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Consolidated Statements Of Comprehensive Income (unaudited) - USD ($)
$ in Millions
 3 Months Ended 6 Months Ended
Jun. 30, 2023
Jun. 30, 2022
Jun. 30, 2023
Jun. 30, 2022
INTEREST INCOME        
Interest and fees on loans $ 852 $ 454 $ 1,629 $ 837
Interest on investment securities 108 100 221 177
Interest on short-term investments 114 23 173 32
Total interest income 1,074 577 2,023 1,046
INTEREST EXPENSE        
Interest on deposits 201 4 319 8
Interest on short-term borrowings 142 0 208 0
Interest on medium- and long-term debt 110 12 167 21
Total interest expense 453 16 694 29
Net interest income 621 561 1,329 1,017
Provision for credit losses 33 10 63 (1)
Net interest income after provision for credit losses 588 551 1,266 1,018
NONINTEREST INCOME        
Card fees 72 69 141 138
Fiduciary income 62 62 120 120
Service charges on deposit accounts 47 50 93 98
Capital markets income 39 43 78 72
Commercial lending fees 18 17 36 33
Bank-owned life insurance 14 12 24 25
Letter of credit fees 11 9 21 18
Brokerage fees 8 4 16 8
Other noninterest income 32 2 56 0
Total noninterest income 303 268 585 512
NONINTEREST EXPENSES        
Salaries and benefits expense 306 294 632 583
Outside processing fee expense 68 62 132 124
Software expense 43 41 83 80
Occupancy expense 41 40 82 78
FDIC Insurance expense 16 8 29 16
Equipment expense 12 13 24 24
Advertising expense 10 8 18 15
Other noninterest expenses 39 16 86 35
Total noninterest expenses 535 482 1,086 955
Income before income taxes 356 337 765 575
Provision for income taxes 83 76 168 125
NET INCOME 273 261 597 450
Less:        
Income allocated to participating securities 2 1 3 2
Preferred stock dividends 5 5 11 11
Net income attributable to common shares $ 266 $ 255 $ 583 $ 437
Earnings per common share:        
Basic (in dollars per share) $ 2.02 $ 1.94 $ 4.43 $ 3.33
Diluted (in dollars per share) $ 2.01 $ 1.92 $ 4.40 $ 3.29
Comprehensive (loss) income $ (312) $ (520) $ 583 $ (1,292)
Cash dividends declared on common stock $ 94 $ 89 $ 188 $ 178
Cash dividends declared per common share (in dollars per share) $ 0.71 $ 0.68 $ 1.42 $ 1.36