XML 93 R75.htm IDEA: XBRL DOCUMENT v3.22.0.1
Credit Quality And Allowance For Credit Losses (Loans By Credit Quality Indicator and Vintage Year) (Details) - USD ($)
$ in Millions
Dec. 31, 2021
Dec. 31, 2020
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans $ 49,285 $ 52,291
Financing Receivable, Year One, Originated, Current Fiscal Year 9,453 9,714
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 5,533 5,957
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 4,367 4,523
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year 3,021 3,243
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year 2,109 1,913
Financing Receivable, Originated, More than Five Years before Current Fiscal Year 3,959 4,282
Financing Receivable, Revolving 20,782 22,570
Financing Receivable, Revolving, Converted to Term Loan 61 89
Real estate construction    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans 2,948 4,082
Commercial mortgage    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans 11,255 9,912
Business loans | Commercial borrower    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans 45,417 48,267
Financing Receivable, Year One, Originated, Current Fiscal Year 8,904 8,955
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 4,938 5,702
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 4,189 4,388
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year 2,927 3,038
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year 1,990 1,712
Financing Receivable, Originated, More than Five Years before Current Fiscal Year 3,488 3,795
Financing Receivable, Revolving 18,969 20,658
Financing Receivable, Revolving, Converted to Term Loan 12 19
Business loans | Commercial borrower | Domestic loans    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans 29,366 32,753
Financing Receivable, Year One, Originated, Current Fiscal Year 5,371 6,021
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 1,860 2,597
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 1,633 1,754
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year 1,033 1,167
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year 739 493
Financing Receivable, Originated, More than Five Years before Current Fiscal Year 857 921
Financing Receivable, Revolving 17,861 19,781
Financing Receivable, Revolving, Converted to Term Loan 12 19
Business loans | Commercial borrower | Domestic loans | Pass    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans [1] 28,212 30,538
Financing Receivable, Year One, Originated, Current Fiscal Year [1],[2] 5,270 5,991
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year [1] 1,740 [2] 2,316
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year [1] 1,528 1,563
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year [1] 947 1,051
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year [1] 713 429
Financing Receivable, Originated, More than Five Years before Current Fiscal Year [1] 763 755
Financing Receivable, Revolving [1] 17,241 18,416
Financing Receivable, Revolving, Converted to Term Loan [1] 10 17
Business loans | Commercial borrower | Domestic loans | Criticized    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans [3] 1,154 2,215
Financing Receivable, Year One, Originated, Current Fiscal Year [3] 101 30
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year [3] 120 281
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year [3] 105 191
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year [3] 86 116
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year [3] 26 64
Financing Receivable, Originated, More than Five Years before Current Fiscal Year [3] 94 166
Financing Receivable, Revolving [3] 620 1,365
Financing Receivable, Revolving, Converted to Term Loan [3] 2 2
Business loans | Commercial borrower | International loans    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans 1,208 926
Financing Receivable, Year One, Originated, Current Fiscal Year 401 287
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 151 169
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 106 121
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year 34 15
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year 5 10
Financing Receivable, Originated, More than Five Years before Current Fiscal Year 24 66
Financing Receivable, Revolving 487 258
Financing Receivable, Revolving, Converted to Term Loan 0 0
Business loans | Commercial borrower | International loans | Pass    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans [1] 1,151 861
Financing Receivable, Year One, Originated, Current Fiscal Year [1] 381 274
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year [1] 141 161
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year [1] 103 103
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year [1] 29 11
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year [1] 1 3
Financing Receivable, Originated, More than Five Years before Current Fiscal Year [1] 16 64
Financing Receivable, Revolving [1] 480 245
Financing Receivable, Revolving, Converted to Term Loan [1] 0 0
Business loans | Commercial borrower | International loans | Criticized    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans [3] 57 65
Financing Receivable, Year One, Originated, Current Fiscal Year [3] 20 13
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year [3] 10 8
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year [3] 3 18
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year [3] 5 4
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year [3] 4 7
Financing Receivable, Originated, More than Five Years before Current Fiscal Year [3] 8 2
Financing Receivable, Revolving [3] 7 13
Financing Receivable, Revolving, Converted to Term Loan [3] 0 0
Business loans | Commercial borrower | Real estate construction | Domestic loans    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans 2,948 4,082
Financing Receivable, Year One, Originated, Current Fiscal Year 458 436
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 861 1,108
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 849 1,249
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year 437 639
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year 166 335
Financing Receivable, Originated, More than Five Years before Current Fiscal Year 42 142
Financing Receivable, Revolving 135 173
Financing Receivable, Revolving, Converted to Term Loan 0 0
Business loans | Commercial borrower | Real estate construction | Domestic loans | Pass    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans [1] 2,913 4,035
Financing Receivable, Year One, Originated, Current Fiscal Year [1] 458 433
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year [1] 858 1,080
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year [1] 849 1,244
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year [1] 424 631
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year [1] 158 335
Financing Receivable, Originated, More than Five Years before Current Fiscal Year [1] 34 141
Financing Receivable, Revolving [1] 132 171
Financing Receivable, Revolving, Converted to Term Loan [1] 0 0
Business loans | Commercial borrower | Real estate construction | Domestic loans | Criticized    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans [3] 35 47
Financing Receivable, Year One, Originated, Current Fiscal Year [3] 0 3
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year [3] 3 28
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year [3] 0 5
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year [3] 13 8
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year [3] 8 0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year [3] 8 1
Financing Receivable, Revolving [3] 3 2
Financing Receivable, Revolving, Converted to Term Loan [3] 0 0
Business loans | Commercial borrower | Commercial mortgage | Domestic loans    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans 11,255 9,912
Financing Receivable, Year One, Originated, Current Fiscal Year 2,508 2,100
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 1,976 1,689
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 1,494 1,188
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year 1,365 1,165
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year 1,041 859
Financing Receivable, Originated, More than Five Years before Current Fiscal Year 2,385 2,465
Financing Receivable, Revolving 486 446
Financing Receivable, Revolving, Converted to Term Loan 0 0
Business loans | Commercial borrower | Commercial mortgage | Domestic loans | Pass    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans [1] 11,007 9,399
Financing Receivable, Year One, Originated, Current Fiscal Year [1] 2,491 2,053
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year [1] 1,932 1,559
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year [1] 1,444 1,146
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year [1] 1,343 1,120
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year [1] 1,018 818
Financing Receivable, Originated, More than Five Years before Current Fiscal Year [1] 2,298 2,272
Financing Receivable, Revolving [1] 481 431
Financing Receivable, Revolving, Converted to Term Loan [1] 0 0
Business loans | Commercial borrower | Commercial mortgage | Domestic loans | Criticized    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans [3] 248 513
Financing Receivable, Year One, Originated, Current Fiscal Year [3] 17 47
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year [3] 44 130
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year [3] 50 42
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year [3] 22 45
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year [3] 23 41
Financing Receivable, Originated, More than Five Years before Current Fiscal Year [3] 87 193
Financing Receivable, Revolving [3] 5 15
Financing Receivable, Revolving, Converted to Term Loan [3] 0 0
Business loans | Commercial borrower | Lease financing | Domestic loans    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans 640 594
Financing Receivable, Year One, Originated, Current Fiscal Year 166 111
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 90 139
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 107 76
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year 58 52
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year 39 15
Financing Receivable, Originated, More than Five Years before Current Fiscal Year 180 201
Financing Receivable, Revolving 0 0
Financing Receivable, Revolving, Converted to Term Loan 0 0
Business loans | Commercial borrower | Lease financing | Domestic loans | Pass    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans [1] 618 567
Financing Receivable, Year One, Originated, Current Fiscal Year [1] 166 109
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year [1] 88 122
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year [1] 97 71
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year [1] 50 50
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year [1] 38 14
Financing Receivable, Originated, More than Five Years before Current Fiscal Year [1] 179 201
Financing Receivable, Revolving [1] 0 0
Financing Receivable, Revolving, Converted to Term Loan [1] 0 0
Business loans | Commercial borrower | Lease financing | Domestic loans | Criticized    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans [3] 22 27
Financing Receivable, Year One, Originated, Current Fiscal Year [3] 0 2
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year [3] 2 17
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year [3] 10 5
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year [3] 8 2
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year [3] 1 1
Financing Receivable, Originated, More than Five Years before Current Fiscal Year [3] 1 0
Financing Receivable, Revolving [3] 0 0
Financing Receivable, Revolving, Converted to Term Loan [3] 0 0
Retail loans    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans 3,868 4,024
Financing Receivable, Year One, Originated, Current Fiscal Year 549 759
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 595 255
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 178 135
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year 94 205
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year 119 201
Financing Receivable, Originated, More than Five Years before Current Fiscal Year 471 487
Financing Receivable, Revolving 1,813 1,912
Financing Receivable, Revolving, Converted to Term Loan 49 70
Retail loans | Residential mortgage    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans 1,771 1,830
Financing Receivable, Year One, Originated, Current Fiscal Year 448 646
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 527 232
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 165 121
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year 85 203
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year 118 198
Financing Receivable, Originated, More than Five Years before Current Fiscal Year 428 430
Financing Receivable, Revolving 0 0
Financing Receivable, Revolving, Converted to Term Loan 0 0
Retail loans | Residential mortgage | Pass    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans [1] 1,735 1,779
Financing Receivable, Year One, Originated, Current Fiscal Year [1] 443 639
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year [1] 527 230
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year [1] 164 119
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year [1] 83 197
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year [1] 111 196
Financing Receivable, Originated, More than Five Years before Current Fiscal Year [1] 407 398
Financing Receivable, Revolving [1] 0 0
Financing Receivable, Revolving, Converted to Term Loan [1] 0 0
Retail loans | Residential mortgage | Criticized    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans [3] 36 51
Financing Receivable, Year One, Originated, Current Fiscal Year [3] 5 7
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year [3] 0 2
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year [3] 1 2
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year [3] 2 6
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year [3] 7 2
Financing Receivable, Originated, More than Five Years before Current Fiscal Year [3] 21 32
Financing Receivable, Revolving [3] 0 0
Financing Receivable, Revolving, Converted to Term Loan [3] 0 0
Retail loans | Home equity    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans 2,097 2,194
Financing Receivable, Year One, Originated, Current Fiscal Year 101 113
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 68 23
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 13 14
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year 9 2
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year 1 3
Financing Receivable, Originated, More than Five Years before Current Fiscal Year 43 57
Financing Receivable, Revolving 1,813 1,912
Financing Receivable, Revolving, Converted to Term Loan 49 70
Retail loans | Home equity | Home equity    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans 1,533 1,588
Financing Receivable, Year One, Originated, Current Fiscal Year 0 0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 0 0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 0 0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year 0 0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year 0 0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year 12 16
Financing Receivable, Revolving 1,472 1,502
Financing Receivable, Revolving, Converted to Term Loan 49 70
Retail loans | Home equity | Home equity | Pass    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans [1] 1,516 1,567
Financing Receivable, Year One, Originated, Current Fiscal Year [1] 0 0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year [1] 0 0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year [1] 0 0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year [1] 0 0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year [1] 0 0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year [1] 11 15
Financing Receivable, Revolving [1] 1,460 1,489
Financing Receivable, Revolving, Converted to Term Loan [1] 45 63
Retail loans | Home equity | Home equity | Criticized    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans [3] 17 21
Financing Receivable, Year One, Originated, Current Fiscal Year [3] 0 0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year [3] 0 0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year [3] 0 0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year [3] 0 0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year [3] 0 0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year [3] 1 1
Financing Receivable, Revolving [3] 12 13
Financing Receivable, Revolving, Converted to Term Loan [3] 4 7
Retail loans | Home equity | Other consumer    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans 564 606
Financing Receivable, Year One, Originated, Current Fiscal Year 101 113
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 68 23
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 13 14
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year 9 2
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year 1 3
Financing Receivable, Originated, More than Five Years before Current Fiscal Year 31 41
Financing Receivable, Revolving 341 410
Financing Receivable, Revolving, Converted to Term Loan 0 0
Retail loans | Home equity | Other consumer | Pass    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans [1] 560 598
Financing Receivable, Year One, Originated, Current Fiscal Year [1] 101 113
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year [1] 68 23
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year [1] 13 12
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year [1] 9 2
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year [1] 1 3
Financing Receivable, Originated, More than Five Years before Current Fiscal Year [1] 31 41
Financing Receivable, Revolving [1] 337 404
Financing Receivable, Revolving, Converted to Term Loan [1] 0 0
Retail loans | Home equity | Other consumer | Criticized    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans [3] 4 8
Financing Receivable, Year One, Originated, Current Fiscal Year [3] 0 0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year [3] 0 0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year [3] 0 2
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year [3] 0 0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year [3] 0 0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year [3] 0 0
Financing Receivable, Revolving [3] 4 6
Financing Receivable, Revolving, Converted to Term Loan [3] $ 0 $ 0
[1] Includes all loans not included in the categories of special mention, substandard or nonaccrual.
[2] Includes Small Business Administration Paycheck Protection Program (PPP) loans of $292 million and $166 million originating in 2021 and 2020, respectively, at December 31, 2021, and PPP loans of $3.5 billion originating in 2020 at December 31, 2020.
[3] Includes loans with an internal rating of special mention, substandard loans for which the accrual of interest has not been discontinued and nonaccrual loans. Special mention loans have potential credit weaknesses that deserve management’s close attention, such as loans to borrowers who may be experiencing financial difficulties that may result in deterioration of repayment prospects from the borrower at some future date. Accruing substandard loans have a well-defined weakness, or weaknesses, such as loans to borrowers who may be experiencing losses from operations or inadequate liquidity of a degree and duration that jeopardizes the orderly repayment of the loan. Substandard loans are also distinguished by the distinct possibility of loss in the future if these weaknesses are not corrected. Nonaccrual loans are loans for which the accrual of interest has been discontinued. For further information regarding nonaccrual loans, refer to the Nonperforming Assets subheading in Note 1 - Basis of Presentation and Accounting Policies. These categories are generally consistent with the "special mention" and "substandard" categories as defined by regulatory authorities. A minority of nonaccrual loans are consistent with the "doubtful" category.