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Consolidated Statements Of Income - USD ($)
$ in Millions
 12 Months Ended
Dec. 31, 2021
Dec. 31, 2020
Dec. 31, 2019
INTEREST INCOME      
Interest and fees on loans $ 1,594 $ 1,773 $ 2,439
Interest on investment securities 280 291 297
Interest on short-term investments 27 29 71
Total interest income 1,901 2,093 2,807
INTEREST EXPENSE      
Interest on deposits 22 101 262
Interest on short-term borrowings 0 1 9
Interest on medium- and long-term debt [1] 35 80 197
Total interest expense 57 182 468
Net interest income 1,844 1,911 2,339
Provision for credit losses (384) 537 74
Net interest income after provision for credit losses 2,228 1,374 2,265
NONINTEREST INCOME      
Card fees 298 270 257
Fiduciary income 231 209 206
Service charges on deposit accounts 195 185 203
Commercial lending fees 104 77 91
Derivative income 99 67 76
Bank-owned life insurance 43 44 41
Letter of credit fees 40 37 38
Brokerage fees 14 21 28
Net securities losses 0 0 (7)
Other noninterest income 99 91 77
Total noninterest income 1,123 1,001 1,010
NONINTEREST EXPENSES      
Salaries and benefits expense 1,133 1,019 1,020
Outside processing fee expense 266 242 264
Occupancy expense 161 156 154
Software expense 155 154 117
Equipment expense 50 49 50
Advertising expense 35 35 34
FDIC insurance expense 22 33 23
Other noninterest expenses 39 66 75
Total noninterest expenses 1,861 1,754 [2] 1,737 [2]
Income before income taxes 1,490 621 1,538
Provision (benefit) for income taxes 322 124 [2] 336 [2]
Net Income 1,168 497 [2] 1,202 [2]
Less income allocated to participating securities 5 2 7
Preferred stock dividends 23 13 0
Net income attributable to common shares $ 1,140 $ 482 $ 1,195
Basic earnings per common share $ 8.45 $ 3.45 $ 7.98
Diluted earnings per common share $ 8.35 $ 3.43 $ 7.90
Cash dividends declared on common stock $ 365 $ 378 $ 398
Cash dividends declared per common share $ 2.72 $ 2.72 $ 2.68
[1] Includes the effects of hedging.
[2] See Defined Benefit Pension and Other Postretirement Costs in Note 1.