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Consolidated Statements Of Comprehensive Income - USD ($)
$ in Millions
 3 Months Ended 9 Months Ended
Sep. 30, 2022
Sep. 30, 2021
Sep. 30, 2022
Sep. 30, 2021
INTEREST INCOME        
Interest and fees on loans $ 597 $ 411 $ 1,434 $ 1,201
Interest on investment securities 119 70 296 209
Interest on short-term investments 34 8 66 17
Total interest income 750 489 1,796 1,427
INTEREST EXPENSE        
Interest on deposits 16 5 24 17
Interest on short-term borrowings 1 0 1 0
Interest on medium- and long-term debt [1] 26 9 47 27
Total interest expense 43 14 72 44
Net interest income 707 475 1,724 1,383
Provision for credit losses 28 (42) 27 (359)
Net interest income after provision for credit losses 679 517 1,697 1,742
NONINTEREST INCOME        
Card fees 67 72 205 227
Fiduciary income 58 58 178 171
Service charges on deposit accounts 50 50 148 145
Derivative income 35 20 86 72
Commercial lending fees 29 31 81 76
Bank-owned life insurance 12 12 37 32
Letter of credit fees 10 10 28 30
Brokerage fees 6 3 14 11
Other noninterest income 11 24 13 70
Total noninterest income 278 280 790 834
NONINTEREST EXPENSES        
Salaries and benefits expense 307 282 890 841
Outside processing fee expense 64 65 188 200
Occupancy expense 44 40 122 117
Software expense 40 40 120 117
Equipment expense 12 13 36 38
Advertising expense 9 10 24 25
FDIC insurance expense 8 4 24 17
Other noninterest expenses 18 11 53 20
Total noninterest expenses 502 465 1,457 1,375
Income before income taxes 455 332 1,030 1,201
Provision for income taxes 104 70 229 261
Net income (loss) 351 262 801 940
Less income allocated to participating securities 2 1 4 4
Preferred stock dividends 6 6 17 17
Net income attributable to common shares $ 343 $ 255 $ 780 $ 919
Basic earnings per common share $ 2.63 $ 1.92 $ 5.96 $ 6.75
Diluted earnings per common share $ 2.60 $ 1.90 $ 5.88 $ 6.67
Comprehensive (loss) income $ (1,282) $ 175 $ (2,574) $ 669
Cash dividends declared on common stock $ 89 $ 89 $ 267 $ 276
Cash dividends declared per common share $ 0.68 $ 0.68 $ 2.04 $ 2.04
[1] Includes the effects of hedging.