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v3.23.3

Revenue From Contracts with Customers (Tables) | 9 Months Ended
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Sep. 30, 2023
Revenue from Contract with Customer [Abstract] |
Composition of Revenue from Contracts with Customers | The following table presents the composition of revenue from contracts with customers, segregated from other sources of noninterest income, by business segment.
| Commercial Bank |  | Retail Bank |  | Wealth Management |  | Finance & Other |  | Total
(in millions)
Three Months Ended September 30, 2023 |  |  |  |  |  |  |  |  |
Revenue from contracts with customers: |  |  |  |  |  |  |  |  |
Card fees | $ | 58 |  |  | $ | 12 |  |  | $ | 1 |  |  | $ | — |  |  | $ | 71 |
Fiduciary income | 1 |  |  | — |  |  | 58 |  |  | — |  |  | 59 |
Service charges on deposit accounts | 32 |  |  | 14 |  |  | 1 |  |  | — |  |  | 47 |
Commercial loan servicing fees (a) | 3 |  |  | — |  |  | — |  |  | — |  |  | 3 |
Capital markets income (b) | 4 |  |  | — |  |  | — |  |  | — |  |  | 4 |
Brokerage fees | — |  |  | — |  |  | 8 |  |  | (2) |  |  | 6 |
Other noninterest income (b) | — |  |  | 4 |  |  | 7 |  |  | — |  |  | 11 |
Total revenue from contracts with customers | 98 |  |  | 30 |  |  | 75 |  |  | (2) |  |  | 201 |
Other sources of noninterest income | 52 |  |  | 1 |  |  | 3 |  |  | 38 |  |  | 94 |
Total noninterest income | $ | 150 |  |  | $ | 31 |  |  | $ | 78 |  |  | $ | 36 |  |  | $ | 295 |
Three Months Ended September 30, 2022 |  |  |  |  |  |  |  |  |
Revenue from contracts with customers: |  |  |  |  |  |  |  |  |
Card fees | $ | 56 |  |  | $ | 10 |  |  | $ | 1 |  |  | $ | — |  |  | $ | 67 |
Fiduciary income | — |  |  | — |  |  | 58 |  |  | — |  |  | 58 |
Service charges on deposit accounts | 34 |  |  | 15 |  |  | 1 |  |  | — |  |  | 50 |
Commercial loan servicing fees (a) (c) | 3 |  |  | — |  |  | — |  |  | — |  |  | 3 |
Capital markets income (b) (c) | 3 |  |  | — |  |  | — |  |  | — |  |  | 3 |
Brokerage fees | — |  |  | — |  |  | 6 |  |  | — |  |  | 6 |
Other noninterest income (b) (c) | 1 |  |  | 3 |  |  | 7 |  |  | — |  |  | 11 |
Total revenue from contracts with customers | 97 |  |  | 28 |  |  | 73 |  |  | — |  |  | 198 |
Other sources of noninterest income | 72 |  |  | 1 |  |  | 4 |  |  | 3 |  |  | 80 |
Total noninterest income | $ | 169 |  |  | $ | 29 |  |  | $ | 77 |  |  | $ | 3 |  |  | $ | 278 |
Nine Months Ended September 30, 2023 |  |  |  |  |  |  |  |  |
Revenue from contracts with customers: |  |  |  |  |  |  |  |  |
Card fees | $ | 175 |  |  | $ | 34 |  |  | $ | 3 |  |  | $ | — |  |  | $ | 212 |
Fiduciary income | 1 |  |  | — |  |  | 178 |  |  | — |  |  | 179 |
Service charges on deposit accounts | 95 |  |  | 41 |  |  | 4 |  |  | — |  |  | 140 |
Commercial loan servicing fees (a) | 9 |  |  | — |  |  | — |  |  | — |  |  | 9 |
Capital markets income (b) | 12 |  |  | — |  |  | — |  |  | — |  |  | 12 |
Brokerage fees | — |  |  | — |  |  | 24 |  |  | (2) |  |  | 22 |
Other noninterest income (b) | 1 |  |  | 10 |  |  | 20 |  |  | 1 |  |  | 32 |
Total revenue from contracts with customers | 293 |  |  | 85 |  |  | 229 |  |  | (1) |  |  | 606 |
Other sources of noninterest income | 167 |  |  | 4 |  |  | 4 |  |  | 99 |  |  | 274 |
Total noninterest income | $ | 460 |  |  | $ | 89 |  |  | $ | 233 |  |  | $ | 98 |  |  | $ | 880 |
Nine Months Ended September 30, 2022 |  |  |  |  |  |  |  |  |
Revenue from contracts with customers: |  |  |  |  |  |  |  |  |
Card fees | $ | 171 |  |  | $ | 31 |  |  | $ | 3 |  |  | $ | — |  |  | $ | 205 |
Fiduciary income | — |  |  | — |  |  | 178 |  |  | — |  |  | 178 |
Service charges on deposit accounts | 101 |  |  | 43 |  |  | 4 |  |  | — |  |  | 148 |
Commercial loan servicing fees (a) (c) | 9 |  |  | — |  |  | — |  |  | — |  |  | 9 |
Capital markets income (b) (c) | 8 |  |  | — |  |  | — |  |  | — |  |  | 8 |
Brokerage fees | — |  |  | — |  |  | 14 |  |  | — |  |  | 14 |
Other noninterest income (b) (c) | 3 |  |  | 13 |  |  | 18 |  |  | — |  |  | 34 |
Total revenue from contracts with customers | 292 |  |  | 87 |  |  | 217 |  |  | — |  |  | 596 |
Other sources of noninterest income | 169 |  |  | 2 |  |  | 9 |  |  | 14 |  |  | 194 |
Total noninterest income | $ | 461 |  |  | $ | 89 |  |  | $ | 226 |  |  | $ | 14 |  |  | $ | 790 |
(a)Included in commercial lending fees on the Consolidated Statements of Comprehensive Income. (b)Excludes derivative, warrant and other miscellaneous income. (c)Effective January 1, 2023, the Corporation reported derivative income, syndication agent fees (previously a component of commercial lending fees) and investment banking fees (previously a component of other noninterest income) as a combined item captioned by capital markets income on the Consolidated Statements of Comprehensive Income. Prior periods have been adjusted to conform to this presentation, and the changes in presentation do not impact total noninterest income.

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- Definition Tabular disclosure of disaggregation of revenue into categories depicting how nature, amount, timing, and uncertainty of revenue and cash flows are affected by economic factor. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 606 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 5 -Publisher FASB -URI https://asc.fasb.org//1943274/2147479806/606-10-50-5 + Details
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