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v3.23.2

Credit Quality And Allowance For Credit Losses (Changes In The Allowance For Loan Losses And Related Loan Amounts) (Details) - USD ($) $ in Millions | 3 Months Ended | 6 Months Ended
--- | --- | ---
Jun. 30, 2023 | Jun. 30, 2022 | Jun. 30, 2023 | Jun. 30, 2022
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Balance at beginning of period | $ 693 | $ 599 | $ 661 | $ 618
Provision for credit losses | 33 | 10 | 63 | (1)
Balance at end of period | $ 728 | $ 609 | $ 728 | $ 609
As a percentage of total loans | 1.31% | 1.18% | 1.31% | 1.18%
Financing Receivable |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Balance at beginning of period | $ 641 | $ 554 | $ 610 | $ 588
Loan charge-offs | (11) | (13) | (23) | (31)
Recoveries on loans previously charged-off | 13 | 13 | 27 | 23
Net loan (charge-offs) recoveries | 2 | 0 | 4 | (8)
Provision for credit losses | 41 | 9 | 70 | (17)
Balance at end of period | $ 684 | $ 563 | $ 684 | $ 563
As a percentage of total loans | 1.23% | 1.09% | 1.23% | 1.09%
Unused Commitments to Extend Credit |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Balance at beginning of period | $ 52 | $ 45 | $ 51 | $ 30
Provision for credit losses | (8) | 1 | (7) | 16
Balance at end of period | 44 | 46 | 44 | 46
Business loans: |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Balance at beginning of period | 609 | 526 | 581 | 555
Provision for credit losses | 36 | 11 | 62 | (10)
Balance at end of period | $ 648 | $ 536 | $ 648 | $ 536
As a percentage of total loans | 1.26% | 1.13% | 1.26% | 1.13%
Business loans: | Financing Receivable |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Balance at beginning of period | $ 570 | $ 493 | $ 541 | $ 531
Loan charge-offs | (10) | (13) | (21) | (30)
Recoveries on loans previously charged-off | 13 | 12 | 26 | 21
Net loan (charge-offs) recoveries | 3 | (1) | 5 | (9)
Provision for credit losses | 41 | 10 | 68 | (20)
Balance at end of period | $ 614 | $ 502 | $ 614 | $ 502
As a percentage of total loans | 1.19% | 1.06% | 1.19% | 1.06%
Business loans: | Unused Commitments to Extend Credit |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Balance at beginning of period | $ 39 | $ 33 | $ 40 | $ 24
Provision for credit losses | (5) | 1 | (6) | 10
Balance at end of period | 34 | 34 | 34 | 34
Retail loans: |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Balance at beginning of period | 84 | 73 | 80 | 63
Provision for credit losses | (3) | (1) | 1 | 9
Balance at end of period | $ 80 | $ 73 | $ 80 | $ 73
As a percentage of total loans | 1.95% | 1.85% | 1.95% | 1.85%
Retail loans: | Financing Receivable |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Balance at beginning of period | $ 71 | $ 61 | $ 69 | $ 57
Loan charge-offs | (1) | 0 | (2) | (1)
Recoveries on loans previously charged-off | 0 | 1 | 1 | 2
Net loan (charge-offs) recoveries | (1) | 1 | (1) | 1
Provision for credit losses | 0 | (1) | 2 | 3
Balance at end of period | $ 70 | $ 61 | $ 70 | $ 61
As a percentage of total loans | 1.70% | 1.55% | 1.70% | 1.55%
Retail loans: | Unused Commitments to Extend Credit |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Balance at beginning of period | $ 13 | $ 12 | $ 11 | $ 6
Provision for credit losses | (3) | 0 | (1) | 6
Balance at end of period | $ 10 | $ 12 | $ 10 | $ 12

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