANIZATION NAME:           	07 Trade & Services
		IRS NUMBER:				131024020
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-06686
		FILM NUMBER:		241000732

	BUSINESS ADDRESS:	
		STREET 1:		909 THIRD AVENUE
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10022
		BUSINESS PHONE:		212-704-1200

	MAIL ADDRESS:	
		STREET 1:		909 THIRD AVENUE
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10022

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	INTERPUBLIC GROUP OF COMPANIES INC
		DATE OF NAME CHANGE:	19920703

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	MCCANN ERICKSON INC
		DATE OF NAME CHANGE:	19710715
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>d765223d8k.htm
<DESCRIPTION>8-K
<TEXT>
<XBRL>
<?xml version='1.0' encoding='ASCII'?>
<html xmlns:dei="http://xbrl.sec.gov/dei/2023" xmlns:us-types="http://fasb.org/us-types/2023" xmlns:nonnum="http://www.xbrl.org/dtr/type/non-numeric" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:ipg="http://www.interpublic.com/20240529" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:utr="http://www.xbrl.org/2009/utr" xmlns:iso4217="http://www.xbrl.org/2003/iso4217" xmlns:ix="http://www.xbrl.org/2013/inlineXBRL" xmlns:ixt="http://www.xbrl.org/inlineXBRL/transformation/2015-02-26" xmlns:ixt-sec="http://www.sec.gov/inlineXBRL/transformation/2015-08-31" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns="http://www.w3.org/1999/xhtml">
<head>
<title>8-K</title>
<meta http-equiv="Content-Type" content="text/html"/>
</head>
   <body><div style="display:none"> <ix:header> <ix:hidden> <ix:nonNumeric id="Hidden_dei_EntityRegistrantName" name="dei:EntityRegistrantName" contextRef="duration_2024-05-29_to_2024-05-29">INTERPUBLIC GROUP OF COMPANIES, INC.</ix:nonNumeric> <ix:nonNumeric name="dei:AmendmentFlag" contextRef="duration_2024-05-29_to_2024-05-29" id="ixv-269">false</ix:nonNumeric> <ix:nonNumeric id="Hidden_dei_EntityCentralIndexKey" name="dei:EntityCentralIndexKey" contextRef="duration_2024-05-29_to_2024-05-29">0000051644</ix:nonNumeric> </ix:hidden> <ix:references> <link:schemaRef xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:link="http://www.xbrl.org/2003/linkbase" xlink:type="simple" xlink:href="ipg-20240529.xsd" xlink:arcrole="http://www.xbrl.org/2003/linkbase"/> </ix:references> <ix:resources> <xbrli:context id="duration_2024-05-29_to_2024-05-29"> <xbrli:entity> <xbrli:identifier scheme="http://www.sec.gov/CIK">0000051644</xbrli:identifier> </xbrli:entity> <xbrli:period> <xbrli:startDate>2024-05-29</xbrli:startDate> <xbrli:endDate>2024-05-29</xbrli:endDate> </xbrli:period> </xbrli:context> </ix:resources> </ix:header> </div> <div style="text-align:center"> <div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"> <p style="line-height:1.0pt;margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #000000">&#160;</p> <p style="line-height:3.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000">&#160;</p> <p style="margin-top:4pt; margin-bottom:0pt; font-size:18pt; font-family:Times New Roman;font-weight:bold;text-align:center">UNITED STATES</p> <p style="margin-top:0pt; margin-bottom:0pt; font-size:18pt; font-family:Times New Roman;font-weight:bold;text-align:center">SECURITIES AND EXCHANGE COMMISSION</p> <p style="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman;font-weight:bold;text-align:center">WASHINGTON, D.C. 20549</p> <p style="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&#160;</p> <div style="text-align:center"> <p style="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%;text-align:center;margin-left: auto;margin-right: auto">&#160;</p></div> <p style="margin-top:8pt; margin-bottom:0pt; font-size:18pt; font-family:Times New Roman;font-weight:bold;text-align:center">FORM <span style="white-space:nowrap"><ix:nonNumeric name="dei:DocumentType" contextRef="duration_2024-05-29_to_2024-05-29" id="ixv-280">8-K</ix:nonNumeric></span></p> <p style="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&#160;</p> <div style="text-align:center"> <p style="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%;text-align:center;margin-left: auto;margin-right: auto">&#160;</p></div> <p style="margin-top:8pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman;font-weight:bold;text-align:center">CURRENT REPORT</p> <p style="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman;font-weight:bold;text-align:center">PURSUANT TO SECTION 13 OR 15(d)</p> <p style="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman;font-weight:bold;text-align:center">OF THE SECURITIES EXCHANGE ACT OF 1934</p> <p style="margin-top:8pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman;font-weight:bold;text-align:center">Date of report (Date of earliest event reported): <ix:nonNumeric name="dei:DocumentPeriodEndDate" contextRef="duration_2024-05-29_to_2024-05-29" format="ixt:datemonthdayyearen" id="ixv-281">May&#160;29, 2024</ix:nonNumeric></p> <p style="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&#160;</p> <div style="text-align:center"> <p style="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%;text-align:center;margin-left: auto;margin-right: auto">&#160;</p></div> <p style="margin-top:8pt; margin-bottom:0pt; font-size:24pt; font-family:Times New Roman;font-weight:bold;text-align:center"> <span style=" -sec-ix-hidden:Hidden_dei_EntityRegistrantName">The Interpublic Group of Companies, Inc.</span> </p> <p style="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;font-weight:bold;text-align:center">(Exact Name of Registrant as Specified in Charter)</p> <p style="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&#160;</p> <div style="text-align:center"> <p style="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%;text-align:center;margin-left: auto;margin-right: auto">&#160;</p></div> <p style="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
<table cellspacing="0" cellpadding="0" style="border-collapse:collapse; font-family:Times New Roman; font-size:8pt;width:100%;border:0;margin:0 auto">
<tr>
<td style="width:34%"/>
<td style="vertical-align:bottom"/>
<td style="width:32%"/>
<td style="vertical-align:bottom;width:1%"/>
<td style="width:32%"/></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style=" text-align: center;margin:auto; vertical-align:top"><span style="font-weight:bold"><ix:nonNumeric name="dei:EntityIncorporationStateCountryCode" contextRef="duration_2024-05-29_to_2024-05-29" format="ixt-sec:stateprovnameen" id="ixv-282">Delaware</ix:nonNumeric></span></td>
<td style="vertical-align:bottom">&#160;</td>
<td style=" text-align: center;margin:auto; vertical-align:top"><span style="font-weight:bold"><span style="white-space:nowrap"><ix:nonNumeric name="dei:EntityFileNumber" contextRef="duration_2024-05-29_to_2024-05-29" id="ixv-283">1-6686</ix:nonNumeric></span></span></td>
<td style="vertical-align:bottom">&#160;</td>
<td style=" text-align: center;margin:auto; vertical-align:top"><span style="font-weight:bold"><span style="white-space:nowrap"><ix:nonNumeric name="dei:EntityTaxIdentificationNumber" contextRef="duration_2024-05-29_to_2024-05-29" id="ixv-284">13-1024020</ix:nonNumeric></span></span></td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<td style=" text-align: center;margin:auto; vertical-align:top"> <p style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman;font-weight:bold;text-align:center">(State or Other Jurisdiction</p> <p style="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman;font-weight:bold;text-align:center">of Incorporation)</p></td>
<td style="vertical-align:bottom">&#160;</td>
<td style=" text-align: center;margin:auto; vertical-align:top"> <p style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman;font-weight:bold;text-align:center">(Commission</p> <p style="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman;font-weight:bold;text-align:center">File Number)</p></td>
<td style="vertical-align:bottom">&#160;</td>
<td style=" text-align: center;margin:auto; vertical-align:top"> <p style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman;font-weight:bold;text-align:center">(IRS Employer</p> <p style="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman;font-weight:bold;text-align:center">Identification No.)</p></td></tr></table> <p style="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
<table cellspacing="0" cellpadding="0" style="border-collapse:collapse; font-family:Times New Roman; font-size:10pt;width:100%;border:0;margin:0 auto">
<tr>
<td style="width:50%"/>
<td style="vertical-align:bottom;width:1%"/>
<td style="width:48%"/></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style=" text-align: center;margin:auto; vertical-align:bottom"><span style="font-weight:bold"><ix:nonNumeric name="dei:EntityAddressAddressLine1" contextRef="duration_2024-05-29_to_2024-05-29" id="ixv-285">909 Third Avenue</ix:nonNumeric>, <ix:nonNumeric name="dei:EntityAddressCityOrTown" contextRef="duration_2024-05-29_to_2024-05-29" id="ixv-286">New York</ix:nonNumeric>, <ix:nonNumeric name="dei:EntityAddressStateOrProvince" contextRef="duration_2024-05-29_to_2024-05-29" format="ixt-sec:stateprovnameen" id="ixv-287">New York</ix:nonNumeric></span></td>
<td style="vertical-align:bottom">&#160;</td>
<td style=" text-align: center;margin:auto; vertical-align:bottom;white-space:nowrap"><span style="font-weight:bold"><ix:nonNumeric name="dei:EntityAddressPostalZipCode" contextRef="duration_2024-05-29_to_2024-05-29" id="ixv-288">10022</ix:nonNumeric></span></td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<td style=" text-align: center;margin:auto; vertical-align:top"><span style="font-weight:bold">(Address of Principal Executive Offices)</span></td>
<td style="vertical-align:bottom">&#160;</td>
<td style=" text-align: center;margin:auto; vertical-align:top"><span style="font-weight:bold">(Zip Code)</span></td></tr></table> <p style="margin-top:8pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;font-weight:bold;text-align:center">Registrant&#8217;s telephone number, including area code: <span style="white-space:nowrap"><span style="white-space:nowrap"><ix:nonNumeric name="dei:CityAreaCode" contextRef="duration_2024-05-29_to_2024-05-29" id="ixv-289">212</ix:nonNumeric>-<ix:nonNumeric name="dei:LocalPhoneNumber" contextRef="duration_2024-05-29_to_2024-05-29" id="ixv-290">704-1200</ix:nonNumeric></span></span></p> <p style="margin-top:20pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman;font-weight:bold;text-align:center">(Former Name or Former Address, if Changed Since Last Report)</p> <p style="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&#160;</p> <div style="text-align:center"> <p style="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%;text-align:center;margin-left: auto;margin-right: auto">&#160;</p></div> <p style="margin-top:8pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Check the appropriate box below if the Form <span style="white-space:nowrap">8-K</span> filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:</p> <p style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
<table style="border-collapse:collapse; font-family:Times New Roman; font-size:10pt;border:0;width:100%" cellpadding="0" cellspacing="0">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top"><ix:nonNumeric name="dei:WrittenCommunications" contextRef="duration_2024-05-29_to_2024-05-29" format="ixt-sec:boolballotbox" id="ixv-291">&#9744;</ix:nonNumeric></td>
<td style="vertical-align:top"> <p style=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;text-align:left">Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</p></td></tr></table> <p style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
<table style="border-collapse:collapse; font-family:Times New Roman; font-size:10pt;border:0;width:100%" cellpadding="0" cellspacing="0">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top"><ix:nonNumeric name="dei:SolicitingMaterial" contextRef="duration_2024-05-29_to_2024-05-29" format="ixt-sec:boolballotbox" id="ixv-292">&#9744;</ix:nonNumeric></td>
<td style="vertical-align:top"> <p style=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;text-align:left">Soliciting material pursuant to Rule <span style="white-space:nowrap">14a-12</span> under the Exchange Act (17 CFR <span style="white-space:nowrap">240.14a-12)</span></p></td></tr></table> <p style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
<table style="border-collapse:collapse; font-family:Times New Roman; font-size:10pt;border:0;width:100%" cellpadding="0" cellspacing="0">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top"><ix:nonNumeric name="dei:PreCommencementTenderOffer" contextRef="duration_2024-05-29_to_2024-05-29" format="ixt-sec:boolballotbox" id="ixv-293">&#9744;</ix:nonNumeric></td>
<td style="vertical-align:top"> <p style=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;text-align:left"><span style="white-space:nowrap">Pre-commencement</span> communications pursuant to Rule <span style="white-space:nowrap">14d-2(b)</span> under the Exchange Act (17 CFR <span style="white-space:nowrap">240.14d-2(b))</span></p></td></tr></table> <p style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
<table style="border-collapse:collapse; font-family:Times New Roman; font-size:10pt;border:0;width:100%" cellpadding="0" cellspacing="0">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top"><ix:nonNumeric name="dei:PreCommencementIssuerTenderOffer" contextRef="duration_2024-05-29_to_2024-05-29" format="ixt-sec:boolballotbox" id="ixv-294">&#9744;</ix:nonNumeric></td>
<td style="vertical-align:top"> <p style=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;text-align:left"><span style="white-space:nowrap">Pre-commencement</span> communications pursuant to Rule <span style="white-space:nowrap">13e-4(c)</span> under the Exchange Act (17 CFR <span style="white-space:nowrap">240.13e-4(c))</span></p></td></tr></table> <p style="margin-top:8pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Securities registered pursuant to Section&#160;12(b) of the Act:</p> <p style="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
<table cellspacing="0" cellpadding="0" style="border-collapse:collapse; font-family:Times New Roman; font-size:8pt;width:100%;border:0;margin:0 auto">
<tr>
<td style="width:34%"/>
<td style="vertical-align:bottom"/>
<td style="width:32%"/>
<td style="vertical-align:bottom;width:1%"/>
<td style="width:32%"/></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<td style=" text-align: center;margin:auto; border-bottom:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"> <p style="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman;font-weight:bold;text-align:center">Title of each class</p></td>
<td style="vertical-align:bottom">&#160;</td>
<td style=" text-align: center;margin:auto; border-bottom:1.00pt solid #000000;vertical-align:bottom"> <p style="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman;font-weight:bold;text-align:center">Trading<br/>Symbol(s)</p></td>
<td style="vertical-align:bottom">&#160;</td>
<td style=" text-align: center;margin:auto; border-bottom:1.00pt solid #000000;vertical-align:bottom"> <p style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman;font-weight:bold;text-align:center">Name of each exchange</p> <p style="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman;font-weight:bold;text-align:center">on which registered</p></td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style=" text-align: center;margin:auto; vertical-align:top"><ix:nonNumeric name="dei:Security12bTitle" contextRef="duration_2024-05-29_to_2024-05-29" id="ixv-295">Common Stock, par value $0.10 per share</ix:nonNumeric></td>
<td style="vertical-align:bottom">&#160;</td>
<td style=" text-align: center;margin:auto; vertical-align:top"><ix:nonNumeric name="dei:TradingSymbol" contextRef="duration_2024-05-29_to_2024-05-29" id="ixv-296">IPG</ix:nonNumeric></td>
<td style="vertical-align:bottom">&#160;</td>
<td style=" text-align: center;margin:auto; vertical-align:top"><ix:nonNumeric name="dei:SecurityExchangeName" contextRef="duration_2024-05-29_to_2024-05-29" format="ixt-sec:exchnameen" id="ixv-297">The New York Stock Exchange</ix:nonNumeric></td></tr></table> <p style="margin-top:8pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (&#167;230.405 of this chapter) or Rule <span style="white-space:nowrap">12b-2</span> of the Securities Exchange Act of 1934 <span style="white-space:nowrap">(&#167;240.12b-2</span> of this chapter).</p> <p style="margin-top:8pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;text-align:right">Emerging growth company&#8194;<ix:nonNumeric name="dei:EntityEmergingGrowthCompany" contextRef="duration_2024-05-29_to_2024-05-29" format="ixt-sec:boolballotbox" id="ixv-298">&#9744;</ix:nonNumeric></p> <p style="margin-top:8pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section&#160;13(a) of the Exchange Act.&#8194;&#9744;</p> <p style="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&#160;</p> <p style="line-height:1.0pt;margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #000000">&#160;</p> <p style="line-height:3.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000">&#160;</p></div></div>

<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<hr style="color:#999999;height:3px;width:100%"/>

<div style="text-align:center"><div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto">

<table style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;border:0;width:100%" cellpadding="0" cellspacing="0">
<tr style="page-break-inside:avoid">
<td style="width:11%;vertical-align:top" align="left"><span style="font-weight:bold">Item&#8201;1.01.</span></td>
<td align="left" style="vertical-align:top"> <p style=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;font-weight:bold;text-align:left">Entry into a Material Definitive Agreement. </p></td></tr></table> <p style="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">On May&#160;29, 2024, The Interpublic Group of Companies, Inc. (the &#8220;Company&#8221;) entered into an amendment and restatement (the &#8220;Amendment&#8221;) of the Company&#8217;s credit agreement originally dated as of July&#160;18, 2008 (as amended and restated as of November&#160;1, 2021 and as amended and restated pursuant to the Amendment, the &#8220;Credit Agreement&#8221;), by and among the Company; the initial lenders and the initial issuing bank named therein; Citibank, N.A. (&#8220;Citibank&#8221;), as administrative agent; Bank of America, N.A. and JPMorgan Chase Bank, N.A. (&#8220;JPMorgan&#8221;), as <span style="white-space:nowrap">co-syndication</span> agents; Morgan Stanley MUFG Loan Partners, LLC, as documentation agent; and Citibank, JPMorgan, BofA Securities, Inc. and Morgan Stanley MUFG Loan Partners, LLC, as joint lead arrangers and joint book managers. Under the Amendment, among other things, the maturity date of the Credit Agreement was extended to May&#160;29, 2029. The revolving commitments under the Credit Agreement remain unchanged at $1.5&#160;billion, and the Company continues to have the ability to increase the commitments under the Credit Agreement from time to time by an additional amount of up to $250&#160;million, provided the Company receives commitments for such increases and satisfies certain other conditions. </p> <p style="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Pursuant to the Amendment, the cost structure has changed. Based on the Company&#8217;s current credit ratings, the applicable margin for Base Rate borrowings is 0.125%, for EURIBOR and SONIA borrowings is 1.125%, and for Term SOFR borrowing is 1.225% (each of Base Rate, EURIBOR, SONIA and Term SOFR as defined in the Credit Agreement), and the facility fee payable on a lender&#8217;s revolving commitment is 0.125%. </p> <p style="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Amendment continues to include a required leverage ratio, among other customary covenants. Under the Credit Agreement, the Company is required to maintain, as of the end of each fiscal quarter, a leverage ratio of not more than 3.50 to 1.00. At the election of the Company, the leverage ratio may be changed to not more than 4.00 to 1.00 for four consecutive fiscal quarters, beginning with the fiscal quarter in which there is an occurrence of one or more acquisitions with an aggregate purchase price of at least $200&#160;million. </p> <p style="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Pursuant to the Amendment, the event of default triggers for cross defaults, judgement defaults and change of control remain the same. </p> <p style="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The foregoing description is qualified in its entirety by reference to the Credit Agreement, attached hereto as Exhibit 10.1, which is incorporated herein by reference. </p> <p style="font-size:18pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
<table style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;border:0;width:100%" cellpadding="0" cellspacing="0">
<tr style="page-break-inside:avoid">
<td style="width:11%;vertical-align:top" align="left"><span style="font-weight:bold">Item&#8201;2.03.</span></td>
<td align="left" style="vertical-align:top"> <p style=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;font-weight:bold;text-align:left">Creation of a Direct Financial Obligation or an Obligation under an <span style="white-space:nowrap">Off-Balance</span> Sheet Arrangement of a Registrant. </p></td></tr></table> <p style="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The disclosure set forth in Item 1.01 above related to the Credit Agreement is incorporated by reference into this Item 2.03. </p> <p style="font-size:18pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
<table style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;border:0;width:100%" cellpadding="0" cellspacing="0">
<tr style="page-break-inside:avoid">
<td style="width:11%;vertical-align:top" align="left"><span style="font-weight:bold">Item&#8201;9.01.</span></td>
<td align="left" style="vertical-align:top"> <p style=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;font-weight:bold;text-align:left">Financial Statements and Exhibits. </p></td></tr></table> <p style="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
<table cellspacing="0" cellpadding="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;width:90%;border:0;margin:0 auto">


<tr>

<td/>

<td style="vertical-align:bottom;width:1%"/>
<td style="width:89%"/></tr>


<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:top;white-space:nowrap">Exhibit&#160;10.1:</td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:top"><a href="d765223dex101.htm">Amended and Restated Credit Agreement, dated as of May&#160;29, 2024, among The Interpublic Group of Companies, Inc., the lenders named therein and Citibank, N.A., as administrative agent. </a></td></tr>
<tr style="font-size:1pt">
<td style="height:6pt"/>
<td style="height:6pt" colspan="2"/></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:top;white-space:nowrap">Exhibit&#160;104:</td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:top">Cover Page Interactive Data File. The cover page XBRL tags are embedded within the inline XBRL document.</td></tr>
</table>
 <p style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</p> <p style="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;text-align:center">2 </p>

</div></div>



<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<hr style="color:#999999;height:3px;width:100%"/>

<div style="text-align:center"><div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto">
 <p style="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;font-weight:bold;text-align:center">SIGNATURES </p> <p style="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. </p> <p style="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
<table cellspacing="0" cellpadding="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;width:100%;border:0">


<tr>

<td style="width:45%"/>

<td style="vertical-align:bottom;width:1%"/>
<td style="width:4%"/>

<td style="vertical-align:bottom"/>
<td style="width:3%"/>

<td style="vertical-align:bottom;width:1%"/>
<td style="width:45%"/></tr>


<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:top"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td colspan="3" style="vertical-align:bottom;white-space:nowrap">THE INTERPUBLIC GROUP OF COMPANIES, INC.</td></tr>
<tr style="font-size:1pt">
<td style="height:12pt"/>
<td style="height:12pt" colspan="2"/>
<td style="height:12pt" colspan="2"/>
<td style="height:12pt" colspan="2"/></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:bottom">Date: May&#160;30, 2024</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top">By:</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"> <p style="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman"><span style="font-style:italic">/s/ Andrew Bonzani</span></p></td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">Andrew Bonzani</td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">Executive Vice President and General Counsel</td></tr>
</table>
 <p style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</p> <p style="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;text-align:center">3 </p>

</div></div>

</body></html>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-10.1
<SEQUENCE>2
<FILENAME>d765223dex101.htm
<DESCRIPTION>EX-10.1
<TEXT>
<HTML><HEAD>
<TITLE>EX-10.1</TITLE>
</HEAD>
 <BODY BGCOLOR="WHITE" STYLE="line-height:Normal">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right"><B>Exhibit 10.1 </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right"><B>EXECUTION VERSION </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">U.S.
$1,500,000,000 </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>AMENDED AND RESTATED CREDIT AGREEMENT </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Dated as of May&nbsp;29, 2024 </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Among </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>THE INTERPUBLIC GROUP
OF COMPANIES, INC. </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><U>as Company </U></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>THE INITIAL LENDERS AND INITIAL ISSUING BANK NAMED HEREIN </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><U>as Initial Lenders and Initial Issuing Bank </U></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>CITIBANK, N.A. </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><U>as
Administrative Agent </U></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>BANK OF AMERICA, N.A. </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">and </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>JPMORGAN CHASE BANK, N.A.
</B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><U>as <FONT STYLE="white-space:nowrap">Co-Syndication</FONT> Agents </U></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>MORGAN STANLEY MUFG LOAN PARTNERS, LLC </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><U>as Documentation Agent </U></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">and </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>CITIBANK, N.A. </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>JPMORGAN CHASE BANK, N.A. </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>BOFA SECURITIES, INC. </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">and
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>MORGAN STANLEY MUFG LOAN PARTNERS, LLC </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><U>as Joint Lead Arrangers and Joint Book Managers </U></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit Agreement </P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Table of Contents </B></P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="12%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="84%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>Page</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3" ALIGN="center">ARTICLE I</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3" ALIGN="center">DEFINITIONS AND ACCOUNTING TERMS</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;1.01</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Certain Defined Terms</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">1</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;1.02</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Computation of Time Periods</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">24</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;1.03</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Accounting Terms</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">24</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;1.04</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Divisions</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">25</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;1.05</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Rates</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">25</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3" ALIGN="center">ARTICLE II</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3" ALIGN="center">AMOUNTS AND TERMS OF THE ADVANCES AND LETTERS OF CREDIT</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;2.01</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>The Advances and Letters of Credit</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">25</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;2.02</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Making the Advances</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">27</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;2.03</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Issuance of and Drawings and Reimbursement Under Letters of Credit</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">28</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;2.04</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Fees</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">31</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;2.05</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Optional Termination or Reduction of the Revolving Credit Commitments</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">32</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;2.06</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Repayment</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">32</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;2.07</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Interest on Advances</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">33</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;2.08</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Interest Rate Determination</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">34</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;2.09</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Optional Conversion of Advances</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">36</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;2.10</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Prepayments of Advances</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">36</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;2.11</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Increased Costs</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">38</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;2.12</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Illegality</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">39</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;2.13</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Payments and Computations</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">39</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;2.14</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Taxes</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">41</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;2.15</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Sharing of Payments, Etc.</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">44</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;2.16</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Evidence of Debt</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">44</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;2.17</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Use of Proceeds</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">45</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;2.18</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Increase in the Aggregate Revolving Credit Commitments</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">45</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;2.19</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Defaulting Lenders</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">47</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;2.20</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Extension of Termination Date</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">49</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;2.21</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Mitigation Obligations; Replacement of Lenders</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">50</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;2.22</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Benchmark Replacement</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">51</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8" COLSPAN="3"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3" ALIGN="center">ARTICLE III</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3" ALIGN="center">CONDITIONS TO EFFECTIVENESS AND LENDING</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;3.01</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Conditions Precedent to Effectiveness of the Amendment and Restatement</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">52</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;3.02</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Initial Advance to Each Designated Subsidiary</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">54</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">i </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="12%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="84%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;3.03</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Conditions Precedent to Each Borrowing, Issuance and Commitment Increase</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">55</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;3.04</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Determinations Under Sections 3.01 and 3.02</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">56</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8" COLSPAN="3"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3" ALIGN="center">ARTICLE IV</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3" ALIGN="center">REPRESENTATIONS AND WARRANTIES</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;4.01</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Representations and Warranties of the Company</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">56</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8" COLSPAN="3"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3" ALIGN="center">ARTICLE V</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3" ALIGN="center">COVENANTS OF THE COMPANY</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;5.01</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Affirmative Covenants</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">58</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;5.02</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Negative Covenants</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">62</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;5.03</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Financial Covenant</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">66</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8" COLSPAN="3"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3" ALIGN="center">ARTICLE VI</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3" ALIGN="center">EVENTS OF DEFAULT</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;6.01</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Events of Default</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">66</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;6.02</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Actions in Respect of the Letters of Credit upon Default</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">69</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8" COLSPAN="3"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3" ALIGN="center">ARTICLE VII</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3" ALIGN="center">GUARANTY</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;7.01</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Guaranty</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">70</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;7.02</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Guaranty Absolute</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">70</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;7.03</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Waivers and Acknowledgments</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">71</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;7.04</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Subrogation</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">72</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;7.05</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Continuing Guaranty; Assignments</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">73</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8" COLSPAN="3"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3" ALIGN="center">ARTICLE VIII</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3" ALIGN="center">THE AGENT</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;8.01</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Authorization and Authority</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">73</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;8.02</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Rights as a Lender</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">73</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;8.03</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Exculpatory Provisions</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">73</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;8.04</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Reliance by Agent</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">75</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;8.05</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Delegation of Duties</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">75</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;8.06</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Resignation of Agent</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">75</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;8.07</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP><FONT STYLE="white-space:nowrap">Non-Reliance</FONT> on Agent and Other Lenders</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">76</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;8.08</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>No Other Duties, etc.</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">77</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;8.09</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Lender ERISA Representation</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">77</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;8.10</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Erroneous Payments</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">78</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">ii </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="12%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="84%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>

<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3" ALIGN="center">ARTICLE IX</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3" ALIGN="center">MISCELLANEOUS</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;9.01</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Amendments, Etc.</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">81</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;9.02</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Notices, Etc.</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">82</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;9.03</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>No Waiver; Remedies</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">83</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;9.04</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Costs and Expenses</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">83</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;9.05</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Right of <FONT STYLE="white-space:nowrap">Set-off</FONT></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">85</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;9.06</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Binding Effect</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">86</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;9.07</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Assignments and Participations</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">86</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;9.08</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Confidentiality</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">91</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;9.09</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Designated Subsidiaries</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">92</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;9.10</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Governing Law</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">93</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;9.11</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Execution in Counterparts</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">93</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;9.12</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Judgment</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">94</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;9.13</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Jurisdiction, Etc.</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">94</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;9.14</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Substitution of Currency</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">95</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;9.15</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>No Liability Regarding Letters of Credit</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">95</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;9.16</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Patriot Act Notification</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">95</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;9.17</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>No Fiduciary Duty</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">96</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;9.18</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Acknowledgement and Consent to <FONT STYLE="white-space:nowrap">Bail-In</FONT> of Certain Financial Institutions</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">96</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;9.19</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Waiver of Jury Trial</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">98</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><U>Schedules </U></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="13%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="3%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="82%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Schedule I</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">-</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">Commitments</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Schedule 2.01(b)</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">-</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">Existing Letters of Credit</TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><U>Exhibits </U></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>

<TD></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="2%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="87%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" NOWRAP>Exhibit&nbsp;A</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">-</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Form of Note</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" NOWRAP>Exhibit B</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">-</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Form of Notice of Borrowing</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" NOWRAP>Exhibit C</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">-</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Form of Assignment and Assumption</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" NOWRAP><FONT STYLE="white-space:nowrap">Exhibit&nbsp;D-1</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">-</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Form of Opinion of Willkie Farr&nbsp;&amp; Gallagher LLP</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" NOWRAP>Exhibit <FONT STYLE="white-space:nowrap">D-2</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">-</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Form of Opinion of <FONT STYLE="white-space:nowrap">In-House</FONT> Counsel for the Company</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" NOWRAP>Exhibit E</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">-</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Form of Designation Agreement</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" NOWRAP>Exhibit F</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">-</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Form of Assumption Agreement</TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">iii </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">AMENDED AND RESTATED CREDIT AGREEMENT </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Dated as of May&nbsp;29, 2024 </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">THE INTERPUBLIC GROUP OF COMPANIES, INC., a Delaware corporation (the &#147;<U>Company</U>&#148;), the banks and other financial institutions
(the &#147;<U>Initial Lenders</U>&#148;) listed on the signature pages hereof, BANK OF AMERICA, N.A. and JPMORGAN CHASE BANK, N.A. (&#147;<U>JPMorgan</U>&#148;), as <FONT STYLE="white-space:nowrap">co-syndication</FONT> agents, MORGAN STANLEY MUFG
LOAN PARTNERS, LLC, acting through Morgan Stanley Senior Funding, Inc. and MUFG Bank, Ltd., as documentation agent, CITIBANK, N.A. (&#147;<U>Citibank</U>&#148;), JPMorgan, BOFA SECURITIES, INC. and MORGAN STANLEY MUFG LOAN PARTNERS, LLC, acting
through Morgan Stanley Senior Funding, Inc. and MUFG Bank, Ltd., as joint lead arrangers and joint book managers, and CITIBANK, N.A. (&#147;<U>Citibank</U>&#148;), as administrative agent (the &#147;<U>Agent</U>&#148;) for the Lenders (as
hereinafter defined), agree as follows: </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">PRELIMINARY STATEMENT. The Company, the lenders parties thereto and Citibank, as agent, are
parties to the Amended and Restated Credit Agreement dated as of November&nbsp;1, 2021 (the &#147;<U>Existing Credit Agreement</U>&#148;). Subject to the satisfaction of the conditions set forth in Section&nbsp;3.01, the Borrowers, the parties
hereto and Citibank, as Agent, desire to amend and restate the Existing Credit Agreement as herein set forth. </P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>ARTICLE I </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>DEFINITIONS AND ACCOUNTING TERMS </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;1.01 <U>Certain Defined Terms</U>. As used in this Agreement, the following terms shall have the following meanings (such
meanings to be equally applicable to both the singular and plural forms of the terms defined): </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Acquired/Disposed
Business</U>&#148; means (a)&nbsp;any Person, division or line of business acquired or disposed of, as the case may be, by the Company or any Consolidated Subsidiary of the Company where the consideration (whether cash, stock or other form of
consideration) for the transaction is at least $200,000,000 (it being understood that such consideration shall be determined based on the payment made at the time of the transaction, without regard to any subsequent or earnout payments); or
(b)&nbsp;a Specified Acquisition. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Adjusted EBITDA</U>&#148; means for any period, with respect to any
Acquired/Disposed Business acquired or disposed of since the beginning of such period, the EBITDA of such Acquired/Disposed Business (determined using the definition of EBITDA herein mutatis mutandis and determined, if applicable, on a Consolidated
basis together with any Subsidiaries or other Consolidated entities of such Acquired/Disposed Business), calculated on a pro forma basis as if the acquisition or disposition of such Acquired/Disposed Business had occurred on the first day of such
period. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Administrative Questionnaire</U>&#148; means an Administrative Questionnaire in a form supplied by the
Agent. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Advance</U>&#148; means an advance by a Lender to any Borrower as
part of a Borrowing and refers to a Base Rate Advance, a Term SOFR Advance, a EURIBOR Advance or a SONIA Advance (each of which shall be a &#147;Type&#148; of Advance). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Affected Financial Institution</U>&#148; means (a)&nbsp;any EEA Financial Institution or (b)&nbsp;any UK Financial
Institution. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Affiliate</U>&#148; means, as to any Person, any other Person (whether or not existing as at the
date hereof) that, directly or indirectly, controls, is controlled by or is under common control with such Person or is a director or officer of such Person. For purposes of this definition, the term &#147;control&#148; (including the terms
&#147;controlling&#148;, &#147;controlled by&#148; and &#147;under common control with&#148;) of a Person means the possession, direct or indirect, of the power to vote 10% or more of the Voting Stock of such Person or to direct or cause the
direction of the management and policies of such Person, whether through the ownership of Voting Stock, by contract or otherwise. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Agent&#146;s Account</U>&#148; means (a)&nbsp;the account of the Agent maintained by the Agent at Citibank at its
office at One Penns Way, New Castle, Delaware 19720, Account No.&nbsp;31311565, Attention: Lending Agency and (b)&nbsp;such other account of the Agent as is designated in writing from time to time by the Agent to the Company and the Lenders for such
purpose. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Agreement</U>&#148; means this Credit Agreement, as amended, restated, supplemented or otherwise
modified from time to time. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Anniversary Date</U>&#148; has the meaning specified in Section&nbsp;2.20(a). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Anti-Corruption Laws</U>&#148; means all laws, rules, and regulations of any jurisdiction applicable to any Borrower
or its Subsidiaries from time to time concerning or relating to bribery or corruption, including the United States Foreign Corrupt Practices Act of 1977 (12 U.S.C. <FONT STYLE="white-space:nowrap">&#167;78dd-1)</FONT> and the U.K. Bribery Act of
2010. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Applicable Lending Office</U>&#148; means, with respect to any Lender, the office of such Lender specified
as its &#147;Lending Office&#148; in its Administrative Questionnaire delivered to the Agent, or such other office of such Lender as such Lender may from time to time specify to the Company and the Agent. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Applicable Margin</U>&#148; means, as of any date from and after the Restatement Date, a percentage per annum
determined by reference to the Public Debt Rating in effect on such date as set forth below: </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">2 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="84%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="51%"></TD>

<TD VALIGN="bottom" WIDTH="13%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="12%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="12%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom" NOWRAP> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-bottom:1.00pt solid #000000; display:table-cell; font-size:8pt; font-family:Times New Roman; "><B>Public Debt Rating<BR>S&amp;P/Moody&#146;s/Fitch</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Applicable&nbsp;Margin<BR>for Base Rate<BR>Advances</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Applicable&nbsp;Margin<BR>for EURIBOR<BR>Advances and<BR>SONIA Advances</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Applicable&nbsp;Margin<BR>for Term SOFR<BR>Advances</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><U>Level&nbsp;1</U></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">At least <FONT STYLE="white-space:nowrap">A-</FONT> / A3 / A-</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">0.000</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">0.910</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">1.010</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><U>Level&nbsp;2</U></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">BBB+ / Baa1 / BBB+</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">0.015</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">1.015</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">1.115</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><U>Level&nbsp;3</U></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">BBB/ Baa2 / BBB</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">0.125</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">1.125</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">1.225</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><U>Level&nbsp;4</U></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><FONT STYLE="white-space:nowrap">BBB-</FONT> / Baa3 / BBB-</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">0.200</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">1.200</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">1.300</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><U>Level&nbsp;5</U></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Ratings less than <FONT STYLE="white-space:nowrap">BBB-</FONT> / Baa3 / <FONT STYLE="white-space:nowrap">BBB-</FONT>
(or unrated by S&amp;P, Moody&#146;s and Fitch)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">0.500</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">1.500</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">1.600</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Applicable Percentage</U>&#148; means, as of any date from and after the Restatement
Date, a percentage per annum determined by reference to the Public Debt Rating in effect on such date as set forth below: </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="68%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="77%"></TD>

<TD VALIGN="bottom" WIDTH="18%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom" NOWRAP> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-bottom:1.00pt solid #000000; display:table-cell; font-size:8pt; font-family:Times New Roman; "><B>Public Debt Rating S&amp;P/Moody&#146;s/Fitch</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Applicable&nbsp;Percentage</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><U>Level&nbsp;1</U></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">At least <FONT STYLE="white-space:nowrap">A-</FONT> / A3 / A-</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">0.090</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><U>Level&nbsp;2</U></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">BBB+ / Baa1 / BBB+</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">0.110</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><U>Level&nbsp;3</U></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">BBB/ Baa2 / BBB</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">0.125</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><U>Level&nbsp;4</U></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><FONT STYLE="white-space:nowrap">BBB-</FONT> / Baa3 / BBB-</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">0.175</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><U>Level&nbsp;5</U></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Ratings less than <FONT STYLE="white-space:nowrap">BBB-</FONT> / Baa3 / <FONT STYLE="white-space:nowrap">BBB-</FONT>
(or unrated by S&amp;P, Moody&#146;s and Fitch)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">0.250</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Assignment and Assumption</U>&#148; means an assignment and assumption entered into
by a Lender and an Eligible Assignee, and accepted by the Agent, in substantially the form of Exhibit&nbsp;C hereto. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Assuming Lender</U>&#148; has the meaning specified in Section&nbsp;2.18(b). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Assumption Agreement</U>&#148; has the meaning specified in Section&nbsp;2.18(c)(ii). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Available Amount</U>&#148; of any Letter of Credit means, at any time, the maximum amount available to be drawn under
such Letter of Credit at such time (assuming compliance at such time with all conditions to drawing), converting all <FONT STYLE="white-space:nowrap">non-Dollar</FONT> amounts into the Dollar Equivalent thereof at such time. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">3 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Available Tenor</U>&#148; means, as of any date of determination
and with respect to any then-current Benchmark for any currency, as applicable, (x)&nbsp;if any then-current Benchmark is a term rate, any tenor for such Benchmark that is or may be used for determining the length of an Interest Period or
(y)&nbsp;otherwise, any payment period for interest calculated with reference to such Benchmark, as applicable, pursuant to this Agreement as of such date and not including, for the avoidance of doubt, any tenor for such Benchmark that is
then-removed from the definition of &#147;Interest Period&#148; pursuant to Section&nbsp;2.22(c). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U><FONT
STYLE="white-space:nowrap">Bail-In</FONT> Action</U>&#148; means the exercise of any Write-Down and Conversion Powers by the applicable Resolution Authority in respect of any liability of an Affected Financial Institution. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U><FONT STYLE="white-space:nowrap">Bail-In</FONT> Legislation</U>&#148; means (a)&nbsp;with respect to any EEA Member
Country implementing Article 55 of Directive 2014/59/EU of the European Parliament and of the Council of the European Union, the implementing law, regulation rule or requirement for such EEA Member Country from time to time which is described in the
EU <FONT STYLE="white-space:nowrap">Bail-In</FONT> Legislation Schedule and (b)&nbsp;with respect to the United Kingdom, Part I of the United Kingdom Banking Act 2009 (as amended from time to time) and any other law, regulation or rule applicable in
the United Kingdom relating to the resolution of unsound or failing banks, investment firms or other financial institutions or their affiliates (other than through liquidation, administration or other insolvency proceedings). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Base Rate</U>&#148; means a fluctuating interest rate per annum in effect from time to time, which rate per annum
shall at all times be equal to the highest of: </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:9%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(a) the rate of interest announced publicly by Citibank in New&nbsp;York,
New&nbsp;York, from time to time, as Citibank&#146;s base rate; </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:9%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(b) <SUP STYLE="vertical-align:top">1</SUP>&#8260;<SUB
STYLE="vertical-align:bottom">2</SUB> of one percent per annum above the Federal Funds Rate; </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:9%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(c) Term SOFR for a <FONT
STYLE="white-space:nowrap">one-month</FONT> tenor in effect on such day plus 1.00%; and </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:9%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(d) zero. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Base Rate Advance</U>&#148; means an Advance denominated in Dollars that bears interest as provided in
Section&nbsp;2.07(a)(i). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Benchmark</U>&#148; means, initially, (i)&nbsp;with respect to amounts denominated in
Dollars, Term SOFR, (ii)&nbsp;with respect to amounts denominated in Sterling, SONIA, and (iii)&nbsp;with respect to any amounts denominated in Euro, EURIBOR; <U>provided</U> that if a replacement of an initial or subsequent Benchmark has occurred
pursuant to Section&nbsp;2.22, then &#147;Benchmark&#148; means the applicable Benchmark Replacement to the extent that such Benchmark Replacement has replaced such prior benchmark rate. Any reference to &#147;Benchmark&#148; shall include, as
applicable, the published component used in the calculation thereof. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">4 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Benchmark Replacement</U>&#148; means, for any Available Tenor:
</P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(1) For purposes of replacing Term SOFR, the first alternative set forth below that can be determined by the Agent: </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(a) Daily Simple SOFR; or </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(b) the sum of: (i)&nbsp;the alternate benchmark rate that has been selected by the Agent and the Company giving due
consideration to (A)&nbsp;any selection or recommendation of a replacement benchmark rate or the mechanism for determining such a rate by the Relevant Governmental Body or (B)&nbsp;any evolving or then-prevailing market convention for determining a
benchmark rate as a replacement to the then-current Benchmark for Dollar-denominated syndicated credit facilities and (ii)&nbsp;the related Benchmark Replacement Adjustment. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(2) For purposes of replacing any Benchmark (other than Term SOFR), the sum of (a)&nbsp;the alternate benchmark rate and
(b)&nbsp;an adjustment (which may be a positive or negative value or zero), in each case, that has been selected by the Agent and the Company as the replacement for such Available Tenor of such Benchmark giving due consideration to any evolving or
then-prevailing market convention, including any applicable recommendations made by the Relevant Governmental Body, for syndicated credit facilities at such time denominated in the applicable currency in the U.S. syndicated loan market; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman"><U>provided</U> that, if the Benchmark Replacement as determined pursuant to clause (1)&nbsp;or (2) above would be less than
the Floor, the Benchmark Replacement will be deemed to be the Floor for the purposes of this Agreement and the other Loan Documents. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Benchmark Replacement Adjustment</U>&#148; means, with respect to any replacement of the then-current Benchmark with
an Unadjusted Benchmark Replacement, the spread adjustment, or method for calculating or determining such spread adjustment (which may be a positive or negative value or zero) that has been selected by the Agent and the Company giving due
consideration to (a)&nbsp;any selection or recommendation of a spread adjustment, or method for calculating or determining such spread adjustment, for the replacement of such Benchmark with the applicable Unadjusted Benchmark Replacement by the
Relevant Governmental Body or (b)&nbsp;any evolving or then-prevailing market convention for determining a spread adjustment, or method for calculating or determining such spread adjustment, for the replacement of such Benchmark with the applicable
Unadjusted Benchmark Replacement for syndicated credit facilities denominated in the applicable Currency. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Benchmark Replacement Date</U>&#148; means the earliest to occur of the following events with respect to the
then-current Benchmark: </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(a) in the case of clause (a)&nbsp;or (b) of the definition of &#147;Benchmark Transition
Event&#148;, the later of (i)&nbsp;the date of the public statement or publication of information referenced therein and (ii)&nbsp;the date on which the administrator of such Benchmark (or the published component used in the calculation thereof)
permanently or indefinitely ceases to provide all Available Tenors of such Benchmark (or such component thereof); or </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">5 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(b) in the case of clause (c)&nbsp;of the definition of &#147;Benchmark
Transition Event&#148;, the first date on which such Benchmark (or the published component used in the calculation thereof) has been determined and announced by or on behalf of the administrator of such Benchmark (or such component thereof) or the
regulatory supervisor for the administrator of such Benchmark (or such component thereof) to be <FONT STYLE="white-space:nowrap">non-representative</FONT> or <FONT STYLE="white-space:nowrap">non-compliant</FONT> with or <FONT
STYLE="white-space:nowrap">non-aligned</FONT> with the International Organization of Securities Commissions (IOSCO) Principles for Financial Benchmarks; <U>provided</U>, that such <FONT STYLE="white-space:nowrap">non-representativeness,</FONT> <FONT
STYLE="white-space:nowrap">non-compliance</FONT> or <FONT STYLE="white-space:nowrap">non-alignment</FONT> will be determined by reference to the most recent statement or publication referenced in such clause (c)&nbsp;and even if any Available Tenor
of such Benchmark (or such component thereof) continues to be provided on such date. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">For the avoidance of doubt, the
&#147;Benchmark Replacement Date&#148; will be deemed to have occurred in the case of clause (a)&nbsp;or (b) with respect to any Benchmark upon the occurrence of the applicable event or events set forth therein with respect to all then-current
Available Tenors of such Benchmark (or the published component used in the calculation thereof). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Benchmark
Transition Event</U>&#148; means the occurrence of one or more of the following events with respect to the then-current Benchmark: </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(a) a public statement or publication of information by or on behalf of the administrator of such Benchmark (or the published
component used in the calculation thereof) announcing that such administrator has ceased or will cease to provide all Available Tenors of such Benchmark (or such component thereof), permanently or indefinitely; <U>provided</U> that, at the time of
such statement or publication, there is no successor administrator that will continue to provide any Available Tenor of such Benchmark (or such component thereof); </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(b) a public statement or publication of information by the regulatory supervisor for the administrator of such Benchmark (or
the published component used in the calculation thereof), the Federal Reserve Board, the Federal Reserve Bank of New York, an insolvency official with jurisdiction over the administrator for such Benchmark (or such component), a resolution authority
with jurisdiction over the administrator for such Benchmark (or such component) or a court or an entity with similar insolvency or resolution authority over the administrator for such Benchmark (or such component), which states that the
administrator of such Benchmark (or such component) has ceased or will cease to provide all Available Tenors of such Benchmark (or such component thereof) permanently or indefinitely; <U>provided</U> that, at the time of such statement or
publication, there is no successor administrator that will continue to provide any Available Tenor of such Benchmark (or such component thereof); or </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(c) a public statement or publication of information by or on behalf of the administrator of such Benchmark (or the published
component used in the calculation thereof) or the regulatory supervisor for the administrator of such Benchmark (or such component thereof) announcing that all Available Tenors of such Benchmark (or such component thereof) are no longer, or as of a
specified future date will not be, representative or in compliance with or aligned with the International Organization of Securities Commissions (IOSCO) Principles for Financial Benchmarks. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">6 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">For the avoidance of doubt, a &#147;Benchmark Transition Event&#148; will be
deemed to have occurred with respect to any Benchmark if a public statement or publication of information set forth above has occurred with respect to each then-current Available Tenor of such Benchmark (or the published component used in the
calculation thereof). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Beneficial Ownership Certification</U>&#148; means a certification regarding beneficial
ownership as required by the Beneficial Ownership Regulation. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Beneficial Ownership Regulation</U>&#148; means 31
C.F.R. &#167; 1010.230. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Borrowers</U>&#148; means, collectively, the Company and the Designated Subsidiaries
from time to time (and each a &#147;<U>Borrower</U>&#148;). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Borrowing</U>&#148; means a borrowing consisting of
simultaneous Advances of the same Type made by each of the Lenders pursuant to Sections 2.01(a) or 2.03(c). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Business Day</U>&#148; means a day of the year on which banks are not required or authorized by law to close in
New&nbsp;York City and, if the applicable Business Day relates to any SONIA Advances (other than in respect of interest rate settings), on which banks are not required or authorized by law to close in London and, if the applicable Business Day
relates to EURIBOR Advances, on which T2 is open for the settlement of payments in Euros; <U>provided</U>, that if such day relates to any interest rate settings as to any SONIA Advances, the term &#147;Business Day&#148; means a day other than a
Saturday, Sunday or a legal holiday under the laws of the United Kingdom. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Commitment</U>&#148; means a Revolving
Credit Commitment or a Letter of Credit Commitment. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Commitment Date</U>&#148; has the meaning specified in
Section&nbsp;2.18(b). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Commitment Increase</U>&#148; has the meaning specified in Section&nbsp;2.18(a). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Committed Currencies</U>&#148; means Sterling, Euro and any other currency (other than Dollars) requested by the
applicable Borrower by notice to the Agent, including a proposed amendment to this Agreement to address the interest rate conventions applicable to such currency, and approval of such currency and such amendment by all Lenders. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Committed L/C Currencies</U>&#148; means Sterling, lawful currency of Japan, lawful currency of Switzerland, lawful
currency of Singapore, lawful currency of Canada, lawful currency of Sweden, lawful currency of Denmark, lawful currency of Australia, Euro and any other currency (other than Dollars) requested by the applicable Borrower that can be provided by all
Issuing Banks. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">7 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Competitor</U>&#148; means, as of any date, any Person that is
(a)&nbsp;any entity (other than the Company or its Subsidiaries) within the Global Industrial Classification (&#147;<U>GICS</U>&#148;) Media Industry Group, presently designated as No.&nbsp;2540 (and any successor or replacement thereto) appearing
on Bloomberg, (b)&nbsp;a competitor of any of the Borrowers or (c)&nbsp;any Affiliate of a competitor of any of the Borrowers, which Person, in the case of clause (b)&nbsp;and (c), has been designated by the Company as a &#147;Competitor&#148; by
written notice to the Agent and the Lenders (including by posting such notice to the Platform) effective five Business Days after such notice is so given; <U>provided</U> that &#147;Competitor&#148; shall exclude any Person that the Company has
designated as no longer being a &#147;Competitor&#148; by written notice delivered to the Agent from time to time. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Conforming Changes</U>&#148; means, with respect to SONIA, Term SOFR or any Benchmark Replacement, any technical,
administrative or operational changes (including, without limitation, changes to the definition of &#147;Base Rate,&#148; the definition of &#147;Business Day,&#148; the definition of &#147;Interest Period,&#148; the definition of &#147;SONIA,&#148;
the definition of &#147;Term SOFR,&#148; the definition of &#147;U.S. Government Securities Business Day,&#148; timing and frequency of determining rates and making payments of interest, timing of borrowing requests or prepayment, conversion or
continuation notices, the applicability and length of lookback periods, the applicability of breakage provisions, the formula for calculating any successor rates identified pursuant to the definitions of &#147;SONIA,&#148; &#147;Term SOFR,&#148;
and/or &#147;Benchmark Replacement&#148;, the formula, methodology or convention for applying the successor Floor to SONIA, Term SOFR or the successor Benchmark Replacement and other technical, administrative or operational matters) that the Agent
(in consultation with the Company) decides may be appropriate to reflect the adoption and implementation of SONIA, Term SOFR or Benchmark Replacement and to permit the administration thereof by the Agent in a manner substantially consistent with
market practice (or, if the Agent decides that adoption of any portion of such market practice is not administratively feasible or if the Agent determines that no market practice for the administration of SONIA, Term SOFR or Benchmark Replacement
exists, in such other manner of administration as the Agent (in consultation with the Company) decides is reasonably necessary in connection with the administration of this Agreement and the other Loan Documents). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Consolidated</U>&#148; refers to the consolidation of accounts in accordance with GAAP. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Consolidated Subsidiary</U>&#148; means at any date any Subsidiary or other entity the accounts of which would be
consolidated with those of the Company in its Consolidated financial statements as of such date. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Convert</U>&#148;, &#147;<U>Conversion</U>&#148; and &#147;<U>Converted</U>&#148; each refers to a conversion of Term
SOFR Advances into Base Rate Advances or a conversion of Base Rate Advances into Term SOFR Advances pursuant to Section&nbsp;2.08 or 2.09. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Daily Simple SOFR</U>&#148; means, for any day, SOFR, with the conventions for this rate (which will include a
lookback) being established by the Agent in accordance with the conventions for this rate recommended by the Relevant Governmental Body for determining &#147;Daily Simple SOFR&#148; for syndicated business loans; <U>provided</U>, that if the Agent
decides that any such convention is not administratively feasible for the Agent, then the Agent, in consultation with the Company, may establish another convention in its reasonable discretion. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">8 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Debt</U>&#148; of any Person means, without duplication,
(a)&nbsp;all indebtedness of such Person for borrowed money, (b)&nbsp;all payment obligations of such Person for the deferred purchase price of property or services (other than trade payables incurred in the ordinary course of such Person&#146;s
business), (c)&nbsp;all payment obligations of such Person evidenced by notes, bonds, debentures or other similar instruments, (d)&nbsp;all payment obligations of such Person created or arising under any conditional sale or other title retention
agreement with respect to property acquired by such Person (even though the rights and remedies of the seller or lender under such agreement in the event of default are limited to repossession or sale of such property), (e)&nbsp;all payment
obligations of such Person as lessee under leases that have been or should be, in accordance with generally accepted accounting principles, recorded as capital leases or, after giving effect to FASB ASC 842, as finance leases, (f)&nbsp;all payment
obligations, contingent or otherwise, of such Person in respect of acceptances, letters of credit or similar extensions of credit, (g)&nbsp;all net payment obligations of such Person in respect of each Hedge Agreement, (h)&nbsp;all Debt of others
referred to in clauses&nbsp;(a) through (g)&nbsp;above or clause&nbsp;(i) below guaranteed directly or indirectly in any manner by such Person, or in effect guaranteed directly or indirectly by such Person through an agreement (1)&nbsp;to pay or
purchase such Debt or to advance or supply funds for the payment or purchase of such Debt, (2)&nbsp;to purchase, sell or lease (as lessee or lessor) property, or to purchase or sell services, primarily for the purpose of enabling the debtor to make
payment of such Debt or to assure the holder of such Debt against loss, (3)&nbsp;to supply funds to or in any other manner invest in the debtor (including any agreement to pay for property or services irrespective of whether such property is
received or such services are rendered) or (4)&nbsp;otherwise to assure a creditor against loss, and (i)&nbsp;all Debt referred to in clauses&nbsp;(a) through (h)&nbsp;above secured by (or for which the holder of such Debt has an existing right,
contingent or otherwise, to be secured by) any Lien on property (including, without limitation, accounts and contract rights) owned by such Person, even though such Person has not assumed or become liable for the payment of such Debt;
<U>provided</U>, <U>however</U>, that the term &#147;Debt&#148; shall not include obligations under agreements providing for indemnification, deferred purchase price payments or similar obligations incurred or assumed in connection with the
acquisition or disposition of assets or stock, whether by merger or otherwise. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Default</U>&#148; means any Event
of Default or any event that would constitute an Event of Default but for the requirement that notice be given or time elapse or both. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Defaulting Lender</U>&#148; means, subject to Section&nbsp;2.19(e), at any time, any Lender that has (a)&nbsp;failed
to perform any of its funding obligations hereunder, including in respect of its Advances or participations in respect of Letters of Credit, within two Business Days of the date required to be funded by it hereunder unless such Lender notifies the
Agent and the Company in writing that such failure is the result of such Lender&#146;s good faith reasonable determination that one or more conditions precedent to funding (each of which conditions precedent, together with any applicable default,
shall be specifically identified in such writing) has not been satisfied, (b)&nbsp;has notified the Company or the Agent in writing, or has made a public statement to the effect, that it does not intend or expect to comply with any of its funding
obligations under this Agreement (unless such writing or public statement indicates that such position is based on such Lender&#146;s good faith reasonable determination that a condition precedent (specifically identified and including the
</P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">9 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:5%; font-size:10pt; font-family:Times New Roman">
particular default, if any) to funding a loan under this Agreement cannot be satisfied) or generally under other agreements in which it commits to extend credit, (c)&nbsp;has failed, within three
(3)&nbsp;Business Days after request by the Company, the Agent or any Issuing Bank acting in good faith, to provide a certification in writing from an authorized officer of such Lender that it will comply with its obligations to fund prospective
Advances and participations in then outstanding Letters of Credit under this Agreement, <U>provided</U> that such Lender shall cease to be a Defaulting Lender pursuant to this clause upon the Company&#146;s receipt of such certification in form and
substance satisfactory to it and the Agent or (d)(i) become or is insolvent or has a parent company that has become or is insolvent, (ii)&nbsp;become the subject of a <FONT STYLE="white-space:nowrap">Bail-In</FONT> Action or (iii)&nbsp;become the
subject of a bankruptcy or insolvency proceeding, or has had a receiver, conservator, trustee, administrator, assignee for the benefit of creditors or similar Person charged with reorganization or liquidation of its business or custodian, appointed
for it, or has taken any action in furtherance of, or indicating its consent to, approval of or acquiescence in any such proceeding or appointment or has a parent company that has become the subject of a bankruptcy or insolvency proceeding, or has
had a receiver, conservator, trustee, administrator, assignee for the benefit of creditors or similar Person charged with reorganization or liquidation of its business or custodian appointed for it, or has taken any action in furtherance of, or
indicating its consent to, approval of or acquiescence in any such proceeding or appointment; <U>provided</U> that a Lender shall not be deemed to be a Defaulting Lender under this clause (d)&nbsp;solely as a result of (1)&nbsp;the acquisition or
maintenance of an ownership interest in such Lender or parent company by a governmental authority or instrumentality thereof or (2)&nbsp;in the case of a solvent Lender, the precautionary appointment of an administrator, guardian, custodian or other
similar official by a governmental authority or instrumentality under or based on the law of the country where such Lender is subject to home jurisdiction supervision if applicable law requires that such appointment not be publicly disclosed, so
long as, in the case of clause (1)&nbsp;and clause (2), such action does not result in or provide such Lender with immunity from the jurisdiction of courts within the United States or from the enforcement of judgments or writs of attachment on its
assets or permit such Lender (or such governmental authority or instrumentality) to reject, repudiate, disavow or disaffirm any contracts or agreements made with such Lender. Any determination by the Agent or the Company that a Lender is a
Defaulting Lender under any one or more of clauses (a)&nbsp;through (d) above shall be conclusive and binding absent manifest error, and such Lender shall be deemed to be a Defaulting Lender (subject to Section&nbsp;2.19(e)) upon delivery of written
notice of such determination to the Company, each Issuing Bank and each Lender. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Designated Subsidiary</U>&#148;
means any direct or indirect wholly-owned Subsidiary of the Company designated for borrowing privileges under this Agreement pursuant to Section&nbsp;9.09. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Designation Agreement</U>&#148; means, with respect to any Designated Subsidiary, an agreement in the form of Exhibit
E hereto signed by such Designated Subsidiary and the Company. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Determination Date</U>&#148; has the meaning
specified in Section&nbsp;9.07(h). </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">10 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Dollars</U>&#148; and the &#147;<U>$</U>&#148; sign each means
lawful currency of the United States of America. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>EBITDA</U>&#148; means, for any period, operating income (or
operating loss) plus (a)&nbsp;depreciation expense, (b)&nbsp;amortization expense and (c)&nbsp;to the extent such <FONT STYLE="white-space:nowrap">non-cash</FONT> charges have reduced operating income, other
<FONT STYLE="white-space:nowrap">non-cash</FONT> charges, in each case determined in accordance with GAAP for such period, and (d)&nbsp;Adjusted EBITDA. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>EEA Financial Institution</U>&#148; means (a)&nbsp;any credit institution or investment firm established in any EEA
Member Country which is subject to the supervision of an EEA Resolution Authority, (b)&nbsp;any entity established in an EEA Member Country which is a parent of an institution described in clause (a)&nbsp;of this definition, or (c)&nbsp;any
financial institution established in an EEA Member Country which is a subsidiary of an institution described in clauses (a)&nbsp;or (b) of this definition and is subject to consolidated supervision with its parent. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>EEA Member Country</U>&#148; means any of the member states of the European Union, Iceland, Liechtenstein, and
Norway. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>EEA Resolution Authority</U>&#148; means any public administrative authority or any person entrusted
with public administrative authority of any EEA Member Country (including any delegee) having responsibility for the resolution of any EEA Financial Institution. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Eligible Assignee</U>&#148; means any Person that meets the requirements to be an assignee under
Section&nbsp;9.07(b)(iii), (v) and (vi) (subject to such consents, if any, as may be required under Section&nbsp;9.07(b)(iii)). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Equivalent</U>&#148; in Dollars of any Committed Currency or Committed L/C Currency on any date means the equivalent
in Dollars of such currency determined by using the quoted spot rate at which the Agent&#146;s or applicable Issuing Bank&#146;s principal office in London offers to exchange Dollars for such currency in London at approximately 4:00 P.M. (London
time) (unless otherwise indicated by the terms of this Agreement) on such date as is required pursuant to the terms of this Agreement, and the &#147;Equivalent&#148; in any Committed Currency or Committed L/C Currency of Dollars means the equivalent
in such currency of Dollars determined by using the quoted spot rate at which the Agent&#146;s or applicable Issuing Bank&#146;s principal office in London offers to exchange such currency for Dollars in London at approximately 4:00 P.M. (London
time) (unless otherwise indicated by the terms of this Agreement) on such date as is required pursuant to the terms of this Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>ERISA</U>&#148; means the Employee Retirement Income Security Act of 1974, as amended from time to time, and the
regulations promulgated and rulings issued thereunder. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>ERISA Affiliate</U>&#148; means any Person that for
purposes of Title IV of ERISA is a member of the controlled group of the Company, or under common control with the Company, within the meaning of Section&nbsp;414 of the Internal Revenue Code. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">11 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>ERISA Event</U>&#148; means (a)(i) the occurrence of a reportable
event, within the meaning of Section&nbsp;4043 of ERISA, with respect to any Plan unless the <FONT STYLE="white-space:nowrap">30-day</FONT> notice requirement with respect to such event has been waived by the PBGC or (ii)&nbsp;the requirements of
Section&nbsp;4043(b) of ERISA apply with respect to a contributing sponsor, as defined in Section&nbsp;4001(a)(13) of ERISA, of a Plan, and an event described in paragraph (9), (10), (11), (12) or (13)&nbsp;of Section&nbsp;4043(c) of ERISA is
reasonably expected to occur with respect to such Plan within the following 30 days; (b)&nbsp;the application for a minimum funding waiver with respect to a Plan; (c)&nbsp;the provision by the administrator of any Plan of a notice of intent to
terminate such Plan, pursuant to Section&nbsp;4041(a)(2) of ERISA (including any such notice with respect to a plan amendment referred to in Section&nbsp;4041(e) of ERISA); (d) the cessation of operations at a facility of the Company or any ERISA
Affiliate in the circumstances described in Section&nbsp;4062(e) of ERISA; (e)&nbsp;the withdrawal by the Company or any ERISA Affiliate from a Multiple Employer Plan during a plan year for which it was a substantial employer, as defined in
Section&nbsp;4001(a)(2) of ERISA; (f)&nbsp;the conditions for imposition of a lien under Section&nbsp;303(k) of ERISA shall have been met with respect to any Plan; (g)&nbsp;a determination that any Plan is in &#147;at risk&#148; status (within the
meaning of Section&nbsp;303 of ERISA); or (h)&nbsp;the institution by the PBGC of proceedings to terminate a Plan pursuant to Section&nbsp;4042 of ERISA, or the occurrence of any event or condition described in Section&nbsp;4042 of ERISA that
constitutes grounds for the termination of, or the appointment of a trustee to administer, such Plan. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>EU <FONT
STYLE="white-space:nowrap">Bail-In</FONT> Legislation Schedule</U>&#148; means the EU <FONT STYLE="white-space:nowrap">Bail-In</FONT> Legislation Schedule published by the Loan Market Association (or any successor person), as in effect from time to
time. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>EURIBOR</U>&#148; means, for any Interest Period for each EURIBOR Advance comprising part of the same
Borrowing, an interest rate per annum equal to the Euro Interbank Offered Rate with respect to deposits in Euro as determined by reference to the applicable Bloomberg screen (or, if not so available, any successor or substitute screen of such
service, or any successor to or substitute for such service providing rate quotations comparable to those currently provided on such page of such service, as determined by the Agent from time to time for purposes of providing quotations of interest
rates applicable to Euro deposits in the applicable interbank market) two Business Days prior to the first day of such Interest Period; <U>provided</U>, that if EURIBOR shall be less than zero, such rate shall be deemed to be zero for purposes of
this Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>EURIBOR Advance</U>&#148; means an Advance denominated in Euros that bears interest as provided
in Section&nbsp;2.07(a)(iii). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Euro</U>&#148; means the lawful currency of the European Union as constituted by
the Treaty of Rome which established the European Community, as such treaty may be amended from time to time and as referred to in the EMU legislation. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Eurocurrency Liabilities</U>&#148; has the meaning assigned to that term in Regulation&nbsp;D of the Board of
Governors of the Federal Reserve System, as in effect from time to time. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Events of Default</U>&#148; has the
meaning specified in Section&nbsp;6.01. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">12 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Excluded Taxes</U>&#148; means taxes that are excluded from the
definition of Indemnified Taxes under Section&nbsp;2.14, including for the avoidance of doubt taxes not subject to gross up under Section&nbsp;2.14(e). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Facility</U>&#148; means the Letter of Credit Facility or the Revolving Credit Facility, as the context may require.
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>FATCA</U>&#148; means sections 1471 through 1474 of the Internal Revenue Code or successor or substantially
comparable statutory provisions, any regulations promulgated thereunder or guidance issued with respect to such provisions, any agreements entered into pursuant to Section&nbsp;1471(b)(1) of the Internal Revenue Code, any intergovernmental agreement
entered into in connection with the implementation of such Sections of the Internal Revenue Code and any fiscal or regulatory legislation, rules or practices adopted pursuant to such intergovernmental agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Federal Funds Rate</U>&#148; means, for any period, a fluctuating interest rate per annum equal for each day during
such period as published for such day (or, if such day is not a Business Day, for the next preceding Business Day) by the Federal Reserve Bank of New&nbsp;York for overnight Federal funds transactions with members of the Federal Reserve System, or,
if such rate is not so published for any day that is a Business Day, the average of the quotations for such day on such transactions received by the Agent from three Federal funds brokers of recognized standing selected by it; <U>provided</U>, that
if the Federal Funds Rate shall be less than zero, such rate shall be deemed to be zero for purposes of this Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Floor</U>&#148; means the benchmark rate floor, if any, provided in this Agreement initially (as of the execution and
delivery of this Agreement, the modification, amendment or renewal of this Agreement or otherwise) with respect to the initial Benchmark for each currency provided for hereunder. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Fitch</U>&#148; means Fitch, Inc. (or any successor). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>GAAP</U>&#148; has the meaning specified in Section&nbsp;1.03. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Guaranteed Obligations</U>&#148; has the meaning specified in Section&nbsp;7.01. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Hedge Agreements</U>&#148; means interest rate swap, cap or collar agreements, interest rate future or option
contracts, currency swap agreements, currency future or option contracts and other similar agreements designed to protect a Person against fluctuation in interest rates or currency exchange rates. For the avoidance of doubt, spot transactions shall
not constitute Hedge Agreements. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Increase Date</U>&#148; has the meaning specified in Section&nbsp;2.18(a). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Increasing Lender</U>&#148; has the meaning specified in Section&nbsp;2.18(b). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Information</U>&#148; has the meaning specified in Section&nbsp;9.08. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">13 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Information Memorandum</U>&#148; means the information memorandum
dated May&nbsp;6, 2024 used by the Agent in connection with the syndication of the Revolving Credit Commitments. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Interest Expense</U>&#148; means, for any period, without duplication, (i)&nbsp;interest expense (including the
interest component on obligations under capitalized leases), whether paid or accrued, on Total Debt of the Company and its Consolidated Subsidiaries net of interest income of the Company and its Consolidated Subsidiaries and (ii)&nbsp;solely for
purposes of determining the interest coverage ratio pursuant to Section&nbsp;5.03(a) hereof, cash dividends, whether paid or accrued, on any preferred stock of the Company that is convertible into common stock of the Company, in each case for such
period. The amount of Interest Expense for any period with respect to an Acquired/Disposed Business that is acquired or disposed of since the beginning of such period shall be increased or reduced, as the case may be, by the amount of Interest
Expense (determined using clause (i)&nbsp;of the preceding sentence mutatis mutandis and determined, if applicable, on a Consolidated basis together with any Subsidiaries or other Consolidated entities of such Acquired/Disposed Business) for such
period in respect of Total Debt (determined using the definition of Total Debt herein mutatis mutandis and determined, if applicable, on a Consolidated basis together with any Subsidiaries or other Consolidated entities of such Acquired/Disposed
Business) of such Acquired/Disposed Business, determined on a pro forma basis as if the acquisition or disposition, as the case may be, had occurred on the first day of such period (it being understood that interest expense related to Debt incurred
during such period to finance the acquisition of any such Acquired/Disposed Business shall be included in the foregoing calculation but interest expense related to any Debt no longer outstanding or repaid or redeemed at the time of acquisition of
any such Acquired/Disposed Business shall be excluded). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Interest Period</U>&#148; means, (a)&nbsp;for each Term
SOFR Advance comprising part of the same Borrowing, the period commencing on the date of such Term SOFR Advance or the date of the Conversion of any Base Rate Advance into such Term SOFR Advance and ending one month thereafter and, thereafter, each
subsequent period commencing on the last day of the immediately preceding Interest Period and ending one month thereafter, and (b)&nbsp;for each EURIBOR Advance comprising part of the same Borrowing, the period commencing on the date of such EURIBOR
Advance and ending on the last day of the period selected by the Borrower requesting such Borrowing pursuant to the provisions below and, thereafter, each subsequent period commencing on the last day of the immediately preceding Interest Period and
ending on the last day of the period selected by such Borrower pursuant to the provisions below. The duration of each such Interest Period for any EURIBOR Advance shall be one, three or six months or, subject to clause (iii)&nbsp;of this definition,
twelve months, as such Borrower may, upon notice received by the Agent not later than 11:00&nbsp;A.M. (New&nbsp;York City time) on the third Business Day prior to the first day of such Interest Period, select; <U>provided</U>, <U>however</U>, that:
</P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:9%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(i) such Borrower may not select any Interest Period that ends after the latest Termination Date; </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">14 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:9%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(ii) Interest Periods commencing on the same date for EURIBOR Advances
comprising part of the same Borrowing shall be of the same duration; </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:9%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(iii) in the case of any such Borrowing, the
Borrowers shall not be entitled to select an Interest Period having duration of twelve months unless, by 2:00 P.M. (New York City time) on the third Business Day prior to the first day of such Interest Period, each Lender notifies the Agent that
such Lender will be providing funding for such Borrowing with such Interest Period (the failure of any Lender to so respond by such time being deemed for all purposes of this Agreement as an objection by such Lender to the requested duration of such
Interest Period); <U>provided</U> that, if any or all of the Lenders object to the requested duration of such Interest Period, the duration of the Interest Period for such Borrowing shall be one, three or six months, as specified by the Borrower
requesting such Borrowing in the applicable Notice of Borrowing as the desired alternative to an Interest Period of twelve months; </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:9%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(iv) whenever the last day of any Interest Period would otherwise occur on a day other than a Business Day, the last day of
such Interest Period shall be extended to occur on the next succeeding Business Day, <U>provided</U>, <U>however</U>, that, if such extension would cause the last day of such Interest Period to occur in the next following calendar month, the last
day of such Interest Period shall occur on the next preceding Business Day; and </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:9%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(v) whenever the first day of any Interest
Period occurs on a day of an initial calendar month for which there is no numerically corresponding day in the calendar month that succeeds such initial calendar month by the number of months equal to the number of months in such Interest Period,
such Interest Period shall end on the last Business Day of such succeeding calendar month. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Internal Revenue
Code</U>&#148; means the Internal Revenue Code of 1986, as amended from time to time, and the regulations promulgated and rulings issued thereunder. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Issuing Bank</U>&#148; means JPMorgan, as the initial Issuing Bank, and any Eligible Assignee to which a portion of
the Letter of Credit Commitment hereunder has been assigned pursuant to Section&nbsp;9.07 or any other Lender (so long as such Eligible Assignee or such Lender expressly agrees to perform in accordance with their terms all of the obligations that by
the terms of this Agreement are required to be performed by it as an Issuing Bank and notifies the Agent of its Applicable Lending Office and its Letter of Credit Commitment (which information shall be recorded by the Agent in the Register)), for so
long as the initial Issuing Bank, Eligible Assignee or Lender, as the case may be, shall have a Letter of Credit Commitment. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>L/C Cash Deposit Account</U>&#148; means an interest bearing cash deposit account to be established and maintained by
the Agent, over which the Agent shall have sole dominion and control, upon terms as may be satisfactory to the Agent. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>L/C Related Documents</U>&#148; has the meaning specified in Section&nbsp;2.06(b)(i). </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">15 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Lenders</U>&#148; means the Initial Lenders, each Issuing Bank,
each Assuming Lender that shall become a party hereto pursuant to Section&nbsp;2.18 or 2.20 and each Person that shall become a party hereto pursuant to Section&nbsp;9.07. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Letter of Credit</U>&#148; has the meaning specified in Section&nbsp;2.01(b). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Letter of Credit Commitment</U>&#148; means, with respect to each Issuing Bank, the obligation of such Issuing Bank
to issue Letters of Credit to any Borrower in (a)&nbsp;as of the Restatement Date, the Dollar amount set forth opposite the Issuing Bank&#146;s name on Schedule I hereto under &#147;Letter of Credit Commitment&#148; and (b)&nbsp;thereafter, the
Dollar amount set forth for such Issuing Bank in the Register maintained by the Agent pursuant to Section&nbsp;9.07(c) as such Issuing Bank&#146;s &#147;Letter of Credit Commitment&#148;, in each case as such amount may be increased or reduced from
time to time pursuant to the terms of this Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Letter of Credit Facility</U>&#148; means, at any time, an
amount equal to the least of (a)&nbsp;the aggregate amount of the Issuing Banks&#146; Letter of Credit Commitments at such time, (b) $50,000,000 and (c)&nbsp;the aggregate amount of the Revolving Credit Commitments, as such amount may be reduced at
or prior to such time pursuant to Section&nbsp;2.05. The Letter of Credit Facility is part of, and not in addition to, the Revolving Credit Facility. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Leverage Ratio</U>&#148; means, as of the last day of each fiscal quarter of the Company, the ratio of (i)&nbsp;Total
Debt of the Company and its Consolidated Subsidiaries as of such date to (ii)&nbsp;Consolidated EBITDA of the Company and its Consolidated Subsidiaries for the period of four fiscal quarters then ended. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Lien</U>&#148; means any lien, security interest or other charge or encumbrance of any kind, or any other type of
preferential arrangement in the nature of a security interest, including, without limitation, the lien or retained security title of a conditional vendor. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Loan Document</U>&#148; means this Agreement, the Notes, if any, and the other L/C Related Documents. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Material Adverse Change</U>&#148; means any material adverse change in the business, financial condition or results
of operations of the Company and its Consolidated Subsidiaries taken as a whole. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Material Adverse
Effect</U>&#148; means a material adverse effect on (a)&nbsp;the business, financial condition or results of operations of the Company and its Consolidated Subsidiaries taken as a whole, (b)&nbsp;the rights and remedies of the Agent or any Lender
under this Agreement or any other Loan Document or (c)&nbsp;the ability of the Company to perform its payment obligations under this Agreement or any other Loan Document. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Material Consolidated Subsidiary</U>&#148; means (i)&nbsp;any Consolidated Subsidiary for which the assets or
revenues of such Consolidated Subsidiary and its Consolidated Subsidiaries, taken as a whole, comprise more than 5% of the assets or revenues, respectively, of the Company and its Consolidated Subsidiaries, taken as a whole or (ii)&nbsp;any group of
Consolidated Subsidiaries that do not meet the requirements of clause (i)&nbsp;if the aggregate assets and revenues of all such Consolidated Subsidiaries and their Consolidated Subsidiaries comprise more than 15% of the assets or revenues,
respectively, of the Company and its Consolidated Subsidiaries taken as a whole. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">16 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Moody&#146;s</U>&#148; means Moody&#146;s Investors Service, Inc.
(or any successor). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Multiemployer Plan</U>&#148; means a multiemployer plan, as defined in
Section&nbsp;4001(a)(3) of ERISA, to which the Company or any ERISA Affiliate is making or accruing an obligation to make contributions, or has within any of the preceding five plan years made or accrued an obligation to make contributions. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Multiple Employer Plan</U>&#148; means a single employer plan, as defined in Section&nbsp;4001(a)(15) of ERISA, that
(a)&nbsp;is maintained for employees of the Company or any ERISA Affiliate and at least one Person other than the Company and the ERISA Affiliates or (b)&nbsp;was so maintained and in respect of which the Company or any ERISA Affiliate could have
liability under Section&nbsp;4064 or 4069 of ERISA in the event such plan has been or were to be terminated. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U><FONT
STYLE="white-space:nowrap">Non-Consenting</FONT> Lender</U>&#148; means any Lender that does not approve any consent, waiver or amendment that (i)&nbsp;requires the approval of all Lenders or all affected Lenders in accordance with the terms of
Section&nbsp;9.01 and (ii)&nbsp;has been approved by the Required Lenders. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U><FONT STYLE="white-space:nowrap">Non-Defaulting</FONT> Lender</U>&#148; means, at any time, a Lender that is not a
Defaulting Lender. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U><FONT STYLE="white-space:nowrap">Non-Extending</FONT> Lender</U>&#148; has the meaning
specified in Section&nbsp;2.20(b). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Note</U>&#148; means a promissory note of any Borrower payable to the order
of any Lender, delivered pursuant to a request made under Section&nbsp;2.16 in substantially the form of Exhibit&nbsp;A hereto, evidencing the aggregate indebtedness of such Borrower to such Lender resulting from the Advances made by such Lender to
such Borrower. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Notice of Borrowing</U>&#148; has the meaning specified in Section&nbsp;2.02(a). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Notice of Issuance</U>&#148; has the meaning specified in Section&nbsp;2.03(a). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Other Connection Taxes</U>&#148; has the meaning specified in Section&nbsp;2.14(a)(iii). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Other Taxes</U>&#148; has the meaning specified in Section&nbsp;2.14(b). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Participation <FONT STYLE="white-space:nowrap">Cut-Off</FONT> Date</U>&#148; has the meaning specified in
Section&nbsp;2.03(c). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Patriot Act</U>&#148; means the Uniting and Strengthening America by Providing Appropriate
Tools Required to Intercept and Obstruct Terrorism Act of 2001, Pub. L. <FONT STYLE="white-space:nowrap">107-56,</FONT> signed into law October&nbsp;26, 2001. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">17 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Payment Office</U>&#148; means, for any Committed Currency or
Committed L/C Currency, such office of Citibank as shall be from time to time selected by the Agent and notified by the Agent to the Company and the Lenders. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>PBGC</U>&#148; means the Pension Benefit Guaranty Corporation (or any successor). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Person</U>&#148; means an individual, partnership, corporation (including a business trust), joint stock company,
trust, unincorporated association, joint venture, limited liability company or other entity, or a government or any political subdivision or agency thereof. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Plan</U>&#148; means a Single Employer Plan or a Multiple Employer Plan. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Public Debt Rating</U>&#148; means, as of any date, the rating that has been most recently announced by any of
S&amp;P, Moody&#146;s or Fitch, as the case may be, for <FONT STYLE="white-space:nowrap">non-credit</FONT> enhanced <FONT STYLE="white-space:nowrap">long-term</FONT> senior unsecured debt issued by the Company. For purposes of the foregoing,
(a)&nbsp;if only one of S&amp;P, Moody&#146;s and Fitch shall have in effect a Public Debt Rating, the Applicable Margin and the Applicable Percentage shall be determined by reference to one Rating Level below the available Public Debt Rating
announced by such rating agency; (b)&nbsp;if the ratings from S&amp;P, Moody&#146;s and Fitch fall within different Rating Levels, and (i)&nbsp;two of the ratings are at the same Rating Level, the Applicable Margin and the Applicable Percentage
shall be determined by reference to the two ratings at the same Rating Level or (ii)&nbsp;each of the three ratings fall within different Rating Levels, then the Applicable Margin and the Applicable Percentage shall be determined by reference to the
middle Rating Level, (c)&nbsp;if only two of S&amp;P, Moody&#146;s and Fitch shall have in effect a Public Debt Rating and (i)&nbsp;such ratings are at the same Rating Level, the Applicable Margin and the Applicable Percentage shall be determined by
reference to such Rating Level, (ii)&nbsp;such ratings are at different Rating Levels and separated by one Rating Level, the Applicable Margin and the Applicable Percentage shall be determined by reference to the higher of such ratings or
(iii)&nbsp;such ratings are at different Rating Levels and separated by more than one Rating Level, the Applicable Margin and the Applicable Percentage shall be determined by reference to the Rating Level that is one Rating Level higher than the
lower of such ratings; (d)&nbsp;if none of S&amp;P, Moody&#146;s or Fitch shall have in effect a Public Debt Rating, the Applicable Margin and the Applicable Percentage will be set in accordance with Level&nbsp;5 under the definition of
&#147;<U>Applicable Margin</U>&#148; or &#147;<U>Applicable Percentage</U>&#148;, as the case may be; (e)&nbsp;if any such rating established by S&amp;P, Moody&#146;s or Fitch shall be changed, such change shall be effective as of the date on which
such change is first announced publicly by the rating agency making such change; and (f)&nbsp;if S&amp;P, Moody&#146;s or Fitch shall change its system of ratings designations, each reference to the Public Debt Rating announced by S&amp;P,
Moody&#146;s or Fitch, as the case may be, shall refer to the then equivalent rating by S&amp;P, Moody&#146;s or Fitch, as the case may be, that corresponds to the prior ratings designation. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Ratable Share</U>&#148; of any amount means, with respect to any Lender at any time, the product of (a)&nbsp;a
fraction the numerator of which is the amount of such Lender&#146;s Revolving Credit Commitment at such time and the denominator of which is the aggregate Revolving Credit Commitments at such time and (b)&nbsp;such amount. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">18 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Rating Level</U>&#148; means, with respect to any rating agency,
each rating subcategory or &#147;notch&#148; of such rating agency, giving effect to pluses and minuses (or similar designations). By way of illustration, BBB+, BBB and <FONT STYLE="white-space:nowrap">BBB-</FONT> are each separate Rating Levels of
S&amp;P. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Register</U>&#148; has the meaning specified in Section&nbsp;9.07(c). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Related Parties</U>&#148; means, with respect to any Person, such Person&#146;s Affiliates and the partners,
directors, officers, employees, agents and advisors of such Person and of such Person&#146;s Affiliates. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Relevant Governmental Body</U>&#148; means (a)&nbsp;with respect to a Benchmark Replacement in respect of Dollars,
the Board of Governors of the Federal Reserve System or the Federal Reserve Bank of New York, or a committee officially endorsed or convened by the Board of Governors of the Federal Reserve System or the Federal Reserve Bank of New York, or any
successor thereto. and (b)&nbsp;with respect to a Benchmark Replacement in respect of any Committed Currency, (1)&nbsp;the central bank for the currency in which such amounts are denominated hereunder or any central bank or other supervisor which is
responsible for supervising either (A)&nbsp;such Benchmark Replacement or (B)&nbsp;the administrator of such Benchmark Replacement or (2)&nbsp;any working group or committee officially endorsed or convened by (A)&nbsp;the central bank for the
currency in which such amounts are denominated, (B)&nbsp;any central bank or other supervisor that is responsible for supervising either (i)&nbsp;such Benchmark Replacement or (ii)&nbsp;the administrator of such Benchmark Replacement, (C)&nbsp;a
group of those central banks or other supervisors or (D)&nbsp;the Financial Stability Board or any part thereof. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Required Lenders</U>&#148; means at any time Lenders owed at least a majority in interest of the then aggregate
outstanding principal amount (based on the Equivalent in Dollars at such time) of the Advances, or, if no such principal amount is then outstanding, Lenders having at least a majority in amount of the Revolving Credit Commitments; <U>provided</U>,
<U>however</U>, that if any Lender shall be a Defaulting Lender at such time then there shall be excluded from the determination of Required Lenders the aggregate principal amount of Advances and Revolving Credit Commitments of such Lender at such
time. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Resolution Authority</U>&#148; means an EEA Resolution Authority or, with respect to any UK Financial
Institution, a UK Resolution Authority. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Restatement Date</U>&#148; has the meaning specified in
Section&nbsp;3.01. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Revolving Credit Commitment</U>&#148; means as to any Lender, the obligation of such Lender
to make Advances to any Borrower in (a)&nbsp;as of the Restatement Date, the Dollar amount set forth opposite such Lender&#146;s name on Schedule I hereto as such Lender&#146;s &#147;Revolving Credit Commitment&#148; and (b)&nbsp;thereafter, the
Dollar amount set forth for such Lender in the Register maintained by the Agent pursuant to Section&nbsp;9.07(c), as such amount may be increased or reduced from time to time pursuant to the terms of this Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Revolving Credit Facility</U>&#148; means the aggregate amount of the Revolving Credit Commitments. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">19 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>S&amp;P</U>&#148; means S&amp;P Global Ratings, a S&amp;P Global
Inc. business (or any successor). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Sanctioned Country</U>&#148; means, at any time, a country, region or
territory which is the target of any comprehensive (but not list-based or arms-related) Sanctions. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Sanctioned
Person</U>&#148; means, at any time, (a)&nbsp;any Person listed in any Sanctions-related list of designated Persons maintained by the Office of Foreign Assets Control of the U.S. Department of the Treasury or by the United Nations Security Council,
the European Union, any EU member state or His Majesty&#146;s Treasury of the United Kingdom, (b)&nbsp;any Person located, operating, organized or resident in a Sanctioned Country or (c)&nbsp;any Person owned or controlled by any such Person or
Persons. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Sanctions</U>&#148; means economic or financial sanctions or trade embargoes imposed, administered or
enforced from time to time by (a)&nbsp;the U.S. government, including those administered by the Office of Foreign Assets Control of the U.S. Department of the Treasury or the U.S. Department of State, or (b)&nbsp;the United Nations Security Council,
the European Union, any EU member state, the Government of Canada or His Majesty&#146;s Treasury of the United Kingdom. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Single Employer Plan</U>&#148; means a single employer plan, as defined in Section&nbsp;4001(a)(15) of ERISA, that
(a)&nbsp;is maintained for employees of the Company or any ERISA Affiliate and no Person other than the Company and the ERISA Affiliates or (b)&nbsp;was so maintained and in respect of which the Company or any ERISA Affiliate could have liability
under Section&nbsp;4069 of ERISA in the event such plan has been or were to be terminated. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>SOFR</U>&#148; means,
with respect to any Business Day, a rate per annum equal to the secured overnight financing rate for such Business Day published by the Federal Reserve Bank of New York (or a successor administrator of the secured overnight financing rate) on the
website of the Federal Reserve Bank of New York, currently at http://www.newyorkfed.org (or any successor source for the secured overnight financing rate identified as such by the administrator of the secured overnight financing rate from time to
time). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>SONIA</U>&#148; means, with respect to any applicable determination date, a rate per annum equal to the
Sterling Overnight Index Average as administered by the SONIA Administrator, published on the fifth Business Day preceding such date on the SONIA Administrator&#146;s Website (or such other commercially available source providing such quotations as
may be designated by the Agent from time to time); <U>provided</U> <U>however</U> that if such applicable determination date is not a Business Day, SONIA means such rate that applied on the fifth Business Day preceding on the first Business Day
immediately prior thereto. If by 5:00 pm (London time) on the second Business Day immediately following any determination date SONIA in respect of such day has not been published on the SONIA Administrator&#146;s Website and a Benchmark Transition
Event with respect to SONIA has not occurred, then SONIA will be as published in respect of the first preceding Business Day for which SONIA was published on the SONIA Administrator&#146;s Website; <U>provided</U> that SONIA determined pursuant to
this sentence shall be utilized for no more than three (3) consecutive days. If SONIA is less than zero, such rate shall be deemed to be zero for purposes of this Agreement. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">20 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>SONIA Administrator</U>&#148; means the Bank of England (or any
successor administrator of the Sterling Overnight Index Average). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>SONIA Administrator&#146;s Website</U>&#148;
means the Bank of England&#146;s website, currently at http://www.bankofengland.co.uk, or any successor source for the Sterling Overnight Index Average identified as such by the SONIA Administrator from time to time. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>SONIA Advance</U>&#148; means an Advance denominated in Sterling that bears interest as provided in
<U>Section</U><U></U><U>&nbsp;2.07(a)(iv)</U>. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Special Letter of Credit</U>&#148; has the meaning specified in
Section&nbsp;2.01(b). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Specified Acquisition</U>&#148; means one or more acquisitions of assets, equity
interests, entities, operating lines or divisions in any fiscal quarter for an aggregate purchase price of not less than $200,000,000 (it being understood that such consideration shall be determined based on the payment made at the time of the
transaction, without regard to any subsequent or earnout payments). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Sterling</U>&#148; means the lawful currency
of the United Kingdom of Great Britain and Northern Ireland. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Subsidiary</U>&#148; of any Person means any
corporation, partnership, joint venture, limited liability company, trust or estate (whether or not existing as at the date hereof) of which (or in which) more than 50% of (a)&nbsp;the issued and outstanding capital stock having ordinary voting
power to elect a majority of the Board of Directors of such corporation (irrespective of whether at the time capital stock of any other class or classes of such corporation shall or might have voting power upon the occurrence of any contingency),
(b)&nbsp;the interest in the capital or profits of such limited liability company, partnership or joint venture or (c)&nbsp;the beneficial interest in such trust or estate is at the time directly or indirectly owned or controlled by such Person, by
such Person and one or more of its other Subsidiaries or by one or more of such Person&#146;s other Subsidiaries. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>T2</U>&#148; means the real time gross settlement system operated by the Eurosystem, or any successor system. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Taxes</U>&#148; has the meaning specified in Section&nbsp;2.14(a). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Term SOFR</U>&#148; means, </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(a) for any calculation with respect to a Term SOFR Advance, the Term SOFR Reference Rate for a tenor comparable to the
applicable Interest Period on the day (such day, the &#147;<U>Periodic Term SOFR Determination Day</U>&#148;) that is two (2)&nbsp;U.S. Government Securities Business Days prior to the first day of such Interest Period, as such rate is published by
the Term SOFR Administrator; <U>provided</U>, <U>however</U>, that if as of 5:00 p.m. (New York City time) on any Periodic Term SOFR Determination Day the Term SOFR </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">21 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:5%; font-size:10pt; font-family:Times New Roman">
Reference Rate for the applicable tenor has not been published by the Term SOFR Administrator and a Benchmark Replacement Date with respect to the Term SOFR Reference Rate has not occurred, then
Term SOFR will be the Term SOFR Reference Rate for such tenor as published by the Term SOFR Administrator on the first preceding U.S. Government Securities Business Day for which such Term SOFR Reference Rate for such tenor was published by the Term
SOFR Administrator so long as such first preceding U.S. Government Securities Business Day is not more than three (3)&nbsp;U.S. Government Securities Business Days prior to such Periodic Term SOFR Determination Day, and </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(b) for any calculation with respect to a Base Rate Advance on any day, the Term SOFR Reference Rate for a tenor of one month
on the day (such day, the &#147;<U>ABR Term SOFR Determination Day</U>&#148;) that is two (2)&nbsp;U.S. Government Securities Business Days prior to such day, as such rate is published by the Term SOFR Administrator; <U>provided</U>, <U>however</U>,
that if as of 5:00 p.m. (New York City time) on any ABR Term SOFR Determination Day the Term SOFR Reference Rate for the applicable tenor has not been published by the Term SOFR Administrator and a Benchmark Replacement Date with respect to the Term
SOFR Reference Rate has not occurred, then Term SOFR will be the Term SOFR Reference Rate for such tenor as published by the Term SOFR Administrator on the first preceding U.S. Government Securities Business Day for which such Term SOFR Reference
Rate for such tenor was published by the Term SOFR Administrator so long as such first preceding U.S. Government Securities Business Day is not more than three (3)&nbsp;U.S. Government Securities Business Days prior to such ABR SOFR Determination
Day; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman"><U>provided</U>, <U>further</U>, that if Term SOFR determined as provided above (including pursuant to the proviso
under clause (a)&nbsp;or clause (b)&nbsp;above) shall ever be less than zero, then Term SOFR shall be deemed to be zero. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Term SOFR Administrator</U>&#148; means the CME Group Benchmark Administration Limited (CBA) (or a successor
administrator of the Term SOFR Reference Rate selected by the Agent in its reasonable discretion). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Term SOFR
Advance</U>&#148; means an Advance denominated in Dollars that bears interest as provided in Section&nbsp;2.07(a)(ii). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Term SOFR Reference Rate</U>&#148; means the rate per annum determined by the Agent as the forward-looking term rate
based on SOFR. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Termination Date</U>&#148; means the earlier of (a)&nbsp;May&nbsp;29, 2029, subject to the
extension thereof pursuant to Section&nbsp;2.20 and (b)&nbsp;the date of termination in whole of the Commitments pursuant to Section&nbsp;2.05 or 6.01; <U>provided</U>, <U>however</U>, that if such is not a Business Day, the &#147;<U>Termination
Date</U>&#148; shall be the next succeeding Business Day, and such extension of time shall in such case be included in the computation of payment of interest, fee or commission, as the case may be; <U>provided</U>, <U>further</U>, that the
Termination Date of any Lender that is a <FONT STYLE="white-space:nowrap">Non-Extending</FONT> Lender to any requested extension pursuant to Section&nbsp;2.20 shall be the Termination Date in effect immediately prior to the applicable Anniversary
Date for all purposes of this Agreement. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">22 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Total Debt</U>&#148; means, without duplication, the aggregate
principal amount of Debt for money borrowed (including unreimbursed drawings under letters of credit) or any capitalized lease obligation, any obligation under a purchase money mortgage, conditional sale or other title retention agreement or any
obligation under notes payable or drafts accepted representing extensions of credit, but shall not include any Debt in respect of Hedge Agreements. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Trade Date</U>&#148; has the meaning specified in Section&nbsp;9.07(b)(i)(B). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Type</U>&#148;, as to Advances, means Base Rate Advances, Term SOFR Advances, EURIBOR Advances or SONIA Advances.
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>UK Financial Institution</U>&#148; means any BRRD Undertaking (as such term is defined under the PRA Rulebook
(as amended from time to time) promulgated by the United Kingdom Prudential Regulation Authority) or any Person falling within IFPRU 11.6 of the FCA Handbook (as amended from time to time) promulgated by the United Kingdom Financial Conduct
Authority, which includes certain credit institutions and investment firms, and certain affiliates of such credit institutions or investment firms. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>UK Resolution Authority</U>&#148; means the Bank of England or any other public administrative authority having
responsibility for the resolution of any UK Financial Institution. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Unadjusted Benchmark Replacement</U>&#148;
means the applicable Benchmark Replacement excluding the related Benchmark Replacement Adjustment. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Unissued
Letter of Credit Commitment</U>&#148; means, with respect to any Issuing Bank, the obligation of such Issuing Bank to issue Letters of Credit to any Borrower in an amount (converting all <FONT STYLE="white-space:nowrap">non-Dollar</FONT> amounts
into the then Dollar Equivalent thereof) equal to the excess of (a)&nbsp;the amount of its Letter of Credit Commitment over (b)&nbsp;the aggregate Available Amount of all Letters of Credit issued by such Issuing Bank. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Unused Commitment</U>&#148; means, with respect to each Lender at any time, (a)&nbsp;the amount of such Lender&#146;s
Revolving Credit Commitment at such time minus (b)&nbsp;the sum of (i)&nbsp;the aggregate principal amount of all Advances (based in respect of any Advances denominated in a Committed Currency or the Equivalent in Dollars at such time) made by such
Lender (in its capacity as a Lender) and outstanding at such time, plus (ii)&nbsp;such Lender&#146;s Ratable Share of the aggregate Available Amount of all the Letters of Credit outstanding at such time. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>U.S. Government Securities Business Day</U>&#148; means any day except for (a)&nbsp;a Saturday, (b)&nbsp;a Sunday or
(c)&nbsp;a day on which the Securities Industry and Financial Markets Association recommends that the fixed income departments of its members be closed for the entire day for purposes of trading in United States government securities. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Voting Stock</U>&#148; means capital stock issued by a corporation, or equivalent interests in any other Person, the
holders of which are ordinarily, in the absence of contingencies, entitled to vote for the election of directors (or persons performing similar functions) of such Person, even if the right so to vote has been suspended by the happening of such a
contingency. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">23 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Write-Down and Conversion Powers</U>&#148; means, (a)&nbsp;with
respect to any EEA Resolution Authority, the write-down and conversion powers of such EEA Resolution Authority from time to time under the <FONT STYLE="white-space:nowrap">Bail-In</FONT> Legislation for the applicable EEA Member Country, which
write-down and conversion powers are described in the EU <FONT STYLE="white-space:nowrap">Bail-In</FONT> Legislation Schedule, and (b)&nbsp;with respect to the United Kingdom, any powers of the applicable Resolution Authority under the <FONT
STYLE="white-space:nowrap">Bail-In</FONT> Legislation to cancel, reduce, modify or change the form of a liability of any UK Financial Institution or any contract or instrument under which that liability arises, to convert all or part of that
liability into shares, securities or obligations of that Person or any other Person, to provide that any such contract or instrument is to have effect as if a right had been exercised under it or to suspend any obligation in respect of that
liability or any of the powers under that <FONT STYLE="white-space:nowrap">Bail-In</FONT> Legislation that are related to or ancillary to any of those powers. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;1.02 <U>Computation of Time Periods</U>. In this Agreement in the computation of periods of time from a specified date to a later
specified date, the word &#147;from&#148; means &#147;from and including&#148; and the words &#147;to&#148; and &#147;until&#148; each mean &#147;to but excluding&#148;. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;1.03 <U>Accounting Terms</U>. Except as expressly provided herein, all terms of an accounting nature shall be construed in
accordance with generally accepted accounting principles in the United States of America, as in effect from time to time (&#147;<U>GAAP</U>&#148;); <U>provided</U> that, if the Company or the Required Lenders notify the Agent that the Company or the
Required Lenders, as applicable, request an amendment to any provision hereof to eliminate the effect of any change occurring after the Restatement Date in GAAP or in the application thereof on the operation of such provision, regardless of whether
any such notice is given before or after such change in GAAP or in the application thereof, then such provision shall be interpreted on the basis of GAAP as in effect and applied immediately before such change shall have become effective until such
notice shall have been withdrawn or such provision amended in accordance herewith. Notwithstanding any other provision contained herein, all terms of an accounting or financial nature used herein shall be construed, and all computations of amounts
and ratios referred to herein shall be made (i)&nbsp;without giving effect to any election under Accounting Standards Codification <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">825-10-25</FONT></FONT> (or any other Accounting
Standards Codification or Financial Accounting Standard having a similar result or effect) to value any indebtedness or other liabilities of the Company or any Subsidiary at &#147;fair value&#148;, as defined therein and (ii)&nbsp;without giving
effect to any treatment of indebtedness under Accounting Standards Codification 825 (or any other Accounting Standards Codification or Financial Accounting Standard having a similar result or effect) to value any such indebtedness in a reduced
manner as described therein, and such indebtedness shall at all times be valued at the full stated principal amount thereof. For the avoidance of doubt, all liabilities related to operating leases, as defined by FASB ASC 842 (or any successor
provision), are excluded from the definition of Debt and payments related to operating leases are not included in Interest Expense in part or in whole. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">24 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;1.04 <U>Divisions</U>. For all purposes under the Loan Documents, in connection
with any division or plan of division under Delaware law (or any comparable event under a different jurisdiction&#146;s laws): (a) if any asset, right, obligation or liability of any Person becomes the asset, right, obligation or liability of a
different Person, then it shall be deemed to have been transferred from the original Person to the subsequent Person, and (b)&nbsp;if any new Person comes into existence, such new Person shall be deemed to have been organized on the first date of
its existence by the holders of its Equity Interests at such time. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;1.05 <U>Rates</U>. The Agent does not warrant or accept
responsibility for, and shall not have any liability with respect to (a)&nbsp;the continuation of, administration of, submission of, calculation of or any other matter related to Term SOFR Reference Rate, Term SOFR, EURIBOR, SONIA, or any component
definition thereof or rates referred to in the definition thereof, or any alternative, successor or replacement rate thereto (including any Benchmark Replacement), including whether the composition or characteristics of any such alternative,
successor or replacement rate (including any Benchmark Replacement) will be similar to, or produce the same value or economic equivalence of, or have the same volume or liquidity as, the Term SOFR Reference Rate, Term SOFR, EURIBOR or SONIA or any
other Benchmark prior to its discontinuance or unavailability, (b)&nbsp;any actions or use of its discretion or other decisions or determinations made with respect to any matters covered by Section&nbsp;2.22 including, without limitation, whether or
not a Benchmark Transition Event has occurred, the removal or lack thereof of unavailable or <FONT STYLE="white-space:nowrap">non-representative</FONT> tenors, the implementation or lack thereof of any Conforming Changes, the delivery or <FONT
STYLE="white-space:nowrap">non-delivery</FONT> of any notices required by Section&nbsp;2.22(c) or otherwise in accordance herewith, or (c)&nbsp;the effect, implementation or composition of any Conforming Changes or any of the provisions of
Section&nbsp;2.22. The Agent and its affiliates or other related entities may engage in transactions that affect the calculation of the Term SOFR Reference Rate, Term SOFR, EURIBOR or SONIA, any alternative, successor or replacement rate (including
any Benchmark Replacement) or any relevant adjustments thereto, in each case, in a manner adverse to the Borrowers. The Agent may select information sources or services in its reasonable discretion to ascertain the Term SOFR Reference Rate, Term
SOFR, EURIBOR, SONIA or any other Benchmark, in each case pursuant to the terms of this Agreement, and shall have no liability to any Borrower, any Lender or any other person or entity for damages of any kind, including direct or indirect, special,
punitive, incidental or consequential damages, costs, losses or expenses (whether in tort, contract or otherwise and whether at law or in equity), for any error or calculation of any such rate (or component thereof) provided by any such information
source or service. </P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>ARTICLE II </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>AMOUNTS AND TERMS OF THE ADVANCES AND LETTERS OF CREDIT </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;2.01 <U>The Advances and Letters of Credit.</U><U> </U> </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) <U>Advances</U>. Each Lender severally agrees, on the terms and conditions hereinafter set forth, to make Advances to any Borrower from
time to time on any Business Day during the period from the Restatement Date until the Termination Date applicable to such Lender in an aggregate amount (based in respect of any Advances to be denominated in a Committed Currency or the Equivalent in
Dollars determined on the date of delivery of the applicable Notice of Borrowing) for all Borrowers not to exceed such Lender&#146;s Unused Commitment. Each Borrowing shall be in an aggregate amount of $5,000,000 or an integral multiple of
$1,000,000 in excess thereof in the case of Advances denominated in Dollars and the Equivalent of $5,000,000 or an integral multiple of $1,000,000 in excess thereof in the case of Advances denominated in any Committed Currency (determined on the
date of the applicable Notice of Borrowing) and shall consist of Advances of the same Type and in the same currency made on the same day by the Lenders ratably according to their respective Revolving Credit Commitments. Within the limits of each
Lender&#146;s Revolving Credit Commitment, any Borrower may borrow under this Section&nbsp;2.01(a), prepay pursuant to Section&nbsp;2.10 and reborrow under this Section&nbsp;2.01(a). </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">25 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) <U>Letters of Credit</U>. Each Issuing Bank agrees, on the terms and conditions
hereinafter set forth, to issue letters of credit (each, a &#147;<U>Letter of Credit</U>&#148;) for the account of any Borrower from time to time on any Business Day during the period from the Restatement Date until 30 days before the latest
Termination Date (i)&nbsp;in an aggregate Available Amount for all Letters of Credit issued by all Issuing Banks not to exceed at any time the Letter of Credit Facility at such time, (ii)&nbsp;in an amount for each Issuing Bank (converting all <FONT
STYLE="white-space:nowrap">non-Dollar</FONT> amounts into the then Dollar Equivalent thereof) not to exceed the amount of such Issuing Banks&#146; Letter of Credit Commitment at such time and (iii)&nbsp;in an amount for each such Letter of Credit
(converting all <FONT STYLE="white-space:nowrap">non-Dollar</FONT> amounts into the then Dollar Equivalent thereof) not to exceed an amount equal to the Unused Commitments of the Lenders having a Termination Date no earlier than the expiration date
of such Letter of Credit at such time. Each Letter of Credit shall be in an amount of $10,000 (or the Equivalent thereof in any Committed L/C Currency) or any integral multiple of $1,000 in excess thereof. No Letter of Credit shall have an
expiration date (including all rights of any Borrower or the beneficiary to require renewal) later than the earlier of (x) 15 days prior to the latest Termination Date or (y)&nbsp;the date that is one year after the issuance thereof; <U>provided</U>
that any Letter of Credit which provides for automatic <FONT STYLE="white-space:nowrap">one-year</FONT> extension(s) of such expiration date shall be deemed to comply with the foregoing requirement if the applicable Issuing Bank has the
unconditional right to prevent any such automatic extension from taking place. Notwithstanding anything to the contrary in the preceding sentence, Letters of Credit issued by any Issuing Bank may have expiration dates as mutually agreed upon by the
Company and such Issuing Bank (any such Letters of Credit with expiration dates after 15 days prior to the latest Termination Date, &#147;<U>Special Letters of Credit</U>&#148;).<SUP STYLE="font-size:75%; vertical-align:top"> </SUP>Within the limits
referred to above, any Borrower may request the issuance of Letters of Credit under this Section&nbsp;2.01(b), repay any Advances resulting from drawings thereunder pursuant to Section&nbsp;2.03(c) and request the issuance of additional Letters of
Credit under this Section&nbsp;2.01(b). Each letter of credit listed on Schedule 2.01(b) shall be deemed to constitute a Letter of Credit issued hereunder, and each Lender that is an issuer of such a Letter of Credit shall, for purposes of
Section&nbsp;2.03, be deemed to be an Issuing Bank for each such letter of credit, <U>provided</U> that all such letters of credit shall be permitted to expire on their respective expiration dates as in effect on the date of this Agreement (and the
respective Issuing Banks are permitted to take such steps under such letters of credit which have automatic renewal or extension provisions to prevent such automatic renewals or extensions from occurring) and any replacement of any such letter of
credit shall be issued by an Issuing Bank pursuant to the terms of this Agreement. The terms &#147;issue&#148;, &#147;issued&#148;, &#147;issuance&#148; and all similar terms, when applied to a Letter of Credit, shall include any renewal, extension
or amendment thereof. Any Issuing Bank may, in its discretion, arrange for one or more Letters of Credit to be issued by Affiliates of such Issuing Bank, in which case the term &#147;Issuing Bank&#148; shall include any such Affiliate with respect
to Letters of Credit issued by such Affiliate; <U>provided</U> that the original Issuing Bank shall continue as the &#147;Issuing Bank&#148; and shall remain liable in all respects for the performance of such Affiliate with respect to any such
Letter of Credit. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">26 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;2.02 <U>Making the Advances</U>. (a)&nbsp;Except as otherwise provided in
Section&nbsp;2.03(a) and except with respect to Advances made pursuant to Section&nbsp;2.03(c), each Borrowing shall be made on notice, given not later than (x)&nbsp;10:00&nbsp;A.M. (New&nbsp;York City time) on the third Business Day prior to the
date of the proposed Borrowing in the case of a Borrowing consisting of EURIBOR Advances or SONIA Advances, (y) 10:00 A.M. (New York City time) on the third U.S. Government Securities Business Day prior to the date of the proposed Borrowing in the
case of a Borrowing consisting of Term SOFR Advances, or (z) 2:00 P.M. (New York City time) on the date of the proposed Borrowing in the case of a Borrowing consisting of Base Rate Advances, by any Borrower to the Agent, which shall give to each
Lender prompt notice thereof in writing. Each such notice of a Borrowing (a &#147;<U>Notice of Borrowing</U>&#148;) shall be in writing in substantially the form of Exhibit&nbsp;B hereto, specifying therein the requested (i)&nbsp;date of such
Borrowing, (ii)&nbsp;Type of Advances comprising such Borrowing, (iii)&nbsp;aggregate amount of such Borrowing, (iv)&nbsp;in the case of a Borrowing consisting of EURIBOR Advances, initial Interest Period, and (v)&nbsp;the currency of such Advance;
<U>provided</U>, <U>however</U>, that if any such notice shall fail to specify a currency, Dollars shall be deemed to have been specified. Each Lender shall, before 4:00&nbsp;P.M. (New&nbsp;York City time) on the date of each Borrowing denominated
in Dollars and before 9:30&nbsp;A.M (New&nbsp;York City time) on the date of each Borrowing denominated in a Committed Currency, make available for the account of its Applicable Lending Office to the Agent at the applicable Agent&#146;s Account, in
same day funds, such Lender&#146;s ratable portion of such Borrowing. After the Agent&#146;s receipt of such funds and upon fulfillment of the applicable conditions set forth in Article&nbsp;III, the Agent will make such funds available to the
applicable Borrower requesting the Borrowing at the Agent&#146;s address referred to in Section&nbsp;9.02 or, in the case of a Borrowing in a Committed Currency, at the applicable Payment Office, as the case may be. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) Anything in subsection&nbsp;(a) above to the contrary notwithstanding, (i)&nbsp;no Borrower may select EURIBOR Advances, SONIA Advances or
Term SOFR Advances for any Borrowing if the aggregate amount of such Borrowing is less than $5,000,000 (or the Equivalent thereof in a Committed Currency) or if the obligation of the applicable Lenders to make EURIBOR Advances or Term SOFR Advances
shall then be suspended pursuant to Section&nbsp;2.08 or 2.12 and (ii)&nbsp;the EURIBOR Advances and the Term SOFR Advances may not be outstanding as part of more than twenty separate Borrowings. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c) Each Notice of Borrowing of any Borrower shall be irrevocable and binding on such Borrower. In the case of any Borrowing that the related
Notice of Borrowing specifies is to be comprised of EURIBOR Advances or Term SOFR Advances, the applicable Borrower requesting such Borrowing shall indemnify each applicable Lender against any loss, cost or expense incurred by such Lender as a
result of any failure to fulfill on or before the date specified in such Notice of Borrowing for such Borrowing the applicable conditions set forth in Article&nbsp;III, including, without limitation, any loss (excluding loss of anticipated profits),
cost or expense incurred by reason of the liquidation or reemployment of deposits or other funds acquired by such Lender to fund the Advance to be made by such Lender as part of such Borrowing when such Advance, as a result of such failure, is not
made on such date. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d) Unless the Agent shall have received notice from an applicable Lender prior to the time of any Borrowing, except
with respect to Borrowings pursuant to Section&nbsp;2.03(c), that such Lender will not make available to the Agent such Lender&#146;s ratable portion of such Borrowing, the Agent may assume that such Lender has made such portion available to the
Agent on the date of such Borrowing in accordance with subsection&nbsp;(a) or (b)&nbsp;of this Section&nbsp;2.02 and the Agent may, in reliance upon such assumption, make available to the applicable Borrower proposing the
</P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">27 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
Borrowing on such date a corresponding amount. If and to the extent that such Lender shall not have so made such ratable portion available to the Agent, such Lender agrees to repay to the Agent
forthwith on demand such corresponding amount together with interest thereon, for each day from the date such amount is made available to such Borrower until the date such amount is repaid to the Agent <U>provided</U>, <U>however</U>, that if such
Lender does not repay the Agent such Borrower agrees to repay the Agent forthwith on demand such corresponding amount with interest thereon, at (i)&nbsp;in the case of such Borrower, the higher of (A)&nbsp;the interest rate applicable at the time to
the Advances comprising such Borrowing and (B)&nbsp;the cost of funds incurred by the Agent in respect of such amount and (ii)&nbsp;in the case of such Lender, (A)&nbsp;the Federal Funds Rate in the case of Advances denominated in Dollars or
(B)&nbsp;the cost of funds incurred by the Agent in respect of such amount in the case of Advances denominated in Committed Currencies. If such Lender shall repay to the Agent such corresponding amount, such amount so repaid shall constitute such
Lender&#146;s Advance as part of such Borrowing for purposes of this Agreement. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(e) The failure of any applicable Lender to make the
Advance, except Advances made pursuant to Section&nbsp;2.03(c), to be made by it as part of any Borrowing shall not relieve any other Lender of its obligation, if any, hereunder to make its Advance on the date of such Borrowing, but no Lender shall
be responsible for the failure of any other Lender to make the Advance to be made by such other Lender on the date of any Borrowing. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(f)
In connection with the implementation and administration of SONIA or Term SOFR, the Agent will have the right to make Conforming Changes from time to time and, notwithstanding anything to the contrary herein, any amendments implementing such
Conforming Changes will become effective without any further action or consent of any other party to this Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;2.03
<U>Issuance of and Drawings and Reimbursement Under Letters of Credit</U>.<U> </U> </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) <U>Request for Issuance</U>. Each Letter of Credit
shall be issued upon notice, given not later than 11:00&nbsp;A.M. (New&nbsp;York City time) on the fifth Business Day prior to the date of the proposed issuance of such Letter of Credit (or on such shorter notice as the applicable Issuing Bank may
agree), by any Borrower to any Issuing Bank, and such Issuing Bank shall give the Agent, prompt notice thereof in writing. Each such notice of issuance of a Letter of Credit (a &#147;<U>Notice of Issuance</U>&#148;) shall be in writing, specifying
therein the requested (i)&nbsp;date of such issuance (which shall be a Business Day), (ii)&nbsp;Available Amount and currency of such Letter of Credit, (iii)&nbsp;expiration date of such Letter of Credit (which expiration date shall not be later
than the earlier of (x) 15 days prior to the latest Termination Date or (y)&nbsp;the date that is one year after the issuance thereof; <U>provided</U> that any such Letter of Credit which provides for automatic
<FONT STYLE="white-space:nowrap">one-year</FONT> extension(s) of such expiration date shall be deemed to comply with the foregoing requirement if the applicable Issuing Bank has the unconditional right to prevent any such automatic extension from
taking place and each Issuing Bank hereby agrees to exercise such right to prevent any such automatic extension for each such Letter of Credit outstanding after the Termination Date; and <U>provided</U>, <U>further</U>, that the expiration date of a
Special Letter of Credit shall be determined as set forth in Section&nbsp;2.01(b)), (iv)&nbsp;name and address of the beneficiary of such Letter of Credit and (v)&nbsp;form of such Letter of Credit, and shall be accompanied by such customary
application as such Issuing Bank may specify to the Borrower requesting such issuance for use in connection with such requested Letter of </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">28 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
Credit. If the requested form of such Letter of Credit is acceptable to such Issuing Bank in its sole discretion, such Issuing Bank will, upon fulfillment of the applicable conditions set forth
in Article&nbsp;III, make such Letter of Credit available to the Borrower requesting such issuance at its office referred to in Section&nbsp;9.02 or as otherwise agreed with such Borrower in connection with such issuance. In the event of any
inconsistency between the terms and conditions of this Agreement and the terms and conditions of any form of letter of credit application or other agreement submitted by a Borrower to, or entered into by a Borrower with, the Issuing Bank relating to
any Letter of Credit, the terms and conditions of this Agreement shall control. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) <U>Participations</U>. By the issuance of a Letter of
Credit (or an amendment to a Letter of Credit increasing the amount thereof) and without any further action on the part of the applicable Issuing Bank or the Lenders, such Issuing Bank hereby grants to each Lender, and each Lender hereby acquires
from such Issuing Bank, a participation in such Letter of Credit equal to such Lender&#146;s Ratable Share of the Available Amount of such Letter of Credit. Each Borrower hereby agrees to each such participation. In consideration and in furtherance
of the foregoing, each Lender hereby absolutely and unconditionally agrees to pay to the Agent, for the account of such Issuing Bank, such Lender&#146;s Ratable Share of each drawing made under a Letter of Credit funded by such Issuing Bank and not
reimbursed by the applicable Borrower on the date made, or of any reimbursement payment required to be refunded to any Borrower for any reason, which amount will be advanced, and deemed to be an Advance to such Borrower hereunder, regardless of the
satisfaction of the conditions set forth in Section&nbsp;3.03. Each Lender acknowledges and agrees that its obligation to acquire participations pursuant to this paragraph in respect of Letters of Credit is absolute and unconditional and shall not
be affected by any circumstance whatsoever, including any amendment, renewal or extension of any Letter of Credit or the occurrence and continuance of a Default or reduction or termination of the Revolving Credit Commitments, and that each such
payment shall be made without any offset, abatement, withholding or reduction whatsoever. Each Lender further acknowledges and agrees that its participation in each Letter of Credit will be automatically adjusted to reflect such Lender&#146;s
Ratable Share of the Available Amount of such Letter of Credit at each time such Lender&#146;s Revolving Credit Commitment is amended pursuant to an assignment in accordance with Section&nbsp;9.07 or otherwise pursuant to this Agreement.
Notwithstanding anything to the contrary in the preceding sentences of this Section&nbsp;2.03(b), (i) each Lender&#146;s obligation to acquire participations pursuant thereto with respect to any Special Letter of Credit shall expire on the day that
is 15 days prior to the Termination Date and (ii)&nbsp;each Lender&#146;s existing participation, if any, pursuant thereto with respect to any Special Letter of Credit shall terminate on the day that is 15 days prior to the Termination Date. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c) <U>Drawing and Reimbursement</U>. The payment by an Issuing Bank of a draft drawn under any Letter of Credit shall constitute for all
purposes of this Agreement the making by any such Issuing Bank of an Advance (and shall be made whether or not the conditions set forth in Section&nbsp;3.03 have been satisfied; it being understood that no representations or warranties shall be made
or deemed made by any Borrower in connection with such drawing), which, in the case of a Letter of Credit denominated in Dollars, shall be a Base Rate Advance, in the amount of such draft or, in the case of a Letter of Credit denominated in any
currency other than Dollars, shall be a Base Rate Advance in the Equivalent in Dollars on the date such draft is paid. Each Issuing Bank shall give prompt notice (and such Issuing Bank will use its commercially reasonable efforts to deliver such
notice within one Business Day) of each drawing under any Letter of Credit issued by it to the Company, the applicable Borrower (if not the Company) and the Agent. Upon written </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">29 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
demand by such Issuing Bank to the Agent, with a copy of such demand to the Company, the Agent shall make demand on each Lender and each Lender shall pay to the Agent such Lender&#146;s Ratable
Share of such outstanding Advance, by making available for the account of its Applicable Lending Office to the Agent for the account of such Issuing Bank, by deposit to the Agent&#146;s Account, in same day funds, an amount equal to the portion of
the outstanding principal amount of such Advance to be funded by such Lender. Each Lender acknowledges and agrees that its obligation to make Advances pursuant to this paragraph in respect of Letters of Credit is absolute and unconditional and shall
not be affected by any circumstance whatsoever, including any amendment, renewal or extension of any Letter of Credit or the occurrence and continuance of a Default or reduction or termination of the Revolving Credit Commitments, and that each such
payment shall be made without any offset, abatement, withholding or reduction whatsoever. Promptly after receipt thereof, the Agent shall transfer such funds to such Issuing Bank. Each Lender agrees to fund its Ratable Share of any such outstanding
Advance on (i)&nbsp;the Business Day on which demand therefor is made by such Issuing Bank, <U>provided</U> that notice of such demand is given not later than 11:00&nbsp;A.M. (New&nbsp;York City time) on such Business Day, or (ii)&nbsp;the first
Business Day next succeeding such demand if notice of such demand is given after such time. If and to the extent that any Lender shall not have so made the amount of such Advance available to the Agent, such Lender agrees to pay to the Agent
forthwith on demand such amount together with interest thereon, for each day from the date of demand by any such Issuing Bank until the date such amount is paid to the Agent, at the Federal Funds Rate for its account or the account of such Issuing
Bank, as applicable. If such Lender shall pay to the Agent such amount for the account of any such Issuing Bank on any Business Day, such amount so paid in respect of principal shall constitute an Advance made by such Lender on such Business Day for
purposes of this Agreement, and the outstanding principal amount of such Advance made by such Issuing Bank shall be reduced by such amount on such Business Day. Notwithstanding anything to the contrary in the preceding sentences of this
Section&nbsp;2.03(c): (x) each Lender&#146;s obligation to pay its Ratable Share of any Advances pursuant thereto in respect of any Special Letters of Credit shall expire on the day that is 15 days prior to the Termination Date (the
&#147;<U>Participation <FONT STYLE="white-space:nowrap">Cut-Off</FONT> Date</U>&#148;); and (y)&nbsp;on and after the Participation <FONT STYLE="white-space:nowrap">Cut-Off</FONT> Date, each drawing under a Special Letter of Credit shall be deemed
not to constitute an Advance, but shall instead constitute an immediate obligation of the applicable Borrower to reimburse the full amount of such drawing, which obligation shall be satisfied to the extent that funds are on deposit in the special <FONT
STYLE="white-space:nowrap">sub-account</FONT> of the L/C Cash Deposit Account (as described in Section&nbsp;2.10(c)) by application of such funds in accordance with Section&nbsp;2.10(c). </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d) <U>Letter of Credit Reports</U>. Each Issuing Bank shall furnish (A)&nbsp;to the Agent and each Lender on the first Business Day of each
month a written report summarizing issuance and expiration dates of Letters of Credit issued by such Issuing Bank during the preceding month and drawings during such month under all Letters of Credit and (B)&nbsp;to the Agent and each Lender (with a
copy to the Company) on the first Business Day of each calendar quarter a written report setting forth the average daily aggregate Available Amount during the preceding calendar quarter of all Letters of Credit issued by such Issuing Bank
(including, in each case, the Dollar Equivalent of any Letter of Credit denominated in a Committed L/C Currency). </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(e) <U>Failure to Make
Advances</U>. The failure of any Lender to make the Advance to be made by it on the date specified in Section&nbsp;2.03(c) shall not relieve any other Lender of its obligation hereunder to make its Advance on such date, but no Lender shall be
responsible for the failure of any other Lender to make the Advance to be made by such other Lender on such date. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">30 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;2.04 <U>Fees</U>.<U> </U> </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) <U>Facility Fee</U>. The Company agrees to pay to the Agent for the account of each Lender a facility fee in Dollars on the aggregate
amount of such Lender&#146;s Revolving Credit Commitment (irrespective of usage) from the Restatement Date in the case of each Initial Lender and from the effective date specified in the Assumption Agreement or in the Assignment and Assumption
pursuant to which it became a Lender in the case of each other Lender until the Termination Date applicable to such Lender at a rate per annum equal to the Applicable Percentage in effect from time to time, payable in arrears quarterly on the last
day of each March, June, September and December, commencing June&nbsp;30, 2024, and on the Termination Date applicable to such Lender; <U>provided</U> that no Defaulting Lender shall be entitled to receive any facility fee in respect of its
Revolving Credit Commitment for any period during which that Lender is a Defaulting Lender (and the Company shall not be required to pay such fee that otherwise would have been required to have been paid to that Defaulting Lender), other than a
facility fee, as described above, on the aggregate principal amount of Advances funded by such Defaulting Lender outstanding from time to time. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) <U>Letter of Credit Fees</U>. (i)&nbsp;Each Borrower shall pay to the Agent for the account of each Lender a commission in Dollars on such
Lender&#146;s Ratable Share of the average daily aggregate Available Amount of all Letters of Credit issued at the request of such Borrower and outstanding from time to time on or after the Restatement Date at a rate per annum equal to the
Applicable Margin for EURIBOR Advances in effect from time to time during such calendar quarter, payable in arrears quarterly on the third Business Day after the later of (a)&nbsp;receipt of an invoice for the letter of credit fees or (b)&nbsp;the
last day of each March, June, September and December, commencing with the quarter ended June&nbsp;30, 2024, and on the Termination Date applicable to such Lender payable upon demand; <U>provided</U>, that no Defaulting Lender shall be entitled to
receive any commission in respect of Letters of Credit for any period during which that Lender is a Defaulting Lender (and the Borrowers shall not be required to pay such commission to that Defaulting Lender but shall pay such commission as set
forth in Section&nbsp;2.19); <U>provided</U>, <U>further</U>, that such commission shall be increased by 2% per annum upon the occurrence and during the continuation of an Event of Default if the Borrowers are required to pay Default Interest
pursuant to Section&nbsp;2.07(b). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(ii) Each Borrower shall pay to each Issuing Bank for its own account a fronting fee on
the aggregate Available Amount of all Letters of Credit issued by such Issuing Bank at the request of such Borrower and outstanding from time to time during each calendar quarter at a rate per annum equal to 0.25% payable in arrears quarterly on the
third Business Day after the later of (a)&nbsp;receipt of an invoice for the fronting fee or (b)&nbsp;the last day of each March, June, September and December, commencing with the quarter ended June&nbsp;30, 2024, and on the Termination Date
applicable to such Issuing Bank payable upon demand. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c) <U>Agent&#146;s Fees</U>. The Company shall pay to the Agent for its own account
such fees as may from time to time be agreed between the Company and the Agent. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">31 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;2.05 <U>Optional Termination or Reduction of the Revolving Credit
Commitments</U>.<U> </U> </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) <U>Ratable Reduction</U>. The Company shall have the right, upon at least three Business Days&#146; notice to
the Agent, permanently to terminate in whole or to reduce ratably in part the unused portions of the respective Revolving Credit Commitments of the Lenders, <U>provided</U> that each partial reduction shall be in the aggregate amount of $10,000,000
or an integral multiple of $1,000,000 in excess thereof. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) <U><FONT STYLE="white-space:nowrap">Non-Ratable</FONT> Reduction</U>. The
Company shall have the right, at any time, upon at least three Business Days&#146; notice to a Defaulting Lender (with a copy to the Agent), to terminate in whole such Defaulting Lender&#146;s Revolving Credit Commitment. Such termination shall be
effective with respect to such Defaulting Lender&#146;s Revolving Credit Commitment on the date set forth in such notice, <U>provided</U>, <U>however</U>, that such date shall be no earlier than three Business Days after receipt of such notice. Upon
termination of a Lender&#146;s Revolving Credit Commitment under this Section&nbsp;2.05(b), the Borrowers will pay all principal of, and interest accrued to the date of such payment on, Advances owing to such Defaulting Lender and pay any accrued
facility fee payable to such Defaulting Lender pursuant to the provisions of Section&nbsp;2.04(a), and all other amounts then payable to such Defaulting Lender hereunder (including, but not limited to, any increased costs, additional interest or
other amounts owing under Section&nbsp;2.11, any indemnification for Taxes under Section&nbsp;2.14, and any compensation payments due as provided in Section&nbsp;9.04(c)); and upon such payments, the obligations of such Defaulting Lender hereunder
shall, by the provisions hereof, be released and discharged; <U>provided</U>, <U>however</U>, that (i)&nbsp;such Defaulting Lender&#146;s rights under Sections 2.11, 2.14 and 9.04, and its obligations under Section&nbsp;9.04(e) shall survive such
release and discharge as to matters occurring prior to such date; and (ii)&nbsp;no claim that the Borrowers may have against such Defaulting Lender arising out of such Defaulting Lender&#146;s default hereunder shall be released or impaired in any
way. Any reduction in the aggregate amount of the Commitments of the Lenders pursuant to this Section&nbsp;2.05(b) may not be reinstated except as otherwise provided in Section&nbsp;2.18; <U>provided</U> <U>further</U>, <U>however</U>, that if
pursuant to this Section&nbsp;2.05(b), the Borrowers shall pay to a Defaulting Lender any principal of, or interest accrued on, the Advances owing to such Defaulting Lender, then the Borrowers shall either (x)&nbsp;confirm to the Agent that no
Default under Section&nbsp;6.01(a) or (e)&nbsp;or Event of Default has occurred and is continuing or (y)&nbsp;pay or cause to be paid a ratable payment of principal and interest on Advances owing to all
<FONT STYLE="white-space:nowrap">Non-Defaulting</FONT> Lenders. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;2.06 <U>Repayment</U>.<U> </U> </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) <U>Advances</U>. Each Borrower shall repay to the Agent for the ratable account of each Lender on the Termination Date applicable to such
Lender the aggregate principal amount of the Advances then outstanding to such Borrower. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) <U>Letter of Credit Reimbursements</U>. The
obligation of any Borrower under this Agreement to repay any Advance that results from payment of a drawing under a Letter of Credit shall be unconditional and irrevocable, and shall be paid strictly in accordance with the terms of this Agreement
under all circumstances, including, without limitation, the following circumstances (it being understood that any such payment by a Borrower is without prejudice to, and does not constitute a waiver of, any rights such Borrower might have or might
acquire as a result of the payment by any Lender of any draft or the reimbursement by such Borrower thereof): </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">32 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(i) any lack of validity or enforceability of this Agreement, any Note, any
Letter of Credit or any other agreement or instrument relating thereto (all of the foregoing being, collectively, the &#147;<U>L/C Related Documents</U>&#148;); </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(ii) any change in the time, manner or place of payment of any Letter of Credit; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(iii) the existence of any claim, <FONT STYLE="white-space:nowrap">set-off,</FONT> defense or other right that any Borrower
may have at any time against any beneficiary or any transferee of a Letter of Credit (or any Persons for which any such beneficiary or any such transferee may be acting), any Issuing Bank, the Agent, any Lender or any other Person, whether in
connection with the transactions contemplated by the L/C Related Documents or any unrelated transaction; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(iv) any
statement or any other document presented under a Letter of Credit proving to be forged, fraudulent or invalid in any respect or any statement therein being untrue or inaccurate in any respect; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(v) payment by any Issuing Bank under a Letter of Credit against presentation of a draft or certificate that does not
substantially comply with the terms of such Letter of Credit; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(vi) any exchange, release or <FONT
STYLE="white-space:nowrap">non-perfection</FONT> of any collateral, or any release or amendment or waiver of or consent to departure from any guarantee, for all or any of the obligations of any Borrower in respect of the L/C Related Documents; or
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(vii) any other circumstance or happening whatsoever, whether or not similar to any of the foregoing that might, but for
the provisions of this Section, constitute a legal or equitable discharge of any Borrower&#146;s obligations hereunder. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;2.07
<U>Interest on Advances</U>.<U> </U> </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) <U>Scheduled Interest</U>. Each Borrower shall pay interest on the unpaid principal amount of
each Advance made to it and owing to each Lender from the date of such Advance until such principal amount shall be paid in full, at the following rates per annum: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(i) <U>Base Rate Advances</U>. During such periods as such Advance is a Base Rate Advance, a rate per annum equal at all times
to the sum of (x)&nbsp;the Base Rate in effect from time to time plus (y)&nbsp;the Applicable Margin in effect from time to time, payable in arrears quarterly on the last day of each March, June, September and December during such periods and on the
date such Base Rate Advance shall be Converted or paid in full. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(ii) <U>Term SOFR Advances</U>. During such periods as
such Advance is a Term SOFR Advance, a rate per annum equal at all times during each Interest Period for such Advance to the sum of (x)&nbsp;Term SOFR for such Interest Period for such Advance plus (y)&nbsp;the Applicable Margin in effect from time
to time, payable in arrears on the last day of such Interest Period and on the date such Term SOFR Advance shall be Converted or paid in full. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">33 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(iii) <U>EURIBOR Advances</U>. During such periods as such Advance is a
EURIBOR Advance, a rate per annum equal at all times during each Interest Period for such Advance to the sum of (x)&nbsp;EURIBOR for such Interest Period for such Advance plus (y)&nbsp;the Applicable Margin in effect from time to time, payable in
arrears on the last day of such Interest Period and, if such Interest Period has a duration of more than three months, on each day that occurs during such Interest Period every three months from the first day of such Interest Period and on the date
such EURIBOR Advance shall be paid in full. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(iv) <U>SONIA Advances</U>. During such periods as such Advance is a SONIA
Advance, a rate per annum equal at all times to the sum of (x)&nbsp;SONIA in effect from time to time plus (y)&nbsp;the Applicable Margin in effect from time to time, payable in arrears on each date that is on the numerically corresponding day in
each calendar month that is one month after the Borrowing of such Advance; <U>provided</U> that, as to any such Advance, (i)&nbsp;if any such date would be a day other than a Business Day, such date shall be extended to the next succeeding Business
Day unless such next succeeding Business Day would fall in the next calendar month, in which case such date shall be the next preceding Business Day and (ii)&nbsp;with respect to any Borrowing that occurs on the last Business Day of a calendar month
(or on a day for which there is no numerically corresponding day in any applicable calendar month) shall be the last Business Day of any such succeeding applicable calendar month, and on the date such SONIA Advance shall be paid in full. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) <U>Default Interest</U>. Upon the occurrence and during the continuance of an Event of Default under Section&nbsp;6.01(a), the Agent may,
and upon the request of the Required Lenders shall, require the Borrowers to pay interest (&#147;<U>Default Interest</U>&#148;) on (i)&nbsp;the unpaid principal amount of each Advance owing to each Lender, payable in arrears on the dates referred to
in clause&nbsp;(a)(i), (a)(ii), (a)(iii) or (a)(iv) above, at a rate per annum equal at all times to 2% per annum (in addition to the interest required to be paid on such Advance pursuant to clause&nbsp;(a)(i), (a)(ii), (a)(iii) or (a)(iv) above)
and (ii)&nbsp;to the fullest extent permitted by law, the amount of any interest, fee or other amount payable hereunder that is not paid when due, from the date such amount shall be due until such amount shall be paid in full, payable in arrears on
the date such amount shall be paid in full and on demand, at a rate per annum equal at all times to 2% per annum above the rate per annum required to be paid on Base Rate Advances pursuant to clause&nbsp;(a)(i) above; <U>provided</U>,
<U>however</U>, that following acceleration of the Advances pursuant to Section&nbsp;6.01, Default Interest shall accrue and be payable hereunder whether or not previously required by the Agent. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;2.08 <U>Interest Rate Determination</U>. (a)&nbsp;The Agent shall give prompt notice to the Company and the Lenders of the
applicable interest rate determined by the Agent for purposes of Section&nbsp;2.07(a)(i), (ii), (iii) or (iv). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) If the Required
Lenders notify the Agent that (i)&nbsp;with respect to any EURIBOR Advances, they are unable to obtain matching deposits in the applicable <FONT STYLE="white-space:nowrap">inter-bank</FONT> market at or about 11:00 A.M. (Brussels time) on the second
Business Day before the making of a Borrowing in sufficient amounts to fund their respective Advances as a part of such Borrowing during its Interest Period, (ii)&nbsp;with respect to any EURIBOR Advances or Term SOFR Advances, EURIBOR or Term SOFR
for any Interest Period for such Advances will not adequately reflect the cost to such Required Lenders of making, funding or maintaining their respective EURIBOR Advances or Term SOFR Advances for such Interest Period or (iii)&nbsp;with respect to
any SONIA </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">34 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman">
Advances, SONIA will not adequately reflect the cost to such Required Lenders of making, funding or maintaining their respective SONIA Advances, the Agent shall forthwith so notify the Company
and the Lenders, whereupon (A)&nbsp;the Borrower of such EURIBOR Advances or Term SOFR Advances will, on the last day of the then existing Interest Period therefor, (1)&nbsp;in the case of Term SOFR Advances, either (x)&nbsp;prepay such Advances or
(y)&nbsp;Convert such Advances into Base Rate Advances and (2)&nbsp;in the case of EURIBOR Advances, either (x)&nbsp;prepay such Advances or (y)&nbsp;Convert such Advances into Base Rate Advances in the Equivalent amount of Dollars, (B)&nbsp;the
Borrower of such SONIA Advances will, immediately after receipt of such notice, either (x)&nbsp;prepay such Advances or (y)&nbsp;Convert such Advances into Base Rate Advances in the Equivalent amount of Dollars, and (B)&nbsp;the obligation of the
Lenders to make Term SOFR Advances, EURIBOR Advances or SONIA Advances, as applicable, or to Convert Base Rate Advances into Term SOFR Advances, shall be suspended until the Agent shall notify the Company and the Lenders that the circumstances
causing such suspension no longer exist. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c) If any Borrower shall fail to select the duration of any Interest Period for any EURIBOR
Advances in accordance with the provisions contained in the definition of &#147;Interest Period&#148; in Section&nbsp;1.01, the Agent will forthwith so notify such Borrower and the Lenders and such Advances will automatically, on the last day of the
then existing Interest Period therefor, Convert into Base Rate Advances in the Equivalent amount of Dollars. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d) On the date on which the
aggregate unpaid principal amount of Term SOFR Advances, SONIA Advances or EURIBOR Advances comprising any Borrowing shall be reduced, by payment or prepayment or otherwise, to less than $10,000,000 (or the Equivalent thereof in any Committed
Currency), such Advances shall automatically (i)&nbsp;in the case of Term SOFR Advances, Convert into Base Rate Advances and (ii)&nbsp;in the case of EURIBOR Advances or SONIA Advances, Convert into Base Rate Advances in the Equivalent amount of
Dollars. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(e) Upon the occurrence and during the continuance of any Event of Default under Section&nbsp;6.01(a), (i)&nbsp;(A) each Term
SOFR Advance will automatically, on the last day of the then existing Interest Period therefor, be Converted into a Base Rate Advance, (B)&nbsp;each Advance that is denominated in any Committed Currency which accrues interest at a daily rate shall
continue to remain outstanding, and (C)&nbsp;each Advance that is denominated in any Committed Currency which accrues interest at a term rate shall automatically, on the last day of the then existing Interest Period for such Advance and subject to
Section&nbsp;2.08(f)(ii), be continued with an Interest Period of one month and (ii)&nbsp;the obligation of the Lenders to Convert Dollar-denominated Advances into Term SOFR Advances shall be suspended. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(f) If any of the sources used to determine an interest rate hereunder (including, without limitation, any of the screen pages specified
herein or any of the substitute or successor pages thereto) is unavailable, </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(i) the Agent shall forthwith notify the
Company and the Lenders that the interest rate cannot be determined for the applicable Advances, </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(ii) each such Advance
will automatically, on the last day of the then existing Interest Period therefor (in the case of Term SOFR or EURIBOR Advances) or immediately (in the case of SONIA Advances), be prepaid by the applicable Borrower or be automatically Converted into
a Base Rate Advance in the Equivalent amount of Dollars, and </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">35 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(iii) the obligation of the Lenders to make such Advances shall be suspended
until the Agent shall notify the Company and the Lenders that the circumstances causing such suspension no longer exist. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;2.09 <U>Optional Conversion of Advances</U>. The Borrower of any Term SOFR Advance or Base Rate Advance may on any Business Day,
upon notice given to the Agent not later than 11:00&nbsp;A.M. (New&nbsp;York City time) on the third U.S. Government Securities Business Day prior to the date of the proposed Conversion and subject to the provisions of Sections&nbsp;2.08 and 2.12,
Convert all or any part of such Term SOFR Advances or Base Rate Advances comprising the same Borrowing into Base Rate Advances or Term SOFR Advances, as the case may be; <U>provided</U>, <U>however</U>, that any Conversion of Term SOFR Advances into
Base Rate Advances shall be made only on the last day of an Interest Period for such Term SOFR Advances, any Conversion of Base Rate Advances into Term SOFR Advances shall be in an amount not less than the minimum amount specified in
Section&nbsp;2.02(b) and no Conversion of any such Advances shall result in more separate Borrowings than permitted under Section&nbsp;2.02(b). Each such notice of a Conversion shall, within the restrictions specified above, specify (i)&nbsp;the
date of such Conversion, and (ii)&nbsp;the Dollar denominated Advances to be Converted. Each notice of Conversion shall be irrevocable and binding on the Borrower giving such notice. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;2.10 <U>Prepayments of Advances</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) <U>Optional</U>. Each Borrower may, upon notice at least two U.S. Government Securities Business Days prior to the date of such
prepayment, in the case of Term SOFR Advances, upon notice at least two Business Days prior to the date of such prepayment, in the case of EURIBOR Advances or SONIA Advances, and not later than 11:00 A.M. (New York City time) on the date of such
prepayment, in the case of Base Rate Advances, to the Agent stating the proposed date and aggregate principal amount of the prepayment, and if such notice is given such Borrower shall, prepay the outstanding principal amount of the Advances
comprising part of the same Borrowing in whole or ratably in part, together with accrued interest to the date of such prepayment on the principal amount prepaid; <U>provided</U>, <U>however</U>, that (x)&nbsp;each partial prepayment shall be in an
aggregate principal amount of $5,000,000 or an integral multiple of $1,000,000 in excess thereof in the case of Advances denominated in Dollars and the Equivalent of $5,000,000 or an integral multiple of $1,000,000 in excess thereof in the case of
Advances denominated in any Committed Currencies (determined on the date notice of prepayment is given) and (y)&nbsp;in the event of any such prepayment of a EURIBOR Advance or a Term SOFR Advance, such Borrower shall be obligated to reimburse the
Lenders in respect thereof pursuant to Section&nbsp;9.04(c). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) <U>Mandatory Prepayments</U>. (i)&nbsp;If the Agent notifies the Company
on the second Business Day prior to any interest payment date that the sum of (A)&nbsp;the aggregate principal amount of all Advances denominated in Dollars plus the Available Amount of Letters of Credit denominated in Dollars then outstanding plus
(B)&nbsp;the Equivalent in Dollars (both (A)&nbsp;and (B) determined on the third Business Day prior to such interest payment date) of the aggregate principal amount of all Advances denominated in Committed Currencies plus the Available Amount of
all Letters of Credit denominated in Committed L/C Currencies then outstanding </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">36 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
exceeds 105% of the aggregate Revolving Credit Commitments of the Lenders on such date, the Borrowers shall, within two Business Days after receipt of such notice, prepay the outstanding
principal amount of any Advances owing by the Borrowers in an aggregate amount sufficient to reduce such sum after such payment to an amount not to exceed 100% of the aggregate Revolving Credit Commitments of the Lenders. The Agent shall provide
such notice to the Company at the request of any Lender. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(ii) Each prepayment made pursuant to this Section&nbsp;2.10(b)
shall be made together with any interest accrued to the date of such prepayment on the principal amounts prepaid and, in the case of any prepayment of a EURIBOR Advance or a Term SOFR Advance on a date other than the last day of an Interest Period
or at its maturity, any additional amounts which the Borrowers shall be obligated to reimburse to the Lenders in respect thereof pursuant to Section&nbsp;9.04(c). The Agent shall give prompt notice of any prepayment required under this
Section&nbsp;2.10(b) to the Company and the Lenders. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c) <U>Letters of Credit</U>. (i)&nbsp;The Company shall, on the day that is 15 days
prior to the Termination Date, pay to the Agent for deposit in the regular <FONT STYLE="white-space:nowrap">sub-account</FONT> of the L/C Cash Deposit Account an amount sufficient to cause the aggregate amount on deposit in the regular <FONT
STYLE="white-space:nowrap">sub-account</FONT> of the L/C Cash Deposit Account to equal the sum of (a) 105% of the Dollar Equivalent of the aggregate Available Amount of all Letters of Credit, other than Special Letters of Credit, then outstanding
denominated in any Committed L/C Currency other than Dollars and (b) 100% of the aggregate Available Amount of all Letters of Credit, other than Special Letters of Credit, then outstanding denominated in Dollars. Upon the drawing of any such Letter
of Credit, to the extent funds are on deposit in the regular <FONT STYLE="white-space:nowrap">sub-account</FONT> of the L/C Cash Deposit Account, such funds shall be applied to reimburse the applicable Issuing Banks to the extent permitted by
applicable law, and if so applied, then such reimbursement shall be deemed a repayment of the corresponding Advance in respect of such Letter of Credit. After all such Letters of Credit shall have expired or been fully drawn upon and all other
obligations of the Borrowers thereunder shall have been paid in full, the balance, if any, in such regular <FONT STYLE="white-space:nowrap">sub-account</FONT> of the L/C Cash Deposit Account in respect of such Letters of Credit shall be promptly
returned to the Company. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(ii) The Company shall, on the day that is 105 days prior to the Termination Date, pay to the
Agent for deposit in the special <FONT STYLE="white-space:nowrap">sub-account</FONT> of the L/C Cash Deposit Account established for each Issuing Bank that has issued an outstanding Special Letter of Credit (against which such Issuing Bank and its
Affiliates shall have rights of setoff with respect to any obligations, whether matured or contingent, in respect of Special Letters of Credit issued by such Issuing Bank) an amount sufficient to cause the aggregate amount, denominated in the same
currency or currencies in which the respective Special Letters of Credit then outstanding are denominated, on deposit in such special <FONT STYLE="white-space:nowrap">sub-account</FONT> of the L/C Cash Deposit Account to equal 100% of the aggregate
Available Amount of all Special Letters of Credit issued by such Issuing Bank then outstanding. Upon the drawing of any Special Letter of Credit, to the extent funds are on deposit in the applicable special
<FONT STYLE="white-space:nowrap">sub-account</FONT> of the L/C Cash Deposit Account in respect of such Special Letter of Credit, such funds shall be applied (prior to the application of any other funds) to reimburse the Issuing Bank of such Letter
of Credit to the extent permitted by applicable law, and if so applied, then such reimbursement shall be deemed a repayment of the corresponding Advance in respect of such Letter of Credit. After all Special Letters of Credit shall have expired or
been fully drawn upon and all other obligations of the Borrowers thereunder shall have been paid in full, the balance, if any, in such special <FONT STYLE="white-space:nowrap">sub-account</FONT> of the L/C Cash Deposit Account in respect of Special
Letters of Credit shall be promptly returned to the Company. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">37 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;2.11 <U>Increased Costs</U>. (a)&nbsp;If, due to either (i)&nbsp;the
introduction of or any change in or in the interpretation of any law or regulation after the date hereof or (ii)&nbsp;the compliance with any guideline or request issued after the date hereof by any central bank or other governmental authority
including, without limitation, any agency of the European Union or similar monetary or multinational authority (whether or not having the force of law), there shall be any increase in the cost to any Lender of agreeing to make or making, continuing,
converting to, funding or maintaining Advances or agreeing to issue or of issuing or maintaining or participating in Letters of Credit (excluding for purposes of this Section&nbsp;2.11 any such increased costs resulting from (i)&nbsp;Indemnified
Taxes or Other Taxes (as to which Section&nbsp;2.14 shall govern) or Taxes described in Section&nbsp;2.14(a)(iv) through (vii)&nbsp;and (ii) Other Connection Taxes that are imposed on or measured by net income (however denominated) or that are
franchise Taxes or branch profits Taxes), then the Company shall from time to time, within 10 days of demand by such Lender (with a copy of such demand to the Agent), pay to the Agent for the account of such Lender additional amounts sufficient to
compensate such Lender for such increased cost. A certificate as to the amount of such increased cost, submitted to the Company and the Agent by such Lender, shall constitute prima facie evidence of such amounts. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) If any Lender determines that due to the introduction of or any change in or in the interpretation of any law or regulation or any
guideline or request from any central bank or other governmental authority (whether or not having the force of law) after the date hereof, taking into consideration the policies of such Lender and any corporation controlling such Lender with respect
to capital adequacy or liquidity requirements, increases or would increase the amount of capital or liquidity required or expected to be maintained by such Lender or any corporation controlling such Lender and that the amount of such increase is
based upon the existence of such Lender&#146;s commitment to lend or to issue or participate in Letters of Credit hereunder and other commitments of this type and the effect of such increase is to reduce the rate of return on such Lender&#146;s
capital or on the capital of the corporation controlling such Lender, then, upon demand by such Lender (with a copy of such demand to the Agent), the Company shall pay within 10 days of such demand to the Agent for the account of such Lender, from
time to time as specified by such Lender, additional amounts sufficient to compensate such Lender or such corporation in the light of such circumstances, to the extent that such Lender reasonably determines such increase in capital or liquidity to
be allocable to the existence of such Lender&#146;s commitment to lend or to issue or participate in Letters of Credit hereunder. A certificate as to such amounts submitted to the Company and the Agent by such Lender shall constitute prima facie
evidence of such amounts. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c) If any governmental authority of the jurisdiction of any Committed Currency or Committed L/C Currency (or
any other jurisdiction in which the funding operations of any Lender shall be conducted with respect to such Committed Currency or Committed L/C Currency) shall introduce or increase any reserve, liquid asset or similar requirement after the date
hereof with respect to any category of deposits or liabilities customarily used to fund loans in such Committed Currency or Committed L/C Currency, or by reference to which interest rates applicable to loans in such Committed Currency or Committed
L/C Currency are determined, and </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">38 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
the result of such requirement shall be to increase the cost to such Lender of making or maintaining any Advance denominated in a Committed Currency, and such Lender shall deliver to the relevant
Borrowers a notice requesting compensation under this paragraph, then the relevant Borrowers will pay to such Lender within 10 days after each date on which interest is paid pursuant to Section&nbsp;2.07 with respect to each affected Advance
denominated in a Committed Currency, an amount that will compensate such Lender for such additional cost. A certificate in reasonable detail as to the amount of such increased cost, submitted to the Company and the Agent by such Lender shall
constitute prima facie evidence of such amounts. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d) For the avoidance of doubt, for purposes of this Section&nbsp;2.11, any changes
resulting from requests, rules, guidelines or directives (x)&nbsp;issued by any governmental authority in connection with the Dodd-Frank Wall Street Reform and Consumer Protection Act or (y)&nbsp;promulgated by the Bank for International
Settlements, the Basel Committee on Banking Supervision (or any successor or similar authority) or United States or foreign regulatory authorities, in each case pursuant to Basel III, regardless of the date enacted, adopted or issued, shall be
subject to subsections (a), (b) and (c)&nbsp;above <U>provided</U> that the Lender making any claim under any such subsection shall have given the Company at least 30 days prior notice of such change(s). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(e) Notwithstanding any other provision of this Section, no Lender shall demand compensation for any increased cost or reduction pursuant to
this Section if it shall not at the time be the general policy or practice of such Lender to demand such compensation in similar circumstances under comparable provisions of other credit agreements. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;2.12 <U>Illegality</U>. Notwithstanding any other provision of this Agreement, if any Lender shall notify the Agent that the
introduction of or any change in or in the interpretation of any law or regulation after the date hereof makes it unlawful, or any central bank or other governmental authority asserts after the date hereof that it is unlawful, for such Lender or its
Applicable Lending Office to perform its obligations hereunder to make Term SOFR Advances, SONIA Advances or EURIBOR Advances or to fund or maintain Term SOFR Advances, SONIA Advances or EURIBOR Advances hereunder, (a)&nbsp;each Term SOFR Advance
funded by such Lender will automatically, upon such demand, be Converted into a Base Rate Advance, (b)&nbsp;each EURIBOR Advance and each SONIA Advance will automatically, upon such demand, be Converted into a Base Rate Advance in the Equivalent
amount of Dollars and (c)&nbsp;the obligation of such Lender to make EURIBOR Advances, SONIA Advances or Term SOFR Advances or to Convert Base Rate Advances into Term SOFR Advances shall be suspended until the Agent shall notify the Company and the
Lenders that the circumstances causing such suspension no longer exist. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;2.13 <U>Payments and Computations</U>. (a)&nbsp;Each
Borrower shall make each payment hereunder, except with respect to principal of, interest on, and other amounts relating to, Advances denominated in a Committed Currency or Committed L/C Currency, not later than 12:00&nbsp;noon (New&nbsp;York City
time) on the day when due in Dollars to the Agent at the applicable Agent&#146;s Account in same day funds and without deduction, set off or counterclaim. Each Borrower shall make each payment hereunder with respect to principal of, interest on, and
other amounts relating to, Advances denominated in a Committed Currency, not later than 9:30&nbsp;A.M. (at the Payment Office for such Committed Currency) on the day when due in such Committed Currency
</P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">39 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
to the Agent, by deposit of such funds to the applicable Agent&#146;s Account in same day funds and without deduction, set off or counterclaim. The Agent will promptly thereafter cause to be
distributed like funds relating to the payment of principal or interest, fees or commissions ratably (other than amounts payable pursuant to Section&nbsp;2.04(b)(ii), 2.11, 2.14 or 9.04(c)) to the Lenders for the account of their respective
Applicable Lending Offices, and like funds relating to the payment of any other amount payable to any Lender to such Lender for the account of its Applicable Lending Office, in each case to be applied in accordance with the terms of this Agreement.
Upon any Assuming Lender becoming a Lender hereunder as a result of a Commitment Increase pursuant to Section&nbsp;2.18 or an extension of the Termination Date pursuant to Section&nbsp;2.20, and upon the Agent&#146;s receipt of such Lender&#146;s
Assumption Agreement and recording of the information contained therein in the Register, from and after the applicable Increase Date or Anniversary Date, as the case may be, the Agent shall make all payments hereunder and under any Notes issued in
connection therewith in respect of the interest assumed thereby to the Assuming Lender. Upon its acceptance of an Assignment and Assumption and recording of the information contained therein in the Register pursuant to Section&nbsp;9.07(c), from and
after the effective date specified in such Assignment and Assumption, the Agent shall make all payments hereunder and under any Notes in respect of the interest assigned thereby to the Lender assignee thereunder, and the parties to such Assignment
and Assumption shall make all appropriate adjustments in such payments for periods prior to such effective date directly between themselves. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) All computations of interest based on Base Rate or SONIA shall be made by the Agent on the basis of a year of 365 or 366 days, as the case
may be, all computations of interest based on Term SOFR, EURIBOR or the Federal Funds Rate and of fees and Letter of Credit commissions shall be made by the Agent on the basis of a year of 360 days with twelve
<FONT STYLE="white-space:nowrap">30-day</FONT> months (or, in each case of Advances denominated in Committed Currencies where market practice differs, in accordance with market practice), in each case for the actual number of days (including the
first day but excluding the last day) occurring in the period for which such interest, fees or commissions are payable. Each determination by the Agent of an interest rate hereunder shall be conclusive and binding for all purposes, absent manifest
error. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c) Whenever any payment hereunder or under any Notes shall be stated to be due on a day other than a Business Day, such payment
shall be made on the next succeeding Business Day, and such extension of time shall in such case be included in the computation of payment of interest, fee or commission, as the case may be; <U>provided</U>, <U>however</U>, that, if such extension
would cause payment of interest on or principal of Term SOFR Advances or EURIBOR Advances to be made in the next following calendar month, such payment shall be made on the next preceding Business Day. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d) Unless the Agent shall have received notice from any Borrower prior to the date on which any payment is due to the Lenders hereunder that
such Borrower will not make such payment in full, the Agent may assume that such Borrower has made such payment in full to the Agent on such date and the Agent may, in reliance upon such assumption, cause to be distributed to each Lender on such due
date an amount equal to the amount then due such Lender. If and to the extent such Borrower shall not have so made such payment in full to the Agent, each Lender shall repay to the Agent forthwith on demand such amount distributed to such Lender
together with interest thereon, for each day from the date such amount is distributed to such Lender until the date such Lender repays such amount to the Agent, at (i)&nbsp;the Federal Funds Rate in the case of Advances denominated in Dollars or
(ii)&nbsp;the cost of funds incurred by the Agent in respect of such amount in the case of Advances denominated in Committed Currencies. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">40 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(e) To the extent that the Agent receives funds for application to the amounts owing by any
Borrower under or in respect of this Agreement or any Note in currencies other than the currency or currencies required to enable the Agent to distribute funds to the Lenders in accordance with the terms of this Section&nbsp;2.13, the Agent shall be
entitled to convert or exchange such funds into Dollars or into a Committed Currency or from Dollars to a Committed Currency or from a Committed Currency to Dollars, as the case may be, to the extent necessary to enable the Agent to distribute such
funds in accordance with the terms of this Section&nbsp;2.13; <U>provided</U> that each Borrower and each of the Lenders hereby agree that the Agent shall not be liable or responsible for any loss, cost or expense suffered by such Borrower or such
Lender as a result of any conversion or exchange of currencies effected pursuant to this Section&nbsp;2.13(e) or as a result of the failure of the Agent to effect any such conversion or exchange <U>provided</U> such failure was not a result of gross
negligence or willful misconduct on the part of the Agent; and <U>provided</U> <U>further</U> that the applicable Borrower agrees to indemnify the Agent and each Lender, and hold the Agent and each Lender harmless, but without duplication, for any
and all losses, costs and expenses incurred by the Agent or any Lender for any conversion or exchange of currencies (or the failure to convert or exchange any currencies) in accordance with this Section&nbsp;2.13(e), <U>provided</U> such losses,
costs and expenses were not the result of gross negligence or willful misconduct on the part of the Agent. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;2.14
<U>Taxes</U>. (a)&nbsp;Subject to Sections 2.14(e) and 2.14(g), any and all payments by each Borrower hereunder or under any Notes shall be made, in accordance with Section&nbsp;2.13, free and clear of and without deduction for any and all present
or future taxes, levies, imposts, deductions, charges or withholdings imposed by any governmental authority, and all liabilities with respect thereto (&#147;<U>Taxes</U>&#148;), <U>excluding</U>, (i)&nbsp;in the case of each Lender and the Agent,
taxes imposed on its overall net income, and franchise Taxes imposed on it in lieu of net income Taxes, by the jurisdiction under the laws of which such Lender or the Agent (as the case may be) is organized or any political subdivision thereof,
(ii)&nbsp;in the case of each Lender, Taxes imposed on its overall net income, and franchise Taxes imposed on it in lieu of net income Taxes, by the jurisdiction of such Lender&#146;s Applicable Lending Office or any political subdivision thereof,
(iii)&nbsp;in the case of each Lender and the Agent, Taxes imposed as a result of a present or former connection between such Lender or the Agent and the jurisdiction imposing such Tax (other than connections arising from such Lender or the Agent
having executed, delivered, become a party to, performed its obligations under, received payments under, received or perfected a security interest under, engaged in any other transaction pursuant to or enforced any Loan Document, or sold or assigned
an interest in any Loan Document) (such Taxes herein referred to as &#147;<U>Other Connection Taxes</U>&#148;), (iv) in the case of any Lender, United States federal withholding Taxes imposed on amounts payable to or for the account of such Lender
with respect to an applicable interest in a Commitment pursuant to a law in effect on the date on which (A)&nbsp;such Lender acquires an interest in the Commitment (other than pursuant to an assignment request by the Company under Section&nbsp;2.21)
or (B)&nbsp;such Lender changes its lending office, except in each case to the extent that, pursuant to this Section&nbsp;2.14, amounts with respect to such Taxes were payable either to such assignor immediately before such Lender became a party
hereto or to such Lender immediately before it changed its lending office, (v)&nbsp;any United States federal backup withholding Tax, (vi)&nbsp;any withholding Tax imposed as a result of the failure to comply with the requirements of FATCA,
</P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">41 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
and (vii)&nbsp;any Tax, assessment or other governmental charge that would not have been imposed but for a failure by each Lender or the Agent, or any other legal or beneficial holder or any
foreign financial institution through which payments on the Borrowings under this Agreement are made to comply with any applicable certification, documentation, information or other reporting requirement concerning the nationality, residence,
identity, direct or indirect ownership of or investment in, or connection with the United States of America of the applicable Lender, the Agent, or any other legal or beneficial holder or any foreign financial institution through which payments on
the Borrowings under this Agreement are made if such compliance is required by statute or regulation of the United States as a precondition to relief or exemption from such Tax, assessment or other governmental charge (all such excluded Taxes
referred to as &#147;<U>Excluded Taxes</U>&#148; and all such <FONT STYLE="white-space:nowrap">non-excluded</FONT> Taxes, levies, imposts, deductions, charges, withholdings and liabilities in respect of payments hereunder or under any Notes being
hereinafter referred to as &#147;<U>Indemnified Taxes</U>&#148;). If any Borrower shall be required by law to deduct any Taxes from or in respect of any sum payable hereunder or under any Note to any Lender or the Agent, (i)&nbsp;the sum payable
shall be increased as may be necessary so that after making all required deductions (including deductions applicable to additional sums payable under this Section&nbsp;2.14) such Lender or the Agent (as the case may be) receives an amount equal to
the sum it would have received had no such deductions been made, if such Tax is an Indemnified Tax, (ii)&nbsp;such Borrower shall make such deductions and (iii)&nbsp;such Borrower shall pay the full amount deducted to the relevant taxation authority
or other authority in accordance with applicable law. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) In addition, the Company shall pay any present or future stamp or documentary
Taxes or any other excise or property Taxes, charges or similar levies that arise from any payment made hereunder or under any Notes or from the execution, delivery or registration of, performing under, or otherwise with respect to, this Agreement
or any Notes (hereinafter referred to as &#147;<U>Other Taxes</U>&#148;). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c) Subject to Sections 2.14(e) and 2.14(g), each Borrower
shall indemnify each Lender and the Agent for and hold it harmless against the full amount of Indemnified Taxes or Other Taxes imposed on or paid by such Lender or the Agent (as the case may be) that the Borrower is required to pay pursuant to this
Section&nbsp;2.14 and any liability (including penalties, interest and expenses) arising therefrom or with respect thereto. This indemnification shall be made within 30 days from the date such Lender or the Agent (as the case may be) makes written
demand therefor. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d) Within 45 days after the date of any payment of Taxes, each Borrower shall furnish to the Agent, at its address
referred to in Section&nbsp;9.02, the original or a certified copy of a receipt evidencing such payment to the extent such a receipt is issued therefor, or other written proof of payment thereof that is reasonably satisfactory to the Agent. In the
case of any payment hereunder or under any Notes by or on behalf of such Borrower through an account or branch outside the United States or by or on behalf of such Borrower by a payor that is not a United States person, if such Borrower determines
that no Taxes are payable in respect thereof, such Borrower shall furnish, or shall cause such payor to furnish, to the Agent, at such address, an opinion of counsel acceptable to the Agent stating that such payment is exempt from Taxes. For
purposes of this subsection (d)&nbsp;and subsection (e), the terms &#147;<U>United States</U>&#148; and &#147;<U>United States person</U>&#148; shall have the meanings specified in Section&nbsp;7701 of the Internal Revenue Code. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">42 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(e) (i) Each Lender organized under the laws of a jurisdiction outside the United States, on
or prior to the date of its execution and delivery of this Agreement in the case of each Initial Lender and on the date of the Assumption Agreement or the Assignment and Assumption pursuant to which it becomes a Lender in the case of each other
Lender, and from time to time thereafter as requested in writing by the Company (but only so long as such Lender remains lawfully able to do so), shall provide each of the Agent and the Company with two copies of Internal Revenue Service <FONT
STYLE="white-space:nowrap">forms&nbsp;W-8BEN,</FONT> <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">W-8BEN-E</FONT></FONT> or <FONT STYLE="white-space:nowrap">W-8ECI</FONT> (or a Form <FONT STYLE="white-space:nowrap">W-8IMY</FONT>
with supporting forms attached), as appropriate, or any successor or other form prescribed by the Internal Revenue Service, certifying that such Lender is exempt from or entitled to a reduced rate of United States withholding tax on payments
pursuant to this Agreement or any Notes. If any form or document referred to in this subsection&nbsp;(e) requires the disclosure of information, other than information necessary to compute the tax payable and information required on the date hereof
by Internal Revenue Service <FONT STYLE="white-space:nowrap">form&nbsp;W-8BEN,</FONT> <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">W-8BEN-E,</FONT></FONT> <FONT STYLE="white-space:nowrap">W-8ECI</FONT> or <FONT
STYLE="white-space:nowrap">W-8IMY,</FONT> that the Lender reasonably considers to be confidential, the Lender shall give notice thereof to the Borrowers and shall not be obligated to include in such form or document such confidential information.
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(ii) If a payment made to a Lender hereunder would be subject to United States federal withholding tax pursuant to FATCA,
if such Lender were to fail to comply with the applicable reporting requirements of FATCA, such Lender shall deliver to the Company and the Agent, at the appropriate time any documentation reasonably requested by the Company or the Agent as may be
necessary for the Borrowers or the Agent to comply with their obligations under FATCA and to determine whether withholding under FATCA is required. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(f) Each Lender that is a United States person shall, on or prior to the date of its execution and delivery of this Agreement in the case of
each Initial Lender and on the date of the Assumption Agreement or the Assignment and Assumption pursuant to which it becomes a Lender in the case of each other Lender, and from time to time thereafter as reasonably requested in writing by the Agent
or the Company, provide each of the Agent and the Company with two copies of Internal Revenue Service Form <FONT STYLE="white-space:nowrap">W-9</FONT> certifying that it is not subject to backup withholding. If such Internal Revenue Service Form <FONT
STYLE="white-space:nowrap">W-9</FONT> previously delivered expires or becomes obsolete or inaccurate in any respect, such Lender shall update such form or certification or promptly notify the Agent and the Company in writing of its legal inability
to do so. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(g) For any period with respect to which a Lender has failed to provide the Company with the appropriate form, certificate or
other document described in Section&nbsp;2.14(e) (<U>other</U> <U>than</U> if such failure is due to a change in law, or in the interpretation or application thereof, occurring subsequent to the date on which a form, certificate or other document
originally was required to be provided, or if such form, certificate or other document otherwise is not required under subsection&nbsp;(e) above), such Lender shall not be entitled to indemnification or a gross up under Section&nbsp;2.14(a) or
(c)&nbsp;with respect to Taxes imposed by the United States by reason of such failure, including any United States federal withholding tax imposed as a result of a failure to satisfy the applicable requirements of FATCA; <U>provided</U>,
<U>however</U>, that should a Lender become subject to Taxes because of its failure to deliver a form, certificate or other document required hereunder, the Company shall take such steps at such Lender&#146;s expense as the Lender shall reasonably
request to assist the Lender to recover such Taxes. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">43 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(h) Any Lender claiming any additional amounts payable pursuant to this Section&nbsp;2.14
agrees to use reasonable efforts (consistent with its internal policy and legal and regulatory restrictions) to change the jurisdiction of its Applicable Lending Office if the making of such a change would avoid the need for, or reduce the amount
of, any such additional amounts that may thereafter accrue and would not, in the reasonable judgment of such Lender, be otherwise disadvantageous to such Lender. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;2.15 <U>Sharing of Payments, Etc</U>. If any Lender shall obtain any payment (whether voluntary, involuntary, through the
exercise of any right of <FONT STYLE="white-space:nowrap">set-off,</FONT> or otherwise) on account of the Advances owing to it (other than (x)&nbsp;as payment of an Advance made by an Issuing Bank pursuant to the first sentence of
Section&nbsp;2.03(c) or (y)&nbsp;pursuant to Section&nbsp;2.11, 2.14 or 9.04(c)) in excess of its Ratable Share of payments on account of the Advances obtained by all the Lenders, such Lender shall forthwith purchase from the other Lenders such
participations in the Advances owing to them as shall be necessary to cause such purchasing Lender to share the excess payment ratably with each of them; <U>provided</U>, <U>however</U>, that if all or any portion of such excess payment is
thereafter recovered from such purchasing Lender, such purchase from each Lender shall be rescinded and such Lender shall repay to the purchasing Lender the purchase price to the extent of such recovery together with an amount equal to such
Lender&#146;s ratable share (according to the proportion of (i)&nbsp;the amount of such Lender&#146;s required repayment to (ii)&nbsp;the total amount so recovered from the purchasing Lender) of any interest or other amount paid or payable by the
purchasing Lender in respect of the total amount so recovered. Each Borrower agrees that any Lender so purchasing a participation from another Lender pursuant to this Section&nbsp;2.15 may, to the fullest extent permitted by law, exercise all its
rights of payment (including the right of <FONT STYLE="white-space:nowrap">set-off)</FONT> with respect to such participation as fully as if such Lender were the direct creditor of such Borrower in the amount of such participation. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;2.16 <U>Evidence of Debt</U>. (a)&nbsp;Each Lender shall maintain in accordance with its usual practice an account or accounts
evidencing the indebtedness of each Borrower to such Lender resulting from each Advance owing to such Lender from time to time, including the amounts of principal and interest payable and paid to such Lender from time to time hereunder in respect of
Advances. Each Borrower agrees that upon notice by any Lender to such Borrower (with a copy of such notice to the Agent) to the effect that a Note is required or appropriate in order for such Lender to evidence (whether for purposes of pledge,
enforcement or otherwise) the Advances owing to, or to be made by, such Lender, such Borrower shall promptly execute and deliver to such Lender a Note payable to the order of such Lender in a principal amount up to the Revolving Credit Commitment of
such Lender. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) The Register maintained by the Agent pursuant to Section&nbsp;9.07(c) shall include a control account, and a subsidiary
account for each Lender, in which accounts (taken together) shall be recorded (i)&nbsp;the date and amount of each Borrowing made hereunder, the Type of Advances comprising such Borrowing and, if appropriate, the Interest Period applicable thereto,
(ii)&nbsp;the terms of each Assumption Agreement and each Assignment and Assumption delivered to and accepted by it, (iii)&nbsp;the amount of any principal or interest due and payable or to become due and payable from each Borrower to each Lender
hereunder and (iv)&nbsp;the amount of any sum received by the Agent from such Borrower hereunder and each Lender&#146;s share thereof. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">44 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c) Entries made in good faith by the Agent in the Register pursuant to subsection
(b)&nbsp;above, and by each Lender in its account or accounts pursuant to subsection (a)&nbsp;above, shall be <U>prima</U> <U>facie</U> evidence of the amount of principal and interest due and payable or to become due and payable from each Borrower
to, in the case of the Register, each Lender and, in the case of such account or accounts, such Lender, under this Agreement, absent manifest error; <U>provided</U>, <U>however</U>, that the failure of the Agent or such Lender to make an entry, or
any finding that an entry is incorrect, in the Register or such account or accounts shall not limit or otherwise affect the obligations of any Borrower under this Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;2.17 <U>Use of Proceeds</U>. The proceeds of the Advances shall be available (and each Borrower agrees that it shall use such
proceeds) solely for general corporate purposes of the Company and its Consolidated Subsidiaries, including acquisition financing. Each of the Borrowers represents and covenants that no Advance or Letter of Credit, nor the proceeds from any Advance
or Letter of Credit, will be used directly or, to its knowledge, indirectly, (a)&nbsp;in furtherance of an offer, payment, promise to pay, or authorization of the payment or giving of money, or anything else of value, to any Person in material
violation of any Anti-Corruption Laws, (b)&nbsp;for the purpose of funding or financing any activities, business or transaction of or with any Sanctioned Person, or in any Sanctioned Country, except in accordance with valid and effective licenses
and permits issued by the government of the United States or otherwise in accordance with applicable law or (c)&nbsp;in any manner that would result in the violation of any Sanctions applicable to the Borrowers, or to the knowledge to the Borrowers,
any other party hereto. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;2.18 <U>Increase in the Aggregate Revolving Credit Commitments</U>. (a)The Company may, at any time
but in any event not more than once in any calendar year prior to the latest Termination Date, by notice to the Agent, request that the aggregate amount of the Revolving Credit Commitments be increased by an amount of $25,000,000 or an integral
multiple of $5,000,000 in excess thereof (each a &#147;<U>Commitment Increase</U>&#148;) to be effective as of a date that is at least 90 days prior to the latest scheduled Termination Date then in effect (the &#147;<U>Increase Date</U>&#148;) as
specified in the related notice to the Agent; <U>provided</U>, <U>however</U> that (i)&nbsp;in no event shall the aggregate amount of the Revolving Credit Commitments at any time be increased by more than $250,000,000 above the aggregate amount of
the Revolving Credit Commitments as of the Restatement Date and (ii)&nbsp;on the related Increase Date the applicable conditions set forth in Article III shall be satisfied. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) The Agent shall promptly notify the <FONT STYLE="white-space:nowrap">Non-Defaulting</FONT> Lenders and such other Persons that satisfy the
definition of Eligible Assignee as the Company may identify of a request by the Company for a Commitment Increase, which notice shall include (i)&nbsp;the proposed amount of such requested Commitment Increase, (ii)&nbsp;the proposed Increase Date
and (iii)&nbsp;the date by which <FONT STYLE="white-space:nowrap">Non-Defaulting</FONT> Lenders and such other Persons wishing to participate in the Commitment Increase must commit to an increase in the amount of their respective Revolving Credit
Commitments (with respect to any proposed Commitment Increase, the &#147;<U>Commitment Date</U>&#148;). Each <FONT STYLE="white-space:nowrap">Non-Defaulting</FONT> Lender that is willing to participate in such requested Commitment Increase (each an
&#147;<U>Increasing Lender</U>&#148;) and each such other Person that is willing to participate in such requested Commitment Increase (each such Eligible Assignee and each Eligible Assignee that shall become a party hereto in accordance with
Section&nbsp;2.20, an &#147;<U>Assuming Lender</U>&#148;) shall, in its sole discretion, give written notice to the Agent on or prior to the Commitment Date of the amount by which it is willing to participate in such Commitment Increase;
<U>provided</U>, <U>however</U>, that the </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">45 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
Revolving Credit Commitment of each such Assuming Lender shall be in an amount of $10,000,000 or an integral multiple of $1,000,000 in excess thereof. Promptly following each Commitment Date, the
Agent shall notify the Company as to the amount, if any, by which the Increasing Lenders and Assuming Lenders are willing to participate in the requested Commitment Increase. If the Increasing Lenders and Assuming Lenders notify the Agent that they
are willing to increase the amount of their respective Revolving Credit Commitments by an aggregate amount that exceeds the amount of the requested Commitment Increase, the requested Commitment Increase shall be allocated among the Increasing
Lenders and Assuming Lenders willing to participate therein in such amounts as are agreed between the Company and the Agent; <U>provided</U> that (x)&nbsp;the Company may in its discretion determine that such allocation shall be made pro rata among
the Increasing Lenders and the Assuming Lenders, based on the ratio of each such Person&#146;s proposed participation in the Commitment Increase to the aggregate amount of all such proposed participations and (y)&nbsp;the resulting increased
Revolving Credit Commitments of the Increasing Lenders and the Assuming Lenders shall be subject to the approval of each Issuing Bank (which approvals shall not be unreasonably withheld or delayed). The Agent shall promptly notify the Increasing
Lenders and each Assuming Lender of the results of any such allocation of the Commitment Increase. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c) On each Increase Date, each
Assuming Lender shall become a Lender party to this Agreement as of such Increase Date and the Revolving Credit Commitment of each Increasing Lender for such requested Commitment Increase shall be so increased by such amount (or by the amount
allocated to such Lender pursuant to the last sentence of Section&nbsp;2.18(b)) as of such Increase Date; <U>provided</U>, <U>however</U>, that the Agent shall have received on or before such Increase Date the following, each dated such date: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(i) (A) certified copies of resolutions of the Board of Directors of the Company or the Executive Committee of such Board
approving the Commitment Increase and the corresponding modifications to this Agreement and (B)&nbsp;an opinion of counsel for the Company (which may be <FONT STYLE="white-space:nowrap">in-house</FONT> counsel), in substantially the form of Exhibit <FONT
STYLE="white-space:nowrap">D-2</FONT> hereto; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(ii) an assumption agreement from each Assuming Lender, if any, in
substantially the form of Exhibit F hereto (each an &#147;<U>Assumption Agreement</U>&#148;), duly executed by such Assuming Lender, the Agent and the Company; and </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(iii) confirmation from each Increasing Lender of the increase in the amount of its Revolving Credit Commitment in a writing
satisfactory to the Company and the Agent. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">On each Increase Date, upon fulfillment of the conditions set forth in the immediately preceding sentence of
this Section&nbsp;2.18(c), the Agent shall notify the Lenders (including, without limitation, each Assuming Lender) and the Company, on or before 1:00 P.M. (New York City time), in writing, of the occurrence of the Commitment Increase to be effected
on such Increase Date and shall record in the Register the relevant information with respect to each Increasing Lender and each Assuming Lender on such date. Each Increasing Lender and each Assuming Lender shall, as of the Increase Date, fund their
respective Ratable Shares of each Borrowing then outstanding, which funds the Agent shall distribute to the other Lenders to effect a funding of each such Borrowing by each of the Lenders (including the Increasing Lenders and the Assuming Lenders)
ratably in accordance with their Ratable Shares after giving effect to the applicable Commitment Increase and, if the applicable Increase Date is not the last day of an Interest Period, the Company shall be obligated to reimburse the Lenders in
respect thereof pursuant to Section&nbsp;9.04(c). </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">46 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;2.19 <U>Defaulting Lenders.</U> </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) If at the time a Lender becomes a Defaulting Lender, then, until such time as such Lender is no longer a Defaulting Lender, to the extent
permitted by applicable law, any payment of principal, interest, fees or other amounts received by the Agent for the account of such Defaulting Lender (whether voluntary or mandatory, at maturity, pursuant to Section&nbsp;6.01 or otherwise) or
received by the Agent from a Defaulting Lender pursuant to Section&nbsp;9.05 or 9.07(b)(vii) shall be applied at such time or times as may be determined by the Agent as follows: <I>first</I>, to the payment of any amounts owing by such Defaulting
Lender to the Agent hereunder; <I>second</I>, to the payment on a pro rata basis of any amounts owing by such Defaulting Lender to any Issuing Bank hereunder; <I>third</I>, to the L/C Cash Deposit Account to cash collateralize the Issuing
Banks&#146; fronting exposure with respect to such Defaulting Lender with respect to Letters of Credit; <I>fourth</I>, as the Company may request (so long as no Default or Event of Default exists), to the funding of any Advance in respect of which
such Defaulting Lender has failed to fund its portion thereof as required by this Agreement, as determined by the Agent; <I>fifth</I> if so determined by the Agent and the Company, to be held in a deposit account and released pro rata in order to
(x)&nbsp;satisfy such Defaulting Lender&#146;s potential future funding obligations with respect to Advances under this Agreement and (y)&nbsp;cash collateralize the Issuing Banks&#146; future fronting exposure with respect to such Defaulting Lender
with respect to future Letters of Credit issued under this Agreement, <I>sixth</I>, to the payment of any amounts owing to the Lenders, the Issuing Banks as a result of any judgment of a court of competent jurisdiction obtained by any Lender or the
Issuing Banks against such Defaulting Lender as a result of such Defaulting Lender&#146;s breach of its obligations under this Agreement; <I>seventh</I>, so long as no Default or Event of Default exists, to the payment of any amounts owing to any
Borrower as a result of any judgment of a court of competent jurisdiction obtained by such Borrower against such Defaulting Lender as a result of such Defaulting Lender&#146;s breach of its obligations under this Agreement; and <I>eighth</I>, to
such Defaulting Lender or as otherwise directed by a court of competent jurisdiction; <U>provided</U> that if (x)&nbsp;such payment is a payment of the principal amount of any Borrowing or drawing under a Letter of Credit in respect of which such
Defaulting Lender has not fully funded its appropriate share, and (y)&nbsp;such Borrowings were made or the related Letters of Credit were issued at a time when the conditions set forth in Section&nbsp;3.03 were satisfied or waived, such payment
shall be applied solely to pay the Borrowings of, and drawings under Letters of Credit owed to, all <FONT STYLE="white-space:nowrap">Non-Defaulting</FONT> Lenders on a pro rata basis prior to being applied to the payment of any Borrowings of, or any
drawings under any Letter of Credit owed to, such Defaulting Lender until such time as all Borrowings and funded and unfunded participations in Letters of Credit are held by the Lenders pro rata in accordance with the Revolving Credit Commitments
without giving effect to Section&nbsp;2.19(b)(i), it being understood that any payments, prepayments or other amounts paid or payable to a Defaulting Lender that are applied (or held) to pay amounts owed by a Defaulting Lender or paid into the L/C
Case Deposit Account pursuant to this Section&nbsp;2.19(a) shall be deemed paid to and redirected by such Defaulting Lender, and each Lender irrevocably consents hereto; </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">47 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) If any Letters of Credit are outstanding at the time a Lender becomes a Defaulting
Lender, and the Commitments have not been terminated in accordance with Section&nbsp;6.01, then: </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(i) so long as no Event
of Default has occurred and is continuing, all or any part of the Available Amount of outstanding Letters of Credit (except in the case where the applicable Issuing Bank is the Defaulting Lender) shall be reallocated among the <FONT
STYLE="white-space:nowrap">Non-Defaulting</FONT> Lenders in accordance with their respective Ratable Shares (excluding from the determination thereof any Defaulting Lender&#146;s Revolving Credit Commitment) but only to the extent that the sum of
(A)&nbsp;the aggregate principal amount of all Advances made by such <FONT STYLE="white-space:nowrap">Non-Defaulting</FONT> Lenders (in their capacity as Lenders) and outstanding at such time, plus (B)&nbsp;such
<FONT STYLE="white-space:nowrap">Non-Defaulting</FONT> Lenders&#146; Ratable Shares (before giving effect to the reallocation contemplated herein) of the Available Amount of all outstanding Letters of Credit, plus (C)&nbsp;the aggregate principal
amount of all Advances made by each Issuing Bank pursuant to Section&nbsp;2.03(c) that have not been ratably funded by such <FONT STYLE="white-space:nowrap">Non-Defaulting</FONT> Lenders and outstanding at such time, plus (D)&nbsp;such Defaulting
Lender&#146;s Ratable Share of the Available Amount of such Letters of Credit, does not exceed the total of all <FONT STYLE="white-space:nowrap">Non-Defaulting</FONT> Lenders&#146; Revolving Credit Commitments; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(ii) if the reallocation described in clause (i)&nbsp;above cannot, or can only partially, be effected, the Borrowers and each
Issuing Bank that is a <FONT STYLE="white-space:nowrap">Non-Defaulting</FONT> Lender shall enter into such arrangements as are reasonably satisfactory to the Borrowers and such Issuing Bank in order (after giving effect to any partial reallocation
pursuant to clause (i)&nbsp;above) reasonably to mitigate the remaining risk with respect to such Defaulting Lender to the applicable Issuing Bank for so long as such Letters of Credit are outstanding; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(iii) if the Ratable Shares of Letters of Credit of the <FONT STYLE="white-space:nowrap">Non-Defaulting</FONT> Lenders are
reallocated pursuant to this Section&nbsp;2.19(b), then the fees payable to the Lenders pursuant to Section&nbsp;2.04(b)(i) shall be adjusted in accordance with such <FONT STYLE="white-space:nowrap">Non-Defaulting</FONT> Lenders&#146; Ratable Shares
of Letters of Credit and, to the extent not so reallocated, shall be allocated to the Issuing Bank or retained by the Borrowers as agreed pursuant to clause (ii)&nbsp;above. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c) So long as any Lender is a Defaulting Lender, no Issuing Bank shall be required to issue, renew or increase any Letter of Credit unless it
is reasonably satisfied that the related exposure will be 100% covered by the Revolving Credit Commitments of the <FONT STYLE="white-space:nowrap">Non-Defaulting</FONT> Lenders or the provisions of Section&nbsp;2.19(b)(ii) have been complied with,
and participating interests in any such newly issued or increased Letter of Credit shall be allocated among <FONT STYLE="white-space:nowrap">Non-Defaulting</FONT> Lenders in a manner consistent with Section&nbsp;2.19(b)(i) (and Defaulting Lenders
shall not participate therein). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d) No Commitment of any Lender shall be increased or otherwise affected, and, except as otherwise
expressly provided in this Section&nbsp;2.19, performance by the Borrowers of their obligations hereunder shall not be excused or otherwise modified as a result of the operation of this Section&nbsp;2.19. Subject to Section&nbsp;9.18, no
reallocation hereunder shall constitute a waiver or release of any claim of any party hereunder against a Defaulting Lender arising from that Lender having become a Defaulting Lender. The rights and remedies against a Defaulting Lender under this
Section&nbsp;2.19 are in addition to any other rights and remedies which the Borrowers, the Agent, any Issuing Bank or any Lender may have against such Defaulting Lender (including any claim of a
<FONT STYLE="white-space:nowrap">Non-Defaulting</FONT> Lender as a result of such <FONT STYLE="white-space:nowrap">Non-Defaulting</FONT> Lender&#146;s increased exposure following the reallocation described in subsection (b)(i) above). </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">48 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(e) If the Company, the Agent and each Issuing Bank agree in writing that a Lender is no
longer a Defaulting Lender, and the Company has not terminated the Commitment of such Defaulting Lender in accordance with Section&nbsp;2.05(b), the Agent will so notify the parties hereto, whereupon as of the effective date specified in such notice
and subject to any conditions set forth therein (which may include arrangements with respect to any Cash Collateral), that Lender will, to the extent applicable, purchase at par that portion of outstanding Loans of the other Lenders or take such
other actions as the Agent may determine to be necessary to cause the Loans and funded and unfunded participations in Letters of Credit to be held pro rata by the Lenders in accordance with the Commitments (without giving effect to
Section&nbsp;2.19(b)), whereupon such Lender will cease to be a Defaulting Lender; <U>provided</U> that no adjustments will be made retroactively with respect to fees accrued or payments made by or on behalf of the Borrower while that Lender was a
Defaulting Lender; and <U>provided</U>, <U>further</U>, that except to the extent otherwise expressly agreed by the affected parties, no change hereunder from Defaulting Lender to Lender will constitute a waiver or release of any claim of any party
hereunder arising from that Lender&#146;s having been a Defaulting Lender. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;2.20 <U>Extension of Termination Date</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) <U>Requests for Extension</U>. The Company may, not more than twice, by written notice to the Agent (who shall promptly notify the
Lenders) not earlier than 60 days and not later than 45 days prior to any anniversary of the Restatement Date (an &#147;<U>Anniversary Date</U>&#148;), request that each Lender extend such Lender&#146;s Termination Date for an additional one year
from the Termination Date then in effect with respect to such Lender. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) <U>Lender Elections to Extend</U>. Each Lender, acting in its
sole and individual discretion, shall, by written notice to the Agent given not later than the date (the &#147;<U>Notice Date</U>&#148;) that is 15 days prior to such Anniversary Date, advise the Agent whether or not such Lender agrees to such
extension (and each Lender that determines not to so extend its Termination Date (a &#147;<U>Non Extending Lender</U>&#148;) shall notify the Agent of such fact promptly after such determination (but in any event no later than the Notice Date) and
any Lender that does not so advise the Agent on or before the Notice Date shall be deemed to be a <FONT STYLE="white-space:nowrap">Non-Extending</FONT> Lender). The election of any Lender to agree to such extension shall not obligate any other
Lender to so agree. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c) <U>Notification by Agent</U>. The Agent shall notify the Company of each Lender&#146;s determination under this
Section no later than the date 10 days prior to the applicable Anniversary Date (or, if such date is not a Business Day, on the preceding Business Day). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d) <U>Additional Commitment Lenders</U>. The Company shall have the right on or before the applicable Anniversary Date to replace each <FONT
STYLE="white-space:nowrap">Non-Extending</FONT> Lender with, and add as &#147;Lenders&#148; under this Agreement in place thereof, one or more Eligible Assignees (as an Assuming Lender) with the approval of the Agent and each Issuing Bank (which
approvals shall not be unreasonably withheld or delayed), each of which Assuming Lenders shall have entered into an Assumption Agreement pursuant to which such Assuming Lender shall, effective as of the applicable Anniversary Date, undertake a
Commitment (and, if any such Assuming Lender is already a Lender, its Commitment shall be in addition to such Lender&#146;s Commitment hereunder on such date). </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">49 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(e) <U>Minimum Extension Requirement</U>. If (and only if) the total of the Commitments of
the Lenders that have agreed so to extend their Termination Date and the additional Commitments of the Assuming Lenders shall be more than 50% of the aggregate amount of the Commitments in effect immediately prior to the applicable Anniversary Date,
then, effective as of such Anniversary Date, the Termination Date of each Lender (other than a <FONT STYLE="white-space:nowrap">Non-Extending</FONT> Lender) and of each Assuming Lender shall be extended to the date falling one year after the
Termination Date in effect for such Lenders (except that, if such date is not a Business Day, such Termination Date as so extended shall be the preceding Business Day) and each Assuming Lender shall thereupon become a &#147;Lender&#148; for all
purposes of this Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(f) <U>Conditions to Effectiveness of Extensions</U>. Notwithstanding the foregoing, the extension of the
Termination Date pursuant to this Section shall not be effective with respect to any Lender unless on the applicable Anniversary Date: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(x) no Default shall have occurred and be continuing on such date and after giving effect to such extension; and </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(y) the representations and warranties contained in Section&nbsp;4.01 of this Agreement are correct in all material respects
(or, in the case of any such representation or warranty already qualified by materiality or Material Adverse Effect, in all respects) on and as of such date of such extension and after giving effect to such extension, as though made on and as of
such date (or, if any such representation or warranty is expressly stated to have been made as of a specific date, as of such specific date). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;2.21 <U>Mitigation Obligations; Replacement of Lenders</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) <U>Designation of a Different Lending Office</U>. If any Lender requests compensation under Section&nbsp;2.11, or requires any Borrower to
pay any Indemnified Taxes or additional amounts to any Lender or any governmental authority for the account of any Lender pursuant to Section&nbsp;2.14, then such Lender shall (at the request of the Company) use reasonable efforts to designate a
different lending office for funding or booking its Advances hereunder or to assign its rights and obligations hereunder to another of its offices, branches or affiliates, if, in the judgment of such Lender, such designation or assignment
(i)&nbsp;would eliminate or reduce amounts payable pursuant to Section&nbsp;2.11 or&nbsp;2.14, as the case may be, in the future, and (ii)&nbsp;would not subject such Lender to any unreimbursed cost or expense and would not otherwise be
disadvantageous to such Lender. The Company hereby agrees to pay all reasonable costs and expenses incurred by any Lender in connection with any such designation or assignment. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">50 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) <U>Replacement of Lenders</U>. If any Lender requests compensation under
Section&nbsp;2.11, or if any Borrower is required to pay any Indemnified Taxes or additional amounts to any Lender or any governmental authority for the account of any Lender pursuant to Section&nbsp;2.14, or if any Lender is a Defaulting Lender, or
if any Lender becomes a <FONT STYLE="white-space:nowrap">Non-Consenting</FONT> Lender, then the Company may, at its sole expense and effort, upon notice to such Lender and the Agent require such Lender to assign and delegate, without recourse (in
accordance with and subject to the restrictions contained in, and consents required by, Section&nbsp;9.07), all of its interests, rights (other than its existing rights to payments pursuant to Section&nbsp;2.11 or Section&nbsp;2.14) and obligations
under this Agreement and the related Loan Documents to an Eligible Assignee that shall assume such obligations (which assignee may be another Lender, if a Lender accepts such assignment); <U>provided</U> that: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(i) the Company shall have paid to the Agent the assignment fee (if any) specified in Section&nbsp;9.07; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(ii) such Lender shall have received payment of an amount equal to the outstanding principal of its Advances and
participations in L/C&nbsp;disbursements (if any), accrued interest thereon, accrued fees and all other amounts payable to it hereunder and under the other Loan Documents (including any amounts under Section&nbsp;9.04(c)) from the assignee (to the
extent of such outstanding principal and accrued interest and fees) or the Borrowers (in the case of all other amounts); </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(iii) in the case of any such assignment resulting from a claim for compensation under Section&nbsp;2.11 or payments required
to be made pursuant to Section&nbsp;2.14, such assignment will result in a reduction in such compensation or payments thereafter; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(iv) in the case of any assignment resulting from a Lender becoming a <FONT STYLE="white-space:nowrap">Non-Consenting</FONT>
Lender, the applicable assignee shall have consented to the applicable amendment, waiver or consent; and </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(v) such
assignment does not conflict with applicable law. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">A Lender shall not be required to make any such assignment or delegation if, prior thereto, as a result
of a waiver by such Lender or otherwise, the circumstances entitling the Company to require such assignment and delegation cease to apply. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;2.22 <U>Benchmark Replacement</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) <U>Benchmark Replacement</U>. Notwithstanding anything to the contrary herein or in any other Loan Document, upon the occurrence of a
Benchmark Transition Event with respect to any Benchmark, the Benchmark Replacement will replace such Benchmark for all purposes hereunder and under any other Loan Document in respect of any such Benchmark setting at or after 5:00 p.m. on the fifth
(5th) Business Day after the date notice of such Benchmark Replacement is provided to the Lenders without any amendment to, or further action or consent of any other party to, this Agreement so long as the Agent has not received, by such time,
written notice of objection to such Benchmark Replacement from Lenders comprising the Required Lenders. At any time that the administrator of any then-current Benchmark has permanently or indefinitely ceased to provide such Benchmark or such
Benchmark has been announced by the regulatory supervisor for the administrator or the administrator of such Benchmark pursuant to public statement or publication of information to be no longer representative of the underlying market and economic
reality that such Benchmark is intended to measure and that </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">51 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
representativeness will not be restored, (i)&nbsp;with respect to amounts denominated in Dollars, the Borrowers may revoke any request for a borrowing of, conversion to or continuation of
Advances to be made, converted or continued that would bear interest by reference to such Benchmark until the Company&#146;s receipt of notice from the Agent that a Benchmark Replacement has replaced such Benchmark, and, failing that, the Borrowers
will be deemed to have converted any such request into a request for a borrowing of or conversion to Base Rate Advances and (ii)&nbsp;with respect to amounts denominated in any currency other than Dollars, the obligation of the Lenders to make or
maintain Advances referencing such Benchmark in the affected currency shall be suspended (to the extent of the affected amounts or Interest Periods (as applicable)) and any outstanding loans in such currency shall immediately or, in the case of a
term rate at the end of the applicable Interest Period, be converted to Base Rate Advances in an amount equal to the Dollar Equivalent thereof. During the period referenced in the foregoing sentence, if a component of the Base Rate is based upon the
Benchmark, such component will not be used in any determination of the Base Rate. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) <U>Conforming Changes</U>. In connection with the
implementation and administration of any Benchmark Replacement, the Agent will have the right to make Conforming Changes from time to time and, notwithstanding anything to the contrary herein, any amendments implementing such Conforming Changes will
become effective without any further action or consent of any other party to this Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c) <U>Notices; Standards for Decisions and
Determinations</U>. The Agent will promptly notify the Company and the Lenders of (i)&nbsp;the implementation of any Benchmark Replacement and (ii)&nbsp;the effectiveness of any Conforming Changes. For the avoidance of doubt, any notice required to
be delivered by the Agent as set forth in this Section&nbsp;2.22 may be provided, at the option of the Agent (in its sole discretion), in one or more notices and may be delivered together with, or as part of any amendment which implements any
Benchmark Replacement or Conforming Changes. Any determination, decision or election that may be made by the Agent or, if applicable, any Lender (or group of Lenders) pursuant to this Section, including any determination with respect to a tenor,
rate or adjustment or of the occurrence or <FONT STYLE="white-space:nowrap">non-occurrence</FONT> of an event, circumstance or date and any decision to take or refrain from taking any action, will be conclusive and binding absent manifest error and
may be made in its or their sole discretion and without consent from any other party hereto, except, in each case, as expressly required pursuant to this Section&nbsp;2.22. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d) <U>Unavailability of Tenor of Benchmark</U>. At any time (including in connection with the implementation of any Benchmark Replacement),
(i) if any then-current Benchmark is a term rate (including Term SOFR or EURIBOR), then the Agent may remove any tenor of such Benchmark that is unavailable or <FONT STYLE="white-space:nowrap">non-representative</FONT> for Benchmark (including
Benchmark Replacement) settings and (ii)&nbsp;the Agent may reinstate any such previously removed tenor for Benchmark (including Benchmark Replacement) settings. </P>
<P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>ARTICLE III </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>CONDITIONS
TO EFFECTIVENESS AND LENDING </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;3.01 <U>Conditions Precedent to Effectiveness of the Amendment and Restatement</U>. This
amendment and restatement of the Existing Credit Agreement (this &#147;<U>Amendment and Restatement</U>&#148;) shall become effective on the first date (the &#147;<U>Restatement Date</U>&#148;) on which the following conditions have been satisfied:
</P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">52 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(a) The Agent shall have received counterparts of this Amendment and
Restatement executed by the Company and each of the Lenders or, as to any of the Lenders, advice satisfactory to the Agent that such Lender has executed this Amendment and Restatement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(b) The Company shall have paid all invoiced accrued fees and expenses of the Agent and the Lenders (including the invoiced
accrued fees and expenses of counsel to the Agent). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(c) On the Restatement Date, the following statements shall be true
and the Agent shall have received for the account of each Lender a certificate signed by a duly authorized officer of the Company, dated the Restatement Date, stating that: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:9%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(i) The representations and warranties contained in Section&nbsp;4.01 are correct on and as of the Restatement Date, and </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:9%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(ii) No event has occurred and is continuing that constitutes a Default. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(d) The Agent shall have received on or before the Restatement Date the following, each dated the Restatement Date, in form
and substance satisfactory to the Agent and in sufficient copies for each Lender: </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:9%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(i) Any Notes required by each Lender
executed by the Company and made payable to the order of such Lender pursuant to Section&nbsp;2.16. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:9%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(ii) Certified copies
of the resolutions of the Board of Directors or the Finance Committee of the Board of Directors of the Company approving this Amendment and Restatement, and of all documents evidencing other necessary corporate action and governmental approvals, if
any, with respect to this Amendment and Restatement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:9%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(iii) A certificate of the Secretary or an Assistant Secretary of
the Company (x)&nbsp;certifying the names and true signatures of the officers of the Company authorized to sign this Agreement and the other documents to be delivered by it hereunder, (y)&nbsp;including the certificate of incorporation of the
Company certified by the relevant authority of the jurisdiction of organization of the Borrower and the <FONT STYLE="white-space:nowrap">by-laws</FONT> of the Borrower as in effect on the date on which the resolutions referred to in clause
(ii)&nbsp;above were adopted and (z)&nbsp;including a good standing certificate for the Company from its jurisdiction of organization. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:9%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(iv) A favorable opinion of Andrew Bonzani, General Counsel of the Company, and of Willkie Farr&nbsp;&amp; Gallagher&nbsp;LLP,
counsel for the Company, substantially in the form of <FONT STYLE="white-space:nowrap">Exhibits&nbsp;D-2</FONT> and <FONT STYLE="white-space:nowrap">D-1</FONT> hereto, respectively. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">53 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:9%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(v) A favorable opinion of Allen Overy Shearman Sterling LLP, counsel for
the Agent, in form and substance satisfactory to the Agent. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(e) The Company shall have notified the Agent in writing as
to the proposed Restatement Date. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(f) The Agent (and each Lender that so requests) shall have received, at least three
(3)&nbsp;Business Days prior to the Restatement Date, and the Agent and such Lender shall be reasonably satisfied with, all documentation and other information about the Company required by regulatory authorities under applicable &#147;know your
customer&#148; and anti-money laundering rules and regulations, including, without limitation, the Patriot Act, reasonably requested in writing by any Lender at least ten (10)&nbsp;Business Days prior to the Restatement Date. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(g) The Company shall have paid to the Agent, for the benefit of the Persons entitled thereto, the principal amount of all
outstanding &#147;Advances&#148; and all other accrued amounts under the Existing Credit Agreement. Each Lender that is a &#147;Lender&#148; under and as defined in the Existing Credit Agreement, hereby agrees in such capacity under the Existing
Credit Agreement that the requirements thereunder with respect to prepayments of the loans thereunder that notices be delivered in advance are waived. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;3.02 <U>Initial Advance to Each Designated Subsidiary</U>. The obligation of each Lender to make an initial Advance to each
Designated Subsidiary is subject to the receipt by the Agent on or before the date of such initial Advance of each of the following, in form and substance reasonably satisfactory to the Agent and dated such date, and (except for any Notes) in
sufficient copies for each Lender: </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(a) Any Notes required by each Lender executed by such Designated Subsidiary and made
payable to the order of such Lender pursuant to Section&nbsp;2.16. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(b) Certified copies of the resolutions of the Board
of Directors of such Designated Subsidiary (with a certified English translation if the original thereof is not in English) approving this Agreement and any Notes to be delivered by it, and of all documents evidencing other necessary corporate
action and governmental approvals, if any, with respect to this Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(c) A certificate of a proper officer of such
Designated Subsidiary (x)&nbsp;certifying the names and true signatures of the officers of such Designated Subsidiary authorized to sign its Designation Agreement and any Notes to be delivered by it hereunder and the other documents to be delivered
by it hereunder, (y)&nbsp;including the certificate of incorporation of such Designated Subsidiary certified by the relevant authority of the jurisdiction of organization of such Designated Subsidiary and the
<FONT STYLE="white-space:nowrap">by-laws</FONT> of such Designated Subsidiary as in effect on the date on which the resolutions referred to in clause (b)&nbsp;above were adopted and (z)&nbsp;including a good standing certificate for such Designated
Subsidiary from its jurisdiction of organization. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">54 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(d) A certificate signed by a duly authorized officer of the Company,
certifying that such Designated Subsidiary has obtained all governmental and third party authorizations, consents, approvals (including exchange control approvals) and licenses required under applicable laws and regulations necessary for such
Designated Subsidiary to execute and deliver its Designation Agreement and any Notes to be delivered by it and to perform its obligations hereunder and thereunder. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(e) A Designation Agreement duly executed by such Designated Subsidiary and the Company. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(f) Favorable opinions of counsel (which may be <FONT STYLE="white-space:nowrap">in-house</FONT> counsel) to such Designated
Subsidiary substantially in the forms of Exhibits <FONT STYLE="white-space:nowrap">D-1</FONT> and <FONT STYLE="white-space:nowrap">D-2</FONT> hereto, respectively, and as to such other matters as any Lender through the Agent may reasonably request.
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(g) In the case of a Designated Subsidiary that qualifies as a &#147;legal entity customer&#148; under the Beneficial
Ownership Regulation, a duly executed and completed Beneficial Ownership Certification; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(h) Such other approvals,
opinions or documents as any Lender, through the Agent, may reasonably request in order for the Agent or such Lender to carry out and be satisfied it has complied with the results of all necessary &#147;know your customer&#148; or other similar
checks under all applicable laws and regulations. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;3.03 <U>Conditions Precedent to Each Borrowing, Issuance and Commitment
Increase</U>. The obligation of each Lender to make an Advance (other than an advance made by any Issuing Bank or any Lender pursuant to Section&nbsp;2.03(c)) on the occasion of each Borrowing, the obligations of each Issuing Bank to issue a Letter
of Credit and each Commitment Increase shall be subject to the conditions precedent that the Restatement Date shall have occurred and on the date of such Borrowing, such issuance or the applicable Increase Date (as the case may be) the following
statements shall be true (and each of the giving of the applicable Notice of Borrowing, Notice of Issuance or request for Commitment Increase and the acceptance by any Borrower of the proceeds of such Borrowing, such issuance or such Increase Date
shall constitute a representation and warranty by such Borrower that on the date of such Borrowing, the date of such issuance or such Increase Date, as the case may be, such statements are true): </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(a) the representations and warranties contained in Section&nbsp;4.01 (except, in the case of Borrowings and issuances, the
representations set forth in the last sentence of subsection (e)&nbsp;thereof and in subsection (f)(i) thereof) and, in the case of any Borrowing made to a Designated Subsidiary, in the Designation Agreement for such Designated Subsidiary, are
correct in all material respects (or, in the case of any such representation or warranty already qualified by materiality or Material Adverse Effect, in all respects) on and as of such date, before and after giving effect to such Borrowing, such
issuance or such Commitment Increase (as the case may be) and to the application by the applicable Borrower of the proceeds therefrom, as though made on and as of such date, and </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(b) no event has occurred and is continuing, or would result from such Borrowing, such issuance or such Commitment Increase
(as the case may be) or from the application by the applicable Borrower of the proceeds therefrom, that constitutes a Default. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">55 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;3.04 <U>Determinations Under Sections 3.01 and 3.02</U>. For purposes of
determining compliance with the conditions specified in Sections&nbsp;3.01 and 3.02, each Lender shall be deemed to have consented to, approved or accepted or to be satisfied with each document or other matter required thereunder to be consented to
or approved by or acceptable or satisfactory to the Lenders unless an officer of the Agent responsible for the transactions contemplated by this Agreement shall have received notice from such Lender prior to the date that the Company, by notice to
the Agent, designates as the proposed Restatement Date or the date of the initial Advance to the applicable Designated Subsidiary, as the case may be, specifying its objection thereto; <U>provided</U> that with respect to the date of the initial
Advance to a Designated Subsidiary, any such notice delivered by a Defaulting Lender shall be disregarded. The Agent shall promptly notify the Lenders of the occurrence of the Restatement Date and each date of initial Advance to a Designated
Subsidiary, as applicable. </P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>ARTICLE IV </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>REPRESENTATIONS AND WARRANTIES </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;4.01 <U>Representations and Warranties of the Company</U>. The Company represents and warrants as follows: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(a) The Company is a corporation duly organized, incorporated, validly existing and in good standing under the laws of the
State of Delaware, and has all corporate powers and all material governmental licenses, authorizations, consents and approvals required to carry on its business. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(b) The execution, delivery and performance by the Company of this Agreement and the Notes to be delivered by it, if any, and
the consummation of the transactions contemplated hereby, are within the Company&#146;s corporate powers, have been duly authorized by all necessary corporate action, and do not contravene, or constitute a default under, any provision of applicable
law or regulation or of the certificate of incorporation of the Company or of any judgment, injunction, order, decree, material agreement or other instrument binding upon the Company or result in the creation or imposition of any Lien on any asset
of the Company or any of its Consolidated Subsidiaries. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(c) No authorization or approval or other action by, and no
notice to or filing with, any governmental authority or regulatory body or any other third party is required for the due execution, delivery and performance by the Company of this Agreement or the Notes to be delivered by it, if any. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(d) This Agreement has been, and each of the Notes to be delivered by it, if any, when delivered hereunder will have been,
duly executed and delivered by the Company. This Agreement is, and each of the Notes to be delivered by it when delivered hereunder will be, the legal, valid and binding obligation of the Company enforceable against the Company in accordance with
their respective terms, subject to applicable bankruptcy, insolvency, reorganization, moratorium or other laws affecting the rights of creditors generally and subject to general principles of equity. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">56 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(e) (x) The Consolidated balance sheet of the Company and its Consolidated
Subsidiaries as at December&nbsp;31, 2023, and the related Consolidated statement of operations and cash flows of the Company and its Consolidated Subsidiaries for the fiscal year then ended, accompanied by an opinion of PricewaterhouseCoopers LLP,
independent public accountants, copies of which have been furnished to each Lender, fairly present in all material respects the Consolidated financial condition of the Company and its Consolidated Subsidiaries as at such date and the Consolidated
results of the operations and cash flows of the Company and its Consolidated Subsidiaries for the period ended on such date, all in accordance with generally accepted accounting principles consistently applied. (y)&nbsp;The unaudited Consolidated
balance sheet of the Company and its Consolidated Subsidiaries as at March&nbsp;31, 2024 and the related unaudited Consolidated statement of operations and cash flows of the Company and its Consolidated Subsidiaries for the period commencing at the
end of the previous fiscal year and ending at March&nbsp;31, 2024, copies of which have been furnished to each Lender, fairly present in all material respects the Consolidated financial condition of the Company and its Consolidated Subsidiaries as
at such date and the Consolidated results of the operations and cash flows of the Company and its Consolidated Subsidiaries for the period ended on such date, all in accordance with generally accepted accounting principles consistently applied.
(z)&nbsp;Since the Consolidated balance sheet of the Company and its Consolidated Subsidiaries as at December&nbsp;31, 2023, and except as disclosed in the Company&#146;s reports filed with the SEC since such date and prior to the date hereof, there
has been no Material Adverse Change. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(f) There is no action, suit, investigation, litigation or proceeding pending
against, or to the knowledge of the Company, threatened against the Company or any of its Consolidated Subsidiaries before any court or arbitrator or any governmental body, agency or official in which there is a significant probability of an adverse
decision that (i)&nbsp;would have a Material Adverse Effect or (ii)&nbsp;purports to affect the legality, validity or enforceability of this Agreement or any Note or the consummation of the transactions contemplated hereby. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(g) [Intentionally omitted]. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(h) No Borrower is engaged in the business of extending credit for the purpose of purchasing or carrying margin stock (within
the meaning of Regulation&nbsp;U issued by the Board of Governors of the Federal Reserve System). Following the application of the proceeds of each Advance, not more than 25% of the value of the property and assets of the Company and its
Consolidated Subsidiaries taken as a whole, subject to the provisions of Section&nbsp;5.02(a) or subject to any restriction contained in any agreement or instrument between the Company and any Lender or any Affiliate of any Lender relating to Debt
within the scope of Section&nbsp;6.01(d) will be &#147;margin stock&#148; (within the meaning of Regulation U of the Board of Governors of the Federal Reserve System). </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">57 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(i) No Borrower is an &#147;investment company&#148;, or a company
&#147;controlled&#148; by an &#147;investment company&#148;, within the meaning of the Investment Company Act of 1940, as amended. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(j) [Intentionally omitted]. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(k) Each of the Company&#146;s Consolidated Subsidiaries is duly organized, validly existing and in good standing under the
laws of its jurisdiction of organization, and has all powers and all material governmental licenses, authorizations, consents and approvals required to carry on its business, all to the extent material to the Company and its Consolidated
Subsidiaries taken as a whole. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(l) As of the date thereof (or, if undated, as of the date furnished), neither the
Information Memorandum nor any other report or exhibit or other information (other than the financial statements referred to in Section&nbsp;5.01(h)) furnished in writing by or on behalf of the Company to the Agent or any Lender in connection with
the negotiation and syndication of this Agreement or pursuant to the terms of this Agreement, as modified or supplemented by other information so furnished and when taken as a whole, contains any material misstatement of fact or omits to state any
material fact necessary to make the statements therein, in light of the circumstances under which they are made, not misleading; <U>provided</U> that with respect to the projections hereafter furnished by the Company, the Company represents only
that such information was prepared in good faith based upon assumptions believed to be reasonable at the time such projections were prepared. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(m) The Company has implemented and maintains in effect policies and procedures reasonably designed to ensure compliance in
all material respects by such Borrower, its Subsidiaries and their respective directors, officers, employees and agents under their control with Anti-Corruption Laws and applicable Sanctions. None of the Company, any Subsidiary of the Company or, to
the knowledge of the Company or such Subsidiary, any of their respective directors, officers or employees or agents (under control of the Company) of the Company or any Subsidiary that will act in any capacity in connection with the credit facility
established hereby, is a Sanctioned Person. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(n) No Borrower is an Affected Financial Institution. </P>
<P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>ARTICLE V </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>COVENANTS OF
THE COMPANY </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;5.01 <U>Affirmative Covenants</U>. So long as any Advance shall remain unpaid or any Lender shall have any
Commitment hereunder, the Company will: </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(a) <U>Compliance with Laws, Etc</U>. Comply, and cause each of its Consolidated
Subsidiaries to comply, with all applicable laws, rules, regulations and orders, such compliance to include, without limitation, compliance with ERISA and applicable environmental laws, except where the necessity of compliance is being contested in
good faith or where failure to comply would not have a Material Adverse Effect; and maintain in effect and enforce policies and procedures reasonably designed to ensure compliance in all material respects by the Company, its Subsidiaries and their
respective directors, officers, employees and agents under their control with Anti-Corruption Laws and applicable Sanctions. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">58 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(b) <U>Payment of Taxes, Etc</U>. Pay and discharge, and cause each of its
Consolidated Subsidiaries to pay and discharge, before the same shall become delinquent, (i)&nbsp;all material Taxes, assessments and governmental charges or levies imposed upon it or upon its property and (ii)&nbsp;all lawful claims that, if
unpaid, might solely by operation of law become a Lien upon its property; <U>provided</U>, <U>however</U>, that neither the Company nor any of its Consolidated Subsidiaries shall be required to pay or discharge any such tax, assessment, levy, charge
or claim (i)&nbsp;that is being contested in good faith and by proper proceedings and as to which appropriate reserves in accordance with generally accepted accounting principles are being maintained; or (ii)&nbsp;if failure to do so would not have
a Material Adverse Effect. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(c) <U>Maintenance of Insurance</U>. Maintain, and cause each of its Consolidated
Subsidiaries, all to the extent material to the Company and its Consolidated Subsidiaries taken as a whole, to maintain insurance with responsible and reputable insurance companies or associations (or through a self-insurance program deemed
reasonable by the Company) in such amounts and covering such risks as is customarily carried by companies engaged in similar businesses in which the Company or such Consolidated Subsidiary operates. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(d) <U>Preservation of Existence, Etc</U>. Preserve and maintain, and cause each of its Consolidated Subsidiaries to preserve
and maintain, its existence, rights (constituent document and statutory) and franchises necessary in the normal conduct of its business, all to the extent material to the Company and its Consolidated Subsidiaries taken as a whole; <U>provided</U>,
<U>however</U>, that the Company and its Consolidated Subsidiaries may consummate any merger or consolidation permitted under Section&nbsp;5.02(b) and <U>provided</U> <U>further</U> that neither the Company nor any of its Consolidated Subsidiaries
shall be required to preserve any right or franchise if the failure to do so would not have a Material Adverse Effect. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(e) <U>Visitation Rights</U>. At any reasonable time and from time to time, permit the Agent or any of the Lenders or any
agents or representatives thereof at their own expense, to examine and make copies of and abstracts from the records and books of account of, and visit the properties of, the Company and any of its Consolidated Subsidiaries, and to discuss the
affairs, finances and accounts of the Company and any of its Consolidated Subsidiaries with any of their officers and with their independent certified public accountants, all as often as may reasonably be necessary to ensure compliance by the
Company with its obligations hereunder, <U>provided</U> that (i)&nbsp;unless an Event of Default has occurred and is continuing, no more than one visit or inspection may be conducted per year and (ii)&nbsp;any such visits, inspections or discussions
shall be coordinated through the Agent and shall not unreasonably interfere with the operations of the Company and its Consolidated Subsidiaries. Notwithstanding anything to the contrary in this Section&nbsp;5.01(e), neither the Company or any of
its Consolidated Subsidiaries will be required to disclose or permit the inspection or discussion of, any document, information or other matter (i)&nbsp;that constitutes <FONT STYLE="white-space:nowrap">non-financial</FONT> trade secrets or <FONT
STYLE="white-space:nowrap">non-financial</FONT> proprietary information, (ii)&nbsp;in respect of which disclosure to the Agent or any Lender (or their respective representatives or contractors) is prohibited by law or (iii)&nbsp;that is subject to
attorney client or similar privilege or constitutes attorney work product. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">59 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(f) <U>Keeping of Books</U>. Keep, and cause each of its Consolidated
Subsidiaries to keep, proper books of record and account, in which full and correct entries shall be made of all financial transactions and the assets and business of the Company and each such Consolidated Subsidiary in accordance with sound
business practices and applicable statutory requirements so as to permit the preparation of the Consolidated financial statements of the Company and its Consolidated Subsidiaries in accordance with generally accepted accounting principles in effect
from time to time. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(g) <U>Maintenance of Properties, Etc</U>. Maintain and preserve, and cause each of its Consolidated
Subsidiaries to maintain and preserve, all of its properties that are used and useful in the conduct of its business in good working order and condition, ordinary wear and tear excepted, except where the failure to do so would not have a Material
Adverse Effect. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(h) <U>Reporting Requirements</U>. Furnish to the Lenders or notify the Lenders of the availability of:
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:9%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(i) as soon as available and in any event within 40 days after the end of each of the first three quarters of each fiscal
year of the Company (or 15 days thereafter if the Company timely files a Form <FONT STYLE="white-space:nowrap">12b-25</FONT> (or any successor form)), the unaudited Consolidated balance sheet of the Company and its Consolidated Subsidiaries as of
the end of such quarter and unaudited Consolidated statement of operations and cash flows of the Company and its Consolidated Subsidiaries for the period commencing at the end of the previous fiscal year and ending with the end of such quarter, duly
certified (except for the absence of footnotes and subject to <FONT STYLE="white-space:nowrap">year-end</FONT> audit adjustments) by the chief financial officer or chief accounting officer of the Company as having been prepared in accordance with
generally accepted accounting principles and a certificate of the chief financial officer, chief accounting officer or treasurer of the Company, which certificate shall include a statement that such officer has no knowledge, except as specifically
stated, of any condition, event or act which constitutes a Default and setting forth in reasonable detail the calculations necessary to demonstrate compliance with Section&nbsp;5.03 on the date of such balance sheet, <U>provided</U> that in the
event that generally accepted accounting principles used in the preparation of such financial statements shall differ from GAAP, the Company shall also provide, if necessary for the determination of compliance with Section&nbsp;5.03, a statement of
reconciliation conforming such financial statements to GAAP; </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">60 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:9%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(ii) as soon as available and in any event within 60 days after the end of
each fiscal year of the Company (or 15 days thereafter if the Company timely files a Form <FONT STYLE="white-space:nowrap">12b-25</FONT> (or any successor form)), a copy of the audited financial statements for such year for the Company and its
Consolidated Subsidiaries, containing the Consolidated balance sheet of the Company and its Consolidated Subsidiaries as of the end of such fiscal year and Consolidated statement of operations and cash flows of the Company and its Consolidated
Subsidiaries for such fiscal year, in each case accompanied by the report thereon of PricewaterhouseCoopers LLP or other independent public accountants of nationally recognized standing, which shall be deemed delivered upon the Company&#146;s filing
of its audited financial statements within 60 days after the end of such fiscal year (or 15 days thereafter if the Company timely files a Form <FONT STYLE="white-space:nowrap">12b-25</FONT> (or any successor form)), together with a certificate of
the chief financial officer, chief accounting officer or treasurer of the Company, which certificate shall include a statement that such officer has no knowledge, except as specifically stated, of any condition, event or act which constitutes a
Default and setting forth in reasonable detail the calculations necessary to demonstrate compliance with Section&nbsp;5.03 on the date of such financial statements, <U>provided</U> that in the event that generally accepted accounting principles used
in the preparation of such financial statements shall differ from GAAP, the Company shall also provide, if necessary for the determination of compliance with Section&nbsp;5.03, a statement of reconciliation conforming such financial statements to
GAAP; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:9%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(iii) as soon as possible and in any event within ten days after the chief executive officer, chief operation
officer, principal financial officer or principal accounting officer of the Company knows or has reason to know of the occurrence of each Default continuing on the date of such statement, a statement of such officer of the Company setting forth
details of such Default and the action that the Company has taken and proposes to take with respect thereto; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:9%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(iv)
promptly after the sending or filing thereof, copies of all quarterly and annual reports and proxy solicitations that the Company sends to any of its security holders, and copies of all reports on Form <FONT STYLE="white-space:nowrap">8-K</FONT> and
registration statements for the public offering of securities (other than pursuant to employee Plans) that the Company or any Consolidated Subsidiary files with the Securities and Exchange Commission; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:9%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(v) promptly after the commencement thereof, notice of all actions and proceedings before any court, governmental agency or
arbitrator affecting the Company or any of its Consolidated Subsidiaries of the type described in Section&nbsp;4.01(f); and </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:9%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(vi) such other information respecting the financial condition or business of the Company or any of its Consolidated
Subsidiaries as any Lender through the Agent may from time to time reasonably request. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman">The financial statements and (in the case of
annual financial statements) accompanying report of PricewaterhouseCoopers LLP or other independent public accountants of nationally recognized standing providing such report required to be delivered pursuant to clauses (i)&nbsp;and (ii) and the
reports and other materials required to be delivered pursuant to clause (iv)&nbsp;of this Section&nbsp;5.01(h) shall be deemed to have been delivered by filing with the SEC (A)&nbsp;in the case of clauses (i)&nbsp;and (ii), the Company&#146;s Form <FONT
STYLE="white-space:nowrap">10-K</FONT> and Form <FONT STYLE="white-space:nowrap">10-Q,</FONT> respectively, and (B)&nbsp;in the case of clause (iv), such reports and other materials. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">61 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman">The Company shall provide to the Agent (and not the Lenders) in an electronic medium, copies
of the compliance certificates required to be delivered pursuant to clauses (i)&nbsp;and (ii), as applicable, of this Section&nbsp;5.01(h), and the Agent shall make such compliance certificates available to the Lenders in accordance with
Section&nbsp;9.02(b), <U>provided</U> that, at the option of the Company, the same may be delivered in physical form and, <U>provided</U> <U>further</U> that, the Agent shall have the right to request that such copies of the same be delivered in
physical form, in which case the Company shall cause the same to be delivered to the Agent (and not the Lenders) as soon as reasonably practicable. Notwithstanding any other provision in this Agreement to the contrary, any compliance certificate
required to be delivered pursuant to clauses (i)&nbsp;or (ii), as applicable, of this Section&nbsp;5.01(h) may be delivered on or prior to the second Business Day after the deemed delivery of any financial statements required to be delivered
pursuant to clauses (i)&nbsp;and (ii) of this Section&nbsp;5.01(h). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;5.02 <U>Negative Covenants</U>. So long as any Advance
shall remain unpaid or any Lender shall have any Commitment hereunder, the Company will not: </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(a) <U>Liens, Etc</U>.
Create or suffer to exist, or permit any of its Consolidated Subsidiaries to create or suffer to exist, any Lien on or with respect to any of its assets, whether now owned or hereafter acquired, or assign, or permit any of its Consolidated
Subsidiaries to assign, any accounts receivable other than: </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:9%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(i) Liens existing on the Restatement Date and disclosed to
the Lenders prior to the date hereof; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:9%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(ii) any Lien existing on any asset (other than accounts receivable) of any Person
at the time such Person is merged into or consolidated with the Company or any Consolidated Subsidiary or otherwise becomes a Consolidated Subsidiary and not created in contemplation of such event; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:9%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(iii) any Lien on any asset securing Debt incurred or assumed for the purpose of financing all or any part of the cost of
acquiring such asset, <U>provided</U> that such Lien attaches to such asset concurrently with or within 90 days after the acquisition thereof; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:9%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(iv) any Lien on any asset of any Person organized outside of the United States arising at any time pursuant to an arrangement
(factoring or otherwise) secured by accounts receivable that is existing at the time such Person becomes a Consolidated Subsidiary or is merged into or consolidated with the Company or a Consolidated Subsidiary (or pursuant to any extension, renewal
or replacement of such an arrangement); <U>provided</U> that such Lien or arrangement was not created in contemplation of such event, and only to the extent, in the case of any such arrangement, that such arrangement does not provide for Liens
which, together with all other Liens permitted under this clause (iv), would encumber assets representing more than 5.0% of the consolidated accounts receivable of the Company and its Consolidated Subsidiaries as reflected in the consolidated
balance sheet of the Company and its Consolidated Subsidiaries for the fiscal quarter of the Company most recently ended prior to such event (or, if applicable, such extension, renewal or replacement); </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">62 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:9%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(v) any assignment of accounts receivable (A)&nbsp;by and among the Company
and its Consolidated Subsidiaries or (B)&nbsp;pursuant to <FONT STYLE="white-space:nowrap">non-recourse</FONT> factoring or similar arrangements or otherwise in an aggregate amount not to exceed in any fiscal year the greater of $500,000,000
(measured as the face value of such accounts receivable at the time of assignment) and 10.0% of the consolidated accounts receivable of the Company and its Consolidated Subsidiaries as reflected in the consolidated balance sheet of the Company and
its Consolidated Subsidiaries as of the end of the fiscal year of the Company most recently ended prior to such assignment for which financial statements have been delivered pursuant to Section&nbsp;5.01(h)(ii); </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:9%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(vi) any Lien existing on any asset prior to the acquisition thereof by the Company or a Consolidated Subsidiary and not
created in contemplation of such acquisition; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:9%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(vii) any Lien created in connection with capitalized lease obligations,
but only to the extent that such Lien encumbers property financed by such capital lease obligation; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:9%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(viii) Liens arising
in the ordinary course of its business which (A)&nbsp;do not secure Debt and (B)&nbsp;do not in the aggregate materially impair the operation of the business of the Company and its Consolidated Subsidiaries, taken as a whole; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:9%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(ix) any Lien arising out of the refinancing, extension, renewal or refunding of any Debt secured by any Lien permitted by any
of the foregoing clauses of this Section, <U>provided</U> that such Debt is not increased and is not secured by any additional assets; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:9%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(x) Liens securing Taxes, assessments, fees or other governmental charges or levies, Liens securing the claims of materialmen,
mechanics, carriers, landlords, warehousemen and similar Persons, Liens incurred in the ordinary course of business in connection with workmen&#146;s compensation, unemployment insurance and other similar laws, Liens to secure surety, appeal and
performance bonds and other similar obligations, including performance obligations, not incurred in connection with the borrowing of money, and attachment, judgment and other similar Liens arising in connection with court proceedings so long as the
enforcement of such Liens is effectively stayed and the claims secured thereby are being contested in good faith by appropriate proceedings, or so long as such Taxes, assessments, fees or other governmental charges or levies are not required to be
paid under Section&nbsp;5.01(b); </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">63 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:9%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(xi) any contractual right of
<FONT STYLE="white-space:nowrap">set-off</FONT> or any contractual right to charge or contractual security interest in or Lien on the accounts of the Company or any of its Consolidated Subsidiaries with one or more depositary institutions to effect
the payment of amounts to such depositary institution(s), whether or not due and payable in respect of any Debt or financing arrangement and any other Lien arising solely by virtue of any statutory or common law provision relating to banker&#146;s
liens, rights of <FONT STYLE="white-space:nowrap">set-off</FONT> or similar rights; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:9%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(xii) any Liens on assets of
Consolidated Subsidiaries organized outside of the United States in favor of lenders or an affiliated guarantor in connection with any liability entered into in the ordinary course of business; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:9%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(xiii) any Lien arising out of the L/C Cash Deposit Account under this Agreement or any other Liens arising under
substantially similar letter of credit cash deposit account arrangements, it being understood that any such cash deposit account is used to support then outstanding letters of credit and is not required to be funded or otherwise utilized to support
the renewal of existing letters of credit or the issuance of new letters of credit; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:9%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(xiv) Liens relating to any
arrangements established to comply with funding requirements pertaining to any U.K. pension plan of the Company or any Consolidated Subsidiary, to the extent that the maximum aggregate amount to be funded by such arrangements (in each case measured
as of the date of establishment of such arrangement) does not exceed &pound;35,000,000 (computed without regard to any periodic payments made over the life of such arrangements); </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:9%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(xv) Liens securing obligations under Hedge Agreements to the extent required by applicable law; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:9%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(xvi) Liens created (A)&nbsp;by a Consolidated Subsidiary of the Company in favor of the Company or any other Consolidated
Subsidiary of the Company or (B)&nbsp;by the Company in favor of a Consolidated Subsidiary of the Company, so long as, in the case of this clause (B), and to the extent, the Company or a Consolidated Subsidiary in connection with the overall
transaction received or receives assets having a value equal to the value of the assets subject to such Lien; <U>provided</U>, in the case of this clause (B), the lien is limited to such received assets or the equity of the Consolidated Subsidiary
that received such assets and, in each case, the proceeds thereof; and </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:9%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(xvii) (A) Liens not otherwise permitted by the
foregoing clauses of this Section securing Debt or other obligations in an aggregate amount (computed without regard to any interest thereon) at any time outstanding, plus (B)&nbsp;the aggregate face value at the time of assignment of accounts
receivable assigned, the assignment of which is not otherwise permitted by the foregoing clauses of this Section, plus (C)&nbsp;the aggregate principal amount of Debt incurred in accordance with Section&nbsp;5.02(e)(vii), not to exceed the greater
of (x) 15% of Consolidated net worth of the Company and its Consolidated Subsidiaries as set forth in the Company&#146;s most recent financial statements delivered pursuant to Section&nbsp;5.01(h)(i) or (ii)&nbsp;or (y) $350,000,000. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">64 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(b) <U>Mergers, Etc</U>. (i)&nbsp;Merge or consolidate with or into any
Person except that the Company may merge or consolidate with or into any other Person so long as the Company is the surviving Person and remains organized under the laws of a political subdivision of the United States, <U>provided</U>, that no
Default shall have occurred and be continuing at the time of such transaction or would result therefrom; (ii)&nbsp;convey, transfer, lease or otherwise dispose of (whether in one transaction or in a series of transactions), other than to one of the
Company&#146;s Consolidated Subsidiaries, all or substantially all of the assets (whether now owned or hereafter acquired) of the Company and its Consolidated Subsidiaries (taken as a whole); or (iii)&nbsp;permit any of its Consolidated Subsidiaries
to, convey, transfer, lease or otherwise dispose of (whether in one transaction or in a series of transactions), other than to the Company and/or one of the Company&#146;s Consolidated Subsidiaries, all or substantially all of the assets (whether
now owned or hereafter acquired) of the Company and its Consolidated Subsidiaries (taken as a whole). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(c) <U>Accounting
Changes</U>. Make or permit, or permit any of its Consolidated Subsidiaries to make or permit, any change in accounting policies or reporting practices, except as required or permitted by generally accepted accounting principles or applicable
statutory requirements. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(d) <U>Change in Nature of Business</U>. Engage, or permit any Consolidated Subsidiary to engage,
predominantly in any business other than business of the same general type as conducted on the date hereof by the Company and its Consolidated Subsidiaries, and other related businesses or businesses incidental thereto. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(e) <U>Subsidiary Debt</U>. Permit any of its Consolidated Subsidiaries to create or suffer to exist, any Debt other than
(without duplication): </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:9%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(i) Debt owed to the Company or to a Consolidated Subsidiary of the Company, </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:9%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(ii) Debt existing on the Restatement Date and disclosed to the Lenders prior to the date hereof (the &#147;<U>Existing
Debt</U>&#148;), and any Debt extending the maturity of, or refunding or refinancing, in whole or in part, the Existing Debt, <U>provided</U> that the principal amount of such Existing Debt shall not be increased above the principal amount thereof
outstanding immediately prior to such extension, refunding or refinancing, and the direct and contingent obligors therefor shall not be changed, as a result of or in connection with such extension, refunding or refinancing, </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:9%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(iii) Debt secured by Liens permitted by Section&nbsp;5.02(a), </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:9%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(iv) unsecured Debt incurred in the ordinary course of business of the Company&#146;s Consolidated Subsidiaries organized
outside the United States, </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:9%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(v) unsecured Debt existing at the time of acquisition of any such Subsidiary, or of any
business or assets, and not created in contemplation of such acquisition (and any extension, renewal or replacement of such Debt to the extent that the principal amount thereof shall not thereby be increased), </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">65 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:9%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(vi) book overdraft amounts outstanding at any time, and </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:9%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(vii) other Debt (whether secured or unsecured) in an aggregate principal amount not to exceed at any time outstanding the
amount permitted in accordance with Section&nbsp;5.02(a)(xvii). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;5.03 <U>Financial Covenant</U>. So long as any Advance shall
remain unpaid or any Lender shall have any Commitment hereunder, the Company will maintain, as of the end of each fiscal quarter, a Leverage Ratio of not greater than 3.50 to 1.00 (or, for four consecutive fiscal quarters commencing with the fiscal
quarter in which a Specified Acquisition occurs and following notice (a &#147;<U>Covenant Notice</U>&#148;) from the Company (but without any consent from the Agent or the Lenders), 4.00 to 1.0); <U>provided</U> that there shall be a period of at
least two consecutive fiscal quarters after the covenant steps down to 3.50 to 1.0 before a subsequent Covenant Notice is submitted. </P>
<P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>ARTICLE VI </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>EVENTS OF
DEFAULT </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;6.01 <U>Events of Default</U>. If any of the following events (&#147;<U>Events of Default</U>&#148;) shall occur
and be continuing: </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(a) The Company or any other Borrower shall fail to pay any principal of any Advance when the same
becomes due and payable; or the Company or any other Borrower shall fail to pay any interest on any Advance or make any other payment of fees or other amounts payable under this Agreement or any Note within five Business Days after the same becomes
due and payable; or </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(b) Any representation or warranty made by the Company or any Designated Subsidiary (or any of its
officers) in any certificate, financial statement or other document delivered pursuant to this Agreement shall prove to have been incorrect in any material respect when made; or </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(c) (i) The Company shall fail to perform or observe any term, covenant or agreement contained in Section&nbsp;2.17, 5.01(e)
or (h), 5.02 (other than subsection (c)&nbsp;thereof) or 5.03; (ii)&nbsp;the Company or any other Borrower shall fail to perform or observe any term, covenant or agreement contained in Section&nbsp;5.01(d) if such failure shall remain unremedied for
10 days after written notice thereof shall have been given to the Company by the Agent or any Lender; or (iii)&nbsp;the Company or any other Borrower shall fail to perform or observe any other term, covenant or agreement contained in this Agreement
or any other Loan Document on its part to be performed or observed if such failure shall remain unremedied for 30 days after written notice thereof shall have been given to the Company by the Agent or any Lender; or </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(d) The Company or any of its Consolidated Subsidiaries shall fail to pay any principal of or premium or interest on any Debt
(but excluding Debt outstanding hereunder and Debt owed solely to the Company or to a Consolidated Subsidiary) of the Company or such Consolidated Subsidiary (as the case may be), when the same becomes due and payable (whether by scheduled maturity,
required prepayment, acceleration, demand or </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">66 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:5%; font-size:10pt; font-family:Times New Roman">
otherwise), and such failure shall continue after the applicable grace period, if any, specified in the agreement or instrument creating or evidencing such Debt; or the Company or any of its
Consolidated Subsidiaries shall fail to perform or observe any covenant or agreement to be performed or observed by it in any agreement or instrument creating or evidencing any such Debt and such failure shall continue after the applicable grace
period, if any, specified in such agreement or instrument, if the effect of such failure is to accelerate, or to permit the acceleration of, the maturity of such Debt (it being understood that acceleration for customary reasons not related to
failure to perform or observe covenants and agreements, such as due on sale clauses, debt due in connection with a voluntary refinancing and debt that becomes due in contemplation of an acquisition that did not occur and must be repaid, shall not
constitute an Event of Default under this clause (d)&nbsp;so long as the applicable Debt is repaid in accordance with its terms); or any other event shall occur or condition shall exist under any agreement or instrument creating or evidencing any
such Debt and shall continue after the applicable grace period, if any, specified in such agreement or instrument (and remain uncured three Business Days after the chief financial officer, chief operation officer, principal financial officer or
principal accounting officer of the Company becomes aware or should have become aware of such event or condition), if the effect of such event or condition is to accelerate, or to permit the acceleration of, the maturity of such Debt; or any such
Debt shall be declared to be due and payable, or required to be prepaid or redeemed (other than by a regularly scheduled required prepayment or redemption), purchased or defeased, or an offer to prepay, redeem, purchase or defease such Debt shall be
required to be made, in each case prior to the stated maturity thereof; <U>provided</U> that the aggregate principal amount (or, in the case of any payment default, failure or other event in respect of a Hedge Agreement, the net amount due and
payable under such Hedge Agreement as of the date of such payment default, failure or event) of all Debt as to which any such payment defaults (whether or not at stated maturity thereof), failures or other events shall have occurred and be
continuing exceeds $125,000,000; <U>provided</U> <U>further</U> that if any of the failures, actions, conditions or events set forth above in this subsection (d)&nbsp;shall be taken in respect of, or occur with respect to, a Consolidated Subsidiary
that is organized under the laws of a jurisdiction outside of the United States, such failure, action, condition or event shall not be the basis for or give rise to an Event of Default under this subsection (d)&nbsp;unless such failure, action,
condition or event is not cured or such amount has not been repaid within five Business Days after the chief executive officer, chief operation officer, principal financial officer or principal accounting officer of the Company knows or has reason
to know of the occurrence of such action or event; or </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(e) The Company or any of its Material Consolidated Subsidiaries
shall generally not pay its debts to Persons other than the Company and its Consolidated Subsidiaries as such debts become due, or shall admit in writing its inability to pay such debts generally, or shall make a general assignment for the benefit
of creditors; or any proceeding shall be instituted by or against the Company or any of its Material Consolidated Subsidiaries seeking to adjudicate it a bankrupt or insolvent, or seeking liquidation, winding up, reorganization, arrangement,
adjustment, protection, relief, or composition of it or its debts under any law relating to bankruptcy, insolvency or reorganization or relief of debtors, or seeking the entry of an order for relief or the appointment of a receiver, trustee,
custodian or other similar official for it or for any </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">67 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:5%; font-size:10pt; font-family:Times New Roman">
substantial part of its property and, in the case of any such proceeding instituted against it (but not instituted by it), either such proceeding shall remain undismissed or unstayed for a period
of 60 days, or any of the actions sought in such proceeding (including, without limitation, the entry of an order for relief against, or the appointment of a receiver, trustee, custodian or other similar official for, it or for any substantial part
of its property) shall occur; or the Company or any of its Material Consolidated Subsidiaries shall take any corporate action to authorize any of the actions set forth above in this subsection&nbsp;(e); or </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(f) Judgments or orders for the payment of money in excess of $125,000,000 in the aggregate (net of the amount of such
judgments or orders covered by a valid and binding policy of insurance between the Company (or a Consolidated Subsidiary) and one or more reputable insurers covering payment thereof who have been notified of, and have not disputed the claim made for
payment of, the amount of such judgments or orders) shall be rendered against the Company or any of its Material Consolidated Subsidiaries and either (i)&nbsp;enforcement proceedings shall have been commenced by any creditor upon such judgment or
order or (ii)&nbsp;there shall be any period of 60 consecutive days during which such judgment or order shall remain unsatisfied and a stay of enforcement of such judgment or order, by reason of a pending appeal or otherwise, shall not be in effect;
or </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(g) (i)&nbsp;Any Person or two or more Persons acting in concert (other than the Company or a Consolidated Subsidiary)
shall have acquired beneficial ownership (within the meaning of <FONT STYLE="white-space:nowrap">Rule&nbsp;13d-3</FONT> of the Securities and Exchange Commission under the Securities Exchange Act of 1934), directly or indirectly, of Voting Stock of
the Company (or other securities convertible into such Voting Stock) representing 40% or more of the combined voting power of all Voting Stock of the Company; or (ii)&nbsp;during any period of up to 24 consecutive months, commencing after the date
of this Agreement, individuals who at the beginning of such period were directors of the Company shall cease for any reason to constitute a majority of the board of directors of the Company unless the election or nomination for election by the
Company&#146;s stockholders of each new director was approved by the vote of at least <FONT STYLE="white-space:nowrap">two-thirds</FONT> of the directors then still in office who were directors at the beginning of such period; or </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(h) The Company or any of its ERISA Affiliates shall incur liability, or in the case of clause (i)&nbsp;below, shall be
reasonably likely to incur liability, which would have a Material Adverse Effect, as a result of one or more of the following: (i)&nbsp;the occurrence of any ERISA Event; (ii)&nbsp;the partial or complete withdrawal of the Company or any of its
ERISA Affiliates from a Multiemployer Plan; or (iii)&nbsp;the reorganization or termination of a Multiemployer Plan; or </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(i) so long as any Consolidated Subsidiary of the Company is a Designated Subsidiary, any provision of Article VII shall for
any reason cease to be valid and binding on or enforceable against the Company, or the Company shall so state in writing; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">then, and in any such event,
the Agent (i)&nbsp;shall at the request, or may with the consent, of the Required Lenders, by notice to the Company and the other Borrowers, declare the obligation of each Lender to make Advances (other than Advances by an Issuing Bank or a Lender
pursuant to Section&nbsp;2.03(c)), and of the Issuing Banks to issue Letters of Credit to be terminated, whereupon </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">68 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
the same shall forthwith terminate, and (ii)&nbsp;shall at the request, or may with the consent, of the Required Lenders, by notice to the Company and the other Borrowers, declare the Advances,
all interest thereon and all other amounts payable under this Agreement to be forthwith due and payable, whereupon such Advances, all such interest and all such amounts shall become and be forthwith due and payable, without presentment, demand,
protest or further notice of any kind, all of which are hereby expressly waived by each Borrower; <U>provided</U>, <U>however</U>, that in the event of an actual or deemed entry of an order for relief with respect to any Borrower under the Federal
Bankruptcy Code, (A)&nbsp;the obligation of each Lender to make Advances (other than Advances by an Issuing Bank or a Lender pursuant to Section&nbsp;2.03(c)), and of the Issuing Banks to issue Letters of Credit shall automatically be terminated and
(B)&nbsp;such Advances, all such interest and all such amounts shall automatically become and be due and payable, without presentment, demand, protest or any notice of any kind, all of which are hereby expressly waived by each Borrower. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;6.02 <U>Actions in Respect of the Letters of Credit upon Default</U>. If any Event of Default shall have occurred and be
continuing, the Agent may with the consent, or shall at the request, of the Required Lenders, irrespective of whether it is taking any of the actions described in Section&nbsp;6.01 or otherwise, make demand upon the Company to, and forthwith upon
such demand the Company will, (a)&nbsp;pay to the Agent on behalf of the Lenders in same day funds at the Agent&#146;s office designated in such demand, for deposit in the applicable <FONT STYLE="white-space:nowrap">sub-account</FONT> of the L/C
Cash Deposit Account, an amount equal to the aggregate Available Amount of all Letters of Credit then outstanding or (b)&nbsp;make such other reasonable arrangements in respect of the outstanding Letters of Credit as shall be acceptable to the
Required Lenders; <U>provided</U>, <U>however</U>, that in the event of an actual or deemed entry of an order for relief with respect to any Borrower under the Federal Bankruptcy Code, an amount equal to the aggregate Available Amount of all
outstanding Letters of Credit shall be immediately due and payable to the Agent for the account of the Lenders without notice to or demand upon the Borrowers, which are expressly waived by each Borrower, to be held in the L/C Cash Deposit Account.
If at any time the Agent reasonably determines that any funds held in the L/C Cash Deposit Account are subject to any right or interest of any Person other than the Agent and the Lenders or that the total amount of such funds is less than the
aggregate Available Amount of all Letters of Credit, the Borrowers will, forthwith upon demand by the Agent, pay to the Agent, as additional funds to be deposited and held in the L/C Cash Deposit Account, an amount equal to the excess of
(x)&nbsp;such aggregate Available Amount over (y)&nbsp;the total amount of funds, if any, then held in the L/C Cash Deposit Account that are free and clear of any such right and interest. Upon the drawing of any Letter of Credit when this
Section&nbsp;6.02 is applicable (and without prejudice to Section&nbsp;2.10(c)) to the extent funds are on deposit in the L/C Cash Deposit Account, such funds shall be applied to reimburse the Issuing Banks to the extent permitted by applicable law,
and if so applied, then such reimbursement shall be deemed a repayment of the corresponding Advance or reimbursement obligation in respect of such Letter of Credit. To the extent that any such Letter of Credit expires or otherwise terminates, and to
the extent the applicable Issuing Bank&#146;s liability has ceased to exist under such Letter of Credit, and funds are on deposit in the L/C Cash Deposit Account in respect of such Letter of Credit, an amount equal to the undrawn amounts under such
Letter of Credit shall be promptly returned from such L/C Cash Deposit Account to the Company. If any Event of Default has been waived or otherwise cured and no other Event of Default has occurred and is continuing, the balance, if any, in the L/C
Cash Deposit Account shall be promptly returned to the Company. If, in accordance with this Section&nbsp;6.02, the balance in the L/C Cash Deposit Account has not been otherwise returned, then after all such Letters of Credit shall have expired or
been fully drawn upon and all other obligations of the Borrowers hereunder and under the Notes shall have been paid in full, the balance, if any, in such L/C Cash Deposit Account shall be promptly returned to the Company. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">69 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>ARTICLE VII </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>GUARANTY </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;7.01 <U>Guaranty</U>. The Company hereby absolutely, unconditionally and irrevocably guarantees, as a guarantee of payment and
not of collection, the punctual payment when due, whether at scheduled maturity or on any date of a required prepayment or by acceleration, demand or otherwise, of all obligations of each other Borrower now or hereafter existing under or in respect
of this Agreement and any Notes (including, without limitation, any extensions, modifications, substitutions, amendments or renewals of any or all of the foregoing obligations), whether direct or indirect, absolute or contingent, and whether for
principal, interest, premiums, fees, indemnities, contract causes of action, costs, expenses or otherwise (such obligations being the &#147;<U>Guaranteed Obligations</U>&#148;), and agrees to pay any and all expenses (including, without limitation,
fees and expenses of counsel) incurred by the Agent or any other Lender in enforcing any rights under this Article VII. Without limiting the generality of the foregoing, the Company&#146;s liability shall extend to all amounts that constitute part
of the Guaranteed Obligations and would be owed by any such Borrower to the Agent or any Lender under or in respect of this Agreement or any Notes but for the fact that they are unenforceable or not allowable due to the existence of a bankruptcy,
reorganization or similar proceeding involving such Borrower. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;7.02 <U>Guaranty Absolute</U>. The Company guarantees that the
Guaranteed Obligations will be paid strictly in accordance with the terms of this Agreement and the Notes, if any, regardless of any law, regulation or order now or hereafter in effect in any jurisdiction affecting any of such terms or the rights of
any Lender with respect thereto. The obligations of the Company under or in respect of this Article VII are independent of the Guaranteed Obligations or any other obligations of any other Borrower under or in respect of this Agreement and any Notes,
and a separate action or actions may be brought and prosecuted against the Company to enforce this Article VII, irrespective of whether any action is brought against any Borrower or whether any Borrower is joined in any such action or actions. The
liability of the Company under this Article VII shall be irrevocable, absolute and unconditional irrespective of, and the Company hereby irrevocably waives any defenses it may now have or hereafter acquire in any way relating to, any or all of the
following: </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(a) any lack of validity or enforceability of this Agreement (other than this Article VII), the Notes, if any,
or any agreement or instrument relating thereto; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(b) any change in the time, manner or place of payment of, or in any
other term of, all or any of the Guaranteed Obligations or any other obligations of any Borrower under or in respect of this Agreement or the Notes, if any, or any other amendment or waiver of or any consent to departure from this Agreement or the
Notes, if any, including, without limitation, any increase in the Guaranteed Obligations resulting from the extension of additional credit to any Borrower or any of its Subsidiaries or otherwise; </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">70 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(c) any taking, exchange, release or
<FONT STYLE="white-space:nowrap">non-perfection</FONT> of any collateral, or any taking, release or amendment or waiver of, or consent to departure from, any other guaranty, for all or any of the Guaranteed Obligations; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(d) any manner of application of collateral, or proceeds thereof, to all or any of the Guaranteed Obligations, or any manner
of sale or other disposition of any collateral for all or any of the Guaranteed Obligations or any other obligations of any Borrower under this Agreement or the Notes, if any, or any other assets of any Borrower or any of its Subsidiaries; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(e) any change, restructuring or termination of the corporate structure or existence of any Borrower or any of its
Subsidiaries; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(f) any failure of any Lender or the Agent to disclose to the Company any information relating to the
business, condition (financial or otherwise), operations, performance, properties or prospects of any Borrower now or hereafter known to such Lender or the Agent (the Company waiving any duty on the part of the Lenders and the Agent to disclose such
information); or </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(g) any other circumstance (including, without limitation, any statute of limitations) or any existence
of or reliance on any representation by any Lender or the Agent that might otherwise constitute a defense available to, or a discharge of, any Borrower or any other guarantor or surety. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">This Article VII shall continue to be effective or be reinstated, as the case may be, if at any time any payment of any of the Guaranteed Obligations is
rescinded or must otherwise be returned by any Lender or the Agent or any other Person upon the insolvency, bankruptcy or reorganization of any Borrower or otherwise, all as though such payment had not been made. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;7.03 <U>Waivers and Acknowledgments</U>. (a)&nbsp;The Company hereby unconditionally and irrevocably waives promptness,
diligence, notice of acceptance, presentment, demand for performance, notice of nonperformance, default, acceleration, protest or dishonor and any other notice with respect to any of the Guaranteed Obligations and this Article VII and any
requirement that any Lender or the Agent protect, secure, perfect or insure any Lien or any property subject thereto or exhaust any right or take any action against any Borrower or any other Person or any collateral. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) The Company hereby unconditionally and irrevocably waives any right to revoke this Article VII and acknowledges that the guaranty under
this Article VII is continuing in nature and applies to all Guaranteed Obligations, whether existing now or in the future. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c) The
Company hereby unconditionally and irrevocably waives (i)&nbsp;any defense arising by reason of any claim or defense based upon an election of remedies by any Lender or the Agent that in any manner impairs, reduces, releases or otherwise adversely
affects the subrogation, reimbursement, exoneration, contribution or indemnification rights of the Company or other rights of the Company to proceed against any Borrower, any other guarantor or any other Person or any collateral and (ii)&nbsp;any
defense based on any right of <FONT STYLE="white-space:nowrap">set-off</FONT> or counterclaim against or in respect of the obligations of the Company hereunder. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">71 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d) The Company hereby unconditionally and irrevocably waives any duty on the part of any
Lender or the Agent to disclose to the Company any matter, fact or thing relating to the business, condition (financial or otherwise), operations, performance, properties or prospects of any Borrower or any of its Subsidiaries now or hereafter known
by such Lender or the Agent. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(e) The Company acknowledges that it will receive substantial direct and indirect benefits from the
financing arrangements contemplated by this Agreement and any Notes and that the waivers set forth in Section&nbsp;7.02 and this Section&nbsp;7.03 are knowingly made in contemplation of such benefits. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;7.04 <U>Subrogation</U>. The Company hereby unconditionally and irrevocably agrees not to exercise any rights that it may now
have or hereafter acquire against any Borrower or any other insider guarantor that arise from the existence, payment, performance or enforcement of the Company&#146;s obligations under or in respect of this Article VII, including, without
limitation, any right of subrogation, reimbursement, exoneration, contribution or indemnification and any right to participate in any claim or remedy of any Lender or the Agent against any Borrower or any other insider guarantor or any collateral,
whether or not such claim, remedy or right arises in equity or under contract, statute or common law, including, without limitation, the right to take or receive from any Borrower or any other insider guarantor, directly or indirectly, in cash or
other property or by <FONT STYLE="white-space:nowrap">set-off</FONT> or in any other manner, payment or security on account of such claim, remedy or right, unless and until all of the Guaranteed Obligations and all other amounts payable under this
Article VII shall have been paid in full in cash, all Letters of Credit (other than Special Letters of Credit) issued for the account of such Borrower shall have expired or been terminated and the Revolving Credit Commitments shall have expired or
been terminated. If any amount shall be paid to the Company in violation of the immediately preceding sentence at any time prior to the later of (a)&nbsp;the payment in full in cash of the Guaranteed Obligations and all other amounts payable under
this Article VII, (b)&nbsp;the Termination Date and (c)&nbsp;the latest date of expiration of or termination of all Letters of Credit (other than Special Letters of Credit) issued for the account of such Borrower, such amount shall be received and
held in trust for the benefit of the Lenders and the Agent, shall be segregated from other property and funds of the Company and shall forthwith be paid or delivered to the Agent in the same form as so received (with any necessary endorsement or
assignment) to be credited and applied to the Guaranteed Obligations and all other amounts payable under this Article VII, whether matured or unmatured, in accordance with the terms of this Agreement, or to be held as collateral for any Guaranteed
Obligations or other amounts payable under this Article VII thereafter arising. If (i)&nbsp;the Company shall make payment to any Lender or the Agent of all or any part of the Guaranteed Obligations, (ii)&nbsp;all of the Guaranteed Obligations and
all other amounts payable under this Article VII shall have been paid in full in cash, (iii)&nbsp;the Termination Date shall have occurred and (iv)&nbsp;all Letters of Credit (other than Special Letters of Credit) issued for the account of such
Borrower shall have expired or been terminated, the Lenders and the Agent will, at the Company&#146;s request and expense, execute and deliver to the Company appropriate documents, without recourse and without representation or warranty, necessary
to evidence the transfer by subrogation to the Company of an interest in the Guaranteed Obligations resulting from such payment made by the Company pursuant to this Article VII. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">72 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;7.05 <U>Continuing Guaranty; Assignments</U>. The guaranty under this Article
VII is a continuing guaranty and shall (a)&nbsp;remain in full force and effect until the latest of (i)&nbsp;the payment in full in cash of the Guaranteed Obligations and all other amounts payable under this Article VII, (ii)&nbsp;the Termination
Date and (iii)&nbsp;the latest date of expiration or termination of all Letters of Credit (other than Special Letters of Credit), (b)&nbsp;be binding upon the Company, its successors and assigns and (c)&nbsp;inure to the benefit of and be
enforceable by the Lenders and the Agent and their successors, transferees and assigns. Without limiting the generality of clause&nbsp;(c) of the immediately preceding sentence, any Lender may assign or otherwise transfer all or any portion of its
rights and obligations under this Agreement (including, without limitation, all or any portion of its Revolving Credit Commitments, the Advances owing to it and the Note or Notes held by it, if any) to any other Person, and such other Person shall
thereupon become vested with all the benefits in respect thereof granted to such Lender herein or otherwise, in each case as and to the extent provided in Section&nbsp;9.07. </P>
<P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>ARTICLE VIII </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>THE AGENT
</B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;8.01 <U>Authorization and Authority</U>. Each of the Lenders and the Issuing Banks hereby irrevocably appoints Citibank
to act on its behalf as the Agent hereunder and under the Notes and authorizes the Agent to take such actions on its behalf and to exercise such powers as are delegated to the Agent by the terms hereof or thereof, together with such actions and
powers as are reasonably incidental thereto. Except as provided in Section&nbsp;8.06, the provisions of this Article are solely for the benefit of the Agent, the Lenders and the Issuing Banks, and neither the Company nor any Designated Subsidiary
shall have rights as a third-party beneficiary of any of such provisions. It is understood and agreed that the use of the term &#147;agent&#148; herein or in any Notes (or any other similar term) with reference to the Agent is not intended to
connote any fiduciary or other implied (or express) obligations arising under agency doctrine of any applicable law. Instead such term is used as a matter of market custom, and is intended to create or reflect only an administrative relationship
between contracting parties. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;8.02 <U>Rights as a Lender</U>. The Person serving as the Agent hereunder shall have the same
rights and powers in its capacity as a Lender as any other Lender and may exercise the same as though it were not the Agent, and the term &#147;Lender&#148; or &#147;Lenders&#148; shall, unless otherwise expressly indicated or unless the context
otherwise requires, include the Person serving as the Agent hereunder in its individual capacity. Such Person and its Affiliates may accept deposits from, lend money to, own securities of, act as the financial advisor or in any other advisory
capacity for, and generally engage in any kind of business with, the Company or any Subsidiary or other Affiliate thereof as if such Person were not the Agent hereunder and without any duty to account therefor to the Lenders. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;8.03 <U>Exculpatory Provisions</U>. (a)&nbsp;The Agent shall not have any duties or obligations except those expressly set forth
herein, and its duties hereunder shall be administrative in nature. Without limiting the generality of the foregoing, the Agent: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:9%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(i) shall not be subject to any fiduciary or other implied duties, regardless of whether a Default has occurred and is
continuing; </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">73 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:9%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(ii) shall not have any duty to take any discretionary action or exercise
any discretionary powers, except discretionary rights and powers expressly contemplated hereby or by the other Loan Documents that the Agent is required to exercise as directed in writing by the Required Lenders (or such other number or percentage
of the Lenders as shall be expressly provided for herein); <U>provided</U> that the Agent shall not be required to take any action that, in its opinion or the opinion of its counsel, may expose the Agent to liability or that is contrary to this
Agreement or applicable law, including for the avoidance of doubt any action that may be in violation of the automatic stay under any debtor relief law or that may effect a forfeiture, modification or termination of property of a Defaulting Lender
in violation of any debtor relief law; and </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:9%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(iii) shall not, except as expressly set forth herein, have any duty to
disclose, and shall not be liable for the failure to disclose, any information relating to the Company or any of its Affiliates that is communicated to or obtained by the Person serving as the Agent or any of its Affiliates in any capacity. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(b) The Agent shall not be liable for any action taken or not taken by it (i)&nbsp;with the consent or at the request of the
Required Lenders (or such other number or percentage of the Lenders as shall be necessary, or as the Agent shall believe in good faith shall be necessary, under the circumstances as provided in Sections 9.01 or 6.01), or (ii)&nbsp;in the absence of
its own gross negligence or willful misconduct as determined by a court of competent jurisdiction by final and nonappealable judgment. The Agent shall be deemed not to have knowledge of any Default unless and until notice describing such Default is
given to the Agent in writing by the Company, a Lender or an Issuing Bank. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(c) The Agent shall not be responsible for or
have any duty to ascertain or inquire into (i)&nbsp;any statement, warranty, representation or other information made or supplied in or in connection with this Agreement or the Information Memorandum, (ii)&nbsp;the contents of any certificate,
report or other document delivered hereunder or thereunder or in connection herewith or therewith or the adequacy, accuracy and/or completeness of the information contained therein, (iii)&nbsp;the performance or observance of any of the covenants,
agreements or other terms or conditions set forth herein or therein or the occurrence of any Default, (iv)&nbsp;the validity, enforceability, effectiveness or genuineness of this Agreement or any other agreement, instrument or document or the
perfection or priority of any Lien or security interest created or purported to be created hereby or (v)&nbsp;the satisfaction of any condition set forth in Article&nbsp;III or elsewhere herein, other than (but subject to the foregoing clause (ii))
to confirm receipt of items expressly required to be delivered to the Agent. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(d) Nothing in this Agreement shall require
the Agent or any of its Related Parties to carry out any &#147;know your customer&#148; or other checks in relation to any person on behalf of any Lender and each Lender confirms to the Agent that it is solely responsible for any such checks it is
required to carry out and that it may not rely on any statement in relation to such checks made by the Agent or any of its Related Parties. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">74 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;8.04 <U>Reliance by Agent</U>. The Agent shall be entitled to rely upon, and
shall not incur any liability for relying upon, any notice, request, certificate, consent, statement, instrument, document or other writing (including any electronic message, Internet or intranet website posting or other distribution) believed by it
to be genuine and to have been signed, sent or otherwise authenticated by the proper Person. The Agent also may rely upon any statement made to it orally or by telephone and believed by it to have been made by the proper Person, and shall not incur
any liability for relying thereon. In determining compliance with any condition hereunder to the making of an Advance, or the issuance, extension, renewal or increase of a Letter of Credit, that by its terms must be fulfilled to the satisfaction of
a Lender or an Issuing Bank, the Agent may presume that such condition is satisfactory to such Lender or Issuing Bank unless an officer of the Agent responsible for the transactions contemplated hereby shall have received notice to the contrary from
such Lender or Issuing Bank prior to the making of such Advance or the issuance of such Letter of Credit, and in the case of a Borrowing, such Lender shall not have made available to the Agent such Lender&#146;s ratable portion of such Borrowing.
The Agent may consult with legal counsel (who may be counsel for the Company), independent accountants and other experts selected by it, and shall not be liable for any action taken or not taken by it in accordance with the advice of any such
counsel, accountants or experts. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;8.05 <U>Delegation of Duties</U>. The Agent may perform any and all of its duties and
exercise its rights and powers hereunder or under any Note by or through any one or more <FONT STYLE="white-space:nowrap">sub-agents</FONT> appointed by the Agent, and the Agent and any such <FONT STYLE="white-space:nowrap">sub-agent</FONT> may
perform any and all of its duties and exercise its rights and powers by or through their respective Related Parties, <U>provided</U>, in each case that no such delegation to a <FONT STYLE="white-space:nowrap">sub-agent</FONT> or a Related Party
shall release the Agent from any of its obligations hereunder. Each such <FONT STYLE="white-space:nowrap">sub-agent</FONT> and the Related Parties of the Agent and each such <FONT STYLE="white-space:nowrap">sub-agent</FONT> shall be entitled to the
benefits of all provisions of this Article VIII and Section&nbsp;9.04<B> </B>(as though such <FONT STYLE="white-space:nowrap">sub-agents</FONT> were the &#147;Agent&#148; hereunder and under the Notes) as if set forth in full herein with respect
thereto. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;8.06 <U>Resignation of Agent</U>. (a)&nbsp;The Agent may at any time and, if the Person acting as the Agent is a
Defaulting Lender and the Company so requests, the Agent shall promptly, give notice of its resignation to the Lenders, the Issuing Banks and the Company. Upon receipt of any such notice of resignation, the Required Lenders shall have the right,
with the consent of the Company so long as no Event of Default has occurred and is continuing, to appoint a successor, which shall be a bank with an office in New York, New York, or an Affiliate of any such bank with an office in New York, New York.
If no such successor shall have been so appointed by the Required Lenders and shall have accepted such appointment within 30 days after the retiring Agent gives notice of its resignation then the Company may (if the resignation is at the request of
the Company) or the retiring Agent may (but shall not be obligated to), on behalf of the Lenders and the Issuing Banks, with the consent of the Company so long as no Event of Default has occurred and is continuing, appoint a successor Agent meeting
the qualifications set forth above. Whether or not a successor has been appointed, such resignation shall become effective no earlier than three Business Days after the date in such notice (the &#147;<U>Resignation Effective Date</U>&#148;). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) If the Person serving as Agent is a Defaulting Lender pursuant to clause (b)&nbsp;of the definition thereof, each of the Company and the
Required Lenders may, to the extent permitted by applicable law, by notice in writing to such Person and, if such notice is given by the Required Lenders, to the Company, remove such Person as Agent and, the Required Lenders may, with the consent of
the Company so long as no Event of Default has occurred and is continuing, appoint a successor. If no such successor shall have been so appointed by the Required Lenders and shall have accepted such appointment within 30 days (or such earlier day as
shall be agreed by the Required Lenders) (the &#147;<U>Removal Effective Date</U>&#148;), then such removal shall nonetheless become effective in accordance with such notice on the Removal Effective Date. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">75 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c) With effect from the Resignation Effective Date or the Removal Effective Date (as
applicable)&nbsp;(1) the retiring or removed Agent shall be discharged from its duties and obligations hereunder and under the Notes and (2)&nbsp;except for any indemnity payments owed to the retiring or removed Agent, all payments, communications
and determinations provided to be made by, to or through the Agent shall instead be made by or to each Lender and Issuing Bank directly, until such time, if any, as the Required Lenders or the Company appoint a successor Agent as provided for above.
Upon the acceptance of a successor&#146;s appointment as Agent hereunder, such successor shall succeed to and become vested with all of the rights, powers, privileges and duties of the retiring or removed Agent (other than any rights to indemnity
payments owed to the retiring or removed Agent), and the retiring or removed Agent shall be discharged from all of its duties and obligations hereunder or under the Notes. The fees payable by the Company to a successor Agent shall be the same as
those payable to its predecessor unless otherwise agreed between the Company and such successor. After the retiring or removed Agent&#146;s resignation or removal hereunder and under the Notes, the provisions of this Article and Section&nbsp;9.04
shall continue in effect for the benefit of such retiring or removed Agent, its sub agents and their respective Related Parties in respect of any actions taken or omitted to be taken by any of them while the retiring or removed Agent was acting as
Agent. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d) Any resignation pursuant to this Section by a Person acting as Agent shall, unless such Person shall notify the Company and
the Lenders otherwise, also act to relieve such Person and its Affiliates of any obligation to issue new, or extend existing, Letters of Credit where such issuance or extension is to occur on or after the date that is 60 days after such Person gave
notice of such resignation. Upon the acceptance of a successor&#146;s appointment as Agent hereunder, (i)&nbsp;such successor shall succeed to and become vested with all of the rights, powers, privileges and duties of the retiring Agent in its
capacity (if any) as Issuing Bank, (ii)&nbsp;the retiring Agent in its capacity (if any) as Issuing Bank shall be discharged from all of its respective duties and obligations hereunder or under the Notes in such capacity and (iii)&nbsp;the successor
Issuing Bank shall issue letters of credit in substitution for the Letters of Credit, if any, outstanding at the time of such succession or make other arrangement satisfactory to the retiring Issuing Bank to effectively assume the obligations of the
retiring Issuing Bank with respect to such Letters of Credit; except, in each case, as may otherwise be agreed by the Company and such successor Agent if the retiring Agent is a Defaulting Lender. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;8.07 <U><FONT STYLE="white-space:nowrap">Non-Reliance</FONT> on Agent and Other Lenders</U>. Each Lender and Issuing Bank
acknowledges that it has, independently and without reliance upon the Agent or any other Lender or any of their Related Parties and based on such documents and information as it has deemed appropriate, made its own credit analysis and decision to
enter into this Agreement. Each Lender and Issuing Bank also acknowledges that it will, independently and without reliance upon the Agent or any other Lender or any of their Related Parties and based on such documents and information as it shall
from time to time deem appropriate, continue to make its own decisions in taking or not taking action under or based upon this Agreement or any related agreement or any document furnished hereunder. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">76 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;8.08 <U>No Other Duties, etc</U>. Anything herein to the contrary
notwithstanding, none of the Persons acting as bookrunners, arrangers, syndication agents or documentation agents listed on the cover page hereof shall have any powers, duties or responsibilities under this Agreement, except in its capacity, as
applicable, as the Agent or as a Lender hereunder. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;8.09 <U>Lender ERISA Representation</U>. (a)&nbsp;Each Lender
(x)&nbsp;represents and warrants, as of the date such Person became a Lender party hereto, to, and (y)&nbsp;covenants, from the date such Person became a Lender party hereto to the date such Person ceases being a Lender party hereto, for the benefit
of, the Agent and not, for the avoidance of doubt, to or for the benefit of any Borrower, that at least one of the following is and will be true: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:9%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(i) such Lender is not using &#147;plan assets&#148; (within the meaning of Section&nbsp;3(42) of ERISA or otherwise) of one
or more Benefit Plans with respect to such Lender&#146;s entrance into, participation in, administration of and performance of the Loans, the Letters of Credit, the Commitments or this Agreement, </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:9%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(ii) the transaction exemption set forth in one or more PTEs, such as PTE <FONT STYLE="white-space:nowrap">84-14</FONT> (a
class exemption for certain transactions determined by independent qualified professional asset managers), PTE <FONT STYLE="white-space:nowrap">95-60</FONT> (a class exemption for certain transactions involving insurance company general accounts),
PTE <FONT STYLE="white-space:nowrap">90-1</FONT> (a class exemption for certain transactions involving insurance company pooled separate accounts), PTE <FONT STYLE="white-space:nowrap">91-38</FONT> (a class exemption for certain transactions
involving bank collective investment funds) or PTE <FONT STYLE="white-space:nowrap">96-23</FONT> (a class exemption for certain transactions determined by <FONT STYLE="white-space:nowrap">in-house</FONT> asset managers), is applicable with respect
to such Lender&#146;s entrance into, participation in, administration of and performance of the Advances, the Letters of Credit, the Commitments and this Agreement, </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:9%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(iii) (A) such Lender is an investment fund managed by a &#147;Qualified Professional Asset Manager&#148; (within the meaning
of Part VI of PTE <FONT STYLE="white-space:nowrap">84-14),</FONT> (B) such Qualified Professional Asset Manager made the investment decision on behalf of such Lender to enter into, participate in, administer and perform the Advances, the Letters of
Credit, the Commitments and this Agreement, (C)&nbsp;the entrance into, participation in, administration of and performance of the Advances, the Letters of Credit, the Commitments and this Agreement satisfies the requirements of <FONT
STYLE="white-space:nowrap">sub-sections</FONT> (b)&nbsp;through (g) of Part I of PTE <FONT STYLE="white-space:nowrap">84-14</FONT> and (D)&nbsp;to the best knowledge of such Lender, the requirements of subsection (a)&nbsp;of Part I of PTE <FONT
STYLE="white-space:nowrap">84-14</FONT> are satisfied with respect to such Lender&#146;s entrance into, participation in, administration of and performance of the Advances, the Letters of Credit, the Commitments and this Agreement, or </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:9%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(iv) such other representation, warranty and covenant as may be agreed in writing between the Agent, in its sole discretion,
and such Lender. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">77 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(b) In addition, unless either
<FONT STYLE="white-space:nowrap">(1)&nbsp;sub-clause</FONT> (i)&nbsp;in the immediately preceding clause (a)&nbsp;is true with respect to a Lender or (2)&nbsp;a Lender has provided another representation, warranty and covenant in accordance with <FONT
STYLE="white-space:nowrap">sub-clause</FONT> (iv)&nbsp;in the immediately preceding clause (a), such Lender further (x)&nbsp;represents and warrants, as of the date such Person became a Lender party hereto, to, and (y)&nbsp;covenants, from the date
such Person became a Lender party hereto to the date such Person ceases being a Lender party hereto, for the benefit of, the Agent and not, for the avoidance of doubt, to or for the benefit of any Borrower, that the Agent is not a fiduciary with
respect to the assets of such Lender involved in such Lender&#146;s entrance into, participation in, administration of and performance of the Advances, the Letters of Credit, the Commitments and this Agreement (including in connection with the
reservation or exercise of any rights by the Agent under this Agreement, any Loan Document or any documents related hereto or thereto). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">As used in this Section: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>Benefit Plan</U>&#148; means any of (a)&nbsp;an &#147;employee benefit plan&#148; (as defined in ERISA) that is
subject to Title I of ERISA, (b)&nbsp;a &#147;plan&#148; as defined in and subject to Section&nbsp;4975 of the Code or (c)&nbsp;any Person whose assets include (for purposes of ERISA Section&nbsp;3(42) or otherwise for purposes of Title I of ERISA
or Section&nbsp;4975 of the Code) the assets of any such &#147;employee benefit plan&#148; or &#147;plan&#148;. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<U>PTE</U>&#148; means a prohibited transaction class exemption issued by the U.S. Department of Labor, as any such
exemption may be amended from time to time. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;8.10 <U>Erroneous Payments</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) If the Agent (x)&nbsp;notifies a Lender or Issuing Bank, or any Person who has received funds on behalf of a Lender or Issuing Bank (any
such Lender, Issuing Bank or other recipient (and each of their respective successors and assigns), a &#147;<U>Payment Recipient</U>&#148;) that the Agent has determined in its sole discretion (whether or not after receipt of any notice under
immediately succeeding clause (b)) that any funds (as set forth in such notice from the Agent) received by such Payment Recipient from the Agent or any of its Affiliates were erroneously or mistakenly transmitted to, or otherwise erroneously or
mistakenly received by, such Payment Recipient (whether or not known to such Lender, Issuing Bank or other Payment Recipient on its behalf) (any such funds, whether transmitted or received as a payment, prepayment or repayment of principal,
interest, fees, distribution or otherwise, individually and collectively, an &#147;<U>Erroneous Payment</U>&#148;) and (y)&nbsp;demands in writing the return of such Erroneous Payment (or a portion thereof), such Erroneous Payment shall at all times
remain the property of the Agent pending its return or repayment as contemplated below in this Section&nbsp;8.10 and held in trust for the benefit of the Agent, and such Lender or Issuing Bank shall (or, with respect to any Payment Recipient who
received such funds on its behalf, shall cause such Payment Recipient to) promptly, but in no event later than two Business Days thereafter (or such later date as the Agent may, in its sole discretion, specify in writing), return to the Agent the
amount of any such Erroneous Payment (or portion thereof) as to which such a demand was made, in same day funds (in the currency so received), together with interest thereon (except to the extent waived in writing by the Agent) in respect of each
day from and including the date such Erroneous Payment (or portion thereof) was received by such Payment Recipient to the date such amount is repaid to the Agent in same day funds at the greater of the Federal Funds Rate and a rate determined by the
Agent in accordance with banking industry rules on interbank compensation from time to time in effect. A notice of the Agent to any Payment Recipient under this clause (a)&nbsp;shall be conclusive, absent manifest error. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">78 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) Without limiting immediately preceding clause (a), each Lender, Issuing Bank or any
Person who has received funds on behalf of a Lender or Issuing Bank (and each of their respective successors and assigns), agrees that if it receives a payment, prepayment or repayment (whether received as a payment, prepayment or repayment of
principal, interest, fees, distribution or otherwise) from the Agent (or any of its Affiliates)&nbsp;(x) that is in a different amount than, or on a different date from, that specified in this Agreement or in a notice of payment, prepayment or
repayment sent by the Agent (or any of its Affiliates) with respect to such payment, prepayment or repayment, (y)&nbsp;that was not preceded or accompanied by a notice of payment, prepayment or repayment sent by the Agent (or any of its Affiliates),
or (z)&nbsp;that such Lender or Issuing Bank, or other such recipient, otherwise becomes aware was transmitted, or received, in error or by mistake (in whole or in part), then in each such case: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(i) it acknowledges and agrees that (A)&nbsp;in the case of immediately preceding clauses (x)&nbsp;or (y), an error and
mistake shall be presumed to have been made (absent written confirmation from the Agent to the contrary) or (B)&nbsp;an error and mistake has been made (in the case of immediately preceding clause (z)), in each case, with respect to such payment,
prepayment or repayment; and </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(ii) such Lender or Issuing Bank shall (and shall use commercially reasonable efforts to
cause any other recipient that receives funds on its respective behalf to) promptly (and, in all events, within one Business Day of its knowledge of the occurrence of any of the circumstances described in immediately preceding clauses (x), (y) and
(z)) notify the Agent of its receipt of such payment, prepayment or repayment, the details thereof (in reasonable detail) and that it is so notifying the Agent pursuant to this Section&nbsp;8.10(b). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">For the avoidance of doubt, the failure to deliver a notice to the Agent pursuant to this Section&nbsp;8.10(b) shall not have any effect on a
Payment Recipient&#146;s obligations pursuant to Section&nbsp;8.10(a) or on whether or not an Erroneous Payment has been made. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c) Each
Lender or Issuing Bank hereby authorizes the Agent to set off, net and apply any and all amounts at any time owing to such Lender or Issuing Bank under any Loan Document, or otherwise payable or distributable by the Agent to such Lender or Issuing
Bank under any Loan Document with respect to any payment of principal, interest, fees or other amounts, against any amount that the Agent has demanded to be returned under immediately preceding clause (a). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d) (i) In the event that an Erroneous Payment (or portion thereof) is not recovered by the Agent for any reason, after demand therefor in
accordance with immediately preceding clause (a), from any Lender that has received such Erroneous Payment (or portion thereof) (and/or from any Payment Recipient who received such Erroneous Payment (or portion thereof) on its respective behalf)
(such unrecovered amount, an &#147;<U>Erroneous Payment Return Deficiency</U>&#148;), upon the Agent&#146;s notice to such Lender at any time, then effective immediately (with the consideration therefor being acknowledged by the parties hereto), (A)
such Lender shall be deemed to have assigned its Advances (but not its Commitments ) in an amount equal to the Erroneous Payment Return Deficiency (or such lesser amount as the Agent may specify) (such assignment of the Advances (but not
Commitments), the &#147;<U>Erroneous Payment Deficiency </U> </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">79 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
<U>Assignment</U>&#148;) (on a cashless basis and such amount calculated at par plus any accrued and unpaid interest (with the assignment fee to be waived by the Agent in such instance)), and is
hereby (together with the Company) deemed to execute and deliver an Assignment and Assumption (or, to the extent applicable, an agreement incorporating an Assignment and Assumption by reference pursuant to an approved electronic platform as to which
the Agent and such parties are participants) with respect to such Erroneous Payment Deficiency Assignment, and such Lender shall deliver any Notes evidencing such Loans to the Company or the Agent (but the failure of such Person to deliver any such
Notes shall not affect the effectiveness of the foregoing assignment), (B) the Agent as the assignee Lender shall be deemed to have acquired the Erroneous Payment Deficiency Assignment, (C)&nbsp;upon such deemed acquisition, the Agent as the
assignee Lender shall become a Lender, as applicable, hereunder with respect to such Erroneous Payment Deficiency Assignment and the assigning Lender shall cease to be a Lender, as applicable, hereunder with respect to such Erroneous Payment
Deficiency Assignment, excluding, for the avoidance of doubt, its obligations under the indemnification provisions of this Agreement and its applicable Commitments which shall survive as to such assigning Lender, (D)&nbsp;the Agent and the Company
shall each be deemed to have waived any consents required under this Agreement to any such Erroneous Payment Deficiency Assignment, and (E)&nbsp;the Agent will reflect in the Register its ownership interest in the Loans subject to the Erroneous
Payment Deficiency Assignment. For the avoidance of doubt, no Erroneous Payment Deficiency Assignment will reduce the Commitments of any Lender and such Commitments shall remain available in accordance with the terms of this Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:9%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(ii) Subject to Section&nbsp;9.07 (but excluding, in all events, any assignment consent or approval requirements (whether from
the Company or otherwise)), the Agent may, in its discretion, sell any Advances acquired pursuant to an Erroneous Payment Deficiency Assignment and upon receipt of the proceeds of such sale, the Erroneous Payment Return Deficiency owing by the
applicable Lender shall be reduced by the net proceeds of the sale of such Loan (or portion thereof), and the Agent shall retain all other rights, remedies and claims against such Lender (and/or against any recipient that receives funds on its
respective behalf). In addition, an Erroneous Payment Return Deficiency owing by the applicable Lender (x)&nbsp;shall be reduced by the proceeds of prepayments or repayments of principal and interest, or other distribution in respect of principal
and interest, received by the Agent on or with respect to any such Loans acquired from such Lender pursuant to an Erroneous Payment Deficiency Assignment (to the extent that any such Loans are then owned by the Agent) and (y)&nbsp;may, in the sole
discretion of the Agent, be reduced by any amount specified by the Agent in writing to the applicable Lender from time to time. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(e) The
parties hereto agree that (x)&nbsp;irrespective of whether the Agent may be equitably subrogated, in the event that an Erroneous Payment (or portion thereof) is not recovered from any Payment Recipient that has received such Erroneous Payment (or
portion thereof) for any reason, the Agent shall be subrogated to all the rights and interests of such Payment Recipient (and, in the case of any Payment Recipient who has received funds on behalf of a Lender or Issuing Bank, to the rights and
interests of such Lender or Issuing Bank, as the case may be) under the Loan Documents with respect to such amount (the &#147;<U>Erroneous Payment Subrogation Rights</U>&#148;) (<U>provided</U> that the Company&#146;s obligations under the Loan
Documents in respect of the Erroneous Payment Subrogation Rights shall not be duplicative of such obligations in respect of Loans that </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">80 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
have been assigned to the Agent under an Erroneous Payment Deficiency Assignment) and (y)&nbsp;an Erroneous Payment shall not pay, prepay, repay, discharge or otherwise satisfy any obligations
owed by the Company under the Loan Documents; <U>provided</U> that this Section&nbsp;8.10 shall not be interpreted to increase (or accelerate the due date for), or have the effect of increasing (or accelerating the due date for), the obligations of
the Company under the Loan Documents relative to the amount (and/or timing for payment) of the obligations of the Company under the Loan Documents that would have been payable had such Erroneous Payment not been made by the Agent; <U>provided</U>,
<U>further</U>, that for the avoidance of doubt, immediately preceding clauses (x)&nbsp;and (y) shall not apply to the extent any such Erroneous Payment is, and solely with respect to the amount of such Erroneous Payment that is, comprised of funds
received by the Agent from the Company for the purpose of making such Erroneous Payment. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(f) To the extent permitted by applicable law,
no Payment Recipient shall assert any right or claim to an Erroneous Payment, and hereby waives, and is deemed to waive, any claim, counterclaim, defense or right of <FONT STYLE="white-space:nowrap">set-off</FONT> or recoupment with respect to any
demand, claim or counterclaim by the Agent for the return of any Erroneous Payment received, including, without limitation, any defense based on &#147;discharge for value&#148; or any similar doctrine. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(g) Each party&#146;s obligations, agreements and waivers under this Section&nbsp;8.10 shall survive the resignation or replacement of the
Agent, any transfer of rights or obligations by, or the replacement of, a Lender or Issuing Bank, the termination of the Commitments and/or the repayment, satisfaction or discharge of all of the Company&#146;s obligations (or any portion thereof)
under any Loan Document. </P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>ARTICLE IX </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>MISCELLANEOUS </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;9.01 <U>Amendments</U><U>, Etc</U>. No amendment or waiver of any provision of this Agreement or any Notes, nor consent to any
departure by the Company or any other Borrower therefrom, shall in any event be effective unless the same shall be in writing and signed by the Required Lenders, and then such waiver or consent shall be effective only in the specific instance and
for the specific purpose for which given; <U>provided</U>, <U>however</U>, that no amendment, waiver or consent shall, unless in writing and signed by all the <FONT STYLE="white-space:nowrap">Non-Defaulting</FONT> Lenders, do any of the following:
(a)&nbsp;waive any of the conditions specified in Section&nbsp;3.01 or Section&nbsp;3.02, (b)&nbsp;increase or extend the Revolving Credit Commitments of the Lenders other than in accordance with Section&nbsp;2.18 and 2.20, (c)&nbsp;reduce the
principal of, or rate of interest on, the Advances or any fees or other amounts payable hereunder, (d)&nbsp;postpone any date fixed for any payment of principal of, or interest on, the Advances or any fees or other amounts payable hereunder,
(e)&nbsp;change the percentage of the Revolving Credit Commitments or of the aggregate unpaid principal amount of the Advances, or the number of Lenders, that shall be required for the Lenders or any of them to take any action hereunder,
(f)&nbsp;reduce or limit the obligations of the Company under Section&nbsp;7.01 or release or otherwise limit the Company&#146;s liability with respect to its obligations under Article VII, (g)&nbsp;extend the termination date of any Letter of
Credit (other than a Special Letter of Credit) beyond the Termination Date, or amend or waive the last sentence of Section&nbsp;2.03(b) or (h)&nbsp;amend the definition of &#147;Required Lenders&#148; or this Section&nbsp;9.01; <U>provided</U>
<U>further</U> that any amendment, waiver or consent requiring the consent of all <FONT STYLE="white-space:nowrap">Non-Defaulting</FONT> Lenders under clauses (b), (c), (d) or (f)&nbsp;of the preceding proviso that by its terms adversely affects any
Defaulting Lender </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">81 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
disproportionately as compared to other affected Lenders shall require the consent of such Defaulting Lender and any such amendment, waiver or consent that would alter the terms of this proviso
will require the consent of such Defaulting Lender; <U>provided</U> <U>still</U> <U>further</U> that (i)&nbsp;no amendment, waiver or consent shall, unless in writing and signed by the Agent in addition to the Lenders required above to take such
action, affect the rights or duties of the Agent under this Agreement or any Note; and (ii)&nbsp;no amendment, waiver or consent shall, unless in writing and signed by each affected Issuing Bank in addition to the Lenders required above to take such
action, adversely affect the rights or obligations of an Issuing Bank in its capacity as such under this Agreement. If the Agent or the Company acting together identify any ambiguity, omission, mistake, typographical error or other defect in any
provision of this Agreement or any other Loan Document, then the Agent and the Company shall be permitted to amend, modify or supplement such provision to cure such ambiguity, omission, mistake, typographical error or other defect, and such
amendment shall become effective without any further action or consent of any other party to this Agreement, so long as, in each case, the Lenders shall have received at least five Business Days&#146; prior written notice thereof and the Agent shall
not have received, within five Business Days of the date of such notice to the Lenders, a written notice from the Required Lenders stating that the Required Lenders object to such amendment, modification or supplement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;9.02 <U>Notices, Etc</U>. (a)&nbsp;All notices and other communications provided for hereunder shall be either (x)&nbsp;in
writing (which includes electronic medium and facsimile communication) and mailed, telecopied or delivered or (y)&nbsp;as and to the extent set forth in Section&nbsp;9.02(b) and in the proviso to this Section&nbsp;9.02(a), if to the Company or any
other Borrower, to (or in care of) the Company, at its address at 909 Third Avenue, New York, New York 10022, Attention: Senior Vice President of Finance and Treasurer (with a copy at the same address to the Senior Vice President and General
Counsel); if to any Initial Lender, at its Applicable Lending Office; if to any other Lender, at its Applicable Lending Office specified in the Assignment and Assumption pursuant to which it became a Lender; and if to the Agent, at its address at
Building Ops II, One Penns Way, New Castle, Delaware 19720, Attention: Lending Agency, email for Notice of Issuance, Notice of Borrowing: usagencyservicing@citi.com; or, as to the Company or the Agent, at such other address as shall be designated by
such party in a written notice to the other parties and, as to each other party, at such other address as shall be designated by such party in a written notice to the Company and the Agent, <U>provided</U> that materials required to be delivered
pursuant to Section&nbsp;5.01(h) shall be delivered to the Agent as specified in Section&nbsp;9.02(b). All such notices and communications shall, when mailed, telecopied or <FONT STYLE="white-space:nowrap">e-mailed,</FONT> be effective when
deposited in the mails, telecopied or confirmed by <FONT STYLE="white-space:nowrap">e-mail,</FONT> respectively, except that notices and communications to the Agent pursuant to Article&nbsp;II, III or VII shall not be effective until received by the
Agent. Delivery by electronic medium or facsimile of an executed counterpart of any amendment or waiver of any provision of this Agreement or any Notes or of any Exhibit hereto to be executed and delivered hereunder shall be effective as delivery of
a manually executed counterpart thereof. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) Materials required to be delivered pursuant to Section&nbsp;5.01(h) may be delivered to the
Agent in an electronic medium in a format acceptable to the Agent by <FONT STYLE="white-space:nowrap">e-mail</FONT> at <U>oploanswebadmin@citi.com</U> (or any other one <FONT STYLE="white-space:nowrap">e-mail</FONT> address designated by the Agent
from time to time) or physical form, <U>provided</U> that, to the extent so provided in the last paragraph of Section&nbsp;5.01(h), the Agent shall have the right to request that copies of the compliance certificates required to be delivered
pursuant to clauses (i)&nbsp;and (ii), as applicable, of Section&nbsp;5.01(h), be delivered in </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">82 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
physical form, in which case the Company shall cause the same to be delivered to the Agent (and not the Lenders) as soon as reasonably practicable. For the avoidance of doubt, the Company shall
not be required to deliver any Communications to the Lenders. Each Borrower agrees that the Agent may make such materials, as well as any other written information, documents, instruments and other material relating to such Borrower, any of its
Subsidiaries or any other materials or matters relating to this Agreement, any Notes or any of the transactions contemplated hereby (collectively, the &#147;<U>Communications</U>&#148;) available to the Lenders by posting such notices on a password
protected internet website such as DebtDomain (the &#147;<U>Platform</U>&#148;). Each Borrower acknowledges that (i)&nbsp;the distribution of material through an electronic medium is not necessarily secure and that there are confidentiality and
other risks associated with such distribution, (ii)&nbsp;the Platform is provided &#147;as is&#148; and &#147;as available&#148; and (iii)&nbsp;neither the Agent nor any of its Affiliates warrants the accuracy, adequacy or completeness of the
Communications or the Platform and each expressly disclaims liability for errors or omissions in the Communications or the Platform. No warranty of any kind, express, implied or statutory, including, without limitation, any warranty of
merchantability, fitness for a particular purpose, <FONT STYLE="white-space:nowrap">non-infringement</FONT> of third party rights or freedom from viruses or other code defects, is made by the Agent or any of its Affiliates in connection with the
Platform. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c) Each Lender agrees that notice to it (as provided in the next sentence) (a &#147;<U>Notice</U>&#148;) specifying that any
Communications have been posted to the Platform shall constitute effective delivery of such information, documents or other materials to such Lender for purposes of this Agreement; <U>provided</U> that if requested by any Lender the Agent (and not
the Company) shall deliver a copy of the Communications to such Lender in writing. Each Lender agrees (i)&nbsp;to notify the Agent in writing of such Lender&#146;s <FONT STYLE="white-space:nowrap">e-mail</FONT> address or addresses to which a Notice
may be sent by electronic transmission (including by electronic communication) on or before the date such Lender becomes a party to this Agreement (and from time to time thereafter to ensure that the Agent has on record an effective <FONT
STYLE="white-space:nowrap">e-mail</FONT> address(es) for such Lender) and (ii)&nbsp;that any Notice may be sent to such <FONT STYLE="white-space:nowrap">e-mail</FONT> address or addresses. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;9.03 <U>No Waiver; Remedies</U>. No failure on the part of any Lender or the Agent to exercise, and no delay in exercising, any
right hereunder or under any Note shall operate as a waiver thereof; nor shall any single or partial exercise of any such right preclude any other or further exercise thereof or the exercise of any other right. The remedies herein provided are
cumulative and not exclusive of any remedies provided by law. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;9.04 <U>Costs and Expenses</U>. (a)&nbsp;The Company agrees to
pay on demand all reasonable <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">out-of-pocket</FONT></FONT> expenses of the Agent in connection with the preparation, execution, delivery, administration, modification and amendment of
this Agreement, any Notes and the other documents to be delivered hereunder, including, without limitation, (A)&nbsp;all due diligence, syndication (including printing, distribution and bank meetings), transportation, computer, duplication,
appraisal, consultant, and audit expenses and (B)&nbsp;the reasonable fees and expenses of counsel for the Agent with respect thereto and with respect to advising the Agent as to its rights and responsibilities under this Agreement. The Company
further agrees to pay on demand all costs and expenses of the Agent and the Lenders, if any (including, without limitation, reasonable counsel fees and expenses), in connection with the enforcement (whether through negotiations, legal proceedings or
otherwise) of this Agreement, any Notes and the other documents to be delivered hereunder, including, without limitation, reasonable fees and expenses of counsel for the Agent and each Lender in connection with the enforcement of rights under this
Section&nbsp;9.04(a). </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">83 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) The Company agrees to indemnify and hold harmless the Agent and each Lender and each of
their Affiliates and their officers, directors, employees, partners, agents and advisors (each, an &#147;<U>Indemnified Party</U>&#148;) from and against any and all claims, damages, losses, liabilities and expenses (including, without limitation,
reasonable fees and expenses of counsel) incurred by or asserted or awarded against any Indemnified Party, in each case arising out of or in connection with or by reason of (including, without limitation, in connection with any investigation,
litigation or proceeding or preparation of a defense in connection therewith) any Notes, this Agreement, any of the transactions contemplated herein or the actual or proposed use of the proceeds of the Advances or Letters of Credit, except to the
extent such claim, damage, loss, liability or expense is found in a final, <FONT STYLE="white-space:nowrap">non-appealable</FONT> judgment by a court of competent jurisdiction to have resulted from such Indemnified Party&#146;s gross negligence or
willful misconduct or is a consequence of such Indemnified Party&#146;s (or its Affiliate&#146;s) becoming a Defaulting Lender hereunder (including, for the avoidance of doubt, its failure to perform its funding obligations hereunder within two
Business Days of the date required to be funded by it hereunder unless such Lender notifies the Agent and the Company in writing that such failure is the result of such Lender&#146;s good faith reasonable determination that one or more conditions
precedent to funding (each of which conditions precedent, together with any applicable default, shall be specifically identified in such writing) has not been satisfied). The foregoing indemnity shall not cover or include (x)&nbsp;Indemnified Taxes
or Other Taxes, the Company&#146;s obligation with respect to which is governed by Section&nbsp;2.14, or Excluded Taxes, (y)&nbsp;increased costs, the Company&#146;s obligation with respect to which is governed by Section&nbsp;2.11 or
(z)&nbsp;costs, charges, fees, expenses, Taxes or duties of any kind related to any hedging activities in connection with the rights or obligations of the Lenders under this Agreement. In the case of an investigation, litigation or other proceeding
to which the indemnity in this Section&nbsp;9.04(b) applies, such indemnity shall be effective whether or not such investigation, litigation or proceeding is brought by the Company, its directors, shareholders or creditors or an Indemnified Party or
any other Person or any Indemnified Party is otherwise a party thereto. The Company also agrees not to assert any claim for special, indirect, consequential or punitive damages against the Agent, any Lender, any of their Affiliates, or any of their
respective directors, officers, employees, attorneys and agents, on any theory of liability, arising out of or otherwise relating to any Notes, this Agreement, any of the transactions contemplated herein or the actual or proposed use of the proceeds
of the Advances. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c) If any payment of principal of any Term SOFR Advance or EURIBOR Advance or Conversion of any Term SOFR Advance is
made by any Borrower to or for the account of a Lender other than on the last day of the Interest Period for such Advance or any payment of principal of any SONIA Advance is made by any Borrower to or for the account of a Lender other than on the
date interest is payable thereon in accordance with Section&nbsp;2.07(a)(iv), as a result of a payment or Conversion pursuant to Section&nbsp;2.08(d) or (e), 2.10 or 2.12, acceleration of the maturity of any Notes pursuant to Section&nbsp;6.01 or
for any other reason, or by an Eligible Assignee to a Lender other than on the last day of the Interest Period for such Term SOFR Advance or EURIBOR Advance or such interest payment date for such SONIA Advance upon an assignment of rights and
obligations under this Agreement pursuant to Section&nbsp;9.07 as a result of a demand by the Company pursuant to Section&nbsp;9.07(a), such Borrower shall, upon demand by such Lender (with a copy of such demand to the Agent), pay to the Agent for
the account of such Lender any amounts required to compensate such Lender for any additional losses, costs or expenses that it may reasonably incur as a result of such payment or Conversion, including, without limitation, any loss (excluding loss of
anticipated profits), cost or expense incurred by reason of the liquidation or reemployment of deposits or other funds acquired by any Lender to fund or maintain such Advance. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">84 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d) Without prejudice to the survival of any other agreement of the Company and the other
Borrowers hereunder, the agreements and obligations of the Company and the other Borrowers contained in Sections&nbsp;2.11, 2.14 and 9.04 and the agreements and obligations of the Company, the other Borrowers and the Issuing Banks contained in
Section&nbsp;2.10(c) shall survive the payment in full of principal, interest and all other amounts payable hereunder and under any Notes. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(e) <U>Reimbursement by Lenders</U>. Each Lender severally agrees to indemnify the Agent and each Issuing Bank (in each case, to the extent
not promptly reimbursed by the Company) from and against such Lender&#146;s ratable share of any and all losses, claims, damages, liabilities, obligations, penalties, actions, judgments, suits, costs, disbursements and expenses, joint or several, of
any kind or nature (including the fees, charges and disbursements of any advisor or counsel for such Person) that may be imposed on, incurred by, or asserted against the Agent or any Issuing Bank, as the case may be, in any way relating to or
arising out of this Agreement or the Notes or any action taken or omitted by the Agent or any Issuing Bank under this Agreement or the Notes; <U>provided</U>, <U>however</U>, that no Lender shall be liable for any portion of such losses, claims,
damages, liabilities, obligations, penalties, actions, judgments, suits, costs, disbursements or expenses resulting from the Agent&#146;s or such Issuing Bank&#146;s gross negligence or willful misconduct as found in a final, <FONT
STYLE="white-space:nowrap">non-appealable</FONT> judgment by a court of competent jurisdiction, nor shall any Lender be liable to the extent that any claim with respect to any Special Letter of Credit under this section relates to an event arising
on or after the Participation <FONT STYLE="white-space:nowrap">Cut-Off</FONT> Date. Without limitation of the foregoing, each Lender agrees to reimburse the Agent and each Issuing Bank for its ratable share of any costs and expenses (including,
without limitation, fees and expenses of counsel) payable by the Company under Section&nbsp;9.04(a), to the extent that the Agent or such Issuing Bank is not promptly reimbursed for such costs and expenses by the Company. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;9.05 <U>Right of Set</U><U><FONT STYLE="white-space:nowrap">-off</FONT></U>. Upon either (a)&nbsp;the occurrence and during the
continuance of any Event of Default under Section&nbsp;6.01(e) or (b)&nbsp;(i) the occurrence and during the continuance of any other Event of Default and (ii)&nbsp;the making of the request or the granting of the consent specified by
Section&nbsp;6.01 to authorize the Agent to declare the Advances due and payable pursuant to the provisions of Section&nbsp;6.01, each Lender and each of its Affiliates is hereby authorized at any time and from time to time, to the fullest extent
permitted by law, to set off and apply any and all deposits (general or special, time or demand, provisional or final) at any time held and other indebtedness at any time owing by such Lender or such Affiliate to or for the credit or the account of
the Company or any Borrower against any and all of the obligations of the Company or any Borrower now or hereafter existing under this Agreement and any Note held by such Lender, whether or not such Lender shall have made any demand under this
Agreement or such Note and although such obligations may be unmatured; <U>provided</U> that in the event that any Defaulting Lender shall exercise any such right of setoff, (x)&nbsp;all amounts so set off shall be paid over immediately to the Agent
for further application in accordance with the provisions of Section&nbsp;2.19 and, pending such payment, shall be segregated by such Defaulting Lender from its other </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">85 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
funds and deemed held in trust for the benefit of the Agent and the Lenders, and (y)&nbsp;the Defaulting Lender shall provide promptly to the Agent a statement describing in reasonable detail the
obligations owing to such Defaulting Lender as to which it exercised such right of setoff. Each Lender agrees promptly to notify the appropriate Borrower after any such <FONT STYLE="white-space:nowrap">set-off</FONT> and application, <U>provided</U>
that the failure to give such notice shall not affect the validity of such <FONT STYLE="white-space:nowrap">set-off</FONT> and application. The rights of each Lender and its Affiliates under this Section are in addition to other rights and remedies
(including, without limitation, other rights of <FONT STYLE="white-space:nowrap">set-off)</FONT> that such Lender and its Affiliates may have. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;9.06 <U>Binding Effect</U>. This Agreement shall become effective (other than Section&nbsp;2.01, which shall only become
effective upon satisfaction of the conditions precedent set forth in Section&nbsp;3.01) when it shall have been executed by the Company and the Agent and when the Agent shall have been notified by each Initial Lender that such Initial Lender has
executed it and thereafter shall be binding upon and inure to the benefit of the Company, the Agent and each Lender and their respective successors and assigns, except that neither the Company nor any other Borrower shall have the right to assign
its rights hereunder or any interest herein without the prior written consent of the Lenders (and any other attempted assignment or transfer by any party hereto shall be null and void). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;9.07 <U>Assignments and Participations</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) <U>Successors and Assigns Generally</U>. No Lender may assign or otherwise transfer any of its rights or obligations hereunder except
(i)&nbsp;to an assignee in accordance with the provisions of paragraph (b)&nbsp;of this Section, (ii)&nbsp;by way of participation in accordance with the provisions of paragraph (d)&nbsp;of this Section, or (iii)&nbsp;by way of pledge or assignment
of a security interest subject to the restrictions of paragraph (g)&nbsp;of this Section (and any other attempted assignment or transfer by any party hereto shall be null and void, except as provided in the last sentence of Section&nbsp;9.07(b) and
in Section&nbsp;9.07(h)). Nothing in this Agreement, expressed or implied, shall be construed to confer upon any Person (other than the parties hereto, their respective successors and assigns permitted hereby, participants to the extent provided in
paragraph (d)&nbsp;of this Section and, to the extent expressly contemplated hereby, the Related Parties of each of the Agent and the Lenders) any legal or equitable right, remedy or claim under or by reason of this Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) <U>Assignments by Lenders</U>. Any Lender may at any time assign to one or more assignees all or a portion of its rights and obligations
under this Agreement (including all or a portion of its Commitment and the Advances at the time owing to it); <U>provided</U> that (in each case with respect to any Facility) any such assignment shall be subject to the following conditions: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(i) <U>Minimum Amounts</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:9%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(A) in the case of an assignment of the entire remaining amount of the assigning Lender&#146;s Commitment and/or the Advances
at the time owing to it (in each case with respect to any Facility) or in the case of an assignment to a Lender or an Affiliate of a Lender, no minimum amount need be assigned; and </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">86 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:9%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(B) in any case not described in paragraph (b)(i)(A) of this Section, the
aggregate amount of the Commitment (which for this purpose includes Advances outstanding thereunder) or, if the applicable Commitment is not then in effect, the principal outstanding balance of the Advances of the assigning Lender subject to each
such assignment (determined as of the date the Assignment and Assumption with respect to such assignment is delivered to the Agent or, if &#147;<U>Trade Date</U>&#148; is specified in the Assignment and Assumption, as of the Trade Date) shall not be
less than $10,000,000, unless each of the Agent and, so long as no Event of Default has occurred and is continuing, the Company otherwise consents (each such consent not to be unreasonably withheld or delayed). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(ii) <U>Proportionate Amounts</U>. Each partial assignment shall be made as an assignment of a proportionate part of all the
assigning Lender&#146;s rights and obligations under this Agreement with respect to the Advance or the Commitment assigned, except that this clause (ii)&nbsp;shall not prohibit any Lender from assigning all or a portion of its rights and obligations
among separate Facilities on a <FONT STYLE="white-space:nowrap">non-pro</FONT> rata basis. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(iii) <U>Required
Consents</U>. No consent shall be required for any assignment except to the extent required by paragraph (b)(i)(B) of this Section and, in addition: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:9%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(A) the consent of the Company (such consent not to be unreasonably withheld or delayed) shall be required unless (x)&nbsp;an
Event of Default has occurred and is continuing at the time of such assignment, or (y)&nbsp;such assignment is to a Lender&#146;s Affiliate that is a financial institution or to another Lender unless on the date of such assignment the assignee would
be entitled to make a demand pursuant to Section&nbsp;2.11 or 2.14 (in which case such assignment shall be permitted only if the assignee shall waive in a manner satisfactory to the Company in form and substance its rights to make such a demand);
<U>provided</U> that the Company shall be deemed to have consented to any such assignment unless it shall object thereto by written notice to the Agent within five Business Days after having received notice thereof; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:9%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(B) the consent of the Agent (such consent not to be unreasonably withheld or delayed) shall be required for assignments in
respect of any assignment to a Person that is not a Lender or an Affiliate of such Lender; and </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:9%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(C) the consent of each
Issuing Bank (such consent of each Person not to be unreasonably withheld or delayed) shall be required for any assignment in respect of the Revolving Credit Facility. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(iv) <U>Assignment and Assumption</U>. The parties to each assignment shall execute and deliver to the Agent an Assignment and
Assumption, together with a processing and recordation fee of $3,500; <U>provided</U> that the Agent may, in its sole discretion, elect to waive such processing and recordation fee in the case of any assignment<B>. </B>The assignee, if it is not a
Lender, shall deliver to the Agent an Administrative Questionnaire. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">87 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(v) <U>No Assignment to Certain Persons</U>. No such assignment shall be
made to (A)&nbsp;the Company or any of the Company&#146;s Affiliates or Subsidiaries, (B)&nbsp;to any Defaulting Lender or any of its Affiliates, or any Person who, upon becoming a Lender hereunder, would constitute any of the foregoing Persons
described in this clause (B), (C) any Person that was a Competitor as of the Trade Date (in which case the provisions of Section&nbsp;9.07(h) shall apply), or (D)&nbsp;without the prior written consent of the Company, a structured finance vehicle,
fund or similar entity or any similar Person in connection with a securitization. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(vi) <U>No Assignment to Natural
Persons</U>. No such assignment shall be made to a natural Person (or a holding company, investment vehicle or trust for, or owned and operated for the primary benefit of, a natural Person). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:4%; text-indent:9%; font-size:10pt; font-family:Times New Roman">(vii) <U>Certain Additional Payments</U>. In connection with any assignment of rights and obligations of any Defaulting Lender
hereunder, no such assignment shall be effective unless and until, in addition to the other conditions thereto set forth herein, the parties to the assignment shall make such additional payments to the Agent in an aggregate amount sufficient, upon
distribution thereof as appropriate (which may be outright payment, purchases by the assignee of participations or subparticipations, or other compensating actions, including funding, with the consent of the Company and the Agent, the applicable pro
rata share of Advances previously requested but not funded by the Defaulting Lender, to each of which the applicable assignee and assignor hereby irrevocably consent), to (x)&nbsp;pay and satisfy in full all payment liabilities then owed by such
Defaulting Lender to the Agent, each Issuing Bank and each other Lender hereunder (and interest accrued thereon), and (y)&nbsp;acquire (and fund as appropriate) its full pro rata share of all Advances and participations in Letters of Credit in
accordance with its Ratable Share. Notwithstanding the foregoing, in the event that any assignment of rights and obligations of any Defaulting Lender hereunder shall become effective under applicable law without compliance with the provisions of
this paragraph, then the assignee of such interest shall be deemed to be a Defaulting Lender for all purposes of this Agreement until such compliance occurs. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">Subject to acceptance and recording thereof by the Agent pursuant to paragraph (c)&nbsp;of this Section, from and after the effective date
specified in each Assignment and Assumption, the assignee thereunder shall be a party to this Agreement and, to the extent of the interest assigned by such Assignment and Assumption, have the rights and obligations of a Lender under this Agreement,
and the assigning Lender thereunder shall, to the extent of the interest assigned by such Assignment and Assumption, be released from its obligations under this Agreement (and, in the case of an Assignment and Assumption covering all of the
assigning Lender&#146;s rights and obligations under this Agreement, such Lender shall cease to be a party hereto) but shall continue to be entitled to the benefits of Sections&nbsp;2.11 and 9.04 with respect to facts and circumstances occurring
prior to the effective date of such assignment; <U>provided</U>, that except to the extent otherwise expressly agreed by the affected parties, no assignment by a Defaulting Lender will constitute a waiver or release of any claim of any party
hereunder arising from that Lender&#146;s having been a Defaulting Lender. Any assignment or transfer by a Lender of rights or obligations under this Agreement that does not comply with this paragraph (b)&nbsp;shall be treated for purposes of this
Agreement as a sale by such Lender of a participation in such rights and obligations in accordance with paragraph (d)&nbsp;of this Section (except in the event that such assignment or transfer was to a person that was a Competitor as of the Trade
Date (in which case the provisions of Section&nbsp;9.07(h) shall apply)). </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">88 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c) <U>Register</U>. The Agent, acting solely for this purpose as an agent of the Company,
shall maintain at one of its offices in the United States a copy of each Assignment and Assumption delivered to it and a register for the recordation of the names and addresses of the Lenders, and the Commitments of, and principal amounts (and
stated interest) of the Advances owing to, each Lender pursuant to the terms hereof from time to time (the &#147;<U>Register</U>&#148;). The entries in the Register shall be conclusive absent manifest error, and the Company, the Agent and the
Lenders shall treat each Person whose name is recorded in the Register pursuant to the terms hereof as a Lender hereunder for all purposes of this Agreement. The Register shall be available for inspection by the Company and any Lender, at any
reasonable time and from time to time upon reasonable prior notice. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d) <U>Participations</U>. Each Lender may sell participations to one
or more banks or other entities (other than the Company, any of the Company&#146;s Affiliates, any natural Person, or a holding company, investment vehicle or trust for, or owned and operated for the primary benefit of, a natural Person, any
Defaulting Lender, or, unless the Company&#146;s prior consent is obtained and in accordance with the provisions of Section&nbsp;9.07(h), a Competitor), in or to all or a portion of its rights and obligations under this Agreement (including, without
limitation, all or a portion of its Revolving Credit Commitment, the Advances owing to it and any Note or Notes held by it); <U>provided</U>, <U>however</U>, that (i)&nbsp;such Lender&#146;s obligations under this Agreement (including, without
limitation, its Revolving Credit Commitment to the Borrowers hereunder) shall remain unchanged, (ii)&nbsp;such Lender shall remain solely responsible to the other parties hereto for the performance of such obligations, (iii)&nbsp;such Lender shall
remain the holder of any such Note for all purposes of this Agreement, (iv)&nbsp;the Company, the other Borrowers, the Agent and the other Lenders shall continue to deal solely and directly with such Lender in connection with such Lender&#146;s
rights and obligations under this Agreement and (v)&nbsp;no participant under any such participation shall have any rights as a Lender hereunder, including, without limitation, any right to make any demand under Section&nbsp;2.11 or 2.14 or right to
approve any amendment or waiver of any provision of this Agreement or any Note, or any consent to any departure by the Company or any other Borrower therefrom, except to the extent that such amendment, waiver or consent would reduce the principal
of, or interest on, any Notes or any fees or other amounts payable hereunder, in each case to the extent subject to such participation, or postpone any date fixed for any payment of principal of, or interest on, any Notes or any fees or other
amounts payable hereunder or reduce or limit the obligations of the Company under Section&nbsp;7.01 or release or otherwise limit the Company&#146;s liability with respect to its obligations under Article VII or amend this Section&nbsp;9.07(d) in
any manner adverse to such participant, in each case to the extent subject to such participation and in any event such voting rights shall not exceed those of the Lender hereunder that is the seller of such participation. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(e) <U>Participant Register</U>. Each Lender that sells a participation shall, acting solely for this purpose as a nonfiduciary agent of the
Company, maintain a register on which it enters the name and address of each participant and the principal amounts (and stated interest) of each participant&#146;s interest in the Advances or other obligations under the Loan Documents (the
&#147;<U>Participant Register</U>&#148;); <U>provided</U> that no Lender shall have any obligation to disclose all or any </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">89 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
portion of the Participant Register (including the identity of any participant or any information relating to a participant&#146;s interest in any commitments, Advances, letters of credit or its
other obligations under any Loan Document) to any Person except to the extent that such disclosure is necessary to establish that such commitment, loan, letter of credit or other obligation is in registered form under
<FONT STYLE="white-space:nowrap">Section&nbsp;5f.103-1(c)</FONT> of the United States Treasury Regulations. The entries in the Participant Register shall be conclusive absent manifest error, and such Lender shall treat each Person whose name is
recorded in the Participant Register as the owner of such participation for all purposes of this Agreement notwithstanding any notice to the contrary. For the avoidance of doubt, the Agent (in its capacity as Agent) shall have no responsibility for
maintaining a Participant Register. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(f) <U>Disclosure to Assignee or Participant</U>. Any Lender may, in connection with any assignment
or participation or proposed assignment or participation permitted under this Section&nbsp;9.07, disclose to the assignee or participant or proposed assignee or participant other than, unless the Company&#146;s prior consent is obtained, a
Competitor, any information relating to any Borrower furnished to such Lender by or on behalf of such Borrower; <U>provided</U> that, prior to any such disclosure, the assignee or participant or proposed assignee or participant shall agree for the
benefit of the Company to preserve the confidentiality of any Information relating to any Borrower received by it from such Lender. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(g)
<U>Certain Security Interests</U>. Notwithstanding any other provision set forth in this Agreement, any Lender may at any time create a security interest in all or any portion of its rights under this Agreement (including, without limitation, the
Advances owing to it and any Note or Notes held by it) in favor of any Federal Reserve Bank in accordance with Regulation A of the Board of Governors of the Federal Reserve System or any central bank in accordance with applicable law or regulation;
<U>provided</U> that no such creation of a security interest shall release a Lender from any of its obligations hereunder or substitute such secured party for such Lender as a party hereto. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(h) <U>No Assignment or Participations to Competitors</U>. No assignment or participation shall be made or sold, as applicable, to any Person
that was a Competitor as of the date (the &#147;<U>Determination Date</U>&#148;) on which the assigning or selling Lender entered into a binding agreement to sell all or a portion of its rights and obligations under this Agreement to such Person or
assign all or a portion of its rights and obligations under this Agreement to such Person (unless the Company has consented to such assignment or participation in writing in its sole and absolute discretion, in which case such Person will not be
considered a Competitor for the purpose of such assignment or participation). For the avoidance of doubt, with respect to any assignee or participant that becomes a Competitor after the applicable Determination Date (including as a result of the
delivery of a notice pursuant to, and/or the expiration of the notice period referred to in, the definition of &#147;Competitor&#148;), (x) such assignee or participant shall not retroactively be disqualified from becoming a Lender or participant
and (y)&nbsp;the execution by the Company of an Assignment and Assumption with respect to an assignee will not by itself result in such assignee no longer being considered a Competitor. Any assignment or participation in violation of this
Section&nbsp;9.07(h) shall not be void, but the other provisions of this Section&nbsp;9.07(h) shall apply. If any assignment is made or any participation is sold to any Competitor without the Company&#146;s prior written consent, or if any Person
becomes a Competitor after the applicable Determination Date, the Company may, at its sole expense and effort, upon notice to the applicable Competitor </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">90 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
and the Agent, (A)&nbsp;terminate any Commitment of such Competitor and/or repay all obligations of the Borrowers owing to such Competitor in connection with such Commitment and/or
(B)&nbsp;require such Competitor to assign, without recourse (in accordance with and subject to the restrictions contained in this Section&nbsp;9.07), all of its interest, rights and obligations under this Agreement (including as a participant) to
one or more Eligible Assignees at the lesser of (x)&nbsp;the principal amount thereof and (y)&nbsp;the amount that such Competitor paid to acquire such interests, rights and obligations, in each case plus accrued interest, accrued fees and all other
amounts (other than principal amounts) payable to it hereunder. Notwithstanding anything to the contrary contained in this Agreement, Competitors (A)&nbsp;will not (x)&nbsp;have the right to receive information, reports or other materials provided
to Lenders by the Borrowers, the Agent or any other Lender, (y)&nbsp;attend or participate in meetings attended by the Lenders and the Agent, or (z)&nbsp;access any electronic site established for the Lenders or confidential communications from
counsel to or financial advisors of the Agent or the Lenders and (B)&nbsp;(x) for purposes of any consent to any amendment, waiver or modification of, or any action under, and for the purpose of any direction to the Agent or any Lender to undertake
any action (or refrain from taking any action) under this Agreement or any other Loan Document, each Competitor will be deemed to have consented in the same proportion as the Lenders that are not Competitors consented to such matter, and
(y)&nbsp;for purposes of voting on any plan of reorganization or plan of liquidation pursuant to any debtor relief laws (a &#147;<U>Plan</U>&#148;), each Competitor party hereto hereby agrees (1)&nbsp;not to vote on such Plan, (2)&nbsp;if such
Competitor does vote on such Plan notwithstanding the restriction in the foregoing sentence, such vote will be deemed not to be in good faith and shall be &#147;designated&#148; pursuant to Section&nbsp;1126(e) of the Bankruptcy Code (or any similar
provision in any other debtor relief laws), and such vote shall not be counted in determining whether the applicable class has accepted or rejected such Plan in accordance with Section&nbsp;1126(c) of the Bankruptcy Code (or any similar provision in
any other debtor relief laws) and (3)&nbsp;not to contest any request by any party for a determination by the Bankruptcy Court (or other applicable court of competent jurisdiction) effectuating the foregoing sentence. The Agent shall have the right,
and the Company hereby expressly authorizes the Agent, to (A)&nbsp;post the list of Competitors provided by the Company and any updates thereto from time to time (collectively, the &#147;<U>Competitor List</U>&#148;) on the Platform, including that
portion of the Platform that is designated for &#147;public side&#148; Lenders and/or (B)&nbsp;provide the Competitor List to each Lender requesting the same. The Agent shall not (x)&nbsp;be obligated to ascertain, monitor or inquire as to whether
any Lender or participant is a Competitor or (y)&nbsp;have any liability with respect to any assignment or sale of a participation to a Competitor. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;9.08 <U>Confidentiality</U>. Each of the Agent, the Lenders and the Issuing Bank agrees to maintain the confidentiality of the
Information (as defined below), except that Information may be disclosed (a)&nbsp;to its Affiliates and to its and its Affiliates&#146; respective managers, partners, directors, officers, employees, agents, advisors and other representatives who
need to know the Information in connection with this Agreement or in connection with other contemplated transactions for the benefit of the Company (it being understood that the Persons to whom such disclosure is made will be informed of the
confidential nature of such Information and instructed to keep such Information confidential on substantially the same terms as provided herein), (b)&nbsp;to the extent requested by any regulatory authority having jurisdiction over it (including any
self-regulatory authority, such as the National Association of Insurance Commissioners and including in connection with any pledge made in accordance with Section&nbsp;9.07(g)), (c)&nbsp;to the extent required by applicable laws or regulations or by
any subpoena or similar legal process, (d)&nbsp;to any other party hereto, (e)&nbsp;to the extent necessary in connection with the exercise of any remedies hereunder </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">91 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
or under any Note or any action or proceeding relating to this Agreement or any Note or the enforcement of rights hereunder or thereunder, (f)&nbsp;subject to an agreement for the benefit of the
Company containing provisions substantially the same as those of this Section (i)&nbsp;to any assignee, participant or prospective assignee or participant, in each case permitted hereunder or (ii)&nbsp;to any credit insurance provider or to any
actual or prospective counterparty to any swap, derivative or other similar transaction, in each case under which payments are to be made by reference to the Company and its obligations, entered into by a Lender in connection with this Agreement,
(g)&nbsp;with the consent of the Company, (h)&nbsp;on a confidential basis to the CUSIP Service Bureau or any similar agency in connection with the issuance and monitoring of CUSIP numbers with respect to the Facilities or (i)&nbsp;to the extent
such Information (x)&nbsp;becomes publicly available other than as a result of a breach of this Section or (y)&nbsp;becomes available to the Agent, any Lender, the Issuing Bank or their respective Affiliates on a nonconfidential basis from a source
other than the Company that, to the knowledge of the Agent, such Lender, the Issuing Bank or such Affiliate, as applicable, is not in violation of any confidentiality agreement with the Company. In addition, the Agent and the Lenders may disclose
the existence of this Agreement and information about the terms of this Agreement to market data collectors, similar service providers to the lending industry and service providers to the Agent and the Lenders in connection with the administration
of this Agreement, the other Loan Documents, and the Commitments. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">For purposes of this Section, &#147;<U>Information</U>&#148; means all
confidential, proprietary or <FONT STYLE="white-space:nowrap">non-public</FONT> information of the Company furnished to the Agent or the Lenders by the Company. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;9.09 <U>Designated Subsidiaries.</U><U> </U> </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) <U>Designation</U>. The Company may at any time, and from time to time, upon not less than 15 Business Days&#146; notice in the case of
any Subsidiary so designated after the Restatement Date, notify the Agent that the Company intends to designate a Subsidiary as a &#147;Designated Subsidiary&#148; for purposes of this Agreement. On or after the date that is 15 Business Days after
such notice, upon delivery to the Agent and each Lender of a Designation Agreement duly executed by the Company and the respective Subsidiary and substantially in the form of Exhibit E hereto, such Subsidiary shall thereupon become a
&#147;Designated Subsidiary&#148; for purposes of this Agreement and, as such, shall have all of the rights and obligations of a Borrower hereunder. The Agent shall promptly notify each Lender of the Company&#146;s notice of such pending designation
by the Company and the identity of the respective Subsidiary. Following the giving of any notice pursuant to this Section&nbsp;9.09(a), if the designation of such Designated Subsidiary obligates the Agent or any Lender to comply with &#147;know your
customer&#148; or similar identification procedures in circumstances where the necessary information is not already available to it, the Company shall, promptly upon the request of the Agent or any Lender, supply such documentation and other
evidence as is reasonably requested by the Agent or any Lender in order for the Agent or such Lender to carry out and be satisfied it has complied with the results of all necessary &#147;know your customer&#148; or other similar checks under all
applicable laws and regulations. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">If the Company shall designate as a Designated Subsidiary hereunder any Subsidiary not organized under
the laws of the United States or any State thereof, any Lender may, with notice to the Agent and the Company, fulfill its Revolving Credit Commitment by causing an Affiliate of such Lender to act as the Lender in respect of such Designated
Subsidiary. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">92 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">As soon as practicable after receiving notice from the Company or the Agent of the
Company&#146;s intent to designate a Subsidiary as a Designated Subsidiary, and in any event no later than five Business Days after the delivery of such notice, for a Designated Subsidiary that is organized under the laws of a jurisdiction other
than of the United States or a political subdivision thereof, any Lender that may not legally lend to, establish credit for the account of and/or do any business whatsoever with such Designated Subsidiary, either directly or through an Affiliate of
such Lender selected pursuant to the immediately preceding paragraph, or whose internal policies prohibit lending to or establishing credit for entities organized under the laws of such jurisdiction (a &#147;<U>Protesting Lender</U>&#148;) shall so
notify the Company and the Agent in writing. With respect to each Protesting Lender, the Company shall, effective on or before the date that such Designated Subsidiary shall have the right to borrow hereunder, either (A)&nbsp;notify the Agent and
such Protesting Lender that the Revolving Credit Commitments of such Protesting Lender shall be terminated; <U>provided</U> that such Protesting Lender shall have received payment of an amount equal to the outstanding principal of its Advances
and/or Letter of Credit reimbursement obligations, accrued interest thereon, accrued fees and all other amounts then payable to it hereunder, from the assignee (to the extent of such outstanding principal and accrued interest and fees) or the
Company or the relevant Designated Subsidiary (in the case of all other amounts), or (B)&nbsp;cancel its request to designate such Subsidiary as a &#147;Designated Subsidiary&#148; hereunder. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) <U>Termination</U>. Upon the payment and performance in full of all of the indebtedness, liabilities and obligations under this Agreement
and the Notes of any Designated Subsidiary then, so long as at the time no Notice of Borrowing in respect of such Designated Subsidiary is outstanding, such Subsidiary&#146;s status as a &#147;Designated Subsidiary&#148; shall terminate upon notice
to such effect from the Agent to the Lenders (which notice the Agent shall give promptly upon its receipt of a request therefor from the Company). Thereafter, the Lenders shall be under no further obligation to make any Advance hereunder to such
Designated Subsidiary. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;9.10 <U>Governing Law</U>. This Agreement and the Notes shall be governed by, and construed in
accordance with, the laws of the State of New&nbsp;York without giving effect to conflicts of law provisions that might require application of the laws of a different jurisdiction<B>.</B> </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;9.11 <U>Execution in Counterparts</U>. This Agreement may be executed in any number of counterparts and by different parties
hereto in separate counterparts, each of which when so executed shall be deemed to be an original and all of which taken together shall constitute one and the same agreement. Delivery of an executed counterpart of a signature page to this Agreement
by electronic medium or facsimile shall be effective as delivery of a manually executed counterpart of this Agreement. The words &#147;execution,&#148; &#147;signed,&#148; &#147;signature,&#148; and words of like import in this Agreement shall be
deemed to include electronic signatures or electronic records, each of which shall be of the same legal effect, validity or enforceability as a manually executed signature or the use of a paper-based recordkeeping system, as the case may be, to the
extent and as provided for in any applicable law, including the Federal Electronic Signatures in Global and National Commerce Act, the New York State Electronic Signatures and Records Act, or any other similar state laws based on the Uniform
Electronic Transactions Act. A set of the copies of this Agreement signed by all the parties shall be lodged with the Agent. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">93 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;9.12 <U>Judgment</U>. (a)&nbsp;If for the purposes of obtaining judgment in any
court it is necessary to convert a sum due hereunder in Dollars into another currency, the parties hereto agree, to the fullest extent that they may effectively do so, that the rate of exchange used shall be that at which in accordance with normal
banking procedures the Agent could purchase Dollars with such other currency at Citibank&#146;s principal office in London at 11:00 A.M. (London time) on the Business Day preceding that on which final judgment is given. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) If for the purposes of obtaining judgment in any court it is necessary to convert a sum due hereunder in a Committed Currency or Committed
L/C Currency into Dollars, the parties agree to the fullest extent that they may effectively do so, that the rate of exchange used shall be that at which in accordance with normal banking procedures the Agent could purchase such Committed Currency
or Committed L/C Currency with Dollars at Citibank&#146;s principal office in London at 11:00 A.M. (London time) on the Business Day preceding that on which final judgment is given. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c) The obligation of the Company and each other Borrower in respect of any sum due from it in any currency (the &#147;<U>Primary
Currency</U>&#148;) to any Lender or the Agent hereunder shall, notwithstanding any judgment in any other currency, be discharged only to the extent that on the Business Day following receipt by such Lender or the Agent (as the case may be), of any
sum adjudged to be so due in such other currency, such Lender or the Agent (as the case may be) may in accordance with normal banking procedures purchase the applicable Primary Currency with such other currency; if the amount of the applicable
Primary Currency so purchased is less than such sum due to such Lender or the Agent (as the case may be) in the applicable Primary Currency, the Company and each other Borrower agrees, as a separate obligation and notwithstanding any such judgment,
to indemnify such Lender or the Agent (as the case may be) against such loss, and if the amount of the applicable Primary Currency so purchased exceeds such sum due to any Lender or the Agent (as the case may be) in the applicable Primary Currency,
such Lender or the Agent (as the case may be) agrees to remit to the Company or such other Borrower such excess. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;9.13
<U>Jurisdiction, Etc</U>. (a)&nbsp;Each of the parties irrevocably and unconditionally agrees that it will not commence any action, litigation or proceeding of any kind or description, whether in law or equity, whether in contract or in tort or
otherwise, against any party hereto or any Related Party of the foregoing in any way relating to this Agreement or any other Loan Document or the transactions relating hereto or thereto, in any forum other than the courts of the State of New York
sitting in New York County, and of the United States District Court of the Southern District of New York sitting in New York County, and any appellate court from any thereof, and each of the parties hereto irrevocably and unconditionally submits to
the jurisdiction of such courts and agrees that all claims in respect of any such action, litigation or proceeding may be heard and determined in such New York State court or, to the fullest extent permitted by applicable law, in such federal court.
The Company and each other Borrower hereby further irrevocably consent to the service of process in any action or proceeding in such courts by the mailing thereof by any parties hereto by registered or certified mail, postage prepaid, to the Company
at its address specified pursuant to Section&nbsp;9.02. Each of the parties hereto agrees that a final judgment in any such action, litigation or proceeding shall be conclusive and may be enforced in other jurisdictions by suit on the judgment or in
any other manner provided by law. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">94 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) Each of the parties hereto irrevocably and unconditionally waives, to the fullest extent
it may legally and effectively do so, any objection that it may now or hereafter have to the laying of venue of any suit, action or proceeding arising out of or relating to this Agreement or any Notes in any New&nbsp;York State or federal court.
Each of the parties hereto hereby irrevocably waives, to the fullest extent permitted by law, the defense of an inconvenient forum to the maintenance of such action or proceeding in any such court. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;9.14 <U>Substitution of Currency</U>. If a change in any Committed Currency or Committed L/C Currency occurs pursuant to any
applicable law, rule or regulation of any governmental, monetary or multi-national authority, this Agreement will be amended to the extent determined by the Agent (acting reasonably and in consultation with the Company) to be necessary to reflect
the change in currency and to put the Lenders and the Company in the same position, so far as possible, that they would have been in if no change in such Committed Currency or Committed L/C Currency had occurred. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;9.15 <U>No Liability Regarding Letters of Credit</U>. None of the Agent, the Lenders nor any Issuing Bank, nor any of their
Affiliates, or the respective directors, officers, employees, agents and advisors of such Person or such Affiliate, shall have any liability or responsibility by reason of or in connection with the issuance or transfer of any Letter of Credit or any
payment or failure to make any payment thereunder, or any error, omission, interruption, loss or delay in transmission or delivery of any draft, notice or other communication under or relating to any Letter of Credit (including any document required
to make a drawing thereunder), any error in interpretation of technical terms or any consequence arising from causes beyond the control of the applicable Issuing Bank; <U>provided</U> that the foregoing shall not be construed to excuse any Issuing
Bank from liability to the applicable Borrower to the extent of any direct damages (as opposed to consequential damages, claims in respect of which are hereby waived by the Borrowers to the extent permitted by applicable law) suffered by such
Borrower that are caused by such Issuing Bank&#146;s failure to exercise care when determining whether drafts and other documents presented under a Letter of Credit comply with the terms thereof or any failure to honor a Letter of Credit where such
Issuing Bank is, under applicable law, required to honor it. The parties hereto expressly agree that, as long as the Issuing Bank has not acted with gross negligence or willful misconduct, such Issuing Bank shall be deemed to have exercised care in
each such determination. In furtherance of the foregoing and without limiting the generality thereof, the parties agree that, with respect to documents presented which appear on their face to be in substantial compliance with the terms of a Letter
of Credit, an Issuing Bank may, in its sole discretion, either accept and make payment upon such documents without responsibility for further investigation, regardless of any notice or information to the contrary, or refuse to accept and make
payment upon such documents if such documents are not in strict compliance with the terms of such Letter of Credit. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;9.16
<U>Patriot Act Notification</U>. Each Lender and the Agent (for itself and not on behalf of any Lender) hereby notifies the Company and each other Borrower that pursuant to the requirements of the Patriot Act, it is required to obtain, verify and
record information that identifies each Borrower, which information includes the name and address of each Borrower and other information that will allow such Lender or the Agent, as applicable, to identify each Borrower in accordance with the
Patriot Act. Each Borrower shall provide, to the extent commercially reasonable, such information and take such actions as are reasonably requested by the Agent or any Lenders in order to assist the Agent and the Lenders in maintaining compliance
with the Patriot Act. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">95 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;9.17 <U>No Fiduciary Duty</U>. The Agent, each Lender and their Affiliates
(collectively, solely for purposes of this paragraph, the &#147;<U>Lenders</U>&#148;) may have economic interests that conflict with those of the Borrowers. The Borrowers agree that nothing in the Loan Documents will be deemed to create an advisory,
fiduciary or agency relationship or fiduciary or other implied duty between the Lenders and any Borrower, its stockholders or its affiliates. Each Borrower acknowledges and agrees that (i) the transactions contemplated by the Loan Documents are
arm&#146;s-length commercial transactions between the Lenders, on the one hand, and such Borrower, on the other, (ii) in connection therewith and with the process leading to such transaction each of the Lenders is acting solely as a principal and
not the agent or fiduciary of such Borrower, its management, stockholders, creditors or any other person, (iii) no Lender has assumed an advisory or fiduciary responsibility in favor of such Borrower with respect to the transactions contemplated
hereby or the process leading thereto (irrespective of whether any Lender or any of its affiliates has advised or is currently advising such Borrower on other matters) or any other obligation to such Borrower except the obligations expressly set
forth in the Loan Documents and (iv) such Borrower has consulted its own legal and financial advisors to the extent it deemed appropriate. Each Borrower further acknowledges and agrees that it is responsible for making its own independent judgment
with respect to such transactions and the process leading thereto. Each Borrower agrees that it will not claim that any Lender has rendered advisory services of any nature or respect, or owes a fiduciary or similar duty to such Borrower, in
connection with such transaction or the process leading thereto. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;9.18 <U>Acknowledgement and Consent to <FONT
STYLE="white-space:nowrap">Bail-In</FONT> of Certain Financial Institutions</U>. Notwithstanding anything to the contrary in this Agreement or in any other agreement, arrangement or understanding among any such parties, each party hereto
acknowledges that any liability of any Affected Financial Institution arising under this Agreement, to the extent such liability is unsecured, may be subject to the Write-Down and Conversion Powers of the applicable Resolution Authority and agrees
and consents to, and acknowledges and agrees to be bound by: </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(a) the application of any Write-Down and Conversion Powers
by the applicable Resolution Authority to any such liabilities arising hereunder which may be payable to it by any party hereto that is an Affected Financial Institution; and </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(b) the effects of any <FONT STYLE="white-space:nowrap">Bail-In</FONT> Action on any such liability, including, if applicable:
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:9%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(i) a reduction in full or in part or cancellation of any such liability; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:9%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(ii) a conversion of all, or a portion of, such liability into shares or other instruments of ownership in such Affected
Financial Institution, its parent undertaking, or a bridge institution that may be issued to it or otherwise conferred on it, and that such shares or other instruments of ownership will be accepted by it in lieu of any rights with respect to any
such liability under this Agreement; or </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">96 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:9%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(iii) the variation of the terms of such liability in connection with the
exercise of the Write-Down and Conversion Powers of the applicable Resolution Authority. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">[REMAINDER OF THIS PAGE IS LEFT BLANK
INTENTIONALLY] </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">97 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;9.19 <U>Waiver of Jury Trial</U>. Each of the Company, each other Borrower, the
Agent and the Lenders hereby irrevocably waives, to the fullest extent permitted by applicable law, all right to trial by jury in any action, proceeding or counterclaim (whether based on contract, tort or otherwise) arising out of or relating to
this Agreement or any Notes or the actions of the Agent or any Lender in the negotiation, administration, performance or enforcement thereof. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">IN WITNESS WHEREOF, the parties hereto have caused this Agreement to be executed by their respective officers thereunto duly authorized, as of
the date first above written. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD WIDTH="5%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="94%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"><B>THE INTERPUBLIC GROUP OF COMPANIES, INC.</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; text-indent:2.00em; font-size:10pt; font-family:Times New Roman">/s/ Alessandro Nisita</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Name: Alessandro Nisita</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Title: &#8194;Senior Vice President of Finance and Treasurer</TD></TR>
</TABLE></DIV>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">98 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD WIDTH="5%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="94%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>CITIBANK, N.A.,</B></P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman"><B>as
Agent</B></P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; text-indent:2.00em; font-size:10pt; font-family:Times New Roman">/s/ Michael Vondriska</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Name: Michael Vondriska</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Title: &#8194;Vice President</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"><U>Initial Lenders</U></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"><B>CITIBANK, N.A.</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; text-indent:2.00em; font-size:10pt; font-family:Times New Roman">/s/ Michael Vondriska</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Name: Michael Vondriska</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Title: &#8194;Vice President</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"><B>JPMORGAN CHASE BANK, N.A.</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; text-indent:2.00em; font-size:10pt; font-family:Times New Roman">/s/ Ryan M. Becker</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Name: Ryan M. Becker</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Title: &#8194;Vice President</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"><B>BANK OF AMERICA, N.A.</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; text-indent:2.00em; font-size:10pt; font-family:Times New Roman">/s/ Jana L. Baker</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Name: Jana L. Baker</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Title: &#8194;Senior Vice President</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"><B>MORGAN STANLEY BANK, N.A.</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; text-indent:2.00em; font-size:10pt; font-family:Times New Roman">/s/ Michael King</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Name: Michael King</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Title: &#8194;Authorized Signatory</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"><B>MUFG BANK, LTD.</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; text-indent:2.00em; font-size:10pt; font-family:Times New Roman">/s/ Lillian Kim</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Name: Lillian Kim</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Title: &#8194;Director</TD></TR>
</TABLE></DIV>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">99 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD WIDTH="5%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="94%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>BANCO BILBAO VIZCAYA ARGENTARIA,</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; text-indent:2.00em; font-size:10pt; font-family:Times New Roman"><B>S.A.&nbsp;NEW&nbsp;YORK BRANCH</B></P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; text-indent:2.00em; font-size:10pt; font-family:Times New Roman">/s/ Brian Crowley</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Name: Brian Crowley</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Title: &#8194;Managing Director</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; text-indent:2.00em; font-size:10pt; font-family:Times New Roman">/s/ Armen Semizian</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Name: Armen Semizian</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Title: &#8194;Managing Director</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"><B>BMO BANK N.A.</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; text-indent:2.00em; font-size:10pt; font-family:Times New Roman">/s/ Ryan Howard</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Name: Ryan Howard</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Title: &#8194;Authorized Signatory</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"><B>BNP PARIBAS</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; text-indent:2.00em; font-size:10pt; font-family:Times New Roman">/s/ Maria Mulic</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Name: Maria Mulic</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Title: &#8194;Managing Director</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; text-indent:2.00em; font-size:10pt; font-family:Times New Roman">/s/ Michael A. Kowalczuk</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Name: Michael A. Kowalczuk</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Title: &#8194;Managing Director</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"><B>HSBC BANK USA, NATIONAL ASSOCIATION</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; text-indent:2.00em; font-size:10pt; font-family:Times New Roman">/s/ Andrew Everett</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Name: Andrew Everett</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Title: &#8194;Senior Vice President</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"><B>ING BANK N.V., DUBLIN BRANCH</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; text-indent:2.00em; font-size:10pt; font-family:Times New Roman">/s/ Cormac Langford</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Name: Cormac Langford</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Title: &#8194;Managing Director</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; text-indent:2.00em; font-size:10pt; font-family:Times New Roman">/s/ Sean Hassett</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Name: Sean Hassett</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Title: &#8194;Director</TD></TR>
</TABLE></DIV>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">100 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD WIDTH="5%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="94%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"><B>NATIONAL WESTMINSTER BANK PLC</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; text-indent:2.00em; font-size:10pt; font-family:Times New Roman">/s/ Alex Maltby</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Name: Alex Maltby</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Title: &#8194;Director</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"><B>U.S. BANK NATIONAL ASSOCIATION</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; text-indent:2.00em; font-size:10pt; font-family:Times New Roman">/s/ Daniel E. Von Herzen, CFA</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Name: Daniel E. Von Herzen, CFA</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Title: &#8194;Authorized Officer</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"><B>CITIZENS BANK, N.A.</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; text-indent:2.00em; font-size:10pt; font-family:Times New Roman">/s/ Angela Reilly</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Name: Angela Reilly</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Title: &#8194;Senior Vice President</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"><B>INTESA SANPAOLO S.P.A, NEW YORK BRANCH.</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; text-indent:2.00em; font-size:10pt; font-family:Times New Roman">/s/ Glen Binder</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Name: Glen Binder</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Title: &#8194;Global Relationship Manager</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; text-indent:2.00em; font-size:10pt; font-family:Times New Roman">/s/ Marco Maria Lucini</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Name: Marco Maria Lucini</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Title: &#8194;Business Director</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"><B>BANK OF CHINA, NEW YORK BRANCH</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; text-indent:2.00em; font-size:10pt; font-family:Times New Roman">/s/ Raymond Qiao</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Name: Raymond Qiao</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Title: &#8194;Executive Vice President</TD></TR>
</TABLE></DIV>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">101 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD WIDTH="5%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="94%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"><B>DANSKE BANK A/S</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; text-indent:2.00em; font-size:10pt; font-family:Times New Roman">/s/ Gary Smith</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Name: Gary Smith</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Title: &#8194;Director</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; text-indent:2.00em; font-size:10pt; font-family:Times New Roman">/s/ Henrik Ljungstrom</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Name: Henrik Ljungstrom</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Title: &#8194;Director</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"><B>ABSA BANK LIMITED (acting through its Corporate and Investment and Banking division)</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; text-indent:2.00em; font-size:10pt; font-family:Times New Roman">/s/ Chetan Jeeva</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Name: Chetan Jeeva</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Title: &#8194;Authorised</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; text-indent:2.00em; font-size:10pt; font-family:Times New Roman">/s/ Gregory Casewell</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Name: Gregory Casewell</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Title: &#8194;Authorised</TD></TR>
</TABLE></DIV>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">102 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">SCHEDULE I </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">COMMITMENTS </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="77%"></TD>

<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom" NOWRAP> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-bottom:1.00pt solid #000000; display:table-cell; font-size:8pt; font-family:Times New Roman; "><B>Name of Initial Lender</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Revolving&nbsp;Credit<BR>Commitment</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Letter&nbsp;of&nbsp;Credit<BR>Commitment</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Citibank, N.A.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">215,000,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">JPMorgan Chase Bank, N.A.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">215,000,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">50,000,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Bank of America, N.A.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">215,000,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Morgan Stanley Bank, N.A.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">86,000,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">MUFG Bank, Ltd.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">65,000,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Banco Bilbao Vizcaya Argentaria, S.A. New York Branch</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">77,000,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">BMO Bank N.A.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">77,000,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">BNP Paribas</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">77,000,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">HSBC Bank USA, National Association</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">77,000,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">ING Bank N.V., Dublin Branch</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">77,000,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">National Westminster Bank plc</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">77,000,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">U.S. Bank National Association</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">77,000,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Citizens Bank, N.A.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">35,000,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Intesa Sanpaolo S.p.A., New York Branch</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">35,000,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Bank of China, New York Branch</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">35,000,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Danske Bank A/S</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">35,000,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Absa Bank Limited (acting through its Corporate and Investment Banking division)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">25,000,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Total:</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><B>$</B></TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><B>1,500,000,000</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><B>$</B></TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><B>50,000,000</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">SCHEDULE 2.01(B) </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">EXISTING LETTERS OF CREDIT </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="74%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom" NOWRAP> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-bottom:1.00pt solid #000000; display:table-cell; font-size:8pt; font-family:Times New Roman; "><B>LC Issuing Bank</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>LC&nbsp;Expiry&nbsp;Date</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Closing&nbsp;Balance</B><br><B>(as&nbsp;of&nbsp;05/16/2024)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">JP Morgan Chase</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">02/05/2025</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">3,612,583.50</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">JP Morgan Chase</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">12/31/2024</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">3,219,570.00</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">JP Morgan Chase</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">6/23/2025</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">1,451,000.00</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">JP Morgan Chase</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">2/28/2025</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">718,000.00</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">JP Morgan Chase</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">6/23/2025</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">50,000.00</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">JP Morgan Chase</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">9/9/2024</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">486,871.80</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>GRAND&nbsp;TOTAL:</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>$</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>9,538,025.30</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">EXHIBIT A </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">FORM OF NOTE </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="51%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="48%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">U.S.$_______________</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">Dated: _______________, 20__</TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">FOR VALUE RECEIVED, the undersigned, [THE INTERPUBLIC GROUP OF COMPANIES, INC., a Delaware corporation][Name
of Designated Subsidiary] (the &#147;<U>Borrower</U>&#148;), HEREBY PROMISES TO PAY to ________________________ (the &#147;<U>Lender</U>&#148;) or its registered assigns for the account of its Applicable Lending Office on the Termination Date
applicable to the Lender (each as defined in the Credit Agreement referred to below) the principal sum of U.S.$[amount of the Lender&#146;s Revolving Credit Commitment in figures] or, if less, the aggregate principal amount of the Advances made by
the Lender to the Borrower pursuant to the Amended and Restated Credit Agreement dated as of May&nbsp;29, 2024 among The Interpublic Group of Companies, Inc., the Lender and certain other lenders parties thereto and Citibank, N.A., as Agent for the
Lender and such other lenders (as amended or modified from time to time, the &#147;<U>Credit Agreement</U>&#148;; the terms defined therein being used herein as therein defined) outstanding on such date. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">The Borrower promises to pay interest on the unpaid principal amount of each Advance and from the date of such Advance until such principal
amount is paid in full, at such interest rates, and payable at such times, as are specified in the Credit Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">Both principal and
interest in respect of each Advance (i)&nbsp;in Dollars are payable in lawful money of the United States of America to the Agent at its account maintained at 388 Greenwich Street, New York, New York 10013, in same day funds and (ii)&nbsp;in any
Committed Currency are payable in such currency at the applicable Payment Office in same day funds. Each Advance owing to the Lender by the Borrower pursuant to the Credit Agreement, and all payments made on account of principal thereof, shall be
recorded by the Lender and, prior to any transfer hereof, endorsed on the grid attached hereto which is part of this Promissory Note. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">This Promissory Note is one of the Notes referred to in, and is entitled to the benefits of, the Credit Agreement. The Credit Agreement, among
other things, (i)&nbsp;provides for the making of Advances by the Lender to the Borrower from time to time in an aggregate amount not to exceed at any time outstanding the U.S. dollar amount first above mentioned, the indebtedness of the Borrower
resulting from each such Advance being evidenced by this Promissory Note, (ii)&nbsp;contains provisions for determining the Dollar Equivalent of Advances denominated in Committed Currencies and (iii)&nbsp;contains provisions for acceleration of the
maturity hereof upon the happening of certain stated events and also for prepayments on account of principal hereof prior to the maturity hereof upon the terms and conditions therein specified. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">This Promissory Note shall be governed by, and construed in accordance with, the laws of the
State of New York without giving effect to conflicts of law provisions that might require application of the laws of a different jurisdiction. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD WIDTH="5%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="94%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"><B>[THE INTERPUBLIC GROUP OF COMPANIES, INC.][NAME OF DESIGNATED SUBSIDIARY]</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Name:</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Title:</TD></TR>
</TABLE></DIV>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">2 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">EXHIBIT A </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">FORM OF NOTE </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">ADVANCES AND PAYMENTS
OF PRINCIPAL </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:8pt" ALIGN="center">


<TR>

<TD WIDTH="23%"></TD>

<TD VALIGN="bottom"></TD>
<TD WIDTH="19%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="20%"></TD>

<TD VALIGN="bottom"></TD>
<TD WIDTH="16%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="16%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom" NOWRAP> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-bottom:1.00pt solid #000000; display:table-cell; font-size:8pt; font-family:Times New Roman; "><B>Date</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>Amount of</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>Advance</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>Amount of</B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>Principal Paid</B></P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>or
Prepaid</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>Unpaid</B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>Principal</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>Balance</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>Notation Made</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>By</B></P></TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">3 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">EXHIBIT B </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">NOTICE OF BORROWING </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Citibank, N.A., as Agent </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:1%; font-size:10pt; font-family:Times New Roman">for the Lenders parties </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:1%; font-size:10pt; font-family:Times New Roman">to the
Credit Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:1%; font-size:10pt; font-family:Times New Roman">referred to below </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:1%; font-size:10pt; font-family:Times New Roman">Building Ops II </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:1%; font-size:10pt; font-family:Times New Roman">One Penns Way
</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:1%; font-size:10pt; font-family:Times New Roman">New Castle, Delaware 19720 </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">[Date] </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">Attention: Lending
Agency </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Ladies and Gentlemen: </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">The
undersigned, [The Interpublic Group of Companies, Inc.][Name of Designated Subsidiary], refers to the Amended and Restated Credit Agreement dated as of May&nbsp;29, 2024 (the &#147;<U>Credit Agreement</U>&#148;; the terms defined therein being used
herein as therein defined), among The Interpublic Group of Companies, Inc., the Lender and certain other lenders parties thereto and Citibank, N.A., as Agent for said Lenders, and hereby gives you notice, irrevocably, pursuant to Section&nbsp;2.02
of the Credit Agreement that the undersigned hereby requests a Borrowing under the Credit Agreement, and in that connection sets forth below the information relating to such Borrowing (the &#147;<U>Proposed Borrowing</U>&#148;) as required by
Section&nbsp;2.02(a) of the Credit Agreement: </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:9%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(i) The Business Day of the Proposed Borrowing is _______________, 20__.
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:9%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(ii) The Type of Advances comprising the Proposed Borrowing is [Base Rate Advances] [Term SOFR Advances] [EURIBOR
Advances] [SONIA Advances]. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:9%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(iii) The aggregate amount of the Proposed Borrowing is [$_______________][for a Borrowing in
a Committed Currency, list currency and amount of Borrowing]. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:9%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(iv) [The initial Interest Period for each EURIBOR Advance
made as part of the Proposed Borrowing is _____ month[s].] </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:9%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(v) The undersigned hereby certifies that the following
statements will be true on the date of the Proposed Borrowing: </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:9%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(A) the representations and warranties contained in
Section&nbsp;4.01 of the Credit Agreement (other than the representations set forth in the last sentence of subsection (e)&nbsp;thereof and in subsection (f)(i) thereof) [and in the Designation Agreement of the undersigned] are correct in all
material respects (or, in the case of any such representation or warranty already qualified by materiality or Material Adverse Effect, in all respects), before and after giving effect to the Proposed Borrowing and to the application of the proceeds
therefrom, as though made on and as of such date; and </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:9%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(B) no event has occurred and is continuing, or would result from such
Proposed Borrowing or from the application of the proceeds therefrom, that constitutes a Default. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD WIDTH="5%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="94%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3">Very truly yours,</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"><B>[THE INTERPUBLIC GROUP OF COMPANIES, INC.][DESIGNATED SUBSIDIARY]</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Name:</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Title:</TD></TR>
</TABLE></DIV>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">2 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">EXHIBIT C &#150; FORM OF </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">ASSIGNMENT AND ASSUMPTION </P>
<P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>A<SMALL>SSIGNMENT</SMALL> <SMALL>AND</SMALL> A<SMALL>SSUMPTION</SMALL> </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">This Assignment and Assumption (the &#147;<U>Assignment and Assumption</U>&#148;) is dated as of the Effective Date set forth below and is
entered into by and between [the][each]<SUP STYLE="font-size:75%; vertical-align:top">1</SUP> Assignor identified in item 1 below ([the][each, an] &#147;<U>Assignor</U>&#148;) and [the][each]<SUP STYLE="font-size:75%; vertical-align:top">2</SUP>
Assignee identified in item 2 below ([the][each, an] &#147;<U>Assignee</U>&#148;). [It is understood and agreed that the rights and obligations of [the Assignors][the Assignees]<SUP STYLE="font-size:75%; vertical-align:top">3</SUP> hereunder are
several and not joint.]<SUP STYLE="font-size:75%; vertical-align:top">4</SUP> Capitalized terms used but not defined herein shall have the meanings given to them in the Credit Agreement identified below (as amended, the &#147;<U>Credit
Agreement</U>&#148;), receipt of a copy of which is hereby acknowledged by [the][each] Assignee. The Standard Terms and Conditions set forth in Annex 1 attached hereto are hereby agreed to and incorporated herein by reference and made a part of this
Assignment and Assumption as if set forth herein in full. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">For an agreed consideration, [the][each] Assignor hereby irrevocably sells and
assigns to [the Assignee][the respective Assignees], and [the][each] Assignee hereby irrevocably purchases and assumes from [the Assignor][the respective Assignors], subject to and in accordance with the Standard Terms and Conditions and the Credit
Agreement, as of the Effective Date inserted by the Agent as contemplated below (i)&nbsp;all of [the Assignor&#146;s][the respective Assignors&#146;] rights and obligations in [its capacity as a Lender][their respective capacities as Lenders] under
the Credit Agreement and any other documents or instruments delivered pursuant thereto to the extent related to the amount and percentage interest identified below of all of such outstanding rights and obligations of [the Assignor][the respective
Assignors] under the respective facilities identified below (including without limitation any letters of credit, and guarantees included in such facilities), and (ii)&nbsp;to the extent permitted to be assigned under applicable law, all claims,
suits, causes of action and any other right of [the Assignor (in its capacity as a Lender)][the respective Assignors (in their respective capacities as Lenders)] against any Person, whether known or unknown, arising under or in connection with the
Credit Agreement, any other documents or instruments delivered pursuant thereto or the loan transactions governed thereby or in any way based on or related to any of the foregoing, including, but not limited to, contract claims, tort claims,
malpractice claims, statutory claims and all other claims at law or in equity related to the rights and obligations sold and assigned pursuant to clause (i)&nbsp;above (the rights and obligations sold and assigned by [the][any] Assignor to
[the][any] Assignee pursuant to clauses (i)&nbsp;and (ii) above being referred to herein collectively as [the][an] &#147;<U>Assigned Interest</U>&#148;). Each such sale and assignment is without recourse to [the][any] Assignor and, except as
expressly provided in this Assignment and Assumption, without representation or warranty by [the][any] Assignor. </P> <P STYLE="line-height:8.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000;width:11%">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:75%; vertical-align:top">1</SUP>&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">For bracketed language here and elsewhere in this form relating to the Assignor(s), if the assignment is from a
single Assignor, choose the first bracketed language. If the assignment is from multiple Assignors, choose the second bracketed language. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:75%; vertical-align:top">2</SUP>&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">For bracketed language here and elsewhere in this form relating to the Assignee(s), if the assignment is to a
single Assignee, choose the first bracketed language. If the assignment is to multiple Assignees, choose the second bracketed language. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:75%; vertical-align:top">3</SUP>&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Select as appropriate. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:75%; vertical-align:top">4</SUP>&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Include bracketed language if there are either multiple Assignors or multiple Assignees.
</P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="4%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="24%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="70%"></TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">1.</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">Assignor[s]:</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"><U>&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;</U></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"><U>&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;</U></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" COLSPAN="3">[Assignor [is] [is not] a Defaulting Lender]</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">2.</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">Assignee[s]:</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"><U>&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;</U></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"><U>&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;</U></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" COLSPAN="3">[for each Assignee, indicate [Affiliate][Approved Fund] of [ <I>identify Lender </I>]]</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">3.</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">Borrower(s):</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">The Interpublic Group of Companies, Inc. and its Designated Subsidiaries</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">4.</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">Agent:</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">Citibank, N.A., as the administrative agent under the Credit Agreement</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">5.</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">Credit Agreement:</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">The Amended and Restated Credit Agreement dated as of May&nbsp;29, 2024 among The Interpublic Group of Companies, Inc., the Lenders parties thereto, Citibank, N.A., as administrative agent, and the other agents parties
thereto</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">6.</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">Assigned Interest[s]:</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD></TR>
</TABLE> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="24%"></TD>

<TD VALIGN="bottom" WIDTH="11%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="11%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="11%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="11%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="11%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="11%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom" NOWRAP>
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-bottom:1.00pt solid #000000; display:table-cell; font-size:8pt; font-family:Times New Roman; ">Assignor[s]<SUP STYLE="font-size:75%; vertical-align:top">5</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000">Assignee[s]<SUP STYLE="font-size:75%; vertical-align:top">6</SUP></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000">Facility Assigned<SUP STYLE="font-size:75%; vertical-align:top">7</SUP></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000">Aggregate&nbsp;Amount&nbsp;of<BR>Commitment/Advances<BR>for&nbsp;all&nbsp;Lenders<SUP STYLE="font-size:75%; vertical-align:top">8</SUP></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000">Amount of<BR>Commitment/<BR>Advances Assigned<SUP STYLE="font-size:75%; vertical-align:top">8</SUP></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000">Percentage Assigned<BR>of Commitment/<BR>Advances<SUP STYLE="font-size:75%; vertical-align:top">9</SUP></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000">CUSIP Number</TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
</TABLE> <P STYLE="line-height:8.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000;width:11%">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:75%; vertical-align:top">5</SUP>&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">List each Assignor, as appropriate. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:75%; vertical-align:top">6</SUP>&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">List each Assignee, as appropriate. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:75%; vertical-align:top">7</SUP>&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Fill in the appropriate terminology for the types of facilities under the Credit Agreement that are being
assigned under this Assignment (e.g., &#147;Revolving Credit Commitment,&#148; &#147;Term Loan Commitment,&#148; etc.) </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:75%; vertical-align:top">8</SUP>&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Amount to be adjusted by the counterparties to take into account any payments or prepayments made between the
Trade Date and the Effective Date. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:75%; vertical-align:top">9</SUP>&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Set forth, to at least 9 decimals, as a percentage of the Commitment/ Advances of all Lenders thereunder.
</P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-2- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="4%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="24%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="70%"></TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">[7.</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">Trade Date:</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"><U>&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;</U>]<SUP STYLE="font-size:75%; vertical-align:top">10</SUP></TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">[Page break] </P>
<P STYLE="line-height:8.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000;width:11%">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:75%; vertical-align:top">10</SUP>&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">To be completed if the Assignor(s) and the Assignee(s) intend that the minimum assignment amount is to be
determined as of the Trade Date. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-3- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Effective Date: _____________ ___, 20___ [TO BE INSERTED BY AGENT AND WHICH SHALL BE THE EFFECTIVE DATE OF
RECORDATION OF TRANSFER IN THE REGISTER THEREFOR.] </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The terms set forth in this Assignment and Assumption are hereby agreed to: </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD WIDTH="5%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="94%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"><U>ASSIGNOR[S]</U><SUP STYLE="font-size:75%; vertical-align:top">11</SUP></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3">[NAME OF ASSIGNOR]</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Title:</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3">[NAME OF ASSIGNOR]</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Title:</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"><U>ASSIGNEE[S]</U><SUP STYLE="font-size:75%; vertical-align:top">12</SUP></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3">[NAME OF ASSIGNEE]</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Title:</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3">[NAME OF ASSIGNEE]</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Title:</TD></TR></TABLE></DIV> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD WIDTH="6%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="93%"></TD></TR>

<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3">[Consented to and]<SUP STYLE="font-size:75%; vertical-align:top">13</SUP> Accepted:</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3" ROWSPAN="2">[NAME OF AGENT], as Agent</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Title:</TD></TR>
</TABLE> <P STYLE="line-height:8.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000;width:11%">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:75%; vertical-align:top">11</SUP>&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Add additional signature blocks as needed. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:75%; vertical-align:top">12</SUP>&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Add additional signature blocks as needed. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:75%; vertical-align:top">13</SUP>&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">To be added only if the consent of the Agent is required by the terms of the Credit Agreement.
</P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-4- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD WIDTH="6%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="93%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3">[Consented to:]<SUP STYLE="font-size:75%; vertical-align:top">14</SUP></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3">[NAME OF RELEVANT PARTY]</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Title:</TD></TR>
</TABLE> <P STYLE="line-height:8.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000;width:11%">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:75%; vertical-align:top">14</SUP>&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">To be added only if the consent of the Borrower and/or other parties (e.g. Issuing Bank) is required by the
terms of the Credit Agreement. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-5- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">ANNEX 1 </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">STANDARD TERMS AND CONDITIONS FOR </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">ASSIGNMENT AND ASSUMPTION </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">1.
<U>Representations and Warranties</U>. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">1.1 <U>Assignor[s]</U>. [The][Each] Assignor (a)&nbsp;represents and warrants that (i)&nbsp;it is
the legal and beneficial owner of [the][the relevant] Assigned Interest, (ii) [the][such] Assigned Interest is free and clear of any lien, encumbrance or other adverse claim, (iii)&nbsp;it has full power and authority, and has taken all action
necessary, to execute and deliver this Assignment and Assumption and to consummate the transactions contemplated hereby and (iv)&nbsp;it is [not] a Defaulting Lender; and (b)&nbsp;assumes no responsibility with respect to (i)&nbsp;any statements,
warranties or representations made in or in connection with the Credit Agreement or any other Loan Document, (ii)&nbsp;the execution, legality, validity, enforceability, genuineness, sufficiency or value of the Loan Documents or any collateral
thereunder, (iii)&nbsp;the financial condition of the Borrower, any of its Subsidiaries or Affiliates or any other Person obligated in respect of any Loan Document, or (iv)&nbsp;the performance or observance by the Borrower, any of its Subsidiaries
or Affiliates or any other Person of any of their respective obligations under any Loan Document. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">1.2. <U>Assignee[s]</U>. [The][Each]
Assignee (a)&nbsp;represents and warrants that (i)&nbsp;it has full power and authority, and has taken all action necessary, to execute and deliver this Assignment and Assumption and to consummate the transactions contemplated hereby and to become a
Lender under the Credit Agreement, (ii)&nbsp;it meets all the requirements to be an assignee under Section&nbsp;9.07(b)(iii), (v) and (vi)&nbsp;of the Credit Agreement (subject to such consents, if any, as may be required under
Section&nbsp;9.07(b)(iii) of the Credit Agreement), (iii) from and after the Effective Date, it shall be bound by the provisions of the Credit Agreement as a Lender thereunder and, to the extent of [the][the relevant] Assigned Interest, shall have
the obligations of a Lender thereunder, (iv)&nbsp;it is sophisticated with respect to decisions to acquire assets of the type represented by the Assigned Interest and either it, or the Person exercising discretion in making its decision to acquire
the Assigned Interest, is experienced in acquiring assets of such type, (v)&nbsp;it has received a copy of the Credit Agreement, and has received or has been accorded the opportunity to receive copies of the most recent financial statements
delivered pursuant to Section&nbsp;5.01(h) thereof, as applicable, and such other documents and information as it deems appropriate to make its own credit analysis and decision to enter into this Assignment and Assumption and to purchase [the][such]
Assigned Interest, (vi)&nbsp;it has, independently and without reliance upon the Agent or any other Lender and based on such documents and information as it has deemed appropriate, made its own credit analysis and decision to enter into this
Assignment and Assumption and to purchase [the][such] Assigned Interest, and (vii)&nbsp;if it is a Lender organized under the laws of a jurisdiction outside the United States, attached to the Assignment and Assumption is any documentation required
to be delivered by it pursuant to the terms of the Credit Agreement, duly completed and executed by [the][such] Assignee; and (b)&nbsp;agrees that (i)&nbsp;it will, independently and without reliance on the Agent, [the][any] Assignor or any other
Lender, and based on such documents and information as it shall deem appropriate at the time, continue to make its own credit decisions in taking or not taking action under the Loan Documents, and (ii)&nbsp;it will perform in accordance with their
terms all of the obligations which by the terms of the Loan Documents are required to be performed by it as a Lender. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">2. <U>Payments</U>. From and after the Effective Date, the Agent shall make all payments in
respect of [the][each] Assigned Interest (including payments of principal, interest, fees and other amounts) to [the][the relevant] Assignee whether such amounts have accrued prior to, on or after the Effective Date. The Assignor[s] and the
Assignee[s] shall make all appropriate adjustments in payments by the Agent for periods prior to the Effective Date or with respect to the making of this assignment directly between themselves. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">3. <U>General Provisions</U>. This Assignment and Assumption shall be binding upon, and inure to the benefit of, the parties hereto and their
respective successors and assigns. This Assignment and Assumption may be executed in any number of counterparts, which together shall constitute one instrument. Delivery of an executed counterpart of a signature page of this Assignment and
Assumption by electronic medium or facsimile shall be effective as delivery of a manually executed counterpart of this Assignment and Assumption. This Assignment and Assumption shall be governed by, and construed in accordance with, the law of the
State of New York. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">EXHIBIT <FONT STYLE="white-space:nowrap">D-1</FONT> - FORM OF </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">OPINION OF WILLKIE FARR&nbsp;&amp; </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">GALLAGHER LLP </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">[Restatement Date]
</P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">EXHIBIT <FONT STYLE="white-space:nowrap">D-2</FONT> - FORM OF </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">OPINION OF <FONT STYLE="white-space:nowrap">IN-HOUSE</FONT> COUNSEL </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">OF THE COMPANY </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">[Restatement Date]
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">To each of the Lenders parties </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">to the Credit Agreement (as
defined below), </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">among The Interpublic Group of Companies, Inc., </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">said Lenders and Citibank, N.A., </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">as Agent for said Lenders, and
</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">to Citibank, N.A., as Agent </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><U>Credit
Agreement </U></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Ladies and Gentlemen: </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">This
opinion is furnished to you pursuant to Section&nbsp;3.01(d)(iv) of the Amended and Restated Credit Agreement dated as of May&nbsp;29, 2024 (the &#147;<U>Credit Agreement</U>&#148;), among The Interpublic Group of Companies, Inc. (the
&#147;<U>Company</U>&#148;), the Lenders parties thereto and Citibank, N.A., as Agent for said Lenders. Terms defined in the Credit Agreement are used herein as therein defined. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">I have acted as General Counsel for the Company in connection with the preparation, execution and delivery of the Credit Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">In arriving at the opinions expressed below, I have examined the following documents: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(1) An executed copy of the Credit Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(2) The documents furnished by the Company pursuant to Article&nbsp;III of the Credit Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(3) A copy of the Restated Certificate of Incorporation of the Company and all amendments thereto (the
&#147;<U>Charter</U>&#148;). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(4) A copy of the <FONT STYLE="white-space:nowrap">by-laws</FONT> of the Company and all
amendments thereto (the &#147;<U>By</U><U><FONT STYLE="white-space:nowrap">-laws</FONT></U>&#148;). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(5) A certificate of
the Secretary of State of Delaware, dated __________, 2024, attesting to the continued corporate existence and good standing of the Company in that State. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">In addition, I have examined the originals, or copies certified or otherwise identified to my satisfaction, of such other corporate records of
the Company, certificates of public officials and of officers of the Company and such other persons as I have deemed necessary as a basis for the opinions expressed below. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">In rendering the opinions expressed below, I have assumed the authenticity of all documents
submitted to me as originals and the conformity to the originals of all documents submitted to me as copies. In addition, I have assumed and have not verified the accuracy as to factual matters of each document I have reviewed (including, without
limitation, the accuracy of the representations and warranties of the Company in the Credit Agreement). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">Based upon the foregoing and
subject to the further assumptions and qualifications set forth below, it is my opinion that: </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">1. The Company is a
corporation validly existing and in good standing under the laws of the State of Delaware. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">2. The execution, delivery and
performance by the Company of the Credit Agreement and the Notes to be delivered by it, and the consummation of the transactions contemplated thereby, are within the Company&#146;s corporate powers, have been duly authorized by all necessary
corporate action, and do not contravene (i)&nbsp;the Charter or the <FONT STYLE="white-space:nowrap">By-laws</FONT> or (ii)&nbsp;any material contractual or legal restriction known to me contained in any material document to which the Company is a
party or by which it is bound. The Credit Agreement and the Notes have been duly executed and delivered on behalf of the Company. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">3. To the best of my knowledge, no authorization, approval or other action by, and no notice to or filing with, any third
party is required for the execution, delivery and performance by the Company of the Credit Agreement and the Notes. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">4. To
the best of my knowledge, there are no pending or overtly threatened actions or proceedings against the Company or any of its Consolidated Subsidiaries before any court, governmental agency or arbitrator that purport to affect the validity, binding
effect or enforceability of the Credit Agreement or any of the Notes or the consummation of the transactions contemplated thereby or, except as disclosed in the Company&#146;s reports filed with the Securities and Exchange Commission prior to the
Restatement Date, that are likely to have a materially adverse effect upon the financial condition or operations of the Company and its Consolidated Subsidiaries taken as a whole. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">With regard to clause (ii)&nbsp;of paragraph 2 above, I express no opinion as to whether the deposit of cash into the L/C Cash Deposit Account
would be permissible under the applicable lien covenants (all of which permit the Company to create liens in an amount based on its consolidated net worth) at the time such cash is provided. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">The foregoing opinions are limited to the law of the State of New&nbsp;York, the General Corporation Law of the State of Delaware and the
Federal law of the United States. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-2- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">I am furnishing this opinion letter to you solely for your benefit in connection with the
Credit Agreement. This opinion letter is not to be used, circulated, quoted or otherwise referred to for any other purpose. Notwithstanding the foregoing, a copy of this opinion letter may be furnished to, and relied upon by, your successors and a
permitted transferee who becomes a party to the Credit Agreement as a Lender thereunder, and you or any such successor or transferee may show this opinion to any governmental authority pursuant to requirements of applicable law or regulations. The
opinions expressed herein are, however, rendered on and as of the date hereof, and I assume no obligation to advise you or any such transferee or governmental authority or any other person, or to make any investigations, as to any legal developments
or factual matters arising subsequent to the date hereof that might affect the opinions expressed herein. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD WIDTH="100%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Very truly yours,</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman">Andrew Bonzani, General
Counsel</P></TD></TR>
</TABLE></DIV>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-3- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">EXHIBIT E - FORM OF </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">DESIGNATION AGREEMENT </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">[DATE] </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">To each of the Lenders </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">parties to the Credit Agreement </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">(as defined below) and to Citibank, N.A. </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">as Agent for such
Lenders </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Ladies and Gentlemen: </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">Reference
is made to the Amended and Restated Credit Agreement dated as of May&nbsp;29, 2024 among The Interpublic Group of Companies, Inc. (the &#147;<U>Company</U>&#148;), the Lenders parties thereto and Citibank, N.A., as Agent for said Lenders (the
&#147;<U>Credit Agreement</U>&#148;). Terms used herein and defined in the Credit Agreement shall have the respective meanings ascribed to such terms in the Credit Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">Please be advised that the Company hereby designates its undersigned Subsidiary, ____________ (&#147;<U>Designated Subsidiary</U>&#148;), as a
&#147;Designated Subsidiary&#148; under and for all purposes of the Credit Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">The Designated Subsidiary, in consideration of each
Lender&#146;s agreement to extend credit to it under and on the terms and conditions set forth in the Credit Agreement, does hereby assume each of the obligations imposed upon a &#147;Designated Subsidiary&#148; and a &#147;Borrower&#148; under the
Credit Agreement and agrees to be bound by the terms and conditions of the Credit Agreement. In furtherance of the foregoing, the Designated Subsidiary hereby represents and warrants to each Lender as follows: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(a) The Designated Subsidiary is a corporation duly organized, validly existing and in good standing under the laws of
______________________. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(b) The execution, delivery and performance by the Designated Subsidiary of this Designation
Agreement, the Credit Agreement and the Notes to be delivered by it are within the Designated Subsidiary&#146;s corporate powers, have been duly authorized by all necessary corporate action and do not contravene (i)&nbsp;the Designated
Subsidiary&#146;s charter or <FONT STYLE="white-space:nowrap">by-laws</FONT> or (ii)&nbsp;any law, rule or regulation applicable to the Designated Subsidiary or (iii)&nbsp;any material contractual or legal restriction binding on the Designated
Subsidiary. The Designation Agreement and the Notes delivered by it have been duly executed and delivered on behalf of the Designated Subsidiary. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(c) No authorization or approval or other action by, and no notice to or filing with, any governmental authority or regulatory
body is required for the due execution, delivery and performance by the Designated Subsidiary of this Designation Agreement, the Credit Agreement or the Notes to be delivered by it. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(d) This Designation Agreement is, and the Notes to be delivered by the Designated Subsidiary when delivered will be, legal,
valid and binding obligations of the Designated Subsidiary enforceable against the Designated Subsidiary in accordance with their respective terms. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(e) There is no pending or, to the knowledge of the Designated Subsidiary ,
threatened action, suit, investigation or proceeding affecting the Designated Subsidiary or any of its Subsidiaries before any court, governmental agency or arbitrator which purports to affect the legality, validity or enforceability of this
Designation Agreement, the Credit Agreement or any Note of the Designated Subsidiary. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:5%; text-indent:4%; font-size:10pt; font-family:Times New Roman">[(f) The information included in
the Beneficial Ownership Certification provided by the Designated Subsidiary to any Lender pursuant to the provisions of the Credit Agreement is true and correct in all respects as of the date hereof.] </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">The Designated Subsidiary hereby agrees that service of process in any action or proceeding brought in any New York State court or in federal
court may be made upon the Company at its offices at 909 Third Avenue, New York, New York 10022, Attention: __________ (the &#147;<U>Process Agent</U>&#148;) and the Designated Subsidiary hereby irrevocably appoints the Process Agent to give any
notice of any such service of process, and agrees that the failure of the Process Agent to give any notice of any such service that the Process Agent receives shall not impair or affect the validity of such service or of any judgment rendered in any
action or proceeding based thereon. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">The Company hereby accepts such appointment as Process Agent and agrees with you that (i)&nbsp;the
Company will maintain an office in New York, New York through the Termination Date and will give the Agent prompt notice of any change of address of the Company, (ii)&nbsp;the Company will perform its duties as Process Agent to receive on behalf of
the Designated Subsidiary service of copies of the summons and complaint and any other process that are served upon the Company as Process Agent in any action or proceeding in any New York State or federal court sitting in New York City arising out
of or relating to the Credit Agreement and (iii)&nbsp;the Company will forward forthwith to the Designated Subsidiary at its address at ___________________ or, if different, its then current address, copies of any summons, complaint and other
process which the Company received in connection with its appointment as Process Agent. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">This Designation Agreement shall be governed by,
and construed in accordance with, the laws of the State of New York without giving effect to conflicts of law provisions that might require application of the laws of a different jurisdiction. </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD WIDTH="5%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="94%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3">Very truly yours,</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3">THE INTERPUBLIC GROUP OF COMPANIES, INC.</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Name:</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Title:</TD></TR>
</TABLE></DIV>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">2 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD WIDTH="5%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="94%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3">[THE DESIGNATED SUBSIDIARY]</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Name:</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Title:</TD></TR>
</TABLE></DIV>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">3 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">EXHIBIT F - FORM OF </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">ASSUMPTION AGREEMENT </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">Reference is
made to the Amended and Restated Credit Agreement dated as of May&nbsp;29, 2024 (as amended or modified from time to time, the &#147;<U>Credit Agreement</U>&#148;) among The Interpublic Group of Companies, Inc., a Delaware corporation (the
&#147;<U>Company</U>&#148;), the Lenders (as defined in the Credit Agreement) and Citibank, N.A., as Agent for the Lenders (the &#147;<U>Agent</U>&#148;). Terms defined in the Credit Agreement and not defined herein are used herein with the same
meaning. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">The undersigned hereby agrees as follows: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">1. The undersigned proposes to become an Assuming Lender pursuant to Section&nbsp;2.18 or Section&nbsp;2.20 of the Credit Agreement and, in
that connection, hereby agrees with the Agent and the Company that, after giving effect to the Increase Date, the undersigned&#146;s Revolving Credit Commitment will be $__________. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">2. The undersigned (i)&nbsp;confirms that it has received a copy of the Credit Agreement, together with copies of the financial statements
referred to in Section&nbsp;4.01(e) thereof and such other documents and information as it has deemed appropriate to make its own credit analysis and decision to enter into this Assumption Agreement; (ii)&nbsp;agrees that it will, independently and
without reliance upon the Agent or any other Lender and based on such documents and information as it shall deem appropriate at the time, make its own credit decisions in taking or not taking action under the Credit Agreement; (iii)&nbsp;confirms
that it is an Eligible Assignee; (iv)&nbsp;appoints and authorizes the Agent to take such action as agent on its behalf and to exercise such powers and discretion under the Credit Agreement as are delegated to the Agent by the terms thereof,
together with such powers and discretion as are reasonably incidental thereto; (v)&nbsp;agrees that it will perform in accordance with their terms all of the obligations that by the terms of the Credit Agreement are required to be performed by it as
a Lender; and (vi)&nbsp;attaches any U.S. Internal Revenue Service forms required under Section&nbsp;2.14 of the Credit Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">3.
Following the execution of this Assumption Agreement, it will be delivered to the Agent for acceptance and recording by the Agent. The effective date for this Assumption Agreement (the &#147;<U>Increase Date</U>&#148;) shall be __________, 20__.
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">4. Upon such acceptance and recording by the Agent, as of the Increase Date, the undersigned shall be a party to the Credit Agreement
with a Revolving Credit Commitment as set forth in Paragraph 1 above. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">5. This Assumption Agreement shall be governed by, and construed in
accordance with, the laws of the State of New&nbsp;York without giving effect to conflicts of law provisions that might require application of the laws of a different jurisdiction. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">6. This Assumption Agreement may be executed in any number of counterparts and by different parties hereto in separate counterparts, each of
which when so executed shall be deemed to be an original and all of which taken together shall constitute one and the same agreement. Delivery of an executed counterpart of this Assumption Agreement in an electronic medium shall be effective as
delivery of a manually executed counterpart of this Assumption Agreement. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">IN WITNESS WHEREOF, the undersigned has caused this Assumption Agreement to be executed by
its officers thereunto duly authorized as of the date specified thereon. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD WIDTH="5%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="94%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3">[NAME OF ASSUMING LENDER], as Assuming Lender</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Title:</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3">Dated: _________________, 20__</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3">Applicable Lending Office:</TD></TR>
</TABLE></DIV> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD WIDTH="6%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="93%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3">Accepted and Approved this</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3">_____ day of __________, 20__</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3">CITIBANK, N.A., as Agent</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Title:</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Approved this ___ day</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman">of
__________, 20__</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3">THE INTERPUBLIC GROUP OF COMPANIES, INC.</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Title:</TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Interpublic Credit
Agreement </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">ii </P>

</DIV></Center>

</BODY></HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.SCH
<SEQUENCE>3
<FILENAME>ipg-20240529.xsd
<DESCRIPTION>XBRL TAXONOMY EXTENSION SCHEMA
<TEXT>
<XBRL>
<?xml version="1.0" encoding="us-ascii"?>
<!-- DFIN - https://www.dfinsolutions.com/ -->
<!-- CTU Version: Release master Build:20231012.2 -->
<!-- Creation date: 5/30/2024 3:38:07 PM Eastern Time -->
<!-- Copyright (c) 2024 Donnelley Financial Solutions, Inc. All Rights Reserved. -->
<xsd:schema
  xmlns:nonnum="http://www.xbrl.org/dtr/type/non-numeric"
  xmlns:num="http://www.xbrl.org/dtr/type/numeric"
  xmlns:us-types="http://fasb.org/us-types/2023"
  xmlns:ipg="http://www.interpublic.com/20240529"
  xmlns:dei="http://xbrl.sec.gov/dei/2023"
  xmlns:xbrli="http://www.xbrl.org/2003/instance"
  xmlns:link="http://www.xbrl.org/2003/linkbase"
  xmlns:xlink="http://www.w3.org/1999/xlink"
  xmlns:xbrldt="http://xbrl.org/2005/xbrldt"
  attributeFormDefault="unqualified"
  elementFormDefault="qualified"
  targetNamespace="http://www.interpublic.com/20240529"
  xmlns:xsd="http://www.w3.org/2001/XMLSchema">
    <xsd:import schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd" namespace="http://www.xbrl.org/2003/instance" />
    <xsd:import schemaLocation="http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd" namespace="http://www.xbrl.org/2003/linkbase" />
    <xsd:import schemaLocation="https://xbrl.sec.gov/dei/2023/dei-2023.xsd" namespace="http://xbrl.sec.gov/dei/2023" />
    <xsd:import schemaLocation="http://www.xbrl.org/dtr/type/numeric-2009-12-16.xsd" namespace="http://www.xbrl.org/dtr/type/numeric" />
    <xsd:import schemaLocation="http://www.xbrl.org/dtr/type/nonNumeric-2009-12-16.xsd" namespace="http://www.xbrl.org/dtr/type/non-numeric" />
    <xsd:import schemaLocation="https://xbrl.sec.gov/naics/2023/naics-2023.xsd" namespace="http://xbrl.sec.gov/naics/2023" />
    <xsd:import schemaLocation="http://www.xbrl.org/2005/xbrldt-2005.xsd" namespace="http://xbrl.org/2005/xbrldt" />
  <xsd:annotation>
    <xsd:appinfo>
      <link:linkbaseRef xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="ipg-20240529_lab.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:title="Label Links, all" xlink:type="simple" />
      <link:linkbaseRef xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="ipg-20240529_pre.xml" xlink:role="http://www.xbrl.org/2003/role/presentationLinkbaseRef" xlink:title="Presentation Links, all" xlink:type="simple" />
      <link:roleType roleURI="http://www.interpublic.com//20240529/taxonomy/role/DocumentDocumentAndEntityInformation" id="Role_DocumentDocumentAndEntityInformation">
        <link:definition>100000 - Document - Document and Entity Information</link:definition>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
    </xsd:appinfo>
  </xsd:annotation>
</xsd:schema>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.LAB
<SEQUENCE>4
<FILENAME>ipg-20240529_lab.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION LABEL LINKBASE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="us-ascii" standalone="yes"?>
<!-- DFIN - https://www.dfinsolutions.com/ -->
<!-- CTU Version: Release master Build:20231012.2 -->
<!-- Creation date: 5/30/2024 3:38:07 PM Eastern Time -->
<!-- Copyright (c) 2024 Donnelley Financial Solutions, Inc. All Rights Reserved. -->
<link:linkbase
  xmlns:link="http://www.xbrl.org/2003/linkbase"
  xmlns:xlink="http://www.w3.org/1999/xlink"
  xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
  xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <link:labelLink xlink:role="http://www.xbrl.org/2003/role/link" xlink:type="extended">
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_CoverAbstract" xlink:type="locator" xlink:label="dei_CoverAbstract" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_CoverAbstract" xlink:to="dei_CoverAbstract_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_CoverAbstract_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Cover [Abstract]</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_CoverAbstract_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Cover [Abstract]</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityRegistrantName" xlink:type="locator" xlink:label="dei_EntityRegistrantName" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityRegistrantName" xlink:to="dei_EntityRegistrantName_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_EntityRegistrantName_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Entity Registrant Name</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_EntityRegistrantName_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Entity Registrant Name</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_AmendmentFlag" xlink:type="locator" xlink:label="dei_AmendmentFlag" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_AmendmentFlag" xlink:to="dei_AmendmentFlag_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_AmendmentFlag_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Amendment Flag</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_AmendmentFlag_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Amendment Flag</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityCentralIndexKey" xlink:type="locator" xlink:label="dei_EntityCentralIndexKey" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityCentralIndexKey" xlink:to="dei_EntityCentralIndexKey_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_EntityCentralIndexKey_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Entity Central Index Key</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_EntityCentralIndexKey_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Entity Central Index Key</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentType" xlink:type="locator" xlink:label="dei_DocumentType" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentType" xlink:to="dei_DocumentType_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_DocumentType_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Document Type</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_DocumentType_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Document Type</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentPeriodEndDate" xlink:type="locator" xlink:label="dei_DocumentPeriodEndDate" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentPeriodEndDate" xlink:to="dei_DocumentPeriodEndDate_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_DocumentPeriodEndDate_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Document Period End Date</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_DocumentPeriodEndDate_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Document Period End Date</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityIncorporationStateCountryCode" xlink:type="locator" xlink:label="dei_EntityIncorporationStateCountryCode" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityIncorporationStateCountryCode" xlink:to="dei_EntityIncorporationStateCountryCode_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_EntityIncorporationStateCountryCode_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Entity Incorporation State Country Code</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_EntityIncorporationStateCountryCode_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Entity Incorporation State Country Code</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityFileNumber" xlink:type="locator" xlink:label="dei_EntityFileNumber" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityFileNumber" xlink:to="dei_EntityFileNumber_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_EntityFileNumber_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Entity File Number</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_EntityFileNumber_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Entity File Number</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityTaxIdentificationNumber" xlink:type="locator" xlink:label="dei_EntityTaxIdentificationNumber" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityTaxIdentificationNumber" xlink:to="dei_EntityTaxIdentificationNumber_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_EntityTaxIdentificationNumber_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Entity Tax Identification Number</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_EntityTaxIdentificationNumber_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Entity Tax Identification Number</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressAddressLine1" xlink:type="locator" xlink:label="dei_EntityAddressAddressLine1" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressAddressLine1" xlink:to="dei_EntityAddressAddressLine1_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_EntityAddressAddressLine1_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Entity Address, Address Line One</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_EntityAddressAddressLine1_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Entity Address, Address Line One</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressCityOrTown" xlink:type="locator" xlink:label="dei_EntityAddressCityOrTown" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressCityOrTown" xlink:to="dei_EntityAddressCityOrTown_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_EntityAddressCityOrTown_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Entity Address, City or Town</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_EntityAddressCityOrTown_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Entity Address, City or Town</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressStateOrProvince" xlink:type="locator" xlink:label="dei_EntityAddressStateOrProvince" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressStateOrProvince" xlink:to="dei_EntityAddressStateOrProvince_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_EntityAddressStateOrProvince_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Entity Address, State or Province</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_EntityAddressStateOrProvince_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Entity Address, State or Province</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressPostalZipCode" xlink:type="locator" xlink:label="dei_EntityAddressPostalZipCode" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressPostalZipCode" xlink:to="dei_EntityAddressPostalZipCode_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_EntityAddressPostalZipCode_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Entity Address, Postal Zip Code</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_EntityAddressPostalZipCode_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Entity Address, Postal Zip Code</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_CityAreaCode" xlink:type="locator" xlink:label="dei_CityAreaCode" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_CityAreaCode" xlink:to="dei_CityAreaCode_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_CityAreaCode_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">City Area Code</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_CityAreaCode_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">City Area Code</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_LocalPhoneNumber" xlink:type="locator" xlink:label="dei_LocalPhoneNumber" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_LocalPhoneNumber" xlink:to="dei_LocalPhoneNumber_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_LocalPhoneNumber_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Local Phone Number</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_LocalPhoneNumber_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Local Phone Number</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_WrittenCommunications" xlink:type="locator" xlink:label="dei_WrittenCommunications" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_WrittenCommunications" xlink:to="dei_WrittenCommunications_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_WrittenCommunications_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Written Communications</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_WrittenCommunications_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Written Communications</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_SolicitingMaterial" xlink:type="locator" xlink:label="dei_SolicitingMaterial" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_SolicitingMaterial" xlink:to="dei_SolicitingMaterial_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_SolicitingMaterial_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Soliciting Material</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_SolicitingMaterial_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Soliciting Material</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_PreCommencementTenderOffer" xlink:type="locator" xlink:label="dei_PreCommencementTenderOffer" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_PreCommencementTenderOffer" xlink:to="dei_PreCommencementTenderOffer_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_PreCommencementTenderOffer_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Pre Commencement Tender Offer</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_PreCommencementTenderOffer_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Pre Commencement Tender Offer</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_PreCommencementIssuerTenderOffer" xlink:type="locator" xlink:label="dei_PreCommencementIssuerTenderOffer" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_PreCommencementIssuerTenderOffer" xlink:to="dei_PreCommencementIssuerTenderOffer_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_PreCommencementIssuerTenderOffer_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Pre Commencement Issuer Tender Offer</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_PreCommencementIssuerTenderOffer_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Pre Commencement Issuer Tender Offer</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_Security12bTitle" xlink:type="locator" xlink:label="dei_Security12bTitle" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_Security12bTitle" xlink:to="dei_Security12bTitle_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_Security12bTitle_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Security 12b Title</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_Security12bTitle_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Security 12b Title</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_TradingSymbol" xlink:type="locator" xlink:label="dei_TradingSymbol" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_TradingSymbol" xlink:to="dei_TradingSymbol_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_TradingSymbol_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Trading Symbol</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_TradingSymbol_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Trading Symbol</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_SecurityExchangeName" xlink:type="locator" xlink:label="dei_SecurityExchangeName" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_SecurityExchangeName" xlink:to="dei_SecurityExchangeName_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_SecurityExchangeName_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Security Exchange Name</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_SecurityExchangeName_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Security Exchange Name</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityEmergingGrowthCompany" xlink:type="locator" xlink:label="dei_EntityEmergingGrowthCompany" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityEmergingGrowthCompany" xlink:to="dei_EntityEmergingGrowthCompany_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_EntityEmergingGrowthCompany_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Entity Emerging Growth Company</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_EntityEmergingGrowthCompany_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Entity Emerging Growth Company</link:label>
  </link:labelLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.PRE
<SEQUENCE>5
<FILENAME>ipg-20240529_pre.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="us-ascii" standalone="yes"?>
<!-- DFIN - https://www.dfinsolutions.com/ -->
<!-- CTU Version: Release master Build:20231012.2 -->
<!-- Creation date: 5/30/2024 3:38:07 PM Eastern Time -->
<!-- Copyright (c) 2024 Donnelley Financial Solutions, Inc. All Rights Reserved. -->
<link:linkbase
    xmlns:link="http://www.xbrl.org/2003/linkbase"
    xmlns:xlink="http://www.w3.org/1999/xlink"
    xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
    xmlns:xbrldt="http://xbrl.org/2005/xbrldt"
    xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <link:roleRef roleURI="http://www.interpublic.com//20240529/taxonomy/role/DocumentDocumentAndEntityInformation" xlink:href="ipg-20240529.xsd#Role_DocumentDocumentAndEntityInformation" xlink:type="simple" />
  <link:presentationLink xlink:type="extended" xlink:role="http://www.interpublic.com//20240529/taxonomy/role/DocumentDocumentAndEntityInformation">
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_CoverAbstract" xlink:type="locator" xlink:label="dei_CoverAbstract" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityRegistrantName" xlink:type="locator" xlink:label="dei_EntityRegistrantName" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_EntityRegistrantName" order="22.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_AmendmentFlag" xlink:type="locator" xlink:label="dei_AmendmentFlag" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_AmendmentFlag" order="23.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityCentralIndexKey" xlink:type="locator" xlink:label="dei_EntityCentralIndexKey" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_EntityCentralIndexKey" order="24.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentType" xlink:type="locator" xlink:label="dei_DocumentType" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_DocumentType" order="26.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentPeriodEndDate" xlink:type="locator" xlink:label="dei_DocumentPeriodEndDate" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_DocumentPeriodEndDate" order="27.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityIncorporationStateCountryCode" xlink:type="locator" xlink:label="dei_EntityIncorporationStateCountryCode" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_EntityIncorporationStateCountryCode" order="28.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityFileNumber" xlink:type="locator" xlink:label="dei_EntityFileNumber" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_EntityFileNumber" order="29.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityTaxIdentificationNumber" xlink:type="locator" xlink:label="dei_EntityTaxIdentificationNumber" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_EntityTaxIdentificationNumber" order="30.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressAddressLine1" xlink:type="locator" xlink:label="dei_EntityAddressAddressLine1" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_EntityAddressAddressLine1" order="31.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressCityOrTown" xlink:type="locator" xlink:label="dei_EntityAddressCityOrTown" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_EntityAddressCityOrTown" order="32.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressStateOrProvince" xlink:type="locator" xlink:label="dei_EntityAddressStateOrProvince" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_EntityAddressStateOrProvince" order="33.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressPostalZipCode" xlink:type="locator" xlink:label="dei_EntityAddressPostalZipCode" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_EntityAddressPostalZipCode" order="34.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_CityAreaCode" xlink:type="locator" xlink:label="dei_CityAreaCode" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_CityAreaCode" order="35.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_LocalPhoneNumber" xlink:type="locator" xlink:label="dei_LocalPhoneNumber" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_LocalPhoneNumber" order="36.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_WrittenCommunications" xlink:type="locator" xlink:label="dei_WrittenCommunications" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_WrittenCommunications" order="37.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_SolicitingMaterial" xlink:type="locator" xlink:label="dei_SolicitingMaterial" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_SolicitingMaterial" order="38.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_PreCommencementTenderOffer" xlink:type="locator" xlink:label="dei_PreCommencementTenderOffer" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_PreCommencementTenderOffer" order="39.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_PreCommencementIssuerTenderOffer" xlink:type="locator" xlink:label="dei_PreCommencementIssuerTenderOffer" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_PreCommencementIssuerTenderOffer" order="40.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_Security12bTitle" xlink:type="locator" xlink:label="dei_Security12bTitle" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_Security12bTitle" order="41.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_TradingSymbol" xlink:type="locator" xlink:label="dei_TradingSymbol" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_TradingSymbol" order="42.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_SecurityExchangeName" xlink:type="locator" xlink:label="dei_SecurityExchangeName" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_SecurityExchangeName" order="43.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityEmergingGrowthCompany" xlink:type="locator" xlink:label="dei_EntityEmergingGrowthCompany" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_EntityEmergingGrowthCompany" order="44.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
  </link:presentationLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>7
<FILENAME>R1.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140638932926000">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Document and Entity Information<br></strong></div></th>
<th class="th"><div>May 29, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_CoverAbstract', window );"><strong>Cover [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Entity Registrant Name</a></td>
<td class="text">INTERPUBLIC GROUP OF COMPANIES, INC.<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_AmendmentFlag', window );">Amendment Flag</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Entity Central Index Key</a></td>
<td class="text">0000051644<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentType', window );">Document Type</a></td>
<td class="text">8-K<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentPeriodEndDate', window );">Document Period End Date</a></td>
<td class="text">May 29,  2024<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityIncorporationStateCountryCode', window );">Entity Incorporation State Country Code</a></td>
<td class="text">DE<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityFileNumber', window );">Entity File Number</a></td>
<td class="text">1-6686<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityTaxIdentificationNumber', window );">Entity Tax Identification Number</a></td>
<td class="text">13-1024020<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressAddressLine1', window );">Entity Address, Address Line One</a></td>
<td class="text">909 Third Avenue<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressCityOrTown', window );">Entity Address, City or Town</a></td>
<td class="text">New York<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressStateOrProvince', window );">Entity Address, State or Province</a></td>
<td class="text">NY<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressPostalZipCode', window );">Entity Address, Postal Zip Code</a></td>
<td class="text">10022<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_CityAreaCode', window );">City Area Code</a></td>
<td class="text">212<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_LocalPhoneNumber', window );">Local Phone Number</a></td>
<td class="text">704-1200<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_WrittenCommunications', window );">Written Communications</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SolicitingMaterial', window );">Soliciting Material</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_PreCommencementTenderOffer', window );">Pre Commencement Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_PreCommencementIssuerTenderOffer', window );">Pre Commencement Issuer Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_Security12bTitle', window );">Security 12b Title</a></td>
<td class="text">Common Stock, par value $0.10 per share<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">IPG<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NYSE<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityEmergingGrowthCompany', window );">Entity Emerging Growth Company</a></td>
<td class="text">false<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AmendmentFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_AmendmentFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CityAreaCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Area code of city</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CityAreaCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CoverAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Cover page.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CoverAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentPeriodEndDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period.  The format of the date is YYYY-MM-DD.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentPeriodEndDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:dateItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentType">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentType</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:submissionTypeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Address Line 1 such as Attn, Building Name, Street Name</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressCityOrTown">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the City or Town</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressCityOrTown</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressPostalZipCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Code for the postal or zip code</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressPostalZipCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressStateOrProvince">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the state or province.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressStateOrProvince</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:stateOrProvinceItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCentralIndexKey">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCentralIndexKey</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:centralIndexKeyItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityEmergingGrowthCompany">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Indicate if registrant meets the emerging growth company criteria.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityEmergingGrowthCompany</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityFileNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityFileNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:fileNumberItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityIncorporationStateCountryCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Two-character EDGAR code representing the state or country of incorporation.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityIncorporationStateCountryCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarStateCountryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityRegistrantName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityRegistrantName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityTaxIdentificationNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityTaxIdentificationNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:employerIdItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_LocalPhoneNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Local phone number for entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_LocalPhoneNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementIssuerTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 13e<br> -Subsection 4c<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementIssuerTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 14d<br> -Subsection 2b<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_Security12bTitle">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Title of a 12(b) registered security.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_Security12bTitle</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:securityTitleItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SecurityExchangeName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the Exchange on which a security is registered.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection d1-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SecurityExchangeName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarExchangeCodeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SolicitingMaterial">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Section 14a<br> -Number 240<br> -Subsection 12<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SolicitingMaterial</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_TradingSymbol">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Trading symbol of an instrument as listed on an exchange.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_TradingSymbol</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:tradingSymbolItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_WrittenCommunications">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br> -Section 425<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_WrittenCommunications</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EXCEL
<SEQUENCE>8
<FILENAME>Financial_Report.xlsx
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
begin 644 Financial_Report.xlsx
M4$L#!!0    ( #H]OE@'04UB@0   +$    0    9&]C4')O<',O87!P+GAM
M;$V./0L",1!$_\IQO;=!P4)B0-!2L+(/>QLOD&1#LD)^OCG!CVX>;QA&WPIG
M*N*I#BV&5(_C(I(/ !47BK9.7:=N')=HI6-Y #OGD<Z,STA)8*O4'J@)I9GF
M3?X.CD:?<@X>K7A.YNJQ<&4GPZ4A!0W_<FW>J=0U[R;UEA_6\#MI7E!+ P04
M    "  Z/;Y8L-56'N\    K @  $0   &1O8U!R;W!S+V-O<F4N>&ULS9+!
M3L,P#(9?!>7>NFDW#E&7"]-.("$Q"<0M2KPMHFFBQ*C=V].&K1."!^ 8^\_G
MSY);'83V$9^C#QC)8KH;7=<GH<.&G8B" $CZA$ZE<DKT4_/@HU,T/>,1@M(?
MZHA05]4]."1E%"F8@458B$RV1@L=49&/%[S1"SY\QB[#C ;LT&%/"7C)@<EY
M8CB/70LWP PCC"Y]%] LQ%S]$YL[P"[),=DE-0Q#.30Y-^W X>WI\26O6]@^
MD>HU3K^2%70.N&'7R:_-PW:_8[*NZE51K8NFVG,N5ERLZ_?9]8??3=AY8P_V
M'QM?!64+O^Y"?@%02P,$%     @ .CV^6)E<G",0!@  G"<  !,   !X;"]T
M:&5M92]T:&5M93$N>&UL[5I;<]HX%'[OK]!X9_9M"\8V@;:T$W-I=MNTF83M
M3A^%$5B-;'EDD81_OT<V$,N6#>V23;J;/ 0LZ?O.14?GZ#AY\^XN8NB&B)3R
M>&#9+]O6N[<OWN!7,B0103 9IZ_PP JE3%ZU6FD PSA]R1,2P]R"BPA+>!3+
MUES@6QHO(];JM-O=5H1I;*$81V1@?5XL:$#05%%:;U\@M.4?,_@5RU2-9:,!
M$U=!)KF(M/+Y;,7\VMX^9<_I.ATR@6XP&U@@?\YOI^1.6HCA5,+$P&IG/U9K
MQ]'22(""R7V4!;I)]J/3%0@R#3LZG5C.=GSVQ.V?C,K:=#1M&N#C\7@XMLO2
MBW <!.!1NY["G?1LOZ1!";2C:=!DV/;:KI&FJHU33]/W?=_KFVB<"HU;3]-K
M=]W3CHG&K=!X#;[Q3X?#KHG&J]!TZVDF)_VN:Z3I%FA"1N/K>A(5M>5 TR
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M!Z.:60F]A%9JGZJ'-#ZH'C(*!?&Y'C[E>G@*-Y;&O%"N@GL!_]':-\*K^(+
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MU4#E/]O4#6CV#30<D05>,9FV-J/D3@H\W/[O#;#"Q([A[8N_ 5!+ P04
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M%F]^&;R?D(PILF%QSLFO[AEU208#U1%3*/"7_3_NU@O%0COQYKMD*1NG78O
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M    $               @ $     9&]C4')O<',O87!P+GAM;%!+ 0(4 Q0
M   ( #H]OEBPU58>[P   "L"   1              "  :\   !D;V-0<F]P
M<R]C;W)E+GAM;%!+ 0(4 Q0    ( #H]OEB97)PC$ 8  )PG   3
M      "  <T!  !X;"]T:&5M92]T:&5M93$N>&UL4$L! A0#%     @ .CV^
M6&P/#;E-!   D1   !@              ("!#@@  'AL+W=O<FMS:&5E=',O
M<VAE970Q+GAM;%!+ 0(4 Q0    ( #H]OEB?H!OPL0(  .(,   -
M      "  9$,  !X;"]S='EL97,N>&UL4$L! A0#%     @ .CV^6)>*NQS
M    $P(   L              ( !;0\  %]R96QS+RYR96QS4$L! A0#%
M  @ .CV^6!PX9>H_ 0  / (   \              ( !5A   'AL+W=O<FMB
M;V]K+GAM;%!+ 0(4 Q0    ( #H]OE@D'INBK0   /@!   :
M  "  <(1  !X;"]?<F5L<R]W;W)K8F]O:RYX;6PN<F5L<U!+ 0(4 Q0    (
M #H]OEAED'F2&0$  ,\#   3              "  :<2  !;0V]N=&5N=%]4
?>7!E<UTN>&UL4$L%!@     )  D /@(  /$3      $!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>9
<FILENAME>Show.js
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
// Edgar(tm) Renderer was created by staff of the U.S. Securities and Exchange Commission.  Data and content created by government employees within the scope of their employment are not subject to domestic copyright protection. 17 U.S.C. 105.
var Show={};Show.LastAR=null,Show.showAR=function(a,r,w){if(Show.LastAR)Show.hideAR();var e=a;while(e&&e.nodeName!='TABLE')e=e.nextSibling;if(!e||e.nodeName!='TABLE'){var ref=((window)?w.document:document).getElementById(r);if(ref){e=ref.cloneNode(!0);
e.removeAttribute('id');a.parentNode.appendChild(e)}}
if(e)e.style.display='block';Show.LastAR=e};Show.hideAR=function(){Show.LastAR.style.display='none'};Show.toggleNext=function(a){var e=a;while(e.nodeName!='DIV')e=e.nextSibling;if(!e.style){}else if(!e.style.display){}else{var d,p_;if(e.style.display=='none'){d='block';p='-'}else{d='none';p='+'}
e.style.display=d;if(a.textContent){a.textContent=p+a.textContent.substring(1)}else{a.innerText=p+a.innerText.substring(1)}}}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>10
<FILENAME>report.css
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
/* Updated 2009-11-04 */
/* v2.2.0.24 */

/* DefRef Styles */
..report table.authRefData{
	background-color: #def;
	border: 2px solid #2F4497;
	font-size: 1em;
	position: absolute;
}

..report table.authRefData a {
	display: block;
	font-weight: bold;
}

..report table.authRefData p {
	margin-top: 0px;
}

..report table.authRefData .hide {
	background-color: #2F4497;
	padding: 1px 3px 0px 0px;
	text-align: right;
}

..report table.authRefData .hide a:hover {
	background-color: #2F4497;
}

..report table.authRefData .body {
	height: 150px;
	overflow: auto;
	width: 400px;
}

..report table.authRefData table{
	font-size: 1em;
}

/* Report Styles */
..pl a, .pl a:visited {
	color: black;
	text-decoration: none;
}

/* table */
..report {
	background-color: white;
	border: 2px solid #acf;
	clear: both;
	color: black;
	font: normal 8pt Helvetica, Arial, san-serif;
	margin-bottom: 2em;
}

..report hr {
	border: 1px solid #acf;
}

/* Top labels */
..report th {
	background-color: #acf;
	color: black;
	font-weight: bold;
	text-align: center;
}

..report th.void	{
	background-color: transparent;
	color: #000000;
	font: bold 10pt Helvetica, Arial, san-serif;
	text-align: left;
}

..report .pl {
	text-align: left;
	vertical-align: top;
	white-space: normal;
	width: 200px;
	white-space: normal; /* word-wrap: break-word; */
}

..report td.pl a.a {
	cursor: pointer;
	display: block;
	width: 200px;
	overflow: hidden;
}

..report td.pl div.a {
	width: 200px;
}

..report td.pl a:hover {
	background-color: #ffc;
}

/* Header rows... */
..report tr.rh {
	background-color: #acf;
	color: black;
	font-weight: bold;
}

/* Calendars... */
..report .rc {
	background-color: #f0f0f0;
}

/* Even rows... */
..report .re, .report .reu {
	background-color: #def;
}

..report .reu td {
	border-bottom: 1px solid black;
}

/* Odd rows... */
..report .ro, .report .rou {
	background-color: white;
}

..report .rou td {
	border-bottom: 1px solid black;
}

..report .rou table td, .report .reu table td {
	border-bottom: 0px solid black;
}

/* styles for footnote marker */
..report .fn {
	white-space: nowrap;
}

/* styles for numeric types */
..report .num, .report .nump {
	text-align: right;
	white-space: nowrap;
}

..report .nump {
	padding-left: 2em;
}

..report .nump {
	padding: 0px 0.4em 0px 2em;
}

/* styles for text types */
..report .text {
	text-align: left;
	white-space: normal;
}

..report .text .big {
	margin-bottom: 1em;
	width: 17em;
}

..report .text .more {
	display: none;
}

..report .text .note {
	font-style: italic;
	font-weight: bold;
}

..report .text .small {
	width: 10em;
}

..report sup {
	font-style: italic;
}

..report .outerFootnotes {
	font-size: 1em;
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>12
<FILENAME>FilingSummary.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XML>
<?xml version='1.0' encoding='utf-8'?>
<FilingSummary>
  <Version>3.24.1.1.u2</Version>
  <ProcessingTime/>
  <ReportFormat>html</ReportFormat>
  <ContextCount>1</ContextCount>
  <ElementCount>22</ElementCount>
  <EntityCount>1</EntityCount>
  <FootnotesReported>false</FootnotesReported>
  <SegmentCount>0</SegmentCount>
  <ScenarioCount>0</ScenarioCount>
  <TuplesReported>false</TuplesReported>
  <UnitCount>0</UnitCount>
  <MyReports>
    <Report instance="d765223d8k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R1.htm</HtmlFileName>
      <LongName>100000 - Document - Document and Entity Information</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.interpublic.com//20240529/taxonomy/role/DocumentDocumentAndEntityInformation</Role>
      <ShortName>Document and Entity Information</ShortName>
      <MenuCategory>Cover</MenuCategory>
      <Position>1</Position>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <LongName>All Reports</LongName>
      <ReportType>Book</ReportType>
      <ShortName>All Reports</ShortName>
    </Report>
  </MyReports>
  <Logs>
    <Log type="Warning">[ix-0514-Hidden-Fact-Eligible-For-Transform] WARN: 1 fact(s) appearing in ix:hidden were eligible for transformation: dei:EntityRegistrantName -  d765223d8k.htm 7</Log>
  </Logs>
  <InputFiles>
    <File doctype="8-K" isOnlyDei="true" original="d765223d8k.htm">d765223d8k.htm</File>
    <File>ipg-20240529.xsd</File>
    <File>ipg-20240529_lab.xml</File>
    <File>ipg-20240529_pre.xml</File>
  </InputFiles>
  <SupplementalFiles/>
  <BaseTaxonomies>
    <BaseTaxonomy items="22">http://xbrl.sec.gov/dei/2023</BaseTaxonomy>
  </BaseTaxonomies>
  <HasPresentationLinkbase>true</HasPresentationLinkbase>
  <HasCalculationLinkbase>false</HasCalculationLinkbase>
</FilingSummary>
</XML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>JSON
<SEQUENCE>15
<FILENAME>MetaLinks.json
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
{
 "version": "2.2",
 "instance": {
  "d765223d8k.htm": {
   "nsprefix": "ipg",
   "nsuri": "http://www.interpublic.com/20240529",
   "dts": {
    "inline": {
     "local": [
      "d765223d8k.htm"
     ]
    },
    "schema": {
     "local": [
      "ipg-20240529.xsd"
     ],
     "remote": [
      "http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xl-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xlink-2003-12-31.xsd",
      "http://www.xbrl.org/2005/xbrldt-2005.xsd",
      "http://www.xbrl.org/dtr/type/nonNumeric-2009-12-16.xsd",
      "http://www.xbrl.org/dtr/type/numeric-2009-12-16.xsd",
      "https://www.xbrl.org/dtr/type/2022-03-31/types.xsd",
      "https://xbrl.sec.gov/dei/2023/dei-2023.xsd",
      "https://xbrl.sec.gov/naics/2023/naics-2023.xsd"
     ]
    },
    "labelLink": {
     "local": [
      "ipg-20240529_lab.xml"
     ]
    },
    "presentationLink": {
     "local": [
      "ipg-20240529_pre.xml"
     ]
    }
   },
   "keyStandard": 22,
   "keyCustom": 0,
   "axisStandard": 0,
   "axisCustom": 0,
   "memberStandard": 0,
   "memberCustom": 0,
   "hidden": {
    "total": 3,
    "http://xbrl.sec.gov/dei/2023": 3
   },
   "contextCount": 1,
   "entityCount": 1,
   "segmentCount": 0,
   "elementCount": 23,
   "unitCount": 0,
   "baseTaxonomies": {
    "http://xbrl.sec.gov/dei/2023": 22
   },
   "report": {
    "R1": {
     "role": "http://www.interpublic.com//20240529/taxonomy/role/DocumentDocumentAndEntityInformation",
     "longName": "100000 - Document - Document and Entity Information",
     "shortName": "Document and Entity Information",
     "isDefault": "true",
     "groupType": "document",
     "subGroupType": "",
     "menuCat": "Cover",
     "order": "1",
     "firstAnchor": {
      "contextRef": "duration_2024-05-29_to_2024-05-29",
      "name": "dei:DocumentType",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "span",
       "p",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "d765223d8k.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "duration_2024-05-29_to_2024-05-29",
      "name": "dei:DocumentType",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "span",
       "p",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "d765223d8k.htm",
      "first": true,
      "unique": true
     }
    }
   },
   "tag": {
    "dei_AmendmentFlag": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "AmendmentFlag",
     "presentation": [
      "http://www.interpublic.com//20240529/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Amendment Flag",
        "terseLabel": "Amendment Flag",
        "documentation": "Boolean flag that is true when the XBRL content amends previously-filed or accepted submission."
       }
      }
     },
     "auth_ref": []
    },
    "dei_CityAreaCode": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "CityAreaCode",
     "presentation": [
      "http://www.interpublic.com//20240529/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "City Area Code",
        "terseLabel": "City Area Code",
        "documentation": "Area code of city"
       }
      }
     },
     "auth_ref": []
    },
    "dei_CoverAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "CoverAbstract",
     "lang": {
      "en-us": {
       "role": {
        "label": "Cover [Abstract]",
        "terseLabel": "Cover [Abstract]",
        "documentation": "Cover page."
       }
      }
     },
     "auth_ref": []
    },
    "dei_DocumentPeriodEndDate": {
     "xbrltype": "dateItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "DocumentPeriodEndDate",
     "presentation": [
      "http://www.interpublic.com//20240529/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Document Period End Date",
        "terseLabel": "Document Period End Date",
        "documentation": "For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period.  The format of the date is YYYY-MM-DD."
       }
      }
     },
     "auth_ref": []
    },
    "dei_DocumentType": {
     "xbrltype": "submissionTypeItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "DocumentType",
     "presentation": [
      "http://www.interpublic.com//20240529/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Document Type",
        "terseLabel": "Document Type",
        "documentation": "The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'."
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityAddressAddressLine1": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "EntityAddressAddressLine1",
     "presentation": [
      "http://www.interpublic.com//20240529/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Address, Address Line One",
        "terseLabel": "Entity Address, Address Line One",
        "documentation": "Address Line 1 such as Attn, Building Name, Street Name"
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityAddressCityOrTown": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "EntityAddressCityOrTown",
     "presentation": [
      "http://www.interpublic.com//20240529/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Address, City or Town",
        "terseLabel": "Entity Address, City or Town",
        "documentation": "Name of the City or Town"
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityAddressPostalZipCode": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "EntityAddressPostalZipCode",
     "presentation": [
      "http://www.interpublic.com//20240529/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Address, Postal Zip Code",
        "terseLabel": "Entity Address, Postal Zip Code",
        "documentation": "Code for the postal or zip code"
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityAddressStateOrProvince": {
     "xbrltype": "stateOrProvinceItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "EntityAddressStateOrProvince",
     "presentation": [
      "http://www.interpublic.com//20240529/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Address, State or Province",
        "terseLabel": "Entity Address, State or Province",
        "documentation": "Name of the state or province."
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityCentralIndexKey": {
     "xbrltype": "centralIndexKeyItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "EntityCentralIndexKey",
     "presentation": [
      "http://www.interpublic.com//20240529/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Central Index Key",
        "terseLabel": "Entity Central Index Key",
        "documentation": "A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK."
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "dei_EntityEmergingGrowthCompany": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "EntityEmergingGrowthCompany",
     "presentation": [
      "http://www.interpublic.com//20240529/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Emerging Growth Company",
        "terseLabel": "Entity Emerging Growth Company",
        "documentation": "Indicate if registrant meets the emerging growth company criteria."
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "dei_EntityFileNumber": {
     "xbrltype": "fileNumberItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "EntityFileNumber",
     "presentation": [
      "http://www.interpublic.com//20240529/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity File Number",
        "terseLabel": "Entity File Number",
        "documentation": "Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen."
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityIncorporationStateCountryCode": {
     "xbrltype": "edgarStateCountryItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "EntityIncorporationStateCountryCode",
     "presentation": [
      "http://www.interpublic.com//20240529/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Incorporation State Country Code",
        "terseLabel": "Entity Incorporation State Country Code",
        "documentation": "Two-character EDGAR code representing the state or country of incorporation."
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityRegistrantName": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "EntityRegistrantName",
     "presentation": [
      "http://www.interpublic.com//20240529/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Registrant Name",
        "terseLabel": "Entity Registrant Name",
        "documentation": "The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC."
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "dei_EntityTaxIdentificationNumber": {
     "xbrltype": "employerIdItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "EntityTaxIdentificationNumber",
     "presentation": [
      "http://www.interpublic.com//20240529/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Tax Identification Number",
        "terseLabel": "Entity Tax Identification Number",
        "documentation": "The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS."
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "dei_LocalPhoneNumber": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "LocalPhoneNumber",
     "presentation": [
      "http://www.interpublic.com//20240529/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Local Phone Number",
        "terseLabel": "Local Phone Number",
        "documentation": "Local phone number for entity."
       }
      }
     },
     "auth_ref": []
    },
    "dei_PreCommencementIssuerTenderOffer": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "PreCommencementIssuerTenderOffer",
     "presentation": [
      "http://www.interpublic.com//20240529/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Pre Commencement Issuer Tender Offer",
        "terseLabel": "Pre Commencement Issuer Tender Offer",
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act."
       }
      }
     },
     "auth_ref": [
      "r3"
     ]
    },
    "dei_PreCommencementTenderOffer": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "PreCommencementTenderOffer",
     "presentation": [
      "http://www.interpublic.com//20240529/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Pre Commencement Tender Offer",
        "terseLabel": "Pre Commencement Tender Offer",
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act."
       }
      }
     },
     "auth_ref": [
      "r4"
     ]
    },
    "dei_Security12bTitle": {
     "xbrltype": "securityTitleItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "Security12bTitle",
     "presentation": [
      "http://www.interpublic.com//20240529/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Security 12b Title",
        "terseLabel": "Security 12b Title",
        "documentation": "Title of a 12(b) registered security."
       }
      }
     },
     "auth_ref": [
      "r0"
     ]
    },
    "dei_SecurityExchangeName": {
     "xbrltype": "edgarExchangeCodeItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "SecurityExchangeName",
     "presentation": [
      "http://www.interpublic.com//20240529/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Security Exchange Name",
        "terseLabel": "Security Exchange Name",
        "documentation": "Name of the Exchange on which a security is registered."
       }
      }
     },
     "auth_ref": [
      "r2"
     ]
    },
    "dei_SolicitingMaterial": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "SolicitingMaterial",
     "presentation": [
      "http://www.interpublic.com//20240529/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Soliciting Material",
        "terseLabel": "Soliciting Material",
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act."
       }
      }
     },
     "auth_ref": [
      "r5"
     ]
    },
    "dei_TradingSymbol": {
     "xbrltype": "tradingSymbolItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "TradingSymbol",
     "presentation": [
      "http://www.interpublic.com//20240529/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Trading Symbol",
        "terseLabel": "Trading Symbol",
        "documentation": "Trading symbol of an instrument as listed on an exchange."
       }
      }
     },
     "auth_ref": []
    },
    "dei_WrittenCommunications": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "WrittenCommunications",
     "presentation": [
      "http://www.interpublic.com//20240529/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Written Communications",
        "terseLabel": "Written Communications",
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act."
       }
      }
     },
     "auth_ref": [
      "r6"
     ]
    }
   }
  }
 },
 "std_ref": {
  "r0": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "12",
   "Subsection": "b"
  },
  "r1": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "12",
   "Subsection": "b-2"
  },
  "r2": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "12",
   "Subsection": "d1-1"
  },
  "r3": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "13e",
   "Subsection": "4c"
  },
  "r4": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "14d",
   "Subsection": "2b"
  },
  "r5": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Section": "14a",
   "Number": "240",
   "Subsection": "12"
  },
  "r6": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Securities Act",
   "Number": "230",
   "Section": "425"
  }
 }
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>ZIP
<SEQUENCE>16
<FILENAME>0001193125-24-149850-xbrl.zip
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
begin 644 0001193125-24-149850-xbrl.zip
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MM1*T)NQ(7K',#_=,(*)('IAMHC6!UH?ILC\_=2\6Y,%Z^@5I*1#4ET,N)C0
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M_K0Z3$R1&68KZK-Y0<XU.%!'^#7F4^S(,Q*-V8,8[;$Y^7;SY2NYX'#GFHK
M!_GDR<5%2XWD1*\OZV,ET7R0\X548@[SY!,?-E.(-5)PI'[ B/_BH.VP4!06
M4PB$ M%ZZ0; :(AR?(KWB^0F*5.G%$8K 8_P/ZRKU$H$8$\E3$JY$Z-84BER
MAUAIMCAXLVS<M:(R;H _W+M%I<':NQO@LS)5-E_I5[ )A:PB].WH(!<-R$]F
ML:H['[B>!R+.)ZH9Z:_"M*X?@L\!7L;T5J,V"O0X$[CG^F#'-$)S._(R%'Q"
M O!DRMSPI[(?@H$-5QK!W 2Q'$H)_!90_615#<WJ)&8U@79I?@6S&>B^S+""
M2%*&]CAA5B^I/L2$R8T-,0BEHQ<-YJSYD,5[WE'6[_H?VIU?W^^(;"X#X$6$
M-N@24\ Z6L\BF"_B8;"3M<XV% )%'SE=]!")8M+I%&*$0C!Z.DI@V!WIZC-E
M0JBS6A(36,SDJC_G%4W[IML!M*.DV;NZ[#27:,V(%MN1OL_$! B_=!=TFLP"
M,G*L*G:PY,G0^7B$?-0]=K3H))LPKU.U]PN-'@)*4DH[9 Q YUS-%[U*Y)83
M4:TSK<7$GU\E^FDUR!JD/I0+*PA,_QVZ&*P]!H *W)-:8I[U1G8H@24JT*QO
M&>1-0<:'+0LOG[$L5RX&@:'1FZ#-Y*.8JY(Y$'5<>!VZ$D =^3M4[\WGE9C3
MG"$AYH(30/SP,%A_N5@UL&<L-!=),]!=>CI76P(1FK6E'B=T3@8L-@CL*CM
M!3J.!U#J..2ALG89'R?/,@WF,8 DUO>3_%,?=TS3H.+INJZ*V%&%A]O:WFSE
MY_$8-8RF&*$VB%#GN3+.:2&P@<A':&J 0VP5BZ<0JM7#5$4CL/J? /ED/."K
M<T[ZLR3 ,Q@E#3T@ T"G JA*Y067,FX"T?XK=$8Z',3WE*E&^3?T@IHNN!='
M+AQ! C9Z&0/$Q'3$41$<)FWA3I52PFJ#'GC)5R)<F 2^G288^)D!1J/H:W^Q
MQ%9-C 8!F L\CNJ#.!M+;6-W %0F>)Q\I%WJ.&[\:FA$#0.FQU@13&J2C]XQ
M?DMIXY36*AKE'S:E!;U+CF93\AD4U [(EZ1T=I4ZNXW'M-,WXJ/;VV'_U7!8
M^$0]_")MC/E[8\9 W362GD3N@:8^M/(*,F@T;P><NL<E8BH)#(.U!X@6":X_
MQ@O('@<0,L'8/&5^&\QYQ4PS/D#ET:KLK;I5"O5FLT]IL[4?N0RU,,]>7&C1
M(3**#W('VTEQ9#WQH:'#J)M6@]H]AX:.CO2Q(?7#*44_]SGH<UI+#OI$G3_E
M-ORJHJT]I!,M<E3" B10?^#^[Z9=X+6;O)3H+QT['TZJEE5VV,P$RQD'T%LS
M52_KQO6R51R3KMBM*4CJ-&37LF0,[W6Y+%,16RK_8+5J8^T+#81N.F*16J25
M-8K?+(.&TL86 *AH%^!(K&=[4_YQRE-Y2MUI05P4Y!K3,+6TU%8+\)D&E.#'
M,W2]RE94*!*"W[XG 1U)?).48*'60?W"9"B"^?H;^9HP+@$6%\MXE#BZH\U'
M>E9\&TF+]G3CCMR#SBL]:.<YWGVR=,P_.DKOFH'?^2_<.'O1C__U.E\OF_V;
M;KOWXHET5%C1(7ZWLQ?Y=9OL3NC-B4U#J?REJMBH3XC", / A3![72'$/'7
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M3OP R(XKYDQ<40.H>OJQZUWT#KZ<'UUJ!N%75Z?FS9Y9N[6.J?V11B"JXS"
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M-+I(T8XQZL=@B*,QKO4-A5U?:#<-_AT5P'',W?CQ% S#LS"!-_P>P(["\1V
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MP58),8!]PY7#^03K)Z6.UZ2.Z&E9CZZ56HUB2=",J&:D*\[7VJ6P00C&(3I
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MEZ#LK=BOJNQ=^3F,LAVYD$65;&R[;0^SI2:)F-*49#;;H_4"-&*$YV:H(=3
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M0@(;63UCYT:)$L6./:-;1:OT-FJ:ZY%S2+6E+KTBDB)I:QR^GIB@ZLZ8VO(
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MDV-"'[-+G>G8VBO!;C])<0WV]^(SN[M__LC'M1G(O!-YWAY:?"#C>;[ZB;R
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MX>!1[@./9H'D()(U6)>D(F>KSB(D(N**&%XI>_V<H#*'(Z;*AO&=1!GY"GA
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M"7+)N:F!"'2J(-&LI@J[FI0>8/%JLFR&H &PNC-Y';F9B)+3F,E7>;F +Y0
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MS-6GY98^#'=7G%JJ&WVMPVYTMWO3R3U!]5-RI<P@CR'6J,^64Z290W>^+P<
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MF*V&;RZ3G#3P@>0I???HXJV4KTC*DLL[_=15?3IC\F%1+PZ]ISCJ_19[Q-Q
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M\9L##@#)4/KV7DD1X N@@A!!R*M'RP5H6?G4JF]"N&,264*ME*)G\_J$'(O
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M?X7*+ *3J ,$->3$YZ>H.+Y=&.2C1BRD"!C6]O%WCT61RK3ZZSTX9!I\#XD
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M5M5G5N9>6\%#&7DI1666OZJOPHCK\,D!B",^W6=@SRRV -(&.%$@D:C";]L
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MY1,\?0D_#FC1?#0?RRB7^<Y67%91*-1UM@4P:K_^X7;VB'6<C4083BIX+M4
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MA:+9O#OW-OB<=^,T0L6K[:6ZM%W[2&XIA)??#@^CRS"()O:ICXQ#(#U#.<N
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M.*0;+-)+.!"1)1[S17*.*BZO*^G<8V0M"9G*R]QG\JS9,:J>VTX'2ST=GJX
MP\TTBS"KNQF@(66_ /:+Y^S1WW.B.D9$AV-2H^N:#?HTHI+'RTQ_-0(PDKBP
MOI==>,-7USGX+Q42&'%POI+.P8>W[S^\_>C,_2L4.T!I@W^^^O#AU2^_O7O[
M<=^@_@08Y@7+&WS(A$/_].%0F+A)^W"KEQX$4KC#*7(?[DGH9P>-3#J;,4=,
ME'.Q-49.RL-P/UVZ@WB!H"F3Z3C^"O/!'H5%T$WJ83YN> .]J=WO*^ET!4XN
M!?522W5!LI+"'-1H*<AV23JJ',UST04TU67%PAFF)%K#C,F>]R$QPA7?!$JS
M'!3:0DKC<!9+(!9+UM7J^Z3H:2<K1W@S6*K/GL>P7:^#DJ/Q0Y2HDR61$!N0
MCK.#$EG-^-661A0CSI/.KB(4.*ZQHU6SZ$25W@T.E$=*$8U38&C!C469/P*3
MA.>88)#>+D].W((DI$NP82->=4"QEW\+JL\L_>=@"_VQ;7GHB**CQI=[2Z5?
MVI6^-?6K0'>G)U]+1*A4CMS<SC=XP+$Z3UV&WZR=2]%86:1_-'5+X2\V3Z@W
M6HII+LB+B=JYMT/G=GQX8#?US8#SH_.H?NG"O5]T/@GBYY')8S/.JK7.%?--
MG2"X)4E6)LN/=\'RRP,\TUFW\+/%\+E/O=OF7.*)+K9'VM=\O0.V]7VP:%A;
M'HQ?Y,3+1/;C($OU&?2V_%\MPUJ\=[RZ"[*2_%XB1J@Y\6B,S7"MT>T9U(SE
M)S!UR:=H8=7E4J%<>?TU5&C,:VHA<E:!40C^#AA>V#P,S7C3FX0RRID-I4U^
MF%AA5K6?^NW%9HY(I]OOEZ!B"PEI2\DJ03H1EGZS7?N]14DU$E)B/AXW"H-<
M/D(AP%,]HR+'U940HV48_ <I+UB1FP4[9_-0$7@</.B;!SSH:Y-TH)$Y.=7F
MN)Q5*RKC.Z_KN/<NN<W1 6OB1F$\;$!)ME[/I+SW^=.R>/;DV7-?%B8=\H);
M!RIJP"LV 8V+_<^+)40CAXPI./3U)%LVP]QMVBN07-^ X4.Y;>QGAM?B- 3
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M7\6FNVXOF[[3R /'P8F5SPB4DS,(GA"CT/; @C.?>X)M1(YT<F(\!2CCPLM
M>W X[G0BN+P+/*#=$/H/P8%KSEO*)R)(?HRS=R1M&'M2XP<OYKSO[N1]P.6.
M@,M]]X#+?6T2N+.R[TD=%JS);]67VEI8]R>B,S;#_-S=NAXQMCL3!1TTF(DO
M8R10AVI=AQT3@=_8_I\M!JB:X L, @\4LA?#L%80)@!NZ%;H7Z[J2T2:UE3[
MA+$2@0/\SR',BI@&$RNTP\OM"G3LFO6 3B;U6*$CMW0Q(T2;T(%WA4H 2BB
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M3#CY*B99I B$NCI2ITF%&V[]$H]"JL(WZ(7U&)/+-B/T0MXB""0'VY@F]WU
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MHX^O-\7U\T,KI1$9U4%J'%_&T!"AJ<@PPC.$W=JM@,.$9I3A-%.<C)=>V8>
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M-;=4FW8%*B$[&MSO>#A<5:4Y5E)&=#'.F;T7XQ LR_8) >_;%W)?#73?MI
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M%003J,-V'O&G<3](\%T03P<,/]"$NEM3&F/9+#8\-?'[FPL*<TP05(0L:=-
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M^EGZ7E-&+E:S[@K@72$SA7V:]IK4,U%*3U._YG*JL4K#TW^Z&=55[WQ+;=0
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MJ)+F1U^9&')R:'*2Z!-D(0\.""\\UZ>3EOG?*@9^M6+@!#?J;[11X^H'24_
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M"D,-*>TI@-%/J-=5LQK$S< C:Y:=/IX6EI <.<YY&.+-L-,^4LWK_7!GI#Q
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M[,Z<IG)NBU/\6MK**(-ZR1@KU"%[N(O<BRHLT$$7S \^PIJ94E -(:YYZ]U
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M!TB1<,03,[:_(U6NX42'><GK3=V7[4R:RT5@_3=/$V)V%9";$:]D=C9LSST
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M[:Q8GPVGR-'H"[ZE4G2BJS 1>>;#)!\(Z)6<GFE@&4Z$W1UNY %V?=]SRYJ
MGR++*-QI]'%X+) DN6J+L$>*9<;,\4<&Z;?194/>Z61S.5(9\9QL?0@6I 1
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M[JRIP[CDC_T)#A,3_/XQ)GAHEE!,^I\Y-Y$(8RBE(+RO<^K<V:V@&#E!93&
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MU+N_&L$7^H_6F*2KZB8P)+$A#@'OX6*Z96N7C3N?#=AKUMW$CNND7+RCZ1W
MKC5T."VFC<3YL[Z?>II6F(LVRGMZ1<[1BY\A9]SWA6@C<TAD2T[MN%/1.1/Z
MG?;KG."$U>T;VP!V 4>P=S$1K"HDT^$(=&PSS%>X_FSSN6\\!K .$,!Z_1C
MNA^ME_$]X([D;D%,04UMSGQS$WO-E> %S69/D2O=@W;=9[)V-$!4ZN6&KKV:
MJ?8,CDZK<>?>S*7'2(.]]%.QH#B4LL,<XEO+7>N<W>N$6T6U"&ZX3NDWP[GY
M^MRX:2OW6AER..)XL/!HA%+38I.EPIP)[JSL*H(*U/0WRZ?/G[U\\GPR5VXJ
MWM<P(O@)@B@;-Q.WQ=C*W:U9-L:5/0ZWC'>E/MF.F!;X36%0*SL,IAF'D,2(
M-M\GY=Y&, 9B/++E&> K]6[;GQ8_"F5HIEVC][LF#,">5VZCX)I4 S>"L3JB
M[<+^W#?4$T;4+H$J<_-^@$#7$BV4=_XVK#O?@<BMB1EFCC9CM"EK0&K31WO7
MF9Y@80XJ_)XO+DJ)XKSQ6GH5',#%: *1!(O>F_F.AN3N%+4J 1?O T_E=I%I
MZ6.7F[YU0H<B]/9B44=>A.2Z,[;4^R"_S)LO9:$Y9W6SO= K[[U.G+*#RR8A
M%2@\R]&9(53$W8BZ9\#$'(W4&OOJ&65SNL\R:9$4]3/U/6,E6?R'7Z&S*5:>
M"5SSH[ W24<NA<*FTDB[/W+((.##R_7@&R&LF6-".DL=!8K7&Z;YF.>^X;X@
MLH(;?K=P)6+UG*35H,F/]0*9I3_P(2%6]S3VZW5:<2*'[$U7]0OXQU^QJ6C7
MJP<>/_7CC1.R%QIX 7WH/IV-O"N"FJ&[+F\?JS44P"SN1R,]IC-\7AR_)/=?
MPUJ,E5*<?IXEC7"C@LK ]^$;&.!QXSGO/=MIB(EY"%?X/ ,;M_I%,R=>>'H,
M^38E$>+)8>K=:E$RE))WL R-0V9,W0)IP.!2F#M\%[0H#OD@IMY_#N%<,!SG
MTAM4#?H'Y Z#S2STD+Y]$V*B&<=ZWSR%:!)MIRH K"_Q]$FJ+K'F.BBNS>!.
M$AR,-)BVU6XH4V;N/^',V]*W3)VR&)Z-8=> 0;B[BJ7?=LLU&\!!E$R%=3S$
MZ79K,4><-*9$\1@2U#4^BHJ6-'(H/8(!BUC8WP_E,Z?]2<6*\6O2QVC&"T54
M_?ME$_:ZE!]02\F^7M:]0 @8BKEP^KYMY#=T6?PT^'8@M[M=US%S G;+;6S?
M88OF&AEF8;?_>^,,!42(HHA,:Y/"IQ&P,B"AIKK.3-IZ%XHQW4Y3;J\G#-2:
MN[5+67]!<^E76R)J 7.N9K:TW'G,8=V2^W'5="NS3>!5;4%5T0U@JL895S=%
MAH?WGG;!LYY*J]R0_4!D;Q S$!<8!++<!'/$;;55UKR.BJ\HC+\,Y/A][DY(
M?X/.#';/9(DCG2H1\K\$JXPKXT(7,F1.DB$\!@#O/Y;7SQX#@/<+ $:5/[[H
ME&]"+5=2,O2B_>QE(OW0UUAO@]072:K+9_1#XGWSF+'\<D)6>'RDU:S,4) \
M2YFHO6,"425L?S7)6?)$)#+*H!OTK<Q+P6DI*/9F[:.:Y1U!(]XB9X4UQ0RS
M)1M-VD$KXR?86!05TU*H7/*%4L/=LDA4H7XNP4VSM-A:!6M"S-++=(>Q^48)
MP<O59M#:)[]6\A=M&*8]-'W"U2*BDG22[R9&?J:Z1%GGFDB#HT!?9J^-AVU<
M#W]95,GK<J?$Z!R4L($>H,H%V]JDKMP'SI"J5IXGV3DBG<(WV##) CZ"[+\
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M19<;DT=!9>]-[9NXLO\C??A,<O(Q\'F P.?SQ\#G_0*?76]@@@)#,*XW 5P
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MZ ^PIS<LJ.YW2Y:^$SAMEX>Q#3@(X/L05D[T#QHVC.$=?#CD "P^F2_E9R%
M9:P=HFAF<T,;-DI@C_-C;L$+MEPPO-$/'+?GPM^],.BS&!B4L +_%3"FY%O$
M1T;(7^A!6'0_(R:"&-;3X;C=201?R6_L*/U1/@R,D,2 =4'00+D$-:*[-$VW
M+D8BM7.$ CAQ(]R  /9B"$2*;!K%BMT2?V"#'AA'E,1=DBII*P1^X25<&#Y!
MJU1/P%NN)[Y*1P/F%<.Y2 DN<6@O\3S8\U@\FL*#N<Q 6C@/P$G<KI[!K8R(
M3% J1@/>%?L]@=U+4VI +P;C%:!/'86^L[F1+@R@A/\"T*-(W7*W!0_",X>!
MY]FA6*)" 'P-J@ 0!C3N\Z&2%.<^I86WD,LCK:1<*@R(F0![*'"5_.T#;R)_
MH@"(V=N/'['6.?=O78"G%<.?<7;Y1;L& S;2[EL+(8FPO*P#)-0#U1;11FVY
MV@)L'T26$(<D?!*0N'YW6%P0[6@W_3$6TC$3\6?VD&25U HC$Y=834=A<$N9
M\3F]T!E.%Y9%@A%49WL>PHE?2!D,+*)IKVQ_B?F#GL6B:WRI P(KY%T\NSEJ
M[DR 6?AB0!(<,,3BT/8CT$9,C0$/!B$*%\F05Z&+.Q3#(J7$@3=OKW&;7"%.
M!1G AS/B[0CKU3>")Q(UHV @F$"MBECQJRBG@5U?(!R>@TFQ9+VC=J;#?1"H
M,1*U-8&WV^,W$'47F$>D)P Y_A4(C)2]0 C>@,V;&25]F^Y((.LHK9O?N**^
M'5$MC"A>4^M2T/D!D1G_U>6"TVC3\05=0Q 7XWUKA[A>O=QS0Q 8=B>X 1 1
M-P%9C_@T[E '^(KZS4K4*NB0_*+$HSLB!"@)F9QP%DJ,(Q;@HR33T;VS-);N
M!B0O(D;8PZLD G\.C\E$4^L0@HO5_I>X-[;'!;.D:(7Y K+GA+P>D0]H&TA1
M<M?$P(O<X\(>EBC8W.C;<1*Z\5#R$TL&DH^N0:9P7^ZRLDVD8<1OB,D%UT<!
MC3X(><K]DQA?SI$RM""E"0 (:X(LHP!VG9IRIW9#JL1*RJ%AW#1K[:9Y?#&K
ME ^[ G$1^L34EJ*W* X3P7%(R*%#0N#6C:^%- &K(DI9B.P(_)0J?7P0Q!6[
M<NFHPWL]M%Z X&'D'NPW"6@<1&?1^!JD71\/["#M01B$J5K7&#:=V69@M(-.
M0%KY$Q@H<F!8>&[$>)O#(63ZGSZ-2ZC8=NW>WH_+BT;YI(8_'-9:,%P96[2U
MSBNM^F&]W/SCTO1:FQ*5GBZ$[M<+:B:I5(A%+!=K<^",.CVM%LBBL=,X5Z=I
MX_08L)@F3FL>5KK/27@> BH?_EYN5&LM5FX<HE.=.DEM;@ T9TW0;/6S\O%:
M1KH^SA;HVGM[EU4SSI39_32G+;2W\Z!IW\\Y;3: N3V4OSV4W<BY3_[:8BX+
M/50>WK7$$7[ QL/*J:X6?7^IN/L(LPMGC$'XLF8_2SU&9[;K*!!FL]7G@R (
M-S?.T*.53?^T5_.6N?GGOK[NI]GY)V%T_1KAB]KQ1A ++].)[?"G0?TPA_4)
M/I='=%(L\YDY4D"?*(?YV297/W/ #'AW@+=8SZ-AZA7FG6<+F '/,+5AZC4#
MS(!GF-HP]9H!9L S3&V8>LT ,^ 9IC9,O6: &? ,4QNF7C/ #'B&J0U3KQE@
M!CS#U(:IUPPP YYA:L/4:P:8 <\PM6'J-0/,@&>8VC#UF@%FP#-,;9AZS0 S
MX!FF-DR]9H 9\ Q3&Z9>,\ ,>(:I#5.O&6 &/,/4AJG7## #GF%JP]1K!I@!
MSS"U8>HU \R 9YC:,/6: 6; ,TQMF'K- #/@&:8V3+UF@!GP#%,;IEXSP QX
MAJD-4Z\98 8\P]2&J=<,, />?9AZ,VV[QDS#M;E@>6L:KCT"-@L-URI+;KC6
M.&W7J]2NLW+:;)[^J#>.%MUW[:#JQF[']K%%?:E<LI@=R7;W#UBZWI-W=]:>
MO*J5N&@8+CJS8S/KV?EH+C!$%^K-C6)+]&7#H3=X[W ON%WZAE02UZ/FZJ>#
MB-7KRT; J<_9&??]B/VPARC5ECH[_EFUH]CC%CODGGUKAYSM?OJPMS-M'Q;2
M"O$"F[M=/D00S-4CNQS'\)X;^)^))8$04+MQOSM<N$PZMAW5QOX(8/"0 3\O
M'0%M% ,)"2-00]RQV 5\Q72M?Q0&R0"[;U>#_L#V 6@+?N]BWV6[3RW #SF^
M#!OHL%;2B5S'M</AI<6(O2/5\[[<1Z'GT(J;/(KI^1$)Y-#7-K7[/K&'PN39
M^V2QO9V]?;:% _WC;[O['[Y\/3\HOOSUS?D!_OCQRQ>:$=;0CYC#>RXV.H=O
M0N[Z(&B0WY.(.YL;\BL[2G^53V^#DN@'\-Q]L6%I<EWT4^=A;,.  8[,O(+
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M$*0 A%4$UF@("LPE.>&C+N4.47A.CN^7=G8G"7&V)90O(,X?.PUH(JF(7/&
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M'I809P^3 IP]%#-G3 ",W7*$QU%B331_X6/2'XA#;LX%._$YW1,+X^E^?1Q
MG"C=&S@8HX\B.XD+E[ PN3<W"*-T[L<0H?!<=7A\R[G/+F"<RPOT!5U^;9V/
M,8<_O(.EWZ#_I&M[KXD]/I-XW04$GP/_"^#!.G<14^(T#$=<-^9]MBLAV<JF
M08_V97'I09CS.0-\#X=K3\ %<I&&YGP<8'OW!(QS#; 2NZC'N _"TQ '@3C6
MV"B G<RU1+PD_"\!2.HKZ2B!3;N@&(Y<<G2I?>0\FG6A;^4&X'E'1!#LD&]N
M1'#X"FV/IO>#F/T9P+Z79AU\7PY>M0=N#-__A0ND4! &?5@GB6EP%1>2@9_H
M&CT;US90)"ZMSVT?CFX1Q5E\Z:GH*X?+B*=)VR>Y.T#JMHAXB=!0(6JEZ3YM
MFS!FUN7N@!Q#-IS_!N3SO[UVN]>X>](G:'=_^L&MQYTKX;[1*"[=DQ(Y%%LQ
MX-(.'=8F!%"X*?!A_E'_5]GW^2\@>SN.82")& Q1A3R=5U)+('U?W2 <!"%Q
MM@JN#474C_QG^)!PRFH^6>3JR<(%L.;V-+CDL/"_7N)Y#_)/SR4+OZ&'W5<+
MQ_,X['1(7&&-03L\+5&E!>-@.9Y'N-_<L.DQBHGF.$CPD_2KH53,6,LJ"I7T
MMW%S#9*P>VU',K)L(V;A;_(^Y#AXPH3(VA:Z-/^4WCOIP;2[L-<.^MG9K0O[
M$M])6^3?2UE%(W=KLA8 "QSX6= T 4MA4%NX7GA_X!&I209SI3L6V;8HGY"=
MWG^))B]2/' Y2=[!BB]<^+YK#^PN.D61FV48E@9U0WU8^1C%\R,5K;T4LI8\
MF*,"@W;''\KPL!-T$^'%1V7D1W$H/SK<@PE0 V8!7<F7TGD*U(WC4<R49RY5
M$=W!608\1,,$3%34HB*6,B*N4-P(/)(C-4CB"'<7G5?W5 E%7"LN#U),L,)F
M] !GGL#:J/@$X>(E-#_2&\##/+?O2G\V(L[C<8P1=8"C2\@5?'*5V.CGYC@H
M#<&EDQY6E4VX+1[&R*3TZ>>0"2B3$31*3&*":^&CU%7"A=?Q,&!P:Q'FNI[M
M]B,+=%@"A&,!223(A(C7KH19WW!"Z@@.<=EL$MUM3Z9F>N]^5+E]"<+,1A(C
M:,[@*Q1EM]><X$*]0O&"Q*<_87$R0"N63N2I!_.5-!A-)K/FI&^9*N<%&+R!
M/8T$(D$C!_!&FM'1&4J@<#8X=+&.C5I>1#TTKB!@>C)^%O*K@/RX*9E9J5U
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MM.G/O(- 6V::.M2URANJN'I7F(8J^BUZX;D1"[%=5)CEI(J FTH4+*1'FU3
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MN:=4X8/L#(9?%C"3$UM46$PA*ENSLB\)LU@1#ZV\P(E2T,9 @Y 6;5LRMJ2
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MKCO=N??U3>7T\ _X\GO[Y/C@_P-02P,$%     @ .CV^6*@)L\%" P  4@L
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MQ1,7^LC\W8GL%$W_^H(^\Q]02P,$%     @ .CV^6-"?O ^Y!   @2H  !0
M  !I<&<M,C R-# U,CE?<')E+GAM;-6:78_B-A2&[U?:_^"F-ZW4$#YFNCMH
MF!5E9BK4^4# ME5O5B8Y@%7'CFPSP+_O<< 5@3"%Z;:*N>##\7O\^CR.XYA<
M?UJEG+R TDR*3M"HU0,"(I8)$[-.L- AU3%C =&&BH1R*: 3K$$'GV[>O[O^
M)@S)[7W_B81D;DRFVU&T7"YKR90)+?G"8$A=BV4:D3!T]7OCS^3737-M,@0.
M5 -)J3:@R$\+QI-VL]YL->J-9JVY*U- ;3R24 -M<AFUZA%6O""M=NMCN_Z!
M#![)71Y%D#%+85<JL[5BL[DAW\7?DUQT*X4 SF%-[IF@(F:4DY%S_ /IB[A&
MNIR3H95IM*E!O4!2VT;E3/S9MF\3:YZ\?T?PA7D4.B_M!#8;VV2L)HK7I)JA
MVWHK<J)@5[,Z$"U;N:1Q=745Y4>+]34KJXT--*+?'Q]&\1Q2&B(#9!;O-85N
M$O.W>M?<9;0YZ.IKUM9YI <9YZD_H5OD: W[*W350EL4-IIAJU%;Z22XL4UN
MLJHDAR%,B?W\/.P7VF0"\6:+"6=Q/JKR 5"_;%Y%AJZDD.DZLK+H5L:+%(1Q
MGUV1W G#S+HOIE*E>6<"DN>U/5<P[00LFX4NF'7T[1#C?#DGCEEG>&9HEF8<
M A+M]"A3.'J$R6L_8$%! "L#(H'$A;'^_[L^WVS0;L>OC LY<&=PSDU#7)O)
MER@!9EMLV2\V0ZT\._CC2T_BI-&=:*-H;(I9X'; 2.4*.9T [P0EHNAK&MIT
M=P@S9L,+\T13.-57N;9H;Y=C5\6%R%3%+BI^/8!8/!6V-:*,*HP7QG.<])QZ
MJF1:FJIM:_(UOU(EH#I!LUG#F2 @F6)2834L"<A"HR696?.4VV,P!:4@>=@D
MX:C9W"D.00UYS:_,K(M#-;'#]9[3V:FP]D35I;1GU.%I>8-G,\QZV -%>1_G
MJ=4OL#[OG#H05Q?7$<,.VX4WV-PU8(QI/)5645-=2$6?CLV/WK$9 'K%2W1R
MB^O9<R'MB:M/:\^PP_;!&VQN+15+E4F5YW:$*8:>7.!TL>[)Y,RUQC^$JB[2
MD^P[P!\] WS/.#PMT@FH\VCNZJJ.;M>KXW3E&:<Q7?433 .;LLV]Z5N@'0U2
M=8)'C6]QMNJ>X>PF"299;S_P)AD:YZ$L#5!UC*6F'<*&GPA[^/59C>52O G@
MKMP3?+N6'3Q_;L +7<FOX\]JH.0+LQN';R%X$,,3C >^'4O?[M:W_1E(;2C_
M@V7G+TW+(WC"<<^UH^C/S;N=3[H*Z#G<BIKJDBKZ=&PNO6%C_PGA@[D49]XD
M'.JJR^C0J^/DSR;+;^C/@.C)-%V([1I9GPKKB+BZQ(X8=MC\V6092<YB9IB8
M/>+%6#%K[31F9<KJ BMSZVCYLV,R4&"''.!J*=^0M?]CJN?I]/1I\;4(U:7W
MFFM'T9_]E+W>]+5>@/KW+$OB>$.TQ/N6ZX4_&RLCB!?68J,Y&3/#3UY*'NJJ
MR^W0J^/DS^[)6%'[J-5HG4[DR9>[/5%U">T9=7C\V1]Q0^QN%<^IF,$Y#Y64
M:ZL+J]RO8^;;/LA="FJ&8^]G)9=FCO-[1L69SRX<"5%=@J_:=B#_AZV0Z^@@
M-0]88!^=W!RQ;_9!0"SY"U!+ 0(4 Q0    ( #H]OEA82&$LVA(  (5O   .
M              "  0    !D-S8U,C(S9#AK+FAT;5!+ 0(4 Q0    ( #H]
MOE@;OV!DDZ\! !36"@ 1              "  083  !D-S8U,C(S9&5X,3 Q
M+FAT;5!+ 0(4 Q0    ( #H]OEBH";/!0@,  %(+   0              "
M <C" 0!I<&<M,C R-# U,CDN>'-D4$L! A0#%     @ .CV^6/V&YMY@!@
MOD,  !0              ( !.,8! &EP9RTR,#(T,#4R.5]L86(N>&UL4$L!
M A0#%     @ .CV^6-"?O ^Y!   @2H  !0              ( !RLP! &EP
H9RTR,#(T,#4R.5]P<F4N>&UL4$L%!@     %  4 /0$  +71 0    $!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>18
<FILENAME>d765223d8k_htm.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XML>
<?xml version="1.0" encoding="utf-8"?>
<xbrl
  xmlns="http://www.xbrl.org/2003/instance"
  xmlns:dei="http://xbrl.sec.gov/dei/2023"
  xmlns:link="http://www.xbrl.org/2003/linkbase"
  xmlns:xlink="http://www.w3.org/1999/xlink">
    <link:schemaRef xlink:href="ipg-20240529.xsd" xlink:type="simple"/>
    <context id="duration_2024-05-29_to_2024-05-29">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000051644</identifier>
        </entity>
        <period>
            <startDate>2024-05-29</startDate>
            <endDate>2024-05-29</endDate>
        </period>
    </context>
    <dei:EntityRegistrantName
      contextRef="duration_2024-05-29_to_2024-05-29"
      id="Hidden_dei_EntityRegistrantName">INTERPUBLIC GROUP OF COMPANIES, INC.</dei:EntityRegistrantName>
    <dei:AmendmentFlag contextRef="duration_2024-05-29_to_2024-05-29" id="ixv-269">false</dei:AmendmentFlag>
    <dei:EntityCentralIndexKey
      contextRef="duration_2024-05-29_to_2024-05-29"
      id="Hidden_dei_EntityCentralIndexKey">0000051644</dei:EntityCentralIndexKey>
    <dei:DocumentType contextRef="duration_2024-05-29_to_2024-05-29" id="ixv-280">8-K</dei:DocumentType>
    <dei:DocumentPeriodEndDate contextRef="duration_2024-05-29_to_2024-05-29" id="ixv-281">2024-05-29</dei:DocumentPeriodEndDate>
    <dei:EntityIncorporationStateCountryCode contextRef="duration_2024-05-29_to_2024-05-29" id="ixv-282">DE</dei:EntityIncorporationStateCountryCode>
    <dei:EntityFileNumber contextRef="duration_2024-05-29_to_2024-05-29" id="ixv-283">1-6686</dei:EntityFileNumber>
    <dei:EntityTaxIdentificationNumber contextRef="duration_2024-05-29_to_2024-05-29" id="ixv-284">13-1024020</dei:EntityTaxIdentificationNumber>
    <dei:EntityAddressAddressLine1 contextRef="duration_2024-05-29_to_2024-05-29" id="ixv-285">909 Third Avenue</dei:EntityAddressAddressLine1>
    <dei:EntityAddressCityOrTown contextRef="duration_2024-05-29_to_2024-05-29" id="ixv-286">New York</dei:EntityAddressCityOrTown>
    <dei:EntityAddressStateOrProvince contextRef="duration_2024-05-29_to_2024-05-29" id="ixv-287">NY</dei:EntityAddressStateOrProvince>
    <dei:EntityAddressPostalZipCode contextRef="duration_2024-05-29_to_2024-05-29" id="ixv-288">10022</dei:EntityAddressPostalZipCode>
    <dei:CityAreaCode contextRef="duration_2024-05-29_to_2024-05-29" id="ixv-289">212</dei:CityAreaCode>
    <dei:LocalPhoneNumber contextRef="duration_2024-05-29_to_2024-05-29" id="ixv-290">704-1200</dei:LocalPhoneNumber>
    <dei:WrittenCommunications contextRef="duration_2024-05-29_to_2024-05-29" id="ixv-291">false</dei:WrittenCommunications>
    <dei:SolicitingMaterial contextRef="duration_2024-05-29_to_2024-05-29" id="ixv-292">false</dei:SolicitingMaterial>
    <dei:PreCommencementTenderOffer contextRef="duration_2024-05-29_to_2024-05-29" id="ixv-293">false</dei:PreCommencementTenderOffer>
    <dei:PreCommencementIssuerTenderOffer contextRef="duration_2024-05-29_to_2024-05-29" id="ixv-294">false</dei:PreCommencementIssuerTenderOffer>
    <dei:Security12bTitle contextRef="duration_2024-05-29_to_2024-05-29" id="ixv-295">Common Stock, par value $0.10 per share</dei:Security12bTitle>
    <dei:TradingSymbol contextRef="duration_2024-05-29_to_2024-05-29" id="ixv-296">IPG</dei:TradingSymbol>
    <dei:SecurityExchangeName contextRef="duration_2024-05-29_to_2024-05-29" id="ixv-297">NYSE</dei:SecurityExchangeName>
    <dei:EntityEmergingGrowthCompany contextRef="duration_2024-05-29_to_2024-05-29" id="ixv-298">false</dei:EntityEmergingGrowthCompany>
</xbrl>
</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
