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v3.25.3

Borrowed Funds (Tables) | 9 Months Ended
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Sep. 30, 2025
Components of Borrowed Funds | The components of the Company’s borrowed funds are as follows (in thousands):
|  | September 30, 2025 |  |  | December 31, 2024 |
Long-term debt: |  |  |  |  |  |
Trust preferred securities |  | $ | 218,929 |  |  | $ | 76,782 |
Subordinated notes 3.70%, net of issuance costs |  |  | — |  |  |  | 199,681 |
Subordinated notes 6.25%, net of issuance costs |  |  | 109,148 |  |  |  | 108,829 |
Subordinated notes 2.75% |  |  | 143,254 |  |  |  | — |
Total long-term debt |  |  | 471,331 |  |  |  | 385,292 |
Total borrowed funds |  | $ | 471,331 |  |  | $ | 385,292 |
Trust Preferred Securities [Member] |
Components of Borrowed Funds | The following table presents details of outstanding trust preferred securities as of September 30, 2025 (in thousands):
|  | Amount Outstanding |  |  | Issuance Date |  | Interest Rate |  | Interest Rate as of September 30, 2025 |  |  | Maturity Date
Marquette Capital Trust I |  | $ | 19,205 |  |  | 12/28/2005 |  | 1.33% over 3-month term SOFR |  |  | 5.91 | % |  | 1/7/2036
Marquette Capital Trust II |  |  | 19,687 |  |  | 12/28/2005 |  | 1.33% over 3-month term SOFR |  |  | 5.91 |  |  | 1/7/2036
Marquette Capital Trust III |  |  | 7,730 |  |  | 5/30/2006 |  | 1.50% over 3-month term SOFR |  |  | 5.77 |  |  | 6/23/2036
Marquette Capital Trust IV |  |  | 31,184 |  |  | 6/30/2006 |  | 1.60% over 3-month term SOFR |  |  | 5.90 |  |  | 9/15/2036
Heartland Financial Statutory Trust IV |  |  | 9,622 |  |  | 3/17/2004 |  | 2.75% over 3-month term SOFR |  |  | 7.03 |  |  | 3/17/2034
Heartland Financial Statutory Trust V |  |  | 17,361 |  |  | 1/27/2006 |  | 1.33% over 3-month term SOFR |  |  | 5.91 |  |  | 4/7/2036
Heartland Financial Statutory Trust VI |  |  | 16,848 |  |  | 6/21/2007 |  | 1.48% over 3-month term SOFR |  |  | 5.78 |  |  | 9/15/2037
Heartland Financial Statutory Trust VII |  |  | 14,742 |  |  | 6/26/2007 |  | 1.48% over 3-month term SOFR |  |  | 5.91 |  |  | 9/1/2037
Morrill Statutory Trust I |  |  | 9,931 |  |  | 12/19/2002 |  | 3.25% over 3-month term SOFR |  |  | 7.51 |  |  | 12/26/2032
Morrill Statutory Trust II |  |  | 9,687 |  |  | 12/17/2003 |  | 2.85% over 3-month term SOFR |  |  | 7.13 |  |  | 12/17/2033
Sheboygan Statutory Trust I |  |  | 7,314 |  |  | 9/17/2003 |  | 2.95% over 3-month term SOFR |  |  | 7.23 |  |  | 9/17/2033
CBNM Capital Trust I |  |  | 4,833 |  |  | 9/10/2004 |  | 3.25% over 3-month term SOFR |  |  | 7.55 |  |  | 12/15/2034
Citywide Capital Trust III |  |  | 6,769 |  |  | 12/19/2003 |  | 2.80% over 3-month term SOFR |  |  | 7.37 |  |  | 12/19/2033
Citywide Capital Trust IV |  |  | 4,668 |  |  | 9/30/2004 |  | 2.20% over 3-month term SOFR |  |  | 6.66 |  |  | 9/30/2034
Citywide Capital Trust V |  |  | 13,041 |  |  | 5/31/2006 |  | 1.54% over 3-month term SOFR |  |  | 5.84 |  |  | 7/25/2036
OCGI Statutory Trust III |  |  | 3,011 |  |  | 6/27/2002 |  | 3.65% over 3-month term SOFR |  |  | 8.23 |  |  | 9/30/2032
OCGI Statutory Trust IV |  |  | 5,638 |  |  | 9/23/2004 |  | 2.50% over 3-month term SOFR |  |  | 6.80 |  |  | 12/15/2034
BVBC Capital Trust II |  |  | 7,420 |  |  | 4/10/2003 |  | 3.25% over 3-month term SOFR |  |  | 7.81 |  |  | 4/24/2033
BVBC Capital Trust III |  |  | 10,238 |  |  | 7/29/2005 |  | 1.60% over 3-month term SOFR |  |  | 5.86 |  |  | 9/30/2035
Total trust preferred securities |  | $ | 218,929 |  |  |  |  |  |  |  |  |  |
Repurchase Agreements |
Remaining Contractual Maturities Of Repurchase Agreements | The table below presents the remaining contractual maturities of repurchase agreements outstanding at September 30, 2025 and December 31, 2024, in addition to the various types of marketable securities that have been pledged as collateral for these borrowings (in thousands):
|  | As of September 30, 2025 |
|  | Remaining Contractual Maturities of the Agreements |
|  | Overnight |  |  | 2-29 Days |  |  | 30-90 Days |  |  | Over 90 Days |  |  | Total |
Repurchase agreements, secured by: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
U.S. Treasury |  | $ | 687,086 |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 687,086 |
U.S. Agencies |  |  | 1,454,845 |  |  |  | 20,238 |  |  |  | 602,527 |  |  |  | 1,400 |  |  |  | 2,079,010 |
Total repurchase agreements |  | $ | 2,141,931 |  |  | $ | 20,238 |  |  | $ | 602,527 |  |  | $ | 1,400 |  |  | $ | 2,766,096 |
|  | As of December 31, 2024 |
|  | Remaining Contractual Maturities of the Agreements |
|  | 2-29 Days |  |  | 30-90 Days |  |  | Over 90 Days |  |  | Total |
Repurchase agreements, secured by: |  |  |  |  |  |  |  |  |  |  |  |
U.S. Treasury |  | $ | 608,836 |  |  | $ | — |  |  | $ | — |  |  | $ | 608,836 |
U.S. Agencies |  |  | 1,496,676 |  |  |  | 431,048 |  |  |  | 2,750 |  |  |  | 1,930,474 |
Total repurchase agreements |  | $ | 2,105,512 |  |  | $ | 431,048 |  |  | $ | 2,750 |  |  | $ | 2,539,310 |

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