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Consolidated Statements Of Income - USD ($)
$ in Millions
 12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
INTEREST INCOME      
Interest and fees on loans $ 3,204 $ 3,340 $ 2,153
Interest on investment securities 402 430 414
Interest on short-term investments 333 405 105
Total interest income 3,939 4,175 2,672
INTEREST EXPENSE      
Interest on deposits 1,238 892 102
Interest on short-term borrowings 48 391 17
Interest on medium- and long-term debt 463 378 87
Total interest expense 1,749 1,661 206
Net interest income 2,190 2,514 2,466
Provision for credit losses 49 89 60
Net interest income after provision for credit losses 2,141 2,425 2,406
NONINTEREST INCOME      
Card fees 256 280 273
Fiduciary income 220 235 233
Service charges on deposit accounts 184 185 195
Capital markets income 142 147 154
Commercial lending fees 68 72 68
Brokerage fees 51 30 21
Bank-owned life insurance 44 46 47
Letter of credit fees 40 42 38
Risk management hedging (loss) income 8 (42) 8
Net securities losses (19) 0 0
Other noninterest income 60 83 31
Total noninterest income 1,054 1,078 1,068
NONINTEREST EXPENSES      
Salaries and benefits expense 1,352 1,306 1,208
Outside processing fee expense 273 277 251
Occupancy expense 181 171 175
Software expense 181 171 161
FDIC insurance expense 76 180 31
Equipment expense 52 50 50
Advertising expense 41 40 38
Other noninterest expenses 151 164 84
Total noninterest expenses 2,307 2,359 1,998
Income before income taxes 888 1,144 1,476
Provision for income taxes 190 263 325
Net Income 698 881 1,151
Less income allocated to participating securities 4 4 6
Preferred stock dividends 23 23 23
Net income attributable to common shares $ 671 $ 854 $ 1,122
Basic earnings per common share $ 5.06 $ 6.47 $ 8.56
Diluted earnings per common share $ 5.02 $ 6.44 $ 8.47
Cash dividends declared on common stock $ 376 $ 375 $ 356
Cash dividends declared per common share $ 2.84 $ 2.84 $ 2.72