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Deposits
 12 Months Ended
Dec. 31, 2025
Deposits [Abstract]  
Deposits Deposits
The following is a summary of deposits at December 31, 2025 and 2024:
(Dollars in thousands)
20252024
Balance:
Non-interest bearing$11,423,701 $11,410,018 
NOW and interest-bearing demand deposits6,233,753 5,865,546 
Wealth management deposits1,907,647 1,469,064 
Money market21,368,924 17,975,191 
Savings6,905,216 6,372,499 
Time certificates of deposit9,877,950 9,420,031 
Total deposits
$57,717,191 $52,512,349 
Mix:
Non-interest bearing20 %22 %
NOW and interest-bearing demand deposits11 11 
Wealth management deposits3 3 
Money market37 34 
Savings12 12 
Time certificates of deposit17 18 
Total deposits
100 %100 %

Wealth management deposits represent deposit balances (primarily money market accounts) at the Company’s subsidiary banks from brokerage customers of Wintrust Investments, CDEC and trust and asset management customers of the Company.

The scheduled maturities of time certificates of deposit at December 31, 2025 and 2024 are as follows:
(In thousands)
20252024
Due within one year$9,443,038 $9,061,295 
Due in one to two years361,555 281,239 
Due in two to three years56,526 53,009 
Due in three to four years11,296 14,316 
Due in four to five years5,351 10,104 
Due after five years184 68 
Total time certificate of deposits
$9,877,950 $9,420,031 
The following table sets forth the scheduled maturities of uninsured time deposits, specifically the portion of time deposit balances in excess of the FDIC insurance limit of $250,000, at December 31, 2025 and 2024:
(In thousands)
20252024
Maturing within three months$732,812 $774,312 
After three but within six months721,352 926,997 
After six but within 12 months711,506 490,231 
After 12 months67,584 54,691 
Total
$2,233,254 $2,246,231 

Time deposits in denominations of $250,000 or more were $4.0 billion and $3.9 billion at December 31, 2025 and 2024, respectively.