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CONSOLIDATED STATEMENTS OF INCOME - USD ($)
shares in Thousands, $ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Interest income      
Interest and fees on loans $ 3,220,993 $ 3,043,354 $ 2,540,952
Mortgage loans held-for-sale 19,482 21,436 16,791
Interest-bearing deposits with banks 133,265 115,253 78,978
Federal funds sold and securities purchased under resale agreements 607 366 1,806
Investment securities 331,956 276,115 238,587
Trading account securities 11 48 41
Federal Home Loan Bank and Federal Reserve Bank stock 21,641 20,060 14,912
Brokerage customer receivables 78 965 1,047
Total interest income 3,728,033 3,477,597 2,893,114
Interest expense      
Interest on deposits 1,341,727 1,343,642 906,470
Interest on Federal Home Loan Bank advances 103,580 99,149 72,286
Interest on other borrowings 26,592 34,480 35,280
Interest on subordinated notes 14,903 18,117 22,024
Interest on junior subordinated debentures 17,179 19,674 19,190
Total interest expense 1,503,981 1,515,062 1,055,250
Net interest income 2,224,052 1,962,535 1,837,864
Provision for credit losses 95,553 101,047 114,390
Net interest income after provision for credit losses 2,128,499 1,861,488 1,723,474
Non-interest income      
Wealth management 147,416 146,227 130,607
Mortgage banking 90,775 93,213 83,073
Service charges on deposit accounts 79,091 65,651 55,250
Gains (losses) on investment securities, net 8,323 (2,602) 1,525
Fees from covered call options 20,681 10,196 21,863
Trading gains, net 2 504 1,142
Operating lease income, net 62,284 58,710 53,298
Other 93,368 116,426 87,348
Total non-interest income 501,940 488,325 434,106
Non-interest expense      
Salaries and employee benefits 873,292 817,108 748,013
Software and equipment 142,362 122,794 104,632
Operating lease equipment 42,671 42,298 42,363
Occupancy, net 81,920 79,213 77,068
Data processing 46,522 39,736 38,800
Advertising and marketing 63,852 61,812 65,075
Professional fees 34,032 40,637 34,758
Amortization of other acquisition-related intangible assets 21,393 12,095 5,498
FDIC insurance 43,877 46,118 71,102
OREO expense, net 3,572 (408) (1,528)
Other 158,539 141,321 126,718
Total non-interest expense 1,512,032 1,402,724 1,312,499
Income before taxes 1,118,407 947,089 845,081
Income tax expense 294,563 252,044 222,455
Net income 823,844 695,045 622,626
Preferred stock dividends 35,644 27,964 27,964
Less: Preferred stock redemption 14,046 0 0
Net income applicable to common shares $ 774,154 $ 667,081 $ 594,662
Net income per common share-Basic (usd per share) $ 11.57 $ 10.47 $ 9.72
Net income per common share-Diluted (usd per share) 11.40 10.31 9.58
Cash dividends declared per common share (usd per share) $ 2.00 $ 1.80 $ 1.60
Weighted average common shares outstanding (in shares) 66,896 63,685 61,149
Dilutive potential common shares (in shares) 998 1,016 938
Average common shares and dilutive common shares (in shares) 67,894 64,701 62,087