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Consolidated Statements Of Comprehensive Income (unaudited) - USD ($)
$ in Millions
 3 Months Ended 9 Months Ended
Sep. 30, 2024
Sep. 30, 2023
Sep. 30, 2024
Sep. 30, 2023
INTEREST INCOME        
Interest and fees on loans $ 798 $ 862 $ 2,409 $ 2,491
Interest on investment securities 99 105 302 326
Interest on short-term investments 85 136 261 309
Total interest income 982 1,103 2,972 3,126
INTEREST EXPENSE        
Interest on deposits 330 271 952 590
Interest on short-term borrowings 1 125 47 333
Interest on medium- and long-term debt [1] 117 106 358 273
Total interest expense 448 502 1,357 1,196
Net interest income 534 601 1,615 1,930
Provision for credit losses 14 14 28 77
Net interest income after provision for credit losses 520 587 1,587 1,853
NONINTEREST INCOME        
Card fees 64 71 194 212
Fiduciary income 57 59 166 179
Service charges on deposit accounts 46 47 137 140
Capital markets income 39 35 106 113
Commercial lending fees 17 19 50 55
Brokerage fees 13 6 37 22
Bank-owned life insurance 12 12 33 36
Letter of credit fees 10 10 30 31
Risk management hedging income (loss) 7 17 (1) 32
Other noninterest income 12 19 52 60
Total noninterest income 277 295 804 880
NONINTEREST EXPENSES        
Salaries and benefits expense 335 315 1,006 947
Outside processing fee expense 69 75 205 207
Software expense 46 44 135 127
Occupancy expense 46 44 134 126
Equipment expense 13 12 38 36
FDIC insurance expense 11 19 66 48
Advertising expense 10 12 30 30
Other noninterest expenses 32 34 106 120
Total noninterest expenses 562 555 1,720 1,641
Income before income taxes 235 327 671 1,092
Provision for income taxes 51 76 143 244
NET INCOME 184 251 528 848
Less:        
Income allocated to participating securities 1 1 3 4
Preferred stock dividends 6 6 17 17
Net income attributable to common shares $ 177 $ 244 $ 508 $ 827
Earnings per common share:        
Basic (in dollars per share) $ 1.34 $ 1.85 $ 3.83 $ 6.27
Diluted (in dollars per share) $ 1.33 $ 1.84 $ 3.80 $ 6.24
Comprehensive income (loss) $ 1,292 $ (533) $ 1,221 $ 50
Cash dividends declared on common stock $ 94 $ 94 $ 283 $ 282
Cash dividends declared per common share (in dollars per share) $ 0.71 $ 0.71 $ 2.13 $ 2.13
[1] Includes the effects of hedging.