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v3.25.4

Allowance for Credit Losses - Schedule of Aging of the Company's Loan Portfolio (Details) - USD ($) $ in Thousands | Dec. 31, 2025 | Dec. 31, 2024
--- | --- | ---
Financing Receivable, Past Due [Line Items] |  |
Nonaccrual | $ 166,651 | $ 154,641
Loans, net of unearned income | 53,105,101 | 48,055,037
Early buy-out loans guaranteed by U.S. government agencies |  |
Financing Receivable, Past Due [Line Items] |  |
Nonaccrual | 0 | 0
Loans, net of unearned income | 145,793 | 156,756
Commercial |  |
Financing Receivable, Past Due [Line Items] |  |
Nonaccrual | 78,059 | 73,490
Loans, net of unearned income | 17,044,686 | 15,574,551
Commercial real estate |  |
Financing Receivable, Past Due [Line Items] |  |
Loans, net of unearned income | 13,940,736 | 12,903,944
Commercial real estate | Construction and development |  |
Financing Receivable, Past Due [Line Items] |  |
Nonaccrual | 2,976 | 2,282
Loans, net of unearned income | 2,409,582 | 2,434,081
Commercial real estate | Non-construction |  |
Financing Receivable, Past Due [Line Items] |  |
Nonaccrual | 22,171 | 18,760
Loans, net of unearned income | 11,531,154 | 10,469,863
Home equity |  |
Financing Receivable, Past Due [Line Items] |  |
Nonaccrual | 1,221 | 1,117
Loans, net of unearned income | 480,525 | 445,028
Residential real estate loans, excluding early buy-out loans |  |
Financing Receivable, Past Due [Line Items] |  |
Loans, net of unearned income | 4,317,232 | 3,612,765
Residential real estate loans, excluding early buy-out loans | Residential real estate loans, excluding early buy-out loans |  |
Financing Receivable, Past Due [Line Items] |  |
Nonaccrual | 32,862 | 23,762
Loans, net of unearned income | 4,171,439 | 3,456,009
Premium finance receivables—property & casualty | Premium finance receivables—property & casualty |  |
Financing Receivable, Past Due [Line Items] |  |
Nonaccrual | 29,354 | 28,797
Loans, net of unearned income | 8,183,416 | 7,272,042
Premium finance receivables—property & casualty | Premium finance receivables—life insurance |  |
Financing Receivable, Past Due [Line Items] |  |
Nonaccrual | 0 | 6,431
Loans, net of unearned income | 9,023,642 | 8,147,145
Consumer and other |  |
Financing Receivable, Past Due [Line Items] |  |
Nonaccrual | 8 | 2
Loans, net of unearned income | 114,864 | 99,562
Total loans, net of unearned income, excluding early buy-out loans |  |
Financing Receivable, Past Due [Line Items] |  |
Nonaccrual | 166,651 | 154,641
Loans, net of unearned income | 52,959,308 | 47,898,281
90+ days and still accruing |  |
Financing Receivable, Past Due [Line Items] |  |
Loans, net of unearned income | 73,005 | 50,134
90+ days and still accruing | Early buy-out loans guaranteed by U.S. government agencies |  |
Financing Receivable, Past Due [Line Items] |  |
Loans, net of unearned income | 53,848 | 33,952
90+ days and still accruing | Commercial |  |
Financing Receivable, Past Due [Line Items] |  |
Loans, net of unearned income | 0 | 104
90+ days and still accruing | Commercial real estate | Construction and development |  |
Financing Receivable, Past Due [Line Items] |  |
Loans, net of unearned income | 0 | 0
90+ days and still accruing | Commercial real estate | Non-construction |  |
Financing Receivable, Past Due [Line Items] |  |
Loans, net of unearned income | 0 | 0
90+ days and still accruing | Home equity |  |
Financing Receivable, Past Due [Line Items] |  |
Loans, net of unearned income | 0 | 0
90+ days and still accruing | Residential real estate loans, excluding early buy-out loans | Residential real estate loans, excluding early buy-out loans |  |
Financing Receivable, Past Due [Line Items] |  |
Loans, net of unearned income | 0 | 0
90+ days and still accruing | Premium finance receivables—property & casualty | Premium finance receivables—property & casualty |  |
Financing Receivable, Past Due [Line Items] |  |
Loans, net of unearned income | 19,115 | 16,031
90+ days and still accruing | Premium finance receivables—property & casualty | Premium finance receivables—life insurance |  |
Financing Receivable, Past Due [Line Items] |  |
Loans, net of unearned income | 0 | 0
90+ days and still accruing | Consumer and other |  |
Financing Receivable, Past Due [Line Items] |  |
Loans, net of unearned income | 42 | 47
90+ days and still accruing | Total loans, net of unearned income, excluding early buy-out loans |  |
Financing Receivable, Past Due [Line Items] |  |
Loans, net of unearned income | 19,157 | 16,182
60-89 days past due |  |
Financing Receivable, Past Due [Line Items] |  |
Loans, net of unearned income | 95,006 | 164,988
60-89 days past due | Early buy-out loans guaranteed by U.S. government agencies |  |
Financing Receivable, Past Due [Line Items] |  |
Loans, net of unearned income | 204 | 618
60-89 days past due | Commercial |  |
Financing Receivable, Past Due [Line Items] |  |
Loans, net of unearned income | 22,952 | 54,844
60-89 days past due | Commercial real estate | Construction and development |  |
Financing Receivable, Past Due [Line Items] |  |
Loans, net of unearned income | 1,260 | 1,339
60-89 days past due | Commercial real estate | Non-construction |  |
Financing Receivable, Past Due [Line Items] |  |
Loans, net of unearned income | 18,269 | 9,182
60-89 days past due | Home equity |  |
Financing Receivable, Past Due [Line Items] |  |
Loans, net of unearned income | 1,112 | 1,233
60-89 days past due | Residential real estate loans, excluding early buy-out loans | Residential real estate loans, excluding early buy-out loans |  |
Financing Receivable, Past Due [Line Items] |  |
Loans, net of unearned income | 7,562 | 5,708
60-89 days past due | Premium finance receivables—property & casualty | Premium finance receivables—property & casualty |  |
Financing Receivable, Past Due [Line Items] |  |
Loans, net of unearned income | 29,294 | 19,042
60-89 days past due | Premium finance receivables—property & casualty | Premium finance receivables—life insurance |  |
Financing Receivable, Past Due [Line Items] |  |
Loans, net of unearned income | 13,887 | 72,963
60-89 days past due | Consumer and other |  |
Financing Receivable, Past Due [Line Items] |  |
Loans, net of unearned income | 466 | 59
60-89 days past due | Total loans, net of unearned income, excluding early buy-out loans |  |
Financing Receivable, Past Due [Line Items] |  |
Loans, net of unearned income | 94,802 | 164,370
30-59 days past due |  |
Financing Receivable, Past Due [Line Items] |  |
Loans, net of unearned income | 265,982 | 252,223
30-59 days past due | Early buy-out loans guaranteed by U.S. government agencies |  |
Financing Receivable, Past Due [Line Items] |  |
Loans, net of unearned income | 1,316 | 2,335
30-59 days past due | Commercial |  |
Financing Receivable, Past Due [Line Items] |  |
Loans, net of unearned income | 90,205 | 92,551
30-59 days past due | Commercial real estate | Construction and development |  |
Financing Receivable, Past Due [Line Items] |  |
Loans, net of unearned income | 13,456 | 4,634
30-59 days past due | Commercial real estate | Non-construction |  |
Financing Receivable, Past Due [Line Items] |  |
Loans, net of unearned income | 52,145 | 26,132
30-59 days past due | Home equity |  |
Financing Receivable, Past Due [Line Items] |  |
Loans, net of unearned income | 2,818 | 2,148
30-59 days past due | Residential real estate loans, excluding early buy-out loans | Residential real estate loans, excluding early buy-out loans |  |
Financing Receivable, Past Due [Line Items] |  |
Loans, net of unearned income | 24,908 | 18,917
30-59 days past due | Premium finance receivables—property & casualty | Premium finance receivables—property & casualty |  |
Financing Receivable, Past Due [Line Items] |  |
Loans, net of unearned income | 57,685 | 68,219
30-59 days past due | Premium finance receivables—property & casualty | Premium finance receivables—life insurance |  |
Financing Receivable, Past Due [Line Items] |  |
Loans, net of unearned income | 22,806 | 36,405
30-59 days past due | Consumer and other |  |
Financing Receivable, Past Due [Line Items] |  |
Loans, net of unearned income | 643 | 882
30-59 days past due | Total loans, net of unearned income, excluding early buy-out loans |  |
Financing Receivable, Past Due [Line Items] |  |
Loans, net of unearned income | 264,666 | 249,888
Current |  |
Financing Receivable, Past Due [Line Items] |  |
Loans, net of unearned income | 52,504,457 | 47,433,051
Current | Early buy-out loans guaranteed by U.S. government agencies |  |
Financing Receivable, Past Due [Line Items] |  |
Loans, net of unearned income | 90,425 | 119,851
Current | Commercial |  |
Financing Receivable, Past Due [Line Items] |  |
Loans, net of unearned income | 16,853,470 | 15,353,562
Current | Commercial real estate | Construction and development |  |
Financing Receivable, Past Due [Line Items] |  |
Loans, net of unearned income | 2,391,890 | 2,425,826
Current | Commercial real estate | Non-construction |  |
Financing Receivable, Past Due [Line Items] |  |
Loans, net of unearned income | 11,438,569 | 10,415,789
Current | Home equity |  |
Financing Receivable, Past Due [Line Items] |  |
Loans, net of unearned income | 475,374 | 440,530
Current | Residential real estate loans, excluding early buy-out loans | Residential real estate loans, excluding early buy-out loans |  |
Financing Receivable, Past Due [Line Items] |  |
Loans, net of unearned income | 4,106,107 | 3,407,622
Current | Premium finance receivables—property & casualty | Premium finance receivables—property & casualty |  |
Financing Receivable, Past Due [Line Items] |  |
Loans, net of unearned income | 8,047,968 | 7,139,953
Current | Premium finance receivables—property & casualty | Premium finance receivables—life insurance |  |
Financing Receivable, Past Due [Line Items] |  |
Loans, net of unearned income | 8,986,949 | 8,031,346
Current | Consumer and other |  |
Financing Receivable, Past Due [Line Items] |  |
Loans, net of unearned income | 113,705 | 98,572
Current | Total loans, net of unearned income, excluding early buy-out loans |  |
Financing Receivable, Past Due [Line Items] |  |
Loans, net of unearned income | $ 52,414,032 | $ 47,313,200

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