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Revenue From Contracts with Customers (Tables)

9 Months Ended

Sep. 30, 2023

Revenue from Contract with Customer [Abstract]

Composition of Revenue from Contracts with Customers

The following table presents the composition of revenue from contracts with customers, segregated from other sources of noninterest income, by business segment.


			Commercial Bank						Retail Bank						Wealth Management						Finance & Other						Total
(in millions)
Three Months Ended September 30, 2023
Revenue from contracts with customers:
Card fees			$	58					$	12					$	1					$	—					$	71
Fiduciary income			1						—						58						—						59
Service charges on deposit accounts			32						14						1						—						47
Commercial loan servicing fees (a)			3						—						—						—						3
Capital markets income (b)			4						—						—						—						4
Brokerage fees			—						—						8						(2)						6
Other noninterest income (b)			—						4						7						—						11
Total revenue from contracts with customers			98						30						75						(2)						201
Other sources of noninterest income			52						1						3						38						94
Total noninterest income			$	150					$	31					$	78					$	36					$	295
Three Months Ended September 30, 2022
Revenue from contracts with customers:
Card fees			$	56					$	10					$	1					$	—					$	67
Fiduciary income			—						—						58						—						58
Service charges on deposit accounts			34						15						1						—						50
Commercial loan servicing fees (a) (c)			3						—						—						—						3
Capital markets income (b) (c)			3						—						—						—						3
Brokerage fees			—						—						6						—						6
Other noninterest income (b) (c)			1						3						7						—						11
Total revenue from contracts with customers			97						28						73						—						198
Other sources of noninterest income			72						1						4						3						80
Total noninterest income			$	169					$	29					$	77					$	3					$	278
Nine Months Ended September 30, 2023
Revenue from contracts with customers:
Card fees			$	175					$	34					$	3					$	—					$	212
Fiduciary income			1						—						178						—						179
Service charges on deposit accounts			95						41						4						—						140
Commercial loan servicing fees (a)			9						—						—						—						9
Capital markets income (b)			12						—						—						—						12
Brokerage fees			—						—						24						(2)						22
Other noninterest income (b)			1						10						20						1						32
Total revenue from contracts with customers			293						85						229						(1)						606
Other sources of noninterest income			167						4						4						99						274
Total noninterest income			$	460					$	89					$	233					$	98					$	880
Nine Months Ended September 30, 2022
Revenue from contracts with customers:
Card fees			$	171					$	31					$	3					$	—					$	205
Fiduciary income			—						—						178						—						178
Service charges on deposit accounts			101						43						4						—						148
Commercial loan servicing fees (a) (c)			9						—						—						—						9
Capital markets income (b) (c)			8						—						—						—						8
Brokerage fees			—						—						14						—						14
Other noninterest income (b) (c)			3						13						18						—						34
Total revenue from contracts with customers			292						87						217						—						596
Other sources of noninterest income			169						2						9						14						194
Total noninterest income			$	461					$	89					$	226					$	14					$	790

(a)Included in commercial lending fees on the Consolidated Statements of Comprehensive Income.

(b)Excludes derivative, warrant and other miscellaneous income.

(c)Effective January 1, 2023, the Corporation reported derivative income, syndication agent fees (previously a component of commercial lending fees) and investment banking fees (previously a component of other noninterest income) as a combined item captioned by capital markets income on the Consolidated Statements of Comprehensive Income. Prior periods have been adjusted to conform to this presentation, and the changes in presentation do not impact total noninterest income.