<SEC-DOCUMENT>0001976363-24-000014.txt : 20240401
<SEC-HEADER>0001976363-24-000014.hdr.sgml : 20240401
<ACCEPTANCE-DATETIME>20240401103749
ACCESSION NUMBER:		0001976363-24-000014
CONFORMED SUBMISSION TYPE:	144
PUBLIC DOCUMENT COUNT:		1
FILED AS OF DATE:		20240401
DATE AS OF CHANGE:		20240401

SUBJECT COMPANY:	

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			UMB FINANCIAL CORP
		CENTRAL INDEX KEY:			0000101382
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		ORGANIZATION NAME:           	02 Finance
		IRS NUMBER:				430903811
		STATE OF INCORPORATION:			MO
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		144
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	001-38481
		FILM NUMBER:		24806291

	BUSINESS ADDRESS:	
		STREET 1:		1010 GRAND AVE
		CITY:			KANSAS CITY
		STATE:			MO
		ZIP:			64106
		BUSINESS PHONE:		8168607000

	MAIL ADDRESS:	
		STREET 1:		1010 GRAND AVE
		CITY:			KANSAS CITY
		STATE:			MO
		ZIP:			64106

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	UNITED MISSOURI BANCSHARES INC
		DATE OF NAME CHANGE:	19920703

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	MISSOURI BANCSHARES INC
		DATE OF NAME CHANGE:	19710915

REPORTING-OWNER:	

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			R C Kemper Marital Trust
		CENTRAL INDEX KEY:			0001972573
		ORGANIZATION NAME:           	
		IRS NUMBER:				376574180
		STATE OF INCORPORATION:			MO
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		144

	BUSINESS ADDRESS:	
		STREET 1:		1010 GRAND BLVD
		CITY:			KANSAS CITY
		STATE:			MO
		ZIP:			64106
		BUSINESS PHONE:		816-860-1675

	MAIL ADDRESS:	
		STREET 1:		1010 GRAND BLVD
		CITY:			KANSAS CITY
		STATE:			MO
		ZIP:			64106
</SEC-HEADER>
<DOCUMENT>
<TYPE>144
<SEQUENCE>1
<FILENAME>primary_doc.xml
<TEXT>
<XML>
<?xml version="1.0" encoding="UTF-8"?><edgarSubmission xmlns="http://www.sec.gov/edgar/ownership" xmlns:com="http://www.sec.gov/edgar/common">
  <headerData>
    <submissionType>144</submissionType>
    <filerInfo>
      <filer>
        <filerCredentials>
          <cik>0001972573</cik>
          <ccc>XXXXXXXX</ccc>
        </filerCredentials>
      </filer>
      <liveTestFlag>LIVE</liveTestFlag>



    </filerInfo>
  </headerData>
  <formData>
    <issuerInfo>
      <issuerCik>0000101382</issuerCik>
      <issuerName>UMB FINANCIAL CORP</issuerName>
      <secFileNumber>001-38481</secFileNumber>
      <issuerAddress>
        <com:street1>1010 GRAND AVE</com:street1>
        <com:city>KANSAS CITY</com:city>
        <com:stateOrCountry>MO</com:stateOrCountry>
        <com:zipCode>64106</com:zipCode>
      </issuerAddress>
      <issuerContactPhone>8168607000</issuerContactPhone>
      <nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>R C Kemper Marital Trust</nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>
      <relationshipsToIssuer>
        <relationshipToIssuer>Affiliate</relationshipToIssuer>
      </relationshipsToIssuer>
    </issuerInfo>
    <securitiesInformation>
      <securitiesClassTitle>Common Stock</securitiesClassTitle>
      <brokerOrMarketmakerDetails>
        <name>Capital Institutional Services</name>
        <address>
          <com:street1>1700 Pacific Ave.</com:street1>
          <com:street2>Suite 1000</com:street2>
          <com:city>Dallas</com:city>
          <com:stateOrCountry>TX</com:stateOrCountry>
          <com:zipCode>75201</com:zipCode>
        </address>
      </brokerOrMarketmakerDetails>
      <noOfUnitsSold>24300</noOfUnitsSold>
      <aggregateMarketValue>2113857.00</aggregateMarketValue>
      <noOfUnitsOutstanding>48741150</noOfUnitsOutstanding>
      <approxSaleDate>04/01/2024</approxSaleDate>
      <securitiesExchangeName>NASDAQ</securitiesExchangeName>
    </securitiesInformation>
    <securitiesToBeSold>
      <securitiesClassTitle>Common Stock</securitiesClassTitle>
      <acquiredDate>01/02/2014</acquiredDate>
      <natureOfAcquisitionTransaction>successor trust</natureOfAcquisitionTransaction>
      <nameOfPersonfromWhomAcquired>R.C. Kemper, Jr.</nameOfPersonfromWhomAcquired>
      <isGiftTransaction>Y</isGiftTransaction>
      <donarAcquiredDate>01/05/1970</donarAcquiredDate>
      <amountOfSecuritiesAcquired>2161386</amountOfSecuritiesAcquired>
      <natureOfPayment>NA</natureOfPayment>
    </securitiesToBeSold>
    <nothingToReportFlagOnSecuritiesSoldInPast3Months>N</nothingToReportFlagOnSecuritiesSoldInPast3Months>
    <securitiesSoldInPast3Months>
      <sellerDetails>
        <name>R.C. Kemper Marital Trust</name>
        <address>
          <com:street1>1010 Grand Boulevard</com:street1>
          <com:city>Kansas City</com:city>
          <com:stateOrCountry>MO</com:stateOrCountry>
          <com:zipCode>64106</com:zipCode>
        </address>
      </sellerDetails>
      <securitiesClassTitle>Common Stock</securitiesClassTitle>
      <saleDate>03/12/2024</saleDate>
      <amountOfSecuritiesSold>16200</amountOfSecuritiesSold>
      <grossProceeds>1299296.70</grossProceeds>
    </securitiesSoldInPast3Months>
    <securitiesSoldInPast3Months>
      <sellerDetails>
        <name>Bebe &amp; Crosby Kemper Foundation for the Arts</name>
        <address>
          <com:street1>1010 Grand Boulevard</com:street1>
          <com:city>Kansas City</com:city>
          <com:stateOrCountry>MO</com:stateOrCountry>
          <com:zipCode>64106</com:zipCode>
        </address>
      </sellerDetails>
      <securitiesClassTitle>Common Stock</securitiesClassTitle>
      <saleDate>03/12/2024</saleDate>
      <amountOfSecuritiesSold>1850</amountOfSecuritiesSold>
      <grossProceeds>148217.19</grossProceeds>
    </securitiesSoldInPast3Months>
    <securitiesSoldInPast3Months>
      <sellerDetails>
        <name>R C Kemper Charitable Trust &amp; Foundation</name>
        <address>
          <com:street1>1010 Grand Boulevard</com:street1>
          <com:city>Kansas City</com:city>
          <com:stateOrCountry>MO</com:stateOrCountry>
          <com:zipCode>64106</com:zipCode>
        </address>
      </sellerDetails>
      <securitiesClassTitle>Common Stock</securitiesClassTitle>
      <saleDate>03/12/2024</saleDate>
      <amountOfSecuritiesSold>4250</amountOfSecuritiesSold>
      <grossProceeds>340498.95</grossProceeds>
    </securitiesSoldInPast3Months>
    <securitiesSoldInPast3Months>
      <sellerDetails>
        <name>R C Kemper Jr Charitable Trust &amp; Foundation</name>
        <address>
          <com:street1>1010 Grand Boulevard</com:street1>
          <com:city>Kansas City</com:city>
          <com:stateOrCountry>MO</com:stateOrCountry>
          <com:zipCode>64106</com:zipCode>
        </address>
      </sellerDetails>
      <securitiesClassTitle>Common Stock</securitiesClassTitle>
      <saleDate>03/12/2024</saleDate>
      <amountOfSecuritiesSold>4300</amountOfSecuritiesSold>
      <grossProceeds>344504.82</grossProceeds>
    </securitiesSoldInPast3Months>
    <securitiesSoldInPast3Months>
      <sellerDetails>
        <name>J. Mariner Kemper</name>
        <address>
          <com:street1>1010 Grand Boulevard</com:street1>
          <com:city>Kansas City</com:city>
          <com:stateOrCountry>MO</com:stateOrCountry>
          <com:zipCode>64106</com:zipCode>
        </address>
      </sellerDetails>
      <securitiesClassTitle>Common Stock</securitiesClassTitle>
      <saleDate>02/02/2024</saleDate>
      <amountOfSecuritiesSold>3500</amountOfSecuritiesSold>
      <grossProceeds>290835.08</grossProceeds>
    </securitiesSoldInPast3Months>
    <securitiesSoldInPast3Months>
      <sellerDetails>
        <name>R Crosby Kemper for John Kemper Trust Under Will for John Kemper</name>
        <address>
          <com:street1>1010 Grand Boulevard</com:street1>
          <com:city>Kansas City</com:city>
          <com:stateOrCountry>MO</com:stateOrCountry>
          <com:zipCode>64106</com:zipCode>
        </address>
      </sellerDetails>
      <securitiesClassTitle>Common Stock</securitiesClassTitle>
      <saleDate>03/11/2024</saleDate>
      <amountOfSecuritiesSold>7500</amountOfSecuritiesSold>
      <grossProceeds>618151.80</grossProceeds>
    </securitiesSoldInPast3Months>
    <securitiesSoldInPast3Months>
      <sellerDetails>
        <name>R.C. Kemper Marital Trust</name>
        <address>
          <com:street1>1010 Grand Boulevard,</com:street1>
          <com:city>Kansas City</com:city>
          <com:stateOrCountry>MO</com:stateOrCountry>
          <com:zipCode>64106</com:zipCode>
        </address>
      </sellerDetails>
      <securitiesClassTitle>Common Stock</securitiesClassTitle>
      <saleDate>03/28/2024</saleDate>
      <amountOfSecuritiesSold>8100</amountOfSecuritiesSold>
      <grossProceeds>699195.24</grossProceeds>
    </securitiesSoldInPast3Months>
    <securitiesSoldInPast3Months>
      <sellerDetails>
        <name>Bebe &amp; Crosby Kemper Foundation for the Arts</name>
        <address>
          <com:street1>1010 Grand Boulevard</com:street1>
          <com:city>Kansas City</com:city>
          <com:stateOrCountry>MO</com:stateOrCountry>
          <com:zipCode>64106</com:zipCode>
        </address>
      </sellerDetails>
      <securitiesClassTitle>Common Stock</securitiesClassTitle>
      <saleDate>03/28/2024</saleDate>
      <amountOfSecuritiesSold>925</amountOfSecuritiesSold>
      <grossProceeds>79858.21</grossProceeds>
    </securitiesSoldInPast3Months>
    <securitiesSoldInPast3Months>
      <sellerDetails>
        <name>R C Kemper Charitable Trust and Foundation</name>
        <address>
          <com:street1>1010 Grand Boulevard</com:street1>
          <com:city>Kansas City</com:city>
          <com:stateOrCountry>MO</com:stateOrCountry>
          <com:zipCode>64106</com:zipCode>
        </address>
      </sellerDetails>
      <securitiesClassTitle>Common Stock</securitiesClassTitle>
      <saleDate>03/28/2024</saleDate>
      <amountOfSecuritiesSold>2125</amountOfSecuritiesSold>
      <grossProceeds>183458.05</grossProceeds>
    </securitiesSoldInPast3Months>
    <securitiesSoldInPast3Months>
      <sellerDetails>
        <name>R C Kemper Jr Charitable Trust &amp; Foundation</name>
        <address>
          <com:street1>1010 Grand Boulevard</com:street1>
          <com:city>Kansas City</com:city>
          <com:stateOrCountry>MO</com:stateOrCountry>
          <com:zipCode>64106</com:zipCode>
        </address>
      </sellerDetails>
      <securitiesClassTitle>Common Stock</securitiesClassTitle>
      <saleDate>03/28/2024</saleDate>
      <amountOfSecuritiesSold>2150</amountOfSecuritiesSold>
      <grossProceeds>185616.38</grossProceeds>
    </securitiesSoldInPast3Months>
    <noticeSignature>
      <noticeDate>04/01/2024</noticeDate>
      <planAdoptionDates>
        <planAdoptionDate>12/13/2023</planAdoptionDate>
      </planAdoptionDates>
      <signature>Jason D. Bartel, by POA</signature>
    </noticeSignature>
  </formData>
</edgarSubmission>
</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
