<SEC-DOCUMENT>0000004457-15-000033.txt : 20150717
<SEC-HEADER>0000004457-15-000033.hdr.sgml : 20150717
<ACCEPTANCE-DATETIME>20150717160647
ACCESSION NUMBER:		0000004457-15-000033
CONFORMED SUBMISSION TYPE:	DEF 14A
PUBLIC DOCUMENT COUNT:		4
CONFORMED PERIOD OF REPORT:	20150717
FILED AS OF DATE:		20150717
DATE AS OF CHANGE:		20150717
EFFECTIVENESS DATE:		20150717

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			AMERCO /NV/
		CENTRAL INDEX KEY:			0000004457
		STANDARD INDUSTRIAL CLASSIFICATION:	SERVICES-AUTO RENTAL & LEASING (NO DRIVERS) [7510]
		IRS NUMBER:				880106815
		STATE OF INCORPORATION:			NV
		FISCAL YEAR END:			0331

	FILING VALUES:
		FORM TYPE:		DEF 14A
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-11255
		FILM NUMBER:		15993885

	BUSINESS ADDRESS:	
		STREET 1:		5555 KIETZKE LANE STE 100
		CITY:			RENO
		STATE:			NV
		ZIP:			89511
		BUSINESS PHONE:		7756886300

	MAIL ADDRESS:	
		STREET 1:		5555 KIETZKE LANE
		STREET 2:		SUITE 100
		CITY:			RENO
		STATE:			NV
		ZIP:			89511

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	AMERCO
		DATE OF NAME CHANGE:	19770926
</SEC-HEADER>
<DOCUMENT>
<TYPE>DEF 14A
<SEQUENCE>1
<FILENAME>2015Proxy.htm
<DESCRIPTION>2015 PROXY
<TEXT>
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            <p style="margin:0pt; text-align:center"><a name="_DMBM_1015"></a><a name="_CSF_TOC_1"></a><a name="EDGAR_PAGE_START1"></a><font style="font-family:Arial; font-size:10pt; font-weight:bold">UNITED STATES SECURITIES</font></p>
            <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:10pt; font-weight:bold">AND EXCHANGE COMMISSION</font></p>
            <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:10pt; font-weight:bold">WASHINGTON, D.C.&#160; 20549</font></p>
            <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:10pt; font-weight:bold">&#xa0;</font></p>
            <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:10pt; font-weight:bold">SCHEDULE 14A</font></p>
            <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:10pt; font-weight:bold">&#xa0;</font></p>
            <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:10pt; font-weight:bold">Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934</font></p>
            <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:10pt; font-weight:bold">(Amendment No.)</font></p>
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            <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">Filed by the Registrant [x]</font></p>
            <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">Filed by a Party other than the </font><font style="font-family:Arial; font-size:10pt">Registrant [ ]</font></p>
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            <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">Check the appropriate box:</font></p>
            <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">[ ] Preliminary Proxy Statement </font></p>
            <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">[ ] Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2))</font></p>
            <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">[x] Definitive Proxy Statement </font></p>
            <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">[ ] Definitive Additional Materials </font></p>
            <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">[ ] Soliciting Material Pur</font><font style="font-family:Arial; font-size:10pt">suant to &#167;240.14a-12</font></p>
            <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
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            <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:10pt">AMERCO</font></p>
            <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:10pt">(Name of Registrant as Specified in Its Charter)</font></p>
            <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:10pt">(Name of Person(s) Filing Proxy Statement if Other Than the Registrant)</font></p>
            <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">Payment of Filing Fee (Check the appropriate box): </font></p>
            <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">[x] No fee required. </font></p>
            <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">[ ] Fee computed on table </font><font style="font-family:Arial; font-size:10pt">below per Exchange Act Rules 14a-6(i)(1) and 0-11.</font></p>
            <ol type="1" style="margin:0pt; padding-left:0pt">
                <li style="margin:0pt 0pt 0pt 31.34pt; text-indent:0pt; padding-left:4.66pt; font-family:Arial; font-size:10pt"><font style="font-family:Arial; font-size:10pt">Title of each class of securities to which transaction applies:</font></li>
                <li style="margin:0pt 0pt 0pt 31.34pt; text-indent:0pt; padding-left:4.66pt; font-family:Arial; font-size:10pt"><font style="font-family:Arial; font-size:10pt">Aggregate number of securities to which transaction applies:</font></li>
                <li style="margin:0pt 0pt 0pt 31.34pt; text-indent:0pt; padding-left:4.66pt; font-family:Arial; font-size:10pt"><font style="font-family:Arial; font-size:10pt">Per unit price or other underlying value of transaction computed pursuant to Exc</font><font style="font-family:Arial; font-size:10pt">hange Act Rule 0-11 (set forth the amount on which the filing fee is calculated and state how it was determined):</font></li>
                <li style="margin:0pt 0pt 0pt 31.34pt; text-indent:0pt; padding-left:4.66pt; font-family:Arial; font-size:10pt"><font style="font-family:Arial; font-size:10pt">Proposed maximum aggregate value of transaction:</font></li>
                <li style="margin:0pt 0pt 0pt 31.34pt; text-indent:0pt; padding-left:4.66pt; font-family:Arial; font-size:10pt"><font style="font-family:Arial; font-size:10pt">Total fee paid:</font></li>
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            <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">[ ] Fee paid previously with preliminary materials:</font></p>
            <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">[ ] Check box if any part</font><font style="font-family:Arial; font-size:10pt"> of the fee is offset as provided by Exchange Act Rule 0-11(a)(2) and identify the filing for which the offsetting fee was paid previously. Identify the previous filing by registration statement number, or the Form or Schedule and the date of its filing.</font></p>
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                <li style="margin:0pt 0pt 0pt 31.34pt; text-indent:0pt; padding-left:4.66pt; font-family:Arial; font-size:10pt"><font style="font-family:Arial; font-size:10pt">A</font><font style="font-family:Arial; font-size:10pt">mount previously paid:</font></li>
                <li style="margin:0pt 0pt 0pt 31.34pt; text-indent:0pt; padding-left:4.66pt; font-family:Arial; font-size:10pt"><font style="font-family:Arial; font-size:10pt">Form, Schedule or Registration Statement No.:</font></li>
                <li style="margin:0pt 0pt 0pt 31.34pt; text-indent:0pt; padding-left:4.66pt; font-family:Arial; font-size:10pt"><font style="font-family:Arial; font-size:10pt">Filing Party:</font></li>
                <li style="margin:0pt 0pt 0pt 31.34pt; text-indent:0pt; padding-left:4.66pt; font-family:Arial; font-size:10pt"><font style="font-family:Arial; font-size:10pt">Date Filed:</font></li>
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            <p style="margin:0pt; text-align:center"><a name="EDGAR_PAGE_START2"></a><font style="font-family:Arial; font-size:10pt">NOTICE OF THE 201</font><font style="font-family:Arial; font-size:10pt">5</font><font style="font-family:Arial; font-size:10pt"> ANNUAL MEETING OF STOCKHOLDERS OF AMERCO</font></p>
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            <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:10pt">DATE: Thursday, </font><font style="font-family:Arial; font-size:10pt">August 27, 2015</font></p>
            <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:10pt">TIME: 9 a.m. local time/12 noon EDT</font></p>
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            <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:10pt">PLACE: U-Haul Central Towers </font></p>
            <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:10pt">2721 N. Central Avenue, Phoenix, Arizona 85004</font></p>
            <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:10pt">and webcast live at amerco.com</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">Dear Fellow Stockholders:</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">July 17,</font><font style="font-family:Arial; font-size:10pt"> 201</font><font style="font-family:Arial; font-size:10pt">5</font></p>
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            <p style="margin:0pt; text-indent:36pt; text-align:justify; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">We look forward to the 201</font><font style="font-family:Arial; font-size:10pt">5</font><font style="font-family:Arial; font-size:10pt"> Annual Meeting of Stockholders (&#8220;201</font><font style="font-family:Arial; font-size:10pt">5</font><font style="font-family:Arial; font-size:10pt"> Annual Meeting&#8221;) of AMERCO (the &#8220;Company&#8221;) and are pleased to once again offer our meeting materials over the internet and to webcast this annual meeting. We believe that using the internet to distribute our materials and to host the meeting will allow mo</font><font style="font-family:Arial; font-size:10pt">re stockholders to participate in the meeting. We also expect that this approach will lower costs associated with the meeting and is consistent with our environmental sustainability initiatives.</font></p>
            <p style="margin:0pt; text-indent:36pt; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt; text-indent:36pt; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">During the meeting, </font><font style="font-family:Arial; font-size:10pt">six </font><font style="font-family:Arial; font-size:10pt">proposals will be presented for your</font><font style="font-family:Arial; font-size:10pt"> consideration and approval:</font></p>
            <p style="margin:0pt; text-indent:36pt; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt; text-indent:-72pt; text-align:justify; widows:0; orphans:0; padding-left:72pt"><font style="font-family:Arial; font-size:10pt">Proposal 1:&#160;&#160;&#160;&#160; The election of the following directors, each to hold office and serve as a member of the Board until the 201</font><font style="font-family:Arial; font-size:10pt">6</font><font style="font-family:Arial; font-size:10pt"> Annual Meeting of Stockholders: Edward J. Shoen, James E. Acridge, Charles J. Bayer, John P. Brogan</font><font style="font-family:Arial; font-size:10pt">, John M. Dodds, Michael L. Gallagher, Daniel R. Mullen and </font><font style="font-family:Arial; font-size:10pt">Samuel J</font><font style="font-family:Arial; font-size:10pt">. Shoen.</font></p>
            <p style="margin:0pt; text-indent:-72pt; text-align:justify; widows:0; orphans:0; padding-left:72pt"><font style="font-family:Arial; font-size:10pt">Proposal 2:&#160;&#160;&#160;&#160; </font><font style="font-family:Arial; font-size:10pt"> </font><font style="font-family:Arial; font-size:10pt">An advisory vote to approve the compensation paid to the Company&#8217;s Named Executive Officers as disclosed in this Proxy Statement.&#160;&#160;&#160;&#160;&#160;&#160; </font></p>
            <p style="margin:0pt; text-indent:-72pt; text-align:justify; widows:0; orphans:0; padding-left:72pt"><font style="font-family:Arial; font-size:10pt">Proposal 3:&#160;&#160;&#160; The ratifi</font><font style="font-family:Arial; font-size:10pt">cation of the appointment of BDO USA, LLP as the Company&#8217;s independent registered public accounting firm for the fiscal year ended March 31, 201</font><font style="font-family:Arial; font-size:10pt">6</font><font style="font-family:Arial; font-size:10pt">.</font></p>
            <p style="margin:0pt; text-indent:-72pt; text-align:justify; widows:0; orphans:0; padding-left:72pt"><font style="font-family:Arial; font-size:10pt">Proposal 4:&#160;&#160; </font><font style="font-family:Arial; font-size:10pt">A proposal received from Company stockholder proponents to ratify and affirm the decisions and</font><font style="font-family:Arial; font-size:10pt"> actions taken by the Board of Directors (the &#8220;Board&#8221;) and executive officers of the Company with respect to AMERCO and its subsidiaries, for the fiscal year ended March 31, 201</font><font style="font-family:Arial; font-size:10pt">5</font><font style="font-family:Arial; font-size:10pt">.</font></p>
            <p style="margin:0pt; text-indent:-72pt; text-align:justify; widows:0; orphans:0; padding-left:72pt"><font style="font-family:Arial; font-size:10pt">Proposal 5:</font><font style="font-family:Arial; font-size:10pt">An advisory proposal received from a Company stockholder propone</font><font style="font-family:Arial; font-size:10pt">nt to recommend the Board and management act expeditiously to effectuate an IPO and subsequent REIT conversion of the real estate and self-storage businesses.</font></p>
            <p style="margin:0pt; text-indent:-72pt; text-align:justify; widows:0; orphans:0; padding-left:72pt"><font style="font-family:Arial; font-size:10pt">Proposal 6:</font><font style="font-family:Arial; font-size:10pt">An advisory proposal received from a Company stockholder proponent for the Board and </font><font style="font-family:Arial; font-size:10pt">management to declare and issue a dividend of seven shares of nonvoting common stock for each common share held to all AMERCO shareholders.&#160; </font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt; text-indent:36pt; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">I encourage you to read this proxy statement for more information on each of these proposals, and to vote on each proposal.&#160; </font></p>
            <p style="margin:0pt; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify; page-break-inside:avoid; page-break-after:avoid; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">In addition, stockholders may also vote on any other business as may properly come before the 201</font><font style="font-family:Arial; font-size:10pt">5</font><font style="font-family:Arial; font-size:10pt"> Annual Meeting or any continua</font><font style="font-family:Arial; font-size:10pt">tion, postponement or adjournment thereof. On such other business, to the maximum extent allowed by the SEC&#8217;s proxy and NASDAQ rules, any proxy holders will vote as they determine in their discretion.</font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
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            <p style="margin:0pt; text-indent:36pt; text-align:justify"><a name="EDGAR_PAGE_START3"></a><font style="font-family:Arial; font-size:10pt">I encourage stockholders to participate in the 201</font><font style="font-family:Arial; font-size:10pt">5</font><font style="font-family:Arial; font-size:10pt"> </font><font style="font-family:Arial; font-size:10pt">Annual Meeting via the webcast, in order to reduce the carbon footprint resulting from the meeting. I also encourage you to vote, whether or not you attend or participate in the meeting. The Board has fixed the close of business on </font><font style="font-family:Arial; font-size:10pt">June 29</font><font style="font-family:Arial; font-size:10pt">, 201</font><font style="font-family:Arial; font-size:10pt">5</font><font style="font-family:Arial; font-size:10pt"> as the rec</font><font style="font-family:Arial; font-size:10pt">ord date for determination of stockholders entitled to notice of and to vote at the 201</font><font style="font-family:Arial; font-size:10pt">5</font><font style="font-family:Arial; font-size:10pt"> Annual Meeting or any adjournment or postponement thereof. If you vote over the internet or telephone, your vote must be received by 11:59 p.m. Eastern Time on August </font><font style="font-family:Arial; font-size:10pt">2</font><font style="font-family:Arial; font-size:10pt">6</font><font style="font-family:Arial; font-size:10pt">, 201</font><font style="font-family:Arial; font-size:10pt">5</font><font style="font-family:Arial; font-size:10pt"> to be counted. Mail-in ballots should be mailed by August 1</font><font style="font-family:Arial; font-size:10pt">6</font><font style="font-family:Arial; font-size:10pt">, 201</font><font style="font-family:Arial; font-size:10pt">5</font><font style="font-family:Arial; font-size:10pt">.</font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt; text-indent:36pt"><font style="font-family:Arial; font-size:10pt">Sincerely yours,</font></p>
            <p style="margin:0pt; text-indent:36pt"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt; text-indent:36pt"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt; text-indent:36pt"><font style="font-family:Arial; font-size:10pt; text-decoration:underline">/s/ Edward J. Shoen</font></p>
            <p style="margin:0pt; text-indent:36pt"><font style="font-family:Arial; font-size:10pt">Edward J. Shoen</font></p>
            <p style="margin:0pt; text-indent:36pt"><font style="font-family:Arial; font-size:10pt">Chairman and President</font></p>
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                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:10pt; font-weight:bold">TABLE OF CONTENTS</font></p>
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                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:10pt; text-decoration:underline">Page</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">Questions and Answers about these Proxy Materials and Voting</font></p>
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                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt">1</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">Proposal 1 &#8211; The Election of Directors</font></p>
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                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt">5</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">Proposal 2 &#8211; Advisory Vote to Approve the Compensation Paid to the Company&#8217;s Named Executive Officers</font></p>
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                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt">6</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">Compensation Discussion and Analysis</font></p>
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                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt">7</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">Relationship with independent Registered Public Accounting Firm</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:top; width:38.7pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt">10</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">Proposal 3 &#8211; Ratification of Appointment of Independent Registered Public Accounting Firm</font></p>
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                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt">1</font><font style="font-family:Arial; font-size:10pt">1</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">Proposal 4 &#8211; Stockholder Proposal Regarding Ratification of the Decisions and Actions of the Board of Directors and Executive Officers for Fiscal 201</font><font style="font-family:Arial; font-size:10pt">5</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:top; width:38.7pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt">11</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">Proposal 5 &#8211; Advisory Stockholder Proposal to Recommend the Board and Management Act Expeditiously to Effectuate on IPO and Subsequent REIT Conversion of the Real Estate and Self-Storage Businesses</font></p>
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                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt">12</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">Proposal 6 &#8211; Advisory Stockholder Proposal for the Boa</font><font style="font-family:Arial; font-size:10pt">rd and Management to Declare and Issue a Dividend of Seven Shares of Nonvoting Common Stock for Each Common Share Held to All AMERCO Shareholders</font></p>
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                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt">14</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">Board of Directors and Corporate Governance</font></p>
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                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt">1</font><font style="font-family:Arial; font-size:10pt">6</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">&#8220;Controlled Company&#8221; Status and Director Independence</font></p>
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                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt">1</font><font style="font-family:Arial; font-size:10pt">8</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">Other Information Regarding the Board of Directors</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:top; width:38.7pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt">1</font><font style="font-family:Arial; font-size:10pt">9</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">Director Nomination Process</font></p>
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                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt">21</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">Security Ownership of Certain Beneficial Owners and Management</font></p>
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                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt">2</font><font style="font-family:Arial; font-size:10pt">5</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">Compensation Committee Report</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:top; width:38.7pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt">2</font><font style="font-family:Arial; font-size:10pt">7</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">Compensation Committee Interlocks and Insider Participation</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:top; width:38.7pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt">2</font><font style="font-family:Arial; font-size:10pt">7</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">Audi</font><font style="font-family:Arial; font-size:10pt">t Committee Report</font></p>
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                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt">2</font><font style="font-family:Arial; font-size:10pt">8</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">Executive Officers of the Company</font></p>
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                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt">2</font><font style="font-family:Arial; font-size:10pt">8</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">Certain Relationships and Related Transactions</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:top; width:38.7pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt">2</font><font style="font-family:Arial; font-size:10pt">9</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">Section 16(a) Beneficial Ownership Reporting Compliance</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:top; width:38.7pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt">31</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">Communications with the Board of Directors</font></p>
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                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt">31</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">Stockholder Proposals for Next Annual</font><font style="font-family:Arial; font-size:10pt"> Meeting</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:top; width:38.7pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt">32</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">Other Matters</font></p>
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                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt">32</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">Exhibit A &#8211; Meeting Procedures</font></p>
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                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">Exhibit B &#8211; Proxy Card</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
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            <p style="margin:0pt; text-align:center"><a name="EDGAR_PAGE_START5"></a><img src="image1.gif" width="129" height="16" alt="Description: AMERCOlogo" ></p>
            <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:10pt; font-weight:bold">&#xa0;</font></p>
            <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:10pt; font-weight:bold">PROXY STATEMENT</font></p>
            <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:10pt; font-weight:bold">&#xa0;</font></p>
            <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:10pt; font-weight:bold">201</font><font style="font-family:Arial; font-size:10pt; font-weight:bold">5</font><font style="font-family:Arial; font-size:10pt; font-weight:bold"> ANNUAL MEETING OF STOCKHOLDERS</font></p>
            <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:10pt; font-weight:bold">&#xa0;</font></p>
            <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:10pt; font-weight:bold">TO BE HELD ON THURSDAY, </font><font style="font-family:Arial; font-size:10pt; font-weight:bold">AUGUST 27</font><font style="font-family:Arial; font-size:10pt; font-weight:bold">, 201</font><font style="font-family:Arial; font-size:10pt; font-weight:bold">5</font></p>
            <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">This proxy statement (&#8220;Proxy Statement&#8221;) is furnished in connection with the solicitation of proxies on behalf of the Board of Directors (the &#8220;Board&#8221;) of AMERCO, a Nevada corporation (the &#8220;Company&#8221;), with respect to</font><font style="font-family:Arial; font-size:10pt"> the 201</font><font style="font-family:Arial; font-size:10pt">5</font><font style="font-family:Arial; font-size:10pt"> Annual Meeting of Stockholders of AMERCO and any adjournment thereof (the &#8220;Annual Meeting&#8221;). The matters to be voted upon at the Annual Meeting are: </font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <ol type="i" style="margin:0pt; padding-left:0pt">
                <li style="margin:0pt 0pt 0pt 49.33pt; text-indent:0pt; text-align:justify; widows:0; orphans:0; padding-left:36.17pt; font-family:Arial; font-size:10pt"><font style="font-family:Arial; font-size:10pt">The election of the following directors, each to hold office and serve as a member of the Board</font><font style="font-family:Arial; font-size:10pt"> until the 201</font><font style="font-family:Arial; font-size:10pt">6</font><font style="font-family:Arial; font-size:10pt"> Annual Meeting of Stockholders: Edward J. Shoen, James E. Acridge, Charles J. Bayer, John P. Brogan, John M. Dodds, Michael L. Gallagher, Daniel R. Mullen and </font><font style="font-family:Arial; font-size:10pt">Samuel J. Shoen</font><font style="font-family:Arial; font-size:10pt">;</font></li>
                <li style="margin:0pt 0pt 0pt 51.55pt; text-indent:0pt; text-align:justify; widows:0; orphans:0; padding-left:33.95pt; font-family:Arial; font-size:10pt"><font style="font-family:Arial; font-size:10pt">A</font><font style="font-family:Arial; font-size:10pt">n advisory vote to approve the compensation paid to the Company</font><font style="font-family:Arial; font-size:10pt">&#8217;s Named Executive Officers as disclosed in this Proxy Statement;</font></li>
                <li style="margin:0pt 0pt 0pt 53.77pt; text-indent:0pt; text-align:justify; widows:0; orphans:0; padding-left:31.73pt; font-family:Arial; font-size:10pt"><font style="font-family:Arial; font-size:10pt">T</font><font style="font-family:Arial; font-size:10pt">he ratification of the appointment of BDO USA, LLP as the Company&#8217;s independent Registered Public Accounting Firm for the fiscal year ended March 31, 201</font><font style="font-family:Arial; font-size:10pt">6</font><font style="font-family:Arial; font-size:10pt"> (&#8220;Fiscal 201</font><font style="font-family:Arial; font-size:10pt">6</font><font style="font-family:Arial; font-size:10pt">&#8221;); and</font></li>
                <li style="margin:0pt 0pt 0pt 54.33pt; text-indent:0pt; text-align:justify; widows:0; orphans:0; padding-left:31.17pt; font-family:Arial; font-size:10pt"><font style="font-family:Arial; font-size:10pt">A</font><font style="font-family:Arial; font-size:10pt"> proposal re</font><font style="font-family:Arial; font-size:10pt">ceived from Company stockholder proponents to ratify and affirm the decisions and actions taken by the Board and executive officers with respect to AMERCO and its subsidiaries, for the fiscal year ended March 31, 201</font><font style="font-family:Arial; font-size:10pt">5</font><font style="font-family:Arial; font-size:10pt"> (&#8220;Fiscal 201</font><font style="font-family:Arial; font-size:10pt">5</font><font style="font-family:Arial; font-size:10pt">&#8221;). </font></li>
                <li style="margin:0pt 0pt 0pt 52.11pt; text-indent:0pt; text-align:justify; widows:0; orphans:0; padding-left:33.39pt; font-family:Arial; font-size:10pt"><font style="font-family:Arial; font-size:10pt">A</font><font style="font-family:Arial; font-size:10pt">n advisory proposal</font><font style="font-family:Arial; font-size:10pt"> received from a Company stockholder proponent to recommend the Board and management act expeditiously to effectuate an IPO and subsequent REIT conversion of the real estate and self-storage businesses.</font></li>
                <li style="margin:0pt 0pt 0pt 54.33pt; text-indent:0pt; text-align:justify; widows:0; orphans:0; padding-left:31.17pt; font-family:Arial; font-size:10pt"><font style="font-family:Arial; font-size:10pt">An advisory proposal received from a Company stockhol</font><font style="font-family:Arial; font-size:10pt">der proponent for the Board and management to declare and issue a dividend of seven shares of nonvoting common stock for each common share held to all AMERCO shareholders.&#160; </font></li>
            </ol>
            <p style="margin:0pt 0pt 0pt 85.5pt; text-align:justify; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">The Notice of Internet Availability of Proxy Materials (the &#8220;Notice&#8221;) is first be</font><font style="font-family:Arial; font-size:10pt">ing sent to stockholders on or about </font><font style="font-family:Arial; font-size:10pt">July 17</font><font style="font-family:Arial; font-size:10pt">, 201</font><font style="font-family:Arial; font-size:10pt">5</font><font style="font-family:Arial; font-size:10pt">. The Proxy Statement and the form of proxy relating to the Annual Meeting are first being made available to stockholders on or about </font><font style="font-family:Arial; font-size:10pt">July 17</font><font style="font-family:Arial; font-size:10pt">, 201</font><font style="font-family:Arial; font-size:10pt">5</font><font style="font-family:Arial; font-size:10pt">.&#160; </font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify; page-break-inside:avoid; page-break-after:avoid; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">The Board has fixed the close of business on June </font><font style="font-family:Arial; font-size:10pt">29</font><font style="font-family:Arial; font-size:10pt">, </font><font style="font-family:Arial; font-size:10pt">201</font><font style="font-family:Arial; font-size:10pt">5</font><font style="font-family:Arial; font-size:10pt"> as the record date for determination of stockholders entitled to notice of and to vote at the Annual Meeting or any adjournment or postponement thereof (the &#8220;Record Date&#8221;). </font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify; page-break-inside:avoid; page-break-after:avoid; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt; text-align:justify; page-break-inside:avoid; page-break-after:avoid; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt; font-weight:bold">Why am I being provided with these materials?</font></p>
            <p style="margin:0pt; text-align:justify; page-break-inside:avoid; page-break-after:avoid; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">Owners of record of AMERCO com</font><font style="font-family:Arial; font-size:10pt">mon stock as of the close of business on the Record Date are entitled to vote in connection with the Annual Meeting. As a stockholder, you are requested to vote on the proposals described in this Proxy Statement. This Proxy Statement describes the proposal</font><font style="font-family:Arial; font-size:10pt">s presented for stockholder action at our Annual Meeting and includes information required to be disclosed to stockholders in connection with the Annual Meeting.</font></p>
            <p style="margin:0pt; text-align:justify; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt; font-weight:bold">&#xa0;</font></p>
            <p style="margin:0pt; text-align:justify; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt; font-weight:bold">Why have I received a Notice of Internet Availability of Proxy Materials?</font></p>
            <p style="margin:0pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">In accordance with </font><font style="font-family:Arial; font-size:10pt">applicable laws and regulations, we are permitted to furnish proxy materials to our stockholders on the internet, in lieu of mailing printed copies of the documents.&#160; You will not receive a printed copy of the proxy materials unless you request a printed c</font><font style="font-family:Arial; font-size:10pt">opy. The Notice instructs you as to how to access the proxy materials on the internet. The Notice also instructs you as to how to vote. If&#160; you would like to receive a printed copy of the proxy materials, please follow the instructions for requesting such </font><font style="font-family:Arial; font-size:10pt">materials included in the Notice.&#160; You may also download or print these materials, or any portion thereof, from any computer with internet access and a printer.&#160; </font></p>
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            <p style="margin:0pt; text-align:justify; widows:0; orphans:0"><a name="EDGAR_PAGE_START6"></a><font style="font-family:Arial; font-size:10pt; font-weight:bold">Who can vote in connection with the Annual Meeting?</font></p>
            <p style="margin:0pt; text-align:justify; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">You may vote if you were the record or b</font><font style="font-family:Arial; font-size:10pt">eneficial owner of AMERCO common stock as of the close of business on the Record Date.&#160; As of the Record Date, there </font><font style="font-family:Arial; font-size:10pt">were 19,607,788 shares of common</font><font style="font-family:Arial; font-size:10pt"> stock outstanding and entitled to vote.&#160; </font></p>
            <p style="margin:0pt; text-align:justify; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt; text-align:justify; page-break-inside:avoid; page-break-after:avoid; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt; font-weight:bold">How do I attend the Annual Meeting?</font></p>
            <p style="margin:0pt; text-align:justify; page-break-inside:avoid; page-break-after:avoid"><font style="font-family:Arial; font-size:10pt">The Annual Meeting will be webcast live over the internet </font><font style="font-family:Arial; font-size:10pt">at amerco.com and will be hosted at the U-Haul Central Towers, 2721 N. Central Avenue, Phoenix, Arizona 85004, at 9:00 a.m., local time, on </font><font style="font-family:Arial; font-size:10pt">August 27</font><font style="font-family:Arial; font-size:10pt">, 201</font><font style="font-family:Arial; font-size:10pt">5</font><font style="font-family:Arial; font-size:10pt">.&#160; Rather than physically attending the Ann</font><font style="font-family:Arial; font-size:10pt">ual Meeting, we encourage stockholders to attend the Annual Meeting via the live webcast. We believe this is one way to reduce the carbon footprint resulting from the Annual Meeting. In-person attendance at the Annual Meeting is limited to stockholders as </font><font style="font-family:Arial; font-size:10pt">of the Record Date or their legal proxies, and valid photo identification and a copy of such proxy, if applicable, is required for any such attendee. If your shares are held in &#8220;street name&#8221; (for instance, through a brokerage firm or bank), you will also n</font><font style="font-family:Arial; font-size:10pt">eed to bring evidence of your beneficial ownership, such as a recent statement from your brokerage account. We discuss holders in &#8220;street name&#8221; in more detail below. </font></p>
            <p style="margin:0pt; text-align:justify; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt; font-weight:bold">&#xa0;</font></p>
            <p style="margin:0pt; text-align:justify; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt; font-weight:bold">What am I voting on?</font></p>
            <p style="margin:0pt; text-align:justify; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">You are voting on:</font></p>
            <p style="margin:0pt; text-align:justify; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt; text-indent:-72pt; text-align:justify; widows:0; orphans:0; padding-left:72pt"><font style="font-family:Arial; font-size:10pt">Proposal 1:</font><font style="font-family:Arial; font-size:10pt">The election of the following direc</font><font style="font-family:Arial; font-size:10pt">tors, each to hold office and serve as a member of the Board until the 201</font><font style="font-family:Arial; font-size:10pt">6</font><font style="font-family:Arial; font-size:10pt"> Annual Meeting of Stockholders: Edward J. Shoen, James E. Acridge, Charles J. Bayer, John P. Brogan, John M. Dodds, Michael L. Gallagher, Daniel R. Mullen and </font><font style="font-family:Arial; font-size:10pt">Samuel J</font><font style="font-family:Arial; font-size:10pt">. Shoen.</font></p>
            <p style="margin:0pt; text-indent:-72pt; text-align:justify; widows:0; orphans:0; padding-left:72pt"><font style="font-family:Arial; font-size:10pt">Prop</font><font style="font-family:Arial; font-size:10pt">osal 2: </font><font style="font-family:Arial; font-size:10pt">An advisory vote to approve the compensation paid to the Company&#8217;s Named Executive Officers as disclosed in this Proxy Statement.&#160;&#160;&#160;&#160;&#160;&#160; </font></p>
            <p style="margin:0pt; text-indent:-72pt; text-align:justify; widows:0; orphans:0; padding-left:72pt"><font style="font-family:Arial; font-size:10pt">Proposal 3: </font><font style="font-family:Arial; font-size:10pt">The ratification of the appointment of BDO USA, LLP as the Company&#8217;s independent registered publi</font><font style="font-family:Arial; font-size:10pt">c accounting firm for Fiscal 201</font><font style="font-family:Arial; font-size:10pt">6</font><font style="font-family:Arial; font-size:10pt">.</font></p>
            <p style="margin:0pt; text-indent:-72pt; text-align:justify; widows:0; orphans:0; padding-left:72pt"><font style="font-family:Arial; font-size:10pt">Proposal 4:</font><font style="font-family:Arial; font-size:10pt">A proposal received from Company stockholder proponents to ratify and affirm the decisions and actions taken by the Board and executive officers of the Company with respect to AMERCO and its subsidiaries, for </font><font style="font-family:Arial; font-size:10pt">Fiscal 201</font><font style="font-family:Arial; font-size:10pt">5</font><font style="font-family:Arial; font-size:10pt">.</font></p>
            <p style="margin:0pt; text-indent:-72pt; text-align:justify; widows:0; orphans:0; padding-left:72pt"><font style="font-family:Arial; font-size:10pt">Proposal 5:</font><font style="font-family:Arial; font-size:10pt">An advisory proposal received from a Company stockholder proponent to recommend the Board and management act expeditiously to effectuate an IPO and subsequent REIT conversion of the real estate and self-storage businesses.</font></p>
            <p style="margin:0pt; text-indent:-72pt; text-align:justify; widows:0; orphans:0; padding-left:72pt"><font style="font-family:Arial; font-size:10pt">Proposal</font><font style="font-family:Arial; font-size:10pt"> 6:</font><font style="font-family:Arial; font-size:10pt">An advisory proposal received from a Company stockholder proponent for the Board and management to declare and issue a dividend of seven shares of nonvoting common stock for each common share held to all AMERCO shareholders.&#160; </font></p>
            <p style="margin:0pt; text-indent:-72pt; text-align:justify; widows:0; orphans:0; padding-left:72pt"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">In addition, stockholder</font><font style="font-family:Arial; font-size:10pt">s may also vote on any other business as may properly come before the Annual Meeting or any continuation, postponement or adjournment thereof. On such other business, to the maximum extent allowed by the Securities and Exchange Commission&#8217;s (&#8220;SEC&#8217;s&#8221;) proxy</font><font style="font-family:Arial; font-size:10pt"> and NASDAQ rules, the proxy holders will vote as they determine in their discretion.</font></p>
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            <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt; font-weight:bold">How does the Board recommend that I vote my shares?</font></p>
            <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">The Board recommendations are as follows: </font></p>
            <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt; text-indent:-72pt; padding-left:72pt"><font style="font-family:Arial; font-size:10pt">Proposal 1:</font><font style="font-family:Arial; font-size:10pt">The Board recommends a vote &#8220;FOR&#8221; each of the director </font><font style="font-family:Arial; font-size:10pt">nominees named in this proxy statement;</font></p>
            <p style="margin:0pt; text-indent:-36pt; padding-left:36pt"><font style="font-family:Arial; font-size:10pt">Proposal 2:</font><font style="font-family:Arial; font-size:10pt">The Board recommends a vote &#8220;FOR&#8221; such proposal;</font></p>
            <p style="margin:0pt; text-align:justify; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">Proposal 3:</font><font style="font-family:Arial; font-size:10pt">The Board recommends a vote &#8220;FOR&#8221; such proposal; </font></p>
            <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">Proposal 4:</font><font style="font-family:Arial; font-size:10pt">The Board recomm</font><font style="font-family:Arial; font-size:10pt">ends a vote &#8220;FOR&#8221; such proposal;</font></p>
            <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">Proposal 5:</font><font style="font-family:Arial; font-size:10pt">The Board recommends</font><font style="font-family:Arial; font-size:10pt"> a vote &#8220;AGAINST&#8221; such proposal; and</font></p>
            <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">Proposal 6:&#160; </font><font style="font-family:Arial; font-size:10pt">The Board makes no voting recommendation with respect to such proposal.&#160; </font></p>
            <p style="margin:0pt; text-align:justify; widows:0; orphans:0"><a name="EDGAR_PAGE_END6"></a><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
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                <p style="margin:0pt"><a name="EDGAR_HF_H_START_5"></a><a name="EDGAR_HF_H_END_6"></a><font style="font-family:'Times New Roman'; font-size:12pt">&#xa0;</font></p>
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            <p style="margin:0pt; text-align:justify; page-break-inside:avoid; widows:0; orphans:0"><a name="EDGAR_PAGE_START7"></a><font style="font-family:Arial; font-size:10pt">We encourage all stockholders to vote their shares.&#160; If you own your shares pursuant to the AMERCO Employee Stock Ownership Plan (</font><font style="font-family:Arial; font-size:10pt">&#8220;ESOP&#8221;) and you do not vote, the ESOP Trustee will vote your shares on your behalf, in its discretion. If you own your shares in &#8220;street name&#8221; we encourage you to specifically direct your broker (or other record holder) to vote your shares by returning app</font><font style="font-family:Arial; font-size:10pt">ropriate voting instructions which will be provided to you from such broker or other record holder.</font></p>
            <p style="margin:0pt; text-align:justify; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt; font-weight:bold">&#xa0;</font></p>
            <p style="margin:0pt; text-align:justify; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt; font-weight:bold">What types of votes are permitted on each Item?</font></p>
            <p style="margin:0pt; text-indent:-72pt; text-align:justify; widows:0; orphans:0; padding-left:72pt"><font style="font-family:Arial; font-size:10pt">Proposal 1:</font><font style="font-family:Arial; font-size:10pt">You may either vote &#8220;FOR&#8221; all the nominees to the Board, you may &#8220;WITHHOLD&#8221; for all nominees, o</font><font style="font-family:Arial; font-size:10pt">r you may &#8220;WITHHOLD&#8221; your vote from any nominee you specify</font></p>
            <p style="margin:0pt; text-align:justify; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">Proposal 2:</font><font style="font-family:Arial; font-size:10pt">You may vote &#8220;FOR,&#8221; &#8220;AGAINST&#8221; or &#8220;ABSTAIN&#8221;</font></p>
            <p style="margin:0pt; text-align:justify; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">Proposal 3:</font><font style="font-family:Arial; font-size:10pt">You may vote &#8220;FOR,&#8221; &#8220;AGAINST&#8221; or &#8220;ABSTAIN&#8221;</font></p>
            <p style="margin:0pt; text-indent:-72pt; text-align:justify; widows:0; orphans:0; padding-left:72pt"><font style="font-family:Arial; font-size:10pt">Proposal 4: </font><font style="font-family:Arial; font-size:10pt">You may vote &#8220;FOR,&#8221; &#8220;AGAINST&#8221; or &#8220;ABSTAIN&#8221;. </font></p>
            <p style="margin:0pt; text-indent:-72pt; text-align:justify; widows:0; orphans:0; padding-left:72pt"><font style="font-family:Arial; font-size:10pt">Proposal </font><font style="font-family:Arial; font-size:10pt">5</font><font style="font-family:Arial; font-size:10pt">: </font><font style="font-family:Arial; font-size:10pt">You may vote &#8220;F</font><font style="font-family:Arial; font-size:10pt">OR,&#8221; &#8220;AGAINST&#8221; or &#8220;ABSTAIN&#8221;. </font></p>
            <p style="margin:0pt; text-indent:-72pt; text-align:justify; widows:0; orphans:0; padding-left:72pt"><font style="font-family:Arial; font-size:10pt">Proposal </font><font style="font-family:Arial; font-size:10pt">6</font><font style="font-family:Arial; font-size:10pt">: </font><font style="font-family:Arial; font-size:10pt">You may vote &#8220;FOR,&#8221; &#8220;AGAINST&#8221; or &#8220;ABSTAIN&#8221;. </font></p>
            <p style="margin:0pt; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">If you vote &#8220;ABSTAIN&#8221; (in the case of Proposals 2,</font><font style="font-family:Arial; font-size:10pt"> </font><font style="font-family:Arial; font-size:10pt">3</font><font style="font-family:Arial; font-size:10pt">,</font><font style="font-family:Arial; font-size:10pt"> 4</font><font style="font-family:Arial; font-size:10pt">, 5 or 6</font><font style="font-family:Arial; font-size:10pt">) or &#8220;WITHHOLD&#8221; in the case of Proposal 1, your vote will not be counted as a vote cast on such Proposal</font><font style="font-family:Arial; font-size:10pt">. </font></p>
            <p style="margin:0pt; text-indent:-72pt; text-align:justify; widows:0; orphans:0; padding-left:72pt"><font style="font-family:Arial; font-size:10pt; font-weight:bold">&#xa0;</font></p>
            <p style="margin:0pt; text-indent:-72pt; text-align:justify; widows:0; orphans:0; padding-left:72pt"><font style="font-family:Arial; font-size:10pt; font-weight:bold">Who will pay the costs of soliciting these Proxies?</font></p>
            <p style="margin:0pt; text-align:justify; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt; font-weight:normal">The Board is soliciting proxies from stockholders and directors, officers or other employees may assist in such effort by mail, email, telephone, facsimile or in </font><font style="font-family:Arial; font-size:10pt; font-weight:normal">person. We are not paying any specific</font><font style="font-family:Arial; font-size:10pt; font-weight:normal"> third-party to solicit proxies on behalf of the Board, but should any costs arise related to the solicitation of proxies then the Company shall bear such costs. We will not provide compensation, other than usual compensation to our directors, officers and</font><font style="font-family:Arial; font-size:10pt; font-weight:normal"> other employees who solicit proxies.</font></p>
            <p style="margin:0pt; text-align:justify; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt; text-align:justify; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt; font-weight:bold">How many votes are needed to approve each Item?</font></p>
            <p style="margin:0pt; text-indent:-36pt; text-align:justify; widows:0; orphans:0; padding-left:36pt"><font style="font-family:Arial; font-size:10pt">Proposal 1:</font><font style="font-family:Arial; font-size:10pt">The eight nominees receiving the most &#8220;FOR&#8221; votes will be elected.&#160; </font></p>
            <p style="margin:0pt; text-indent:-36pt; text-align:justify; widows:0; orphans:0; padding-left:36pt"><font style="font-family:Arial; font-size:10pt">Proposal 2:</font><font style="font-family:Arial; font-size:10pt">There must be a &#8220;FOR&#8221; vote from the majority of votes cast.</font></p>
            <p style="margin:0pt; text-indent:-36pt; text-align:justify; widows:0; orphans:0; padding-left:36pt"><font style="font-family:Arial; font-size:10pt">Proposal 3:</font><font style="font-family:Arial; font-size:10pt">Ther</font><font style="font-family:Arial; font-size:10pt">e must be a &#8220;FOR&#8221; vote from the majority of votes cast.</font></p>
            <p style="margin:0pt; text-indent:-36pt; text-align:justify; widows:0; orphans:0; padding-left:36pt"><font style="font-family:Arial; font-size:10pt">Proposal 4: </font><font style="font-family:Arial; font-size:10pt">There must be a &#8220;FOR&#8221; vote from the majority of votes cast.</font></p>
            <p style="margin:0pt; text-indent:-36pt; text-align:justify; widows:0; orphans:0; padding-left:36pt"><font style="font-family:Arial; font-size:10pt">Proposal 5:</font><font style="font-family:Arial; font-size:10pt">There must be a &#8220;FOR&#8221; vote from the majority of votes cast.</font></p>
            <p style="margin:0pt; text-indent:-36pt; text-align:justify; widows:0; orphans:0; padding-left:36pt"><font style="font-family:Arial; font-size:10pt">Proposal 6:</font><font style="font-family:Arial; font-size:10pt">There must be a &#8220;FOR&#8221; vote from the majorit</font><font style="font-family:Arial; font-size:10pt">y of votes cast.</font></p>
            <p style="margin:0pt; text-indent:-36pt; text-align:justify; widows:0; orphans:0; padding-left:36pt"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt; text-indent:-36pt; text-align:justify; widows:0; orphans:0; padding-left:36pt"><font style="font-family:Arial; font-size:10pt; font-weight:bold">What is an advisory shareholder vote?</font></p>
            <p style="margin:0pt; text-align:justify; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">An advisory shareholder vote is non-binding.&#160; Proposals 2, 5 and 6 are advisory.&#160; Such votes afford shareholders the opportunity to provide the Board with feedback (through voting) as to the sharehold</font><font style="font-family:Arial; font-size:10pt">er&#8217;s view on the proposal in question.&#160; Shareholder approval or disapproval of an advisory proposal does not require particular Board action; however, shareholder feedback pursuant to an advisory vote will be considered by the Board and addressed as deemed</font><font style="font-family:Arial; font-size:10pt"> appropriate in the judgment of the Board.</font><font style="font-family:Arial; font-size:10pt">&#160;&#160;&#160; </font></p>
            <p style="margin:0pt; text-align:justify; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt; font-weight:bold">&#xa0;</font></p>
            <p style="margin:0pt; text-align:justify; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt; font-weight:bold">How many votes must be present, whether in person or by proxy, to hold the Annual Meeting?</font></p>
            <p style="margin:0pt; text-align:justify; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">In order for the Annual Meeting to proceed, holders of one-third of the outstanding shares of common stock of the </font><font style="font-family:Arial; font-size:10pt">Company entitled to vote must be present, in person or by proxy, at the meeting.&#160; This is referred to as a quorum.&#160; Abstentions, withheld votes, and broker non-votes are included and counted for purposes of establishing a quorum at the meeting.&#160; </font></p>
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            <p style="margin:0pt; page-break-inside:avoid; page-break-after:avoid; widows:0; orphans:0"><a name="EDGAR_PAGE_START8"></a><font style="font-family:Arial; font-size:10pt; font-weight:bold">What are</font><font style="font-family:Arial; font-size:10pt; font-weight:bold"> broker non-votes?</font></p>
            <p style="margin:0pt; text-align:justify; page-break-inside:avoid; page-break-after:avoid; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">Broker non-votes occur with respect to shares held in &#8220;street name&#8221;, in cases where the record owner (for instance, the brokerage firm or bank) does not receive voting instructions from the beneficial owner and does not have discretionar</font><font style="font-family:Arial; font-size:10pt">y voting authority with respect to a particular matter.&#160; Brokerage firms and banks have discretionary voting authority to vote with respect to &#8220;routine&#8221; matters; however they do not have discretionary authority to vote on &#8220;non-routine&#8221; matters. The followi</font><font style="font-family:Arial; font-size:10pt">ng proposals will be considered &#8220;non-routine&#8221; and therefore your broker will not be able to vote your shares with respect to these proposals unless the broker receives specific voting instructions from you: Proposal 1 (Election of Directors), Proposal 2 (A</font><font style="font-family:Arial; font-size:10pt">dvisory Vote to Approve the Compensation Paid to the Company&#8217;s Named Executive Officers)</font><font style="font-family:Arial; font-size:10pt">,</font><font style="font-family:Arial; font-size:10pt"> Proposal 4 (Stockholder Proposal to Ratify and Affirm the Decisions and Actions Taken by the Board and Executive Officers with respect to AMERCO and its Subsidiaries </font><font style="font-family:Arial; font-size:10pt">for Fiscal 201</font><font style="font-family:Arial; font-size:10pt">5</font><font style="font-family:Arial; font-size:10pt">)</font><font style="font-family:Arial; font-size:10pt">, Proposal 5 (Stockholder Proposal to Recommend the Board and Management Act Expeditiously to Effectuate an IPO and Subsequent REIT Conversion of the Real Estate and Self-Storage Businesses) and Proposal 6 (Stockholder Proposal </font><font style="font-family:Arial; font-size:10pt">for the Boar</font><font style="font-family:Arial; font-size:10pt">d and </font><font style="font-family:Arial; font-size:10pt">M</font><font style="font-family:Arial; font-size:10pt">anagement to </font><font style="font-family:Arial; font-size:10pt">D</font><font style="font-family:Arial; font-size:10pt">eclare and </font><font style="font-family:Arial; font-size:10pt">I</font><font style="font-family:Arial; font-size:10pt">ssue a </font><font style="font-family:Arial; font-size:10pt">D</font><font style="font-family:Arial; font-size:10pt">ividend of </font><font style="font-family:Arial; font-size:10pt">S</font><font style="font-family:Arial; font-size:10pt">even </font><font style="font-family:Arial; font-size:10pt">S</font><font style="font-family:Arial; font-size:10pt">hares of </font><font style="font-family:Arial; font-size:10pt">N</font><font style="font-family:Arial; font-size:10pt">onvoting </font><font style="font-family:Arial; font-size:10pt">Common S</font><font style="font-family:Arial; font-size:10pt">tock for </font><font style="font-family:Arial; font-size:10pt">Each C</font><font style="font-family:Arial; font-size:10pt">ommon </font><font style="font-family:Arial; font-size:10pt">S</font><font style="font-family:Arial; font-size:10pt">hare </font><font style="font-family:Arial; font-size:10pt">H</font><font style="font-family:Arial; font-size:10pt">eld to </font><font style="font-family:Arial; font-size:10pt">A</font><font style="font-family:Arial; font-size:10pt">ll AMERCO </font><font style="font-family:Arial; font-size:10pt">S</font><font style="font-family:Arial; font-size:10pt">hareholders.&#160; </font><font style="font-family:Arial; font-size:10pt">Broker non-votes will not be counted towards any of the foregoing proposals and will have no effect on the ou</font><font style="font-family:Arial; font-size:10pt">tcome of such proposals. However, broker non-votes (as well as &#8220;abstain&#8221; </font><font style="font-family:Arial; font-size:10pt">and withheld </font><font style="font-family:Arial; font-size:10pt">votes) will be counted towards the presence of a quorum.</font></p>
            <p style="margin:0pt; text-align:justify; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt; font-weight:bold">&#xa0;</font></p>
            <p style="margin:0pt; text-align:justify; page-break-inside:avoid; page-break-after:avoid; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt; font-weight:bold">What if my AMERCO shares are not registered directly in my name?</font></p>
            <p style="margin:0pt; text-align:justify; page-break-inside:avoid; page-break-after:avoid"><font style="font-family:Arial; font-size:10pt">If the record owner of your shares is a </font><font style="font-family:Arial; font-size:10pt">brokerage firm or bank, then your shares are considered to be held in &#8220;street name&#8221;. If at the Record Date your shares were held in &#8220;street name&#8221; or you otherwise were not the record holder of such shares, then you are the beneficial owner of such shares, </font><font style="font-family:Arial; font-size:10pt">and such shares are not registered directly in your name. The organization holding your account is considered the stockholder of record for purposes of the Annual Meeting. As a beneficial owner, you have the right to direct that organization on how to vote</font><font style="font-family:Arial; font-size:10pt"> the shares in your account.&#160; You will receive the Notice and other proxy materials if requested, as well as voting instructions, directly from that organization. As discussed directly above, if you own your shares in &#8220;street name&#8221; and do not instruct your</font><font style="font-family:Arial; font-size:10pt"> broker, banker or other designated record holder of the shares as to how to vote, such person or entity will only have discretion to vote on Proposal 3</font><font style="font-family:Arial; font-size:10pt"> (the</font><font style="font-family:Arial; font-size:10pt"> </font><font style="font-family:Arial; font-size:10pt">R</font><font style="font-family:Arial; font-size:10pt">atification of the </font><font style="font-family:Arial; font-size:10pt">A</font><font style="font-family:Arial; font-size:10pt">ppointment of BDO USA, LLP as the </font><font style="font-family:Arial; font-size:10pt">C</font><font style="font-family:Arial; font-size:10pt">ompany&#8217;s </font><font style="font-family:Arial; font-size:10pt">I</font><font style="font-family:Arial; font-size:10pt">ndependent </font><font style="font-family:Arial; font-size:10pt">R</font><font style="font-family:Arial; font-size:10pt">egistered </font><font style="font-family:Arial; font-size:10pt">P</font><font style="font-family:Arial; font-size:10pt">ublic </font><font style="font-family:Arial; font-size:10pt">A</font><font style="font-family:Arial; font-size:10pt">cc</font><font style="font-family:Arial; font-size:10pt">ounting </font><font style="font-family:Arial; font-size:10pt">F</font><font style="font-family:Arial; font-size:10pt">irm for Fiscal 201</font><font style="font-family:Arial; font-size:10pt">6), </font><font style="font-family:Arial; font-size:10pt">which is considered to be a &#8220;routine&#8221; matter.&#160; We encourage you to specifically direct your broker (or other designated record holder) as to how to vote your shares by returning your voting instructions form or other document</font><font style="font-family:Arial; font-size:10pt">s so requested from your broker</font><font style="font-family:Arial; font-size:10pt"> or other designated record holder</font><font style="font-family:Arial; font-size:10pt">.</font></p>
            <p style="margin:0pt; text-align:justify; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt; text-align:justify; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt; font-weight:bold">If I am a stockholder of record of AMERCO, how do I cast my vote?</font></p>
            <p style="margin:0pt; text-align:justify; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">There are several ways to cast your vote:</font></p>
            <p style="margin:0pt; text-align:justify; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
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                <li style="margin:0pt 0pt 0pt 27.6pt; text-indent:0pt; text-align:justify; widows:0; orphans:0; padding-left:8.4pt; font-family:serif; font-size:10pt"><font style="font-family:Arial; font-size:10pt">You may vote over the internet, by going to </font><font style="font-family:Arial; font-size:10pt">proxyvote.com</font><font style="font-family:Arial; font-size:10pt">.</font><font style="font-family:Arial; font-size:10pt; font-weight:bold">&#160; </font><font style="font-family:Arial; font-size:10pt">You will need to</font><font style="font-family:Arial; font-size:10pt; font-weight:bold"> </font><font style="font-family:Arial; font-size:10pt">ty</font><font style="font-family:Arial; font-size:10pt">pe in the control number indicated on your proxy card and follow the instructions.</font></li>
                <li style="margin:0pt 0pt 0pt 27.6pt; text-indent:0pt; text-align:justify; page-break-inside:avoid; page-break-after:avoid; widows:0; orphans:0; padding-left:8.4pt; font-family:serif; font-size:10pt"><font style="font-family:Arial; font-size:10pt">You may vote over the telephone by dialing </font><font style="font-family:Arial; font-size:10pt">1-800-690-6903</font><font style="font-family:Arial; font-size:10pt"> and follow the recorded instructions. You will need the control number indicated on your proxy card.</font></li>
                <li style="margin:0pt 0pt 0pt 27.6pt; text-indent:0pt; text-align:justify; widows:0; orphans:0; padding-left:8.4pt; font-family:serif; font-size:10pt"><font style="font-family:Arial; font-size:10pt">You may vote b</font><font style="font-family:Arial; font-size:10pt">y mailing in the proxy card ballot.&#160; To vote by mail, you must first request and obtain a paper copy of the materials, which will include a proxy card. Then, complete, sign and date your proxy card and mail it to </font><font style="font-family:Arial; font-size:10pt">Vote Processing, c/o Broadridge, 51 Mercede</font><font style="font-family:Arial; font-size:10pt">s Way, Edgewood, New York 11717</font><font style="font-family:Arial; font-size:10pt">.</font></li>
                <li style="margin:0pt 0pt 0pt 27.6pt; text-indent:0pt; text-align:justify; widows:0; orphans:0; padding-left:8.4pt; font-family:serif; font-size:10pt"><font style="font-family:Arial; font-size:10pt">You may vote in person, at the commencement of the Annual Meeting.&#160; </font></li>
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            <p style="margin:0pt; text-align:justify; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt; text-align:justify; page-break-inside:avoid; page-break-after:avoid; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">If you vote over the internet or telephone, your vote must be received by 11:59 p.m. Eastern Time on August 2</font><font style="font-family:Arial; font-size:10pt">6</font><font style="font-family:Arial; font-size:10pt">, 201</font><font style="font-family:Arial; font-size:10pt">5</font><font style="font-family:Arial; font-size:10pt"> to be counted.&#160; If you vote by mail,</font><font style="font-family:Arial; font-size:10pt"> please ensure that your completed Proxy Card is mailed no later than August 1</font><font style="font-family:Arial; font-size:10pt">6</font><font style="font-family:Arial; font-size:10pt">, 201</font><font style="font-family:Arial; font-size:10pt">5</font><font style="font-family:Arial; font-size:10pt">.</font></p>
            <p style="margin:0pt; text-align:justify; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt; text-align:justify; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt; font-weight:bold">How do I vote if I hold my stock through the AMERCO ESOP?</font></p>
            <p style="margin:0pt; text-align:justify; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">If you hold your stock through the ESOP, you may vote in the same </font><font style="font-family:Arial; font-size:10pt">manner as stockholders of record, as described immediately above. If you do not vote your stock held through the ESOP, the ESOP Trustee will vote your shares for you, in the Trustee&#8217;s discretion. </font></p>
            <p style="margin:0pt; text-indent:-36pt; text-align:justify; widows:0; orphans:0; padding-left:36pt"><a name="EDGAR_PAGE_END8"></a><font style="font-family:Arial; font-size:10pt; font-weight:bold">&#xa0;</font></p>
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            <p style="margin:0pt; text-align:justify; page-break-inside:avoid; page-break-after:avoid; widows:0; orphans:0"><a name="EDGAR_PAGE_START9"></a><font style="font-family:Arial; font-size:10pt; font-weight:bold">How many votes do I have?</font></p>
            <p style="margin:0pt; text-align:justify; page-break-inside:avoid; page-break-after:avoid; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">On each matter to be voted upon, you have one vote for each share of our common stock that you owned as of the close of business on the Record Date.&#160; </font></p>
            <p style="margin:0pt; text-align:justify; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt; font-weight:bold">&#xa0;</font></p>
            <p style="margin:0pt; text-align:justify; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt; font-weight:bold">Who tabulates the votes cast at the Annual Meeting?</font></p>
            <p style="margin:0pt; text-align:justify; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">We have hired </font><font style="font-family:Arial; font-size:10pt">Broadridge Financial Solutions, Inc. o</font><font style="font-family:Arial; font-size:10pt">r its designee (&#8220;Broadridge&#8221;)</font><font style="font-family:Arial; font-size:10pt"> to tabulate the votes cast in connection with the Annual Meeting.&#160; In addition, an employee of Broadridge or its designee will be present at the meeting to serve as the Inspector of Elections.</font></p>
            <p style="margin:0pt; text-align:justify; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt; font-weight:bold">&#xa0;</font></p>
            <p style="margin:0pt; text-align:justify; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt; font-weight:bold">Could other matters be decided a</font><font style="font-family:Arial; font-size:10pt; font-weight:bold">t the Annual Meeting?</font></p>
            <p style="margin:0pt; text-align:justify; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">We are not aware of any other matters that will be considered at the Annual Meeting.&#160; If any other matters are properly brought before the Annual Meeting, all shares validly represented by proxies will be voted in accordance with the </font><font style="font-family:Arial; font-size:10pt">discretion of the appointed proxy holder. </font></p>
            <p style="margin:0pt; text-align:justify; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt; font-weight:bold">&#xa0;</font></p>
            <p style="margin:0pt; text-align:justify; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt; font-weight:bold">What does it mean if I receive more than one Notice or Proxy Card?</font></p>
            <p style="margin:0pt; text-align:justify; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">If you receive more than one Notice or Proxy Card, your shares are owned in more than one name or in multiple accounts. In order to ensure that a</font><font style="font-family:Arial; font-size:10pt">ll of your shares are voted, you must follow the voting instructions included in each</font><font style="font-family:Arial; font-size:10pt; font-weight:bold"> </font><font style="font-family:Arial; font-size:10pt">Notice and Proxy Card.</font></p>
            <p style="margin:0pt; text-align:justify; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt; text-align:justify; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt; font-weight:bold">How will I know the voting results?</font></p>
            <p style="margin:0pt; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">Preliminary voting results will be announced at the Annual Meeting.&#160; Final results will be published on Form 8</font><font style="font-family:Arial; font-size:10pt">-K filed with the SEC shortly following the Annual Meeting.</font></p>
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            <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt; font-weight:bold">How can I access the Proxy Statement and Annual Report electronically?</font></p>
            <p style="margin:0pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">To access the Proxy Statement and Annual Report electronically, please visit </font><font style="font-family:Arial; font-size:10pt">proxyvote.com</font><font style="font-family:Arial; font-size:10pt"> </font><font style="font-family:Arial; font-size:10pt">or the Company&#8217;s Investor Relatio</font><font style="font-family:Arial; font-size:10pt">ns website, amerco.com.</font><font style="font-family:Arial; font-size:10pt; font-weight:bold"> </font><font style="font-family:Arial; font-size:10pt">You may also consent to receive all future Company proxy statements and annual reports electronically via e-mail. To sign up for e-delivery, please go to amerco.com, and click on the yellow &#8220;Electronic Delivery Enrollment&#8221; box towar</font><font style="font-family:Arial; font-size:10pt">d the top of the page and follow the instructions.&#160; </font></p>
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            <p style="margin:0pt; page-break-inside:avoid; page-break-after:avoid; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt; font-weight:bold">How can I revoke my Proxy?</font></p>
            <p style="margin:0pt; text-align:justify; page-break-inside:avoid; page-break-after:avoid; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">You may change or revoke your vote by filing with the Company&#8217;s Secretary by the close of business on August 2</font><font style="font-family:Arial; font-size:10pt">6</font><font style="font-family:Arial; font-size:10pt">, 201</font><font style="font-family:Arial; font-size:10pt">5</font><font style="font-family:Arial; font-size:10pt">, either a notice of revocation or a signed Proxy Card </font><font style="font-family:Arial; font-size:10pt">bearing a later date or by later re-voting by telephone or over the internet. You may also revoke your vote with respect to your shares if you attend the Annual Meeting in person and so request, although attendance at the meeting will not automatically rev</font><font style="font-family:Arial; font-size:10pt">oke your proxy absent specific action on your part.</font></p>
            <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt; text-align:center; page-break-inside:avoid; page-break-after:avoid; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt; font-weight:bold">PROPOSAL 1</font></p>
            <p style="margin:0pt; text-align:center; page-break-inside:avoid; page-break-after:avoid; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt; font-weight:bold">THE ELECTION OF DIRECTORS</font></p>
            <p style="margin:0pt; page-break-inside:avoid; page-break-after:avoid; widows:0; orphans:0"><font style="font-family:'Times New Roman'; font-size:10pt; font-weight:bold">&#xa0;</font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify; page-break-inside:avoid; page-break-after:avoid; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">The independent directors have nominated the following individuals (all current directors) to stand for election at this Annual Meeting: Edward J. Shoen, James E. Ac</font><font style="font-family:Arial; font-size:10pt">ridge, Charles J. Bayer, John P. Brogan, John M. Dodds, Michael L. Gallagher, Daniel R. Mullen and </font><font style="font-family:Arial; font-size:10pt">Samuel J. Shoen</font><font style="font-family:Arial; font-size:10pt">, and to serve as members of the Board until the 201</font><font style="font-family:Arial; font-size:10pt">6</font><font style="font-family:Arial; font-size:10pt"> Annual Meeting or until their respective successors are duly elected and qualified or th</font><font style="font-family:Arial; font-size:10pt">eir earlier death, resignation or removal. </font><font style="font-family:Arial; font-size:10pt">As of the filing date of this Proxy Statement, each of the nominees is willing and able to serve as a director of the Company. See &#8220;Board of Directors and Corporate Governance - Directors&#8221; for information regardin</font><font style="font-family:Arial; font-size:10pt">g each of the director nominees.</font></p>
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            <p style="margin:0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">The person named in the enclosed proxy will vote to elect all of the nominees as directors for term</font><font style="font-family:Arial; font-size:10pt">s</font><font style="font-family:Arial; font-size:10pt"> ending at the 201</font><font style="font-family:Arial; font-size:10pt">6</font><font style="font-family:Arial; font-size:10pt"> Annual Meeting</font><font style="font-family:Arial; font-size:10pt">,</font><font style="font-family:Arial; font-size:10pt"> unless you withhold authority to vote for any or all of the nominees by marking the pr</font><font style="font-family:Arial; font-size:10pt">oxy to that effect or so voting in person. If one or more of the eight (8) nominees becomes unavailable to serve prior to the date of the Annual Meeting, the person named as proxy holder will vote those shares for the election of such other person(s) as th</font><font style="font-family:Arial; font-size:10pt">e Board may recommend, unless the Board reduces the total number of directors.</font></p>
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            <p style="margin:0pt; text-indent:36pt; text-align:justify; page-break-inside:avoid; widows:0; orphans:0"><a name="EDGAR_PAGE_START10"></a><font style="font-family:Arial; font-size:10pt">Directors are elected by a plurality of the shares </font><font style="font-family:Arial; font-size:10pt">cast</font><font style="font-family:Arial; font-size:10pt">, whether in person or by proxy. Votes may be cast &#8220;FOR&#8221; all nominees, &#8220;WITHHOLD&#8221; for all nominees, or &#8220;WITHHOLD&#8221; as to </font><font style="font-family:Arial; font-size:10pt">specific nominees. The eight nominees who receive the greatest number of votes cast &#8220;FOR&#8221; the election of such nominees shall be elected as directors. </font></p>
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            <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:10pt; font-weight:bold">The Board recommends a vote &#8220;FOR&#8221; approval of </font><font style="font-family:Arial; font-size:10pt; font-weight:bold">P</font><font style="font-family:Arial; font-size:10pt; font-weight:bold">roposal</font><font style="font-family:Arial; font-size:10pt; font-weight:bold"> 1</font><font style="font-family:Arial; font-size:10pt; font-weight:bold">, which includes a vote &#8220;for&#8221; each director nom</font><font style="font-family:Arial; font-size:10pt; font-weight:bold">inee.</font></p>
            <p style="margin:0pt 0pt 6pt; text-align:center; page-break-inside:avoid; page-break-after:avoid; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt; font-weight:bold">&#xa0;</font></p>
            <p style="margin:0pt 0pt 6pt; text-align:center; page-break-inside:avoid; page-break-after:avoid; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt; font-weight:bold">PROPOSAL 2 &#8211; </font><font style="font-family:Arial; font-size:10pt; font-weight:bold; text-transform:uppercase">Advisory Vote TO APPROVE THE Compensation paid to the Company&#8217;s Named Executive Officers </font></p>
            <p style="margin:5pt 0pt; text-indent:36pt; text-align:justify; page-break-inside:avoid; page-break-after:avoid; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">In accordance with the requirements of Section</font><font style="font-family:Arial; font-size:10pt">&#xa0;</font><font style="font-family:Arial; font-size:10pt">14A of the Exchange Act (which were added by the Dodd-Frank Wall Street Reform and Consumer </font><font style="font-family:Arial; font-size:10pt">Protection Act (the &#8220;Dodd-Frank Act&#8221;)) and the related rules of the SEC, the Company is providing stockholders the opportunity to vote on a non-binding, advisory resolution to approve the compensation of the Named Executive Officers as disclosed below in t</font><font style="font-family:Arial; font-size:10pt">his Proxy Statement (commonly referred to as &quot;say-on-pay&quot;), including the Compensation Discussion and Analysis (the &#8220;CD&amp;A&#8221;), the tabular disclosures regarding compensation of our Named Executive Officers and the narrative disclosure accompanying these tabl</font><font style="font-family:Arial; font-size:10pt">es.</font></p>
            <p style="margin:5pt 0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">At our 2011 annual meeting, our stockholders supported an annual frequency for this advisory vote. The Board has determined that, until the next required stockholder vote on the frequency of future stockholder advisory approvals of our executive compen</font><font style="font-family:Arial; font-size:10pt">sation or until the Board determines that such vote shall be conducted at a different interval, the Company will seek advisory approval of our executive compensation on an annual basis.</font></p>
            <p style="margin:5pt 0pt; text-indent:36pt; text-align:justify; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">As discussed </font><font style="font-family:Arial; font-size:10pt">in the CD&amp;A, we believe that our compensation policies an</font><font style="font-family:Arial; font-size:10pt">d decisions are focused on pay-for-performance principles and are strongly aligned with the long-term interests of our stockholders. </font><font style="font-family:Arial; font-size:10pt">The objectives of the Company&#8217;s executive compensation program are to retain current executive officers, to encourage exist</font><font style="font-family:Arial; font-size:10pt">ing personnel to self-develop and magnify functional responsibilities and to entice qualified individuals to join the Company in executive positions as such positions are created or vacated. Our compensation program is </font><font style="font-family:Arial; font-size:10pt">intended</font><font style="font-family:Arial; font-size:10pt"> to encourage an environment </font><font style="font-family:Arial; font-size:10pt">of teamwork, loyalty and fairness at all levels of the Company. This proposal gives you as a stockholder the opportunity to express your views regarding the Company&#8217;s executive compensation policies and procedures. The vote is not intended to address any s</font><font style="font-family:Arial; font-size:10pt">pecific item of compensation but rather the overall compensation of our Named Executive Officers and the policies and procedures described in this Proxy Statement.</font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify; page-break-inside:avoid; page-break-after:avoid; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">Although this advisory vote is non-binding, the Board and the Compensation Committee value t</font><font style="font-family:Arial; font-size:10pt">he views of stockholders and will consider the outcome of the vote when making future compensation decisions for Named Executive Officers. </font></p>
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            <p style="margin:0pt; text-align:center; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt; font-weight:bold">The Board recommends a vote &#8220;FOR&#8221; approval of </font><font style="font-family:Arial; font-size:10pt; font-weight:bold">Proposal 2, as follows: </font></p>
            <p style="margin:0pt; text-align:center; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt; font-weight:bold">Resolved, that the compensation paid to the Company&#8217;s named executive officers, as disclosed pursuant to Item 401 of Regulation S-K, including the Compensation Discussion and Analysis and compensation tables and narrative discussion is hereby approved.</font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify; widows:0; orphans:0"><a name="EDGAR_PAGE_END10"></a><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
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                <p style="margin:0pt; text-align:center"><a name="EDGAR_HF_F_START_7"></a><font style="font-family:Arial; font-size:12pt">1</font><a name="EDGAR_HF_F_END_8"></a></p>
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            <p style="margin:0pt; text-align:center; page-break-inside:avoid; page-break-after:avoid; widows:0; orphans:0"><a name="EDGAR_PAGE_START11"></a><font style="font-family:Arial; font-size:10pt; font-weight:bold">CO</font><font style="font-family:Arial; font-size:10pt; font-weight:bold">MPENSATION DISCUSSION AND ANALYSIS</font></p>
            <p style="margin:0pt; page-break-inside:avoid; page-break-after:avoid; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt; page-break-inside:avoid; page-break-after:avoid; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt; font-weight:bold; font-style:italic">Overview</font></p>
            <p style="margin:0pt; page-break-inside:avoid; page-break-after:avoid; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify; page-break-inside:avoid; page-break-after:avoid; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">The purpose of this CD&amp;A is to provide material information about the Company&#8217;s compensation philosophy, objectives and other relevant policies and to explain and put into context the material elements of the </font><font style="font-family:Arial; font-size:10pt">disclosure that follows in this Proxy Statement with respect to the compensation of our Named Executive Officers.&#160; For Fiscal 201</font><font style="font-family:Arial; font-size:10pt">5</font><font style="font-family:Arial; font-size:10pt">, the Company&#8217;s Named Executive Officers were:</font></p>
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            <p style="margin:0pt 0pt 0pt 36pt; page-break-inside:avoid; page-break-after:avoid; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">Edward J. Shoen, Chairman and President of AMERCO;</font></p>
            <p style="margin:0pt; text-indent:36pt; page-break-inside:avoid; page-break-after:avoid; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">James P. Shoen, Vice Presid</font><font style="font-family:Arial; font-size:10pt">ent of U-Haul Business Consultants;</font></p>
            <p style="margin:0pt; text-indent:36pt"><font style="font-family:Arial; font-size:10pt">John C. Taylor, President of U-Haul; </font></p>
            <p style="margin:0pt; text-indent:36pt"><font style="font-family:Arial; font-size:10pt">Jason A. Berg, Principal Financial Officer and Chief Accounting Officer of AMERCO; and</font></p>
            <p style="margin:0pt; text-indent:36pt"><font style="font-family:Arial; font-size:10pt">Laurence J. De Respino</font><font style="font-family:Arial; font-size:10pt">, General Counsel</font></p>
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            <p style="margin:0pt; page-break-inside:avoid; page-break-after:avoid; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt; font-weight:bold; font-style:italic">Compensation Philosophy and Objectives</font></p>
            <p style="margin:0pt; page-break-inside:avoid; page-break-after:avoid; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify; page-break-inside:avoid; page-break-after:avoid; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">The objectives</font><font style="font-family:Arial; font-size:10pt"> of the Company&#8217;s executive compensation program are to retain current executive officers, to encourage existing personnel to self-develop and magnify functional responsibilities and to entice qualified individuals to join the Company in executive position</font><font style="font-family:Arial; font-size:10pt">s as such positions are created or vacated. The compensation program is </font><font style="font-family:Arial; font-size:10pt">intended</font><font style="font-family:Arial; font-size:10pt"> to encourage an environment of teamwork, loyalty and fairness at all levels of the Company.&#160;&#160;&#160; </font></p>
            <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">While this CD&amp;A focuses on the compensation of the Named Executive Officers, t</font><font style="font-family:Arial; font-size:10pt">he philosophy and objectives we discuss are generally applicable to all of the Company&#8217;s senior officers.&#160; </font></p>
            <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt; page-break-inside:avoid; page-break-after:avoid; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt; font-weight:bold; font-style:italic">Implementation of Objectives</font></p>
            <p style="margin:0pt; page-break-inside:avoid; page-break-after:avoid; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify; page-break-inside:avoid; page-break-after:avoid; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">It is the duty of the Compensation Committee to review and determine the annual compensation paid to the President an</font><font style="font-family:Arial; font-size:10pt">d review regularly the general compensation policies for the Company&#8217;s other executive officers.&#160; The Compensation Committee and the President implement these policies while keeping in mind the Company&#8217;s approach to overhead costs and such executive office</font><font style="font-family:Arial; font-size:10pt">r&#8217;s impact on the Company&#8217;s objective of providing customers with an affordable product and service. The Compensation Committee traditionally delegates significant responsibility to the President for establishing and reviewing the performance of the other </font><font style="font-family:Arial; font-size:10pt">Named Executive Officers, appropriate levels and components of compensation, and any other items as the Compensation Committee may request.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font></p>
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            <p style="margin:0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">The Compensation Committee evaluates the compensation of the President at least annually to ensure that </font><font style="font-family:Arial; font-size:10pt">it is fair, reasonable and aligned with the Company&#8217;s overall objectives.&#160; The President performs this function for the remainder of the Named Executive Officers.&#160;&#160;&#160; </font></p>
            <p style="margin:0pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify; page-break-inside:avoid; page-break-after:avoid; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">The Compensation Committee did not utilize any benchmarking measure in Fiscal 201</font><font style="font-family:Arial; font-size:10pt">5</font><font style="font-family:Arial; font-size:10pt"> and t</font><font style="font-family:Arial; font-size:10pt">raditionally has not tied compensation directly to a specific performance measurement, market value of the Company&#8217;s common stock or benchmark related to any established peer or industry group.&#160; Rather, the Company generally seeks to compensate individual </font><font style="font-family:Arial; font-size:10pt">executives commensurate with historic pay levels for such position, adjusted for time and tenure with the Company.&#160; Salary increases are strongly correlated to the President&#8217;s assessment of each Named Executive Officer&#8217;s performance and his recommendation </font><font style="font-family:Arial; font-size:10pt">on the appropriateness of any increase.&#160; The Company also generally seeks to increase or decrease compensation, as appropriate, based upon changes in an executive officer&#8217;s functional responsibilities within the Company.&#160;&#160;&#160;&#160; </font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">The intention of the Company </font><font style="font-family:Arial; font-size:10pt">has been to compensate the Named Executive Officers in a manner that maximizes the Company&#8217;s ability to deduct such compensation expenses for federal income tax purposes.&#160; However, the Compensation Committee and the President have the discretion to provide</font><font style="font-family:Arial; font-size:10pt"> compensation that is not &#8220;performance-based&#8221; under Section 162(m) of the Internal Revenue Code when they determine that such compensation is in the best interests of the Company and its stockholders.&#160; For Fiscal 201</font><font style="font-family:Arial; font-size:10pt">6</font><font style="font-family:Arial; font-size:10pt">, the Company expects to deduct most</font><font style="font-family:Arial; font-size:10pt"> or</font><font style="font-family:Arial; font-size:10pt"> all</font><font style="font-family:Arial; font-size:10pt"> of the compensation expenses paid to the Named Executive Officers. </font><a name="EDGAR_PAGE_END11"></a></p>
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            <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt; font-weight:bold; font-style:italic">Elements Used to Achieve Compensation Objectives</font></p>
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            <p style="margin:0pt; text-indent:36pt"><font style="font-family:Arial; font-size:10pt">The principal components of the Company&#8217;s compensation program in Fiscal 201</font><font style="font-family:Arial; font-size:10pt">5</font><font style="font-family:Arial; font-size:10pt"> were:</font></p>
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                <li style="margin:0pt 0pt 0pt 81.6pt; text-indent:0pt; padding-left:8.4pt; font-family:serif; font-size:10pt"><font style="font-family:Arial; font-size:10pt">Certain l</font><font style="font-family:Arial; font-size:10pt">ong-term incentives; and</font></li>
                <li style="margin:0pt 0pt 0pt 81.6pt; text-indent:0pt; padding-left:8.4pt; font-family:serif; font-size:10pt"><font style="font-family:Arial; font-size:10pt">Other benefits.</font></li>
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            <p style="margin:0pt; text-indent:36pt; text-align:justify; page-break-inside:avoid; page-break-after:avoid; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt; font-style:italic">Base Salary</font><font style="font-family:Arial; font-size:10pt">.&#160; The Company pays its Named Executive Officers base salaries commensurate with the scope of their job responsibilities, individual experience, performance, and the period of time over which they have </font><font style="font-family:Arial; font-size:10pt">performed their duties.&#160; The base salary is typically reviewed annually with adjustments made based upon an analysis of performance and the addition or removal of functional responsibilities.&#160; There are no guarantees of base salary adjustments.&#160; The amount</font><font style="font-family:Arial; font-size:10pt"> of base salary paid to each of the Named Executive Officers during Fiscal 201</font><font style="font-family:Arial; font-size:10pt">5</font><font style="font-family:Arial; font-size:10pt"> is shown in the Summary Compensation Table (&#8220;SCT&#8221;). </font></p>
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            <p style="margin:0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt; font-style:italic">Discretionary Cash Bonus</font><font style="font-family:Arial; font-size:10pt">.&#160; Discretionary cash bonuses are awarded on occasion to Named Executive Officers based upon subje</font><font style="font-family:Arial; font-size:10pt">ctive criteria determined by the Compensation Committee or the President.&#160; These criteria may include such factors as level of responsibility, contributions to results, and retention considerations.&#160; The Company has not entered into any agreements stipulat</font><font style="font-family:Arial; font-size:10pt">ing or guaranteeing bonuses for any of its Named Executive Officers.&#160; The amount of discretionary cash bonuses paid to each of the Named Executive Officers during Fiscal 201</font><font style="font-family:Arial; font-size:10pt">5</font><font style="font-family:Arial; font-size:10pt"> is shown in the SCT.</font></p>
            <p style="margin:0pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt; font-style:italic">Certain Long-Term Incentives</font><font style="font-family:Arial; font-size:10pt">.&#160; The Company did not grant in</font><font style="font-family:Arial; font-size:10pt"> Fiscal 201</font><font style="font-family:Arial; font-size:10pt">5</font><font style="font-family:Arial; font-size:10pt"> equity interests to Named Executive Officers other than through its ESOP, which is available to all employees of the Company.&#160; The Company has not implemented any specific policy requiring its Named Executive Officers or other officers and/or </font><font style="font-family:Arial; font-size:10pt">employees to own the Company&#8217;s common stock.&#160; </font></p>
            <p style="margin:0pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt; font-style:italic">Other Benefits</font><font style="font-family:Arial; font-size:10pt">.&#160; The Named Executive Officers participate in employee benefits plans generally available</font><font style="font-family:Arial; font-size:10pt"> to all full-time employees of the Company on a non-discriminatory basis including medical, dental, vision, and prescription drug insurance, life insurance, accidental death and dismemberment insurance, disability insurance, a 401(k) plan, vacation and sic</font><font style="font-family:Arial; font-size:10pt">k pay, and postretirement benefits.&#160; The Company does not provide other perquisites to its executive officers; therefore such additional tables are not provided as they are inapplicable.&#160; </font></p>
            <p style="margin:13.5pt 0pt 0pt; page-break-inside:avoid; page-break-after:avoid; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt; font-weight:bold; font-style:italic">Compensation Risk Assessment </font></p>
            <p style="margin:0pt; page-break-inside:avoid; page-break-after:avoid; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt; font-weight:bold; font-style:italic">&#xa0;</font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify; page-break-inside:avoid; page-break-after:avoid; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">The Company has assessed the risks t</font><font style="font-family:Arial; font-size:10pt">hat could arise from its compensation policies for all employees, including employees who are not Named Executive Officers, and does not believe that such polices are reasonably likely to have a material adverse effect on the Company.&#160; In consideration of </font><font style="font-family:Arial; font-size:10pt">these matters and after reviewing each element of the Company&#8217;s compensation programs including base salary, cash incentives and equity compensation, we determined that (i) our Named Executive Officers&#39; compensation, including incentive compensation, is no</font><font style="font-family:Arial; font-size:10pt">t a significant percentage of revenue for the Company or any applicable subsidiary&#8217;s revenue, (ii) due in large part to the equity ownership of two of our five Named Executive Officers, our Company is a Controlled Company which we believe creates a strong </font><font style="font-family:Arial; font-size:10pt">alignment between the interests of management and stockholders, and (iii) due to the limited nature of our incentive compensation and range of potential increases in salaries year over year, as well as our overall conservative approach to compensation, our</font><font style="font-family:Arial; font-size:10pt"> policies and programs do not encourage excessive risk-taking by our management or our Board and result in a strong alignment between the interests of management and stockholders.</font></p>
            <p style="margin:0pt; text-align:justify"><a name="EDGAR_PAGE_END12"></a><font style="font-family:Arial; font-size:10pt; font-weight:bold; font-style:italic">&#xa0;</font></p>
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                <p style="margin:0pt; text-align:center"><a name="EDGAR_HF_F_START_7"></a><font style="font-family:Arial; font-size:12pt">1</font><a name="EDGAR_HF_F_END_8"></a></p>
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                <p style="margin:0pt"><a name="EDGAR_HF_H_START_5"></a><a name="EDGAR_HF_H_END_6"></a><font style="font-family:'Times New Roman'; font-size:12pt">&#xa0;</font></p>
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            <p style="margin:0pt; text-align:justify; page-break-inside:avoid; page-break-after:avoid; widows:0; orphans:0"><a name="EDGAR_PAGE_START13"></a><font style="font-family:Arial; font-size:10pt; font-weight:bold; font-style:italic">201</font><font style="font-family:Arial; font-size:10pt; font-weight:bold; font-style:italic">4</font><font style="font-family:Arial; font-size:10pt; font-weight:bold; font-style:italic"> Advisory Vote on the Compensation of the Company&#8217;s Named Executive Officers</font></p>
            <p style="margin:0pt; text-align:justify; page-break-inside:avoid; page-break-after:avoid; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify; page-break-inside:avoid; page-break-after:avoid; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">AMERCO provided stockholders with an advisory vote on its compensation of the Company&#8217;s Named Executive Officers in 201</font><font style="font-family:Arial; font-size:10pt">4</font><font style="font-family:Arial; font-size:10pt">. At our 201</font><font style="font-family:Arial; font-size:10pt">4</font><font style="font-family:Arial; font-size:10pt"> annual meeting of stockholders, more than 99</font><font style="font-family:Arial; font-size:10pt">% of the votes cast on this proposal were in favor of our executive compensation program and policies. The Compensation Committee evaluated the results of the vote and, due in large part to the substantial stockholder support of our executive compensation </font><font style="font-family:Arial; font-size:10pt">program, the Compensation Committee did not make any significant changes to our executive compensation program and policies for Fiscal 201</font><font style="font-family:Arial; font-size:10pt">5</font><font style="font-family:Arial; font-size:10pt"> compensation. The Compensation Committee will continue to consider the outcome of future advisory votes when making </font><font style="font-family:Arial; font-size:10pt">future compensation decisions for the Named Executive Officers.</font></p>
            <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:10pt; font-weight:bold">SUMMARY COMPENSATION TABLE</font></p>
            <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:10pt; font-weight:bold">&#xa0;</font></p>
            <table cellspacing="0" cellpadding="0" style="border-collapse:collapse; margin-left:0pt; width:568.45pt">
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                    <td style="border-bottom-color:#000000; border-bottom-style:solid; border-bottom-width:0.75pt; padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:146.7pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt; font-weight:bold">Name and Principal Position</font></p>
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                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:8pt; font-weight:bold">Fiscal Year</font></p>
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                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:8pt; font-weight:bold">Salary</font></p>
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                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:8pt; font-weight:bold">Bonus</font></p>
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                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:8pt; font-weight:bold">Stock Awards (1)</font></p>
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                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:8pt; font-weight:bold">&#xa0;</font></p>
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                    <td style="border-bottom-color:#000000; border-bottom-style:solid; border-bottom-width:0.75pt; padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:71.35pt">
                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:8pt; font-weight:bold">All Other Compensation (2)</font></p>
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                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:8pt; font-weight:bold">&#xa0;</font></p>
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                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:8pt; font-weight:bold">Total Compensation</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:71.35pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:57.85pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
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                <tr style="height:12pt">
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:146.7pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">Edward J. Shoen</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:0.3pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:25.55pt">
                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:8pt">2015</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:8pt">$</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:29.4pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">675,104</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:8pt">$</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:28.95pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">200,000</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:8pt">$</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:42.7pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">11,083</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:8pt">$</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:71.35pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">102,500</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:8pt">$</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:57.85pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">988,687</font></p>
                    </td>
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                <tr style="height:12pt">
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:146.7pt">
                        <p style="margin:0pt; text-indent:12pt"><font style="font-family:Arial; font-size:8pt">Chairman and President of AMERCO</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:0.3pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:25.55pt">
                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:29.4pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:28.95pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:42.7pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:71.35pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:57.85pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                </tr>
                <tr style="height:12pt">
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:146.7pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:0.3pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:25.55pt">
                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:8pt">2014</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:29.4pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">675,004</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:28.95pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">-</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:42.7pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">6,792</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:71.35pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">102,500</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
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                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
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                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:25.55pt">
                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:8pt">2013</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:29.4pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">675,004</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:28.95pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">200,000</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
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                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">29,269</font></p>
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                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
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                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">93,125</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
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                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">997,398</font></p>
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                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:57.85pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
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                <tr style="height:12pt">
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">James P. Shoen</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:0.3pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
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                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:8pt">2015</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:29.4pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">565,962</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:28.95pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">-</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:42.7pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">10,534</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:71.35pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">92,500</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:57.85pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">668,996</font></p>
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                </tr>
                <tr style="height:12pt">
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:146.7pt">
                        <p style="margin:0pt; text-indent:12pt"><font style="font-family:Arial; font-size:8pt">Vice President of U-Haul Business </font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:25.55pt">
                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:29.4pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:28.95pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:42.7pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:71.35pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:57.85pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                </tr>
                <tr style="height:12pt">
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:146.7pt">
                        <p style="margin:0pt; text-indent:12pt"><font style="font-family:Arial; font-size:8pt">Consultants</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:0.3pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:25.55pt">
                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:8pt">2014</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:29.4pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">565,962</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:28.95pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">-</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:42.7pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">6,792</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:71.35pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">92,500</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:57.85pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">665,254</font></p>
                    </td>
                </tr>
                <tr style="height:12pt">
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:146.7pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:0.3pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:25.55pt">
                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:29.4pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:28.95pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:42.7pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:71.35pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:57.85pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
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                <tr style="height:12pt">
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:0.3pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:25.55pt">
                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:8pt">2013</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:29.4pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">565,962</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:28.95pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">-</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:42.7pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">27,495</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:71.35pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">83,125</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:57.85pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">676,582</font></p>
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                </tr>
                <tr style="height:12pt">
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:146.7pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:0.3pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:25.55pt">
                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:29.4pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:28.95pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:42.7pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:71.35pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:57.85pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                </tr>
                <tr style="height:12pt">
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:146.7pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">John C. Taylor</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:0.3pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:25.55pt">
                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:8pt">2015</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:29.4pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">285,581</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:28.95pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">200,000</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:42.7pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">8,060</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:71.35pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">10,000</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:57.85pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">503,641</font></p>
                    </td>
                </tr>
                <tr style="height:12pt">
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:146.7pt">
                        <p style="margin:0pt; text-indent:12pt"><font style="font-family:Arial; font-size:8pt">President of </font><font style="font-family:Arial; font-size:8pt">U-Haul</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:0.3pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:25.55pt">
                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:29.4pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:28.95pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:42.7pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:71.35pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:57.85pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                </tr>
                <tr style="height:12pt">
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:146.7pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:0.3pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:25.55pt">
                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:8pt">2014</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:29.4pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">296,158</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:28.95pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">200,000</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:42.7pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">6,792</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:71.35pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">10,000</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:57.85pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">512,950</font></p>
                    </td>
                </tr>
                <tr style="height:12pt">
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:146.7pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:0.3pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:25.55pt">
                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:29.4pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:28.95pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:42.7pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:71.35pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:57.85pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                </tr>
                <tr style="height:12pt">
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:146.7pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:0.3pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:25.55pt">
                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:8pt">2013</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:29.4pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">290,870</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:28.95pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">200,000</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:42.7pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">15,718</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:71.35pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">10,000</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:57.85pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">516,588</font></p>
                    </td>
                </tr>
                <tr style="height:12pt">
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:146.7pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:0.3pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:25.55pt">
                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:29.4pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
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                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
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                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
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                <tr style="height:12pt">
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">Jason A. Berg</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:0.3pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:25.55pt">
                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:8pt">2015</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:29.4pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">356,735</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:28.95pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">100,500</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
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                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">6,961</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:71.35pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">-</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:57.85pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">464,196</font></p>
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                </tr>
                <tr style="height:12pt">
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:146.7pt">
                        <p style="margin:0pt; text-indent:12pt"><font style="font-family:Arial; font-size:8pt">Principal Financial Officer and Chief </font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
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                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
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                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
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                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
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                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
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                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:71.35pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:57.85pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
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                <tr style="height:12pt">
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                        <p style="margin:0pt; text-indent:12pt"><font style="font-family:Arial; font-size:8pt">Accounting Officer of AMERCO</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:0.3pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:25.55pt">
                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:8pt">2014</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:29.4pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">356,735</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:28.95pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">100,000</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:42.7pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">6,792</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:71.35pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">-</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:57.85pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">463,527</font></p>
                    </td>
                </tr>
                <tr style="height:12pt">
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:146.7pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:0.3pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
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                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:29.4pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:28.95pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:42.7pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:71.35pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:57.85pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                </tr>
                <tr style="height:12pt">
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:146.7pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:0.3pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:25.55pt">
                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:8pt">2013</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:29.4pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">351,350</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:28.95pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">100,000</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:42.7pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">9,750</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:71.35pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">-</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:57.85pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">461,100</font></p>
                    </td>
                </tr>
                <tr style="height:12pt">
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:146.7pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:0.3pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:25.55pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:29.4pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:28.95pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:42.7pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:71.35pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:57.85pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                </tr>
                <tr style="height:12pt">
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:146.7pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">Laurence J. De Respino</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:0.3pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:25.55pt">
                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:8pt">2015</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:29.4pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">301,154</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:28.95pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">200,500</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:42.7pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">6,961</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:71.35pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">-</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:57.85pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">508,615</font></p>
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                </tr>
                <tr style="height:12pt">
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:146.7pt">
                        <p style="margin:0pt; text-indent:12pt"><font style="font-family:Arial; font-size:8pt">General Counsel</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:0.3pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
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                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:29.4pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:28.95pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:42.7pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:71.35pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:57.85pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                </tr>
                <tr style="height:12pt">
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:146.7pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:0.3pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:25.55pt">
                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:8pt">2014</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:29.4pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">305,769</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:28.95pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">100,000</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:42.7pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">6,792</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:71.35pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">-</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:57.85pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">412,561</font></p>
                    </td>
                </tr>
                <tr style="height:12pt">
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:146.7pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:0.3pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:25.55pt">
                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:29.4pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:28.95pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:42.7pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:71.35pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:57.85pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                </tr>
                <tr style="height:12pt">
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:146.7pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:0.3pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:25.55pt">
                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:8pt">2013</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:29.4pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">295,194</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:28.95pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">160,000</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:42.7pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">9,266</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:71.35pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">-</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:57.85pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:8pt">464,460</font></p>
                    </td>
                </tr>
            </table>
            <p style="margin:0pt; text-align:justify; page-break-inside:avoid; page-break-after:avoid; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt; font-weight:bold; font-style:italic">&#xa0;</font></p>
            <p style="margin:0pt 0pt 0pt 36pt; text-align:justify"><font style="font-family:Arial; font-size:8pt">(1)&#160; Amounts in this column represent the compensation cost recognized for financial statement reporting purposes under ASC: </font><font style="font-family:Arial; font-size:8pt; font-style:italic; color:#1a1a1a">718 Compensation&#8212;Stock </font><font style="font-family:Arial; font-size:8pt; font-style:italic; color:#1a1a1a">Compensation</font><font style="font-family:Arial; font-size:8pt; color:#1a1a1a"> </font><font style="font-family:Arial; font-size:8pt">for Fiscal 2015, 2014 and 2013 with respect to common stock allocated under the ESOP. Grant date fair value is the closing price on date of grant for stock, and also includes the value of the shares purchased by the ESOP from the $1.00, $1.00 </font><font style="font-family:Arial; font-size:8pt">and $5.00 per share common stock dividend for the ESOP shares beneficially owned as of March 6, 2015, January 10, 2014 and November 19, 2012, respectively, the record date for such dividends.</font></p>
            <p style="margin:0pt; text-align:justify"><font style="font-family:Arial; font-size:8pt">&#xa0;</font></p>
            <p style="margin:0pt 0pt 0pt 36pt; text-align:justify"><font style="font-family:Arial; font-size:8pt">(2)&#160; Amounts in this column represent annual fees paid to each </font><font style="font-family:Arial; font-size:8pt">Named Executive Officer in his capacity as a director of the Company or U-Haul or as a member of a committee of the AMERCO Board.</font></p>
            <p style="margin:0pt 0pt 0pt 36pt; text-align:justify"><a name="EDGAR_PAGE_END13"></a><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
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                <p style="margin:0pt; text-align:center"><a name="EDGAR_HF_F_START_7"></a><font style="font-family:Arial; font-size:12pt">1</font><a name="EDGAR_HF_F_END_8"></a></p>
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        <div class="header" style="clear:both">
                <p style="margin:0pt"><a name="EDGAR_HF_H_START_5"></a><a name="EDGAR_HF_H_END_6"></a><font style="font-family:'Times New Roman'; font-size:12pt">&#xa0;</font></p>
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            <p style="margin:0pt; text-align:justify; page-break-inside:avoid; page-break-after:avoid; widows:0; orphans:0"><a name="EDGAR_PAGE_START14"></a><font style="font-family:Arial; font-size:10pt; font-weight:bold; font-style:italic">Analysis of Fiscal 201</font><font style="font-family:Arial; font-size:10pt; font-weight:bold; font-style:italic">5</font><font style="font-family:Arial; font-size:10pt; font-weight:bold; font-style:italic"> Compensation Decisions</font></p>
            <p style="margin:0pt; text-align:justify; page-break-inside:avoid; page-break-after:avoid; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify; page-break-inside:avoid; page-break-after:avoid; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">The compensation amounts for Edward J. Shoen, the Chairman and President of A</font><font style="font-family:Arial; font-size:10pt">MERCO, </font><font style="font-family:Arial; font-size:10pt">are</font><font style="font-family:Arial; font-size:10pt"> established by the Compensation Committee. The compensation for the remaining Named Executive Officers is determined by the President. Base salaries for the Named Executive Officers did not materially change in Fiscal 201</font><font style="font-family:Arial; font-size:10pt">5</font><font style="font-family:Arial; font-size:10pt">. </font></p>
            <p style="margin:0pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify; page-break-inside:avoid; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">A discretionary bon</font><font style="font-family:Arial; font-size:10pt">us was paid to John C. (&#8220;JT&#8221;) Taylor, Jason A. Berg and Laurence J. De</font><font style="font-family:Arial; font-size:10pt"> </font><font style="font-family:Arial; font-size:10pt">Respino in Fiscal 2015 in recognition of their service to the Company</font><font style="font-family:Arial; font-size:10pt"> as determined by the President. The Company does not have an established bonus plan for its Named Executive Officer</font><font style="font-family:Arial; font-size:10pt">s. Such discretionary cash bonuses are determined by the President using his best judgment in light of his evaluation of performance and existing facts and circumstances. </font></p>
            <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:10pt; font-weight:bold">RELATIONSHIP WITH INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM</font></p>
            <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:10pt; font-weight:bold">&#xa0;</font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">BDO USA, LLP has </font><font style="font-family:Arial; font-size:10pt">served as the Company&#8217;s principal independent registered public accounting firm since August 2002 and the Audit Committee has selected BDO USA, LLP to audit AMERCO&#8217;s financial statements for Fiscal 201</font><font style="font-family:Arial; font-size:10pt">6</font><font style="font-family:Arial; font-size:10pt">. The following table shows the fees that AMERCO and i</font><font style="font-family:Arial; font-size:10pt">ts consolidated entities paid or accrued for the audit and other services provided by BDO USA, LLP for Fiscal 201</font><font style="font-family:Arial; font-size:10pt">5</font><font style="font-family:Arial; font-size:10pt"> and 201</font><font style="font-family:Arial; font-size:10pt">4</font><font style="font-family:Arial; font-size:10pt">.</font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt; font-style:italic">&#xa0;</font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt; font-style:italic">&#xa0;</font></p>
            <div style="text-align:center">
            <table cellspacing="0" cellpadding="0" style="border-collapse:collapse; margin:0 auto; text-align:left">
                <tr style="height:12.6pt">
                        <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:top; width:296.95pt">
                            <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
                        </td>
                        <td colspan="3" style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:top">
                            <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:10pt; text-decoration:underline">March 31,</font></p>
                        </td>
                    </tr>
                    <tr>
                        <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:top; width:296.95pt">
                            <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
                        </td>
                        <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:top; width:81.45pt">
                            <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:10pt; text-decoration:underline">201</font><font style="font-family:Arial; font-size:10pt; text-decoration:underline">5</font></p>
                        </td>
                        <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:top; width:2.7pt">
                            <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
                        </td>
                        <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:top; width:65.2pt">
                            <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:10pt; text-decoration:underline">201</font><font style="font-family:Arial; font-size:10pt; text-decoration:underline">4</font></p>
                        </td>
                    </tr>
                    <tr>
                        <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:top; width:296.95pt">
                            <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
                        </td>
                        <td colspan="3" style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:top">
                            <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:10pt; font-weight:normal">(In thousands)</font></p>
                        </td>
                    </tr>
                    <tr>
                        <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:top; width:296.95pt">
                            <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">Audit fees</font></p>
                        </td>
                        <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:top; width:81.45pt">
                            <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt">$ 2,</font><font style="font-family:Arial; font-size:10pt">847</font></p>
                        </td>
                        <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:top; width:2.7pt">
                            <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
                        </td>
                        <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:top; width:65.2pt">
                            <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt">$ 2,773</font></p>
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                        <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:top; width:296.95pt">
                            <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">Audit-related fees</font></p>
                        </td>
                        <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:top; width:81.45pt">
                            <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt">65</font></p>
                        </td>
                        <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:top; width:2.7pt">
                            <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
                        </td>
                        <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:top; width:65.2pt">
                            <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt">60</font></p>
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                    </tr>
                    <tr>
                        <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:top; width:296.95pt">
                            <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">Tax fees</font></p>
                        </td>
                        <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:top; width:81.45pt">
                            <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt">-</font></p>
                        </td>
                        <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:top; width:2.7pt">
                            <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
                        </td>
                        <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:top; width:65.2pt">
                            <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt">-</font></p>
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                    </tr>
                    <tr>
                        <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:top; width:296.95pt">
                            <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">All other fees</font></p>
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                        <td style="border-bottom-color:#000000; border-bottom-style:solid; border-bottom-width:0.75pt; padding-left:5.4pt; padding-right:5.4pt; vertical-align:top; width:81.45pt">
                            <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt">-</font></p>
                        </td>
                        <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:top; width:2.7pt">
                            <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
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                        <td style="border-bottom-color:#000000; border-bottom-style:solid; border-bottom-width:0.75pt; padding-left:5.4pt; padding-right:5.4pt; vertical-align:top; width:65.2pt">
                            <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt">-</font></p>
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                        <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:top; width:296.95pt">
                            <p style="margin:0pt 0pt 0pt 36pt"><font style="font-family:Arial; font-size:10pt">Total</font></p>
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                        <td style="border-bottom-color:#000000; border-bottom-style:double; border-bottom-width:1.5pt; border-top-color:#000000; border-top-style:solid; border-top-width:0.75pt; padding-left:5.4pt; padding-right:5.4pt; vertical-align:top; width:81.45pt">
                            <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt">$ 2,</font><font style="font-family:Arial; font-size:10pt">912</font></p>
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                        <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:top; width:2.7pt">
                            <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
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                        <td style="border-bottom-color:#000000; border-bottom-style:double; border-bottom-width:1.5pt; border-top-color:#000000; border-top-style:solid; border-top-width:0.75pt; padding-left:5.4pt; padding-right:5.4pt; vertical-align:top; width:65.2pt">
                            <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt">$ 2,833</font></p>
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                        </td>
                        <td style="width:92.25pt; border:none">
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                        <td style="width:76pt; border:none">
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            <p style="margin:0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt; font-style:italic">Audit Fees.</font><font style="font-family:Arial; font-size:10pt"> This category includes the audit of AMERCO&#8217;s annual financial statements included in the Annual Report on Form 10-K and the effectiveness of internal control over financial reporting as of fiscal year end, review of financial statements included in AMERCO</font><font style="font-family:Arial; font-size:10pt">&#8217;s Quarterly Reports on Form 10-Q, and services that are normally provided by the independent registered public accounting firm in connection with statutory and regulatory filings for those fiscal years. This category also includes advice on accounting mat</font><font style="font-family:Arial; font-size:10pt">ters that arose during, or as a result of, the audit or the review of interim financial statements, statutory audits required by U.S. jurisdictions and the preparation of an annual &#8220;management letter&#8221; on internal control matters. </font></p>
            <p style="margin:0pt; text-align:justify"><font style="font-family:Arial; font-size:10pt; font-style:italic">&#xa0;</font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt; font-style:italic">Audit-Related Fees. </font><font style="font-family:Arial; font-size:10pt">This</font><font style="font-family:Arial; font-size:10pt"> category consists of assurance and related services provided by BDO USA, LLP that are reasonably related to the performance of the audit or review of AMERCO&#8217;s financial statements and are not reported above under &#8220;Audit Fees.&#8221; The services for the fees di</font><font style="font-family:Arial; font-size:10pt">sclosed under this category include benefit plan audits. </font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt; font-style:italic">&#xa0;</font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt; font-style:italic">Tax Fees. </font><font style="font-family:Arial; font-size:10pt">This category consists of professional services provided by BDO USA, LLP for tax compliance, tax advice and tax planning.</font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt; font-style:italic">&#xa0;</font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">Each year, the Audit Committee approves the annual audit engagem</font><font style="font-family:Arial; font-size:10pt">ent in advance.&#160; The Audit Committee also has established procedures to pre-approve all non-audit services provided by the independent registered public accounting firm.&#160; All Fiscal 201</font><font style="font-family:Arial; font-size:10pt">5</font><font style="font-family:Arial; font-size:10pt"> non-audit services listed above were pre-approved.&#160; The Audit Committ</font><font style="font-family:Arial; font-size:10pt">ee has determined that the provision of services by BDO USA, LLP described in the preceding paragraphs were compatible with maintaining BDO USA, LLP&#8217;s independence as the Company&#8217;s principal independent registered public accounting firm.</font></p>
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            <p style="margin:0pt; text-align:center; page-break-after:avoid; widows:0; orphans:0"><a name="EDGAR_PAGE_START15"></a><font style="font-family:Arial; font-size:10pt; font-weight:bold">PROPOSAL 3 - RATI</font><font style="font-family:Arial; font-size:10pt; font-weight:bold">FICATION OF APPOINTMENT OF INDEPENDENT </font></p>
            <p style="margin:0pt; text-align:center; page-break-after:avoid; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt; font-weight:bold">REGISTERED PUBLIC ACCOUNTING FIRM</font></p>
            <p style="margin:0pt; page-break-after:avoid; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify; page-break-after:avoid; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">BDO USA, LLP currently serves as the Company&#8217;s independent registered public accounting firm, and has conducted the audit of the Company&#8217;s accounts since 2002. The Audit Committee </font><font style="font-family:Arial; font-size:10pt">has appointed BDO USA, LLP to serve as the independent registered public accounting firm to conduct an audit of our accounts for Fiscal 201</font><font style="font-family:Arial; font-size:10pt">6</font><font style="font-family:Arial; font-size:10pt">.</font></p>
            <p style="margin:0pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify; page-break-inside:avoid; page-break-after:avoid; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">Selection of the Company&#8217;s independent registered public accounting firm is not required to be submitted to a vot</font><font style="font-family:Arial; font-size:10pt">e of the stockholders for ratification. The Sarbanes-Oxley Act of 2002 requires the Audit Committee to be directly responsible for the appointment, compensation and oversight of the audit work of the independent registered public accounting firm. However, </font><font style="font-family:Arial; font-size:10pt">the Board has elected to submit the selection of BDO USA, LLP as the Company&#8217;s independent registered public accounting firm to stockholders for ratification as a matter of good corporate practice. Even if stockholders vote in favor of the appointment, the</font><font style="font-family:Arial; font-size:10pt"> Audit Committee may, in its discretion, direct the appointment of a different independent registered public accounting firm at any time during the year if it determines that such a change would be in the best interests of the Company and our stockholders.</font></p>
            <p style="margin:0pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">Representatives of BDO USA, LLP are expected to be present at the Annual Meeting. They will have the opportunity to make a statement if they desire to do so and are expected to be available to respond to appropriate questions. </font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:10pt; font-weight:bold">The Board recommends a vo</font><font style="font-family:Arial; font-size:10pt; font-weight:bold">te &#8220;FOR&#8221; </font><font style="font-family:Arial; font-size:10pt; font-weight:bold">Proposal 3, the </font><font style="font-family:Arial; font-size:10pt; font-weight:bold">ratification of appointment of the Company&#8217;s independent registered public accounting firm. </font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:10pt; font-weight:bold">PROPOSAL 4 - STOCKHOLDER PROPOSAL REGARDING RATIFICATION OF THE DECISIONS AND ACTIONS OF THE BOARD OF DIRECTORS AND EXECUTIVE OFFICERS FO</font><font style="font-family:Arial; font-size:10pt; font-weight:bold">R FISCAL 201</font><font style="font-family:Arial; font-size:10pt; font-weight:bold">5</font></p>
            <p style="margin:13.5pt 0pt 0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt; font-weight:normal">Proposal 4 for consideration is a proposal from Company stockholders to ratify and affirm the decisions and actions taken by the Board and Executive Officers with respect to AMERCO and its subsidiaries for Fiscal 201</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">5</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">. This proposal originate</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">s from the stockholder proposal originally received by the Company on September 24, 2008, approved at our 2009 Annual Meeting of Stockholders by a vote of 74% of shares voted, and which provided as follows:</font><font style="font-family:Arial; font-size:10pt; font-weight:normal"> </font></p>
            <p style="margin:13.5pt 0pt 0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt; font-weight:bold">&#8220;Motion:</font></p>
            <p style="margin:13.5pt 0pt 0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt; font-weight:normal">We do hereby submit a proposal for </font><font style="font-family:Arial; font-size:10pt; font-weight:normal">inclusion in the AMERCO Annual Meeting Proxy statement, that AMERCO include on the ballot and in the annual meeting materials for such respective annual meetings a stockholder proposal from the undersigned stockholder&#160; proponents (or such other stockholder</font><font style="font-family:Arial; font-size:10pt; font-weight:normal"> proponent(s) as may make the request, or as a management proposal in the event the undersigned are no longer stockholders of the Company and no comparable proposal is received from another stockholder), that all decisions and actions made by the AMERCO Bo</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">ard of Directors and Executive Officers, with respect to AMERCO and its subsidiaries, for the time frame of April 1 of the year prior to the date of such Proxy Statement through March 31 of the year of such Proxy Statement, be ratified and affirmed.</font></p>
            <p style="margin:13.5pt 0pt 0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt; font-weight:bold">Reason</font><font style="font-family:Arial; font-size:10pt; font-weight:bold"> for Making the Proposal:</font></p>
            <p style="margin:13.5pt 0pt 0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt; font-weight:normal">To support the AMERCO Board of Directors and Executive Officers on their decisions for these time periods. We believe the Company is headed in a positive direction due to their leadership and guidance.</font><a name="EDGAR_PAGE_END15"></a></p>
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                <p style="margin:0pt; text-align:center"><a name="EDGAR_HF_F_START_7"></a><font style="font-family:Arial; font-size:12pt">1</font><a name="EDGAR_HF_F_END_8"></a></p>
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                <p style="margin:0pt"><a name="EDGAR_HF_H_START_5"></a><a name="EDGAR_HF_H_END_6"></a><font style="font-family:'Times New Roman'; font-size:12pt">&#xa0;</font></p>
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            <p style="margin:13.5pt 0pt 0pt; text-indent:36pt; text-align:justify; page-break-inside:avoid; page-break-after:avoid; widows:0; orphans:0"><a name="EDGAR_PAGE_START16"></a><font style="font-family:Arial; font-size:10pt; font-weight:bold">Relevant Notices:</font></p>
            <p style="margin:13.5pt 0pt 0pt; text-indent:36pt; text-align:justify; page-break-inside:avoid; page-break-after:avoid; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt; font-weight:normal">1) We do </font><font style="font-family:Arial; font-size:10pt; font-weight:normal">not have any material interest in the subject matter of the proposal.</font></p>
            <p style="margin:13.5pt 0pt 0pt; text-indent:36pt; text-align:justify; page-break-inside:avoid; page-break-after:avoid; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt; font-weight:normal">2) We are not members of any partnership, limited partnership, syndicate or other group pursuant to any agreement, </font><font style="font-family:Arial; font-size:10pt; font-weight:normal">arrangement, relationship, understanding, or otherwise, whether or not </font><font style="font-family:Arial; font-size:10pt; font-weight:normal">in writing, organized in whole or in part for the purpose of acquiring, owning or voting shares of AMERCO stock.</font></p>
            <p style="margin:13.5pt 0pt 0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt; font-weight:normal">3) The above stockholders have continuously held at least $2,000 in market value of AMERCO shares and we intend to hold the stock through the d</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">ate of the annual meeting.&#8221;</font></p>
            <p style="margin:5pt 0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">In regard to this Proposal 4, reference is hereby made to the Company&#8217;s 201</font><font style="font-family:Arial; font-size:10pt">5</font><font style="font-family:Arial; font-size:10pt"> Annual Report on Form 10-K, as well as the Company&#8217;s other public reports and other filings with the SEC, for disclosures relating to the Company.&#160; </font></p>
            <p style="margin:0pt; text-align:center; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt; font-weight:bold">Th</font><font style="font-family:Arial; font-size:10pt; font-weight:bold">e Board recommends a vote &#8220;FOR&#8221; approval of </font><font style="font-family:Arial; font-size:10pt; font-weight:bold">Proposal 4, </font><font style="font-family:Arial; font-size:10pt; font-weight:bold">regarding the ratification of the decisions and actions of the Board and executive officers for Fiscal 201</font><font style="font-family:Arial; font-size:10pt; font-weight:bold">5</font><font style="font-family:Arial; font-size:10pt; font-weight:bold">.</font></p>
            <h1 style="margin:12pt 0pt 3pt; text-align:center; page-break-after:avoid"><font style="font-family:Arial; font-size:10pt; font-weight:bold">PROPOSAL 5 &#8211; ADVISORY STOCKHOLDER PROPOSAL TO RECOMMEND THE BOARD AND MANAGEMENT ACT EXPEDI</font><font style="font-family:Arial; font-size:10pt; font-weight:bold">TIOUSLY TO EFFECTUATE AN IPO AND SUBSEQUENT REIT CONVERSION OF THE REAL ESTATE AND SELF-STORAGE BUSINESSES</font></h1>
            <p style="margin:0pt; text-align:justify"><font style="font-family:'Times New Roman'; font-size:12pt">&#xa0;</font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">Proposal 5 is a proposal from Company stockholder AFR Value Partners, L.P. (&#8220;AFRVP&#8221;), with an address of c/o Applied Fundamental Research, LLC, 50 </font><font style="font-family:Arial; font-size:10pt">Church Street, 5</font><font style="font-family:Arial; font-size:6.67pt; vertical-align:super">th</font><font style="font-family:Arial; font-size:10pt"> Floor, Cambridge, MA 02138, owner of 1,917 shares of common stock of AMERCO as of the date of its proposal.&#160; </font><font style="font-family:Arial; font-size:10pt; background-color:#ffffff">The text of Proposal 5 and its supporting statement appear exactly as received by the Company.&#160;&#160; All statements contained in Pro</font><font style="font-family:Arial; font-size:10pt; background-color:#ffffff">posal 5 and its supporting statement are the sole responsibility of the proponent thereof.&#160; The Board recommends a vote against Proposal 5 based on the reasons set forth in the Company&#8217;s Statement in Opposition following Proposal 5.</font></p>
            <p style="margin:0pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt; text-align:justify"><font style="font-family:Arial; font-size:10pt; font-weight:bold; font-style:italic; text-decoration:underline">Shareholder Proposal</font><font style="font-family:Arial; font-size:10pt">:</font></p>
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            <p style="margin:0pt 67.5pt 0pt 36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">&#8220;</font><font style="font-family:Arial; font-size:10pt; font-weight:bold">Resolved</font><font style="font-family:Arial; font-size:10pt">, that the stockholders of Amerco recommend that the Board of Directors and management act expeditiously, consistent with effective tax considerations, to engage an investment banking firm to effectuate an IPO and subsequent REIT conversion of th</font><font style="font-family:Arial; font-size:10pt">e Real Estate and Self-Storage Businesses.&#8221;</font></p>
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            <p style="margin:0pt 67.5pt 0pt 0pt; text-align:center"><font style="font-family:Arial; font-size:10pt; text-decoration:underline">Supporting Statement</font></p>
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            <p style="margin:0pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">&#8220;AFRVP believes that Amerco&#8217;s Moving Equipment Rental and Insurance businesses hold back the fair valuation of its Real Estate and Self-Storage businesses. AFRVP believes that if Amerco&#8217;s </font><font style="font-family:Arial; font-size:10pt">Real Estate and Self-Storage businesses were a stand-alone REIT, that it would trade at a higher multiple of operating income more in line with those of self-storage peers such as Sovran Self Storage, Inc., Extra Space Storage Inc., and CubeSmart. </font></p>
            <p style="margin:0pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">AFRVP b</font><font style="font-family:Arial; font-size:10pt">elieves that the only significant obstacles to an IPO and subsequent REIT conversion of the Real Estate and Self-Storage businesses involves the initial time and effort required to put in place financial reporting infrastructures for these two entities in </font><font style="font-family:Arial; font-size:10pt">a manner appropriate for an IPO and a subsequent REIT conversion, and the establishment of an appropriate and equitable division of costs between a) the Real Estate and Self-Storage businesses as owners of a given location&#8217;s underlying real estate and self</font><font style="font-family:Arial; font-size:10pt">-storage facilities, and b) other AMERCO business lines that conduct various operations at the same location in addition to managing the self-storage facilities located at that location. AFRVP believes that the long-term benefit to Amerco Shareholders from</font><font style="font-family:Arial; font-size:10pt"> an IPO and subsequent REIT conversion of the Real Estate and Self-Storage businesses outweighs the initial costs and effort required to separate these businesses. AFRVP also believes that by effectuating an IPO and subsequent REIT conversion of the Real E</font><font style="font-family:Arial; font-size:10pt">state and Self-Storage businesses, the senior management</font><a name="EDGAR_PAGE_END16"></a></p>
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            <p style="margin:0pt; text-align:justify"><font style="font-family:Arial; font-size:10pt"> </font><a name="EDGAR_PAGE_START17"></a><font style="font-family:Arial; font-size:10pt">teams from each of the Company&#8217;s businesses can be more properly measured and incentivized by having their compensation tied directly to the shareholder value they create for their respective entitie</font><font style="font-family:Arial; font-size:10pt">s in the future. </font></p>
            <p style="margin:0pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">Therefore, AFRVP is proposing that Stockholders adopt this resolution on a non-binding, advisory basis at the Annual Meeting in order to prove to the Board that Stockholders support effectuating an IPO and subsequent REIT conversion of th</font><font style="font-family:Arial; font-size:10pt">e Real Estate and Self-Storage Businesses.&#8221;</font></p>
            <p style="margin:6pt 0pt 0pt"><font style="font-family:Arial; font-size:10pt; font-weight:bold; font-style:italic; text-decoration:underline; background-color:#ffffff">Board&#8217;s Statement in Opposition</font><font style="font-family:Arial; font-size:10pt; font-weight:normal; background-color:#ffffff">:&#160; </font></p>
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            <p style="margin:0pt; text-align:justify"><font style="font-family:Arial; font-size:10pt; background-color:#ffffff">The Board recommends voting </font><font style="font-family:Arial; font-size:10pt; font-weight:bold; background-color:#ffffff">AGAINST</font><font style="font-family:Arial; font-size:10pt; background-color:#ffffff"> Proposal 5, the advisory proposal requesting that the Board of Directors and management act expeditiously, consistent with effective tax considerations, to engage an investment banking firm to effectuate an IPO and subsequent REIT conversion of the Real E</font><font style="font-family:Arial; font-size:10pt; background-color:#ffffff">state and </font><font style="font-family:Arial; font-size:10pt">Self-Storage Businesses (together, the &#8220;REIT Transaction&#8221;).&#160; </font></p>
            <p style="margin:0pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">This is not a matter of first impression for the AMERCO Board or individual Board members.&#160; The self storage industry is replete with REITs.&#160; Over the years, the Board has been in dia</font><font style="font-family:Arial; font-size:10pt">logue with thoughtful proponents of the REIT structure</font><font style="font-family:Arial; font-size:10pt"> and has analyzed the input.&#160; T</font><font style="font-family:Arial; font-size:10pt">he AMERCO Board and management</font><font style="font-family:Arial; font-size:10pt"> continue to </font><font style="font-family:Arial; font-size:10pt">refine </font><font style="font-family:Arial; font-size:10pt">the Company&#8217;s </font><font style="font-family:Arial; font-size:10pt">operational and financial plans in a non-REIT structure.</font></p>
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            <p style="margin:0pt; text-align:justify; line-height:10pt"><font style="font-family:Arial; font-size:10pt; background-color:#ffffff">The Board has considered the proposed REIT Transaction, with a view to the interests of the Company as required by applicable law, including NRS </font><font style="font-family:Arial; font-size:10pt; background-color:#ffffff">Section </font><font style="font-family:Arial; font-size:10pt; background-color:#ffffff">78.138, and concluded that the REIT Transaction is not in the </font><font style="font-family:Arial; font-size:10pt; background-color:#ffffff">best </font><font style="font-family:Arial; font-size:10pt; background-color:#ffffff">interests of the Company, including </font><font style="font-family:Arial; font-size:10pt; background-color:#ffffff">without limitation </font><font style="font-family:Arial; font-size:10pt">the Company&#8217;s employees, suppliers, creditors and customers;</font><font style="font-family:Arial; font-size:10pt"> </font><font style="font-family:Arial; font-size:10pt">and the long-term as well as short-term interests of t</font><font style="font-family:Arial; font-size:10pt">he Company and its stockholders</font><font style="font-family:Arial; font-size:10pt">.&#160; </font><font style="font-family:Arial; font-size:10pt; background-color:#ffffff"> </font></p>
            <p style="margin:0pt; text-align:justify; line-height:10pt"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt; text-align:justify; line-height:10pt"><font style="font-family:Arial; font-size:10pt; background-color:#ffffff">In our Chairman&#8217;s Letter to Shareholders in 200</font><font style="font-family:Arial; font-size:10pt; background-color:#ffffff">4</font><font style="font-family:Arial; font-size:10pt; background-color:#ffffff">, our &#8220;AMERCO Shareholder Value Propo</font><font style="font-family:Arial; font-size:10pt; background-color:#ffffff">sition&#8221; was presented.&#160;&#160; Our approach specified in that letter has not changed.&#160; We continue to maintain a long time horizon in our management of the business, with a focus on investing and building value for the long term.&#160; The present success of the Comp</font><font style="font-family:Arial; font-size:10pt; background-color:#ffffff">any is the result of decisions and actions put into motion many years ago. As stated in the Shareholder Value Proposition, AMERCO&#8217;s intent is to </font><font style="font-family:Arial; font-size:10pt; background-color:#ffffff">operate with</font><font style="font-family:Arial; font-size:10pt; background-color:#ffffff"> an entrepreneurial, aggressive management team. We intend to maintain a substantial insider owners</font><font style="font-family:Arial; font-size:10pt; background-color:#ffffff">hip, including significant ownership positions held by Shoen family members and employees through the AMERCO Employee Stock Ownership Plan. The Shareholder Value Proposition includes developing a self-funding balance sheet and financing expansion through p</font><font style="font-family:Arial; font-size:10pt; background-color:#ffffff">rofits.&#160; It includes encouraging a coincidence of interest between ownership, management, U-Haul system members and Dealers.&#160; Moreover, we intend to maintain a reasonable price/earnings ratio on our common stock, with emphasis on the strength of the Compan</font><font style="font-family:Arial; font-size:10pt; background-color:#ffffff">y and not the strength of the stock price.&#160; </font></p>
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            <p style="margin:0pt; text-align:justify; line-height:10pt"><font style="font-family:Arial; font-size:10pt">Success of the proposed REIT Transaction is uncertain. The proposed REIT Transaction presents numerous operational, tax and financial considerations, some of which are disadvantageous to our long term success a</font><font style="font-family:Arial; font-size:10pt">nd the Shareholder Value Proposition, and in the judgment of the Board outweigh the potential benefit of the proposed REIT Transaction.&#160; Below is a non-exhaustive list of such considerations.</font></p>
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            <p style="margin:0pt; text-align:justify"><font style="font-family:Arial; font-size:10pt; font-weight:bold">Operational considerations</font><font style="font-family:Arial; font-size:10pt"> </font></p>
            <p style="margin:0pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">*The implications on our business, </font><font style="font-family:Arial; font-size:10pt">competitive advantage and financial results, including loss of synergies within our moving and storage operating segment and loss of the integrated moving and storage business;</font></p>
            <p style="margin:0pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">*The time commitment and likely diversion of existing management to effectuate </font><font style="font-family:Arial; font-size:10pt">the REIT Transaction. </font></p>
            <p style="margin:0pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">*The sale or disposition of our real estate and self-storage business to a REIT, who may then lease such properties back to us and serve as our real property lessor;&#160; </font></p>
            <p style="margin:0pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">*Lease and other contractual terms with the REIT, including, with</font><font style="font-family:Arial; font-size:10pt">out limitation, the cost of rent payments, and the lost or reduced ability to control our capital improvements, the location of our properties and our expansion, investment and innovation opportunities;</font></p>
            <p style="margin:0pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">*The operational and financial goals of a REIT, and </font><font style="font-family:Arial; font-size:10pt">how those goals may differ from, or conflict with, Company goals.&#160; The implications of potential, actual or perceived conflicts of interest between the Company and the REIT and their respective management teams, owners and other constituencies, and the lik</font><font style="font-family:Arial; font-size:10pt">elihood that this will create misdirection of management at the customer level;</font></p>
            <p style="margin:0pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">*The possibility that a REIT may dispose of key real estate locations or not acquire certain additional locations, with a potential focus on maximizing near-term results;</font><a name="EDGAR_PAGE_END17"></a></p>
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            <p style="margin:0pt; text-align:justify"><a name="EDGAR_PAGE_START18"></a><font style="font-family:Arial; font-size:10pt">*The </font><font style="font-family:Arial; font-size:10pt">impact of dual management objectives when confronted with inevitable changing circumstances and economic cycles;</font></p>
            <p style="margin:0pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">*The possibility that the Company may be precluded from acquiring real estate in the future, by virtue of the terms of the proposed REIT Transa</font><font style="font-family:Arial; font-size:10pt">ction; </font></p>
            <p style="margin:0pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">*The risks, costs and managerial distraction associated with an initial public offering, and the implementation and on-going compliance, allocation of costs, and financial reporting associated with the proposed REIT Transaction; </font></p>
            <p style="margin:0pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">*The impact of the</font><font style="font-family:Arial; font-size:10pt"> regulatory requirements of a REIT, including, without limitation, the prohibition on concentrated equity ownership and the related party rent rules;&#160;&#160;&#160; </font></p>
            <p style="margin:0pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">*The impact of the proposed REIT Transaction on our fleet renewal program, our Dealer network, our sto</font><font style="font-family:Arial; font-size:10pt">rage affiliates, and other programs and constituencies, and the message the proposed REIT Transaction may send to our customers, </font><font style="font-family:Arial; font-size:10pt">employees, dealers, affiliates, suppliers, creditors and shareholders;</font></p>
            <p style="margin:0pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">*The implications of the REIT regulatory requirement tha</font><font style="font-family:Arial; font-size:10pt">t a REIT distribute 90% of taxable earnings to shareholders, and the impact of this requirement on expansion, investment and innovation opportunities</font><font style="font-family:Arial; font-size:10pt"> and our intent to maintain a self-funding balance sheet. </font></p>
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            <p style="margin:0pt; text-align:justify"><font style="font-family:Arial; font-size:10pt; font-weight:bold">Tax considerations</font></p>
            <p style="margin:0pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">*The tax implications to the</font><font style="font-family:Arial; font-size:10pt"> shareholders of the Company, including the impact of a mandatory distribution of historical accumulated earnings and profits, and whether such distribution would be paid with cash or a combination of cash and stock issuance, and the dilutive impact to exi</font><font style="font-family:Arial; font-size:10pt">sting shareholders of any such stock issuance;</font></p>
            <p style="margin:0pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">*The tax implications of the proposed REIT Transaction to the Company</font><font style="font-family:Arial; font-size:10pt">, including, without limitation, taxes on lease payments to the REIT</font><font style="font-family:Arial; font-size:10pt">;</font></p>
            <p style="margin:0pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">*The uncertainty and cost associated with obtaining and maintaining In</font><font style="font-family:Arial; font-size:10pt">ternal Revenue Service approval of REIT status; the potential conditions imposed by the IRS; and the risks associated with possible loss of REIT status.&#160;&#160;&#160; </font></p>
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            <p style="margin:0pt; text-align:justify"><font style="font-family:Arial; font-size:10pt; font-weight:bold">Financial considerations</font><font style="font-family:Arial; font-size:10pt"> </font></p>
            <p style="margin:0pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">*The implications on our existing debt agreements, including, without li</font><font style="font-family:Arial; font-size:10pt">mitation, the due on sale and change of control provisions, prepayment and defeasance premiums, and lock-out provisions, and the costs and risks associated with the refinancings or recapitalizations required by virtue of the proposed REIT Transaction;</font></p>
            <p style="margin:0pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">*The</font><font style="font-family:Arial; font-size:10pt"> implications on the cost and other terms of our future borrowings;</font></p>
            <p style="margin:0pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">*The implications on the Company&#8217;s future financial flexibility and liquidity, including, without limitation, the loss of real estate liquidity;</font></p>
            <p style="margin:0pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">*The uncertainty associated with the </font><font style="font-family:Arial; font-size:10pt">potential trading price of the Company and the REIT following the proposed REIT Transaction, and the uncertainty associated with the expectations of REIT stockholders.</font></p>
            <p style="margin:0pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt; text-align:justify; line-height:10pt"><font style="font-family:Arial; font-size:10pt">The Board has previously evaluated a REIT structure, and will continue to evaluate vary</font><font style="font-family:Arial; font-size:10pt">ing financial strategies and strategic options for sustainable long-term value creation.&#160; We welcome ideas for improving shareholder value, and we appreciate the opportunity to engage with our shareholders and foster long-term relationships.&#160; </font></p>
            <p style="margin:6pt 0pt 0pt; text-align:center"><font style="font-family:Arial; font-size:10pt; font-weight:bold">The Board </font><font style="font-family:Arial; font-size:10pt; font-weight:bold; background-color:#ffffff">re</font><font style="font-family:Arial; font-size:10pt; font-weight:bold; background-color:#ffffff">commends voting AGAINST Proposal 5.</font></p>
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            <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:10pt; font-weight:bold">PROPOSAL 6 &#8211; ADVISORY STOCKHOLDER PROPOSAL FOR THE BOARD AND MANAGEMENT TO DECLARE AND ISSUE A DIVIDEND OF SEVEN SHARES OF NONVOTING COMMON STOCK FOR EACH COMMON SHARE HELD TO ALL AMERCO SHAREHOLDERS</font></p>
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            <p style="margin:0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">Proposal </font><font style="font-family:Arial; font-size:10pt">6</font><font style="font-family:Arial; font-size:10pt"> is a proposal from Company stockholder </font><font style="font-family:Arial; font-size:10pt">Mark V. Shoen,</font><font style="font-family:Arial; font-size:10pt"> </font><font style="font-family:Arial; font-size:10pt">with an address of </font><font style="font-family:Arial; font-size:10pt">707 S. Country Club Drive, Mesa, Arizona&#160; 85210.</font><font style="font-family:Arial; font-size:10pt; background-color:#ffffff"> </font><font style="font-family:Arial; font-size:10pt; background-color:#ffffff"> As disclosed in the Security Ownership of Certain Beneficial Owners and Management table, Mark V. Shoen is a member of a &#8220;group&#8221;, as</font><font style="font-family:Arial; font-size:10pt; background-color:#ffffff"> defined in Section 13(d) of the Securities Act, which owns approximately 55.6%, or 10,897,889 shares, of AMERCO common stock.&#160; Mark V. Shoen is the beneficial owner of 3,813,713 shares (3,813,697 as of the date of Proposal 6) of AMERCO common stock.&#160;&#160; He </font><font style="font-family:Arial; font-size:10pt; background-color:#ffffff">is the brother of Edward J. Shoen, Chairman, and James P. Shoen, Vice President of U-Haul Business Consultants; and the uncle of Director Samuel J. Shoen and Executive Vice President, Stuart M. Shoen.&#160; </font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt; background-color:#ffffff">The text of Proposal </font><font style="font-family:Arial; font-size:10pt; background-color:#ffffff">6</font><font style="font-family:Arial; font-size:10pt; background-color:#ffffff"> and its supporting statement </font><font style="font-family:Arial; font-size:10pt; background-color:#ffffff">appear exactly as received by the Company.&#160;&#160; All statements contained in Proposal </font><font style="font-family:Arial; font-size:10pt; background-color:#ffffff">6</font><font style="font-family:Arial; font-size:10pt; background-color:#ffffff"> and its</font><font style="font-family:Arial; font-size:10pt; background-color:#ffffff"> </font><font style="font-family:Arial; font-size:10pt; background-color:#ffffff">supporting </font><font style="font-family:Arial; font-size:10pt; background-color:#ffffff">s</font><font style="font-family:Arial; font-size:10pt; background-color:#ffffff">tatement are the sole responsibility of the proponent thereof.&#160; The Board </font><font style="font-family:Arial; font-size:10pt; background-color:#ffffff">makes no voting recommendation with respect to Proposal 6.&#160; </font><a name="EDGAR_PAGE_END18"></a></p>
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            <p style="margin:0pt; text-align:justify"><font style="font-family:Arial; font-size:10pt; font-weight:bold; font-style:italic; text-decoration:underline">Shareholder </font><font style="font-family:Arial; font-size:10pt; font-weight:bold; font-style:italic; text-decoration:underline">Proposal</font><font style="font-family:Arial; font-size:10pt">:</font></p>
            <p style="margin:0pt; text-indent:-72pt; text-align:justify; widows:0; orphans:0; padding-left:72pt"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt 67.5pt 0pt 36pt; text-align:justify; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">&#8220;</font><font style="font-family:Arial; font-size:10pt; font-weight:bold">Resolved</font><font style="font-family:Arial; font-size:10pt">, that the shareholders of AMERCO recommend to the Board of Directors and management to act expeditiously to declare and issue a dividend of 7 (seven) shares of nonvoting common stock for each common share held to all AMERCO shareholder</font><font style="font-family:Arial; font-size:10pt">s of record as of a to-be determined record date in the reasonably foreseeable future, and to take all steps appropriate or incident to such a transaction, including without limitation the listing of such separate class of shares on a national securities e</font><font style="font-family:Arial; font-size:10pt">xchange.&#160; Such nonvoting common stock to have rights identical to the existing voting common in all matters other than voting.&#8221;</font></p>
            <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt; text-align:center; page-break-inside:avoid; page-break-after:avoid; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt; text-decoration:underline; background-color:#ffffff">Supporting Statement</font><font style="font-family:Arial; font-size:10pt; background-color:#ffffff">:</font></p>
            <h1 style="margin:12pt 0pt 3pt; page-break-inside:avoid; page-break-after:avoid; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt; font-weight:normal">I am proposing that Stockholders adopt this resolution on a nonbinding advisory basis at the Annual Meeting in order to demonstrate to the Board that Stockholders support the declaration of a dividend of nonvoting common shares identical with the present c</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">ommon in all rights other than voting.&#160; </font></h1>
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            <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt; text-decoration:underline">Reason for the Proposal</font><font style="font-family:Arial; font-size:10pt">:</font></p>
            <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">I submit this </font><font style="font-family:Arial; font-size:10pt">S</font><font style="font-family:Arial; font-size:10pt">hareholder </font><font style="font-family:Arial; font-size:10pt">P</font><font style="font-family:Arial; font-size:10pt">roposal because shareholders other than myself have indicated to the Corporation an interest in a split of the existing AMERCO common stock.&#160; I believe this divid</font><font style="font-family:Arial; font-size:10pt">end proposal addresses their interests and will generate support by a majority of the present holders of AMERCO common stock. </font></p>
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            <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">It is my understanding that the Corporation presently has the authorized serial common stock necessary for such a dividend.&#160; </font></p>
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            <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt; text-decoration:underline">Additional Required Disclosures</font><font style="font-family:Arial; font-size:10pt">:</font></p>
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                <li style="margin:0pt 0pt 0pt 31.34pt; text-indent:0pt; padding-left:4.66pt; font-family:Arial; font-size:10pt"><font style="font-family:Arial; font-size:10pt">Proponent&#8217;s address:&#160; 707 S. Country Club Drive, Mesa, AZ&#160; 85210.</font></li>
                <li style="margin:0pt 0pt 0pt 31.34pt; text-indent:0pt; padding-left:4.66pt; font-family:Arial; font-size:10pt"><font style="font-family:Arial; font-size:10pt">I have an interest in this Proposal, in that as a shareholder of AMERCO, I believe I will benefit from enhanced corporate stability and management focus on l</font><font style="font-family:Arial; font-size:10pt">ong-term goals.</font></li>
                <li style="margin:0pt 0pt 0pt 31.34pt; text-indent:0pt; padding-left:4.66pt; font-family:Arial; font-size:10pt"><font style="font-family:Arial; font-size:10pt">I am a member of a &#8220;group&#8221;, as defined in Section 13(d) of the Act, which owns approximately 55.6% of the outstanding voting shares of AMERCO.&#160; This group exists in part for the purpose of owning voting and voting shares of AMERCO.</font></li>
                <li style="margin:0pt 0pt 0pt 31.34pt; text-indent:0pt; padding-left:4.66pt; font-family:Arial; font-size:10pt"><font style="font-family:Arial; font-size:10pt">I have c</font><font style="font-family:Arial; font-size:10pt">ontinuously held at least $2,000 in market value of AMERCO shares for more than one year.</font></li>
                <li style="margin:0pt 0pt 0pt 31.34pt; text-indent:0pt; padding-left:4.66pt; font-family:Arial; font-size:10pt"><font style="font-family:Arial; font-size:10pt">I intend to hold at least $2,000 in market value of AMERCO shares through the date of the 2015 Annual Meeting of Shareholders of AMERCO.&#160;&#160; </font></li>
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            <p style="margin:0pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">Since June 2010, the stock price for AMERCO common stock has risen from approximately </font><font style="font-family:Arial; font-size:10pt">$45.00 per share to </font><font style="font-family:Arial; font-size:10pt">$329.30 per</font><font style="font-family:Arial; font-size:10pt"> share as of July 10, 2015</font><font style="font-family:Arial; font-size:10pt">.</font><font style="font-family:Arial; font-size:10pt">&#xa0;</font><font style="font-family:Arial; font-size:10pt">&#xa0;</font><font style="font-family:Arial; font-size:10pt"> It is the Company&#39;s understanding that some shareholders believe that this increase in the price of AMERCO co</font><font style="font-family:Arial; font-size:10pt">mmon stock makes it difficult for retail investors to purchase AMERCO common stock, and that low trading volume makes it difficult for institutional investors to purchase or sell AMERCO common stock without causing a significant price change. </font><font style="font-family:Arial; font-size:10pt">&#xa0;</font><font style="font-family:Arial; font-size:10pt">Proposal 6 w</font><font style="font-family:Arial; font-size:10pt">ill decrease the price per share of AMERCO common stock, will increase the publicly traded float</font><font style="font-family:Arial; font-size:10pt"> (in terms of number of shares)</font><font style="font-family:Arial; font-size:10pt"> of AMERCO common stock and </font><font style="font-family:Arial; font-size:10pt">is not expected to</font><font style="font-family:Arial; font-size:10pt"> impact the Company&#8217;s business operations.</font><font style="font-family:Arial; font-size:10pt">&#xa0;</font><font style="font-family:Arial; font-size:10pt"> </font><font style="font-family:Arial; font-size:10pt">&#xa0;</font><font style="font-family:Arial; font-size:10pt">Because the Proposal 6 is an advisory </font><font style="font-family:Arial; font-size:10pt">vote, the Board </font><font style="font-family:Arial; font-size:10pt">will</font><font style="font-family:Arial; font-size:10pt"> evaluate the Proposal after the vote before making a substantive decision. </font></p>
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            <h1 style="margin:12pt 0pt 3pt; text-align:center; page-break-after:avoid"><font style="font-family:Arial; font-size:10pt; font-weight:bold">The Board makes no voting recommendation with respect to Proposal 6.</font></h1>
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            <h1 style="margin:12pt 0pt 3pt; text-align:center; page-break-after:avoid"><a name="EDGAR_PAGE_START20"></a><font style="font-family:Arial; font-size:10pt; font-weight:bold">B</font><font style="font-family:Arial; font-size:10pt; font-weight:bold">OARD</font><font style="font-family:Arial; font-size:10pt; font-weight:bold"> </font><font style="font-family:Arial; font-size:10pt; font-weight:bold">OF</font><font style="font-family:Arial; font-size:10pt; font-weight:bold"> D</font><font style="font-family:Arial; font-size:10pt; font-weight:bold">IRECTORS</font><font style="font-family:Arial; font-size:10pt; font-weight:bold"> </font><font style="font-family:Arial; font-size:10pt; font-weight:bold">AND</font><font style="font-family:Arial; font-size:10pt; font-weight:bold"> C</font><font style="font-family:Arial; font-size:10pt; font-weight:bold">ORPORATE</font><font style="font-family:Arial; font-size:10pt; font-weight:bold"> G</font><font style="font-family:Arial; font-size:10pt; font-weight:bold">OVERNANCE</font></h1>
            <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt; font-weight:bold">Directors</font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">Our Board currently consists of eight members.&#160; Upon the recommendation of our independent directors, the Board has nominated the eight persons listed below to stand for election for a term expiring at the 201</font><font style="font-family:Arial; font-size:10pt">6</font><font style="font-family:Arial; font-size:10pt"> Annual Meeting of Stockholders, or until any </font><font style="font-family:Arial; font-size:10pt">of their respective successors is duly elected and qualified. </font></p>
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            <p style="margin:0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">We have set forth below information regarding each director nominated to stand for election, including the specific experience, qualifications, attributes, or skills that led the Board to conc</font><font style="font-family:Arial; font-size:10pt">lude that such person should serve as a director. Our Board believes that the experience, qualifications, attributes, and skills of our Directors provide the Company with the ability to address the evolving needs of the Company and represent the best inter</font><font style="font-family:Arial; font-size:10pt">ests of our stockholders. </font><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
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            <p style="margin:0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt; font-weight:bold">EDWARD J. (&#8220;JOE&#8221;) SHOEN</font><font style="font-family:Arial; font-size:10pt">, 6</font><font style="font-family:Arial; font-size:10pt">6</font><font style="font-family:Arial; font-size:10pt">, has served as Chairman of the Board since 1986 and President of the Company since 1987, as a Director of U-Haul International, Inc. (&#8220;U-Haul&#8221;) since 1990, as a Director of Amerco Real Estate Company</font><font style="font-family:Arial; font-size:10pt"> (&#8220;Real Estate&#8221;) since 1988 and as a Director of Repwest Insurance Company (&#8220;Repwest&#8221;) since 1997. Mr. Shoen has been associated with the Company since 1971.&#160; Mr. Shoen&#8217;s length of service and substantial involvement with the day to day operations of the C</font><font style="font-family:Arial; font-size:10pt">ompany places him in a unique position of understanding the numerous aspects of the moving and storage business. Additionally, Mr. Shoen holds a significant equity ownership interest in the Company. Mr. Shoen holds an MBA from Harvard University and a Juri</font><font style="font-family:Arial; font-size:10pt">s Doctor degree from Arizona State University. </font></p>
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            <p style="margin:0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt; font-weight:bold">JAMES E. ACRIDGE</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">, 7</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">5</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">, has served as a Director of the Company since 2013.&#160; Since 2006, Mr. Acridge has been the chief executive officer of Quad Resources, LLC, a crude oil transportation company, with </font><font style="font-family:Arial; font-size:10pt; font-weight:normal">operations in Texas and New Mexico.&#160; In 1965, Mr. Acridge founded Giant Service Stations, based out of Scottsdale, Arizona, where he served as Giant&#8217;s chief executive officer until his departure in 2002.&#160; By 2002 Giant was traded on the New York Stock Exch</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">ange and had grown to 186 convenience stores/service stations, with 1,000 miles of crude oil pipelines, three oil refineries, approximately 3,000 employees, five product terminals and 180 truck transports.&#160; Mr. Acridge served on the Board of Directors of R</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">eal Estate from 2006 to 2013. </font></p>
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            <p style="margin:0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt; font-weight:bold">CHARLES J. BAYER</font><font style="font-family:Arial; font-size:10pt">, 7</font><font style="font-family:Arial; font-size:10pt">5</font><font style="font-family:Arial; font-size:10pt">, has served as a Director of the Company since 1990 and has been associated with the Company since 1967. Mr. Bayer has served in various executive positions for the Company, including controller, directo</font><font style="font-family:Arial; font-size:10pt">r of U-Haul product design and as President of Real Estate from 1990 until his retirement in 2000. Mr. Bayer holds an MBA from Arizona State University W.P. Carey School of Business and has taken various continuing education courses through the SEC Institu</font><font style="font-family:Arial; font-size:10pt">te. Mr. Bayer served two combat tours in Vietnam and commanded his own ship. His 4</font><font style="font-family:Arial; font-size:10pt">8</font><font style="font-family:Arial; font-size:10pt"> years of experience with the Company provide Mr. Bayer with a unique insight with respect to many of the Company&#8217;s product lines and the moving and storage industry. </font><font style="font-family:Arial; font-size:10pt; font-weight:bold"> </font></p>
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            <p style="margin:0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt; font-weight:bold">JOH</font><font style="font-family:Arial; font-size:10pt; font-weight:bold">N P. BROGAN</font><font style="font-family:Arial; font-size:10pt">, 7</font><font style="font-family:Arial; font-size:10pt">1</font><font style="font-family:Arial; font-size:10pt">, has served as a Director of the Company since 1998. Mr. Brogan holds an MBA from the University of Notre Dame and is a Fellow of the Massachusetts Society of Certified Public Accountants. Mr. Brogan had a seven year association with Alamo </font><font style="font-family:Arial; font-size:10pt">Rent-A-Car that ended in 1986 and has been investing in private equity for over 35 years. Mr. Brogan has served as the Chairman of Muench-Kreuzer Candle Company since 1980.&#160; As an investor, he has been on the board of directors of several companies and und</font><font style="font-family:Arial; font-size:10pt">erstands the role of an independent director.&#160; </font></p>
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            <p style="margin:0pt; text-indent:36pt; text-align:justify; page-break-inside:avoid; page-break-after:avoid; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt; font-weight:bold">JOHN M. DODDS</font><font style="font-family:Arial; font-size:10pt">, 7</font><font style="font-family:Arial; font-size:10pt">8</font><font style="font-family:Arial; font-size:10pt">, has 4</font><font style="font-family:Arial; font-size:10pt">9</font><font style="font-family:Arial; font-size:10pt"> years of experience with the Company, including serving in various capacities as manager of numerous subsidiaries and operating divisions. This experience includes several years as </font><font style="font-family:Arial; font-size:10pt">senior executive vice president in charge of national field operations, placing him in a position of significant knowledge of the business. Mr. Dodds has served as a Director of the Company since 1987 and as Director of the Company&#8217;s subsidiaries, U-Haul a</font><font style="font-family:Arial; font-size:10pt">nd Real Estate since 1990. Mr. Dodds began his U-Haul affiliation as a service station operator and U-Haul dealer. He has served in numerous capacities at U-Haul. He served in regional field operations until 1986 and served in national field operations unt</font><font style="font-family:Arial; font-size:10pt">il 1994. Mr. Dodds retired from the Company in 1994.</font></p>
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            <p style="margin:0pt; text-indent:36pt; text-align:justify; page-break-inside:avoid; page-break-after:avoid; widows:0; orphans:0"><a name="EDGAR_PAGE_START21"></a><font style="font-family:Arial; font-size:10pt; font-weight:bold">MICHAEL L. GALLAGHER</font><font style="font-family:Arial; font-size:10pt">, 7</font><font style="font-family:Arial; font-size:10pt">1</font><font style="font-family:Arial; font-size:10pt">, has served as a Director of the Company since 2007. Mr. Gallagher served on the AMERCO Advisory Board from 2003 until his appointment to the Board. Mr. Gallagher is currently C</font><font style="font-family:Arial; font-size:10pt">hairman Emeritus of the law firm Gallagher &amp; Kennedy.&#160; Mr. Gallagher is a member of the board of directors of Pinnacle West Capital Corporation, a NYSE listed company, Cancer Treatment Centers of America, Western Regional Medical Center and the Peter Kiewi</font><font style="font-family:Arial; font-size:10pt">t Foundation. He is also a former director of Action Performance, a NASDAQ company, and a former advisory board member of AMEC, a multinational company headquartered in Europe. Mr. Gallagher has 40 years of experience as legal counsel to numerous public an</font><font style="font-family:Arial; font-size:10pt">d private corporations in a variety of matters.</font></p>
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            <p style="margin:0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt; font-weight:bold">DANIEL R. MULLEN</font><font style="font-family:Arial; font-size:10pt">, 7</font><font style="font-family:Arial; font-size:10pt">4</font><font style="font-family:Arial; font-size:10pt">, has served as a Director of the Company since 2005. Mr. Mullen served as a member of the AMERCO Advisory Board from 2004 until his appointment to the Board and has served as a Director </font><font style="font-family:Arial; font-size:10pt">of U-Haul since 2004, as a Director of Oxford Life Insurance Company (&#8220;Oxford&#8221;) since 2005 and as a Director of Real Estate since 2008. He has served as Director and alternately as President and Treasurer of Continental Leasing Co. since 1970. He was Vice </font><font style="font-family:Arial; font-size:10pt">President and Treasurer of Talley Industries, Inc., a multi-industry conglomerate from 1982 to 1998.&#160; Mr. Mullen was employed by the Company from 1968 until 1982. His previous years of service to AMERCO and its affiliates have contributed to Mr. Mullen&#8217;s k</font><font style="font-family:Arial; font-size:10pt">nowledge of the moving and storage industry.&#160; </font></p>
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            <p style="margin:0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt; font-weight:bold">SAMUEL J. SHOEN</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">, 37, has served as a Director of the Company since </font><font style="font-family:Arial; font-size:10pt; font-weight:normal">April </font><font style="font-family:Arial; font-size:10pt; font-weight:normal">2015</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">, and </font><font style="font-family:Arial; font-size:10pt; font-weight:normal">as a Director of the Company&#8217;s subsidiaries, U-Haul</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">, Real Estate, Repwest and Oxford</font><font style="font-family:Arial; font-size:10pt; font-weight:normal"> since</font><font style="font-family:Arial; font-size:10pt; font-weight:normal"> 2004, 2010, 2011 and 2011</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">,</font><font style="font-family:Arial; font-size:10pt; font-weight:normal"> </font><font style="font-family:Arial; font-size:10pt; font-weight:normal">respectively.&#160; </font><font style="font-family:Arial; font-size:10pt; font-weight:normal">Mr. Shoen has served as an employee of the Company or its affiliates since 1992, including serving in such capacities as U-Haul Webteam Manager, U-Haul Executive Vice President, President of Repwest, U-Haul Risk Management, and U-Box Project</font><font style="font-family:Arial; font-size:10pt; font-weight:normal"> Manager. Mr. Shoen was recommended for election to the Board by the CEO and the independend directors of the Board. Mr. Shoen&#8217;s extensive and current experience with Company operations brings a unique and practical skill-set to the Board.&#160; Mr. Shoen is th</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">e son of Edward J. Shoen.&#160; </font></p>
            <p style="margin:13.5pt 0pt 0pt; page-break-inside:avoid; page-break-after:avoid; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt; font-weight:bold">B</font><font style="font-family:Arial; font-size:10pt; font-weight:bold">oard Diversity </font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify; page-break-inside:avoid; page-break-after:avoid; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">The Company does not have a specific written policy regarding Board diversity as it relates to the selection of nominees for the Board.</font><font style="font-family:Arial; font-size:10pt"> However, Board diversity is considered by our Board to be desirable. We bel</font><font style="font-family:Arial; font-size:10pt">ieve Board diversity strengthens our alignment with our constituencies and fosters improved decision making, goal setting and resource allocation. </font><font style="font-family:Arial; font-size:10pt">Board candidates are considered based upon various criteria, including, but not limited to, their broad-based</font><font style="font-family:Arial; font-size:10pt"> business and professional skills and experiences, viewpoints and perspectives, concern for the long-term interests of our constituencies, and their personal integrity. The Board considers each nominee in the context of the Board as a whole, with the objec</font><font style="font-family:Arial; font-size:10pt">tive of assembling a Board that can best maintain the success of our business. For instance, we believe our directors are knowledgeable and experienced in various business sectors and governmental or academic endeavors, many of whom are serving or have ser</font><font style="font-family:Arial; font-size:10pt">ved on other boards, which further illustrates the diversity present on our Board and the ultimate benefit to our Company and stockholders.</font></p>
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            <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt; font-weight:bold">Leadership Structure and the Board&#8217;s Role in Risk Oversight</font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">Currently, the roles of President and Board Chairman are combined, which we believe fosters clear accountability, effective decision-making, and alignment on corporate strategy. Specifically, our Board believes that its current leadership structure, with E</font><font style="font-family:Arial; font-size:10pt">dward J.</font><font style="font-family:Arial; font-size:10pt">&#xa0;</font><font style="font-family:Arial; font-size:10pt">Shoen serving as both President and Board Chairman, is appropriate and best serves the interests of our Company and our stockholders. The Company does not have a lead independent director.</font></p>
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                <p style="margin:0pt"><a name="EDGAR_HF_H_START_5"></a><a name="EDGAR_HF_H_END_6"></a><font style="font-family:'Times New Roman'; font-size:12pt">&#xa0;</font></p>
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            <p style="margin:0pt; text-indent:36pt; text-align:justify; page-break-inside:avoid; page-break-after:avoid; widows:0; orphans:0"><a name="EDGAR_PAGE_START22"></a><font style="font-family:Arial; font-size:10pt">Management is responsible for managing the risks that the</font><font style="font-family:Arial; font-size:10pt"> Company faces. The Board is responsible for overseeing management&#8217;s approach to risk management and </font><font style="font-family:Arial; font-size:10pt">supports the achievement of the Company&#39;s objectives, including strategic objectives, to improve long-term performance and enhance stockholder value. </font><font style="font-family:Arial; font-size:10pt"> </font><font style="font-family:Arial; font-size:10pt">A fu</font><font style="font-family:Arial; font-size:10pt">ndamental part of risk management is not only understanding the risks the Company faces and what steps management is taking to manage those risks, but also understanding what level of risk is appropriate for the Company. </font><font style="font-family:Arial; font-size:10pt">The involvement of the full Board i</font><font style="font-family:Arial; font-size:10pt">n reviewing our strategic objectives and plans is a key part of the Board&#8217;s assessment of management&#8217;s approach and tolerance to risk. While the Board has ultimate oversight responsibility for overseeing management&#8217;s risk management process, various commit</font><font style="font-family:Arial; font-size:10pt">tees of the Board assist them in fulfilling that responsibility. </font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">The Board has delegated to its various committees the oversight of risk management practices for categories of risk relevant to their functions. For example, through its Audit Committee, ou</font><font style="font-family:Arial; font-size:10pt">r Board oversees the management by our financial reporting group of our financial statement disclosure controls, systems of internal control over financial reporting, significant financial and accounting matters, as well as the Company&#8217;s compliance with le</font><font style="font-family:Arial; font-size:10pt">gal and regulatory requirements. Through its Compensation Committee, our Board manages potential business risks inherent in our compensation programs to ensure that they do not encourage unacceptable levels of risk. The Executive Finance Committee oversees</font><font style="font-family:Arial; font-size:10pt"> risks associated with the Company&#8217;s credit and debt positions and liquidity, monitors the level of risk associated with investment policies and investment portfolios, and evaluates current strategic endeavors by evaluating both short and long term debt st</font><font style="font-family:Arial; font-size:10pt">ructures.</font></p>
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            <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt; font-weight:bold">Director Independence </font></p>
            <p style="margin:0pt; text-indent:24.5pt; text-align:justify; background-color:#ffffff"><font style="font-family:Arial; font-size:10pt">Although we are not required to have a majority of independent directors as a result of our status as a &#8220;controlled company&#8221; under the NASDAQ Listing Rules, our Boar</font><font style="font-family:Arial; font-size:10pt">d has affirmatively determined, based upon the recommendation of our Independent Governance Committee, that all of our directors, except Edward J. Shoen and </font><font style="font-family:Arial; font-size:10pt">Samuel J</font><font style="font-family:Arial; font-size:10pt">. Shoen, are &#8220;independent&#8221; under the NASDAQ Listing Rules. In addition, the directors who s</font><font style="font-family:Arial; font-size:10pt">erve on our Audit Committee each satisfy standards established by the SEC providing that to qualify as &#8220;independent&#8221; for the purposes of membership on that committee, members of audit committees may not (1)</font><font style="font-family:Arial; font-size:10pt">&#xa0;</font><font style="font-family:Arial; font-size:10pt">accept directly or indirectly any consulting, adv</font><font style="font-family:Arial; font-size:10pt">isory, or other compensatory fee from the Company other than their director compensation or (2)</font><font style="font-family:Arial; font-size:10pt">&#xa0;</font><font style="font-family:Arial; font-size:10pt">be an affiliated person of the Company or any of its subsidiaries.</font></p>
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            <h1 style="margin:12pt 0pt 3pt; text-align:center; page-break-inside:avoid; page-break-after:avoid; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt; font-weight:bold">&#8220;C</font><font style="font-family:Arial; font-size:10pt; font-weight:bold">ONTROLLED</font><font style="font-family:Arial; font-size:10pt; font-weight:bold"> C</font><font style="font-family:Arial; font-size:10pt; font-weight:bold">OMPANY</font><font style="font-family:Arial; font-size:10pt; font-weight:bold">&#8221; S</font><font style="font-family:Arial; font-size:10pt; font-weight:bold">TATUS</font><font style="font-family:Arial; font-size:10pt; font-weight:bold"> </font><font style="font-family:Arial; font-size:10pt; font-weight:bold">AND</font><font style="font-family:Arial; font-size:10pt; font-weight:bold"> D</font><font style="font-family:Arial; font-size:10pt; font-weight:bold">IRECTOR</font><font style="font-family:Arial; font-size:10pt; font-weight:bold"> I</font><font style="font-family:Arial; font-size:10pt; font-weight:bold">NDEPENDENCE</font></h1>
            <p style="margin:0pt; text-indent:18pt; text-align:justify; page-break-inside:avoid; page-break-after:avoid; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">As of </font><font style="font-family:Arial; font-size:10pt">June 1</font><font style="font-family:Arial; font-size:10pt">, 2015</font><font style="font-family:Arial; font-size:10pt">, Edward J. Shoen, C</font><font style="font-family:Arial; font-size:10pt">hairman of the Board and President of AMERCO, James P. Shoen, a Director of AMERCO, and Mark V. Shoen collectively are the beneficial owners of </font><font style="font-family:Arial; font-size:10pt">9,139,</font><font style="font-family:Arial; font-size:10pt">166</font><font style="font-family:Arial; font-size:10pt"> shares (approximately </font><font style="font-family:Arial; font-size:10pt">46.6</font><font style="font-family:Arial; font-size:10pt">%) of the outstanding common shares of AMERCO. Edward J. Shoen, James P. Sho</font><font style="font-family:Arial; font-size:10pt">en, Mark V. Shoen, Rosemarie T. Donovan, as Trustee (Trustee of the Shoen Irrevocable Trusts) and David Holmes, as Trustee (Successor Trustee of the Irrevocable &#8220;C&#8221; Trusts) (collectively, the &#8220;Reporting Persons&#8221;) are parties to a stockholder agreement date</font><font style="font-family:Arial; font-size:10pt">d June 30, 2006, (the &#8220;Stockholder Agreement&#8221;) in which the Reporting Persons agreed to vote their shares as one block as provided in the Stockholder Agreement. Pursuant to the Stockholder Agreement, a collective </font><font style="font-family:Arial; font-size:10pt">10,897,</font><font style="font-family:Arial; font-size:10pt">889</font><font style="font-family:Arial; font-size:10pt"> shares</font><font style="font-family:Arial; font-size:10pt"> or approximately </font><font style="font-family:Arial; font-size:10pt">55.6</font><font style="font-family:Arial; font-size:10pt">% of</font><font style="font-family:Arial; font-size:10pt"> the Company&#8217;s</font><font style="font-family:Arial; font-size:10pt"> outstanding</font><font style="font-family:Arial; font-size:10pt"> common stock are voted at the direction of a majority in interest of the Reporting Persons.&#160; For additional information, refer to the Schedule 13Ds filed</font><font style="font-family:Arial; font-size:10pt"> with the SEC</font><font style="font-family:Arial; font-size:10pt"> on July 13, 2006, March 9, 2007, June 26, </font><font style="font-family:Arial; font-size:10pt">2009 and on May 1, 2013. </font></p>
            <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt; text-indent:18pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">As a result of their stock ownership and the Stockholder Agreement, Edward J. Shoen, Mark V. Shoen and James P. Shoen are in a position to significantly influence the business affairs and policies of the Company, including the a</font><font style="font-family:Arial; font-size:10pt">pproval of significant transactions, the election of the members of the Board and other matters submitted to our stockholders. There can be no assurance that the interests of the Reporting Persons will not conflict with the interest of our other stockholde</font><font style="font-family:Arial; font-size:10pt">rs. </font><font style="font-family:Arial; font-size:10pt">&#xa0;</font><font style="font-family:Arial; font-size:10pt">Furthermore, as a result of the Reporting Persons&#8217; voting power, the Company is a &#8220;controlled company&#8221; as defined in the Nasdaq</font><font style="font-family:Arial; font-size:10pt">&#xa0;</font><font style="font-family:Arial; font-size:10pt">Listing</font><font style="font-family:Arial; font-size:10pt">&#xa0;</font><font style="font-family:Arial; font-size:10pt">Rules and, therefore, may avail itself of certain exemptions under</font><font style="font-family:Arial; font-size:10pt">&#xa0;</font><font style="font-family:Arial; font-size:10pt">the</font><font style="font-family:Arial; font-size:10pt">&#xa0;</font><font style="font-family:Arial; font-size:10pt">Nasdaq</font><font style="font-family:Arial; font-size:10pt">&#xa0;</font><font style="font-family:Arial; font-size:10pt">rules,</font><font style="font-family:Arial; font-size:10pt">&#xa0;</font><font style="font-family:Arial; font-size:10pt">regarding having a majority of</font><font style="font-family:Arial; font-size:10pt"> independent directors and independent director oversight of executive compensation and director nominations.</font></p>
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            <p style="margin:0pt; text-align:center; page-break-inside:avoid; page-break-after:avoid; widows:0; orphans:0"><a name="EDGAR_PAGE_START23"></a><font style="font-family:Arial; font-size:10pt; font-weight:bold">OTHER INFORMATION REGARDING THE BOARD OF DIRECTORS</font></p>
            <p style="margin:0pt; page-break-inside:avoid; page-break-after:avoid; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify; page-break-inside:avoid; page-break-after:avoid; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">The full Board of the Company met in regularly scheduled Board meetings </font><font style="font-family:Arial; font-size:10pt">six</font><font style="font-family:Arial; font-size:10pt"> times during Fiscal 201</font><font style="font-family:Arial; font-size:10pt">5</font><font style="font-family:Arial; font-size:10pt">.&#160; For Fiscal 201</font><font style="font-family:Arial; font-size:10pt">5</font><font style="font-family:Arial; font-size:10pt">, each director attended at least </font><font style="font-family:Arial; font-size:10pt">85</font><font style="font-family:Arial; font-size:10pt">% of the scheduled Board meetings and meetings for the committees on which such respective individual served. The independent Directors met in executive session, without the pre</font><font style="font-family:Arial; font-size:10pt">sence of management, as part of each regularly scheduled Board meeting.</font></p>
            <p style="margin:0pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">Directors are encouraged to attend our annual meetings of stockholders. Participation via the webcast is encouraged, particularly in cases where travel from out of town would otherwis</font><font style="font-family:Arial; font-size:10pt">e be required.&#160; </font><font style="font-family:Arial; font-size:10pt">All directors attended</font><font style="font-family:Arial; font-size:10pt"> our 201</font><font style="font-family:Arial; font-size:10pt">4</font><font style="font-family:Arial; font-size:10pt"> Annual Meeting of Stockholders, which was held on August 2</font><font style="font-family:Arial; font-size:10pt">8</font><font style="font-family:Arial; font-size:10pt">, 201</font><font style="font-family:Arial; font-size:10pt">4</font><font style="font-family:Arial; font-size:10pt">. </font></p>
            <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify; page-break-inside:avoid; page-break-after:avoid; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">The Board has established the following standing committees: Audit Committee, Executive Finance Committee, Compensation Committee and Indep</font><font style="font-family:Arial; font-size:10pt">endent Governance Committee. The Company does not have a nominating committee. Currently, the responsibility for director nominations is vested in the independent members of the Board; however, as a &#8220;controlled company&#8221; the Company is not required to do so</font><font style="font-family:Arial; font-size:10pt"> under the NASDAQ Listing Rules, and the Company reserves the right to cease having the responsibility for director nominations vested in the independent members of the Board. The Board does not believe that a nominating committee is necessary because the </font><font style="font-family:Arial; font-size:10pt">independent directors participate in the nominating process. The Board has adopted a resolution addressing the director nomination process and related matters; however, the Board may, in the future, choose to change its director nomination policy, includin</font><font style="font-family:Arial; font-size:10pt">g its policy related to stockholder nomination of directors. This process is described below, under the heading &#8220;Director Nomination Process.&#8221;&#160; </font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">See page </font><font style="font-family:Arial; font-size:10pt">23</font><font style="font-family:Arial; font-size:10pt"> of this Proxy Statement for a discussion of director compensation. </font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify; page-break-inside:avoid; page-break-after:avoid"><font style="font-family:Arial; font-size:10pt">Listed below are descriptions</font><font style="font-family:Arial; font-size:10pt"> of the Company&#8217;s committees, and the memberships thereof. The charters for the Independent Governance Committee, Audit Committee and Compensation Committee are available at amerco.com.</font></p>
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                        <p style="margin:0pt; text-align:center; page-break-inside:avoid; page-break-after:avoid"><font style="font-family:Arial; font-size:10pt">Independent </font><font style="font-family:Arial; font-size:10pt; text-decoration:underline">Governance</font><font style="font-family:Arial; font-size:10pt; text-decoration:underline"> </font></p>
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            <p style="margin:0pt; text-align:justify"><font style="font-family:Arial; font-size:8pt">*Non-Director Members</font></p>
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            <p style="margin:0pt; text-indent:36pt; text-align:justify; page-break-inside:avoid; page-break-after:avoid; widows:0; orphans:0"><a name="EDGAR_PAGE_START24"></a><font style="font-family:Arial; font-size:10pt; font-style:italic">Audit </font><font style="font-family:Arial; font-size:10pt; font-style:italic">Committee</font><font style="font-family:Arial; font-size:10pt">.&#160; The Audit Committee is comprised of Charles J. Bayer, John P. Brogan, John M. Dodds and Daniel R. Mullen. The Audit Committee assists the Board in fulfilling its oversight responsibilities as to financial reporting, audit functions and risk man</font><font style="font-family:Arial; font-size:10pt">agement. The Audit Committee monitors the financial information that is provided to stockholders and others, the independence and performance of the Company&#8217;s independent Registered Public Accounting Firm and internal audit department and the systems of in</font><font style="font-family:Arial; font-size:10pt">ternal control established by management and the Board. The Audit Committee operates pursuant to a written charter approved by the Board that is available at amerco.com.&#160; The Board has determined that each member of the Audit Committee meets the applicable</font><font style="font-family:Arial; font-size:10pt"> requirements of audit committee members under NASDAQ Listing Rules. Mr. Mullen is designated the Audit Committee &#8220;financial expert&#8221; and is independent as defined by the rules of the SEC and the other similar financial sophistication rules under NASDAQ reg</font><font style="font-family:Arial; font-size:10pt">ulations. Stockholders should understand that this designation is a disclosure requirement of the SEC related to Mr. Mullen&#8217;s experience and understanding with respect to certain accounting and auditing matters. The designation does not impose on Mr. Mulle</font><font style="font-family:Arial; font-size:10pt">n any duties, obligations or liability that are greater than are generally imposed on him as a member of the Audit Committee and the Board, and his designation as an &#8220;audit committee financial expert&#8221; pursuant to SEC and NASDAQ requirements does not affect</font><font style="font-family:Arial; font-size:10pt"> the duties, obligations or liability of any other member of the Audit Committee or the Board. Messrs. Brogan and Bayer have been determined by the Board to meet the qualifications of &#8220;audit committee financial expert&#8221; as well and are independent as define</font><font style="font-family:Arial; font-size:10pt">d by the rules of the SEC and the other similar financial sophistication rules under NASDAQ regulations.&#160; The Audit Committee met </font><font style="font-family:Arial; font-size:10pt">seven</font><font style="font-family:Arial; font-size:10pt"> times during Fiscal 201</font><font style="font-family:Arial; font-size:10pt">5</font><font style="font-family:Arial; font-size:10pt">.</font></p>
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            <p style="margin:0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt; font-style:italic">Executive Finance Committee</font><font style="font-family:Arial; font-size:10pt">. The Executive Finance Committee is comprised of Charles J. Bayer</font><font style="font-family:Arial; font-size:10pt">, John P. Brogan</font><font style="font-family:Arial; font-size:10pt"> and</font><font style="font-family:Arial; font-size:10pt"> Edward J. Shoen.&#160; The Executive Finance Committee is authorized to act on behalf of the Board in approving any transaction involving the finances of the Company. The committee has the authority to give final approval for the borrowing </font><font style="font-family:Arial; font-size:10pt">of funds on behalf of the Company without further action or approval of the Board. This committee acted by unanimous written consent on </font><font style="font-family:Arial; font-size:10pt">six</font><font style="font-family:Arial; font-size:10pt"> occasions during Fiscal 201</font><font style="font-family:Arial; font-size:10pt">5</font><font style="font-family:Arial; font-size:10pt">.</font></p>
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            <p style="margin:0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt; font-style:italic">Compensation Committee</font><font style="font-family:Arial; font-size:10pt">. The Compensation Committee is comprised of John P. Brogan, Jo</font><font style="font-family:Arial; font-size:10pt">hn M. Dodds and James E. Acridge. The Compensation Committee reviews the Company&#8217;s executive compensation plans and policies, including benefits and incentives, to ensure that they are consistent with the goals and objectives of the Company. The committee </font><font style="font-family:Arial; font-size:10pt">reviews and makes recommendations to the Board regarding management recommendations for changes in executive compensation and monitors management plans and programs for the retention, motivation and development of senior management.&#160; The Compensation Commi</font><font style="font-family:Arial; font-size:10pt">ttee operates pursuant to a written charter that is available at amerco.com, and met </font><font style="font-family:Arial; font-size:10pt">one time</font><font style="font-family:Arial; font-size:10pt"> during Fiscal 201</font><font style="font-family:Arial; font-size:10pt">5</font><font style="font-family:Arial; font-size:10pt">.&#160; </font></p>
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            <p style="margin:0pt; text-indent:36pt; text-align:justify; page-break-inside:avoid; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt; font-style:italic">Independent Governance Committee</font><font style="font-family:Arial; font-size:10pt">.&#160; The Independent Governance Committee is comprised of Paul A. Bible, Michael L. Gallagher and Thomas W. </font><font style="font-family:Arial; font-size:10pt">Hayes. Mr. Bible and Mr. Hayes are not members of the Company&#8217;s Board.&#160; The Independent Governance Committee monitors and evaluates the Company&#8217;s corporate governance principles and standards and proposes to the Board any modifications which are deemed app</font><font style="font-family:Arial; font-size:10pt">ropriate for sound corporate governance. The committee may review other matters as referred to it by the Board.&#160; The committee has the authority and a budget from which to retain professionals. Each member of the Independent Governance Committee is determi</font><font style="font-family:Arial; font-size:10pt">ned by the Board to be free of any relationship that would interfere with his or her exercise of independent judgment as a member of this committee.&#160; The Independent Governance Committee met </font><font style="font-family:Arial; font-size:10pt">three</font><font style="font-family:Arial; font-size:10pt"> times during Fiscal 201</font><font style="font-family:Arial; font-size:10pt">5</font><font style="font-family:Arial; font-size:10pt">.&#160; The non-Board members of the Ind</font><font style="font-family:Arial; font-size:10pt">ependent Governance Committee are encouraged to attend all Board meetings of the Company.</font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">Mr. Hayes has served as a member of the Independent Governance Committee since 2003 and brings to AMERCO over 30 years of broad executive and financial management ex</font><font style="font-family:Arial; font-size:10pt">perience. He is the former Treasurer, Auditor General and Director of Finance for the State of California. He was also the President of a multibillion dollar investment management company and has held leadership positions in restructuring troubled public a</font><font style="font-family:Arial; font-size:10pt">nd private sector entities and is designated as an audit committee financial expert by Fremont General, a NYSE listed firm. In addition, Mr. Hayes is a United States Marine Corps combat veteran.</font></p>
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                <p style="margin:0pt"><a name="EDGAR_HF_H_START_5"></a><a name="EDGAR_HF_H_END_6"></a><font style="font-family:'Times New Roman'; font-size:12pt">&#xa0;</font></p>
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            <p style="margin:0pt; text-indent:36pt; text-align:justify; page-break-inside:avoid; page-break-after:avoid; widows:0; orphans:0"><a name="EDGAR_PAGE_START25"></a><font style="font-family:Arial; font-size:10pt">Mr. Bible has served as a member of the Independent Governan</font><font style="font-family:Arial; font-size:10pt">ce Committee since 2003. He </font><font style="font-family:Arial; font-size:10pt">is a sole practitioner at his law firm, Paul A. Bible, Attorney at Law, </font><font style="font-family:Arial; font-size:10pt">and currently serves as the chairman of the compliance committee for (i) H Group Holding, Inc., an affiliate of the Hyatt Corporation; (ii) Jacobs Entertain</font><font style="font-family:Arial; font-size:10pt">ment, Inc., the holding company of Black Hawk Gaming &amp; Development Company, Inc.; (iii) Colony Resorts LVH Acquisitions, LLC; and (iv) RIH Resorts, LLC. He is the former chairman of the Board of Trustees of the University of Nevada, Reno Foundation, and is</font><font style="font-family:Arial; font-size:10pt"> the former chairman of the Nevada Gaming Commission. </font></p>
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            <p style="margin:0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">See &#8220;Security Ownership of Certain Beneficial Owners and Management&#8221; and &#8220;Certain Relationships and Related Transactions&#8221; for additional information relating to the directors. </font></p>
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            <p style="margin:0pt; text-align:center; page-break-inside:avoid; page-break-after:avoid; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt; font-weight:bold">DIRECTOR NOMINATION PR</font><font style="font-family:Arial; font-size:10pt; font-weight:bold">OCESS</font></p>
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            <p style="margin:0pt; text-indent:36pt; text-align:justify; page-break-inside:avoid; page-break-after:avoid; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt; font-style:italic">Director Qualifications</font><font style="font-family:Arial; font-size:10pt">.&#160; Persons nominated to the Board must have personal integrity and high ethical character. A candidate should not have any interests that would materially impair his or her ability to exercise independent judgment or otherwise</font><font style="font-family:Arial; font-size:10pt"> discharge the fiduciary duties owed by a director to the Company and its stockholders.&#160; Candidates must be able to represent fairly and equally all stockholders of the Company without favoring any particular stockholder group or other constituency of the </font><font style="font-family:Arial; font-size:10pt">Company and must be prepared to devote adequate time to the Board and its committees.&#160; In selecting nominees for director, the Board will assure that:</font></p>
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            <p style="margin:0pt; text-indent:36pt"><font style="font-family:Symbol; font-size:10pt"></font>&#8226;<font></font><font style="font-family:Arial; font-size:10pt">at least three of the directors satisfy the financial literacy requirements required for service on </font><font style="font-family:Arial; font-size:10pt">the Audit Committee; and</font></p>
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            <p style="margin:0pt; text-indent:36pt"><font style="font-family:Symbol; font-size:10pt"></font>&#8226;<font></font><font style="font-family:Arial; font-size:10pt">at least one of the directors qualifies as an audit committee financial expert under the rules of the SEC and NASDAQ rules and regulations.&#160; </font></p>
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            <p style="margin:0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt; font-style:italic">Identifying Director Candidates</font><font style="font-family:Arial; font-size:10pt">.&#160; The Board utilizes a variety of methods for identif</font><font style="font-family:Arial; font-size:10pt">ying and evaluating nominees to serve as directors. The Board has a policy of re-nominating incumbent directors who continue to satisfy the Board&#8217;s criteria for membership and whom the directors believe continue to make important contributions to the Board</font><font style="font-family:Arial; font-size:10pt"> and who consent to continue their service on the Board. </font></p>
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            <p style="margin:0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">In filling vacancies of the Board, the directors will solicit recommendations for nominees from the persons the directors believe are likely to be familiar with (i) the needs of the Company and (ii</font><font style="font-family:Arial; font-size:10pt">) qualified candidates. These persons may include members of the Board and management of the Company. The directors may also engage a professional search firm to assist in identifying qualified candidates.</font></p>
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            <p style="margin:0pt; text-indent:36pt; text-align:justify; page-break-inside:avoid; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">In evaluating potential nominees, the directors w</font><font style="font-family:Arial; font-size:10pt">ill oversee the collection of information concerning the background and qualifications of the candidate and determine whether the candidate satisfies the minimum qualifications required by the Board for election as director and whether the candidate posses</font><font style="font-family:Arial; font-size:10pt">ses any of the specific skills or qualities that under the Board&#8217;s policies must be possessed by one or more members of the Board.&#160; </font></p>
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            <p style="margin:0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">The directors may interview any proposed candidate and may solicit the views about the candidate&#8217;s qualifications and suit</font><font style="font-family:Arial; font-size:10pt">ability from the Company&#8217;s President and other senior members of management.&#160; Diversity in terms of business and professional skills and experience, viewpoints, perspective, education and other factors, is considered in the decision making process.</font></p>
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            <p style="margin:0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">The d</font><font style="font-family:Arial; font-size:10pt">irectors will make their selections based on all the available information and relevant considerations. The directors&#8217; selection will be based on who, in the view of the directors, will be best suited for membership on the Board.&#160; </font></p>
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                <p style="margin:0pt"><a name="EDGAR_HF_H_START_5"></a><a name="EDGAR_HF_H_END_6"></a><font style="font-family:'Times New Roman'; font-size:12pt">&#xa0;</font></p>
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            <p style="margin:0pt; text-indent:36pt; text-align:justify; page-break-inside:avoid; page-break-after:avoid; widows:0; orphans:0"><a name="EDGAR_PAGE_START26"></a><font style="font-family:Arial; font-size:10pt">In making its selection</font><font style="font-family:Arial; font-size:10pt">, the directors will evaluate candidates proposed by stockholders under criteria similar to other candidates, except that the directors may consider, as one of the factors in their evaluation, the size and duration of the interest of the recommending stock</font><font style="font-family:Arial; font-size:10pt">holder in the stock of the Company. The directors may also consider the extent to which the recommending stockholder intends to continue to hold its interest in the Company, including whether the recommending stockholder intends to continue holding its int</font><font style="font-family:Arial; font-size:10pt">erest at least through the time of the meeting at which the candidate is to be elected.&#160; </font></p>
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            <p style="margin:0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt; font-style:italic">Stockholder Nominees</font><font style="font-family:Arial; font-size:10pt">.&#160; The policy of the Board is to consider properly submitted stockholder recommendations for candidates for membership on the Board as described </font><font style="font-family:Arial; font-size:10pt">below.&#160; The evaluation process for such nominations is overseen by the Company&#8217;s independent directors.&#160; In evaluating any recommendations or nominations, the independent directors seek to achieve qualified directors who can represent fairly and equally al</font><font style="font-family:Arial; font-size:10pt">l stockholders of the Company and based on the membership qualifications and criteria described above.&#160; Any stockholder nominations for consideration by the independent directors should be mailed or delivered to the Company&#8217;s Secretary at 2721 N. Central A</font><font style="font-family:Arial; font-size:10pt">venue, Phoenix, Arizona 85004. A nomination by a stockholder must be accompanied by the following information about the stockholder:</font></p>
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            <p style="margin:0pt; text-indent:36pt; text-align:justify"><font style="font-family:Symbol; font-size:10pt"></font>&#8226;<font></font><font style="font-family:Arial; font-size:10pt">the stockholder&#8217;s name and address;</font></p>
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            <p style="margin:0pt; text-indent:36pt; text-align:justify"><font style="font-family:Symbol; font-size:10pt"></font>&#8226;<font></font><font style="font-family:Arial; font-size:10pt">the number of shares of the Company&#8217;s stock owned by the recommending </font><font style="font-family:Arial; font-size:10pt">stockholder and the time period for which such shares have been held;</font></p>
            <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify"><font style="font-family:Symbol; font-size:10pt"></font>&#8226;<font></font><font style="font-family:Arial; font-size:10pt">if the recommending stockholder is not a stockholder of record, a statement from the record holder of the shares (usually a broker or bank) verifying the holdings of the stockholder a</font><font style="font-family:Arial; font-size:10pt">nd a statement from the recommending stockholder of the length of time that the shares have been held; and</font></p>
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            <p style="margin:0pt; text-indent:36pt; text-align:justify"><font style="font-family:Symbol; font-size:10pt"></font>&#8226;<font></font><font style="font-family:Arial; font-size:10pt">a statement from the stockholder as to whether the stockholder has a good faith intention to continue to hold the reported shares through the date</font><font style="font-family:Arial; font-size:10pt"> of the next annual meeting at which the candidate would be elected.&#160; </font></p>
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            <p style="margin:0pt; text-indent:40.5pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">If the recommendation is submitted by a group of two or more stockholders, the above information must be submitted with respect to each stockholder in the group.&#160; The recommendation mu</font><font style="font-family:Arial; font-size:10pt">st be received by the Company not later than 120 days prior to the first anniversary of the date of the proxy statement for the prior annual meeting, except in the event that the date of the annual meeting for the current year is moved more than 30 days fr</font><font style="font-family:Arial; font-size:10pt">om the anniversary date of the annual meeting for the prior year, the submission will be considered timely if it is submitted a reasonable time in advance of the mailing of the Company&#8217;s proxy statement for the annual meeting for the current year.&#160; The rec</font><font style="font-family:Arial; font-size:10pt">ommendation must be accompanied by consent of the proposed nominee to be interviewed by the independent directors and other Board members and to serve as director of the Company.&#160; </font></p>
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            <p style="margin:0pt; text-indent:36pt"><font style="font-family:Arial; font-size:10pt">The recommendation must also contain information about the proposed nomin</font><font style="font-family:Arial; font-size:10pt">ee, including:</font></p>
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            <p style="margin:0pt; text-indent:36pt"><font style="font-family:Symbol; font-size:10pt"></font>&#8226;<font></font><font style="font-family:Arial; font-size:10pt">the proposed nominee&#8217;s name and address;</font></p>
            <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify"><font style="font-family:Symbol; font-size:10pt"></font>&#8226;<font></font><font style="font-family:Arial; font-size:10pt">the information required by Items 401, 403 and 404 of SEC Regulation S-K (generally providing for disclosure of arrangements or understandings regarding the nomination, the business experience o</font><font style="font-family:Arial; font-size:10pt">f the proposed nominee, legal proceedings involving the proposed nominee, the proposed nominee&#8217;s ownership of securities of the Company, and transactions and relationships between the proposed nominee and the Company);</font></p>
            <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify"><font style="font-family:Symbol; font-size:10pt"></font>&#8226;<font></font><font style="font-family:Arial; font-size:10pt">a description of all relationships</font><font style="font-family:Arial; font-size:10pt"> between the proposed nominee and any of the Company&#8217;s competitors, customers, suppliers, labor unions or other persons with special interests regarding the Company;</font></p>
            <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt; text-indent:36pt"><font style="font-family:Symbol; font-size:10pt"></font>&#8226;<font></font><font style="font-family:Arial; font-size:10pt">the qualifications of the proposed nominee; and</font></p>
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                <p style="margin:0pt; text-align:center"><a name="EDGAR_HF_F_START_7"></a><font style="font-family:Arial; font-size:12pt">1</font><a name="EDGAR_HF_F_END_8"></a></p>
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                <p style="margin:0pt"><a name="EDGAR_HF_H_START_5"></a><a name="EDGAR_HF_H_END_6"></a><font style="font-family:'Times New Roman'; font-size:12pt">&#xa0;</font></p>
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            <p style="margin:0pt; text-indent:36pt; text-align:justify"><a name="EDGAR_PAGE_START27"></a><font style="font-family:Symbol; font-size:10pt"></font>&#8226;<font></font><font style="font-family:Arial; font-size:10pt">a statement from the recommending st</font><font style="font-family:Arial; font-size:10pt">ockholder that in his or her view, the nominee, if elected, would represent all the stockholders and not serve for the purpose of advancing or favoring any particular stockholder or other constituency of the Company.</font></p>
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            <p style="margin:0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">The secretary of the Company will forw</font><font style="font-family:Arial; font-size:10pt">ard all recommendations and nominations to the independent directors.&#160; The acceptance of a recommendation from a stockholder does not imply that the independent directors will recommend to the Board the nomination of the stockholder recommended candidate. </font><font style="font-family:Arial; font-size:10pt">In addition, the Company&#8217;s Bylaws permit stockholders to nominate directors at an annual meeting and nothing in the above procedures is intended to conflict with the provisions of the Company&#8217;s Bylaws governing nominations by stockholders.&#160; </font></p>
            <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">The informati</font><font style="font-family:Arial; font-size:10pt">on contained in this Proxy Statement about the Company&#8217;s nominations process is just a summary.&#160; A complete copy of the policies and procedures with respect to stockholder director nominations can be obtained from the Company, free of charge, by writing to</font><font style="font-family:Arial; font-size:10pt"> our Secretary at the address listed below.</font></p>
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                <p style="margin:0pt; text-align:center"><a name="EDGAR_HF_F_START_7"></a><font style="font-family:Arial; font-size:12pt">1</font><a name="EDGAR_HF_F_END_8"></a></p>
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            <p style="margin:0pt 0pt 10pt; text-align:center; line-height:115%; font-size:10pt"><a name="EDGAR_PAGE_START28"></a><font style="font-family:Arial; font-size:10pt; font-weight:bold">Director Compensation</font></p>
            <p style="margin:0pt; text-align:center; page-break-inside:avoid; page-break-after:avoid"><font style="font-family:Arial; font-size:10pt; font-weight:bold">&#xa0;</font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify; page-break-inside:avoid; page-break-after:avoid"><font style="font-family:Arial; font-size:10pt">The Company&#8217;s director compensation program is </font><font style="font-family:Arial; font-size:10pt">intended</font><font style="font-family:Arial; font-size:10pt"> to fairly pay Directors for their time and efforts on behalf of AMERCO and its direct subsidiaries, as the case may be, in recognition of their fiduciary obligations to stockholders and for their liability exposure.&#160; Directors are compensated in the form </font><font style="font-family:Arial; font-size:10pt">of a cash fee.&#160; The Company offers no stock options or </font><font style="font-family:Arial; font-size:10pt">equity </font><font style="font-family:Arial; font-size:10pt">grants to its Directors.&#160; For Fiscal 201</font><font style="font-family:Arial; font-size:10pt">5</font><font style="font-family:Arial; font-size:10pt">, the annual fee for all services as a Director of the Company was $67,500. Additionally, Audit Committee and Independent Governance Committee members re</font><font style="font-family:Arial; font-size:10pt">ceive a $55,000 annual fee for service on </font><font style="font-family:Arial; font-size:10pt">each </font><font style="font-family:Arial; font-size:10pt">such committee, and Executive Finance Committee and Compensation Committee members receive a $25,000 annual fee</font><font style="font-family:Arial; font-size:10pt"> for service on each committee</font><font style="font-family:Arial; font-size:10pt">. The non-Board Independent Governance Committee members receive an </font><font style="font-family:Arial; font-size:10pt">annual fee of $67,500. These amounts are paid in equal monthly installments. The Company also reimburses Directors and the non-director committee members for the incidental costs associated with their attendance at Board and committee meetings.&#160; Director f</font><font style="font-family:Arial; font-size:10pt">ees paid to Edward J. Shoen and James P. Shoen are included in the Summary Compensation Table.</font></p>
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                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:9pt; font-weight:bold; text-decoration:underline">Name of Director</font></p>
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                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:9pt; font-weight:bold">Fiscal </font><font style="font-family:Arial; font-size:9pt; font-weight:bold; text-decoration:underline">Year</font></p>
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                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:9pt; font-weight:bold">Fees Earned or Paid in </font><font style="font-family:Arial; font-size:9pt; font-weight:bold; text-decoration:underline">Cash</font></p>
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                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:9pt; font-weight:bold">Stock Awards (a)</font></p>
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                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:9pt; font-weight:bold">All Other </font><font style="font-family:Arial; font-size:9pt; font-weight:bold; text-decoration:underline">Compensation</font></p>
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                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:9pt; font-weight:bold">Total </font><font style="font-family:Arial; font-size:9pt; font-weight:bold; text-decoration:underline">Compensation</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:9pt">&#xa0;</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:9pt">&#xa0;</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:9pt">James E. Acridge (1), (4)</font></p>
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                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:9pt">2015</font></p>
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                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:9pt">$</font></p>
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                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:9pt">92,500</font></p>
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                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:9pt">$</font></p>
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                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:9pt">-</font></p>
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                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:9pt">$</font></p>
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                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:9pt">-</font></p>
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                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:9pt">$</font></p>
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                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:9pt">92,500</font></p>
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                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:9pt">2015</font></p>
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                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:9pt">14</font><font style="font-family:Arial; font-size:9pt">9</font><font style="font-family:Arial; font-size:9pt">,</font><font style="font-family:Arial; font-size:9pt">973</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:9pt">John P. Brogan (1), (2), (3), (4)</font></p>
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                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:9pt">2015</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
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                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:9pt">172,500</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:9pt">&#xa0;</font></p>
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                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:9pt">-</font></p>
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                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:9pt">-</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
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                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:9pt">172,500</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:9pt">&#xa0;</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:9pt">&#xa0;</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:9pt">&#xa0;</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:9pt">&#xa0;</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:9pt">John M. Dodds (1), (2), (4), (</font><font style="font-family:Arial; font-size:9pt">6</font><font style="font-family:Arial; font-size:9pt">), (</font><font style="font-family:Arial; font-size:9pt">8</font><font style="font-family:Arial; font-size:9pt">)</font></p>
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                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:9pt">2015</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
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                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:9pt">157,500</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:9pt">&#xa0;</font></p>
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                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:9pt">-</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:9pt">&#xa0;</font></p>
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                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:9pt">-</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:9pt">&#xa0;</font></p>
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                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:9pt">157,500</font></p>
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                </tr>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:153.2pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:9pt">&#xa0;</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:9pt">&#xa0;</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:9pt">&#xa0;</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:9pt">&#xa0;</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:9pt">&#xa0;</font></p>
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                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:9pt">&#xa0;</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:9pt">&#xa0;</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:67.2pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:9pt">&#xa0;</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:9pt">&#xa0;</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:68.2pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:9pt">&#xa0;</font></p>
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                <tr style="height:12.75pt">
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:153.2pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:9pt">Michael L. Gallagher (1), (5)</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:0.3pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:9pt">&#xa0;</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:37.2pt">
                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:9pt">2015</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:9pt">&#xa0;</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:44.2pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:9pt">122,500</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:9pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:49.15pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:9pt">-</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:9pt">&#xa0;</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:67.2pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:9pt">-</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:5.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:9pt">&#xa0;</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:68.2pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:9pt">122,500</font></p>
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                </tr>
                <tr style="height:12.75pt">
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:153.2pt">
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:0.3pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:9pt">&#xa0;</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:9pt">&#xa0;</font></p>
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                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:9pt">&#xa0;</font></p>
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            <p style="margin:0pt"><font style="font-family:Arial; font-size:8pt">(a)</font><font style="font-family:Arial; font-size:8pt"> Includes the value of the shares purchased by the ESOP from the $1.00 per share common stock dividend for the ESOP shares beneficially owned as of the Janu</font><font style="font-family:Arial; font-size:8pt">ary 10, 2014 record date for such dividends.</font></p>
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                <p style="margin:0pt; text-align:center"><a name="EDGAR_HF_F_START_7"></a><font style="font-family:Arial; font-size:12pt">1</font><a name="EDGAR_HF_F_END_8"></a></p>
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            <p style="margin:0pt; text-align:center"><a name="EDGAR_PAGE_START29"></a><font style="font-family:Arial; font-size:10pt; font-weight:bold">SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS</font><br /><font style="font-family:Arial; font-size:10pt; font-weight:bold">AND MANAGEMENT</font></p>
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            <p style="margin:0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">To the best of the Company&#8217;s knowledge, the following table lists, as of </font><font style="font-family:Arial; font-size:10pt">June 1, 2015</font><font style="font-family:Arial; font-size:10pt"> the beneficial ownership of the Company&#8217;s common stock of each director, director nominee and named executive officer of the Company; and all directors and executive officers of the Company as a group. The table also lists, to the best of the Company&#8217;s kn</font><font style="font-family:Arial; font-size:10pt">owledge, those persons who beneficially own more than five percent (5%) of the Company&#8217;s common stock. The percentages of class amounts set forth in the following table are based </font><font style="font-family:Arial; font-size:10pt">on 19,607,788</font><font style="font-family:Arial; font-size:10pt"> shares of the Company&#8217;s common stock outstanding on </font><font style="font-family:Arial; font-size:10pt">June 1, 201</font><font style="font-family:Arial; font-size:10pt">5</font><font style="font-family:Arial; font-size:10pt">. </font></p>
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                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:10pt; font-weight:bold">Shares of Common Stock Beneficially </font><font style="font-family:Arial; font-size:10pt; font-weight:bold; text-decoration:underline">Owned</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt; font-weight:bold">Directors, Director Nominees and Named Executive Officers:</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:top; width:88.7pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt">-</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:top; width:262.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
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                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
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                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">Charles J. Bayer</font></p>
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">&#160;&#160; Director/Director Nominee </font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:top; width:88.7pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt">2,366</font></p>
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                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt">**</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
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                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
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                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt; font-weight:bold">&#xa0;</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:top; width:88.7pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt; font-weight:bold">&#xa0;</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:top; width:81.25pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt; font-weight:bold">&#xa0;</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:top; width:262.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">John P. Brogan</font></p>
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">&#160;&#160; Director/Director Nominee </font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:top; width:88.7pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt">6,000</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:top; width:81.25pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt">**</font></p>
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                <tr style="height:6.85pt">
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:top; width:262.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
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                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">John M. Dodds</font></p>
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">&#160;&#160; Director/Director Nominee</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:top; width:88.7pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt">-</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:top; width:81.25pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt">**</font></p>
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                <tr style="height:6.85pt">
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:bottom; width:262.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
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                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">Michael L. Gallagher</font></p>
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">&#160;&#160; Director/Director Nominee&#160; </font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:top; width:88.7pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt">-</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:top; width:81.25pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt">**</font></p>
                    </td>
                </tr>
                <tr style="height:6.85pt">
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:top; width:262.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:top; width:88.7pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:top; width:81.25pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">Daniel R. Mullen (5</font><font style="font-family:Arial; font-size:10pt">)</font></p>
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">&#160;&#160; Director/Director Nominee </font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:top; width:88.7pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt">7,000</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:top; width:81.25pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt">**</font></p>
                    </td>
                </tr>
                <tr style="height:6.85pt">
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:top; width:262.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:top; width:88.7pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:top; width:81.25pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
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                <tr style="height:6.85pt">
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:top; width:262.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">Edward J. Shoen (2)</font></p>
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">&#160;&#160; Chairman and President of AMERCO </font></p>
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">&#160;&#160; and U-Haul, Director/Director Nominee </font></p>
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                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt">10,897,</font><font style="font-family:Arial; font-size:10pt">889</font></p>
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                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt">55.6%</font></p>
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                <tr style="height:6.85pt">
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:top; width:262.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:top; width:88.7pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:top; width:81.25pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
                    </td>
                </tr>
                <tr style="height:6.85pt">
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:top; width:262.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">Samuel J. Shoen </font></p>
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">&#160;&#160; </font><font style="font-family:Arial; font-size:10pt">U-Box Project Manager</font><font style="font-family:Arial; font-size:10pt">,</font></p>
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">&#160;&#160; </font><font style="font-family:Arial; font-size:10pt">Director/Director Nominee</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:top; width:88.7pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt">3,261</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:top; width:81.25pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt">**</font></p>
                    </td>
                </tr>
                <tr style="height:6.85pt">
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:top; width:262.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:top; width:88.7pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:top; width:81.25pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
                    </td>
                </tr>
                <tr style="height:6.85pt">
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:top; width:262.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">John </font><font style="font-family:Arial; font-size:10pt">C. Taylor</font></p>
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">&#160; President of U-Haul</font></p>
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                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt">2,2</font><font style="font-family:Arial; font-size:10pt">44</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:top; width:81.25pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt">**</font></p>
                    </td>
                </tr>
                <tr style="height:6.85pt">
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:top; width:262.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:top; width:88.7pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:top; width:81.25pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
                    </td>
                </tr>
                <tr style="height:6.85pt">
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:top; width:262.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">Jason A. Berg</font></p>
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">Principal Financial Officer and Chief Accounting Officer of AMERCO&#160;&#160; </font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:top; width:88.7pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt">8</font><font style="font-family:Arial; font-size:10pt">59</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">Laurence J. De Respino</font></p>
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">General Counsel</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:top; width:88.7pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt">7</font><font style="font-family:Arial; font-size:10pt">68</font></p>
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                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt">**</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt; font-weight:bold; text-decoration:underline">Name and Address of Beneficial Owner(1)</font></p>
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                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:10pt; font-weight:bold">Shares of Common Stock Beneficially </font><font style="font-family:Arial; font-size:10pt; font-weight:bold; text-decoration:underline">Owned</font></p>
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                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:10pt; font-weight:bold">Percentage of Common</font></p>
                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:10pt; font-weight:bold">Stock</font></p>
                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:10pt; font-weight:bold; text-decoration:underline">Class</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">Executive Officers and Directors as a group - </font><font style="font-family:Arial; font-size:10pt">17</font><font style="font-family:Arial; font-size:10pt"> persons(3)</font></p>
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                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt">10,93</font><font style="font-family:Arial; font-size:10pt">1</font><font style="font-family:Arial; font-size:10pt">,</font><font style="font-family:Arial; font-size:10pt">009</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:top; width:81.25pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt">55.8%</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt; font-weight:bold; text-decoration:underline">Name and Address of 5% Beneficial Owners (1):</font></p>
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                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
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                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">Mark V. Shoen (2)</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:top; width:88.7pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt">10,897,</font><font style="font-family:Arial; font-size:10pt">889</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:top; width:81.25pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt">55.6%</font></p>
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                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
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                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">James P. Shoen (2) </font></p>
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">&#160;&#160; Vice President of U-Haul Business Consultants</font></p>
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:top; width:88.7pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt">10,897,</font><font style="font-family:Arial; font-size:10pt">889</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:top; width:81.25pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt">55.6%</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
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                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:top; width:81.25pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">David L. Holmes</font></p>
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">&#160;&#160; as Trustee under the &#8220;C&#8221; Irrevocable Trusts dated</font></p>
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">&#160;&#160; December 20, 1982 (2)</font></p>
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">&#160;&#160; 4040 S Westpoint Rd.</font></p>
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">&#160;&#160; Reno, Nevada 89509</font></p>
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:top; width:88.7pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt">10,897,</font><font style="font-family:Arial; font-size:10pt">889</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:top; width:81.25pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt">55.6%</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:top; width:262.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:top; width:88.7pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:top; width:81.25pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:top; width:262.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">Rosemarie T. Donovan </font></p>
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">&#160;&#160; As Trustee of the Irrevocable Trust dated</font></p>
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">&#160;&#160; November 2, 1998 (2)&#160;&#160; </font></p>
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">&#160;&#160; 6015 South Virginia Street</font></p>
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">&#160;&#160; E#473</font></p>
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">&#160;&#160; Reno, Nevada 89502</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:top; width:88.7pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt">10,897,</font><font style="font-family:Arial; font-size:10pt">889</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:top; width:81.25pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt">55.6%</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:top; width:262.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:top; width:88.7pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:top; width:81.25pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">The AMERCO Employee Stock Ownership Plan (4)&#160;&#160; </font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:top; width:88.7pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt">1,</font><font style="font-family:Arial; font-size:10pt">270</font><font style="font-family:Arial; font-size:10pt">,</font><font style="font-family:Arial; font-size:10pt">423</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:top; width:81.25pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt">6.5</font><font style="font-family:Arial; font-size:10pt">%</font></p>
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                <tr style="height:6.85pt">
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:top; width:262.05pt">
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:top; width:88.7pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:top; width:81.25pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">Sophia M.</font><font style="font-family:Arial; font-size:10pt"> Shoen</font></p>
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">&#160;&#160; 5104 N. 32nd Street</font></p>
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">&#160;&#160; Phoenix, Arizona 85018</font></p>
                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
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                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:top; width:88.7pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt">1,377,413</font></p>
                    </td>
                    <td style="padding-left:5.4pt; padding-right:5.4pt; vertical-align:top; width:81.25pt">
                        <p style="margin:0pt; text-align:right"><font style="font-family:Arial; font-size:10pt">7.0%</font></p>
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            <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">**The percentage of the referenced class beneficially owned is less than one percent.&#160; </font></p>
            <p style="margin:0pt"><font style="font-family:'Times New Roman'; font-size:10pt">&#xa0;</font></p>
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                        <p style="margin:0pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">(1)&#160; Except as otherwise indicated, addresses are c/o</font><font style="font-family:Arial; font-size:10pt">&#xa0;</font><font style="font-family:Arial; font-size:10pt">AMERCO, 2721 N. Central Avenue, Phoeni</font><font style="font-family:Arial; font-size:10pt">x, Arizona 85004.</font></p>
                        <p style="margin:0pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
                        <p style="margin:0pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">(2) This consists of </font><font style="font-family:Arial; font-size:10pt">10,897,</font><font style="font-family:Arial; font-size:10pt">889</font><font style="font-family:Arial; font-size:10pt"> shares subject to the Stockholder Agreement, which includes shares beneficially owned and sole dispositive power over such shares by Edward J. </font><font style="font-family:Arial; font-size:10pt">Shoen (3,458,</font><font style="font-family:Arial; font-size:10pt">592</font><font style="font-family:Arial; font-size:10pt">);</font><font style="font-family:Arial; font-size:10pt"> Mark V. </font><font style="font-family:Arial; font-size:10pt">Shoen (3,813,</font><font style="font-family:Arial; font-size:10pt">713</font><font style="font-family:Arial; font-size:10pt">); James</font><font style="font-family:Arial; font-size:10pt"> P. </font><font style="font-family:Arial; font-size:10pt">Shoen (</font><font style="font-family:Arial; font-size:10pt">1,866,8</font><font style="font-family:Arial; font-size:10pt">61</font><font style="font-family:Arial; font-size:10pt">);</font><font style="font-family:Arial; font-size:10pt"> Rosemarie T. Donovan, as Trustee of the Irrevocable Trusts dated November 2, </font><font style="font-family:Arial; font-size:10pt">1998 (334,250); and David Holmes, as Trustee under the &#8220;C&#8221; Irrevocable Trusts dated December 20, 1982 (1,424,473).</font><font style="font-family:Arial; font-size:10pt">&#160; </font></p>
                        <p style="margin:0pt; text-indent:-6pt; text-align:justify; padding-left:6pt"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
                        <p style="margin:0pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">(3) The </font><font style="font-family:Arial; font-size:10pt">10,93</font><font style="font-family:Arial; font-size:10pt">1</font><font style="font-family:Arial; font-size:10pt">,</font><font style="font-family:Arial; font-size:10pt">009</font><font style="font-family:Arial; font-size:10pt"> shares constitute the shares beneficially owned by the directors and executive officers of the Company as a group, including the </font><font style="font-family:Arial; font-size:10pt">10,897,</font><font style="font-family:Arial; font-size:10pt">889</font><font style="font-family:Arial; font-size:10pt"> shares subject to the Stockholder Agreement discussed in footnote 2 above. </font></p>
                        <p style="margin:0pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
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            <p style="margin:0pt"><font style="font-family:'Times New Roman'; font-size:10pt">&#xa0;</font></p>
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                <p style="margin:0pt; text-align:center"><a name="EDGAR_HF_F_START_7"></a><font style="font-family:Arial; font-size:12pt">1</font><a name="EDGAR_HF_F_END_8"></a></p>
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                        <p style="margin:0pt; text-align:justify"><a name="EDGAR_PAGE_START31"></a><font style="font-family:Arial; font-size:10pt">(4) The ESOP Trustee consists of th</font><font style="font-family:Arial; font-size:10pt">ree individuals without a past or present employment history or business relationship with the Company and such individuals are appointed by the Board. Under the ESOP, each participant (or such participant&#8217;s beneficiary) in the ESOP is entitled to direct t</font><font style="font-family:Arial; font-size:10pt">he ESOP Trustee with respect to the voting of the common stock allocated to such participant&#8217;s account. In the event such participant does not provide such direction to the ESOP Trustee, the ESOP Trustee votes such participant&#8217;s shares in the ESOP Trustee&#8217;</font><font style="font-family:Arial; font-size:10pt">s discretion.&#160; In addition, all shares in the ESOP not allocated to participants are voted by the ESOP Trustee in the ESOP Trustee&#8217;s discretion. As of </font><font style="font-family:Arial; font-size:10pt">June 1, 2015</font><font style="font-family:Arial; font-size:10pt">, of the </font><font style="font-family:Arial; font-size:10pt">1,</font><font style="font-family:Arial; font-size:10pt">270</font><font style="font-family:Arial; font-size:10pt">,</font><font style="font-family:Arial; font-size:10pt">423</font><font style="font-family:Arial; font-size:10pt"> shares of common stock held by the ESOP, </font><font style="font-family:Arial; font-size:10pt">1,2</font><font style="font-family:Arial; font-size:10pt">27</font><font style="font-family:Arial; font-size:10pt">,</font><font style="font-family:Arial; font-size:10pt">291</font><font style="font-family:Arial; font-size:10pt"> shares were allocated t</font><font style="font-family:Arial; font-size:10pt">o participants </font><font style="font-family:Arial; font-size:10pt">and </font><font style="font-family:Arial; font-size:10pt">43</font><font style="font-family:Arial; font-size:10pt">,</font><font style="font-family:Arial; font-size:10pt">132</font><font style="font-family:Arial; font-size:10pt"> shares remained unallocated. The number of shares reported as beneficially owned by Edward J. Shoen, Mark V. Shoen, James P. Shoen, and Sophia M. Shoen include common stock held directly by those individuals and </font><font style="font-family:Arial; font-size:10pt">4,</font><font style="font-family:Arial; font-size:10pt">911</font><font style="font-family:Arial; font-size:10pt">; 4,5</font><font style="font-family:Arial; font-size:10pt">32</font><font style="font-family:Arial; font-size:10pt">; 4,5</font><font style="font-family:Arial; font-size:10pt">4</font><font style="font-family:Arial; font-size:10pt">7</font><font style="font-family:Arial; font-size:10pt"> and 206 shares</font><font style="font-family:Arial; font-size:10pt"> of common stock, respectively, allocated by the ESOP to those individuals. Those shares are also included in the </font><font style="font-family:Arial; font-size:10pt">1,</font><font style="font-family:Arial; font-size:10pt">270</font><font style="font-family:Arial; font-size:10pt">,</font><font style="font-family:Arial; font-size:10pt">423</font><font style="font-family:Arial; font-size:10pt"> of shares held by the ESOP. The number of shares beneficially owned by the other directors and executive officers </font><font style="font-family:Arial; font-size:10pt">wa</font><font style="font-family:Arial; font-size:10pt">s 17,</font><font style="font-family:Arial; font-size:10pt">310</font><font style="font-family:Arial; font-size:10pt">,</font><font style="font-family:Arial; font-size:10pt"> which are also included in </font><font style="font-family:Arial; font-size:10pt">the 1,</font><font style="font-family:Arial; font-size:10pt">270</font><font style="font-family:Arial; font-size:10pt">,</font><font style="font-family:Arial; font-size:10pt">423</font><font style="font-family:Arial; font-size:10pt"> of</font><font style="font-family:Arial; font-size:10pt"> shares held by the ESOP.&#160; </font></p>
                        <p style="margin:0pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
                        <p style="margin:0pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">(</font><font style="font-family:Arial; font-size:10pt">5</font><font style="font-family:Arial; font-size:10pt">) Mr. Mullen disclaims beneficial ownership of such shares. Such shares are owned by Continental Leasing Co., an entity as to which Mr. Mullen is Treasurer and a Director.</font></p>
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            <p style="margin:0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt; font-weight:normal">To the best of the Company&#8217;s knowledge, there are no arrangements giving any stockholder the right to acquire the beneficial ownership of any shares owned by any other stockholder.</font></p>
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            <p style="margin:0pt; text-align:center; page-break-inside:avoid; page-break-after:avoid; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt; font-weight:bold">COMPENSATION COMMITTEE REPORT</font></p>
            <p style="margin:0pt; page-break-inside:avoid; page-break-after:avoid; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify; page-break-inside:avoid; page-break-after:avoid; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">The Compensation Committee has reviewed </font><font style="font-family:Arial; font-size:10pt">and discussed with management the CD&amp;A prepared by management and included in this Proxy Statement for the Annual Meeting. In reliance on these reviews and discussions with management, the Compensation Committee recommended to the Board, and the Board has </font><font style="font-family:Arial; font-size:10pt">approved, that the CD&amp;A be included in the Proxy Statement for the Annual Meeting for filing with the SEC. </font></p>
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            <p style="margin:0pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">This report is submitted by the Compensation Committee.</font></p>
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                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:10pt">James E. Acridge</font></p>
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                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:10pt">John P. Brogan</font></p>
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                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:10pt">John M. Dodds</font></p>
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            <p style="margin:0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">Pursuant to Item 407(e)(5) of Regulation S</font><font style="font-family:Arial; font-size:10pt">-K this &#8220;Compensation Committee Report&#8221; shall not be deemed to be filed with the SEC for purposes of the Securities Exchange Act of 1934, as amended (&#8220;Exchange Act&#8221;), nor shall such report be deemed to be incorporated by reference in any past or future fil</font><font style="font-family:Arial; font-size:10pt">ing by the Company under the Exchange Act or the Securities Act of 1933, as amended (the &#8220;Securities Act&#8221;), unless the intention to do so is expressly indicated.</font></p>
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            <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:10pt; font-weight:bold; text-transform:uppercase">Compensation Committee Interlocks and Insiders Participation</font></p>
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            <p style="margin:0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">During Fiscal 201</font><font style="font-family:Arial; font-size:10pt">5</font><font style="font-family:Arial; font-size:10pt">, our </font><font style="font-family:Arial; font-size:10pt">Compensation Committee was comprised of John P. Brogan</font><font style="font-family:Arial; font-size:10pt">,</font><font style="font-family:Arial; font-size:10pt"> John M. Dodds </font><font style="font-family:Arial; font-size:10pt">and</font><font style="font-family:Arial; font-size:10pt"> James E. Acridge. None of the directors that were a member of the Compensation Committee during Fiscal 201</font><font style="font-family:Arial; font-size:10pt">5</font><font style="font-family:Arial; font-size:10pt"> was an officer or employee of the Company, formerly an officer or employee</font><font style="font-family:Arial; font-size:10pt"> or involved in any related person transactions requiring disclosure in this Proxy Statement. No executive officer of the Company served (i)</font><font style="font-family:Arial; font-size:10pt">&#xa0;</font><font style="font-family:Arial; font-size:10pt">as a member of the Compensation Committee (or other Board committee performing equivalent functions or, in the abse</font><font style="font-family:Arial; font-size:10pt">nce of any such committee, the entire Board) of another entity, one of whose executive officers served on the Compensation Committee of the Company, (ii)</font><font style="font-family:Arial; font-size:10pt">&#xa0;</font><font style="font-family:Arial; font-size:10pt">as a director of another entity, one of whose executive officers served on the Compensation Committee </font><font style="font-family:Arial; font-size:10pt">of the Company, or (iii)</font><font style="font-family:Arial; font-size:10pt">&#xa0;</font><font style="font-family:Arial; font-size:10pt">as a member of the Compensation Committee (or other Board committee performing equivalent functions or, in the absence of any such committee, the entire Board) of another entity, one of whose executive officers served as a director</font><font style="font-family:Arial; font-size:10pt"> of the Company.</font></p>
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                <p style="margin:0pt; text-align:center"><a name="EDGAR_HF_F_START_7"></a><font style="font-family:Arial; font-size:12pt">1</font><a name="EDGAR_HF_F_END_8"></a></p>
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                <p style="margin:0pt"><a name="EDGAR_HF_H_START_5"></a><a name="EDGAR_HF_H_END_6"></a><font style="font-family:'Times New Roman'; font-size:12pt">&#xa0;</font></p>
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            <p style="margin:0pt; text-align:center; page-break-inside:avoid; page-break-after:avoid; widows:0; orphans:0"><a name="EDGAR_PAGE_START32"></a><font style="font-family:Arial; font-size:10pt; font-weight:bold">AUDIT COMMITTEE REPORT</font></p>
            <p style="margin:0pt; text-align:center; page-break-inside:avoid; page-break-after:avoid; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt; font-weight:bold">&#xa0;</font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify; page-break-inside:avoid; page-break-after:avoid; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">Management is responsible for the Company&#8217;s internal controls and the financial reporting process.&#160; The independent Registered Public Accounting Firm is responsible for performing an independent audit of the Compan</font><font style="font-family:Arial; font-size:10pt">y&#8217;s consolidated financial statements in accordance with the standards of the Public Company Accounting Oversight Board (United States) and to issue a report thereon.&#160; The Audit Committee&#8217;s responsibility is to monitor and oversee these processes.</font></p>
            <p style="margin:0pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">In this</font><font style="font-family:Arial; font-size:10pt"> context, management represented to the Audit Committee that the Company&#8217;s consolidated financial statements were prepared in accordance with generally accepted accounting principles, and the Audit Committee has reviewed and discussed the consolidated fina</font><font style="font-family:Arial; font-size:10pt">ncial statements with management and the independent Registered Public Accounting Firm. The Audit Committee reviewed and discussed with the independent Registered Public Accounting Firm the matters required to be discussed by Auditing Standards No. 16, as </font><font style="font-family:Arial; font-size:10pt">adopted by the Public Company Accounting Oversight Board.</font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">The Company&#8217;s independent Registered Public Accounting Firm also provided to the Audit Committee the written disclosures and the letter required by Rule 3526 (Communication with Audit Committee Con</font><font style="font-family:Arial; font-size:10pt">cerning Independence) as adopted by the Public Company Accounting Oversight Board and the Audit Committee discussed with the independent Registered Public Accounting Firm that firm&#8217;s independence.</font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify; page-break-inside:avoid; page-break-after:avoid; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">Based on the Audit Committee&#8217;s discussions with management</font><font style="font-family:Arial; font-size:10pt"> and the independent Registered Public Accounting Firm and its review of the representation of management and the report of the independent Registered Public Accounting Firm to the Audit Committee, the Audit Committee recommended that the Board include the</font><font style="font-family:Arial; font-size:10pt"> audited consolidated financial statements in the Company&#8217;s Annual Report on Form 10-K for the year ended March 31, 201</font><font style="font-family:Arial; font-size:10pt">5</font><font style="font-family:Arial; font-size:10pt"> as filed with the SEC.</font></p>
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                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:10pt">Charles J. Bayer</font></p>
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                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:10pt">John P. Brogan</font></p>
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                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:10pt">John M. Dodds</font></p>
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                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:10pt">Daniel R. Mullen</font></p>
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            <p style="margin:0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">Pursuant to Instruction 1 to Item 407(d) of </font><font style="font-family:Arial; font-size:10pt">Regulation S-K, the information set forth under &#8220;Audit Committee Report&#8221; shall not be deemed to be &#8220;soliciting material&#8221; or to be &#8220;filed&#8221; with the SEC or subject to Regulation 14A or 14C, other than as provided in Item 407 of Regulation S-K, or to the liab</font><font style="font-family:Arial; font-size:10pt">ilities of Section 18 of the Exchange Act, except to the extent that we specifically request that the information be treated as soliciting material or specifically incorporate it by reference into a document filed under the Securities Act or the Exchange A</font><font style="font-family:Arial; font-size:10pt">ct. Such information will not be deemed incorporated by reference into any filing under the Securities Act or the Exchange Act, except to the extent we specifically incorporate it by reference.</font></p>
            <p style="margin:0pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt; text-align:center; page-break-inside:avoid; page-break-after:avoid; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt; font-weight:bold">EXECUTIVE OFFICERS OF THE COMPANY</font></p>
            <p style="margin:0pt; text-align:center; page-break-inside:avoid; page-break-after:avoid; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt; font-weight:bold">&#xa0;</font></p>
            <p style="margin:0pt; page-break-inside:avoid; page-break-after:avoid; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">The Company&#8217;s executive </font><font style="font-family:Arial; font-size:10pt">officers are:</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt; text-decoration:underline">Name</font><a name="_Hlk169666758"></a></p>
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                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:10pt; text-decoration:underline">Age *</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt; text-decoration:underline">Office</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">Edward J. Shoen</font></p>
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                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:10pt">6</font><font style="font-family:Arial; font-size:10pt">6</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">Chairman of the Board and President of AMERCO</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">Douglas M. Bell</font></p>
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                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:10pt">5</font><font style="font-family:Arial; font-size:10pt">6</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">President of Repwest Insurance Company</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">Jason A. Berg</font></p>
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                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:10pt">4</font><font style="font-family:Arial; font-size:10pt">2</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">Principal Financial Officer and Chief Accounting Officer of AMERCO</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">Laurence J. </font><font style="font-family:Arial; font-size:10pt">De Respino</font></p>
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                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:10pt">5</font><font style="font-family:Arial; font-size:10pt">4</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">General Counsel</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">Mark A. Haydukovich</font></p>
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                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:10pt">5</font><font style="font-family:Arial; font-size:10pt">8</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">President of Oxford Life Insurance Company</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">Gary B. Horton </font></p>
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                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:10pt">7</font><font style="font-family:Arial; font-size:10pt">1</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">Treasurer of AMERCO and U-Haul</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">James P. Shoen </font></p>
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                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:10pt">5</font><font style="font-family:Arial; font-size:10pt">5</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">Vice President of U-Haul Business Consultants</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">Samuel J. Shoen</font></p>
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                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:10pt">3</font><font style="font-family:Arial; font-size:10pt">7</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">U-Box Project Manager </font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">John C. Taylor</font></p>
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                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:10pt">5</font><font style="font-family:Arial; font-size:10pt">7</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">President of U-Haul </font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">Carlos Vizcarra</font></p>
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                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:10pt">6</font><font style="font-family:Arial; font-size:10pt">8</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">President of Amerco Real Estate Company</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">Rocky D. Wardrip</font></p>
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                        <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:10pt">5</font><font style="font-family:Arial; font-size:10pt">7</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">Assistant Treasurer of AMERCO and U-Haul</font></p>
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                        <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">* Ages are as of </font><font style="font-family:Arial; font-size:10pt">June 1, 2015</font><font style="font-family:Arial; font-size:10pt">.</font></p>
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            <p style="margin:0pt; text-indent:36pt"><a name="EDGAR_PAGE_START33"></a><font style="font-family:Arial; font-size:10pt">See &#8220;Election of Directors&#8221; for biographical information regarding Edward J. Shoen and </font><font style="font-family:Arial; font-size:10pt">Samuel J. Shoen</font><font style="font-family:Arial; font-size:10pt">. </font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">Douglas M. Bell was appointed President of Repwest in February 2013. From 2003 to 2013 he served as Vice President of</font><font style="font-family:Arial; font-size:10pt"> Underwriting for Repwest. Mr. Bell has also served on the Repwest Board since 2012.</font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">Jason A. Berg has served as Principal Financial Officer and Chief Accounting Officer of the Company since 2005. Prior to his appointment he served as Treasurer and Secret</font><font style="font-family:Arial; font-size:10pt">ary of Oxford. He has been with the Company since 1996.</font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">Laurence J. De Respino has served as General Counsel for the Company since 2005.&#160; He has been an attorney for the Company since 2000.</font></p>
            <p style="margin:0pt; text-indent:36pt"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">Mark A. Haydukovich has served as President of Oxford since 1997</font><font style="font-family:Arial; font-size:10pt">. From 1980 to 1997 he served as Vice President of Oxford.</font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">Gary B. Horton has served as Treasurer of the Company since 1982.&#160; He has been associated with the Company since 1969.&#160; </font></p>
            <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt; text-indent:36pt"><font style="font-family:Arial; font-size:10pt; font-weight:normal">James P. Shoen has served as Vice President of U-Haul Business Consultants</font><font style="font-family:Arial; font-size:10pt; font-weight:normal"> since 1999. He has been associated with the Company </font><font style="font-family:Arial; font-size:10pt; font-weight:normal">since 19</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">7</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">6</font><font style="font-family:Arial; font-size:10pt; font-weight:normal"> and served as Director of the Company from 1986 to 2015</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">.</font></p>
            <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">John C. (JT) Taylor has served as Director of U-Haul since 1990. He has been associated with the Company since 1981 and was appointed </font><font style="font-family:Arial; font-size:10pt">as President of U-Haul in 2006.</font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">Carlos Vizcarra has served as President of Real Estate since 2000.&#160; He began his previous position as Vice President/Storage Product Group for U-Haul in 1988.</font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">Rocky D. Wardrip has served as Assistant Treasurer of the Compa</font><font style="font-family:Arial; font-size:10pt">ny since 1990. He has been associated with the Company since 1978 in various capacities within accounting and treasury operations. </font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">Edward J. Shoen, Mark V. Shoen, and James P. Shoen are brothers. Samuel J. Shoen is the son of Edward J. Shoen. </font></p>
            <p style="margin:0pt; text-indent:36pt"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt; text-align:center; page-break-inside:avoid; page-break-after:avoid; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt; font-weight:bold">CERTAIN R</font><font style="font-family:Arial; font-size:10pt; font-weight:bold">ELATIONSHIPS AND RELATED TRANSACTIONS</font></p>
            <p style="margin:0pt; text-align:center; page-break-inside:avoid; page-break-after:avoid; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt; font-weight:bold">&#xa0;</font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify; page-break-inside:avoid; page-break-after:avoid; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">As set forth in the Audit Committee Charter and consistent with NASDAQ Listing Rules, the Company&#8217;s Audit Committee reviews and maintains oversight over related party transactions which are required to be disclosed </font><font style="font-family:Arial; font-size:10pt">under the SEC rules and regulations</font><font style="font-family:Arial; font-size:10pt"> and in accordance to GAAP</font><font style="font-family:Arial; font-size:10pt">. Accordingly, all such related party transactions are submitted to the Audit Committee for ongoing review and oversight.&#160; The Company&#8217;s internal processes</font><font style="font-family:Arial; font-size:10pt"> are designed to</font><font style="font-family:Arial; font-size:10pt"> ensure that the Company</font><font style="font-family:Arial; font-size:10pt">&#8217;s legal and/or finance departments identify and monitor potential related party transactions </font><font style="font-family:Arial; font-size:10pt">that</font><font style="font-family:Arial; font-size:10pt"> may require disclosure and Audit Committee oversight.</font></p>
            <p style="margin:6pt 0pt 0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt; font-weight:normal">AMERCO has engaged in related party transactions, and has continuing related party interests with certa</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">in major stockholders, directors and officers of the consolidated group as disclosed below. Management believes that the transactions described below were completed on terms </font><font style="font-family:Arial; font-size:10pt; font-weight:normal">substantially </font><font style="font-family:Arial; font-size:10pt; font-weight:normal">equivalent to those that would prevail in </font><font style="font-family:Arial; font-size:10pt; font-weight:normal">third party, </font><font style="font-family:Arial; font-size:10pt; font-weight:normal">arm&#8217;s-length </font><font style="font-family:Arial; font-size:10pt; font-weight:normal">transactions. </font></p>
            <p style="margin:6pt 0pt 0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">Samuel J. Shoen, the son of Edward J. Shoen, is </font><font style="font-family:Arial; font-size:10pt">the U-Box Project Manager</font><font style="font-family:Arial; font-size:10pt">. Mr. Shoen was paid an aggregate salary, annual U-Haul Board fee and bonus of $</font><font style="font-family:Arial; font-size:10pt">418,194</font><font style="font-family:Arial; font-size:10pt"> for his services during Fiscal 201</font><font style="font-family:Arial; font-size:10pt">5</font><font style="font-family:Arial; font-size:10pt">. </font></p>
            <p style="margin:6pt 0pt 0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">Stuart M. Shoen, the son of Edward J. Shoe</font><font style="font-family:Arial; font-size:10pt">n, is Executive Vice President of U-Haul. Mr. Shoen was paid an aggregate salary and bonus of $</font><font style="font-family:Arial; font-size:10pt">179,235</font><font style="font-family:Arial; font-size:10pt"> for his services during Fiscal 201</font><font style="font-family:Arial; font-size:10pt">5</font><font style="font-family:Arial; font-size:10pt">.</font></p>
            <p style="margin:6pt 0pt 0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt; font-weight:normal">During Fiscal 201</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">5</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">, the Company purchased $</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">0.3</font><font style="font-family:Arial; font-size:10pt; font-weight:normal"> million of refinishing supplies from Space Age Auto Paint Store Inc. </font><font style="font-family:Arial; font-size:10pt; font-weight:normal"> Edward J. Shoen, a major stockholder, officer and director of AMERCO, owns Space Age Auto Paint Store Inc.&#160; </font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify"><a name="EDGAR_PAGE_END33"></a><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
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                <p style="margin:0pt; text-align:center"><a name="EDGAR_HF_F_START_7"></a><font style="font-family:Arial; font-size:12pt">1</font><a name="EDGAR_HF_F_END_8"></a></p>
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                <p style="margin:0pt"><a name="EDGAR_HF_H_START_5"></a><a name="EDGAR_HF_H_END_6"></a><font style="font-family:'Times New Roman'; font-size:12pt">&#xa0;</font></p>
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            <p style="margin:0pt; text-indent:36pt; text-align:justify; page-break-inside:avoid; page-break-after:avoid; widows:0; orphans:0"><a name="EDGAR_PAGE_START34"></a><font style="font-family:Arial; font-size:10pt">SAC Holding Corporation and SAC Holding II Corporation (collectively, &#8220;SAC Holdings&#8221;) were established in order to acquire and develop self-stora</font><font style="font-family:Arial; font-size:10pt">ge properties. These properties are being managed by the Company pursuant to management agreements. In the past, the Company has sold real estate and various self-storage properties to SAC Holdings, and such sales provided significant cash flows to the Com</font><font style="font-family:Arial; font-size:10pt">pany. </font></p>
            <p style="margin:6pt 0pt 0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt; font-weight:normal">During Fiscal 2015, subsidiaries of the Company held various junior unsecured notes of SAC Holdings. Substantially all of the equity interest of SAC Holdings is controlled by Blackwater Investments, Inc. (&#8220;Blackwater&#8221;), which is wholly-owned by Mark</font><font style="font-family:Arial; font-size:10pt; font-weight:normal"> V. Shoen, a significant stockholder of AMERCO. The Company does not have an equity ownership interest in SAC Holdings. The Company recorded interest income of $</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">5.9</font><font style="font-family:Arial; font-size:10pt; font-weight:normal"> million, $</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">7.1</font><font style="font-family:Arial; font-size:10pt; font-weight:normal"> million and $</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">8.4</font><font style="font-family:Arial; font-size:10pt; font-weight:normal"> million, and received cash interest payments of $</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">5.7</font><font style="font-family:Arial; font-size:10pt; font-weight:normal"> million</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">, $</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">17.2</font><font style="font-family:Arial; font-size:10pt; font-weight:normal"> million and $</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">12.6</font><font style="font-family:Arial; font-size:10pt; font-weight:normal"> million, from SAC Holdings during Fiscal 201</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">5</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">, 201</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">4</font><font style="font-family:Arial; font-size:10pt; font-weight:normal"> and 201</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">3</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">, respectively.</font><font style="font-family:Arial; font-size:10pt; font-weight:normal"> During the first quarter of fiscal 2014, SAC Holdings made a payment of $10.4 million to reduce its outstanding deferred interest payable to AMERCO. The C</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">ompany received repayments of $20.2 million during the third quarter of fiscal 2015 on these notes and interest receivables. After this repayment the scheduled maturities of these notes are in 2017.</font><font style="font-family:Arial; font-size:10pt; font-weight:normal"> The largest aggregate amount of notes receivable outstand</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">ing during Fiscal 201</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">5</font><font style="font-family:Arial; font-size:10pt; font-weight:normal"> was $7</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">1.5</font><font style="font-family:Arial; font-size:10pt; font-weight:normal"> million and the aggregate notes receivable balance at March 31, 201</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">5</font><font style="font-family:Arial; font-size:10pt; font-weight:normal"> was $</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">50.4</font><font style="font-family:Arial; font-size:10pt; font-weight:normal"> million. In accordance with the terms of these notes, SAC Holdings may prepay the notes without penalty or premium at any time. </font></p>
            <p style="margin:13.5pt 0pt 0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt; font-weight:normal">During Fiscal 2</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">01</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">5</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">, AMERCO and U-Haul held various junior notes from Private Mini Storage Realty, L.P. (&#8220;Private Mini&#8221;). The equity interests of Private Mini are ultimately controlled by Blackwater. The Company recorded interest income of $</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">4.9</font><font style="font-family:Arial; font-size:10pt; font-weight:normal"> million, $5.</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">3</font><font style="font-family:Arial; font-size:10pt; font-weight:normal"> million and $</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">5.4 million, and received cash interest payments of $5.</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">1</font><font style="font-family:Arial; font-size:10pt; font-weight:normal"> million, $5.4 million and $5.4 million, from Private Mini during Fiscal 201</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">5</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">, 201</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">4</font><font style="font-family:Arial; font-size:10pt; font-weight:normal"> and 201</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">3</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">, respectively. The largest aggregate amount outstanding during Fiscal 201</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">5</font><font style="font-family:Arial; font-size:10pt; font-weight:normal"> was $65.</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">5</font><font style="font-family:Arial; font-size:10pt; font-weight:normal"> million, and the aggre</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">gate notes receivable balance at March 31, 201</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">5</font><font style="font-family:Arial; font-size:10pt; font-weight:normal"> was $</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">56</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">.5 million</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">. The Company received repayments of $9.0 million during the third quarter of fiscal 2015 on these notes and interest receivables.</font><font style="font-family:Arial; font-size:10pt; font-weight:normal"> </font><font style="font-family:Arial; font-size:10pt; font-weight:normal">In July 2015, we received a repayment of $56.8 million on th</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">ese notes and interest receivable.</font></p>
            <p style="margin:13.5pt 0pt 0pt; text-indent:36pt; text-align:justify; page-break-inside:avoid; page-break-after:avoid; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt; font-weight:normal">The Company currently manages the self-storage properties owned or leased by SAC Holdings, Mercury Partners, L.P. (&#8220;Mercury&#8221;), Four SAC Self-Storage Corporation (&#8220;4 SAC&#8221;), Five SAC Self-Storage Corporation (&#8220;5 SAC&#8221;), Gala</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">xy Investments, L.P. (&#8220;Galaxy&#8221;), and Private Mini pursuant to a standard form of management agreement, under which the Company receives a management fee of between 4% and 10% of the gross receipts plus reimbursement for certain expenses. The Company receiv</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">ed management fees, exclusive of reimbursed expenses, of $25.8 million, $2</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">5</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">.</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">8</font><font style="font-family:Arial; font-size:10pt; font-weight:normal"> million and $2</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">3</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">.</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">7</font><font style="font-family:Arial; font-size:10pt; font-weight:normal"> million from the above mentioned entities during Fiscal 201</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">5</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">, 201</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">4</font><font style="font-family:Arial; font-size:10pt; font-weight:normal"> and 201</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">3</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">, respectively. This management fee is consistent with the fee received for other pro</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">perties the Company previously managed for third parties. SAC Holdings, 4 SAC, 5 SAC, Galaxy and Private Mini are substantially controlled by Blackwater. Mercury is substantially controlled by Mark V. Shoen. James P. Shoen, a significant stockholder of AME</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">RCO and an estate planning trust benefitting the Shoen children have an interest in Mercury. </font></p>
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            <p style="margin:0pt 0pt 6pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">The Company leases space for marketing company offices, vehicle repair shops and hitch installation centers from subsidiaries of SAC Holdings, 5 SAC and Galaxy. </font><font style="font-family:Arial; font-size:10pt">Total lease payments pursuant to such leases were $2.6 million </font><font style="font-family:Arial; font-size:10pt">in each of</font><font style="font-family:Arial; font-size:10pt"> Fiscal 201</font><font style="font-family:Arial; font-size:10pt">5</font><font style="font-family:Arial; font-size:10pt">, 201</font><font style="font-family:Arial; font-size:10pt">4</font><font style="font-family:Arial; font-size:10pt"> and 201</font><font style="font-family:Arial; font-size:10pt">3</font><font style="font-family:Arial; font-size:10pt">. The terms of the leases are similar to the terms of leases for other properties owned by unrelated parties that are leased to the Company. </font></p>
            <p style="margin:13.5pt 0pt 0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt; font-weight:normal">At March 31, </font><font style="font-family:Arial; font-size:10pt; font-weight:normal">201</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">5</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">, subsidiaries of SAC Holdings, 4 SAC, 5 SAC, Galaxy and Private Mini acted as U-Haul independent dealers. The financial and other terms of the dealership contracts with the aforementioned companies and their subsidiaries are substantially identical to</font><font style="font-family:Arial; font-size:10pt; font-weight:normal"> the terms of those with the Company&#8217;s other independent dealers whereby commissions are paid by the Company based upon equipment rental revenue. However, in some instances the dealership contracts with these entities is for a specified term of years, as o</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">pposed to being on a month-by-month term. The Company paid the above mentioned entities $</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">52.1</font><font style="font-family:Arial; font-size:10pt; font-weight:normal"> million, $</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">49.9</font><font style="font-family:Arial; font-size:10pt; font-weight:normal"> million and $4</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">3</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">.</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">8</font><font style="font-family:Arial; font-size:10pt; font-weight:normal"> million in commissions pursuant to such dealership contract during Fiscal 201</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">5</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">, 201</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">4</font><font style="font-family:Arial; font-size:10pt; font-weight:normal"> and 201</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">3</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">, respectively.</font><a name="EDGAR_PAGE_END34"></a></p>
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                <p style="margin:0pt"><a name="EDGAR_HF_H_START_5"></a><a name="EDGAR_HF_H_END_6"></a><font style="font-family:'Times New Roman'; font-size:12pt">&#xa0;</font></p>
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            <p style="margin:13.5pt 0pt 0pt; text-indent:36pt; text-align:justify; page-break-inside:avoid; widows:0; orphans:0"><a name="EDGAR_PAGE_START35"></a><font style="font-family:Arial; font-size:10pt; font-weight:normal">These agreements and</font><font style="font-family:Arial; font-size:10pt; font-weight:normal"> notes with subsidiaries of SAC Holdings, 4 SAC, 5 SAC, Galaxy and Private Mini, excluding Dealer Agreements, provided revenue of $</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">31.9</font><font style="font-family:Arial; font-size:10pt; font-weight:normal"> million, expenses of $2.6 million and cash flows of $</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">60.0</font><font style="font-family:Arial; font-size:10pt; font-weight:normal"> million during Fiscal 201</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">5</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">. Revenues and commission expenses r</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">elated to the Dealer Agreements were $</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">241.3</font><font style="font-family:Arial; font-size:10pt; font-weight:normal"> million and $</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">52.1</font><font style="font-family:Arial; font-size:10pt; font-weight:normal"> million, respectively for Fiscal 201</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">5</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">.</font><font style="font-family:Arial; font-size:10pt; font-weight:normal"> </font></p>
            <p style="margin:13.5pt 0pt 0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">In February 2011, the Company and U.S. Bank N.A. (the &#8220;Trustee&#8221;) entered into the U-Haul Investors Club Indenture. The Company and the Trustee entered </font><font style="font-family:Arial; font-size:10pt">into this indenture to provide for the issuance of notes (&#8220;U-Notes&#8221;) by the Company directly to investors over the Company&#8217;s proprietary website, uhaulinvestorsclub.com. The U-Notes are secured by various types of collateral including rental equipment and </font><font style="font-family:Arial; font-size:10pt">real estate. U-Notes are issued in series that vary as to principal amount, interest rate and maturity. U-Notes are obligations of the Company and are secured by the associated collateral; they are not guaranteed by any of the Company&#8217;s affiliates or subsi</font><font style="font-family:Arial; font-size:10pt">diaries. </font></p>
            <p style="margin:13.5pt 0pt 0pt; text-indent:36pt; text-align:justify; page-break-inside:avoid; page-break-after:avoid; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">As of March 31, 201</font><font style="font-family:Arial; font-size:10pt">5</font><font style="font-family:Arial; font-size:10pt">, the following related parties invested in U-Notes, in amounts in excess of $120,000, based upon the following terms. Edward J. Shoen, individually and pursuant to a trust agreement, loaned to the Company $</font><font style="font-family:Arial; font-size:10pt">6.2</font><font style="font-family:Arial; font-size:10pt"> million by investing in the Company&#8217;s U-Notes with interest rates </font><font style="font-family:Arial; font-size:10pt">between 6.10% and 8.00%,</font><font style="font-family:Arial; font-size:10pt"> with the largest aggregate amount outstanding during Fiscal 201</font><font style="font-family:Arial; font-size:10pt">5</font><font style="font-family:Arial; font-size:10pt"> being $</font><font style="font-family:Arial; font-size:10pt">6.2</font><font style="font-family:Arial; font-size:10pt"> million, and during Fiscal 201</font><font style="font-family:Arial; font-size:10pt">5</font><font style="font-family:Arial; font-size:10pt"> he received principal re-payments of $</font><font style="font-family:Arial; font-size:10pt">0.4</font><font style="font-family:Arial; font-size:10pt"> million. Stuar</font><font style="font-family:Arial; font-size:10pt">t M. Shoen loaned to the Company $</font><font style="font-family:Arial; font-size:10pt">0.6</font><font style="font-family:Arial; font-size:10pt"> million by investing in the Company&#8217;s U-Notes with interest rates between </font><font style="font-family:Arial; font-size:10pt">5.32% and 8.00</font><font style="font-family:Arial; font-size:10pt">%, with the largest aggregate amount outstanding during Fiscal 201</font><font style="font-family:Arial; font-size:10pt">5</font><font style="font-family:Arial; font-size:10pt"> being </font><font style="font-family:Arial; font-size:10pt">$0.6</font><font style="font-family:Arial; font-size:10pt"> million, and during Fiscal 201</font><font style="font-family:Arial; font-size:10pt">5</font><font style="font-family:Arial; font-size:10pt"> he received princip</font><font style="font-family:Arial; font-size:10pt">al re-payments of $</font><font style="font-family:Arial; font-size:10pt">68 thousand</font><font style="font-family:Arial; font-size:10pt">. Samuel J. Shoen loaned to the Company $</font><font style="font-family:Arial; font-size:10pt">2.2</font><font style="font-family:Arial; font-size:10pt"> million by investing in the Company&#8217;s U-Notes with interest rates </font><font style="font-family:Arial; font-size:10pt">between 5.57% and 8.00</font><font style="font-family:Arial; font-size:10pt">%, with the largest aggregate amount outstanding during Fiscal 201</font><font style="font-family:Arial; font-size:10pt">5</font><font style="font-family:Arial; font-size:10pt"> being $</font><font style="font-family:Arial; font-size:10pt">2.2</font><font style="font-family:Arial; font-size:10pt"> million, and d</font><font style="font-family:Arial; font-size:10pt">uring Fiscal 201</font><font style="font-family:Arial; font-size:10pt">5</font><font style="font-family:Arial; font-size:10pt"> he received principal re-payments of $</font><font style="font-family:Arial; font-size:10pt">77</font><font style="font-family:Arial; font-size:10pt"> thousand. James P. Shoen, including investments by or on behalf of his children, loaned to the Company $</font><font style="font-family:Arial; font-size:10pt">18.3</font><font style="font-family:Arial; font-size:10pt"> million by investing in the Company&#8217;s U-Notes with interest rates between </font><font style="font-family:Arial; font-size:10pt">3.00% and 8.00</font><font style="font-family:Arial; font-size:10pt">%,</font><font style="font-family:Arial; font-size:10pt"> with the largest aggregate amount outstanding during Fiscal 201</font><font style="font-family:Arial; font-size:10pt">5</font><font style="font-family:Arial; font-size:10pt"> being $</font><font style="font-family:Arial; font-size:10pt">18.3</font><font style="font-family:Arial; font-size:10pt"> million, and during Fiscal 201</font><font style="font-family:Arial; font-size:10pt">5</font><font style="font-family:Arial; font-size:10pt"> he received principal re-payments of $</font><font style="font-family:Arial; font-size:10pt">0.8</font><font style="font-family:Arial; font-size:10pt"> million. David Holmes, as trustee under the &#8220;C&#8221; Irrevocable Trusts, loaned to the Company $</font><font style="font-family:Arial; font-size:10pt">9.1</font><font style="font-family:Arial; font-size:10pt"> million</font><font style="font-family:Arial; font-size:10pt"> by investing in the Company&#8217;s U-Notes with interest rates between </font><font style="font-family:Arial; font-size:10pt">3.00% and 8.00%,</font><font style="font-family:Arial; font-size:10pt"> with the largest aggregate amount outstanding during Fiscal 201</font><font style="font-family:Arial; font-size:10pt">5</font><font style="font-family:Arial; font-size:10pt"> being $</font><font style="font-family:Arial; font-size:10pt">9.1</font><font style="font-family:Arial; font-size:10pt"> million, and during Fiscal 201</font><font style="font-family:Arial; font-size:10pt">5</font><font style="font-family:Arial; font-size:10pt"> he received principal re-payments of $</font><font style="font-family:Arial; font-size:10pt">1.8</font><font style="font-family:Arial; font-size:10pt"> million.&#160;&#160; </font></p>
            <p style="margin:13.5pt 0pt 0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">There are </font><font style="font-family:Arial; font-size:10pt">no fees to join or maintain a membership with the U-Haul Investors Club.&#160; The U-Haul Investors Club operates through its proprietary website, uhaulinvestorsclub.com, and is open to all US residents and entities organized under the laws of a US jurisdiction</font><font style="font-family:Arial; font-size:10pt">, and accepts investments as low as $100.&#160; </font></p>
            <p style="margin:6pt 0pt 0pt; text-indent:36pt; text-align:justify; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:10pt; font-weight:bold">SECTION 16(a) BENEFICIAL OWNERSHIP REPORTING COMPLIANCE</font></p>
            <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:10pt; font-weight:bold">&#xa0;</font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">Section 16(a) of the Exchange Act requires the Company&#8217;s directors and executive officers, and persons who own more than 10% of a registered class of the </font><font style="font-family:Arial; font-size:10pt">Company&#8217;s equity securities, to file reports of ownership of, and transactions in, the Company&#8217;s securities with the SEC.&#160; Such directors, executive officers and 10% stockholders are also required to furnish the Company with copies of all Section 16(a) for</font><font style="font-family:Arial; font-size:10pt">ms they file.&#160; </font></p>
            <p style="margin:0pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">Based solely on a review of the copies of such forms received by it, the Company believes that during Fiscal 201</font><font style="font-family:Arial; font-size:10pt">5</font><font style="font-family:Arial; font-size:10pt"> all Section 16(a) filings applicable to its directors, officers and 10% stockholders were filed on a timely basis.</font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt; text-align:center; page-break-inside:avoid; page-break-after:avoid; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt; font-weight:bold">COMMUNIC</font><font style="font-family:Arial; font-size:10pt; font-weight:bold">ATIONS WITH THE BOARD OF DIRECTORS</font></p>
            <p style="margin:0pt; text-align:center; page-break-inside:avoid; page-break-after:avoid; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt; font-weight:bold">&#xa0;</font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify; page-break-inside:avoid; page-break-after:avoid; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">Stockholders may communicate with the Board by addressing communications to the Board of Directors of AMERCO c/o the Secretary of AMERCO at 2721 N. Central Avenue, Phoenix, Arizona 85004.&#160; All such communications, or sum</font><font style="font-family:Arial; font-size:10pt">maries thereof, will be relayed to the Board.</font></p>
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            <p style="margin:0pt; text-align:center; page-break-inside:avoid; page-break-after:avoid; widows:0; orphans:0"><a name="EDGAR_PAGE_START36"></a><font style="font-family:Arial; font-size:10pt; font-weight:bold">STOCKHOLDER PROPOSALS FOR NEXT ANNUAL MEETING</font></p>
            <p style="margin:0pt; page-break-inside:avoid; page-break-after:avoid; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify; page-break-inside:avoid; page-break-after:avoid; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">For inclusion in the proxy statement and form of proxy relating to the 201</font><font style="font-family:Arial; font-size:10pt">6</font><font style="font-family:Arial; font-size:10pt"> Annual Meeting of Stockholders of AMERCO, a stockholder proposal intended for presentation at that meeting must be submitted in accordance with the applicable rules of the SEC and received by the Secretary of AMERCO, c/o U-Haul International, Inc., 2721 N</font><font style="font-family:Arial; font-size:10pt">orth Central Avenue, Phoenix, Arizona 85004, on or before March </font><font style="font-family:Arial; font-size:10pt">19</font><font style="font-family:Arial; font-size:10pt">, 201</font><font style="font-family:Arial; font-size:10pt">6</font><font style="font-family:Arial; font-size:10pt">. Proposals to be presented at the 201</font><font style="font-family:Arial; font-size:10pt">6</font><font style="font-family:Arial; font-size:10pt"> Annual Meeting of Stockholders of AMERCO that are not intended for inclusion in the proxy statement and form of proxy must be submitted by that </font><font style="font-family:Arial; font-size:10pt">date and in accordance with the applicable provisions of the Company&#8217;s Bylaws, a copy of which is available upon written request, delivered to the Secretary of AMERCO at the address in the preceding sentence. The Company suggests that proponents submit the</font><font style="font-family:Arial; font-size:10pt">ir proposals to the Secretary of AMERCO by Certified Mail-Return Receipt Requested. </font></p>
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            <p style="margin:0pt; text-align:center"><font style="font-family:Arial; font-size:10pt; font-weight:bold">OTHER MATTERS</font></p>
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            <p style="margin:0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">A copy of the Company&#8217;s Annual Report for the year ended March 31, 201</font><font style="font-family:Arial; font-size:10pt">5</font><font style="font-family:Arial; font-size:10pt"> may be viewed and downloaded from proxyvote.com, from the Company&#8217;s Investor Relati</font><font style="font-family:Arial; font-size:10pt">ons website at amerco.com, may be requested via e-mail through either such website, or may be requested telephonically at </font><font style="font-family:Arial; font-size:10pt">1-800-579-1639</font><font style="font-family:Arial; font-size:10pt">. The Annual Report is not to be regarded as proxy solicitation material.</font></p>
            <p style="margin:0pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">With respect to Company stockholders&#8217; meetin</font><font style="font-family:Arial; font-size:10pt">gs following the Annual Meeting, the Company anticipates </font><font style="font-family:Arial; font-size:10pt">it will</font><font style="font-family:Arial; font-size:10pt"> continue furnishing proxy materials to stockholders by posting such materials on an internet website in accordance with applicable laws, and providing stockholders with notice of internet ava</font><font style="font-family:Arial; font-size:10pt">ilability of such materials. Paper copies of such materials will be available to stockholders on request, for a period of one year, at no cost, in accordance with applicable laws.</font></p>
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            <p style="margin:0pt; text-indent:36pt; text-align:justify"><font style="font-family:Arial; font-size:10pt">UPON REQUEST, THE COMPANY WILL PROVIDE BY FIRST CLASS U.S. MAIL, TO EACH ST</font><font style="font-family:Arial; font-size:10pt">OCKHOLDER OF RECORD AS OF THE RECORD DATE, WITHOUT CHARGE, A COPY OF THIS PROXY STATEMENT, THE PROXY CARD, AND THE COMPANY&#8217;S ANNUAL REPORT ON FORM 10-K FOR THE FISCAL YEAR ENDED MARCH 31, 201</font><font style="font-family:Arial; font-size:10pt">5</font><font style="font-family:Arial; font-size:10pt">, INCLUDING THE REQUIRED FINANCIAL STATEMENTS AND FINANCIAL STAT</font><font style="font-family:Arial; font-size:10pt">EMENT SCHEDULES. WRITTEN REQUESTS FOR THIS INFORMATION SHOULD BE DIRECTED TO: DIRECTOR, FINANCIAL REPORTING, U-HAUL INTERNATIONAL, INC., P.O. BOX 21502, PHOENIX, ARIZONA 85036-1502.</font></p>
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            <p style="margin:0pt; text-align:center"><a name="EDGAR_PAGE_START37"></a><font style="font-family:Arial; font-size:10pt; font-weight:bold">EXHIBIT A</font></p>
            <p style="margin:0pt; text-align:center; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt; font-weight:bold">&#xa0;</font></p>
            <p style="margin:0pt; text-align:center; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt; font-weight:bold">AMERCO 201</font><font style="font-family:Arial; font-size:10pt; font-weight:bold">5</font><font style="font-family:Arial; font-size:10pt; font-weight:bold"> ANNUAL MEETING OF STOCKHOLDERS</font></p>
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            <p style="margin:0pt; text-align:center; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt; font-weight:bold">August 27</font><font style="font-family:Arial; font-size:10pt; font-weight:normal">, </font><font style="font-family:Arial; font-size:10pt; font-weight:bold">201</font><font style="font-family:Arial; font-size:10pt; font-weight:bold">5</font></p>
            <p style="margin:0pt; text-align:center; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt; font-weight:bold">&#xa0;</font></p>
            <p style="margin:0pt; text-align:center; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt; font-weight:bold">Phoenix, Arizona</font></p>
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            <p style="margin:0pt; text-align:center; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt; font-weight:bold">MEETING PROCEDURES</font></p>
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            <p style="margin:0pt; text-indent:36pt; text-align:justify; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">In fairness to all stockholders attending the 201</font><font style="font-family:Arial; font-size:10pt">5</font><font style="font-family:Arial; font-size:10pt"> Annual Meeting of Stockholders (&#8220;Annual Meeting&#8221;) of AMERCO, and in the interest of an orderly meeting, we ask you to honor the following:</font></p>
            <p style="margin:0pt; text-align:justify; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">A. The meeting will not be open to the public. Pursuant to Section 6 of Article II of AMERCO&#8217;s Restated Bylaws (the</font><font style="font-family:Arial; font-size:10pt"> &#8220;Bylaws&#8221;), attendance at the Annual Meeting is limited to (i) stockholders entitled to vote at the Annual Meeting and (ii) the persons upon whom proxies valid for purposes of the meeting have been conferred or their duly appointed substitutes (if the rela</font><font style="font-family:Arial; font-size:10pt">ted proxies confer a power of substitution). A person otherwise entitled to attend the Annual Meeting will cease to be so entitled if, in the judgment of the chairman of the meeting, such person engages in disorderly conduct impeding the proper conduct of </font><font style="font-family:Arial; font-size:10pt">the Annual Meeting. Stockholders of record or their proxies and beneficial owners may be asked to show proof of entitlement to attend the Annual Meeting. Stockholders of record voting by proxy will not be admitted to the meeting unless their proxies are re</font><font style="font-family:Arial; font-size:10pt">voked, in which case the holders of the revoked proxies will not be permitted to attend the meeting. In addition, the media will not be given access to the meeting. The meeting will be webcast over the internet at amerco.com and such webcast will be open t</font><font style="font-family:Arial; font-size:10pt">o the public. We encourage stockholders and other stakeholders and media members to watch the Annual Meeting via our webcast. We believe this is one way to reduce the carbon footprint attributable to the Annual Meeting.</font></p>
            <p style="margin:0pt; text-align:justify; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">B. With the exception of cameras an</font><font style="font-family:Arial; font-size:10pt">d recording devices provided by the Company, cameras and recording devices of all kinds (including stenographic) are prohibited in the meeting room.</font></p>
            <p style="margin:0pt; text-align:justify; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">C. Pursuant to Article II, Section 9 of the Bylaws after calling the meeting to order, the Chairman will r</font><font style="font-family:Arial; font-size:10pt">equire the registration of all stockholders intending to vote in person, and the filing of all proxies with the Inspector of Elections. After the announced time for such filing of proxies has ended, no further proxies or changes, substitutions, or revocati</font><font style="font-family:Arial; font-size:10pt">ons of proxies will be accepted. </font></p>
            <p style="margin:0pt; text-align:justify; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">D. Pursuant to Article II, Section 9 of the Bylaws the Chairman of the meeting has, among other things, absolute authority to determine the order of business to be conducted at the Annual Meeting and to establish rules fo</font><font style="font-family:Arial; font-size:10pt">r, and appoint personnel to assist in, preserving the orderly conduct of the business of the Annual Meeting (including any informal, or question-and answer, portions thereof). </font></p>
            <p style="margin:0pt; text-align:justify; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">E. When an item is before the Annual Meeting for consideration, questions and </font><font style="font-family:Arial; font-size:10pt">comments are to be confined to that item only.</font></p>
            <p style="margin:0pt; text-align:justify; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify; page-break-inside:avoid; page-break-after:avoid; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">F. Pursuant to Article II, Section 5 of the Bylaws, only such business (including director nominations) as shall have been properly brought before the meeting shall be conducted.</font></p>
            <p style="margin:0pt; text-align:justify; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">Pursuant to the Bylaws, in o</font><font style="font-family:Arial; font-size:10pt">rder to be properly brought before the meeting, such business must have either been (1) specified in the written notice of the meeting given to stockholders on the record date for such meeting by or at the direction of the Board of Directors of the Company</font><font style="font-family:Arial; font-size:10pt"> (the &#8220;Board&#8221;), (2) brought before the meeting at the direction of the Board of</font><a name="EDGAR_PAGE_END37"></a></p>
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            <p style="margin:0pt; ; text-align:justify; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt"> </font><a name="EDGAR_PAGE_START38"></a><font style="font-family:Arial; font-size:10pt">Directors or the Chairman of the Annual Meeting, or (3) specified in a written notice given by or on behalf of a stockholder on the record date for such meeting entitled to vot</font><font style="font-family:Arial; font-size:10pt">e thereat or a duly authorized proxy for such stockholder, in accordance with all of the following requirements.</font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt 0pt 0pt 72pt; text-align:justify; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">a) Such notice must have been delivered personally to, or mailed to and received at, the principal executive office of the corporation, addressed to the attention of the Secretary no later than </font><font style="font-family:Arial; font-size:10pt">March </font><font style="font-family:Arial; font-size:10pt">19</font><font style="font-family:Arial; font-size:10pt">, 201</font><font style="font-family:Arial; font-size:10pt">5</font><font style="font-family:Arial; font-size:10pt">.</font></p>
            <p style="margin:0pt; text-align:justify; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt 0pt 0pt 36pt; text-indent:36pt; text-align:justify; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">b) Such notice must have set forth:</font></p>
            <p style="margin:0pt 0pt 0pt 108pt; text-indent:-36pt; text-align:justify; widows:0; orphans:0; padding-left:36pt"><font style="font-family:Arial; font-size:10pt">i.</font><font style="font-family:Arial; font-size:10pt">a full</font><font style="font-family:Arial; font-size:10pt"> description of each such item of business proposed to be brought before the meeting and the reasons for conducting such business at such meeting,</font></p>
            <p style="margin:0pt 0pt 0pt 108pt; text-indent:-36pt; text-align:justify; widows:0; orphans:0; padding-left:36pt"><font style="font-family:Arial; font-size:10pt">ii.</font><font style="font-family:Arial; font-size:10pt">the name and address of the person proposing to bring such business before the meeting,</font></p>
            <p style="margin:0pt 0pt 0pt 108pt; text-indent:-36pt; text-align:justify; widows:0; orphans:0; padding-left:36pt"><font style="font-family:Arial; font-size:10pt">iii. </font><font style="font-family:Arial; font-size:10pt">the class a</font><font style="font-family:Arial; font-size:10pt">nd number of shares held of record, held beneficially, and represented by proxy by such person as of the record date for the meeting, </font></p>
            <p style="margin:0pt 0pt 0pt 108pt; text-indent:-36pt; text-align:justify; widows:0; orphans:0; padding-left:36pt"><font style="font-family:Arial; font-size:10pt">iv.</font><font style="font-family:Arial; font-size:10pt">if any item of such business involves a nomination for director, all information regarding each such nominee that wou</font><font style="font-family:Arial; font-size:10pt">ld be required to be set forth in a definitive proxy statement filed with the Securities and Exchange Commission pursuant to Section 14 of the Exchange Act, as amended, or any successor thereto (the &quot;Exchange Act&quot;), and the written consent of each such nom</font><font style="font-family:Arial; font-size:10pt">inee to serve if elected,</font></p>
            <p style="margin:0pt 0pt 0pt 108pt; text-indent:-36pt; text-align:justify; widows:0; orphans:0; padding-left:36pt"><font style="font-family:Arial; font-size:10pt">v. </font><font style="font-family:Arial; font-size:10pt">any material interest of such stockholder in the specified business,</font></p>
            <p style="margin:0pt 0pt 0pt 108pt; text-indent:-36pt; text-align:justify; widows:0; orphans:0; padding-left:36pt"><font style="font-family:Arial; font-size:10pt">vi. </font><font style="font-family:Arial; font-size:10pt">whether or not such stockholder is a member of any partnership, limited partnership, syndicate, or other group pursuant to any agreement, arrangement, r</font><font style="font-family:Arial; font-size:10pt">elationship, understanding, or otherwise, whether or not in writing, organized in whole or in part for the purpose of acquiring, owning, or voting shares of the corporation, and</font></p>
            <p style="margin:0pt 0pt 0pt 108pt; text-indent:-36pt; text-align:justify; widows:0; orphans:0; padding-left:36pt"><font style="font-family:Arial; font-size:10pt">vii. </font><font style="font-family:Arial; font-size:10pt">all other information that would be required to be filed with the SEC if</font><font style="font-family:Arial; font-size:10pt">, with respect to the business proposed to be brought before the meeting, the person proposing such business was a participant in a solicitation subject to the Exchange Act.</font></p>
            <p style="margin:0pt; text-align:justify; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify; page-break-inside:avoid; page-break-after:avoid; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">No business shall be brought before any meeting of the Company&#39;s stockholders oth</font><font style="font-family:Arial; font-size:10pt">erwise than as provided in this Section. The Chairman of the meeting may, if the facts warrant, determine that any proposed item of business or nomination as director was not brought before the meeting in accordance with the foregoing procedure, and if he </font><font style="font-family:Arial; font-size:10pt">should so determine, he shall so declare to the meeting and the improper item of business or nomination shall be disregarded.</font></p>
            <p style="margin:0pt; text-align:justify; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">G.&#160; At the appropriate time, any stockholder who wishes to address the Annual Meeting should do so only upon being recognized by </font><font style="font-family:Arial; font-size:10pt">the Chairman of the meeting. After such recognition, please state your name, whether you are a stockholder or a proxy for a stockholder, and, if you are a proxy, name the stockholder you represent. All matters should be concisely presented.</font></p>
            <p style="margin:0pt; text-align:justify; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">H. Pursuant to</font><font style="font-family:Arial; font-size:10pt"> Article II, Section 6 of the Bylaws, a person otherwise entitled to attend the Annual Meeting will cease to be so entitled if, in the judgment of the Chairman of the meeting, such person engages in disorderly conduct impeding the proper conduct of the mee</font><font style="font-family:Arial; font-size:10pt">ting against the interests of all stockholders as a group. </font></p>
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                <p style="margin:0pt"><a name="EDGAR_HF_H_START_5"></a><a name="EDGAR_HF_H_END_6"></a><font style="font-family:'Times New Roman'; font-size:12pt">&#xa0;</font></p>
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            <p style="margin:0pt; text-indent:36pt; text-align:justify; page-break-inside:avoid; page-break-after:avoid; widows:0; orphans:0"><a name="EDGAR_PAGE_START39"></a><font style="font-family:Arial; font-size:10pt">I. If there are any question&#8217;s remaining after the meeting is adjourned, please take them up with the representatives of the Company at the Secretary&#39;s desk. Also, any matters of a personal </font><font style="font-family:Arial; font-size:10pt">nature that concern you as a stockholder should be referred to these representatives after such meeting.</font></p>
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            <p style="margin:0pt; text-indent:36pt; text-align:justify; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">J. Pursuant to Article II, Section 12 of the Bylaws, all informalities or irregularities in any call or notice of a meeting, or in the areas of creden</font><font style="font-family:Arial; font-size:10pt">tials, proxies, quorums, voting, and similar matters, will be deemed waived if no objection is made at the Annual Meeting.</font></p>
            <p style="margin:0pt; text-align:justify; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">K. The views, constructive comments and criticisms from stockholders are welcome. However, it is requested that no matter be brought</font><font style="font-family:Arial; font-size:10pt"> up that is irrelevant to the business of the Company.</font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">&#xa0;</font></p>
            <p style="margin:0pt; text-indent:36pt; text-align:justify; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">L.&#160; It is requested that common courtesy be observed at all times.</font></p>
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            <p style="margin:0pt; text-indent:36pt; text-align:justify; widows:0; orphans:0"><font style="font-family:Arial; font-size:10pt">Our objective is to (1) encourage open communication and the free expression of ideas that are conducive to the best interests of st</font><font style="font-family:Arial; font-size:10pt">ockholders of the Company, and (2) to conduct an informative and meaningful meeting in a fair and orderly manner. Your cooperation in accomplishing these objectives will be sincerely appreciated by the Company and its stockholders.</font></p>
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            <p style="margin:0pt; text-align:center"><a name="EDGAR_PAGE_START40"></a><font style="font-family:Arial; font-size:10pt; font-weight:bold">Exhbit B</font></p>
            <p style="margin:0pt"><font style="font-family:Arial; font-size:10pt">Proxy Card 1 </font><font style="font-family:Arial; font-size:10pt">of 2</font></p>
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                <p style="margin:0pt"><a name="EDGAR_HF_F_START_9"></a><a name="EDGAR_HF_F_END_10"></a><font style="font-family:'Times New Roman'; font-size:12pt">&#xa0;</font></p>
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            <p style="margin:0pt"><a name="EDGAR_PAGE_START41"></a><font style="font-family:Arial; font-size:10pt">Proxy Card 2 of 2</font></p>
            <p style="margin:0pt; text-align:justify; widows:0; orphans:0"><img src="image3.gif" width="576" height="644" alt="" ><a name="EDGAR_PAGE_END41"></a></p>
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                <p style="margin:0pt"><a name="EDGAR_HF_F_START_9"></a><a name="EDGAR_HF_F_END_10"></a><font style="font-family:'Times New Roman'; font-size:12pt">&#xa0;</font></p>
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`
end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>4
<FILENAME>image3.gif
<DESCRIPTION>PROXY CARD 2 OF 2
<TEXT>
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`
end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
