XML 131 R111.htm IDEA: XBRL DOCUMENT v3.26.1
Expected Credit Losses on Financial Assets and Reconciliation of carrying amount - Expected credit losses (Details) - BRL (R$)
R$ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Changes in allowance account for credit losses of financial assets [abstract]    
Expected Credit Loss R$ 799,193 R$ 688,978
Expected credit loss, beginning balance 688,978  
Stage 1    
Changes in allowance account for credit losses of financial assets [abstract]    
Expected Credit Loss 223,538 122,241
Increase (decrease) in allowance account for credit losses of financial assets 316,949  
Increase (Decrease) in Write-Off for credit losses of financial assets 0  
Expected credit loss, beginning balance 122,241  
Stage 1 to Stage 2 (28,702)  
Stage 1 to Stage 3 (194,341)  
Stage 2 to Stage 1 7,319  
Stage 3 to Stage 1 72  
Stage 2    
Changes in allowance account for credit losses of financial assets [abstract]    
Expected Credit Loss 46,661 95,689
Increase (decrease) in allowance account for credit losses of financial assets 40,152 72,933
Increase (Decrease) in Write-Off for credit losses of financial assets 0 0
Expected credit loss, beginning balance 95,689 80,899
Stage 1 to Stage 2 28,702 63,036
Stage 2 to Stage 1 (7,319) (3,427)
Stage 2 to Stage 3 (110,586) (117,936)
Stage 3 to Stage 2 23 184
Stage 3    
Changes in allowance account for credit losses of financial assets [abstract]    
Expected Credit Loss 237,301 234,099
Increase (decrease) in allowance account for credit losses of financial assets (36,675)  
Increase (Decrease) in Write-Off for credit losses of financial assets (264,955)  
Expected credit loss, beginning balance 234,099  
Stage 1 to Stage 3 194,341  
Stage 2 to Stage 3 110,586  
Stage 3 to Stage 1 (72)  
Stage 3 to Stage 2 (23)  
Consolidated Stages    
Changes in allowance account for credit losses of financial assets [abstract]    
Expected Credit Loss 507,500 452,029
Increase (decrease) in allowance account for credit losses of financial assets 320,426  
Increase (Decrease) in Write-Off for credit losses of financial assets (264,955)  
Expected credit loss, beginning balance 452,029  
On-balance exposures [Member]    
Changes in allowance account for credit losses of financial assets [abstract]    
Expected Credit Loss 788,348 665,891
Expected credit loss, beginning balance 665,891  
On-balance exposures [Member] | Stage 1    
Changes in allowance account for credit losses of financial assets [abstract]    
Expected Credit Loss 218,197 110,977
Increase (decrease) in allowance account for credit losses of financial assets 317,456  
Increase (Decrease) in Write-Off for credit losses of financial assets 0  
Expected credit loss, beginning balance 110,977  
Stage 1 to Stage 2 (27,327)  
Stage 1 to Stage 3 (190,098)  
Stage 2 to Stage 1 7,117  
Stage 3 to Stage 1 72  
On-balance exposures [Member] | Stage 2    
Changes in allowance account for credit losses of financial assets [abstract]    
Expected Credit Loss 45,451 87,885
Increase (decrease) in allowance account for credit losses of financial assets 47,859 76,541
Increase (Decrease) in Write-Off for credit losses of financial assets 0 0
Expected credit loss, beginning balance 87,885 74,696
Stage 1 to Stage 2 27,327 57,266
Stage 2 to Stage 1 (7,117) (2,872)
Stage 2 to Stage 3 (110,526) (117,930)
Stage 3 to Stage 2 23 184
On-balance exposures [Member] | Stage 3    
Changes in allowance account for credit losses of financial assets [abstract]    
Expected Credit Loss 233,007 230,080
Increase (decrease) in allowance account for credit losses of financial assets (32,647) (34,416)
Increase (Decrease) in Write-Off for credit losses of financial assets (264,955) (184,349)
Expected credit loss, beginning balance 230,080 182,282
Stage 1 to Stage 2   148,947
Stage 1 to Stage 3 190,098  
Stage 2 to Stage 1   (130)
Stage 2 to Stage 3 110,526 (184)
Stage 3 to Stage 1 (72)  
Stage 3 to Stage 2 (23) 117,930
On-balance exposures [Member] | Consolidated Stages    
Changes in allowance account for credit losses of financial assets [abstract]    
Expected Credit Loss 496,655 428,942
Increase (decrease) in allowance account for credit losses of financial assets 332,668  
Increase (Decrease) in Write-Off for credit losses of financial assets (264,955)  
Expected credit loss, beginning balance 428,942  
Financial assets at fair value through other comprehensive income, category [member]    
Changes in allowance account for credit losses of financial assets [abstract]    
Expected Credit Loss 0 15,622
Expected credit loss, beginning balance 15,622  
Financial assets at fair value through other comprehensive income, category [member] | Securities [Member]    
Changes in allowance account for credit losses of financial assets [abstract]    
Expected Credit Loss 0 15,622
Expected credit loss, beginning balance 15,622  
Financial assets at fair value through other comprehensive income, category [member] | Stage 1 | Securities [Member]    
Changes in allowance account for credit losses of financial assets [abstract]    
Expected Credit Loss 0 15,622
Increase (decrease) in allowance account for credit losses of financial assets (15,622)  
Increase (Decrease) in Write-Off for credit losses of financial assets 0  
Expected credit loss, beginning balance 15,622  
Stage 1 to Stage 2 0  
Stage 1 to Stage 3 0  
Stage 2 to Stage 1 0  
Stage 3 to Stage 1 0  
Financial assets at fair value through other comprehensive income, category [member] | Consolidated Stages | Securities [Member]    
Changes in allowance account for credit losses of financial assets [abstract]    
Expected Credit Loss 0 15,622
Increase (decrease) in allowance account for credit losses of financial assets (15,622)  
Increase (Decrease) in Write-Off for credit losses of financial assets 0  
Expected credit loss, beginning balance 15,622  
Financial assets at amortised cost, category [member]    
Changes in allowance account for credit losses of financial assets [abstract]    
Expected Credit Loss 788,348 650,269
Expected credit loss, beginning balance 650,269  
Financial assets at amortised cost, category [member] | Securities [Member]    
Changes in allowance account for credit losses of financial assets [abstract]    
Expected Credit Loss 28,992 13,962
Expected credit loss, beginning balance 13,962  
Financial assets at amortised cost, category [member] | Securities purchased under agreements to sell [Member]    
Changes in allowance account for credit losses of financial assets [abstract]    
Expected Credit Loss 2,565 2,364
Expected credit loss, beginning balance 2,364  
Financial assets at amortised cost, category [member] | Securities Trading And Intermediation [Member]    
Changes in allowance account for credit losses of financial assets [abstract]    
Expected Credit Loss 147,384 136,872
Expected credit loss, beginning balance 136,872  
Financial assets at amortised cost, category [member] | Others    
Changes in allowance account for credit losses of financial assets [abstract]    
Expected Credit Loss 20,891 24,192
Expected credit loss, beginning balance 24,192  
Financial assets at amortised cost, category [member] | Stage 1 | Securities [Member]    
Changes in allowance account for credit losses of financial assets [abstract]    
Expected Credit Loss 16,725 13,962
Increase (decrease) in allowance account for credit losses of financial assets 15,030  
Increase (Decrease) in Write-Off for credit losses of financial assets 0  
Expected credit loss, beginning balance 13,962  
Stage 1 to Stage 2 (17)  
Stage 1 to Stage 3 (12,250)  
Stage 2 to Stage 1 0  
Stage 3 to Stage 1 0  
Financial assets at amortised cost, category [member] | Stage 1 | Securities purchased under agreements to sell [Member]    
Changes in allowance account for credit losses of financial assets [abstract]    
Expected Credit Loss 2,565 2,364
Increase (decrease) in allowance account for credit losses of financial assets 201  
Increase (Decrease) in Write-Off for credit losses of financial assets 0  
Expected credit loss, beginning balance 2,364  
Stage 1 to Stage 2 0  
Stage 1 to Stage 3 0  
Stage 2 to Stage 1 0  
Stage 3 to Stage 1 0  
Financial assets at amortised cost, category [member] | Stage 2 | Securities [Member]    
Changes in allowance account for credit losses of financial assets [abstract]    
Expected Credit Loss 17 0
Increase (decrease) in allowance account for credit losses of financial assets 0  
Increase (Decrease) in Write-Off for credit losses of financial assets 0  
Expected credit loss, beginning balance 0  
Stage 1 to Stage 2 17  
Stage 2 to Stage 1 0  
Stage 2 to Stage 3 0  
Stage 3 to Stage 2 0  
Financial assets at amortised cost, category [member] | Stage 3    
Changes in allowance account for credit losses of financial assets [abstract]    
Expected Credit Loss   234,099
Increase (decrease) in allowance account for credit losses of financial assets   (34,201)
Increase (Decrease) in Write-Off for credit losses of financial assets   (184,349)
Expected credit loss, beginning balance 234,099 186,048
Stage 1 to Stage 2   148,979
Stage 2 to Stage 1   (130)
Stage 2 to Stage 3   (184)
Stage 3 to Stage 2   117,936
Financial assets at amortised cost, category [member] | Stage 3 | Securities [Member]    
Changes in allowance account for credit losses of financial assets [abstract]    
Expected Credit Loss 12,250 0
Increase (decrease) in allowance account for credit losses of financial assets 0  
Increase (Decrease) in Write-Off for credit losses of financial assets 0  
Expected credit loss, beginning balance 0  
Stage 1 to Stage 3 12,250  
Stage 2 to Stage 3 0  
Stage 3 to Stage 1 0  
Stage 3 to Stage 2 0  
Financial assets at amortised cost, category [member] | Stage 3 | Securities purchased under agreements to sell [Member]    
Changes in allowance account for credit losses of financial assets [abstract]    
Expected Credit Loss 0 0
Increase (decrease) in allowance account for credit losses of financial assets 0  
Increase (Decrease) in Write-Off for credit losses of financial assets 0  
Expected credit loss, beginning balance 0  
Stage 1 to Stage 3 0  
Stage 2 to Stage 3 0  
Stage 3 to Stage 1 0  
Stage 3 to Stage 2 0  
Financial assets at amortised cost, category [member] | Consolidated Stages | Securities [Member]    
Changes in allowance account for credit losses of financial assets [abstract]    
Expected Credit Loss 28,992 13,962
Increase (decrease) in allowance account for credit losses of financial assets 15,030  
Increase (Decrease) in Write-Off for credit losses of financial assets 0  
Expected credit loss, beginning balance 13,962  
Financial assets at amortised cost, category [member] | Consolidated Stages | Securities purchased under agreements to sell [Member]    
Changes in allowance account for credit losses of financial assets [abstract]    
Expected Credit Loss 2,565 2,364
Increase (decrease) in allowance account for credit losses of financial assets 201  
Increase (Decrease) in Write-Off for credit losses of financial assets 0  
Expected credit loss, beginning balance 2,364  
Off-Balance Exposures [Member]    
Changes in allowance account for credit losses of financial assets [abstract]    
Expected Credit Loss 10,845 23,087
Expected credit loss, beginning balance 23,087  
Off-Balance Exposures [Member] | Stage 1    
Changes in allowance account for credit losses of financial assets [abstract]    
Expected Credit Loss 5,341 11,264
Increase (decrease) in allowance account for credit losses of financial assets (507)  
Increase (Decrease) in Write-Off for credit losses of financial assets 0  
Expected credit loss, beginning balance 11,264  
Stage 1 to Stage 2 (1,375)  
Stage 1 to Stage 3 (4,243)  
Stage 2 to Stage 1 202  
Stage 3 to Stage 1 0  
Off-Balance Exposures [Member] | Stage 2    
Changes in allowance account for credit losses of financial assets [abstract]    
Expected Credit Loss 1,210 7,804
Increase (decrease) in allowance account for credit losses of financial assets (7,707) (3,608)
Increase (Decrease) in Write-Off for credit losses of financial assets 0 0
Expected credit loss, beginning balance 7,804 6,203
Stage 1 to Stage 2 1,375 5,770
Stage 2 to Stage 1 (202) (555)
Stage 2 to Stage 3 (60) (6)
Stage 3 to Stage 2 0 0
Off-Balance Exposures [Member] | Stage 3    
Changes in allowance account for credit losses of financial assets [abstract]    
Expected Credit Loss 4,294 4,019
Increase (decrease) in allowance account for credit losses of financial assets (4,028) 215
Increase (Decrease) in Write-Off for credit losses of financial assets 0 0
Expected credit loss, beginning balance 4,019 3,766
Stage 1 to Stage 2   32
Stage 1 to Stage 3 4,243  
Stage 2 to Stage 1   0
Stage 2 to Stage 3 60 0
Stage 3 to Stage 1 0  
Stage 3 to Stage 2 0 6
Off-Balance Exposures [Member] | Consolidated Stages    
Changes in allowance account for credit losses of financial assets [abstract]    
Expected Credit Loss 10,845 R$ 23,087
Increase (decrease) in allowance account for credit losses of financial assets (12,242)  
Increase (Decrease) in Write-Off for credit losses of financial assets 0  
Expected credit loss, beginning balance R$ 23,087