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Revenue From Contracts with Customers (Tables) | 9 Months Ended
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Sep. 30, 2024
Revenue from Contract with Customer [Abstract] |
Composition of Revenue from Contracts with Customers | The following table presents the composition of revenue from contracts with customers, segregated from other sources of noninterest income, by business segment.
| Commercial Bank |  | Retail Bank |  | Wealth Management |  | Finance & Other |  | Total
(in millions)
Three Months Ended September 30, 2024 |  |  |  |  |  |  |  |  |
Revenue from contracts with customers: |  |  |  |  |  |  |  |  |
Card fees | $ | 53 |  |  | $ | 10 |  |  | $ | 1 |  |  | $ | — |  |  | $ | 64 |
Fiduciary income | — |  |  | — |  |  | 57 |  |  | — |  |  | 57 |
Service charges on deposit accounts | 31 |  |  | 13 |  |  | 2 |  |  | — |  |  | 46 |
Commercial loan servicing fees (a) | 3 |  |  | — |  |  | — |  |  | — |  |  | 3 |
Capital markets income (b) | 6 |  |  | — |  |  | — |  |  | — |  |  | 6 |
Brokerage fees | 1 |  |  | — |  |  | 12 |  |  | — |  |  | 13 |
Other noninterest income (b) | — |  |  | (1) |  |  | 2 |  |  | 1 |  |  | 2 |
Total revenue from contracts with customers | 94 |  |  | 22 |  |  | 74 |  |  | 1 |  |  | 191 |
Other sources of noninterest income | 55 |  |  | 2 |  |  | (1) |  |  | 30 |  |  | 86 |
Total noninterest income | $ | 149 |  |  | $ | 24 |  |  | $ | 73 |  |  | $ | 31 |  |  | $ | 277 |
Three Months Ended September 30, 2023 |  |  |  |  |  |  |  |  |
Revenue from contracts with customers: |  |  |  |  |  |  |  |  |
Card fees | $ | 58 |  |  | $ | 12 |  |  | $ | 1 |  |  | $ | — |  |  | $ | 71 |
Fiduciary income | 1 |  |  | — |  |  | 58 |  |  | — |  |  | 59 |
Service charges on deposit accounts | 32 |  |  | 14 |  |  | 1 |  |  | — |  |  | 47 |
Commercial loan servicing fees (a) | 3 |  |  | — |  |  | — |  |  | — |  |  | 3 |
Capital markets income (b) | 4 |  |  | — |  |  | — |  |  | — |  |  | 4 |
Brokerage fees | — |  |  | — |  |  | 8 |  |  | (2) |  |  | 6 |
Other noninterest income (b) | — |  |  | 4 |  |  | 7 |  |  | — |  |  | 11 |
Total revenue from contracts with customers | 98 |  |  | 30 |  |  | 75 |  |  | (2) |  |  | 201 |
Other sources of noninterest income | 52 |  |  | 1 |  |  | 3 |  |  | 38 |  |  | 94 |
Total noninterest income | $ | 150 |  |  | $ | 31 |  |  | $ | 78 |  |  | $ | 36 |  |  | $ | 295 |
Nine Months Ended September 30, 2024 |  |  |  |  |  |  |  |  |
Revenue from contracts with customers: |  |  |  |  |  |  |  |  |
Card fees | $ | 161 |  |  | $ | 30 |  |  | $ | 3 |  |  | $ | — |  |  | $ | 194 |
Fiduciary income | 1 |  |  | — |  |  | 165 |  |  | — |  |  | 166 |
Service charges on deposit accounts | 93 |  |  | 40 |  |  | 4 |  |  | — |  |  | 137 |
Commercial loan servicing fees (a) | 7 |  |  | — |  |  | — |  |  | — |  |  | 7 |
Capital markets income (b) | 18 |  |  | — |  |  | — |  |  | — |  |  | 18 |
Brokerage fees | 1 |  |  | — |  |  | 36 |  |  | — |  |  | 37 |
Other noninterest income (b) | 6 |  |  | 11 |  |  | 4 |  |  | 1 |  |  | 22 |
Total revenue from contracts with customers | 287 |  |  | 81 |  |  | 212 |  |  | 1 |  |  | 581 |
Other sources of noninterest income | 155 |  |  | 4 |  |  | 4 |  |  | 60 |  |  | 223 |
Total noninterest income | $ | 442 |  |  | $ | 85 |  |  | $ | 216 |  |  | $ | 61 |  |  | $ | 804 |
Nine Months Ended September 30, 2023 |  |  |  |  |  |  |  |  |
Revenue from contracts with customers: |  |  |  |  |  |  |  |  |
Card fees | $ | 175 |  |  | $ | 34 |  |  | $ | 3 |  |  | $ | — |  |  | $ | 212 |
Fiduciary income | 1 |  |  | — |  |  | 178 |  |  | — |  |  | 179 |
Service charges on deposit accounts | 95 |  |  | 41 |  |  | 4 |  |  | — |  |  | 140 |
Commercial loan servicing fees (a) | 9 |  |  | — |  |  | — |  |  | — |  |  | 9 |
Capital markets income (b) | 12 |  |  | — |  |  | — |  |  | — |  |  | 12 |
Brokerage fees | — |  |  | — |  |  | 24 |  |  | (2) |  |  | 22 |
Other noninterest income (b) | 1 |  |  | 10 |  |  | 20 |  |  | 1 |  |  | 32 |
Total revenue from contracts with customers | 293 |  |  | 85 |  |  | 229 |  |  | (1) |  |  | 606 |
Other sources of noninterest income | 167 |  |  | 4 |  |  | 4 |  |  | 99 |  |  | 274 |
Total noninterest income | $ | 460 |  |  | $ | 89 |  |  | $ | 233 |  |  | $ | 98 |  |  | $ | 880 |
(a)Included in commercial lending fees on the Consolidated Statements of Comprehensive Income. (b)Excludes derivative, warrant and other miscellaneous income.

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