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Policy Claims and Other Benefits Payable (Tables)

9 Months Ended

Sep. 30, 2025

Liability for Future Policy Benefits and Unpaid Claims and Claims Adjustment Expense [Abstract]

Schedule of Liability For Future Policy Benefits and Unpaid Claims

Changes in policy claims and other benefits payable were as follows:

		Nine months ended September 30,
		2025				2024
		(In thousands)
Policy claims and other benefits payable, beginning of period		$	488,350			$	513,803
Less reinsured policy claims and other benefits payable			518,210				534,674
Net balance, beginning of period			(29,860	)			(20,871	)
Incurred related to current year			193,665				189,772
Incurred related to prior years (1)			(139	)			(3,418	)
Total incurred			193,526				186,354
Claims paid related to current year, net of reinsured policy claims received			(246,890	)			(224,952	)
Reinsured policy claims received related to prior years, net of claims paid			45,617				37,111
Total paid			(201,273	)			(187,841	)
Foreign currency translation			150				(241	)
Net balance, end of period			(37,457	)			(22,599	)
Add reinsured policy claims and other benefits payable			515,242				519,434
Balance, end of period		$	477,785			$	496,835

(1)Includes the difference between our estimate of claims incurred but not yet reported as of period-end and the actual incurred claims reported after period-end.

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- References

No definition available.

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- Definition

Tabular disclosure of the activity in the reserve for settling insured claims and expenses incurred in the claims settlement process for the period. The estimated liability includes the amount of money that will be required for future payments of (a) claims that have been reported to the insurer, (b) claims related to insured events that have occurred but that have not been reported to the insurer as of the date the liability is estimated, and (c) claim adjustment expenses. Claim adjustment expenses include costs incurred in the claim settlement process such as legal fees; outside adjuster fees; and costs to record, process, and adjust claims.

+ References

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Topic 944
-SubTopic 40
-Name Accounting Standards Codification
-Section 50
-Paragraph 3
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480081/944-40-50-3

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