<DOCUMENT>
<TYPE>EX-99.4
<SEQUENCE>46
<FILENAME>p67178exv99w4.txt
<DESCRIPTION>EX-99.4
<TEXT>
<PAGE>
                                                                 Exhibit 99.4

               CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350,
      AS ADOPTED PURSUANT TO SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

      I, Gary B. Horton, Assistant Treasurer of U-Haul International, Inc.,
certify that:

1.    the Quarterly Report of U-Haul International, Inc. on Form 10-Q for the
      quarterly period ended September 30, 2002 as filed with the Securities and
      Exchange Commission on the date hereof (the "Report"), which this
      statement accompanies, fully complies with the requirements of Section
      13(a) or 15(d) of the Securities Exchange Act of 1934; and

2.    the information contained in the Report fairly presents, in all material
      respects, the financial condition and results of operations of U-Haul
      International, Inc.

                                            /s/ Gary Horton
                                            -----------------------------------
                                            Gary B. Horton
                                            Assistant Treasurer
                                            November 18, 2002











</TEXT>
</DOCUMENT>
