XML 183 R163.htm IDEA: XBRL DOCUMENT
v3.26.1

Operating costs (Details) - BRL (R$) R$ in Thousands | 12 Months Ended
--- | ---
Dec. 31, 2025 | Dec. 31, 2024 | Dec. 31, 2023
Analysis of income and expense [abstract] |  |  |
Fee and commission expense | R$ 3,496,669 | R$ 3,460,647 | R$ 3,070,875
Operating Losses and Provisions | 185,710 | 171,600 | 136,014
Other Costs | 1,780,620 | 1,430,785 | 1,192,034
Clearing House Fees | 645,409 | 575,737 | 474,013
Third Party Services | 121,510 | 68,847 | 59,374
Credit card cashback | 505,717 | 435,064 | 379,711
Other Operating Costs | 507,984 | 351,137 | 278,936
Operating expense | R$ 5,462,999 | R$ 5,063,032 | R$ 4,398,923

X
- References No definition available. + Details
Name: | ifrs-full_AnalysisOfIncomeAndExpenseAbstract
Namespace Prefix: | ifrs-full_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Note Expiry date 2027-01-01 -Name IAS -Number 1 -IssueDate 2025-01-01 -Paragraph 85 -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&num=1&code=ifrs-tx-2025-en-b&anchor=para_85&doctype=Standard -URIDate 2025-03-27 + Details
Name: | ifrs-full_FeeAndCommissionExpense
Namespace Prefix: | ifrs-full_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Note Expiry date 2027-01-01 -Name IAS -Number 1 -IssueDate 2025-01-01 -Paragraph 85 -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&num=1&code=ifrs-tx-2025-en-b&anchor=para_85&doctype=Standard -URIDate 2025-03-27 + Details
Name: | ifrs-full_OperatingExpense
Namespace Prefix: | ifrs-full_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Clearing House Fees + References No definition available. + Details
Name: | xp_ClearingHouseFees
Namespace Prefix: | xp_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Credit card cashback + References No definition available. + Details
Name: | xp_CreditCardCashback
Namespace Prefix: | xp_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Operating Losses and Provisions + References No definition available. + Details
Name: | xp_OperatingLossesAndProvisions
Namespace Prefix: | xp_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Other Costs + References No definition available. + Details
Name: | xp_OtherCosts
Namespace Prefix: | xp_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Other Operating Costs + References No definition available. + Details
Name: | xp_OtherOperatingCosts
Namespace Prefix: | xp_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Third Party Services + References No definition available. + Details
Name: | xp_ThirdPartyServices
Namespace Prefix: | xp_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration