The amount of the contractual service margin. [Refer: Contractual service margin [member]]

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 17
-IssueDate 2025-01-01
-Paragraph 109
-URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&num=17&code=ifrs-tx-2025-en-r&anchor=para_109&doctype=Standard
-URIDate 2025-03-27

+ Details

Name:	ifrs-full_ContractualServiceMargin
Namespace Prefix:	ifrs-full_
Data Type:	xbrli:monetaryItemType
Balance Type:	credit
Period Type:	instant

- Definition

Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.

+ References

No definition available.

+ Details

Name:	ifrs-full_DisclosureOfDefinedBenefitPlansLineItems
Namespace Prefix:	ifrs-full_
Data Type:	xbrli:stringItemType
Balance Type:	na
Period Type:	duration

- Definition

The amount of the estimates of the present value of future cash outflows (inflows) that arise from contracts within the scope of IFRS 17 that are liabilities.

+ References

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name IFRS
-Number 17
-IssueDate 2025-01-01
-Paragraph 132
-Subparagraph b
-Clause ii
-URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&num=17&code=ifrs-tx-2025-en-r&anchor=para_132_b_ii&doctype=Standard
-URIDate 2025-03-27

+ Details

Name:	ifrs-full_EstimatesOfPresentValueOfFutureCashOutflowsInflowsThatAriseFromContractsWithinScopeOfIFRS17ThatAreLiabilities
Namespace Prefix:	ifrs-full_
Data Type:	xbrli:monetaryItemType
Balance Type:	credit
Period Type:	instant

- Definition

Claims and other insurance service expenses

+ References

No definition available.

+ Details

Name:	xp_ClaimsAndOtherInsuranceServiceExpenses
Namespace Prefix:	xp_
Data Type:	xbrli:monetaryItemType
Balance Type:	credit
Period Type:	instant

- Definition

Insurance acquisition cash flows

+ References

No definition available.

+ Details

Name:	xp_InsuranceAcquisitionCashFlows
Namespace Prefix:	xp_
Data Type:	xbrli:monetaryItemType
Balance Type:	credit
Period Type:	instant

- Definition

Issued insurance contracts and held reinsurance contracts

+ References

No definition available.

+ Details

Name:	xp_IssuedInsuranceContractsAndHeldReinsuranceContracts
Namespace Prefix:	xp_
Data Type:	xbrli:monetaryItemType
Balance Type:	credit
Period Type:	instant

- Definition

Reinsurance premiums

+ References

No definition available.

+ Details

Name:	xp_ReinsurancePremiums
Namespace Prefix:	xp_
Data Type:	xbrli:monetaryItemType
Balance Type:	credit
Period Type:	instant

- Definition

Risk adjustment for non-financial risk

+ References

No definition available.

+ Details

Name:	xp_RiskAdjustmentForNonFinancialRisk
Namespace Prefix:	xp_
Data Type:	xbrli:monetaryItemType
Balance Type:	credit
Period Type:	instant

- Details

Name:	ifrs-full_InsuranceContractsByComponentsAxis=ifrs-full_EstimatesOfPresentValueOfFutureCashInflowsMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

- Details

Name:	ifrs-full_InsuranceContractsByComponentsAxis=ifrs-full_EstimatesOfPresentValueOfFutureCashOutflowsMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

- Details

Name:	ifrs-full_DefinedBenefitPlansAxis=xp_InsuranceLiabilitiesMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

Retirement plans liabilities (Details 11) - BRL (R$) R$ in Thousands	Dec. 31, 2025	Dec. 31, 2024	Dec. 31, 2023
Disclosure of defined benefit plans [line items]
Contractual service margin	R$ (675,194)
Risk adjustment for non-financial risk	(6)
Issued insurance contracts and held reinsurance contracts	0
Estimates of present value of future cash inflows [member]
Disclosure of defined benefit plans [line items]
Estimates of present value of future cash outflows (inflows) that arise from contracts within scope of IFRS 17 that are liabilities	9,069,709
Estimates of present value of future cash outflows [member]
Disclosure of defined benefit plans [line items]
Estimates of present value of future cash outflows (inflows) that arise from contracts within scope of IFRS 17 that are liabilities	(8,394,509)
Claims and other insurance service expenses	(8,311,722)
Insurance acquisition cash flows	(82,787)
Insurance liabilities [Member]
Disclosure of defined benefit plans [line items]
Contractual service margin	(220,806)
Estimates of present value of future cash outflows (inflows) that arise from contracts within scope of IFRS 17 that are liabilities	(316,763)	R$ (119,582)	R$ (37,105)
Risk adjustment for non-financial risk	(1,434)
Issued insurance contracts and held reinsurance contracts	0
Insurance liabilities [Member] \| Estimates of present value of future cash inflows [member]
Disclosure of defined benefit plans [line items]
Estimates of present value of future cash outflows (inflows) that arise from contracts within scope of IFRS 17 that are liabilities	504,260
Insurance liabilities [Member] \| Estimates of present value of future cash outflows [member]
Disclosure of defined benefit plans [line items]
Estimates of present value of future cash outflows (inflows) that arise from contracts within scope of IFRS 17 that are liabilities	(282,020)
Claims and other insurance service expenses	(238,735)
Insurance acquisition cash flows	(43,285)
Reinsurance premiums	R$ 0