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Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
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<SEC-DOCUMENT>0000950153-02-001790.txt : 20021018
<SEC-HEADER>0000950153-02-001790.hdr.sgml : 20021018
<ACCEPTANCE-DATETIME>20021017180720
ACCESSION NUMBER:		0000950153-02-001790
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20021015
ITEM INFORMATION:		Other events
ITEM INFORMATION:		Financial statements and exhibits
FILED AS OF DATE:		20021018

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			AMERCO /NV/
		CENTRAL INDEX KEY:			0000004457
		STANDARD INDUSTRIAL CLASSIFICATION:	SERVICES-AUTO RENTAL & LEASING (NO DRIVERS) [7510]
		IRS NUMBER:				880106815
		STATE OF INCORPORATION:			NV
		FISCAL YEAR END:			0331

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-11255
		FILM NUMBER:		02791993

	BUSINESS ADDRESS:	
		STREET 1:		1325 AIRMOTIVE WAY STE 100
		CITY:			RENO
		STATE:			NV
		ZIP:			89502
		BUSINESS PHONE:		7756886300

	MAIL ADDRESS:	
		STREET 1:		1325 AIRMOTIVE WAY
		STREET 2:		SUITE 100
		CITY:			RENO
		STATE:			NV
		ZIP:			89502

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	AMERCO
		DATE OF NAME CHANGE:	19770926
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>p67122e8vk.htm
<DESCRIPTION>8-K
<TEXT>
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<TITLE>e8vk</TITLE>
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<H5 align="left" style="page-break-before:always">&nbsp;</H5><P>

<P align="center"><FONT size="4">SECURITIES AND EXCHANGE COMMISSION
</FONT>

<P align="center"><FONT size="3">Washington, D.C. 20549<BR>
&nbsp;
</FONT>

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<P align="center"><FONT size="5">FORM 8-K
</FONT>

<P align="center"><FONT size="4">CURRENT REPORT
</FONT>

<P align="center"><FONT size="2">Pursuant to Section&nbsp;13 or 15(d) of the<BR>
Securities Exchange Act of 1934
</FONT>

<P><FONT size="2">Date of Report (Date of earliest event reported)
October&nbsp;15, 2002
</FONT>
<CENTER>
<TABLE cellspacing="0" border="0" cellpadding="0" width="100%">
<TR valign="bottom">
        <TD width="15%">&nbsp;</TD>
        <TD width="5%">&nbsp;</TD>
        <TD width="58%">&nbsp;</TD>
        <TD width="5%">&nbsp;</TD>
        <TD width="17%">&nbsp;</TD>
</TR>
<TR valign="bottom">
        <TD nowrap align="center"><FONT size="1">Commission</FONT></TD>
        <TD><FONT size="1">&nbsp;</FONT></TD>
        <TD nowrap align="center"><FONT size="1">Registrant, State of Incorporation,</FONT></TD>
        <TD><FONT size="1">&nbsp;</FONT></TD>
        <TD nowrap align="center"><FONT size="1">IRS Employer</FONT></TD>
</TR>
<TR valign="bottom">
        <TD nowrap align="center"><FONT size="1">File Number</FONT></TD>
        <TD><FONT size="1">&nbsp;</FONT></TD>
        <TD nowrap align="center"><FONT size="1">Address, and Telephone Number</FONT></TD>
        <TD><FONT size="1">&nbsp;</FONT></TD>
        <TD nowrap align="center"><FONT size="1">Identification No.</FONT></TD>
</TR>
<TR valign="bottom">
        <TD nowrap align="center"><HR size="4" noshade></TD>
        <TD><FONT size="1">&nbsp;</FONT></TD>
        <TD nowrap align="center"><HR size="4" noshade></TD>
        <TD><FONT size="1">&nbsp;</FONT></TD>
        <TD nowrap align="center"><HR size="4" noshade></TD>
</TR>
<TR valign="bottom">
        <TD valign="top"><FONT size="2">1-11255
<br>&nbsp;
<br>&nbsp;
<br>&nbsp;
<br>&nbsp;
<br>&nbsp;</FONT></TD>
        <TD><FONT size="2">&nbsp;</FONT></TD>
        <TD align="left" valign="top"><FONT size="2">
AMERCO<br>
(A Nevada Corporation)<br>
1325 Airmotive Way, Ste. 100<br>
Reno, Nevada 89502-3239<br>
Telephone (775)&nbsp;688-6300<br>&nbsp;
</FONT></TD>
        <TD><FONT size="2">&nbsp;</FONT></TD>
        <TD align="left" valign="top"><FONT size="2">88-0106815
<br>&nbsp;
<br>&nbsp;
<br>&nbsp;
<br>&nbsp;
<br>&nbsp;</FONT></TD>
</TR>
</TABLE>
</CENTER>
<P>
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<P align="center"><FONT size="2">&nbsp;</FONT>

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<!-- link2 "ITEM 5. OTHER EVENTS" -->
<P align="left"><FONT size="2">ITEM 5. OTHER EVENTS
</FONT>

<P><FONT size="2">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;On
October&nbsp;15, 2002, AMERCO issued a press release, attached hereto
as Exhibit 99.1, relating
to its retention of a financial advisor to assist AMERCO in restructuring certain of its debt.
</FONT>
<!-- link2 "ITEM 7. FINANCIAL STATEMENTS AND EXHIBITS." -->
<P align="left"><FONT size="2">ITEM 7. FINANCIAL STATEMENTS AND EXHIBITS.
</FONT>

<P>
<TABLE width="100%" border="0" cellpadding="0" cellspacing="0">
<TR valign="top">
        <TD width="5%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="1%" align="left" nowrap><FONT size="2">(c)</FONT></TD>
        <TD width="3%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="91%"><FONT size="2">Exhibits.</FONT></TD>
</TR>
</TABLE>

<TABLE width="100%" border="0" cellpadding="0" cellspacing="0">
<TR valign="top">
        <TD width="10%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="1%" align="left" nowrap><FONT size="2">99.1</FONT></TD>
        <TD width="6%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="83%"><FONT size="2"> Press Release dated
October&nbsp;15, 2002.</FONT></TD>
</TR>
</TABLE>
<P><FONT size="2">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>
<P><FONT size="2">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>
<P><FONT size="2">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>
<P align="center"><FONT size="2">-2-</FONT>

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<P align="center"><FONT size="2">SIGNATURES
</FONT>

<P><FONT size="2">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
</FONT>
<CENTER>
<TABLE cellspacing="0" border="0" cellpadding="0" width="100%">
<TR valign="bottom">
        <TD width="50%">&nbsp;</TD>
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        <TD width="45%">&nbsp;</TD>
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        <TD align="center" valign="top"><FONT size="2">&nbsp;</FONT></TD>
        <TD><FONT size="2">&nbsp;</FONT></TD>
        <TD align="center" valign="top"><FONT size="2">
AMERCO</FONT></TD>
</TR>
<TR>
        <TD align="center" valign="top"><FONT size="2">&nbsp;</FONT></TD>
        <TD><FONT size="2">&nbsp;</FONT></TD>
        <TD align="center" valign="top"><FONT size="2">
<HR size="4" noshade></FONT></TD>
</TR>
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        <TD align="center" valign="top"><FONT size="2">&nbsp;</FONT></TD>
        <TD><FONT size="2">&nbsp;</FONT></TD>
        <TD align="center" valign="top"><FONT size="2">
(Registrant)<br>&nbsp;<br>
/s/
Gary V. Klinefelter</FONT></TD>
</TR>
<TR>
        <TD align="left" valign="top"><FONT size="2">Date:
October&nbsp;16, 2002</FONT></TD>
        <TD><FONT size="2">&nbsp;</FONT></TD>
        <TD align="center" valign="top"><FONT size="2">
<HR size="4" noshade></FONT></TD>
</TR>
<TR valign="bottom">
        <TD align="center" valign="top"><FONT size="2">&nbsp;</FONT></TD>
        <TD><FONT size="2">&nbsp;</FONT></TD>
        <TD align="center" valign="top"><FONT size="2">
Gary V. Klinefelter, Secretary</FONT></TD>
</TR>
</TABLE>
</CENTER>
<P align="center"><FONT size="2">-3-</FONT>

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<H5 align="left" style="page-break-before:always">&nbsp;</H5><P>
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<P align="center"><FONT size="2">EXHIBIT INDEX
</FONT>

<P>
<TABLE width="100%" border="0" cellpadding="0" cellspacing="0">
<TR valign="top">
        <TD width="1%" align="left" nowrap><FONT size="2">99.1</FONT></TD>
        <TD width="6%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="93%"><FONT size="2"> Press Release dated
October&nbsp;15, 2002.</FONT></TD>
</TR>
</TABLE>
<P align="center"><FONT size="2">&nbsp;</FONT>

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</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>3
<FILENAME>p67122exv99w1.htm
<DESCRIPTION>EX-99.1
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<P align="right"><FONT size="2">Exhibit&nbsp;99.1
</FONT>

<P align="left"><FONT size="2"><B>Contact:</B><br>
Jennifer Flachman<br>
Media and Public Relations Director<br>
(602)&nbsp;263-6194<br>
jennifer_flachman@uhaul.com
</FONT>
<P align="left"><FONT size="2"><B>FOR IMMEDIATE RELEASE</B>
</FONT>

<P align="left"><FONT size="2">October&nbsp;15, 2002
</FONT>

<P align="center"><FONT size="2"><B>AMERCO Retains Crossroads, LLP to Advise on Financial Initiatives</B>
</FONT>

<P align="left"><FONT size="2">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<B>Reno, Nev &#151; AMERCO, </B>parent company of U-Haul International, Inc., the
leader in the do-it-yourself moving and self storage industry announced today
that it has retained Crossroads, LLC as its financial advisor to assist in
assessing its strategic alternatives as the Company moves to strengthen its
financial position. Crossroads is a nationally renown consulting firm
specializing in financial restructuring.
</FONT>
<P align="left"><FONT size="2">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;AMERCO is an extremely asset-rich Company that fell victim to tight
capital markets and was forced to repay rather than refinance its loan
commitments during its first quarter-ended June&nbsp;30, 2002. We are now in the
process of recapitalizing our balance sheet. Meanwhile, earnings continue to
rise,&#148; stated Gary Horton, Chief Financial Officer.
</FONT>
<P align="left"><FONT size="2">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;As part of the Company&#146;s strategic plan, it has elected to enter into
negotiations to restructure certain of its debt. While the Company works to
recapitalize its balance sheet, it has elected to temporarily suspend the
October&nbsp;15, 2002 payment of its Series&nbsp;1997-C Bond Backed Asset Trust. The
Company also intends to refinance its 3-year Credit Agreement.
</FONT>
<P align="center"><FONT size="2">&nbsp;</FONT>

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<P align="left"><FONT size="2">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;Customer demand for U-Haul products and services is greater than ever.
The Company is experiencing another year of record rental transactions. While
we are taking advantage of this opportunity to recapitalize our balance sheet,
we continue to make our interest payments to our banks as we have for over 50
years, and it will be business as usual for our customers, employees, dealer
network and service providers, stated Joe Shoen, Chief Executive Officer.
</FONT>
<P align="left"><FONT size="2">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Providing quality products and services to families that rely on U-Haul
has been the drumbeat by which this company has marched for over 57&nbsp;years. I
have the utmost confidence in the work underway that supports AMERCO&#146;s plan to
recapitalize,&#148; declared Shoen.
</FONT>
<P align="left"><FONT size="2">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;AMERCO is the parent company of U-Haul International, Inc., Republic
Western Insurance Company, Oxford Life Insurance Company and Amerco Real Estate
Company. For more information about AMERCO, visit www.uhaul.com.
</FONT>
<P align="left"><FONT size="2">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Certain of the statements made in this press release regarding our
business constitute forward-looking statements contemplated under the Private
Securities Litigation Reform Act of 1995 and certain factors could cause actual
results to differ materially from those projected.
</FONT>
<P align="center"><FONT size="2"><B>###</B>
</FONT>


<P align="center"><FONT size="2">&nbsp;</FONT>



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