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Junior Subordinated Debentures | 3 Months Ended
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Mar. 31, 2025
Junior Subordinated Debenture Owed to Unconsolidated Subsidiary Trust [Abstract] |
Junior Subordinated Debentures | Junior Subordinated Debentures The following table provides a summary of the Company’s junior subordinated debentures as of March 31, 2025. The junior subordinated debentures represent the par value of the obligations owed to the Trusts.
(Dollars in thousands) | Common Securities |  | Trust Preferred Securities |  | Junior Subordinated Debentures |  | Rate Structure (1) |  | Contractual Rate at 3/31/2025 |  | Issue Date |  | Maturity Date |  | Earliest Redemption Date
Wintrust Capital Trust III | $ | 774 |  |  | $ | 25,000 |  |  | $ | 25,774 |  |  | S+0.26161+3.25 |  | 7.81 | % |  | 04/2003 |  | 04/2033 |  | 04/2008
Wintrust Statutory Trust IV | 619 |  |  | 20,000 |  |  | 20,619 |  |  | S+0.26161+2.80 |  | 7.36 | % |  | 12/2003 |  | 12/2033 |  | 12/2008
Wintrust Statutory Trust V | 1,238 |  |  | 40,000 |  |  | 41,238 |  |  | S+0.26161+2.60 |  | 7.16 | % |  | 05/2004 |  | 05/2034 |  | 06/2009
Wintrust Capital Trust VII | 1,550 |  |  | 50,000 |  |  | 51,550 |  |  | S+0.26161+1.95 |  | 6.51 | % |  | 12/2004 |  | 03/2035 |  | 03/2010
Wintrust Capital Trust VIII | 1,238 |  |  | 25,000 |  |  | 26,238 |  |  | S+0.26161+1.45 |  | 6.01 | % |  | 08/2005 |  | 09/2035 |  | 09/2010
Wintrust Capital Trust IX | 1,547 |  |  | 50,000 |  |  | 51,547 |  |  | S+0.26161+1.63 |  | 6.19 | % |  | 09/2006 |  | 09/2036 |  | 09/2011
Northview Capital Trust I | 186 |  |  | 6,000 |  |  | 6,186 |  |  | S+0.26161+3.00 |  | 7.55 | % |  | 08/2003 |  | 11/2033 |  | 08/2008
Town Bankshares Capital Trust I | 186 |  |  | 6,000 |  |  | 6,186 |  |  | S+0.26161+3.00 |  | 7.55 | % |  | 08/2003 |  | 11/2033 |  | 08/2008
First Northwest Capital Trust I | 155 |  |  | 5,000 |  |  | 5,155 |  |  | S+0.26161+3.00 |  | 7.56 | % |  | 05/2004 |  | 05/2034 |  | 05/2009
Suburban Illinois Capital Trust II | 464 |  |  | 15,000 |  |  | 15,464 |  |  | S+0.26161+1.75 |  | 6.31 | % |  | 12/2006 |  | 12/2036 |  | 12/2011
Community Financial Shares Statutory Trust II | 109 |  |  | 3,500 |  |  | 3,609 |  |  | S+0.26161+1.62 |  | 6.18 | % |  | 06/2007 |  | 09/2037 |  | 06/2012
Total |  |  |  |  | $ | 253,566 |  |  |  |  | 6.76 | % |  |  |  |  |  |
(1)The interest rates on the variable rate junior subordinated debentures are based on the three-month Chicago Mercantile Exchange (“CME”) Term Secured Overnight Financing Rate (“SOFR”) and reset on a quarterly basis. The junior subordinated debentures totaled $253.6 million at March 31, 2025, December 31, 2024 and March 31, 2024. At March 31, 2025, the weighted average contractual interest rate on the junior subordinated debentures was 6.76%.

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