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Business Segment Reporting (Tables)

9 Months Ended

Sep. 30, 2025

Segment Reporting [Abstract]

Schedule of Segment Financial Results

Business Segment financial results for the three and nine months ended September 30, 2025 and September 30, 2024 were as follows (in thousands):

		Three Months Ended September 30, 2025
		Commercial Banking				Institutional Banking				Personal Banking				Total
Net interest income		$	331,555			$	60,997			$	82,490			$	475,042
Provision for credit losses			19,465				460				2,575				22,500
Noninterest income			56,089				115,379				31,830				203,298
Salaries and employee benefits			52,763				49,449				39,755				141,967
Processing fees			3,207				9,313				4,664				17,184
Bankcard			2,019				6,533				2,954				11,506
Amortization of other intangible assets			—				1,826				103				1,929
Allocated technology, service, overhead			115,530				33,955				59,692				209,177
Other segment items*			13,512				9,537				14,473				37,522
Noninterest expense			187,031				110,613				121,641				419,285
Income (loss) before taxes			181,148				65,303				(9,896	)			236,555
Income tax expense (benefit)			36,940				13,317				(2,018	)			48,239
Net income (loss)		$	144,208			$	51,986			$	(7,878	)		$	188,316
Average assets		$	34,215,000			$	20,060,000			$	14,220,000			$	68,495,000

*Other segment items include occupancy, equipment, supplies and services, marketing and business development costs, legal and consulting, and regulatory fees.

		Three Months Ended September 30, 2024
		Commercial Banking				Institutional Banking				Personal Banking				Total
Net interest income		$	168,353			$	44,757			$	34,266			$	247,376
Provision for credit losses			15,947				252				1,801				18,000
Noninterest income			31,383				99,598				27,762				158,743
Salaries and employee benefits			26,773				42,213				23,464				92,450
Processing fees			2,273				7,963				3,417				13,653
Bankcard			2,920				6,933				2,373				12,226
Amortization of other intangible assets			—				1,786				131				1,917
Allocated technology, service, overhead			47,941				32,079				28,843				108,863
Other segment items*			7,916				9,037				6,392				23,345
Noninterest expense			87,823				100,011				64,620				252,454
Income (loss) before taxes			95,966				44,092				(4,393	)			135,665
Income tax expense (benefit)			18,407				8,457				(842	)			26,022
Net income (loss)		$	77,559			$	35,635			$	(3,551	)		$	109,643
Average assets		$	21,525,000			$	14,596,000			$	7,146,000			$	43,267,000

		Nine Months Ended September 30, 2025
		Commercial Banking				Institutional Banking				Personal Banking				Total
Net interest income		$	928,091			$	188,487			$	223,127			$	1,339,705
Provision for credit losses			104,550				1,325				23,625				129,500
Noninterest income			136,527				327,171				127,983				591,681
Salaries and employee benefits			160,034				143,913				115,203				419,150
Processing fees			10,641				29,738				14,056				54,435
Bankcard			8,813				17,994				9,871				36,678
Amortization of other intangible assets			—				5,387				309				5,696
Allocated technology, service, overhead			311,770				98,120				162,193				572,083
Other segment items*			39,433				27,863				41,902				109,198
Noninterest expense			530,691				323,015				343,534				1,197,240
Income (loss) before taxes			429,377				191,318				(16,049	)			604,646
Income tax expense (benefit)			83,513				37,211				(3,121	)			117,603
Net income (loss)		$	345,864			$	154,107			$	(12,928	)		$	487,043
Average assets		$	32,731,000			$	19,131,000			$	13,280,000			$	65,142,000

		Nine Months Ended September 30, 2024
		Commercial Banking				Institutional Banking				Personal Banking				Total
Net interest income		$	487,498			$	144,708			$	99,712			$	731,918
Provision for credit losses			35,770				753				5,527				42,050
Noninterest income			104,195				285,199				73,512				462,906
Salaries and employee benefits			80,762				122,638				68,399				271,799
Processing fees			6,813				22,367				9,732				38,912
Bankcard			9,156				16,913				8,352				34,421
Amortization of other intangible assets			—				5,396				393				5,789
Allocated technology, service, overhead			150,972				96,128				88,585				335,685
Other segment items*			24,029				26,686				19,004				69,719
Noninterest expense			271,732				290,128				194,465				756,325
Income (loss) before taxes			284,191				139,026				(26,768	)			396,449
Income tax expense (benefit)			53,909				26,372				(5,078	)			75,203
Net income (loss)		$	230,282			$	112,654			$	(21,690	)		$	321,246
Average assets		$	21,386,000			$	14,194,000			$	7,006,000			$	42,586,000

X

- Definition

Tabular disclosure of the profit or loss and total assets for each reportable segment. An entity discloses certain information on each reportable segment if the amounts (a) are included in the measure of segment profit or loss reviewed by the chief operating decision maker or (b) are otherwise regularly provided to the chief operating decision maker, even if not included in that measure of segment profit or loss.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Name Accounting Standards Codification
-Topic 280
-SubTopic 10
-Section 50
-Paragraph 25
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482810/280-10-50-25

Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef
-Name Accounting Standards Codification
-Topic 280
-SubTopic 10
-Section 50
-Paragraph 22
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482810/280-10-50-22

Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef
-Name Accounting Standards Codification
-Topic 280
-SubTopic 10
-Section 50
-Paragraph 30
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482810/280-10-50-30

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- References

No definition available.

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