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Consolidated Statements of Cash Flows - KRW (₩)
₩ in Millions
12 Months Ended
Dec. 31, 2020
Dec. 31, 2019
Dec. 31, 2018
Cash flows from operating activities      
Cash generated from operations ₩ 4,745,293 ₩ 4,058,065 ₩ 4,212,222
Interest paid (254,852) (255,908) (304,428)
Interest received 259,836 276,349 242,951
Dividends received 19,623 18,922 14,074
Income tax paid (30,073) (352,255) (154,355)
Net cash inflow from operating activities 4,739,827 3,745,173 4,010,464
Cash flows from investing activities      
Collection of loans 63,435 63,517 64,023
Loans granted (48,731) (65,138) (60,229)
Disposal of financial assets at fair value through profit or loss 528,655 720,148 397,224
Disposal of financial assets at amortized cost 528,746 422,637 255,290
Disposal of financial assets at fair value through other comprehensive income 351,065   2,474
Disposal of assets held-for-sale 83,241 28,834 9,842
Disposal of investments in associates and joint ventures 24 16,930 7,832
Acquisition of investments in associates and joint ventures (273,411) (29,980) (34,420)
Disposal of property and equipment, and investment properties 49,832 42,554 90,992
Acquisition of property and equipment, and investment properties (3,207,566) (3,263,338) (2,260,879)
Acquisition of financial assets at fair value through profit or loss (521,142) (793,977) (158,787)
Acquisition of financial assets at amortized cost (759,180) (501,838) (248,789)
Acquisition of financial assets at fair value through other comprehensive income (14,092) (14,277) (16,239)
Disposal of intangible assets 13,362 12,097 20,037
Disposal of right-of-use assets 2,023 9,393  
Discontinued operations 205 1,977  
Acquisition of right-of-use assets (5,824) (6,236)  
Acquisition of intangible assets (511,094) (530,775) (746,213)
Decrease in cash due to business combination, etc. (41,018)   (26,288)
Net cash outflow from investing activities (3,761,470) (3,887,472) (2,704,130)
Cash flows from financing activities      
Proceeds from borrowings and debentures 1,795,221 1,951,568 1,473,016
Repayments of borrowings and debentures (1,627,354) (1,377,394) (1,612,731)
Settlement of derivative assets and liabilities, net 36,594 23,901 (3,461)
Cash outflow from consolidated capital transactions (1,192) (122,918) (5,506)
Cash inflow from other financing activities 35,854 65,698 13,939
Dividends paid to shareholders (310,567) (305,159) (298,632)
Acquisition of treasury stock (114,683)   (24,415)
Decrease in finance leases liabilities (447,784) (485,444) (73,885)
Decrease in other liabilities (13,674)    
Net cash outflow from financing activities (647,585) (249,748) (531,675)
Effect of exchange rate change on cash and cash equivalents (2,042) (5,481) 581
Net increase (decrease) in cash and cash equivalents 328,730 (397,528) 775,240
Cash and cash equivalents at beginning of year 2,305,894 2,703,422 1,928,182
Cash and cash equivalents at end of year ₩ 2,634,624 ₩ 2,305,894 ₩ 2,703,422