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Other operating income/(expenses), net
12 Months Ended
Dec. 31, 2025
Analysis of income and expense [abstract]  
Other operating income, net
31 Other operating income/(expenses), net
202520242023
Other operating income297,043 346,056 227,052 
Revenue from incentives from Tesouro Direto, B3 and others (i)
100,278 172,142 23,834 
Interest received on tax43,379 27,980 29,365 
Recovery of charges and expenses13,061 6,730 17,224 
Reversal of operating provisions97,526 55,091 6,072 
Other48,203 84,113 150,557 
(-) Taxes and contributions(5,404)— — 
Other operating expenses(169,121)(157,153)(216,414)
Legal, administrative proceedings and agreement with customers(68,887)(18,550)(46,101)
Tax incentive expenses(10,070)(7,204)(10,034)
Fines and penalties(5,366)(5,902)(9,624)
Associations and regulatory fees(21,676)(22,222)(17,960)
Charity(5,029)(12,953)(14,681)
Other (ii)
(58,093)(90,322)(118,014)
Total127,922 188,903 10,638 
(i)Includes incentives received from third parties, mainly due to the joint development of retail products, and also the association of such entities with the XP ecosystem.
(ii)Includes, mostly, losses on write-off or disposals of property, equipment, intangible assets and leases