XML 66 R55.htm IDEA: XBRL DOCUMENT v3.24.2
Loans and Allowance for Credit Losses - Schedule of Activity in Allowance for Loan Losses (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2024
Jun. 30, 2023
Jun. 30, 2024
Jun. 30, 2023
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Balance at Beginning of Period $ 319,713 $ 298,711 $ 307,610 $ 303,671
Allowance Established for Acquired PCD Loans 23,922 0 23,922 0
Charge-offs (17,041) (14,331) (31,061) (32,511)
Recoveries 2,996 4,239 5,266 5,990
Provision for Loan Losses 36,745 11,936 60,598 23,405
Balance at End of Period 366,335 300,555 366,335 300,555
Commercial        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Balance at Beginning of Period 123,437 125,768 118,333 120,612
Allowance Established for Acquired PCD Loans 14,593 0 14,593 0
Charge-offs (9,927) (8,331) (13,586) (20,754)
Recoveries 462 1,814 796 2,097
Provision for Loan Losses 9,895 8,152 18,324 25,448
Balance at End of Period 138,460 127,403 138,460 127,403
Commercial real estate        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Balance at Beginning of Period 160,640 135,348 155,099 138,244
Allowance Established for Acquired PCD Loans 8,483 0 8,483 0
Charge-offs (3,101) (2,458) (9,742) (3,647)
Recoveries 542 1,029 1,577 1,292
Provision for Loan Losses 23,347 2,978 34,494 1,008
Balance at End of Period 189,911 136,897 189,911 136,897
BBCC        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Balance at Beginning of Period 3,163 2,316 2,887 2,431
Allowance Established for Acquired PCD Loans 0 0 0 0
Charge-offs (935) (94) (1,011) (122)
Recoveries 230 31 248 104
Provision for Loan Losses 439 523 773 363
Balance at End of Period 2,897 2,776 2,897 2,776
Residential real estate        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Balance at Beginning of Period 21,899 20,207 20,837 21,916
Allowance Established for Acquired PCD Loans 134 0 134 0
Charge-offs 0 (218) 0 (241)
Recoveries 762 53 781 125
Provision for Loan Losses 340 379 1,383 (1,379)
Balance at End of Period 23,135 20,421 23,135 20,421
Indirect        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Balance at Beginning of Period 1,218 1,434 1,236 1,532
Allowance Established for Acquired PCD Loans 0 0 0 0
Charge-offs (1,084) (402) (2,222) (1,599)
Recoveries 335 612 667 1,024
Provision for Loan Losses 764 (237) 1,552 450
Balance at End of Period 1,233 1,407 1,233 1,407
Direct        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Balance at Beginning of Period 2,952 6,766 3,169 12,116
Allowance Established for Acquired PCD Loans 59 0 59 0
Charge-offs (1,884) (2,600) (4,312) (5,838)
Recoveries 565 637 1,052 1,218
Provision for Loan Losses 1,439 (48) 3,163 (2,741)
Balance at End of Period 3,131 4,755 3,131 4,755
Home equity        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Balance at Beginning of Period 6,404 6,872 6,049 6,820
Allowance Established for Acquired PCD Loans 653 0 653 0
Charge-offs (110) (228) (188) (310)
Recoveries 100 63 145 130
Provision for Loan Losses 521 189 909 256
Balance at End of Period $ 7,568 $ 6,896 $ 7,568 $ 6,896