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Expected Credit Losses on Financial Assets and Reconciliation of carrying amount - Expected credit losses (Details) - BRL (R$) R$ in Thousands | 12 Months Ended
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Dec. 31, 2023 | Dec. 31, 2022
Changes in allowance account for credit losses of financial assets [abstract] |  |
Expected credit loss, beginning balance | R$ 269,347 |
Expected credit loss, ending balance | 584,831 | R$ 269,347
Expected Credit Loss | 584,831 | 269,347
Stage 1 |  |
Changes in allowance account for credit losses of financial assets [abstract] |  |
Expected credit loss, beginning balance | 55,008 | 27,276
Acquisition / (Settlements) | 238,690 | 43,543
Business Combination | 31,802 |
Stage 1 to Stage 2 | (68,522) | (8,334)
Stage 1 to Stage 3 | (167,284) | (8,624)
Stage 2 to Stage 1 | 1,360 | 1,147
Stage 3 to Stage 1 | 1 | 0
Write-Off | (6,975) |
Expected credit loss, ending balance | 84,080 | 55,008
Expected Credit Loss | 84,080 | 55,008
Stage 2 |  |
Changes in allowance account for credit losses of financial assets [abstract] |  |
Expected credit loss, beginning balance | 9,084 | 7,530
Acquisition / (Settlements) | 42,692 | (325)
Business Combination | 810 |
Stage 1 to Stage 2 | 68,522 | 8,334
Stage 2 to Stage 1 | (1,360) | (1,147)
Stage 2 to Stage 3 | (28,664) | (5,308)
Stage 3 to Stage 2 | 17 | 0
Write-Off | (10,202) |
Expected credit loss, ending balance | 80,899 | 9,084
Expected Credit Loss | 80,899 | 9,084
Stage 3 |  |
Changes in allowance account for credit losses of financial assets [abstract] |  |
Expected credit loss, beginning balance | 14,181 |
Acquisition / (Settlements) | 35,647 |
Business Combination | 15,286 |
Stage 1 to Stage 3 | 167,284 |
Stage 2 to Stage 3 | 28,664 |
Stage 3 to Stage 1 | (1) |
Stage 3 to Stage 2 | (17) |
Write-Off | (74,996) |
Expected credit loss, ending balance | 186,048 | 14,181
Expected Credit Loss | 186,048 | 14,181
Consolidated Stages |  |
Changes in allowance account for credit losses of financial assets [abstract] |  |
Expected credit loss, beginning balance | 78,273 | 37,003
Acquisition / (Settlements) | 317,029 | 41,270
Business Combination | 47,898 |
Write-Off | (92,172) |
Expected credit loss, ending balance | 351,028 | 78,273
Expected Credit Loss | 351,028 | 78,273
Total on-balance exposures |  |
Changes in allowance account for credit losses of financial assets [abstract] |  |
Expected credit loss, beginning balance | 247,905 |
Expected credit loss, ending balance | 566,700 | 247,905
Expected Credit Loss | 566,700 | 247,905
Total on-balance exposures | Stage 1 |  |
Changes in allowance account for credit losses of financial assets [abstract] |  |
Expected credit loss, beginning balance | 34,994 | 26,550
Acquisition / (Settlements) | 230,626 | 22,916
Business Combination | 27,499 |
Stage 1 to Stage 2 | (63,095) | (6,940)
Stage 1 to Stage 3 | (148,305) | (8,624)
Stage 2 to Stage 1 | 1,173 | 1,092
Stage 3 to Stage 1 | 1 | 0
Write-Off | (6,975) |
Expected credit loss, ending balance | 75,918 | 34,994
Expected Credit Loss | 75,918 | 34,994
Total on-balance exposures | Stage 2 |  |
Changes in allowance account for credit losses of financial assets [abstract] |  |
Expected credit loss, beginning balance | 7,656 | 7,242
Acquisition / (Settlements) | 43,159 | (127)
Business Combination | 807 |
Stage 1 to Stage 2 | 63,095 | 6,940
Stage 2 to Stage 1 | (1,173) | (1,091)
Stage 2 to Stage 3 | (28,663) | (5,308)
Stage 3 to Stage 2 | 17 | 0
Write-Off | (10,202) |
Expected credit loss, ending balance | 74,696 | 7,656
Expected Credit Loss | 74,696 | 7,656
Total on-balance exposures | Stage 3 |  |
Changes in allowance account for credit losses of financial assets [abstract] |  |
Expected credit loss, beginning balance | 14,181 | 2,197
Acquisition / (Settlements) | (3,226) | (1,948)
Business Combination | 15,268 |
Stage 1 to Stage 2 |  | 8,624
Stage 1 to Stage 3 | 148,304 |
Stage 2 to Stage 1 |  | 0
Stage 2 to Stage 3 | 28,663 | 0
Stage 3 to Stage 1 | (1) |
Stage 3 to Stage 2 | (17) | 5,308
Write-Off | (20,891) |
Expected credit loss, ending balance | 182,281 | 14,181
Expected Credit Loss | 182,281 | 14,181
Total on-balance exposures | Consolidated Stages |  |
Changes in allowance account for credit losses of financial assets [abstract] |  |
Expected credit loss, beginning balance | 56,831 | 35,989
Acquisition / (Settlements) | 270,560 | 20,842
Business Combination | 43,573 |
Write-Off | (38,068) |
Expected credit loss, ending balance | 332,896 | 56,831
Expected Credit Loss | 332,896 | 56,831
Financial assets at fair value through other comprehensive income |  |
Changes in allowance account for credit losses of financial assets [abstract] |  |
Expected credit loss, beginning balance | 8,077 |
Expected credit loss, ending balance | 12,199 | 8,077
Expected Credit Loss | 12,199 | 8,077
Financial assets at fair value through other comprehensive income | Securities |  |
Changes in allowance account for credit losses of financial assets [abstract] |  |
Expected credit loss, beginning balance | 8,077 |
Expected credit loss, ending balance | 12,199 | 8,077
Expected Credit Loss | 12,199 | 8,077
Financial assets at fair value through other comprehensive income | Securities | Stage 1 |  |
Changes in allowance account for credit losses of financial assets [abstract] |  |
Expected credit loss, beginning balance | 8,077 | 7,527
Acquisition / (Settlements) | 4,122 | 550
Stage 1 to Stage 2 | 0 | 0
Stage 1 to Stage 3 | 0 | 0
Stage 2 to Stage 1 | 0 | 0
Stage 3 to Stage 1 | 0 | 0
Expected credit loss, ending balance | 12,199 | 8,077
Expected Credit Loss | 12,199 | 8,077
Financial assets at fair value through other comprehensive income | Securities | Consolidated Stages |  |
Changes in allowance account for credit losses of financial assets [abstract] |  |
Expected credit loss, beginning balance | 8,077 | 7,527
Acquisition / (Settlements) | 4,122 | 550
Business Combination | 0 |
Write-Off | 0 |
Expected credit loss, ending balance | 12,199 | 8,077
Expected Credit Loss | 12,199 | 8,077
Financial assets amortized cost |  |
Changes in allowance account for credit losses of financial assets [abstract] |  |
Expected credit loss, beginning balance | 239,828 |
Expected credit loss, ending balance | 554,501 | 239,828
Expected Credit Loss | 554,501 | 239,828
Financial assets amortized cost | Stage 3 |  |
Changes in allowance account for credit losses of financial assets [abstract] |  |
Expected credit loss, beginning balance | 14,181 | 2,197
Acquisition / (Settlements) |  | (1,948)
Stage 1 to Stage 2 |  | 8,624
Stage 2 to Stage 1 |  | 0
Stage 2 to Stage 3 |  | 0
Stage 3 to Stage 2 |  | 5,308
Expected credit loss, ending balance |  | 14,181
Expected Credit Loss |  | 14,181
Financial assets amortized cost | Securities |  |
Changes in allowance account for credit losses of financial assets [abstract] |  |
Expected credit loss, beginning balance | 2,924 |
Expected credit loss, ending balance | 6,072 | 2,924
Expected Credit Loss | 6,072 | 2,924
Financial assets amortized cost | Securities | Stage 1 |  |
Changes in allowance account for credit losses of financial assets [abstract] |  |
Expected credit loss, beginning balance | 2,924 | 2,497
Acquisition / (Settlements) | 3,148 | 427
Stage 1 to Stage 2 | 0 | 0
Stage 1 to Stage 3 | 0 | 0
Stage 2 to Stage 1 | 0 | 0
Stage 3 to Stage 1 | 0 | 0
Expected credit loss, ending balance | 6,072 | 2,924
Expected Credit Loss | 6,072 | 2,924
Financial assets amortized cost | Securities | Consolidated Stages |  |
Changes in allowance account for credit losses of financial assets [abstract] |  |
Expected credit loss, beginning balance | 2,924 | 2,497
Acquisition / (Settlements) | 3,148 | 427
Business Combination | 0 |
Write-Off | 0 |
Expected credit loss, ending balance | 6,072 | 2,924
Expected Credit Loss | 6,072 | 2,924
Financial assets amortized cost | Securities purchased under agreements to resell |  |
Changes in allowance account for credit losses of financial assets [abstract] |  |
Expected credit loss, beginning balance | 2,681 |
Expected credit loss, ending balance | 2,803 | 2,681
Expected Credit Loss | 2,803 | 2,681
Financial assets amortized cost | Securities purchased under agreements to resell | Stage 1 |  |
Changes in allowance account for credit losses of financial assets [abstract] |  |
Expected credit loss, beginning balance | 2,681 | 2,569
Acquisition / (Settlements) | 122 | 112
Stage 1 to Stage 2 | 0 | 0
Stage 1 to Stage 3 | 0 | 0
Stage 2 to Stage 1 | 0 | 0
Stage 3 to Stage 1 | 0 | 0
Expected credit loss, ending balance | 2,803 | 2,681
Expected Credit Loss | 2,803 | 2,681
Financial assets amortized cost | Securities purchased under agreements to resell | Consolidated Stages |  |
Changes in allowance account for credit losses of financial assets [abstract] |  |
Expected credit loss, beginning balance | 2,681 | 2,569
Acquisition / (Settlements) | 122 | 112
Business Combination | 0 |
Write-Off | 0 |
Expected credit loss, ending balance | 2,803 | 2,681
Expected Credit Loss | 2,803 | 2,681
Financial assets amortized cost | Loans and credit card operations |  |
Changes in allowance account for credit losses of financial assets [abstract] |  |
Expected credit loss, beginning balance | 43,149 |
Expected credit loss, ending balance | 311,823 | 43,149
Expected Credit Loss | 311,823 | 43,149
Financial assets amortized cost | Loans and credit card operations | Stage 1 |  |
Changes in allowance account for credit losses of financial assets [abstract] |  |
Expected credit loss, beginning balance | 21,312 | 13,957
Acquisition / (Settlements) | 223,234 | 21,827
Business Combination | 27,499 |
Stage 1 to Stage 2 | (63,095) | (6,940)
Stage 1 to Stage 3 | (148,305) | (8,624)
Stage 2 to Stage 1 | 1,173 | 1,092
Stage 3 to Stage 1 | 1 | 0
Write-Off | (6,975) |
Expected credit loss, ending balance | 54,844 | 21,312
Expected Credit Loss | 54,844 | 21,312
Financial assets amortized cost | Loans and credit card operations | Stage 2 |  |
Changes in allowance account for credit losses of financial assets [abstract] |  |
Expected credit loss, beginning balance | 7,656 | 7,242
Acquisition / (Settlements) | 43,159 | (127)
Business Combination | 807 |
Stage 1 to Stage 2 | 63,095 | 6,940
Stage 2 to Stage 1 | (1,173) | (1,091)
Stage 2 to Stage 3 | (28,663) | (5,308)
Stage 3 to Stage 2 | 17 | 0
Write-Off | (10,202) |
Expected credit loss, ending balance | 74,696 | 7,656
Expected Credit Loss | 74,696 | 7,656
Financial assets amortized cost | Loans and credit card operations | Stage 3 |  |
Changes in allowance account for credit losses of financial assets [abstract] |  |
Expected credit loss, beginning balance | 14,181 | 2,197
Acquisition / (Settlements) | (3,226) | (1,948)
Business Combination | 15,268 |
Stage 1 to Stage 2 |  | 8,624
Stage 1 to Stage 3 | 148,304 |
Stage 2 to Stage 1 |  | 0
Stage 2 to Stage 3 | 28,663 | 0
Stage 3 to Stage 1 | (1) |
Stage 3 to Stage 2 | (17) | 5,308
Write-Off | (20,891) |
Expected credit loss, ending balance | 182,281 | 14,181
Expected Credit Loss | 182,281 | 14,181
Financial assets amortized cost | Loans and credit card operations | Consolidated Stages |  |
Changes in allowance account for credit losses of financial assets [abstract] |  |
Expected credit loss, beginning balance | 43,149 | 23,396
Acquisition / (Settlements) | 263,168 | 19,753
Business Combination | 43,573 |
Write-Off | (38,068) |
Expected credit loss, ending balance | 311,822 | 43,149
Expected Credit Loss | 311,822 | 43,149
Off-balance exposures (credit card limits) |  |
Changes in allowance account for credit losses of financial assets [abstract] |  |
Expected credit loss, beginning balance | 6,228 |
Expected credit loss, ending balance | 18,131 | 6,228
Expected Credit Loss | 18,131 | 6,228
Off-balance exposures (credit card limits) | Stage 1 |  |
Changes in allowance account for credit losses of financial assets [abstract] |  |
Expected credit loss, beginning balance | 4,800 | 726
Acquisition / (Settlements) | 8,064 | 5,413
Business Combination | 4,303 |
Stage 1 to Stage 2 | (5,427) | (1,394)
Stage 1 to Stage 3 | (3,765) | 0
Stage 2 to Stage 1 | 187 | 55
Stage 3 to Stage 1 | 0 | 0
Write-Off | 0 |
Expected credit loss, ending balance | 8,162 | 4,800
Expected Credit Loss | 8,162 | 4,800
Off-balance exposures (credit card limits) | Stage 2 |  |
Changes in allowance account for credit losses of financial assets [abstract] |  |
Expected credit loss, beginning balance | 1,428 | 288
Acquisition / (Settlements) | (467) | (198)
Business Combination | 3 |
Stage 1 to Stage 2 | 5,427 | 1,394
Stage 2 to Stage 1 | (187) | (56)
Stage 2 to Stage 3 | (1) | 0
Stage 3 to Stage 2 | 0 | 0
Write-Off | 0 |
Expected credit loss, ending balance | 6,203 | 1,428
Expected Credit Loss | 6,203 | 1,428
Off-balance exposures (credit card limits) | Stage 3 |  |
Changes in allowance account for credit losses of financial assets [abstract] |  |
Expected credit loss, beginning balance | 0 |
Acquisition / (Settlements) | (18) |
Business Combination | 18 |
Stage 1 to Stage 3 | 3,766 |
Stage 2 to Stage 3 | 1 |
Stage 3 to Stage 1 | 0 |
Stage 3 to Stage 2 | 0 |
Write-Off | 0 |
Expected credit loss, ending balance | 3,767 | 0
Expected Credit Loss | 3,767 | 0
Off-balance exposures (credit card limits) | Consolidated Stages |  |
Changes in allowance account for credit losses of financial assets [abstract] |  |
Expected credit loss, beginning balance | 6,228 | 1,014
Acquisition / (Settlements) | 7,579 | 5,214
Business Combination | 4,325 |
Write-Off | 0 |
Expected credit loss, ending balance | 18,132 | 6,228
Expected Credit Loss | 18,132 | 6,228
Other off-balance exposures |  |
Changes in allowance account for credit losses of financial assets [abstract] |  |
Expected credit loss, beginning balance | 15,214 |
Expected credit loss, ending balance | 0 | 15,214
Expected Credit Loss | 0 | 15,214
Other off-balance exposures | Stage 1 |  |
Changes in allowance account for credit losses of financial assets [abstract] |  |
Expected credit loss, beginning balance | 15,214 | 0
Acquisition / (Settlements) |  | 15,214
Stage 1 to Stage 2 |  | 0
Stage 1 to Stage 3 | (15,214) | 0
Stage 2 to Stage 1 |  | 0
Stage 3 to Stage 1 |  | 0
Expected credit loss, ending balance | 0 | 15,214
Expected Credit Loss | 0 | 15,214
Other off-balance exposures | Stage 3 |  |
Changes in allowance account for credit losses of financial assets [abstract] |  |
Expected credit loss, beginning balance | 0 |
Acquisition / (Settlements) | 38,891 |
Business Combination | 0 |
Stage 1 to Stage 3 | 15,214 |
Stage 2 to Stage 3 | 0 |
Stage 3 to Stage 1 | 0 |
Stage 3 to Stage 2 | 0 |
Write-Off | (54,105) |
Expected credit loss, ending balance | 0 | 0
Expected Credit Loss | 0 | 0
Other off-balance exposures | Consolidated Stages |  |
Changes in allowance account for credit losses of financial assets [abstract] |  |
Expected credit loss, beginning balance | 15,214 | 0
Acquisition / (Settlements) | 38,890 | 15,214
Business Combination | 0 |
Write-Off | (54,104) |
Expected credit loss, ending balance | 0 | 15,214
Expected Credit Loss | R$ 0 | R$ 15,214

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