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Consolidated Statements of Income (unaudited) - USD ($)
shares in Thousands, $ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
Loans including fees:        
Taxable $ 731,633 $ 561,428 $ 1,905,907 $ 1,594,411
Nontaxable 20,252 12,703 47,019 39,048
Investment securities:        
Taxable 143,155 83,567 353,569 241,349
Nontaxable 9,945 10,531 30,244 31,769
Money market and other interest-earning investments 12,207 11,696 35,813 32,992
Total interest income 917,192 679,925 2,372,552 1,939,569
Interest Expense        
Deposits 272,601 229,727 703,184 630,972
Federal funds purchased and interbank borrowings 1,816 292 4,394 3,239
Securities sold under agreements to repurchase 731 612 1,918 2,168
Federal Home Loan Bank advances 57,143 47,719 158,081 133,529
Other borrowings 10,292 9,851 27,933 33,058
Total interest expense 342,583 288,201 895,510 802,966
Net interest income 574,609 391,724 1,477,042 1,136,603
Provision for credit losses 26,738 28,497 164,976 83,602
Net interest income after provision for credit losses 547,871 363,227 1,312,066 1,053,001
Noninterest Income        
Wealth and investment services fees 39,684 29,117 105,149 86,779
Service charges on deposit accounts 27,856 20,350 72,890 57,598
Debit card and ATM fees 13,197 11,362 36,110 32,409
Mortgage banking revenue 10,442 7,669 27,353 19,211
Capital markets income 12,629 7,426 24,249 15,055
Company-owned life insurance 7,565 5,315 19,571 14,488
Debt securities gains (losses), net 7 (76) (110) (90)
Other income 19,081 12,975 71,560 33,481
Total noninterest income 130,461 94,138 356,772 258,931
Noninterest Expense        
Salaries and employee benefits 211,345 147,494 561,762 456,490
Occupancy 34,442 27,130 93,927 80,696
Equipment 12,703 9,888 34,170 27,263
Marketing 15,093 11,036 40,792 32,954
Technology 36,122 23,343 89,594 67,368
Communication 7,742 4,681 16,890 13,161
Professional fees 13,598 7,278 43,448 24,236
FDIC assessment 14,095 11,722 37,204 32,711
Amortization of intangibles 26,184 7,411 52,644 20,291
Amortization of tax credit investments 7,057 3,277 16,296 8,773
Other expense 67,353 19,023 112,244 53,656
Total noninterest expense 445,734 272,283 1,098,971 817,599
Income before income taxes 232,598 185,082 569,867 494,333
Income tax expense 50,031 41,280 117,233 109,018
Net income 182,567 143,802 452,634 385,315
Preferred dividends (4,034) (4,034) (12,101) (12,101)
Net income applicable to common shareholders $ 178,533 $ 139,768 $ 440,533 $ 373,214
Net income per common share - basic (in dollars per share) $ 0.46 $ 0.44 $ 1.24 $ 1.21
Net income per common share - diluted (in dollars per share) $ 0.46 $ 0.44 $ 1.23 $ 1.21
Weighted average number of common shares outstanding - basic (in shares) 389,038 315,622 355,307 307,426
Weighted average number of common shares outstanding - diluted (in shares) 390,496 317,331 357,278 308,605
Dividends per common share (in dollars per share) $ 0.14 $ 0.14 $ 0.42 $ 0.42