<SEC-DOCUMENT>0001127602-23-027799.txt : 20231117
<SEC-HEADER>0001127602-23-027799.hdr.sgml : 20231117
<ACCEPTANCE-DATETIME>20231117162215
ACCESSION NUMBER:		0001127602-23-027799
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20231116
FILED AS OF DATE:		20231117
DATE AS OF CHANGE:		20231117

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			Wendel Abigail M
		CENTRAL INDEX KEY:			0001757634

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-38481
		FILM NUMBER:		231419024

	MAIL ADDRESS:	
		STREET 1:		1010 GRAND BOULEVARD
		CITY:			KANSAS CITY
		STATE:			MO
		ZIP:			64106

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			UMB FINANCIAL CORP
		CENTRAL INDEX KEY:			0000101382
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				430903811
		STATE OF INCORPORATION:			MO
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		1010 GRAND AVE
		CITY:			KANSAS CITY
		STATE:			MO
		ZIP:			64106
		BUSINESS PHONE:		8168607000

	MAIL ADDRESS:	
		STREET 1:		1010 GRAND AVE
		CITY:			KANSAS CITY
		STATE:			MO
		ZIP:			64106

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	UNITED MISSOURI BANCSHARES INC
		DATE OF NAME CHANGE:	19920703

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	MISSOURI BANCSHARES INC
		DATE OF NAME CHANGE:	19710915
</SEC-HEADER>
<DOCUMENT>
<TYPE>4
<SEQUENCE>1
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<DESCRIPTION>PRIMARY DOCUMENT
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            <rptOwnerName>Wendel Abigail M</rptOwnerName>
        </reportingOwnerId>
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            <rptOwnerStreet1>1010 GRAND BLVD.</rptOwnerStreet1>
            <rptOwnerStreet2></rptOwnerStreet2>
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            <rptOwnerState>MO</rptOwnerState>
            <rptOwnerZipCode>64106</rptOwnerZipCode>
            <rptOwnerStateDescription></rptOwnerStateDescription>
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        <reportingOwnerRelationship>
            <isOfficer>1</isOfficer>
            <officerTitle>President - Consumer Banking</officerTitle>
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                <value>2023-11-16</value>
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            <transactionAmounts>
                <transactionShares>
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                <transactionPricePerShare>
                    <value>0</value>
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                <transactionAcquiredDisposedCode>
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            <exerciseDate>
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                <footnoteId id="F1"/>
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            <expirationDate>
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            <exerciseDate>
                <value>2018-02-11</value>
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    <footnotes>
        <footnote id="F1">Options vest 50% on 1/1/2017, 75% on 1/1/2018, and 100% on 1/1/2019</footnote>
        <footnote id="F2">Options will vest 50% on 2/11/2018, 75% on 2/11/2019, and 75% on 2/11/2020</footnote>
    </footnotes>

    <ownerSignature>
        <signatureName>/s/ John C. Pauls, attorney-in-fact for Ms. Wendel</signatureName>
        <signatureDate>2023-11-17</signatureDate>
    </ownerSignature>
</ownershipDocument>
</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
