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Revenue From Contracts with Customers (Tables)

6 Months Ended

Jun. 30, 2023

Revenue from Contract with Customer [Abstract]

Composition of Revenue from Contracts with Customers

The following table presents the composition of revenue from contracts with customers, segregated from other sources of noninterest income, by business segment.


			Commercial Bank						Retail Bank						Wealth Management						Finance & Other						Total
(in millions)
Three Months Ended June 30, 2023
Revenue from contracts with customers:
Card fees			$	59					$	12					$	1					$	—					$	72
Fiduciary income			—						—						62						—						62
Service charges on deposit accounts			32						13						2						—						47
Commercial loan servicing fees (a)			3						—						—						—						3
Capital markets income (b)			4						—						—						—						4
Brokerage fees			—						—						8						—						8
Other noninterest income (b)			1						3						10						1						15
Total revenue from contracts with customers			99						28						83						1						211
Other sources of noninterest income			59						1						—						32						92
Total noninterest income			$	158					$	29					$	83					$	33					$	303
Three Months Ended June 30, 2022
Revenue from contracts with customers:
Card fees			$	57					$	11					$	1					$	—					$	69
Fiduciary income			—						—						62						—						62
Service charges on deposit accounts			34						14						2						—						50
Commercial loan servicing fees (a) (c)			3						—						—						—						3
Capital markets income (b) (c)			3						—						—						—						3
Brokerage fees			—						—						4						—						4
Other noninterest income (b) (c)			2						5						6						—						13
Total revenue from contracts with customers			99						30						75						—						204
Other sources of noninterest income			61						2						2						(1)						64
Total noninterest income			$	160					$	32					$	77					$	(1)					$	268
Six Months Ended June 30, 2023
Revenue from contracts with customers:
Card fees			$	117					$	22					$	2					$	—					$	141
Fiduciary income			—						—						120						—						120
Service charges on deposit accounts			63						27						3						—						93
Commercial loan servicing fees (a)			6						—						—						—						6
Capital markets income (b)			8						—						—						—						8
Brokerage fees			—						—						16						—						16
Other noninterest income (b)			1						6						13						1						21
Total revenue from contracts with customers			195						55						154						1						405
Other sources of noninterest income			116						2						2						60						180
Total noninterest income			$	311					$	57					$	156					$	61					$	585
Six Months Ended June 30, 2022
Revenue from contracts with customers:
Card fees			$	115					$	21					$	2					$	—					$	138
Fiduciary income			—						—						120						—						120
Service charges on deposit accounts			67						28						3						—						98
Commercial loan servicing fees (a) (c)			6						—						—						—						6
Capital markets income (b) (c)			5						—						—						—						5
Brokerage fees			—						—						8						—						8
Other noninterest income (b) (c)			2						10						11						—						23
Total revenue from contracts with customers			195						59						144						—						398
Other sources of noninterest income			97						1						5						11						114
Total noninterest income			$	292					$	60					$	149					$	11					$	512

(a)Included in commercial lending fees on the Consolidated Statements of Comprehensive Income.

(b)Excludes derivative, warrant and other miscellaneous income.

(c)Effective January 1, 2023, the Corporation reported derivative income, syndication agent fees (previously a component of commercial lending fees) and investment banking fees (previously a component of other noninterest income) as a combined item captioned by capital markets income on the Consolidated Statements of Comprehensive Income. Prior periods have been adjusted to conform to this presentation, and the changes in presentation do not impact total noninterest income.