XML 63 R53.htm IDEA: XBRL DOCUMENT v3.23.3
Loans and Allowance for Credit Losses - Schedule of Activity in Allowance for Loan Losses (Details) - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2023
Sep. 30, 2022
Sep. 30, 2023
Sep. 30, 2022
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Balance at Beginning of Period $ 300,555 $ 288,003 $ 303,671 $ 107,341
Allowance Established for Acquired PCD Loans 0 10,558 0 89,089
Charge-offs (22,750) (11,440) (55,261) (20,200)
Recoveries 3,062 3,845 9,052 8,073
Provision for Loan Losses 23,115 11,288 46,520 117,951
Balance at End of Period 303,982 302,254 303,982 302,254
Commercial        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Balance at Beginning of Period 127,403 102,819 120,612 27,232
Allowance Established for Acquired PCD Loans 0 3,740 0 38,780
Charge-offs (16,705) (2,696) (37,459) (5,919)
Recoveries 1,616 2,206 3,713 3,219
Provision for Loan Losses 12,441 6,344 37,889 49,101
Balance at End of Period 124,755 112,413 124,755 112,413
Commercial real estate        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Balance at Beginning of Period 136,897 141,802 138,244 64,004
Allowance Established for Acquired PCD Loans 0 6,818 0 49,419
Charge-offs (2,291) (4,772) (5,938) (5,596)
Recoveries 102 287 1,394 789
Provision for Loan Losses 10,267 (45) 11,275 35,474
Balance at End of Period 144,975 144,090 144,975 144,090
BBCC        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Balance at Beginning of Period 2,776 2,064 2,431 2,458
Allowance Established for Acquired PCD Loans 0 0 0 0
Charge-offs (1,049) 0 (1,171) (48)
Recoveries 70 108 174 256
Provision for Loan Losses 912 (4) 1,275 (498)
Balance at End of Period 2,709 2,168 2,709 2,168
Residential real estate        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Balance at Beginning of Period 20,421 19,729 21,916 9,347
Allowance Established for Acquired PCD Loans 0 0 0 136
Charge-offs (15) (20) (256) (344)
Recoveries 28 66 153 636
Provision for Loan Losses 346 1,481 (1,033) 11,481
Balance at End of Period 20,780 21,256 20,780 21,256
Indirect        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Balance at Beginning of Period 1,407 1,641 1,532 1,743
Allowance Established for Acquired PCD Loans 0 0 0 0
Charge-offs (490) (624) (2,089) (1,636)
Recoveries 325 379 1,349 921
Provision for Loan Losses 79 189 529 557
Balance at End of Period 1,321 1,585 1,321 1,585
Direct        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Balance at Beginning of Period 4,755 14,412 12,116 528
Allowance Established for Acquired PCD Loans 0 0 0 31
Charge-offs (2,180) (3,299) (8,018) (6,550)
Recoveries 580 442 1,798 1,712
Provision for Loan Losses 416 4,541 (2,325) 20,375
Balance at End of Period 3,571 16,096 3,571 16,096
Home equity        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Balance at Beginning of Period 6,896 5,536 6,820 2,029
Allowance Established for Acquired PCD Loans 0 0 0 723
Charge-offs (20) (29) (330) (107)
Recoveries 341 357 471 540
Provision for Loan Losses (1,346) (1,218) (1,090) 1,461
Balance at End of Period $ 5,871 $ 4,646 $ 5,871 $ 4,646