XML 85 R71.htm IDEA: XBRL DOCUMENT v3.24.2.u1
Loans and Allowance for Credit Losses - Schedule of Risk Rating and Payment Performance (Details) - USD ($)
$ in Thousands
 3 Months Ended 12 Months Ended
Dec. 31, 2023
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Risk Category Of Loans [Line Items]        
Total loans $ 32,991,927 $ 32,991,927 $ 31,123,641  
2023 1,114      
2022 10,423      
2021 30,346      
2020 3,274      
2019 8,604      
Prior 10,411      
Revolving 4,291      
Total 68,463 68,463 27,281 $ 4,310
Portfolio Segment After Reclassifications        
Risk Category Of Loans [Line Items]        
Total loans 32,991,927 32,991,927 31,123,641  
Commercial        
Risk Category Of Loans [Line Items]        
Total loans 9,512,230 9,512,230 9,508,904  
Total   41,451 6,885 1,228
Commercial | Portfolio Segment After Reclassifications        
Risk Category Of Loans [Line Items]        
Originated in current fiscal year 1,873,630 1,873,630 2,473,145  
Originated one year before current year 1,719,159 1,719,159 1,851,604  
Originated two years before current year 1,039,832 1,039,832 880,723  
Originated three years before current year 600,282 600,282 802,628  
Originated four years before current year 489,693 489,693 382,993  
Originated more than five years before current fiscal year 583,939 583,939 423,484  
Revolving 2,214,453 2,214,453 2,118,835  
Revolving to Term 758,478 758,478 365,212  
Total loans 9,279,466 9,279,466 9,298,624  
2023 0      
2022 6,475      
2021 24,022      
2020 120      
2019 7,245      
Prior 2,880      
Revolving 709      
Total 41,451      
Commercial real estate        
Risk Category Of Loans [Line Items]        
Total loans 14,140,629 14,140,629 12,457,070  
Total   11,198 6,519 264
Commercial real estate | Portfolio Segment After Reclassifications        
Risk Category Of Loans [Line Items]        
Originated in current fiscal year 2,279,487 2,279,487 3,193,582  
Originated one year before current year 3,664,419 3,664,419 2,928,035  
Originated two years before current year 2,695,350 2,695,350 2,050,913  
Originated three years before current year 1,636,367 1,636,367 1,384,735  
Originated four years before current year 1,163,055 1,163,055 823,735  
Originated more than five years before current fiscal year 1,350,392 1,350,392 1,139,730  
Revolving 107,225 107,225 57,818  
Revolving to Term 1,075,276 1,075,276 720,200  
Total loans 13,971,571 13,971,571 12,298,748  
2023 0      
2022 54      
2021 2,808      
2020 2,144      
2019 0      
Prior 6,192      
Revolving 0      
Total 11,198      
BBCC        
Risk Category Of Loans [Line Items]        
Total   1,650 85 144
BBCC | Portfolio Segment After Reclassifications        
Risk Category Of Loans [Line Items]        
Originated in current fiscal year 81,840 81,840 92,738  
Originated one year before current year 65,503 65,503 64,973  
Originated two years before current year 46,152 46,152 53,229  
Originated three years before current year 39,072 39,072 38,138  
Originated four years before current year 28,622 28,622 24,464  
Originated more than five years before current fiscal year 21,170 21,170 11,690  
Revolving 70,966 70,966 61,565  
Revolving to Term 48,497 48,497 21,805  
Total loans 401,822 401,822 368,602  
2023 670      
2022 548      
2021 362      
2020 70      
2019 0      
Prior 0      
Revolving 0      
Total 1,650      
Residential real estate        
Risk Category Of Loans [Line Items]        
Originated in current fiscal year 453,859 453,859 1,327,227  
Originated one year before current year 1,513,234 1,513,234 1,946,321  
Originated two years before current year 1,840,082 1,840,082 1,826,623  
Originated three years before current year 1,708,506 1,708,506 479,402  
Originated four years before current year 434,861 434,861 138,086  
Originated more than five years before current fiscal year 748,622 748,622 742,687  
Revolving 0 0 7  
Revolving to Term 279 279 88  
Total loans 6,699,443 6,699,443 6,460,441  
2023 0      
2022 0      
2021 0      
2020 0      
2019 0      
Prior 256      
Revolving 0      
Total 256 256 344 346
Residential real estate | Portfolio Segment After Reclassifications        
Risk Category Of Loans [Line Items]        
Total loans 6,699,443 6,699,443 6,460,441  
Residential real estate | Performing        
Risk Category Of Loans [Line Items]        
Originated in current fiscal year 453,743 453,743 1,327,168  
Originated one year before current year 1,508,671 1,508,671 1,945,792  
Originated two years before current year 1,836,078 1,836,078 1,825,762  
Originated three years before current year 1,705,131 1,705,131 478,529  
Originated four years before current year 430,783 430,783 136,260  
Originated more than five years before current fiscal year 722,987 722,987 712,175  
Revolving 0 0 7  
Revolving to Term 279 279 88  
Total loans 6,657,672 6,657,672 6,425,781  
Residential real estate | Nonperforming        
Risk Category Of Loans [Line Items]        
Originated in current fiscal year 116 116 59  
Originated one year before current year 4,563 4,563 529  
Originated two years before current year 4,004 4,004 861  
Originated three years before current year 3,375 3,375 873  
Originated four years before current year 4,078 4,078 1,826  
Originated more than five years before current fiscal year 25,635 25,635 30,512  
Revolving 0 0 0  
Revolving to Term 0 0 0  
Total loans 41,771 41,771 34,660  
Indirect        
Risk Category Of Loans [Line Items]        
Originated in current fiscal year 393,741 393,741 504,758  
Originated one year before current year 357,294 357,294 250,481  
Originated two years before current year 163,942 163,942 144,910  
Originated three years before current year 83,418 83,418 82,835  
Originated four years before current year 38,285 38,285 31,788  
Originated more than five years before current fiscal year 14,106 14,106 19,423  
Revolving 0 0 0  
Revolving to Term 196 196 62  
Total loans 1,050,982 1,050,982 1,034,257  
2023 271      
2022 1,447      
2021 787      
2020 159      
2019 152      
Prior 132      
Revolving 0      
Total 2,948 2,948 2,525 1,087
Indirect | Portfolio Segment After Reclassifications        
Risk Category Of Loans [Line Items]        
Total loans 1,050,982 1,050,982 1,034,257  
Indirect | Performing        
Risk Category Of Loans [Line Items]        
Originated in current fiscal year 393,369 393,369 504,410  
Originated one year before current year 355,822 355,822 249,407  
Originated two years before current year 162,735 162,735 144,265  
Originated three years before current year 82,871 82,871 82,304  
Originated four years before current year 37,967 37,967 31,484  
Originated more than five years before current fiscal year 13,815 13,815 19,095  
Revolving 0 0 0  
Revolving to Term 196 196 62  
Total loans 1,046,775 1,046,775 1,031,027  
Indirect | Nonperforming        
Risk Category Of Loans [Line Items]        
Originated in current fiscal year 372 372 348  
Originated one year before current year 1,472 1,472 1,074  
Originated two years before current year 1,207 1,207 645  
Originated three years before current year 547 547 531  
Originated four years before current year 318 318 304  
Originated more than five years before current fiscal year 291 291 328  
Revolving 0 0 0  
Revolving to Term 0 0 0  
Total loans 4,207 4,207 3,230  
Direct        
Risk Category Of Loans [Line Items]        
Originated in current fiscal year 109,439 109,439 133,049  
Originated one year before current year 90,841 90,841 164,977  
Originated two years before current year 93,008 93,008 78,020  
Originated three years before current year 48,947 48,947 58,124  
Originated four years before current year 29,869 29,869 45,626  
Originated more than five years before current fiscal year 71,001 71,001 60,738  
Revolving 75,204 75,204 87,627  
Revolving to Term 4,863 4,863 1,025  
Total loans 523,172 523,172 629,186  
2023 173      
2022 1,899      
2021 2,367      
2020 746      
2019 1,207      
Prior 543      
Revolving 3,582      
Total 10,517 10,517 10,799 1,159
Direct | Portfolio Segment After Reclassifications        
Risk Category Of Loans [Line Items]        
Total loans 523,172 523,172 629,186  
Direct | Performing        
Risk Category Of Loans [Line Items]        
Originated in current fiscal year 109,372 109,372 132,934  
Originated one year before current year 90,310 90,310 164,126  
Originated two years before current year 92,491 92,491 77,406  
Originated three years before current year 48,387 48,387 57,919  
Originated four years before current year 29,659 29,659 45,299  
Originated more than five years before current fiscal year 67,129 67,129 59,212  
Revolving 75,080 75,080 87,622  
Revolving to Term 4,852 4,852 671  
Total loans 517,280 517,280 625,189  
Direct | Nonperforming        
Risk Category Of Loans [Line Items]        
Originated in current fiscal year 67 67 115  
Originated one year before current year 531 531 851  
Originated two years before current year 517 517 614  
Originated three years before current year 560 560 205  
Originated four years before current year 210 210 327  
Originated more than five years before current fiscal year 3,872 3,872 1,526  
Revolving 124 124 5  
Revolving to Term 11 11 354  
Total loans 5,892 5,892 3,997  
Home equity        
Risk Category Of Loans [Line Items]        
Originated in current fiscal year 290 290 1,085  
Originated one year before current year 474 474 1,056  
Originated two years before current year 488 488 2,015  
Originated three years before current year 544 544 1,943  
Originated four years before current year 1,420 1,420 1,777  
Originated more than five years before current fiscal year 8,810 8,810 15,954  
Revolving 1,022,233 1,022,233 991,699  
Revolving to Term 31,212 31,212 18,254  
Total loans 1,065,471 1,065,471 1,033,783  
2023 0      
2022 0      
2021 0      
2020 35      
2019 0      
Prior 408      
Revolving 0      
Total 443 443 124 $ 82
Home equity | Portfolio Segment After Reclassifications        
Risk Category Of Loans [Line Items]        
Total loans 1,065,471 1,065,471 1,033,783  
Home equity | Performing        
Risk Category Of Loans [Line Items]        
Originated in current fiscal year 290 290 919  
Originated one year before current year 164 164 896  
Originated two years before current year 160 160 1,849  
Originated three years before current year 140 140 1,497  
Originated four years before current year 679 679 983  
Originated more than five years before current fiscal year 4,483 4,483 11,646  
Revolving 1,019,389 1,019,389 990,001  
Revolving to Term 23,918 23,918 14,792  
Total loans 1,049,223 1,049,223 1,022,583  
Home equity | Nonperforming        
Risk Category Of Loans [Line Items]        
Originated in current fiscal year 0 0 166  
Originated one year before current year 310 310 160  
Originated two years before current year 328 328 166  
Originated three years before current year 404 404 446  
Originated four years before current year 741 741 794  
Originated more than five years before current fiscal year 4,327 4,327 4,308  
Revolving 2,844 2,844 1,698  
Revolving to Term 7,294 7,294 3,462  
Total loans 16,248 16,248 11,200  
Pass | Commercial | Portfolio Segment After Reclassifications        
Risk Category Of Loans [Line Items]        
Originated in current fiscal year 1,826,289 1,826,289 2,388,618  
Originated one year before current year 1,573,669 1,573,669 1,754,364  
Originated two years before current year 985,964 985,964 796,340  
Originated three years before current year 520,883 520,883 738,208  
Originated four years before current year 450,911 450,911 362,986  
Originated more than five years before current fiscal year 495,979 495,979 388,617  
Revolving 2,051,985 2,051,985 1,988,763  
Revolving to Term 651,953 651,953 329,119  
Total loans 8,557,633 8,557,633 8,747,015  
Pass | Commercial real estate | Portfolio Segment After Reclassifications        
Risk Category Of Loans [Line Items]        
Originated in current fiscal year 2,177,841 2,177,841 3,066,960  
Originated one year before current year 3,515,702 3,515,702 2,828,758  
Originated two years before current year 2,563,638 2,563,638 1,989,000  
Originated three years before current year 1,576,044 1,576,044 1,219,025  
Originated four years before current year 1,010,351 1,010,351 675,572  
Originated more than five years before current fiscal year 1,161,119 1,161,119 1,018,719  
Revolving 103,332 103,332 57,818  
Revolving to Term 960,386 960,386 689,553  
Total loans 13,068,413 13,068,413 11,545,405  
Pass | BBCC | Portfolio Segment After Reclassifications        
Risk Category Of Loans [Line Items]        
Originated in current fiscal year 81,102 81,102 90,341  
Originated one year before current year 64,583 64,583 64,161  
Originated two years before current year 44,307 44,307 52,304  
Originated three years before current year 38,086 38,086 36,868  
Originated four years before current year 27,557 27,557 23,618  
Originated more than five years before current fiscal year 19,028 19,028 11,333  
Revolving 68,807 68,807 60,016  
Revolving to Term 33,361 33,361 18,881  
Total loans 376,831 376,831 357,522  
Criticized | Commercial | Portfolio Segment After Reclassifications        
Risk Category Of Loans [Line Items]        
Originated in current fiscal year 20,038 20,038 40,856  
Originated one year before current year 90,031 90,031 30,661  
Originated two years before current year 19,953 19,953 63,557  
Originated three years before current year 36,906 36,906 33,490  
Originated four years before current year 25,756 25,756 9,195  
Originated more than five years before current fiscal year 47,357 47,357 5,312  
Revolving 89,765 89,765 61,036  
Revolving to Term 44,348 44,348 4,327  
Total loans 374,154 374,154 248,434  
Criticized | Commercial real estate | Portfolio Segment After Reclassifications        
Risk Category Of Loans [Line Items]        
Originated in current fiscal year 69,648 69,648 75,306  
Originated one year before current year 69,946 69,946 34,422  
Originated two years before current year 68,708 68,708 22,569  
Originated three years before current year 27,059 27,059 82,637  
Originated four years before current year 52,107 52,107 86,504  
Originated more than five years before current fiscal year 95,896 95,896 56,864  
Revolving 3,893 3,893 0  
Revolving to Term 64,730 64,730 23,282  
Total loans 451,987 451,987 381,584  
Criticized | BBCC | Portfolio Segment After Reclassifications        
Risk Category Of Loans [Line Items]        
Originated in current fiscal year 0 0 1,504  
Originated one year before current year 0 0 525  
Originated two years before current year 857 857 368  
Originated three years before current year 700 700 692  
Originated four years before current year 1,001 1,001 353  
Originated more than five years before current fiscal year 349 349 0  
Revolving 2,144 2,144 1,006  
Revolving to Term 12,728 12,728 1,603  
Total loans 17,779 17,779 6,051  
Substandard | Commercial | Portfolio Segment After Reclassifications        
Risk Category Of Loans [Line Items]        
Originated in current fiscal year 27,271 27,271 37,223  
Originated one year before current year 41,164 41,164 47,522  
Originated two years before current year 27,990 27,990 16,540  
Originated three years before current year 37,618 37,618 22,925  
Originated four years before current year 10,461 10,461 4,844  
Originated more than five years before current fiscal year 29,981 29,981 21,204  
Revolving 72,703 72,703 67,402  
Revolving to Term 56,716 56,716 25,143  
Total loans 303,904 303,904 242,803  
Substandard | Commercial real estate | Portfolio Segment After Reclassifications        
Risk Category Of Loans [Line Items]        
Originated in current fiscal year 26,638 26,638 46,231  
Originated one year before current year 56,423 56,423 16,928  
Originated two years before current year 21,401 21,401 24,319  
Originated three years before current year 28,983 28,983 78,468  
Originated four years before current year 61,186 61,186 57,824  
Originated more than five years before current fiscal year 49,558 49,558 21,591  
Revolving 0 0 0  
Revolving to Term 48,760 48,760 4,108  
Total loans 292,949 292,949 249,469  
Substandard | BBCC | Portfolio Segment After Reclassifications        
Risk Category Of Loans [Line Items]        
Originated in current fiscal year 436 436 811  
Originated one year before current year 193 193 143  
Originated two years before current year 252 252 0  
Originated three years before current year 0 0 421  
Originated four years before current year 0 0 0  
Originated more than five years before current fiscal year 604 604 0  
Revolving 15 15 543  
Revolving to Term 1,006 1,006 682  
Total loans 2,506 2,506 2,600  
Nonaccrual | Commercial | Portfolio Segment After Reclassifications        
Risk Category Of Loans [Line Items]        
Originated in current fiscal year 32 32 3,627  
Originated one year before current year 7,034 7,034 1,453  
Originated two years before current year 0 0 566  
Originated three years before current year 0 0 0  
Originated four years before current year 823 823 0  
Originated more than five years before current fiscal year 3,411 3,411 0  
Revolving 0 0 1,634  
Revolving to Term 5,461 5,461 6,623  
Total loans 16,761 16,761 13,903  
Nonaccrual | Commercial real estate | Portfolio Segment After Reclassifications        
Risk Category Of Loans [Line Items]        
Originated in current fiscal year 0 0 3,151  
Originated one year before current year 21,919 21,919 9,541  
Originated two years before current year 10,706 10,706 5,014  
Originated three years before current year 1,975 1,975 0  
Originated four years before current year 1,634 1,634 2,312  
Originated more than five years before current fiscal year 8,632 8,632 22,155  
Revolving 0 0 0  
Revolving to Term 1,400 1,400 3,257  
Total loans 46,266 46,266 45,430  
Nonaccrual | BBCC | Portfolio Segment After Reclassifications        
Risk Category Of Loans [Line Items]        
Originated in current fiscal year 0 0 42  
Originated one year before current year 0 0 37  
Originated two years before current year 482 482 118  
Originated three years before current year 0 0 0  
Originated four years before current year 4 4 429  
Originated more than five years before current fiscal year 1,105 1,105 284  
Revolving 0 0 0  
Revolving to Term 1,402 1,402 639  
Total loans 2,993 2,993 1,549  
Doubtful | Commercial | Portfolio Segment After Reclassifications        
Risk Category Of Loans [Line Items]        
Originated in current fiscal year 0 0 2,821  
Originated one year before current year 7,261 7,261 17,604  
Originated two years before current year 5,925 5,925 3,720  
Originated three years before current year 4,875 4,875 8,005  
Originated four years before current year 1,742 1,742 5,968  
Originated more than five years before current fiscal year 7,211 7,211 8,351  
Revolving 0 0 0  
Revolving to Term 0 0 0  
Total loans 27,014 27,014 46,469  
Doubtful | Commercial real estate | Portfolio Segment After Reclassifications        
Risk Category Of Loans [Line Items]        
Originated in current fiscal year 5,360 5,360 1,934  
Originated one year before current year 429 429 38,386  
Originated two years before current year 30,897 30,897 10,011  
Originated three years before current year 2,306 2,306 4,605  
Originated four years before current year 37,777 37,777 1,523  
Originated more than five years before current fiscal year 35,187 35,187 20,401  
Revolving 0 0 0  
Revolving to Term 0 0 0  
Total loans 111,956 111,956 76,860  
Doubtful | BBCC | Portfolio Segment After Reclassifications        
Risk Category Of Loans [Line Items]        
Originated in current fiscal year 302 302 40  
Originated one year before current year 727 727 107  
Originated two years before current year 254 254 439  
Originated three years before current year 286 286 157  
Originated four years before current year 60 60 64  
Originated more than five years before current fiscal year 84 84 73  
Revolving 0 0 0  
Revolving to Term 0 0 0  
Total loans $ 1,713 $ 1,713 $ 880