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Strategic Lines of Business (Business Segment Financial Results) (Details) - USD ($)
$ in Millions
3 Months Ended 9 Months Ended
Sep. 30, 2022
Sep. 30, 2021
Sep. 30, 2022
Sep. 30, 2021
Net interest income (expense) $ 707 $ 475 $ 1,724 $ 1,383
Provision for credit losses 28 (42) 27 (359)
Noninterest income 278 280 790 834
Noninterest expenses 502 465 1,457 1,375
Provision (benefit) for income taxes 104 70 229 261
Net income (loss) 351 262 801 940
Net credit-related charge-offs (recoveries) 13 2 21 (6)
Assets, average 85,422 91,353 88,440 87,949
Loans, average 51,113 48,135 49,815 49,508
Deposits, average $ 73,976 $ 79,115 $ 76,871 $ 75,371
Return on average assets [1] 1.63% 1.14% 1.21% 1.43%
Efficiency ratio [2] 50.75% 61.13% 57.67% 61.80%
Commercial Bank        
Net interest income (expense) $ 478 $ 406 $ 1,232 $ 1,189
Provision for credit losses 16 (25) 1 (325)
Noninterest income 169 169 461 495
Noninterest expenses 242 223 713 641
Provision (benefit) for income taxes 94 83 229 307
Net income (loss) 295 294 750 1,061
Net credit-related charge-offs (recoveries) 6 4 17 (6)
Assets, average 48,323 43,366 46,992 44,114
Loans, average 44,043 41,037 42,928 42,087
Deposits, average $ 41,471 $ 46,641 $ 43,733 $ 43,844
Return on average assets [1] 2.42% 2.33% 2.07% 3.00%
Efficiency ratio [2] 37.54% 38.40% 41.93% 37.96%
Retail Bank        
Net interest income (expense) $ 188 $ 149 $ 464 $ 427
Provision for credit losses 2 (5) 7 (6)
Noninterest income 29 32 89 90
Noninterest expenses 170 159 507 481
Provision (benefit) for income taxes 11 4 9 5
Net income (loss) 34 23 30 37
Net credit-related charge-offs (recoveries) 0 (1) (1) 1
Assets, average 2,799 3,105 2,791 3,321
Loans, average 2,066 2,297 2,031 2,483
Deposits, average $ 26,665 $ 26,088 $ 26,890 $ 25,334
Return on average assets [1] 0.51% 0.34% 0.16% 0.19%
Efficiency ratio [2] 76.81% 87.18% 90.59% 92.26%
Wealth Management        
Net interest income (expense) $ 55 $ 40 $ 138 $ 125
Provision for credit losses 5 (13) 11 (29)
Noninterest income 77 69 226 207
Noninterest expenses 87 79 259 232
Provision (benefit) for income taxes 10 10 23 29
Net income (loss) 30 33 71 100
Net credit-related charge-offs (recoveries) 0 (1) (2) (1)
Assets, average 5,097 4,956 4,974 5,059
Loans, average 4,973 4,829 4,841 4,940
Deposits, average $ 5,293 $ 5,209 $ 5,520 $ 5,047
Return on average assets [1] 2.08% 2.36% 1.60% 2.49%
Efficiency ratio [2] 65.92% 72.83% 71.16% 69.80%
Finance        
Net interest income (expense) $ (22) $ (124) $ (118) $ (368)
Provision for credit losses 0 0 0 0
Noninterest income 6 10 36 31
Noninterest expenses 0 0 0 1
Provision (benefit) for income taxes (6) (27) (25) (78)
Net income (loss) (10) (87) (57) (260)
Net credit-related charge-offs (recoveries) 0 0 0 0
Assets, average 22,133 17,922 20,824 17,451
Loans, average 0 0 0 0
Deposits, average 383 977 527 969
Other        
Net interest income (expense) 8 4 8 10
Provision for credit losses 5 1 8 1
Noninterest income (3) 0 (22) 11
Noninterest expenses 3 4 (22) 20
Provision (benefit) for income taxes (5) 0 (7) (2)
Net income (loss) 2 (1) 7 2
Net credit-related charge-offs (recoveries) 7 0 7 0
Assets, average 7,070 22,004 12,859 18,004
Loans, average 31 (28) 15 (2)
Deposits, average $ 164 $ 200 $ 201 $ 177
[1] Return on average assets is calculated based on the greater of average assets or average liabilities and attributed equity.
[2] Noninterest expenses as a percentage of the sum of net interest income and noninterest income excluding a derivative contract tied to the conversion rate of Visa Class B shares and changes in the value of shares obtained through monetization of warrants.