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Revenue From Contracts with Customers (Tables)

9 Months Ended

Sep. 30, 2024

Revenue from Contract with Customer [Abstract]

Composition of Revenue from Contracts with Customers

The following table presents the composition of revenue from contracts with customers, segregated from other sources of noninterest income, by business segment.


			Commercial Bank						Retail Bank						Wealth Management						Finance & Other						Total
(in millions)
Three Months Ended September 30, 2024
Revenue from contracts with customers:
Card fees			$	53					$	10					$	1					$	—					$	64
Fiduciary income			—						—						57						—						57
Service charges on deposit accounts			31						13						2						—						46
Commercial loan servicing fees (a)			3						—						—						—						3
Capital markets income (b)			6						—						—						—						6
Brokerage fees			1						—						12						—						13
Other noninterest income (b)			—						(1)						2						1						2
Total revenue from contracts with customers			94						22						74						1						191
Other sources of noninterest income			55						2						(1)						30						86
Total noninterest income			$	149					$	24					$	73					$	31					$	277
Three Months Ended September 30, 2023
Revenue from contracts with customers:
Card fees			$	58					$	12					$	1					$	—					$	71
Fiduciary income			1						—						58						—						59
Service charges on deposit accounts			32						14						1						—						47
Commercial loan servicing fees (a)			3						—						—						—						3
Capital markets income (b)			4						—						—						—						4
Brokerage fees			—						—						8						(2)						6
Other noninterest income (b)			—						4						7						—						11
Total revenue from contracts with customers			98						30						75						(2)						201
Other sources of noninterest income			52						1						3						38						94
Total noninterest income			$	150					$	31					$	78					$	36					$	295
Nine Months Ended September 30, 2024
Revenue from contracts with customers:
Card fees			$	161					$	30					$	3					$	—					$	194
Fiduciary income			1						—						165						—						166
Service charges on deposit accounts			93						40						4						—						137
Commercial loan servicing fees (a)			7						—						—						—						7
Capital markets income (b)			18						—						—						—						18
Brokerage fees			1						—						36						—						37
Other noninterest income (b)			6						11						4						1						22
Total revenue from contracts with customers			287						81						212						1						581
Other sources of noninterest income			155						4						4						60						223
Total noninterest income			$	442					$	85					$	216					$	61					$	804
Nine Months Ended September 30, 2023
Revenue from contracts with customers:
Card fees			$	175					$	34					$	3					$	—					$	212
Fiduciary income			1						—						178						—						179
Service charges on deposit accounts			95						41						4						—						140
Commercial loan servicing fees (a)			9						—						—						—						9
Capital markets income (b)			12						—						—						—						12
Brokerage fees			—						—						24						(2)						22
Other noninterest income (b)			1						10						20						1						32
Total revenue from contracts with customers			293						85						229						(1)						606
Other sources of noninterest income			167						4						4						99						274
Total noninterest income			$	460					$	89					$	233					$	98					$	880

(a)Included in commercial lending fees on the Consolidated Statements of Comprehensive Income.

(b)Excludes derivative, warrant and other miscellaneous income.