Regulatory Restrictions (Tables)

12 Months Ended

Dec. 31, 2022

Compliance With Regulatory Capital Requirements Under Banking Regulations [Abstract]

The following table summarizes capital ratios for Old National and Old National Bank:


	Actual				Regulatory Minimum (1)				Prompt Corrective Action “Well Capitalized” Guidelines (2)
(dollars in thousands)	Amount		Ratio		Amount		Ratio		Amount		Ratio
December 31, 2022
Total capital to risk-weighted assets
Old National Bancorp	$	4,321,716	12.02	%	$	3,774,845	10.50	%	$	3,595,090	10.00	%
Old National Bank	4,063,363		11.35		3,759,671		10.50		3,580,639		10.00
Common equity Tier 1 capital to risk-weighted assets
Old National Bancorp	3,605,393		10.03		2,516,563		7.00		N/A		N/A
Old National Bank	3,817,402		10.66		2,506,448		7.00		2,327,416		6.50
Tier 1 capital to risk-weighted assets
Old National Bancorp	3,849,112		10.71		3,055,827		8.50		2,157,054		6.00
Old National Bank	3,817,402		10.66		3,043,544		8.50		2,864,512		8.00
Tier 1 capital to average assets
Old National Bancorp	3,849,112		8.52		1,808,108		4.00		N/A		N/A
Old National Bank	3,817,402		8.47		1,803,426		4.00		2,254,282		5.00
December 31, 2021
Total capital to risk-weighted assets
Old National Bancorp	$	2,119,176	12.77	%	$	1,741,789	10.50	%	$	1,658,847	10.00	%
Old National Bank	2,119,405		12.82		1,735,385		10.50		1,652,748		10.00
Common equity Tier 1 capital to risk-weighted assets
Old National Bancorp	1,998,056		12.04		1,161,193		7.00		N/A		N/A
Old National Bank	2,040,285		12.34		1,156,923		7.00		1,074,286		6.50
Tier 1 capital to risk-weighted assets
Old National Bancorp	1,998,056		12.04		1,410,020		8.50		995,308		6.00
Old National Bank	2,040,285		12.34		1,404,835		8.50		1,322,198		8.00
Tier 1 capital to average assets
Old National Bancorp	1,998,056		8.59		930,318		4.00		N/A		N/A
Old National Bank	2,040,285		8.81		926,821		4.00		1,158,526		5.00

(1)“Regulatory Minimum” capital ratios include the 2.5% “capital conservation buffer” required under the Basel III Capital Rules.

(2)“Well-capitalized” minimum common equity Tier 1 capital to risk-weighted assets and Tier 1 capital to average assets ratios are not formally defined under applicable banking regulations for bank holding companies.