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Consolidated Statements Of Comprehensive Income - USD ($)
$ in Millions
 3 Months Ended 6 Months Ended
Jun. 30, 2022
Jun. 30, 2021
Jun. 30, 2022
Jun. 30, 2021
INTEREST INCOME        
Interest and fees on loans $ 454 $ 404 $ 837 $ 790
Interest on investment securities 100 70 177 139
Interest on short-term investments 23 5 32 9
Total interest income 577 479 1,046 938
INTEREST EXPENSE        
Interest on deposits 4 5 8 12
Interest on medium- and long-term debt [1] 12 9 21 18
Total interest expense 16 14 29 30
Net interest income 561 465 1,017 908
Provision for credit losses 10 (135) (1) (317)
Net interest income after provision for credit losses 551 600 1,018 1,225
NONINTEREST INCOME        
Card fees 69 84 138 155
Fiduciary income 62 60 120 113
Service charges on deposit accounts 50 47 98 95
Commercial lending fees 30 27 52 45
Derivative income 29 22 51 52
Bank-owned life insurance 12 9 25 20
Letter of credit fees 9 10 18 20
Brokerage fees 4 4 8 8
Other noninterest income 3 21 2 46
Total noninterest income 268 284 512 554
NONINTEREST EXPENSES        
Salaries and benefits expense 294 277 583 559
Outside processing fee expense 62 71 124 135
Software expense 41 38 80 77
Occupancy expense 40 38 78 77
Equipment expense 13 13 24 25
FDIC insurance expense 8 7 16 13
Advertising expense 8 9 15 15
Other noninterest expenses 16 10 35 9
Total noninterest expenses 482 463 955 910
Income before income taxes 337 421 575 869
Provision for income taxes 76 93 125 191
Net income 261 328 450 678
Less income allocated to participating securities 1 2 2 3
Preferred stock dividends 5 5 11 11
Net income attributable to common shares $ 255 $ 321 $ 437 $ 664
Basic earnings per common share $ 1.94 $ 2.35 $ 3.33 $ 4.81
Diluted earnings per common share $ 1.92 $ 2.32 $ 3.29 $ 4.76
Comprehensive (loss) income $ (520) $ 313 $ (1,292) $ 494
Cash dividends declared on common stock $ 89 $ 92 $ 178 $ 187
Cash dividends declared per common share $ 0.68 $ 0.68 $ 1.36 $ 1.36
[1] Includes the effects of hedging.