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Condensed Parent Company Financial Statements
 12 Months Ended
Dec. 31, 2025
Condensed Financial Information Disclosure [Abstract]  
Condensed Parent Company Financial Statements Condensed Parent Company Financial Statements
Condensed parent company only financial statements of Wintrust follow:

Statements of Financial Condition

 December 31,
(In thousands)20252024
Assets
Cash$281,521 $196,969 
Available-for-sale debt securities and equity securities with readily determinable fair value19,354 16,240 
Investment in and receivable from subsidiaries7,399,171 6,674,426 
Goodwill8,371 8,371 
Other assets348,745 371,284 
Total assets$8,057,162 $7,267,290 
Liabilities and Shareholders’ Equity
Other liabilities$190,386 $171,275 
Subordinated notes298,636 298,283 
Other borrowings55,859 199,869 
Junior subordinated debentures253,566 253,566 
Shareholders’ equity7,258,715 6,344,297 
Total liabilities and shareholders’ equity$8,057,162 $7,267,290 

Statements of Income

 Years Ended December 31,
(In thousands)202520242023
Income
Dividends and other revenue from subsidiaries$661,436 $548,232 $433,784 
Other income (losses)4,198 (1,781)1,729 
Total income$665,634 $546,451 $435,513 
Expenses
Interest expense$41,911 $49,306 $53,612 
Salaries and employee benefits188,657 159,725 145,011 
Other expenses188,920 182,255 160,259 
Total expenses$419,488 $391,286 $358,882 
Income before income taxes and equity in undistributed income of subsidiaries$246,146 $155,165 $76,631 
Income tax benefit89,010 79,684 72,260 
Income before equity in undistributed net income of subsidiaries$335,156 $234,849 $148,891 
Equity in undistributed net income of subsidiaries488,688 460,196 473,735 
Net income$823,844 $695,045 $622,626 
Statements of Cash Flows
 Years Ended December 31,
(In thousands)202520242023
Operating Activities:
Net income$823,844 $695,045 $622,626 
Adjustments to reconcile net income to net cash provided by operating activities
(Losses) gains on available-for-sale debt securities and equity securities with readily determinable fair value, net(2,442)913 (442)
Depreciation and amortization38,933 35,627 25,840 
Deferred income tax benefit (expense)6,203 (9,449)(6,176)
Stock-based compensation expense17,772 16,401 14,154 
Decrease (increase) in other assets21,987 (3,862)(3,978)
Increase (decrease) in other liabilities12,892 8,802 (6,059)
Equity in undistributed net income of subsidiaries(488,688)(460,196)(473,735)
Net Cash Provided by Operating activities$430,501 $283,281 $172,230 
Investing Activities:
Net cash paid in business combination$— $(38)$— 
Other investing activity, net(39,546)(37,764)(25,965)
Net Cash Used for Investing Activities$(39,546)$(37,802)$(25,965)
Financing Activities:
Decrease in other borrowings and junior subordinated debentures, net$(142,845)$(30,668)$(30,641)
Repayment of subordinated note— (140,000)— 
Proceeds from issuance of Series F Preferred Stock, net414,148 — — 
Redemption of Series D and Series E Preferred Stock, net(412,500)— — 
Issuance of common shares resulting from exercise of stock options, employee stock purchase plan and director compensation plan7,220 6,694 8,309 
Dividends paid(169,423)(143,280)(125,690)
Common stock repurchases for tax withholdings related to stock-based compensation(3,003)(3,936)(1,913)
Net Cash Used for Financing activities$(306,403)$(311,190)$(149,935)
Net Increase (Decrease) in Cash and Cash Equivalents$84,552 $(65,711)$(3,670)
Cash and Cash Equivalents at Beginning of Year196,969 262,680 266,350 
Cash and Cash Equivalents at End of Year$281,521 $196,969 $262,680