XML 82 R72.htm IDEA: XBRL DOCUMENT v3.25.1
Strategic Lines of Business (Business Segment Financial Results) (Details) - USD ($)
$ in Millions
3 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Earnings summary:    
Net interest income (expense) $ 575 $ 548
Provision for credit losses 20 14
Noninterest income 254 236
Salaries and benefits expense 368 348
Outside processing fee expense 64 68
Occupancy expense 46 44
Allocated corporate expense 0 0
All other noninterest expenses 106 143
Total noninterest expenses 584 603
Provision (benefit) for income taxes 53 29
Net income (loss) 172 138
Net charge-offs 26 14
Selected average balances:    
Assets 77,558 83,617
Loans 50,214 51,372
Deposits 61,899 65,310
Commercial Bank    
Earnings summary:    
Net interest income (expense) 472 477
Provision for credit losses 31 16
Noninterest income 135 148
Salaries and benefits expense 81 79
Outside processing fee expense 46 49
Occupancy expense 6 6
Allocated corporate expense 119 104
All other noninterest expenses 15 37
Total noninterest expenses 267 275
Provision (benefit) for income taxes 71 56
Net income (loss) 238 278
Net charge-offs 26 14
Selected average balances:    
Assets 44,960 46,485
Loans 42,850 43,911
Deposits 32,750 32,212
Retail Bank    
Earnings summary:    
Net interest income (expense) 254 200
Provision for credit losses (5) (1)
Noninterest income 26 28
Salaries and benefits expense 51 51
Outside processing fee expense 2 3
Occupancy expense 25 24
Allocated corporate expense 80 77
All other noninterest expenses 22 27
Total noninterest expenses 180 182
Provision (benefit) for income taxes 26 8
Net income (loss) 79 39
Net charge-offs 0 0
Selected average balances:    
Assets 3,053 3,026
Loans 2,380 2,297
Deposits 23,638 24,384
Wealth Management    
Earnings summary:    
Net interest income (expense) 48 47
Provision for credit losses (6) 1
Noninterest income 71 65
Salaries and benefits expense 35 36
Outside processing fee expense 10 11
Occupancy expense 3 3
Allocated corporate expense 35 31
All other noninterest expenses 14 15
Total noninterest expenses 97 96
Provision (benefit) for income taxes 7 2
Net income (loss) 21 13
Net charge-offs 0 0
Selected average balances:    
Assets 5,170 5,443
Loans 4,984 5,152
Deposits 3,620 3,900
Finance    
Earnings summary:    
Net interest income (expense) (240) (217)
Provision for credit losses 0 0
Noninterest income 23 (11)
Salaries and benefits expense 17 14
Outside processing fee expense 1 1
Occupancy expense 1 1
Allocated corporate expense (20) (18)
All other noninterest expenses 2 4
Total noninterest expenses 1 2
Provision (benefit) for income taxes (52) (41)
Net income (loss) (166) (189)
Net charge-offs 0 0
Selected average balances:    
Assets 17,433 19,057
Loans 0 0
Deposits 1,633 4,539
Other    
Earnings summary:    
Net interest income (expense) 41 41
Provision for credit losses 0 (2)
Noninterest income (1) 6
Salaries and benefits expense 184 168
Outside processing fee expense 5 4
Occupancy expense 11 10
Allocated corporate expense (214) (194)
All other noninterest expenses 53 60
Total noninterest expenses 39 48
Provision (benefit) for income taxes 1 4
Net income (loss) 0 (3)
Net charge-offs 0 0
Selected average balances:    
Assets 6,942 9,606
Loans 0 12
Deposits $ 258 $ 275