XML 79 R72.htm IDEA: XBRL DOCUMENT
v3.25.3

Revenue Recognition - Summary of Disaggregation of Revenue According to Revenue Stream and Business Segment (Detail) - USD ($) $ in Thousands | 3 Months Ended | 9 Months Ended
--- | --- | ---
Sep. 30, 2025 | Sep. 30, 2024 | Sep. 30, 2025 | Sep. 30, 2024
Disaggregation Of Revenue [Line Items] |  |  |  |
Revenue (Expense) out of Scope of ASC 606 | $ 18,798 | $ 13,059 | $ 61,050 | $ 40,694
Noninterest income | 203,298 | 158,743 | 591,681 | 462,906
Trust and Securities Processing [Member] |  |  |  |
Disaggregation Of Revenue [Line Items] |  |  |  |
Noninterest income | 87,926 | 74,222 | 250,970 | 213,710
Trading and Investment Banking [Member] |  |  |  |
Disaggregation Of Revenue [Line Items] |  |  |  |
Revenue (Expense) out of Scope of ASC 606 | 6,905 | 6,907 | 18,572 | 17,284
Noninterest income | 7,026 | 7,118 | 19,107 | 18,041
Service Charges On Deposit Accounts [Member] |  |  |  |
Disaggregation Of Revenue [Line Items] |  |  |  |
Revenue (Expense) out of Scope of ASC 606 | 27 | 26 | 104 | 81
Noninterest income | 29,150 | 20,089 | 85,472 | 63,107
Insurance Fees and Commissions [Member] |  |  |  |
Disaggregation Of Revenue [Line Items] |  |  |  |
Noninterest income | 307 | 282 | 674 | 832
Brokerage Fees [Member] |  |  |  |
Disaggregation Of Revenue [Line Items] |  |  |  |
Noninterest income | 20,470 | 15,749 | 59,097 | 42,929
Bankcard Fees [Member] |  |  |  |
Disaggregation Of Revenue [Line Items] |  |  |  |
Revenue (Expense) out of Scope of ASC 606 | (13,039) | (10,180) | (38,541) | (28,446)
Noninterest income | 29,561 | 22,394 | 84,872 | 66,708
Investment Securities Gains (Losses), Net [Member] |  |  |  |
Disaggregation Of Revenue [Line Items] |  |  |  |
Revenue (Expense) out of Scope of ASC 606 | (4,093) | 2,623 | 28,810 | 10,127
Noninterest income | (4,093) | 2,623 | 28,810 | 10,127
Other [Member] |  |  |  |
Disaggregation Of Revenue [Line Items] |  |  |  |
Revenue (Expense) out of Scope of ASC 606 | 28,998 | 13,683 | 52,105 | 41,648
Noninterest income | 32,951 | 16,266 | 62,679 | 47,452
Commercial Banking [Member] |  |  |  |
Disaggregation Of Revenue [Line Items] |  |  |  |
Revenue Scope of ASC 606 | 46,554 | 32,016 | 133,684 | 91,567
Commercial Banking [Member] | Trust and Securities Processing [Member] |  |  |  |
Disaggregation Of Revenue [Line Items] |  |  |  |
Revenue Scope of ASC 606 | 785 |  | 2,016 |
Commercial Banking [Member] | Service Charges On Deposit Accounts [Member] |  |  |  |
Disaggregation Of Revenue [Line Items] |  |  |  |
Revenue Scope of ASC 606 | 16,281 | 10,543 | 47,061 | 31,386
Commercial Banking [Member] | Brokerage Fees [Member] |  |  |  |
Disaggregation Of Revenue [Line Items] |  |  |  |
Revenue Scope of ASC 606 | 69 | 68 | 198 | 201
Commercial Banking [Member] | Bankcard Fees [Member] |  |  |  |
Disaggregation Of Revenue [Line Items] |  |  |  |
Revenue Scope of ASC 606 | 27,127 | 20,236 | 78,576 | 58,511
Commercial Banking [Member] | Other [Member] |  |  |  |
Disaggregation Of Revenue [Line Items] |  |  |  |
Revenue Scope of ASC 606 | 2,292 | 1,169 | 5,833 | 1,469
Institutional Banking [Member] |  |  |  |
Disaggregation Of Revenue [Line Items] |  |  |  |
Revenue Scope of ASC 606 | 103,700 | 89,497 | 298,828 | 258,806
Institutional Banking [Member] | Trust and Securities Processing [Member] |  |  |  |
Disaggregation Of Revenue [Line Items] |  |  |  |
Revenue Scope of ASC 606 | 67,201 | 59,843 | 192,026 | 170,394
Institutional Banking [Member] | Trading and Investment Banking [Member] |  |  |  |
Disaggregation Of Revenue [Line Items] |  |  |  |
Revenue Scope of ASC 606 | 121 | 211 | 535 | 757
Institutional Banking [Member] | Service Charges On Deposit Accounts [Member] |  |  |  |
Disaggregation Of Revenue [Line Items] |  |  |  |
Revenue Scope of ASC 606 | 10,355 | 8,119 | 31,376 | 27,638
Institutional Banking [Member] | Brokerage Fees [Member] |  |  |  |
Disaggregation Of Revenue [Line Items] |  |  |  |
Revenue Scope of ASC 606 | 17,985 | 13,689 | 50,930 | 37,091
Institutional Banking [Member] | Bankcard Fees [Member] |  |  |  |
Disaggregation Of Revenue [Line Items] |  |  |  |
Revenue Scope of ASC 606 | 7,385 | 6,961 | 21,931 | 20,665
Institutional Banking [Member] | Other [Member] |  |  |  |
Disaggregation Of Revenue [Line Items] |  |  |  |
Revenue Scope of ASC 606 | 653 | 674 | 2,030 | 2,261
Personal Banking [Member] |  |  |  |
Disaggregation Of Revenue [Line Items] |  |  |  |
Revenue Scope of ASC 606 | 34,246 | 24,171 | 98,119 | 71,839
Personal Banking [Member] | Trust and Securities Processing [Member] |  |  |  |
Disaggregation Of Revenue [Line Items] |  |  |  |
Revenue Scope of ASC 606 | 19,940 | 14,379 | 56,928 | 43,316
Personal Banking [Member] | Service Charges On Deposit Accounts [Member] |  |  |  |
Disaggregation Of Revenue [Line Items] |  |  |  |
Revenue Scope of ASC 606 | 2,487 | 1,401 | 6,931 | 4,002
Personal Banking [Member] | Insurance Fees and Commissions [Member] |  |  |  |
Disaggregation Of Revenue [Line Items] |  |  |  |
Revenue Scope of ASC 606 | 307 | 282 | 674 | 832
Personal Banking [Member] | Brokerage Fees [Member] |  |  |  |
Disaggregation Of Revenue [Line Items] |  |  |  |
Revenue Scope of ASC 606 | 2,416 | 1,992 | 7,969 | 5,637
Personal Banking [Member] | Bankcard Fees [Member] |  |  |  |
Disaggregation Of Revenue [Line Items] |  |  |  |
Revenue Scope of ASC 606 | 8,088 | 5,377 | 22,906 | 15,978
Personal Banking [Member] | Other [Member] |  |  |  |
Disaggregation Of Revenue [Line Items] |  |  |  |
Revenue Scope of ASC 606 | $ 1,008 | $ 740 | $ 2,711 | $ 2,074

X
- Definition Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 606 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 7 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479806/606-10-50-7 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 606 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 5 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479806/606-10-50-5 Reference 3: http://www.xbrl.org/2003/role/exampleRef -Topic 606 -SubTopic 10 -Name Accounting Standards Codification -Section 55 -Paragraph 91 -Subparagraph (a) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479777/606-10-55-91 Reference 4: http://www.xbrl.org/2003/role/exampleRef -Topic 606 -SubTopic 10 -Name Accounting Standards Codification -Section 55 -Paragraph 91 -Subparagraph (b) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479777/606-10-55-91 Reference 5: http://www.xbrl.org/2003/role/exampleRef -Topic 606 -SubTopic 10 -Name Accounting Standards Codification -Section 55 -Paragraph 91 -Subparagraph (c) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479777/606-10-55-91 Reference 6: http://www.xbrl.org/2003/role/exampleRef -Topic 606 -SubTopic 10 -Name Accounting Standards Codification -Section 55 -Paragraph 91 -Subparagraph (d) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479777/606-10-55-91 Reference 7: http://www.xbrl.org/2003/role/exampleRef -Topic 606 -SubTopic 10 -Name Accounting Standards Codification -Section 55 -Paragraph 91 -Subparagraph (e) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479777/606-10-55-91 Reference 8: http://www.xbrl.org/2003/role/exampleRef -Topic 606 -SubTopic 10 -Name Accounting Standards Codification -Section 55 -Paragraph 91 -Subparagraph (f) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479777/606-10-55-91 Reference 9: http://www.xbrl.org/2003/role/exampleRef -Topic 606 -SubTopic 10 -Name Accounting Standards Codification -Section 55 -Paragraph 91 -Subparagraph (g) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479777/606-10-55-91 + Details
Name: | us-gaap_DisaggregationOfRevenueLineItems
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition The total amount of noninterest income which may be derived from: (1) fees and commissions; (2) premiums earned; (3) insurance policy charges; (4) the sale or disposal of assets; and (5) other sources not otherwise specified. + References Reference 1: http://www.xbrl.org/2003/role/exampleRef -Topic 220 -SubTopic 40 -Name Accounting Standards Codification -Section 55 -Paragraph 21 -Publisher FASB -URI https://asc.fasb.org/1943274/2147476153/220-40-55-21 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Topic 942 -SubTopic 220 -Name Accounting Standards Codification -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-04(13)) -Publisher FASB -URI https://asc.fasb.org/1943274/2147478524/942-220-S99-1 + Details
Name: | us-gaap_NoninterestIncome
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Amount, excluding tax collected from customer, of revenue from satisfaction of performance obligation by transferring promised good or service to customer. Tax collected from customer is tax assessed by governmental authority that is both imposed on and concurrent with specific revenue-producing transaction, including, but not limited to, sales, use, value added and excise. + References Reference 1: http://www.xbrl.org/2003/role/exampleRef -Topic 220 -SubTopic 40 -Name Accounting Standards Codification -Section 55 -Paragraph 4 -Publisher FASB -URI https://asc.fasb.org/1943274/2147476153/220-40-55-4 Reference 2: http://www.xbrl.org/2003/role/exampleRef -Topic 220 -SubTopic 40 -Name Accounting Standards Codification -Section 55 -Paragraph 14 -Publisher FASB -URI https://asc.fasb.org/1943274/2147476153/220-40-55-14 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Topic 280 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 41 -Subparagraph (a) -Publisher FASB -URI https://asc.fasb.org/1943274/2147482810/280-10-50-41 Reference 4: http://www.xbrl.org/2003/role/disclosureRef -Topic 280 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 42 -Publisher FASB -URI https://asc.fasb.org/1943274/2147482810/280-10-50-42 Reference 5: http://www.xbrl.org/2003/role/disclosureRef -Topic 606 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 7 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479806/606-10-50-7 Reference 6: http://www.xbrl.org/2003/role/disclosureRef -Topic 270 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 1 -Subparagraph (i) -Publisher FASB -URI https://asc.fasb.org/1943274/2147482964/270-10-50-1 Reference 7: http://www.xbrl.org/2003/role/disclosureRef -Topic 280 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 32 -Subparagraph (ee) -Publisher FASB -URI https://asc.fasb.org/1943274/2147482810/280-10-50-32 Reference 8: http://fasb.org/us-gaap/role/ref/otherTransitionRef -Topic 280 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 32 -Subparagraph (b) -Publisher FASB -URI https://asc.fasb.org/1943274/2147482810/280-10-50-32 Reference 9: http://fasb.org/us-gaap/role/ref/otherTransitionRef -Topic 280 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 32 -Subparagraph (a) -Publisher FASB -URI https://asc.fasb.org/1943274/2147482810/280-10-50-32 Reference 10: http://www.xbrl.org/2003/role/disclosureRef -Topic 924 -SubTopic 10 -Name Accounting Standards Codification -Section S99 -Paragraph 1 -Subparagraph (SAB Topic 11.L) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479941/924-10-S99-1 Reference 11: http://www.xbrl.org/2003/role/disclosureRef -Topic 606 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 5 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479806/606-10-50-5 Reference 12: http://www.xbrl.org/2003/role/disclosureRef -Topic 280 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 30 -Subparagraph (a) -Publisher FASB -URI https://asc.fasb.org/1943274/2147482810/280-10-50-30 Reference 13: http://www.xbrl.org/2003/role/disclosureRef -Topic 280 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 22 -Subparagraph (b) -Publisher FASB -URI https://asc.fasb.org/1943274/2147482810/280-10-50-22 Reference 14: http://www.xbrl.org/2003/role/disclosureRef -Topic 280 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 40 -Publisher FASB -URI https://asc.fasb.org/1943274/2147482810/280-10-50-40 Reference 15: http://www.xbrl.org/2003/role/disclosureRef -Topic 280 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 22 -Subparagraph (a) -Publisher FASB -URI https://asc.fasb.org/1943274/2147482810/280-10-50-22 Reference 16: http://www.xbrl.org/2003/role/disclosureRef -Topic 606 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 4 -Subparagraph (a) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479806/606-10-50-4 + Details
Name: | us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Amount of revenue that is not accounted for under Topic 606. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Name Accounting Standards Codification -Section S99 -Paragraph 2 -Subparagraph (SX 210.5-03(1)) -SubTopic 10 -Topic 220 -Publisher FASB -URI https://asc.fasb.org/1943274/2147483621/220-10-S99-2 + Details
Name: | us-gaap_RevenueNotFromContractWithCustomer
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Details
Name: | srt_ProductOrServiceAxis=us-gaap_FiduciaryAndTrustMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | srt_ProductOrServiceAxis=umbf_TradingAndInvestmentBankingMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | srt_ProductOrServiceAxis=us-gaap_DepositAccountMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | srt_ProductOrServiceAxis=umbf_InsuranceFeesAndCommissionsMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | srt_ProductOrServiceAxis=umbf_BrokerageFeesMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | srt_ProductOrServiceAxis=us-gaap_CreditCardMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | srt_ProductOrServiceAxis=umbf_InvestmentSecuritiesGainsLossesNetMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | srt_ProductOrServiceAxis=umbf_OtherFinancialServicesMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_StatementBusinessSegmentsAxis=umbf_CommercialBankingMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_StatementBusinessSegmentsAxis=umbf_InstitutionalBankingMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_StatementBusinessSegmentsAxis=umbf_PersonalBankingMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |