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Consolidated Statements Of Income - USD ($)
$ in Millions
 12 Months Ended
Dec. 31, 2022
Dec. 31, 2021
Dec. 31, 2020
INTEREST INCOME      
Interest and fees on loans $ 2,153 $ 1,594 $ 1,773
Interest on investment securities 414 280 291
Interest on short-term investments 105 27 29
Total interest income 2,672 1,901 2,093
INTEREST EXPENSE      
Interest on deposits 102 22 101
Interest on short-term borrowings 17 0 1
Total interest on medium- and long-term debt [1] 87 35 80
Total interest expense 206 57 182
Net interest income 2,466 1,844 1,911
Provision for credit losses 60 (384) 537
Net interest income after provision for credit losses 2,406 2,228 1,374
NONINTEREST INCOME      
Card fees 273 298 270
Fiduciary income 233 231 209
Service charges on deposit accounts 195 195 185
Commercial lending fees 109 104 77
Derivative income 109 99 67
Bank-owned life insurance 47 43 44
Letter of credit fees 38 40 37
Brokerage fees 21 14 21
Other noninterest income 43 99 91
Total noninterest income 1,068 1,123 1,001
NONINTEREST EXPENSES      
Salaries and benefits expense 1,208 1,133 1,019
Outside processing fee expense 251 266 242
Occupancy expense 175 161 156
Software expense 161 155 154
Equipment expense 50 50 49
Advertising expense 38 35 35
FDIC insurance expense 31 22 33
Other noninterest expenses 84 39 66
Total noninterest expenses 1,998 1,861 1,754
Income before income taxes 1,476 1,490 621
Provision for income taxes 325 322 124
Net Income 1,151 1,168 497
Less income allocated to participating securities 6 5 2
Preferred stock dividends 23 23 13
Net income attributable to common shares $ 1,122 $ 1,140 $ 482
Basic earnings per common share $ 8.56 $ 8.45 $ 3.45
Diluted earnings per common share $ 8.47 $ 8.35 $ 3.43
Cash dividends declared on common stock $ 356 $ 365 $ 378
Cash dividends declared per common share $ 2.72 $ 2.72 $ 2.72
[1] Includes the effects of hedging.