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<SEC-DOCUMENT>0001014108-06-000164.txt : 20060609
<SEC-HEADER>0001014108-06-000164.hdr.sgml : 20060609
<ACCEPTANCE-DATETIME>20060609150406
ACCESSION NUMBER:		0001014108-06-000164
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		3
CONFORMED PERIOD OF REPORT:	20060608
ITEM INFORMATION:		Entry into a Material Definitive Agreement
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20060609
DATE AS OF CHANGE:		20060609

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			UMB FINANCIAL CORP
		CENTRAL INDEX KEY:			0000101382
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				430903811
		STATE OF INCORPORATION:			MO
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-04887
		FILM NUMBER:		06896831

	BUSINESS ADDRESS:	
		STREET 1:		1010 GRAND AVE
		CITY:			KANSAS CITY
		STATE:			MO
		ZIP:			64106
		BUSINESS PHONE:		8168607000

	MAIL ADDRESS:	
		STREET 1:		1010 GRAND AVE
		CITY:			KANSAS CITY
		STATE:			MO
		ZIP:			64106

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	UNITED MISSOURI BANCSHARES INC
		DATE OF NAME CHANGE:	19920703

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	MISSOURI BANCSHARES INC
		DATE OF NAME CHANGE:	19710915
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>umbf-form8k_7183075.txt
<DESCRIPTION>UMBF-FORM 8K_7183075
<TEXT>
- --------------------------------------------------------------------------------
                                  UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                    Form 8-K

                                 Current Report
     Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

          Date of Report (Date of earliest event reported): 06/08/2006

                            UMB FINANCIAL CORPORATION
             (Exact name of registrant as specified in its charter)

                         Commission File Number: 0-4887

                      MO                                  43-0903811
        (State or other jurisdiction of                  (IRS Employer
               incorporation)                        Identification No.)

                     1010 Grand Blvd, Kansas City, MO 64106
          (Address of principal executive offices, including zip code)

                                 (816) 860-7000
              (Registrant's telephone number, including area code)

          (Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to
simultaneously  satisfy the filing obligation of the registrant under any of
the following provisions:

[  ]   Written communications pursuant to Rule 425 under the Securities
Act (17 CFR 230.425)

[  ]   Soliciting material pursuant to Rule 14a-12 under the Exchange Act
(17 CFR 240.14a-12)

[  ]   Pre-commencement communications pursuant to Rule 14d-2(b) under the
Exchange Act (17 CFR 240.14d-2(b))

[  ]   Pre-commencement communications pursuant to Rule 13e-4(c) under the
Exchange Act (17 CFR 240.13e-4(c))

- --------------------------------------------------------------------------------

                    Information to be included in the report

Item 1.01.  Entry into a Material Definitive Agreement

     On June 9, 2006, UMB Financial Corporation (the "Company") announced that
Clyde F. Wendel will join the Company as President, UMB Asset Management and
Managing Director, Private Banking. Upon commencement of his employment, Mr.
Wendel will be paid an annual salary of $325,000 and during 2006 will be
eligible to earn a target of 40% of his base salary under UMB's Short-Term
Incentive Program and eligible to earn a target of 50% of


<PAGE>


his base salary under UMB's Long-Term Incentive Program. Mr. Wendel will also
receive a one-time restricted stock grant of 6,000 shares, which will vest in
one-third increments over a three-year period. Mr. Wendel is also eligible to
receive a payment equal to his base salary if a change of control of the Company
occurs during the first full year of his employment, and one half of his base
salary if a change of control of the Company occurs during the second full year
of his employment.

     The above summary of the terms of Mr. Wendel's employment offer letter is
qualified in its entirety by the full text of the employment offer letter, a
copy of which is attached hereto as Exhibit 10.1 and incorporated herein by
reference. A copy of the press release is attached as Exhibit 99.1 and
incorporated herein by reference.


Item 9.01.    Financial Statements and Exhibits

      (d)   Exhibits

      10.1  Employment offer letter with Clyde F. Wendel dated June 8, 2006
      99.1  Press release dated June 9, 2006

- -------------------------------------------------------------------------------


                                  Signature(s)

     Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.

                                                 UMB FINANCIAL CORPORATION


DaDate: June  9, 2006                            By:  /s/ Peter J. deSilva
                                                     ----------------------
                                                     Peter J. deSilva
                                                     President and Chief
                                                     Operating Officer


- -------------------------------------------------------------------------------
                                  Exhibit Index

Exhibit No.  Description
- -----------  -----------

EX-10.1      Employment offer letter with Clyde F. Wendel dated June 8, 2006
EX-99.1      Press release dated June 9, 2006


</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-10.1
<SEQUENCE>2
<FILENAME>umbf-ex101_7183075.txt
<DESCRIPTION>EMPLOYMENT OFFER CLYDE WENDEL
<TEXT>




June 8, 2006



Mr. Clyde F. Wendel

Dear Clyde:

In light of our ongoing  conversations about the prospect of joining your talent
and prominence in the Kansas City financial  services market with UMB's exciting
prospects  for the future,  I am pleased to propose a position with UMB, at such
time in the  future  as you are no longer  employed  by your  current  employer,
encompassing the following roles:

     o    President - UMB Asset Management
     o    Managing Director - Private Banking
     o    Director - UMB Bank, na (subject to Board approval)
     o    Vice Chairman - UMB Bank, na (subject to Board approval)

You  would  serve as a member  of UMB's  Management  Committee  assuming  direct
leadership for the following areas under UMB Asset Management:

     o    Investment and Wealth Management
     o    Institutional Sales and Services
     o    Scout Investment Advisors
     o    Private Banking
     o    Corporate Trust

In addition,  you would serve as an Asset Management  Committee member providing
sales and client services  leadership for all of the Asset  Management  lines of
business.  And of course,  you would work to enhance  UMB's  community  outreach
through your  continued  involvement  and  visibility  in the local  service and
charitable organizations.

The terms of your proposed employment include the following:

     o    A base salary of $325,000 annually.
     o    Eligibility  for  participation  in the Short Term  Incentive  Program
          (STIP)  subject to all terms of the plan with a 2006  target of 40% of
          base salary,  contingent upon achieving Balanced Scorecard  objectives
          for UMBFC.


<PAGE>


     o    Eligibility  for  participation  in the Long  Term  Incentive  Program
          (LTIP) with a 2006 grant  target of 50% of base  salary.
     o    A one-time  Restricted  Stock grant of 6,000  shares of UMB stock with
          the following  schedule for removal of restrictions  (contingent  upon
          continued employment):

          First  anniversary of grant (2007) - 2,000 shares
          Second  anniversary of grant (2008) - 2,000 shares
          Third  anniversary  of grant (2009) - 2,000 shares

     o    Eligibility  for  company  sponsored  health,   retirement,  and  paid
          time-off  benefit  plans  as  outlined  in  the  enclosed  summary  of
          benefits.
     o    Change in control protection of one times salary during the first full
          year of  employment,  one half times salary  during the second year of
          employment;  change  in  control  subsequent  to  two  full  years  of
          employment  is not  covered.
     o    We will be happy to assume all your current and future NASD  licensing
          requirements.

We hope to be able to welcome you to UMB in the near future.

Sincerely,



/s/ Peter J. deSilva



This offer is contingent upon  successful  completion of a  pre-employment  drug
screen and a credit check, as well as a post-employment FBI background check.

As an employer,  we are required to request  information from all new associates
to comply with the  Immigration  Reform and Control Act of 1986.  Therefore,  on
your first day you will need to provide  documentation  to verify your  identity
and work authorization.

No provision of this letter  represents  an  employment  contract in whole or in
part,  for any  duration,  between you and UMB or any of its  subsidiaries.  All
employment of UMB associates,  including yours,  constitutes  employment at will
and is terminable at any time either by you or UMB Bank.

I have read and accept the terms and conditions of this job offer.


/s/ Clyde F. Wendel               Date     June 8, 2006





Cc:   Mariner Kemper
      Larry Smith
      Dennis Rilinger
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>3
<FILENAME>umbf-ex991_7183075.txt
<DESCRIPTION>PRESS RELEASE - JUNE 9, 2006
<TEXT>
UMB
- --------------------------------------------------------------------------------
                                                     News Release
UMB Financial Corporation
1010 Grand Boulevard
Kansas City, Mo. 64141

For more information, please contact:
Jeremy McNeive, (816) 860-5088
Kelly Cooper, (816) 960-3106



      Banking Leader Clyde Wendel to Join UMB Financial Corporation

      Kansas City, Mo. (June 9, 2006) - UMB Financial Corporation (NASDAQ: UMBF)
is pleased to announce  Clyde  Wendel will be joining the company as  President,
UMB  Asset  Management  and  Managing  Director,  Private  Banking.  He  will be
nominated  to serve as Vice  Chairman of UMB Bank,  n.a. and will be a member of
the Company's Management Committee.

      In his new role,  Wendel will oversee  Investment  and Wealth  Management,
Private Banking, Scout Investment Advisors,  Institutional Sales and Service and
Corporate  Trust. He will report to President and Chief Operating  Officer Peter
deSilva.

      A long-time resident of the Midwest, Wendel comes to UMB with more than 36
years of banking and financial  services  experience.  For the past 23 years, he
has  served in  executive  positions  with Bank of  America,  most  recently  as
President, Kansas City Region and Regional Executive for Bank of America Private
Bank. Prior  responsibilities  include  international banking and trade finance,
national corporate accounts, treasury management and corporate banking.

       "Clyde is well known and  respected  for his  expertise  in  banking  and
financial  services,  and he will play a key  leadership  role  executing  UMB's
business  strategy,"  said  Mariner  Kemper,  Chairman  and CEO,  UMB  Financial
Corporation.

      "Clyde's vast background is a great gain for UMB and its customers, and he
will be  instrumental  in building and  promoting  our strong  asset  management
business," said deSilva.  "We look forward to the tremendous  opportunities  his
wealth of experience and community leadership bring to our company."


<PAGE>



      Wendel  currently  serves as vice  chairman of the Board of  Trustees  for
Rockhurst  University and trustee of Midwest Research Institute.  He is a member
of the  Truman  Medical  Center  board of  directors,  the Civic  Council of the
Greater  Kansas  City,  Business  Council of the Nelson  Gallery  and  Corporate
Council of the Kemper Museum.  He is past board chair of the Central City School
Fund for the Diocese of Kansas City-St. Joseph. He also is a former board member
of the  American  Jazz Museum at 18th and Vine and former  Commissioner  for the
Port Authority of Kansas City, Mo.

      Wendel  earned a Bachelor's  Degree in Business from Ohio  University  and
holds the following securities industry designations: Series 7, 63, 66, 24, 53.

      UMB Financial Corporation is a multi-bank holding company headquartered in
Kansas City, Mo., offering  complete banking and related  financial  services to
both individual and business customers nationwide.  Its banking subsidiaries own
and operate 141 banking centers throughout Missouri, Illinois, Colorado, Kansas,
Oklahoma, Nebraska and Arizona. Subsidiaries of the holding company and the lead
bank, UMB Bank, n.a.,  include an investment  services group based in Milwaukee,
Wisconsin,  a trust  management  company  in South  Dakota,  and  single-purpose
companies that deal with brokerage services,  consulting services and insurance.
UMB was named one of Business Week's "Web Smart 50" companies in 2005.

                                   ###
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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