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Consolidated Statements Of Comprehensive Income (unaudited) - USD ($)
$ in Millions
 3 Months Ended 6 Months Ended
Jun. 30, 2024
Jun. 30, 2023
Jun. 30, 2024
Jun. 30, 2023
INTEREST INCOME        
Interest and fees on loans $ 803 $ 852 $ 1,611 $ 1,629
Interest on investment securities 101 108 203 221
Interest on short-term investments 67 114 176 173
Total interest income 971 1,074 1,990 2,023
INTEREST EXPENSE        
Interest on deposits 305 201 622 319
Interest on short-term borrowings 9 142 46 208
Interest on medium- and long-term debt [1] 124 110 241 167
Total interest expense 438 453 909 694
Net interest income 533 621 1,081 1,329
Provision for credit losses 0 33 14 63
Net interest income after provision for credit losses 533 588 1,067 1,266
NONINTEREST INCOME        
Card fees 64 72 130 141
Fiduciary income 58 62 109 120
Service charges on deposit accounts 46 47 91 93
Capital markets income 37 39 67 78
Commercial lending fees 17 18 33 36
Risk management hedging (loss) income 17 7 (8) 15
Brokerage fees 14 8 24 16
Bank-owned life insurance 11 14 21 24
Letter of credit fees 10 11 20 21
Other noninterest income 17 25 40 41
Total noninterest income 291 303 527 585
NONINTEREST EXPENSES        
Salaries and benefits expense 323 306 671 632
Outside processing fee expense 68 68 136 132
Software expense 45 43 89 83
Occupancy expense 44 41 88 82
FDIC insurance expense 19 16 55 29
Equipment expense 13 12 25 24
Advertising expense 12 10 20 18
Other noninterest expenses 31 39 74 86
Total noninterest expenses 555 535 1,158 1,086
Income before income taxes 269 356 436 765
Provision for income taxes 63 83 92 168
NET INCOME 206 273 344 597
Less:        
Income allocated to participating securities 1 2 2 3
Preferred stock dividends 5 5 11 11
Net income attributable to common shares $ 200 $ 266 $ 331 $ 583
Earnings per common share:        
Basic (in dollars per share) $ 1.50 $ 2.02 $ 2.49 $ 4.43
Diluted (in dollars per share) $ 1.49 $ 2.01 $ 2.47 $ 4.40
Comprehensive income (loss) $ 200 $ (312) $ (71) $ 583
Cash dividends declared on common stock $ 95 $ 94 $ 189 $ 188
Cash dividends declared per common share (in dollars per share) $ 0.71 $ 0.71 $ 1.42 $ 1.42
[1] Includes the effects of hedging.