Revenue from Contracts with Customers Revenue from Contracts wtih Customers (Tables)

12 Months Ended

Dec. 31, 2023

Revenue from Contracts with Customers [Abstract]

Composition of Revenue from Contracts with Customers

Revenue from contracts with customers comprises the noninterest income earned by the Corporation in exchange for services provided to customers. The following table presents the composition of revenue from contracts with customers, segregated from other sources of noninterest income, by business segment.


	Commercial Bank		Retail Bank		Wealth Management		Finance & Other		Total
(in millions)
Year Ended December 31, 2023
Revenue from contracts with customers:
Card fees	$	231	$	45	$	4	$	—	$	280
Fiduciary income	1		—		234		—		235
Service charges on deposit accounts	125		55		5		—		185
Commercial loan servicing fees (a)	11		—		—		—		11
Capital markets income (b)	17		—		—		—		17
Brokerage fees	—		—		30		—		30
Other noninterest income (b)	2		14		23		1		40
Total revenue from contracts with customers	387		114		296		1		798
Other sources of noninterest income	216		5		11		48		280
Total noninterest income	$	603	$	119	$	307	$	49	$	1,078
Year Ended December 31, 2022
Revenue from contracts with customers:
Card fees	$	227	$	42	$	4	$	—	$	273
Fiduciary income	—		—		233		—		233
Service charges on deposit accounts	132		57		6		—		195
Commercial loan servicing fees (a)	11		—		—		—		11
Capital markets income (b)	11		—		—		—		11
Brokerage fees	—		—		21		—		21
Other noninterest income (b)	3		16		24		1		44
Total revenue from contracts with customers	384		115		288		1		788
Other sources of noninterest income	223		7		10		40		280
Total noninterest income	$	607	$	122	$	298	$	41	$	1,068
Year Ended December 31, 2021
Revenue from contracts with customers:
Card fees	$	250	$	44	$	4	$	—	$	298
Fiduciary income	—		—		231		—		231
Service charges on deposit accounts	136		54		5		—		195
Commercial loan servicing fees (a)	13		—		—		—		13
Capital markets income (b)	17		—		—		—		17
Brokerage fees	—		—		14		—		14
Other noninterest income (b)	(6)		17		17		—		28
Total revenue from contracts with customers	410		115		271		—		796
Other sources of noninterest income	253		8		8		58		327
Total noninterest income	$	663	$	123	$	279	$	58	$	1,123

(a)Included in commercial lending fees on the Consolidated Statements of Income.

(b)Excludes derivative, warrant and other miscellaneous income.

(c)Effective January 1, 2023, the Corporation reported derivative income, syndication agent fees (previously a component of commercial lending fees) and investment banking fees (previously a component of other noninterest income) as a combined item captioned by capital markets income on the Consolidated Statements of Comprehensive Income. Prior periods have been adjusted to conform to this presentation, and the changes in presentation do not impact total noninterest income