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Consolidated Statements of Cash Flows - KRW (₩)
₩ in Millions
12 Months Ended
Dec. 31, 2022
Dec. 31, 2021
Dec. 31, 2020
Cash flows from operating activities      
Cash generated from operations ₩ 3,835,879 ₩ 5,829,607 ₩ 4,745,293
Interest paid (263,520) (257,809) (254,852)
Interest received 307,091 272,061 259,836
Dividends received 68,827 74,441 19,623
Income tax paid (351,212) (356,466) (30,073)
Net cash inflow from operating activities 3,597,065 5,561,834 4,739,827
Cash flows from investing activities      
Collection of loans 44,287 54,934 63,435
Loans granted (43,694) (54,128) (48,731)
Disposal of financial assets at fair value through profit or loss 1,298,621 609,849 528,655
Disposal of financial assets at amortized cost 1,046,115 690,457 528,746
Disposal of financial assets at fair value through other comprehensive income 97,932 244,994 351,065
Disposal of assets held-for-sale 4,600 0 83,241
Disposal of investments in associates and joint ventures 34,828 10,880 24
Acquisition of investments in associates and joint ventures (280,988) (487,828) (273,411)
Disposal of property and equipment, and investment properties 178,063 174,413 49,832
Acquisition of property and equipment, and investment properties (3,439,857) (3,495,021) (3,207,566)
Acquisition of financial assets at fair value through profit or loss (1,317,175) (753,907) (521,142)
Acquisition of financial assets at amortized cost (1,450,442) (623,924) (759,180)
Acquisition of financial assets at fair value through other comprehensive income (449,504) (131,674) (14,092)
Disposal of intangible assets 20,088 11,624 13,362
Disposal of right-of-use assets 97 318 2,023
Discontinued operations 0 0 205
Acquisition of right-of-use assets (2,090) (4,261) (5,824)
Acquisition of intangible assets (545,190) (752,181) (511,094)
Decrease in cash due to changes in scope of consolidation (41,088) (671,359) (41,018)
Increase in cash due to changes in scope of consolidation 6,754 39,340 0
Net cash outflow from investing activities (4,838,643) (5,137,474) (3,761,470)
Cash flows from financing activities      
Proceeds from borrowings and debentures 4,234,570 2,899,567 1,795,221
Repayments of borrowings and debentures (2,843,249) (1,999,173) (1,627,354)
Settlement of derivative assets and liabilities, net 35,083 (1,496) 36,594
Cash inflow from consolidated equity transactions 125,066 67,693 0
Cash outflow from consolidated equity transactions (28,848) (11,001) (1,192)
Cash inflow from other financing activities 2,193 2,556 35,854
Dividends paid to shareholders (476,800) (350,334) (310,567)
Acquisition of treasury stock 0 (193,626) (114,683)
Cash outflow from other financing activities 0 (60,901) 0
Decrease in leases liabilities (378,684) (394,567) (447,784)
Decrease in other liabilities 0 0 (13,674)
Net cash outflow from financing activities 669,331 (41,282) (647,585)
Effect of exchange rate change on cash and cash equivalents 1,717 1,890 (2,042)
Net increase (decrease) in cash and cash equivalents (570,530) 384,968 328,730
Cash and cash equivalents at beginning of year 3,019,592 2,634,624 2,305,894
Cash and cash equivalents at end of year ₩ 2,449,062 ₩ 3,019,592 ₩ 2,634,624