<SEC-DOCUMENT>0002066633-25-000004.txt : 20250602
<SEC-HEADER>0002066633-25-000004.hdr.sgml : 20250602
<ACCEPTANCE-DATETIME>20250602123623
ACCESSION NUMBER:		0002066633-25-000004
CONFORMED SUBMISSION TYPE:	144/A
PUBLIC DOCUMENT COUNT:		1
FILED AS OF DATE:		20250602
DATE AS OF CHANGE:		20250602

SUBJECT COMPANY:	

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			UMB FINANCIAL CORP
		CENTRAL INDEX KEY:			0000101382
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		ORGANIZATION NAME:           	02 Finance
		EIN:				430903811
		STATE OF INCORPORATION:			MO
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		144/A
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	001-38481
		FILM NUMBER:		251013878

	BUSINESS ADDRESS:	
		STREET 1:		1010 GRAND AVE
		CITY:			KANSAS CITY
		STATE:			MO
		ZIP:			64106
		BUSINESS PHONE:		8168607000

	MAIL ADDRESS:	
		STREET 1:		1010 GRAND AVE
		CITY:			KANSAS CITY
		STATE:			MO
		ZIP:			64106

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	UNITED MISSOURI BANCSHARES INC
		DATE OF NAME CHANGE:	19920703

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	MISSOURI BANCSHARES INC
		DATE OF NAME CHANGE:	19710915

REPORTING-OWNER:	

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			Kemper Realty Co
		CENTRAL INDEX KEY:			0002066633
		ORGANIZATION NAME:           	
		EIN:				446010844
		STATE OF INCORPORATION:			MO
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		144/A

	BUSINESS ADDRESS:	
		STREET 1:		1010 GRAND BOULEVARD
		CITY:			KANSAS CITY
		STATE:			MO
		ZIP:			64106
		BUSINESS PHONE:		8168601675

	MAIL ADDRESS:	
		STREET 1:		1010 GRAND BOULEVARD
		CITY:			KANSAS CITY
		STATE:			MO
		ZIP:			64106
</SEC-HEADER>
<DOCUMENT>
<TYPE>144/A
<SEQUENCE>1
<FILENAME>primary_doc.xml
<TEXT>
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  <headerData>
    <submissionType>144/A</submissionType>
    <previousAccessionNumber>0002066633-25-000002</previousAccessionNumber>
    <filerInfo>
      <filer>
        <filerCredentials>
          <cik>0002066633</cik>
          <ccc>XXXXXXXX</ccc>
        </filerCredentials>
      </filer>
      <liveTestFlag>LIVE</liveTestFlag>



    </filerInfo>
  </headerData>
  <formData>
    <issuerInfo>
      <issuerCik>0000101382</issuerCik>
      <issuerName>UMB FINANCIAL CORP</issuerName>
      <secFileNumber>001-38481</secFileNumber>
      <issuerAddress>
        <com:street1>1010 GRAND AVE</com:street1>
        <com:city>KANSAS CITY</com:city>
        <com:stateOrCountry>MO</com:stateOrCountry>
        <com:zipCode>64106</com:zipCode>
      </issuerAddress>
      <issuerContactPhone>8168607000</issuerContactPhone>
      <nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>Kemper Realty Co</nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>
      <relationshipsToIssuer>
        <relationshipToIssuer>Affiliate</relationshipToIssuer>
      </relationshipsToIssuer>
    </issuerInfo>
    <securitiesInformation>
      <securitiesClassTitle>Common Stock</securitiesClassTitle>
      <brokerOrMarketmakerDetails>
        <name>Capital Institutional Services</name>
        <address>
          <com:street1>1700 Pacific Ave.</com:street1>
          <com:street2>Suite 1100</com:street2>
          <com:city>Dallas</com:city>
          <com:stateOrCountry>TX</com:stateOrCountry>
          <com:zipCode>75201</com:zipCode>
        </address>
      </brokerOrMarketmakerDetails>
      <noOfUnitsSold>1452</noOfUnitsSold>
      <aggregateMarketValue>146347.08</aggregateMarketValue>
      <noOfUnitsOutstanding>75918539</noOfUnitsOutstanding>
      <approxSaleDate>06/02/2025</approxSaleDate>
      <securitiesExchangeName>NASDAQ</securitiesExchangeName>
    </securitiesInformation>
    <securitiesToBeSold>
      <securitiesClassTitle>Common Stock</securitiesClassTitle>
      <acquiredDate>01/02/1986</acquiredDate>
      <natureOfAcquisitionTransaction>Dividend Reinvestment</natureOfAcquisitionTransaction>
      <nameOfPersonfromWhomAcquired>UMB Financial Corp</nameOfPersonfromWhomAcquired>
      <isGiftTransaction>N</isGiftTransaction>
      <amountOfSecuritiesAcquired>3374</amountOfSecuritiesAcquired>
      <paymentDate>01/02/1986</paymentDate>
      <natureOfPayment>NA</natureOfPayment>
    </securitiesToBeSold>
    <nothingToReportFlagOnSecuritiesSoldInPast3Months>N</nothingToReportFlagOnSecuritiesSoldInPast3Months>
    <securitiesSoldInPast3Months>
      <sellerDetails>
        <name>Bebe &amp; Crosby Kemper Foundation for the Arts</name>
        <address>
          <com:street1>1010 Grand Boulevard</com:street1>
          <com:city>Kansas City</com:city>
          <com:stateOrCountry>MO</com:stateOrCountry>
          <com:zipCode>64106</com:zipCode>
        </address>
      </sellerDetails>
      <securitiesClassTitle>Common Stock</securitiesClassTitle>
      <saleDate>03/03/2025</saleDate>
      <amountOfSecuritiesSold>576</amountOfSecuritiesSold>
      <grossProceeds>63734.00</grossProceeds>
    </securitiesSoldInPast3Months>
    <securitiesSoldInPast3Months>
      <sellerDetails>
        <name>R C Kemper Charitable Trust and Foundation</name>
        <address>
          <com:street1>1010 Grand Boulevard</com:street1>
          <com:city>Kansas City</com:city>
          <com:stateOrCountry>MO</com:stateOrCountry>
          <com:zipCode>64106</com:zipCode>
        </address>
      </sellerDetails>
      <securitiesClassTitle>Common Stock</securitiesClassTitle>
      <saleDate>03/03/2025</saleDate>
      <amountOfSecuritiesSold>1250</amountOfSecuritiesSold>
      <grossProceeds>138311.63</grossProceeds>
    </securitiesSoldInPast3Months>
    <securitiesSoldInPast3Months>
      <sellerDetails>
        <name>R C Kemper Jr Charitable Trust and Foundation</name>
        <address>
          <com:street1>1010 Grand Boulevard</com:street1>
          <com:city>Kansas City</com:city>
          <com:stateOrCountry>MO</com:stateOrCountry>
          <com:zipCode>64106</com:zipCode>
        </address>
      </sellerDetails>
      <securitiesClassTitle>Common Stock</securitiesClassTitle>
      <saleDate>03/03/2025</saleDate>
      <amountOfSecuritiesSold>2550</amountOfSecuritiesSold>
      <grossProceeds>282155.72</grossProceeds>
    </securitiesSoldInPast3Months>
    <securitiesSoldInPast3Months>
      <sellerDetails>
        <name>R C Kemper Charitable Trust and Foundation</name>
        <address>
          <com:street1>1010 Grand Boulevard</com:street1>
          <com:city>Kansas City</com:city>
          <com:stateOrCountry>MO</com:stateOrCountry>
          <com:zipCode>64106</com:zipCode>
        </address>
      </sellerDetails>
      <securitiesClassTitle>Common Stock</securitiesClassTitle>
      <saleDate>04/01/2025</saleDate>
      <amountOfSecuritiesSold>1250</amountOfSecuritiesSold>
      <grossProceeds>125455.25</grossProceeds>
    </securitiesSoldInPast3Months>
    <securitiesSoldInPast3Months>
      <sellerDetails>
        <name>R C Kemper Jr Charitable Trust and Foundation</name>
        <address>
          <com:street1>1010 Grand Boulevard</com:street1>
          <com:city>Kansas City</com:city>
          <com:stateOrCountry>MO</com:stateOrCountry>
          <com:zipCode>64106</com:zipCode>
        </address>
      </sellerDetails>
      <securitiesClassTitle>Common Stock</securitiesClassTitle>
      <saleDate>04/01/2025</saleDate>
      <amountOfSecuritiesSold>2550</amountOfSecuritiesSold>
      <grossProceeds>255928.71</grossProceeds>
    </securitiesSoldInPast3Months>
    <securitiesSoldInPast3Months>
      <sellerDetails>
        <name>Bebe &amp; Crosby Kemper Foundation for the Arts</name>
        <address>
          <com:street1>1010 Grand Boulevard</com:street1>
          <com:city>Kansas City</com:city>
          <com:stateOrCountry>MO</com:stateOrCountry>
          <com:zipCode>64106</com:zipCode>
        </address>
      </sellerDetails>
      <securitiesClassTitle>Common Stock</securitiesClassTitle>
      <saleDate>04/01/2025</saleDate>
      <amountOfSecuritiesSold>576</amountOfSecuritiesSold>
      <grossProceeds>57809.78</grossProceeds>
    </securitiesSoldInPast3Months>
    <securitiesSoldInPast3Months>
      <sellerDetails>
        <name>R C Kemper Charitable Trust and Foundation</name>
        <address>
          <com:street1>1010 Grand Boulevard</com:street1>
          <com:city>Kansas City</com:city>
          <com:stateOrCountry>MO</com:stateOrCountry>
          <com:zipCode>64106</com:zipCode>
        </address>
      </sellerDetails>
      <securitiesClassTitle>Common Stock</securitiesClassTitle>
      <saleDate>05/01/2025</saleDate>
      <amountOfSecuritiesSold>1250</amountOfSecuritiesSold>
      <grossProceeds>122043.50</grossProceeds>
    </securitiesSoldInPast3Months>
    <securitiesSoldInPast3Months>
      <sellerDetails>
        <name>R C Kemper Jr Charitable Trust and Foundation</name>
        <address>
          <com:street1>1010 Grand Boulevard</com:street1>
          <com:city>Kansas City</com:city>
          <com:stateOrCountry>MO</com:stateOrCountry>
          <com:zipCode>64106</com:zipCode>
        </address>
      </sellerDetails>
      <securitiesClassTitle>Common Stock</securitiesClassTitle>
      <saleDate>05/01/2025</saleDate>
      <amountOfSecuritiesSold>2550</amountOfSecuritiesSold>
      <grossProceeds>248968.74</grossProceeds>
    </securitiesSoldInPast3Months>
    <securitiesSoldInPast3Months>
      <sellerDetails>
        <name>Bebe &amp; Crosby Kemper Foundation for the Arts</name>
        <address>
          <com:street1>1010 Grand Boulevard</com:street1>
          <com:city>Kansas City</com:city>
          <com:stateOrCountry>MO</com:stateOrCountry>
          <com:zipCode>64106</com:zipCode>
        </address>
      </sellerDetails>
      <securitiesClassTitle>Common Stock</securitiesClassTitle>
      <saleDate>05/01/2025</saleDate>
      <amountOfSecuritiesSold>576</amountOfSecuritiesSold>
      <grossProceeds>56237.64</grossProceeds>
    </securitiesSoldInPast3Months>
    <noticeSignature>
      <noticeDate>06/02/2025</noticeDate>
      <signature>Megan L. Mercer, by POA</signature>
    </noticeSignature>
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</DOCUMENT>
</SEC-DOCUMENT>
