<SEC-DOCUMENT>0001127602-23-029816.txt : 20231218
<SEC-HEADER>0001127602-23-029816.hdr.sgml : 20231218
<ACCEPTANCE-DATETIME>20231218161013
ACCESSION NUMBER:		0001127602-23-029816
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20231214
FILED AS OF DATE:		20231218
DATE AS OF CHANGE:		20231218

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			Terry Thomas S
		CENTRAL INDEX KEY:			0001659887
		ORGANIZATION NAME:           	

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-38481
		FILM NUMBER:		231493815

	MAIL ADDRESS:	
		STREET 1:		1010 GRAND BOULEVARD
		CITY:			KANSAS CITY
		STATE:			MO
		ZIP:			64106

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			UMB FINANCIAL CORP
		CENTRAL INDEX KEY:			0000101382
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		ORGANIZATION NAME:           	02 Finance
		IRS NUMBER:				430903811
		STATE OF INCORPORATION:			MO
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		1010 GRAND AVE
		CITY:			KANSAS CITY
		STATE:			MO
		ZIP:			64106
		BUSINESS PHONE:		8168607000

	MAIL ADDRESS:	
		STREET 1:		1010 GRAND AVE
		CITY:			KANSAS CITY
		STATE:			MO
		ZIP:			64106

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	UNITED MISSOURI BANCSHARES INC
		DATE OF NAME CHANGE:	19920703

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	MISSOURI BANCSHARES INC
		DATE OF NAME CHANGE:	19710915
</SEC-HEADER>
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    <footnotes></footnotes>

    <ownerSignature>
        <signatureName>/s/ John C. Pauls, Attorney-in-Fact for Mr. Terry</signatureName>
        <signatureDate>2023-12-18</signatureDate>
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</SEC-DOCUMENT>
