XML 196 R176.htm IDEA: XBRL DOCUMENT
v3.26.1

Cash flow information (Details) - BRL (R$) R$ in Thousands | 12 Months Ended
--- | ---
Dec. 31, 2025 | Dec. 31, 2024 | Dec. 31, 2023
Disclosure of reconciliation of liabilities arising from financing activities [line items] |  |  |
Total debt, beginning balance | R$ 9,666,604 | R$ 8,857,525 | R$ 8,659,420
Increase (decrease) through obtaining or losing control of subsidiaries or other businesses, liabilities arising from financing activities | 2,763,026 | 4,611,757 | 2,742,805
Business combination |  |  | (20,780)
Increase decrease through payments | (5,157,819) | 5,180,179 | 2,556,703
Increase decrease through write off |  |  | 675
Increase (decrease) through effect of changes in foreign exchange rates, liabilities arising from financing activities | (987,131) | 1,204,927 | (474,721)
Increase decrease through interest accrued | 452,576 | 586,977 | (611,685)
Increase decrease through interest paid | (367,332) | 349,353 | (145,066)
Increase decrease through Cancellation/expiration | 19,008 | 65,050 |
Total debt, ending balance | 6,350,916 | 9,666,604 | 8,857,525
Borrowings [Domain] |  |  |
Disclosure of reconciliation of liabilities arising from financing activities [line items] |  |  |
Total debt, beginning balance | 1,666,432 | 2,199,422 | 1,865,880
Increase (decrease) through obtaining or losing control of subsidiaries or other businesses, liabilities arising from financing activities | 2,626,479 | 1,666,432 | 2,252,550
Business combination |  |  | (978)
Increase decrease through payments | (3,768,173) | 2,255,259 | 1,833,937
Increase decrease through write off |  |  | 0
Increase (decrease) through effect of changes in foreign exchange rates, liabilities arising from financing activities | (311,426) | 66,632 | (147,802)
Increase decrease through interest accrued | 104,790 | 91,881 | (61,753)
Increase decrease through interest paid | (80,208) | 102,676 | 0
Increase decrease through Cancellation/expiration | 0 | 0 |
Total debt, ending balance | 237,894 | 1,666,432 | 2,199,422
Lease liabilities [member] |  |  |
Disclosure of reconciliation of liabilities arising from financing activities [line items] |  |  |
Total debt, beginning balance | 311,347 | 304,762 | 285,638
Increase (decrease) through obtaining or losing control of subsidiaries or other businesses, liabilities arising from financing activities | 136,547 | 157,750 | 116,774
Business combination |  |  | (19,802)
Increase decrease through payments | (123,150) | 125,966 | 132,737
Increase decrease through write off |  |  | 675
Increase (decrease) through effect of changes in foreign exchange rates, liabilities arising from financing activities | (9,055) | 20,716 | (6,967)
Increase decrease through interest accrued | 14,736 | 19,135 | (22,927)
Increase decrease through interest paid | 0 | 0 | 0
Increase decrease through Cancellation/expiration | 19,008 | 65,050 |
Total debt, ending balance | 311,417 | 311,347 | 304,762
Debentures [Member] |  |  |
Disclosure of reconciliation of liabilities arising from financing activities [line items] |  |  |
Total debt, beginning balance | 1,874,875 | 2,806,774 | 2,596,519
Increase (decrease) through obtaining or losing control of subsidiaries or other businesses, liabilities arising from financing activities | 0 | 0 | 373,481
Business combination |  |  | 0
Increase decrease through payments | (1,266,496) | 1,170,612 | 527,687
Increase decrease through write off |  |  | 0
Increase (decrease) through effect of changes in foreign exchange rates, liabilities arising from financing activities | 0 | 0 | 0
Increase decrease through interest accrued | 66,313 | 271,451 | (392,857)
Increase decrease through interest paid | (23,717) | 32,738 | (28,396)
Increase decrease through Cancellation/expiration | 0 | 0 |
Total debt, ending balance | 650,975 | 1,874,875 | 2,806,774
Fair value adjustments, liabilities arising from financing activities | 3,840 | (200,648) |
Bonds [Domain] |  |  |
Disclosure of reconciliation of liabilities arising from financing activities [line items] |  |  |
Total debt, beginning balance | 5,813,950 | 3,546,567 | 3,911,383
Increase (decrease) through obtaining or losing control of subsidiaries or other businesses, liabilities arising from financing activities | 0 | 2,787,575 | 0
Business combination |  |  | 0
Increase decrease through payments | 0 | 1,628,342 | 62,342
Increase decrease through write off |  |  | 0
Increase (decrease) through effect of changes in foreign exchange rates, liabilities arising from financing activities | (666,650) | 1,117,579 | (319,952)
Increase decrease through interest accrued | 266,737 | 204,510 | (134,148)
Increase decrease through interest paid | (263,407) | 213,939 | (116,670)
Increase decrease through Cancellation/expiration | 0 | 0 |
Total debt, ending balance | 5,150,630 | 5,813,950 | R$ 3,546,567
Fair value adjustments, liabilities arising from financing activities | R$ (113,541) | R$ (300,209) |

X
- Definition Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table. + References No definition available. + Details
Name: | ifrs-full_DisclosureOfReconciliationOfLiabilitiesArisingFromFinancingActivitiesLineItems
Namespace Prefix: | ifrs-full_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition The increase (decrease) in liabilities arising from financing activities resulting from changes in fair values. [Refer: Liabilities arising from financing activities] + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Name IAS -Number 7 -IssueDate 2025-01-01 -Paragraph 44B -Subparagraph d -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&num=7&code=ifrs-tx-2025-en-r&anchor=para_44B_d&doctype=Standard -URIDate 2025-03-27 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Note Effective 2027-01-01 -Name IFRS -Number 19 -IssueDate 2025-01-01 -Paragraph 166 -Subparagraph d -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&num=19&code=ifrs-tx-2025-en-r&anchor=para_166_d&doctype=Standard -URIDate 2025-03-27 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Note Effective 2027-01-01 -Name IFRS -Number 19 -IssueDate 2025-01-01 -Paragraph 166 -Subparagraph d -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&num=19&code=ifrs-tx-2025-en-r&anchor=para_166_d&doctype=Standard -URIDate 2025-03-27 + Details
Name: | ifrs-full_IncreaseDecreaseThroughChangesInFairValuesLiabilitiesArisingFromFinancingActivities
Namespace Prefix: | ifrs-full_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition The increase (decrease) in liabilities arising from financing activities resulting from the effect of changes in foreign exchange rates. [Refer: Liabilities arising from financing activities] + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Name IAS -Number 7 -IssueDate 2025-01-01 -Paragraph 44B -Subparagraph c -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&num=7&code=ifrs-tx-2025-en-r&anchor=para_44B_c&doctype=Standard -URIDate 2025-03-27 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Note Effective 2027-01-01 -Name IFRS -Number 19 -IssueDate 2025-01-01 -Paragraph 166 -Subparagraph c -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&num=19&code=ifrs-tx-2025-en-r&anchor=para_166_c&doctype=Standard -URIDate 2025-03-27 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Note Effective 2027-01-01 -Name IFRS -Number 19 -IssueDate 2025-01-01 -Paragraph 166 -Subparagraph c -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&num=19&code=ifrs-tx-2025-en-r&anchor=para_166_c&doctype=Standard -URIDate 2025-03-27 + Details
Name: | ifrs-full_IncreaseDecreaseThroughEffectOfChangesInForeignExchangeRatesLiabilitiesArisingFromFinancingActivities
Namespace Prefix: | ifrs-full_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition The increase (decrease) in liabilities arising from financing activities resulting from obtaining or losing control of subsidiaries or other businesses. [Refer: Liabilities arising from financing activities; Total for all subsidiaries [member]] + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Name IAS -Number 7 -IssueDate 2025-01-01 -Paragraph 44B -Subparagraph b -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&num=7&code=ifrs-tx-2025-en-r&anchor=para_44B_b&doctype=Standard -URIDate 2025-03-27 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Note Effective 2027-01-01 -Name IFRS -Number 19 -IssueDate 2025-01-01 -Paragraph 166 -Subparagraph b -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&num=19&code=ifrs-tx-2025-en-r&anchor=para_166_b&doctype=Standard -URIDate 2025-03-27 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Note Effective 2027-01-01 -Name IFRS -Number 19 -IssueDate 2025-01-01 -Paragraph 166 -Subparagraph b -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&num=19&code=ifrs-tx-2025-en-r&anchor=para_166_b&doctype=Standard -URIDate 2025-03-27 + Details
Name: | ifrs-full_IncreaseDecreaseThroughObtainingOrLosingControlOfSubsidiariesOrOtherBusinessesLiabilitiesArisingFromFinancingActivities
Namespace Prefix: | ifrs-full_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Represents Increase decrease through Business combination. + References No definition available. + Details
Name: | xp_IncreaseDecreaseThroughBusinessCombination
Namespace Prefix: | xp_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Increase decrease through Cancellation/expiration + References No definition available. + Details
Name: | xp_IncreaseDecreaseThroughCancellationexpiration
Namespace Prefix: | xp_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Increase decrease through interest accrued + References No definition available. + Details
Name: | xp_IncreaseDecreaseThroughInterestAccrued
Namespace Prefix: | xp_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Increase decrease through interest paid + References No definition available. + Details
Name: | xp_IncreaseDecreaseThroughInterestPaid
Namespace Prefix: | xp_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Increase decrease through payments + References No definition available. + Details
Name: | xp_IncreaseDecreaseThroughPayments
Namespace Prefix: | xp_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Increase decrease through write off + References No definition available. + Details
Name: | xp_IncreaseDecreaseThroughWriteOff
Namespace Prefix: | xp_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Liabilities Arising From Financing Activities Excluding Structured Financing + References No definition available. + Details
Name: | xp_LiabilitiesArisingFromFinancingActivitiesExcludingStructuredFinancing
Namespace Prefix: | xp_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Details
Name: | ifrs-full_LiabilitiesArisingFromFinancingActivitiesAxis=xp_BorrowingsMemberMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | ifrs-full_LiabilitiesArisingFromFinancingActivitiesAxis=ifrs-full_LeaseLiabilitiesMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | ifrs-full_LiabilitiesArisingFromFinancingActivitiesAxis=xp_DebenturesMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | ifrs-full_LiabilitiesArisingFromFinancingActivitiesAxis=xp_BondsMemberMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |