<SEC-DOCUMENT>0001628280-25-034796.txt : 20250711
<SEC-HEADER>0001628280-25-034796.hdr.sgml : 20250711
<ACCEPTANCE-DATETIME>20250711161805
ACCESSION NUMBER:		0001628280-25-034796
CONFORMED SUBMISSION TYPE:	8-K/A
PUBLIC DOCUMENT COUNT:		20
CONFORMED PERIOD OF REPORT:	20250501
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20250711
DATE AS OF CHANGE:		20250711

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			OLD NATIONAL BANCORP /IN/
		CENTRAL INDEX KEY:			0000707179
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		ORGANIZATION NAME:           	02 Finance
		EIN:				351539838
		STATE OF INCORPORATION:			IN
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K/A
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-15817
		FILM NUMBER:		251119194

	BUSINESS ADDRESS:	
		STREET 1:		ONE MAIN ST
		CITY:			EVANSVILLE
		STATE:			IN
		ZIP:			47708
		BUSINESS PHONE:		8124641434

	MAIL ADDRESS:	
		STREET 1:		ONE MAIN ST
		CITY:			EVANSVILLE
		STATE:			IN
		ZIP:			47708

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	O
		DATE OF NAME CHANGE:	19950822
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K/A
<SEQUENCE>1
<FILENAME>onb-20250501.htm
<DESCRIPTION>8-K/A
<TEXT>
<XBRL>
<?xml version='1.0' encoding='ASCII'?>
<!--XBRL Document Created with the Workiva Platform-->
<!--Copyright 2025 Workiva-->
<!--r:8ab1dc01-a166-46c5-9537-c749d5c7f51e,g:ad3ecf8c-2c2e-417e-a8cc-3f1edd6777fd,d:a138c39705144dd4a87e49099b1aa6fc-->
<html xmlns:dei="http://xbrl.sec.gov/dei/2024" xmlns="http://www.w3.org/1999/xhtml" xmlns:ixt="http://www.xbrl.org/inlineXBRL/transformation/2020-02-12" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:us-gaap="http://fasb.org/us-gaap/2024" xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:ix="http://www.xbrl.org/2013/inlineXBRL" xmlns:ixt-sec="http://www.sec.gov/inlineXBRL/transformation/2015-08-31" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xml:lang="en-US"><head><meta http-equiv="Content-Type" content="text/html"/>


<title>onb-20250501</title></head><body><div style="display:none"><ix:header><ix:hidden><ix:nonNumeric contextRef="c-1" name="dei:EntityRegistrantName" id="f-26">Old National Bancorp /IN/</ix:nonNumeric><ix:nonNumeric contextRef="c-1" name="dei:EntityCentralIndexKey" id="f-27">0000707179</ix:nonNumeric><ix:nonNumeric contextRef="c-1" name="dei:AmendmentFlag" format="ixt:fixed-false" id="f-28">FALSE</ix:nonNumeric></ix:hidden><ix:references xml:lang="en-US"><link:schemaRef xlink:type="simple" xlink:href="onb-20250501.xsd"/></ix:references><ix:resources><xbrli:context id="c-1"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000707179</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2025-05-01</xbrli:startDate><xbrli:endDate>2025-05-01</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-2"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000707179</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:CommonStockMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2025-05-01</xbrli:startDate><xbrli:endDate>2025-05-01</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-3"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000707179</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesAPreferredStockMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2025-05-01</xbrli:startDate><xbrli:endDate>2025-05-01</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-4"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000707179</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesCPreferredStockMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2025-05-01</xbrli:startDate><xbrli:endDate>2025-05-01</xbrli:endDate></xbrli:period></xbrli:context></ix:resources></ix:header></div><div id="ia138c39705144dd4a87e49099b1aa6fc_1"></div><div style="min-height:50.4pt;width:100%"><div><span><br/></span></div></div><div style="padding-left:27pt;text-align:right;text-indent:-27pt"><span><br/></span></div><div style="-sec-extract:summary;text-align:center"><span style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:120%">UNITED STATES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:120%">SECURITIES AND EXCHANGE COMMISSION</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:120%">WASHINGTON, DC 20549</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',serif;font-size:6pt;font-weight:700;line-height:120%">_________________________________________________________</span></div><div style="text-align:center"><span><br/></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:120%">FORM <ix:nonNumeric contextRef="c-1" name="dei:DocumentType" id="f-1">8-K/A</ix:nonNumeric></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',serif;font-size:9pt;font-weight:700;line-height:120%">Amendment No. 1 to Form 8-K</span></div><div style="margin-bottom:6pt;text-align:center"><span style="color:#000000;font-family:'Times New Roman',serif;font-size:6pt;font-weight:700;line-height:120%">_________________________________________________________</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:120%">CURRENT REPORT</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:120%">Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934</span></div><div style="text-align:center"><span><br/></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">Date of report (Date of earliest event reported): <ix:nonNumeric contextRef="c-1" name="dei:DocumentPeriodEndDate" format="ixt:date-monthname-day-year-en" id="f-2">May 1, 2025</ix:nonNumeric></span></div><div style="margin-bottom:6pt;text-align:center"><span style="color:#000000;font-family:'Times New Roman',serif;font-size:6pt;font-weight:700;line-height:120%">_________________________________________________________</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:120%">OLD NATIONAL BANCORP</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">(Exact name of Registrant as specified in its charter)</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:120%">_________________________________________________________</span></div><div style="text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:32.233%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:32.233%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:32.234%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:120%"><ix:nonNumeric contextRef="c-1" name="dei:EntityIncorporationStateCountryCode" format="ixt-sec:stateprovnameen" id="f-3">Indiana</ix:nonNumeric></span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:120%"><ix:nonNumeric contextRef="c-1" name="dei:EntityFileNumber" id="f-4">001-15817</ix:nonNumeric></span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:120%"><ix:nonNumeric contextRef="c-1" name="dei:EntityTaxIdentificationNumber" id="f-5">35-1539838</ix:nonNumeric></span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">(State or other jurisdiction of incorporation)</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">(Commission File Number)</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">(IRS Employer Identification No.)</span></div><div style="text-align:center"><span><br/></span></div></td></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.722%"><tr><td style="width:1.0%"/><td style="width:28.844%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:28.844%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:39.012%"/><td style="width:0.1%"/></tr><tr><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="c-1" name="dei:EntityAddressAddressLine1" id="f-6">One Main Street</ix:nonNumeric></span></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="c-1" name="dei:EntityAddressCityOrTown" id="f-7">Evansville,</ix:nonNumeric> </span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="c-1" name="dei:EntityAddressStateOrProvince" format="ixt-sec:stateprovnameen" id="f-8">Indiana</ix:nonNumeric></span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="c-1" name="dei:EntityAddressPostalZipCode" id="f-9">47708</ix:nonNumeric></span></td></tr><tr><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">(Address of Principal Executive Offices)</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">&#160;(Zip Code)</span></td></tr></table></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">Registrant&#8217;s telephone number, including area code: </span><span style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:120%">(<ix:nonNumeric contextRef="c-1" name="dei:CityAreaCode" id="f-10">773</ix:nonNumeric>) <ix:nonNumeric contextRef="c-1" name="dei:LocalPhoneNumber" id="f-11">765-7675</ix:nonNumeric></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:120%">________________________________________________________</span></div><div style="margin-bottom:6pt;text-align:center"><span style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">(Former name or former address if changed since last report.)</span></div><div style="margin-bottom:6pt"><span style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:</span></div><div><span style="color:#000000;font-family:'Wingdings',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><ix:nonNumeric contextRef="c-1" name="dei:WrittenCommunications" format="ixt-sec:boolballotbox" id="f-12">&#9744;</ix:nonNumeric></span><span style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</span></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Wingdings',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><ix:nonNumeric contextRef="c-1" name="dei:SolicitingMaterial" format="ixt-sec:boolballotbox" id="f-13">&#9744;</ix:nonNumeric></span><span style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)</span></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Wingdings',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><ix:nonNumeric contextRef="c-1" name="dei:PreCommencementTenderOffer" format="ixt-sec:boolballotbox" id="f-14">&#9744;</ix:nonNumeric></span><span style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))</span></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Wingdings',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><ix:nonNumeric contextRef="c-1" name="dei:PreCommencementIssuerTenderOffer" format="ixt-sec:boolballotbox" id="f-15">&#9744;</ix:nonNumeric></span><span style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))</span></div><div style="margin-top:10pt"><span style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">Securities registered pursuant to Section&#160;12(b) of the Act:</span></div><div style="margin-bottom:1pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:50.983%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.633%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.927%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.633%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:36.124%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:100%">Title of each class</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:120%">Trading</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:120%">Symbol(s)</span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:100%">Name of each exchange on which registered</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="c-2" name="dei:Security12bTitle" id="f-16">Common Stock, No Par Value</ix:nonNumeric></span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="c-2" name="dei:TradingSymbol" id="f-17">ONB</ix:nonNumeric></span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #929292;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="c-2" name="dei:SecurityExchangeName" format="ixt-sec:exchnameen" id="f-18">The NASDAQ Stock Market LLC</ix:nonNumeric></span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="c-3" name="dei:Security12bTitle" id="f-19">Depositary Shares, each representing a 1/40th interest in a share of Non-Cumulative Perpetual Preferred Stock, Series A</ix:nonNumeric></span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="c-3" name="dei:TradingSymbol" id="f-20">ONBPP</ix:nonNumeric></span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="c-3" name="dei:SecurityExchangeName" format="ixt-sec:exchnameen" id="f-21">The NASDAQ Stock Market LLC</ix:nonNumeric></span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="c-4" name="dei:Security12bTitle" id="f-22">Depositary Shares, each representing a 1/40th interest in a share of Non-Cumulative Perpetual Preferred Stock, Series C</ix:nonNumeric></span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="c-4" name="dei:TradingSymbol" id="f-23">ONBPO</ix:nonNumeric></span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="c-4" name="dei:SecurityExchangeName" format="ixt-sec:exchnameen" id="f-24">The NASDAQ Stock Market LLC</ix:nonNumeric></span></td></tr></table></div><div style="margin-bottom:6pt"><span style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">Indicate by check mark whether the Registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#167;</span><span style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#167;</span><span style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">240.12b-2 of this chapter).</span></div><div style="margin-bottom:6pt;padding-left:36pt;text-indent:-36pt"><span style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">Emerging growth company&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'Wingdings',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><ix:nonNumeric contextRef="c-1" name="dei:EntityEmergingGrowthCompany" format="ixt-sec:boolballotbox" id="f-25">&#9744;</ix:nonNumeric></span></div><div><span style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">If an emerging growth company, indicate by check mark if the Registrant has elected not to use extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'Wingdings',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#9744;</span></div><div style="height:50.4pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span><br/></span></div></div></div><hr style="page-break-after:always"/><div style="min-height:50.4pt;width:100%"><div><span><br/></span></div></div><div style="padding-left:27pt;text-indent:-27pt"><span style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:110%">Introductory Note.</span></div><div><span><br/></span></div><div style="text-indent:36pt"><span style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">This Amendment No. 1 to Form 8-K (this &#8220;8-K Amendment&#8221;) is being filed in connection with the closing on May 1, 2025 of the merger of Bremer Financial Corporation (&#8220;Bremer&#8221;), a Minnesota corporation, with and into Old National Bancorp (&#8220;Old National&#8221;), an Indiana corporation (the &#8220;Merger&#8221;), with Old National as the surviving corporation in the Merger, pursuant to the Agreement and Plan of Merger, dated as of November 25, 2024 (the &#8220;Merger Agreement&#8221;), by and among Old National, Bremer and ONB Merger Sub, Inc., an Indiana corporation and wholly owned subsidiary of Old National, as previously disclosed in the Current Report on Form 8-K filed on May 1, 2025 (the &#8220;Original 8-K&#8221;). This 8-K Amendment is being filed by Old National to amend Item 9.01 of the Original 8-K solely to present certain financial information in connection with the Merger.</span></div><div style="text-indent:36pt"><span><br/></span></div><div><span style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:120%">Item 9.01 Financial Statements and Exhibits.</span></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:120%">(a) Financial Statements of Business Acquired.</span></div><div><span><br/></span></div><div style="text-indent:36pt"><span style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">The audited consolidated statements of financial condition of Bremer as of December 31, 2024 and 2023 and the related consolidated statements of income, comprehensive income, changes in stockholders&#8217; equity, and cash flows of Bremer for each of the two fiscal years in the period ended December 31, 2024, and the notes related thereto, are filed as Exhibit 99.1 to this 8-K Amendment and incorporated herein by reference.</span></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:120%">(b) Pro Forma Financial Information.</span></div><div><span><br/></span></div><div style="text-indent:36pt"><span style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">The unaudited pro forma condensed combined balance sheet of Old National as of December 31, 2024, giving effect to the Merger as if it had been completed on December 31, 2024, and the unaudited pro forma condensed combined income statement of Old National for the year ended December 31, 2024, giving effect to the Merger as if it had been completed on January 1, 2024, and the notes related thereto, are filed as Exhibit 99.2 to this 8-K Amendment and incorporated herein by reference.</span></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:120%">(d) Exhibits.</span></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:120%;text-decoration:underline">Exhibit No.</span><span style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:120%;text-decoration:underline">Description</span></div><div style="padding-left:72pt;text-indent:-72pt"><span><br/></span></div><div style="padding-left:72pt;text-indent:-72pt"><span style="color:#0000ff;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="onbex231eyllpconsentbremer.htm">23.1</a></span><span style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Consent of Ernst &amp; Young LLP, Independent Auditors for Bremer with respect to Bremer&#8217;s audited financial statements.</span></div><div style="padding-left:72pt;text-indent:-72pt"><span><br/></span></div><div style="padding-left:72pt;text-indent:-72pt"><span style="color:#0000ff;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="onbexhibit9912024bfcfsfinal.htm">99.1</a></span><span style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Audited consolidated statements of financial condition of Bremer as of December 31, 2024 and 2023 and the related consolidated statements of income, comprehensive income, changes in stockholders&#8217; equity, and cash flows of Bremer for each of the two fiscal years in the period ended December 31, 2024, and the notes related thereto.</span></div><div style="padding-left:72pt;text-indent:-72pt"><span><br/></span></div><div style="padding-left:72pt;text-indent:-72pt"><span style="color:#0000ff;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="onbex992bremermergerprofor.htm">99.2</a></span><span style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Unaudited pro forma condensed combined balance sheet as of December 31, 2024; and unaudited pro forma condensed combined income statement for the year ended December 31, 2024, and the notes related thereto.</span></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">104&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Cover Page Interactive Data File (embedded within the Inline XBRL document).</span></div><div style="height:50.4pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="-sec-extract:summary;text-align:center"><span style="color:#000000;font-family:'Times New Roman',serif;font-size:11pt;font-weight:400;line-height:120%">2</span></div><div><span><br/></span></div></div></div><hr style="page-break-after:always"/><div style="min-height:50.4pt;width:100%"><div><span><br/></span></div></div><div><span><br/></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:120%">SIGNATURE</span></div><div style="text-align:center"><span><br/></span></div><div style="text-indent:36pt"><span style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.</span></div><div style="text-align:justify"><span><br/></span></div><div style="text-align:justify;text-indent:36pt"><span style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">Date: July 11, 2025</span></div><div style="text-align:justify"><span><br/></span></div><div style="padding-left:216pt;text-align:justify"><span style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:120%">OLD NATIONAL BANCORP</span></div><div style="padding-left:216pt;text-align:justify"><span><br/></span></div><div style="padding-left:216pt;text-align:justify"><span style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">By:  </span><span style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"> /s/  Nicholas J. Chulos</span></div><div style="padding-left:180pt;text-align:justify;text-indent:36pt"><span style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">Nicholas J. Chulos</span></div><div style="padding-left:180pt;text-align:justify;text-indent:36pt"><span style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">Executive Vice President,</span></div><div style="padding-left:216pt;text-align:justify"><span style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">Chief Legal Officer and Corporate Secretary</span></div><div style="height:50.4pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="-sec-extract:summary;text-align:center"><span style="color:#000000;font-family:'Times New Roman',serif;font-size:11pt;font-weight:400;line-height:120%">3</span></div><div><span><br/></span></div></div></div></body></html>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-23.1
<SEQUENCE>2
<FILENAME>onbex231eyllpconsentbremer.htm
<DESCRIPTION>EX-23.1
<TEXT>
<html><head>
<!-- Document created using Wdesk -->
<!-- Copyright 2025 Workiva -->
<title>Document</title></head><body><div id="i3c902297a7734f728243a68826ca75b5_1"></div><div style="min-height:72pt;width:100%"><div style="text-align:right"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">Exhibit 23.1</font></div></div><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">Consent of Independent Auditors</font></div><div style="text-align:center"><font><br></font></div><div><font style="background-color:#ffffff;color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">We consent to the incorporation by reference in the Registration Statements on Form S-3 (Nos. 333-272312 and 333-281521) and Form S-8 (Nos. 333-152769, 333-161395, 333-267737, 333-257536, 333-272313 and 333-276362) of Old National Bancorp of our report dated March 25, 2025, relating to the consolidated financial statements of Bremer Financial Corporation as of and for the years ended December 31, 2024 and 2023 appearing in this Current Report on Form 8-K&#47;A of Old National Bancorp.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">&#47;s&#47; Ernst &#38; Young LLP</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">Minneapolis, MN</font></div><div><font style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">July 11, 2025</font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><font><br></font></div></div></div></body></html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>3
<FILENAME>onbexhibit9912024bfcfsfinal.htm
<DESCRIPTION>EX-99.1
<TEXT>
<html><head>
<!-- Document created using Wdesk -->
<!-- Copyright 2025 Workiva -->
<title>Document</title></head><body><div id="i0520cc1d2b7f42e08db1c98d1a96669e_96"></div><div style="min-height:36pt;width:100%"><div style="text-align:right"><font><br></font></div><div style="margin-bottom:8pt;text-align:right"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">Exhibit 99.1</font></div></div><div style="margin-bottom:8pt;text-align:center"><img alt="covera.jpg" src="covera.jpg" style="height:1008px;margin-bottom:5pt;vertical-align:text-bottom;width:777px"></div><div style="height:0pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-bottom:8pt"><font><br></font></div></div></div><div id="i0520cc1d2b7f42e08db1c98d1a96669e_1"></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div style="margin-bottom:8pt"><font><br></font></div></div><div><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Contents</font></div><div><font><br></font></div><div style="margin-bottom:8pt;padding-left:1.23pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:94.893%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:2.265%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.442%"></td><td style="width:0.1%"></td></tr><tr style="height:15pt"><td colspan="3" style="padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:1pt;padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Report of Independent Auditors</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr style="height:15pt"><td colspan="3" style="padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr style="height:15pt"><td colspan="3" style="padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Consolidated Financial Statements</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:1pt;padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Consolidated Balance Sheet</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:1pt;padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Consolidated Statement of Income</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:1pt;padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Consolidated Statement of Comprehensive Income</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:1pt;padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Consolidated Statement of Shareholders&#8217; Equity</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Consolidated Statement of Cash Flows</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr style="height:15pt"><td colspan="3" style="padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Notes to Consolidated Financial Statements</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:1pt;padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Note 1 &#8211; Company Description</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:1pt;padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Note 2 &#8211; Accounting Policies</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:1pt;padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Note 3 &#8211; Recent Accounting Pronouncements</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">16</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:1pt;padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Note 4 &#8211; Restrictions on Cash, Cash Equivalents, and Due from Banks</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">19</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:1pt;padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Note 5 &#8211; Investment Securities</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">19</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:1pt;padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Note 6 &#8211; Loans Held for Investment and Allowance for Credit Losses</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">21</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:1pt;padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Note 7 &#8211; Mortgage Banking</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">26</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:1pt;padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Note 8 &#8211; Premises, Equipment, and Lease Commitments</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">27</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:1pt;padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Note 9 &#8211; Goodwill and Other Intangible Assets</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">28</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:1pt;padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Note 10 &#8211; Deposits</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">29</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:1pt;padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Note 11 &#8211; Short-Term Borrowings</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">30</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:1pt;padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Note 12 &#8211; Long-Term Debt</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">30</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:1pt;padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Note 13 &#8211; Employee Benefit Plans</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">31</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:1pt;padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Note 14 &#8211; Other Noninterest Income</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">34</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:1pt;padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Note 15 &#8211; Other Noninterest Expense</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">35</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:1pt;padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Note 16 &#8211; Income Taxes</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">35</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:1pt;padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Note 17 &#8211; Commitments and Contingencies</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">36</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:1pt;padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Note 18 &#8211; Derivatives and Hedging Activities</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">37</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:1pt;padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Note 19 &#8211; Common Stock</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">40</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:1pt;padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Note 20 &#8211; Regulatory Matters</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">40</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:1pt;padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Note 21 &#8211; Fair Value</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">42</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Note 22 &#8211; Subsequent Events</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">46</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr style="height:15pt"><td colspan="3" style="padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr style="height:15pt"><td colspan="3" style="padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr style="height:15pt"><td colspan="3" style="padding:0 1pt"><div style="padding-right:0.97pt"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr></table></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-bottom:8pt"><font><br></font></div></div></div><div id="i0520cc1d2b7f42e08db1c98d1a96669e_4"></div><hr style="page-break-after:always"><div style="min-height:102.96pt;width:100%"><div><img alt="image_0a.jpg" src="image_0a.jpg" style="height:88px;margin-bottom:5pt;vertical-align:text-bottom;width:83px"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:125%">&#160;&#160;&#160;&#160;</font><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:47.275%"><tr><td style="width:1.0%"></td><td style="width:37.544%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:2.289%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:56.867%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-right:-2.63pt;text-align:justify"><font style="color:#808080;font-family:'Interstate Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:131%">Ernst &#38; Young, LLP</font></div><div style="padding-right:-2.63pt;text-align:justify"><font style="color:#808080;font-family:'Interstate Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:131%">700 Nicollet Mall</font></div><div style="padding-right:-2.63pt;text-align:justify"><font style="color:#808080;font-family:'Interstate Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:131%">Suite 500</font></div><div style="padding-right:-2.63pt;text-align:justify"><font style="color:#808080;font-family:'Interstate Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:131%">Minneapolis, MN 55402</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-right:-2.63pt;text-align:justify"><font style="color:#808080;font-family:'Interstate Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:131%">Tel&#58; +1 612 343 1000</font></div><div style="padding-right:-2.63pt;text-align:justify"><font style="color:#808080;font-family:'Interstate Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:131%">ey.com</font></div></td></tr></table></div></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:14pt;font-weight:400;line-height:120%">Report of Independent Auditors</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The Board of Directors and Shareholders</font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Bremer Financial Corporation</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Opinion</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">We have audited the consolidated financial statements of Bremer Financial Corporation (the Company), which comprise the consolidated balance sheets as of December 31, 2024 and 2023, and the related consolidated statements of income, comprehensive income, changes in shareholders&#8217; equity, and cash flows for the years then ended, and the related notes (collectively referred to as the &#8220;financial statements&#8221;).</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In our opinion, the accompanying financial statements present fairly, in all material respects, the financial position of the Company at December 31, 2024 and 2023, and the results of its operations and its cash flows for the years then ended in accordance with accounting principles generally accepted in the United States of America.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">We also have audited, in accordance with auditing standards generally accepted in the United States of America, the Company&#8217;s internal control over financial reporting, including internal control over the preparation of regulatory financial statements, in accordance with the instructions to the Consolidated Financial Statements for Bank Holding Companies (Form FR Y-9C) as of December 31, 2024, based on criteria established in Internal Control&#8212;Integrated Framework issued by the Committee of Sponsoring Organizations of the Treadway Commission (2013 framework) (the COSO criteria) and our report dated March 25, 2025 expressed an unmodified opinion thereon.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Basis for Opinion</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">We conducted our audits in accordance with auditing standards generally accepted in the United States of America (GAAS). Our responsibilities under those standards are further described in the Auditor&#8217;s Responsibilities for the Audit of the Financial Statements section of our report. We are required to be independent of the Company and to meet our other ethical responsibilities in accordance with the relevant ethical requirements relating to our audits. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our audit opinion.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Adoption of ASU 2016-13, Financial Instruments &#8211; Credit Losses</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">As discussed in Note 3 to the financial statements, in 2023 the Company changed its method of accounting for credit losses as a result of the adoption of the amendments to the FASB Accounting Standards Codification resulting from Accounting Standards Update (ASU) No. 2016-13,</font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:120%"> Financial Instruments &#8211; Credit Losses (Topic 326)&#58; Measurement of Credit Losses on Financial Instruments</font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">, and the related amendments. Our opinion is not modified with respect to this matter.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Responsibilities of Management for the Financial Statements</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Management is responsible for the preparation and fair presentation of the financial statements in accordance with accounting principles generally accepted in the United States of America, and for the design, implementation, and maintenance of internal control relevant to the preparation and fair presentation of financial statements that are free of material misstatement, whether due to fraud or error.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In preparing the financial statements, management is required to evaluate whether there are conditions or events, considered in the aggregate, that raise substantial doubt about the Company&#8217;s ability to continue as a going concern for one year after the date that the financial statements are available to be issued.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font><br></font></div><div style="height:77.76pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-bottom:8pt;text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:125%">1</font></div><div style="margin-bottom:8pt"><font><br></font></div></div></div><hr style="page-break-after:always"><div style="min-height:102.96pt;width:100%"><div><img alt="image_0a.jpg" src="image_0a.jpg" style="height:88px;margin-bottom:5pt;vertical-align:text-bottom;width:83px"></div></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Auditor&#8217;s Responsibilities for the Audit of the Financial Statements</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free of material misstatement, whether due to fraud or error, and to issue an auditor&#8217;s report that includes our opinion. Reasonable assurance is a high level of assurance but is not absolute assurance and therefore is not a guarantee that an audit conducted in accordance with GAAS will always detect a material misstatement when it exists. The risk of not detecting a material misstatement resulting from fraud is higher than for one resulting from error, as fraud may involve collusion, forgery, intentional omissions, misrepresentations, or the override of internal control. Misstatements are considered material if there is a substantial likelihood that, individually or in the aggregate, they would influence the judgment made by a reasonable user based on the financial statements.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In performing an audit in accordance with GAAS, we&#58;</font></div><div style="text-align:justify"><font><br></font></div><div style="padding-left:36pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:9pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%;padding-left:14.85pt">Exercise professional judgment and maintain professional skepticism throughout the audit.</font></div><div style="padding-left:36pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:9pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%;padding-left:14.85pt">Identify and assess the risks of material misstatement of the financial statements, whether due to fraud or error, and design and perform audit procedures responsive to those risks. Such procedures include examining, on a test basis, evidence regarding the amounts and disclosures in the financial statements.</font></div><div style="padding-left:36pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:9pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%;padding-left:14.85pt">Obtain an understanding of internal control relevant to the audit in order to design audit procedures that are appropriate in the circumstances.</font></div><div style="padding-left:36pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:9pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%;padding-left:14.85pt">Evaluate the appropriateness of accounting policies used and the reasonableness of significant accounting estimates made by management, as well as evaluate the overall presentation of the financial statements.</font></div><div style="padding-left:36pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:9pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%;padding-left:14.85pt">Conclude whether, in our judgment, there are conditions or events, considered in the aggregate, that raise substantial doubt about the Company&#8217;s ability to continue as a going concern for a reasonable period of time.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">We are required to communicate with those charged with governance regarding, among other matters, the planned scope and timing of the audit, significant audit findings, and certain internal control-related matters that we identified during the audit.</font></div><div><font><br></font></div><div><font><br></font></div><div><img alt="image_1a.jpg" src="image_1a.jpg" style="height:53px;margin-bottom:5pt;vertical-align:text-bottom;width:207px"></div><div><font><br></font></div><div style="margin-bottom:10pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:133%">March 25, 2025</font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:400;line-height:133%">&#160;&#160;&#160;&#160;</font></div><div style="height:77.76pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-bottom:8pt;text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:125%">2</font></div><div style="margin-bottom:8pt"><font><br></font></div></div></div><div id="i0520cc1d2b7f42e08db1c98d1a96669e_7"></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div style="margin-bottom:8pt"><font><br></font></div></div><div><font style="color:#000000;font-family:'Arial',sans-serif;font-size:16pt;font-weight:700;line-height:120%">Bremer Financial Corporation</font></div><div><font style="color:#000000;font-family:'Arial',sans-serif;font-size:16pt;font-weight:700;line-height:120%">Consolidated Balance Sheet</font></div><div style="margin-bottom:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:67.689%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.436%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.186%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.189%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">At December 31 (Dollars in Thousands)</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2024</font></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2023</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Assets</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Cash, cash equivalents, and due from banks</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;269,865</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;391,470</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Investment securities</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.62pt;padding-right:0.97pt;text-align:justify;text-indent:-9.25pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Available-for-sale</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;1,765,507</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;1,623,960</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.62pt;padding-right:0.97pt;text-indent:-9.25pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Held-to-maturity (fair value $1,575,254 and $1,788,900, respectively&#59; $49,846 and $78,478 pledged as collateral, respectively)</font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline"> (A)</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,930,266</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;2,104,572</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Loans held for sale</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;8,387</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;10,334</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Loans held for investment</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.62pt;padding-right:0.97pt;text-align:justify;text-indent:-9.25pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Loans</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;11,764,137</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;11,454,296</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.62pt;padding-right:0.97pt;text-align:justify;text-indent:-9.25pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Less allowance for loan losses</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;(117,819)</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;(102,751)</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:15.62pt;padding-right:0.97pt;text-align:justify;text-indent:-18.25pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Net loans held for investment</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;11,646,318</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;11,351,545</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Premises and equipment, net</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;151,198</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;140,969</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Goodwill and other intangibles, net</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;25,074</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;136,731</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Bank owned life insurance</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;179,617</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;173,037</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other assets</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;482,181</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;443,112</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:15.62pt;padding-right:0.97pt;text-align:justify;text-indent:-18.25pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Total assets</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;16,458,413</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$     16,375,730</font></div></td></tr><tr style="height:11pt"><td colspan="3" style="padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Liabilities and Shareholders&#8217; Equity</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Deposits</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Noninterest-bearing</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;3,767,971</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;3,967,525</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Interest-bearing</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;9,447,083</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;8,962,601</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:15.62pt;padding-right:0.97pt;text-align:justify;text-indent:-18.25pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Total deposits</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;13,215,054</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;12,930,126</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Short-term borrowings</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;670,070</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;659,230</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Long-term debt</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;808,863</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;1,023,118</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Accrued expenses and other liabilities</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;378,522</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;314,756</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:15.62pt;padding-right:0.97pt;text-align:justify;text-indent:-18.25pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Total liabilities</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;15,072,509</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;14,927,230</font></div></td></tr><tr style="height:11pt"><td colspan="3" style="padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Redeemable Class A common stock, 959,785 and 960,000 shares issued and outstanding, respectively</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;110,872</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;115,880</font></div></td></tr><tr style="height:11pt"><td colspan="3" style="padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Shareholders&#8217; equity</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Common stock</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:15.62pt;padding-right:0.97pt;text-align:justify;text-indent:-18.25pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Class A, no par, 12,000,000 shares authorized&#59; </font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-right:0.97pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;965,000 and 240,000 shares issued and outstanding, respectively</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;229</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;57</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:15.62pt;padding-right:0.97pt;text-align:justify;text-indent:-18.25pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Class B, no par, 10,800,000 shares authorized&#59; </font></div><div style="padding-left:15.62pt;padding-right:0.97pt;text-align:justify;text-indent:-18.25pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;10,075,000 and 10,800,000 issued, and outstanding</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;2,390</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;2,562</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:15.62pt;padding-right:0.97pt;text-align:justify;text-indent:-18.25pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;Treasury stock, at cost&#59; </font></div><div style="padding-left:15.62pt;padding-right:0.97pt;text-align:justify;text-indent:-18.25pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;215 and 0 shares, respectively&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;.&#8230;.</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;(25)</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;-</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Retained earnings</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;1,491,470</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;1,538,586</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Accumulated other comprehensive loss</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;(219,032)</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;(208,585)</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:15.62pt;padding-right:0.97pt;text-align:justify;text-indent:-18.25pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Total shareholders&#8217; equity</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;1,275,032</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;1,332,620</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:15.62pt;padding-right:0.97pt;text-align:justify;text-indent:-18.25pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Total liabilities and shareholders&#8217; equity</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;16,458,413</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$     16,375,730</font></div></td></tr><tr style="height:11pt"><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr></table></div><div style="padding-left:13.5pt;text-align:justify;text-indent:-13.5pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(A)</font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:6.58pt">Includes only collateral pledged by the Company where counterparties have the right to sell or pledge the collateral.</font></div><div><font><br></font></div><div style="margin-bottom:8pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:125%">See Notes to Consolidated Financial Statements</font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-bottom:8pt;text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:125%">3</font></div><div style="margin-bottom:8pt"><font><br></font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div style="margin-bottom:8pt"><font><br></font></div></div><div><font style="color:#000000;font-family:'Arial',sans-serif;font-size:16pt;font-weight:700;line-height:120%">Bremer Financial Corporation</font></div><div><font style="color:#000000;font-family:'Arial',sans-serif;font-size:16pt;font-weight:700;line-height:120%">Consolidated Statement of Income</font></div><div><font><br></font></div><div style="margin-bottom:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:66.364%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:2.511%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.413%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.212%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Year Ended December 31 (Dollars in Thousands)</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2024</font></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2023</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Interest Income</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Loans, including loans held for sale</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;657,100</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;589,495</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.62pt;padding-right:0.97pt;text-align:justify;text-indent:-9.25pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Investment securities</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;104,721</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;97,591</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.62pt;padding-right:0.97pt;text-align:justify;text-indent:-9.25pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;14,299</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;23,279</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:15.62pt;padding-right:0.97pt;text-align:justify;text-indent:-18.25pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Total interest income</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;776,120</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;710,365</font></div></td></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Interest Expense</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.62pt;padding-right:0.97pt;text-align:justify;text-indent:-9.25pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Deposits</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;287,467</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;191,529</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.62pt;padding-right:0.97pt;text-align:justify;text-indent:-9.25pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Short-term borrowings</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;16,449</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;47,342</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:15.62pt;padding-right:0.97pt;text-align:justify;text-indent:-18.25pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Long-term debt</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;50,488</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;31,402</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:15.62pt;padding-right:0.97pt;text-align:justify;text-indent:-18.25pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;1,678</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;1,711</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:15.62pt;padding-right:0.97pt;text-align:justify;text-indent:-18.25pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Total interest expense</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;356,082</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;271,984</font></div></td></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net interest income</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;420,038</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;438,381</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Provision for credit losses</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;29,246</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;19,187</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net interest income after provision for credit losses</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;390,792</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;419,194</font></div></td></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Noninterest Income</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Service charges</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;30,766</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;28,215</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Insurance revenue</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;17,538</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;15,986</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Investment management and trust fees</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;19,206</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;18,829</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Brokerage revenue</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;18,183</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;18,277</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Mortgage banking and loan fees</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;11,803</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;10,486</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Realized losses on investment securities</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;(5,748)</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;(2,578)</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;41,725</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;18,480</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:15.62pt;padding-right:0.97pt;text-align:justify;text-indent:-18.25pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Total noninterest income</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;133,473</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;107,695</font></div></td></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Noninterest Expense</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Compensation and employee benefits</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;221,048</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;207,595</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9.35pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Occupancy and equipment, net</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;46,065</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;43,966</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Data processing fees</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;19,390</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;17,531</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">FDIC premiums and examination fees</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;16,340</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;17,544</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;195,560</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;83,837</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:15.62pt;padding-right:0.97pt;text-align:justify;text-indent:-18.25pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Total noninterest expense</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;498,403</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;370,473</font></div></td></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Income before taxes</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;25,862</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;156,416</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Applicable income taxes</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;4,596</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;32,408</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:15.62pt;padding-right:0.97pt;text-align:justify;text-indent:-18.25pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net income</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;21,266</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;124,008</font></div></td></tr><tr style="height:12pt"><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr></table></div><div style="margin-bottom:8pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:125%">See Notes to Consolidated Financial Statements</font></div><div><font><br></font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-bottom:8pt;text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:125%">4</font></div><div style="margin-bottom:8pt"><font><br></font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div style="margin-bottom:8pt"><font><br></font></div></div><div><font style="color:#000000;font-family:'Arial',sans-serif;font-size:16pt;font-weight:700;line-height:120%">Bremer Financial Corporation</font></div><div><font style="color:#000000;font-family:'Arial',sans-serif;font-size:16pt;font-weight:700;line-height:120%">Consolidated Statement of Comprehensive Income</font></div><div><font><br></font></div><div style="margin-bottom:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:66.471%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.557%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.235%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.237%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Year Ended December 31 (Dollars in Thousands)</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2024</font></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2023</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net income</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;21,266</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;124,008</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.62pt;padding-right:0.97pt;text-align:justify;text-indent:-9.25pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Reclassifications of realized losses to earnings, net of tax</font></div><div style="padding-left:6.62pt;padding-right:0.97pt;text-align:justify;text-indent:-9.25pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Realized losses on available-for-sale securities</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-right:-2.63pt;text-align:right"><font><br></font></div><div style="padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,196</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-right:-2.63pt;text-align:right"><font><br></font></div><div style="padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,882</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.62pt;padding-right:0.97pt;text-align:justify;text-indent:-9.25pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Other employee benefit plan amortization</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;                6,386</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;7,447</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.62pt;padding-right:0.97pt;text-align:justify;text-indent:-9.25pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other comprehensive income (loss), net of tax</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.62pt;padding-right:0.97pt;text-align:justify;text-indent:-9.25pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Unrealized gains (losses) on available-for-sale securities</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-right:-1.18pt;text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;(26,007)</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;18,915</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.62pt;padding-right:0.97pt;text-align:justify;text-indent:-9.25pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Unrealized losses on derivatives and hedging activities</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;(1,273)</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;(1,960)</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.62pt;padding-right:0.97pt;text-align:justify;text-indent:-9.25pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Net gains (losses) arising during period related to employee benefit plans</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-right:-2.63pt;text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;5,343</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;(430)</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:15.62pt;padding-right:0.97pt;text-align:justify;text-indent:-18.25pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;</font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other comprehensive income (loss)</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;  (11,355)</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;  25,854</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-right:0.97pt;text-align:justify;text-indent:-0.25pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;</font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Comprehensive income</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;9,911</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;149,862</font></div></td></tr><tr style="height:12pt"><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"><div style="padding-right:0.97pt;text-align:justify;text-indent:-0.25pt"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr></table></div><div style="margin-bottom:8pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:125%">See Notes to Consolidated Financial Statements</font></div><div style="margin-bottom:10pt"><font><br></font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-bottom:8pt;text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:125%">5</font></div><div style="margin-bottom:8pt"><font><br></font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div style="margin-bottom:8pt"><font><br></font></div></div><div><font style="color:#000000;font-family:'Arial',sans-serif;font-size:16pt;font-weight:700;line-height:120%">Bremer Financial Corporation</font></div><div><font style="color:#000000;font-family:'Arial',sans-serif;font-size:16pt;font-weight:700;line-height:120%">Consolidated Statement of Shareholders&#8217; Equity</font></div><div><font><br></font></div><div style="margin-bottom:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:27.430%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.740%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.740%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.740%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.740%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.740%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.370%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.600%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Accumulated</font></td><td colspan="6" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Other</font></td><td colspan="6" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font><br></font></div></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Common Stock</font></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Treasury</font></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Retained</font></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Comprehensive</font></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(Dollars in Thousands)</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Class A</font></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Class B</font></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Stock</font></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Earnings</font></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">(Loss) Income</font></td><td colspan="6" style="border-bottom:0.5pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total Equity</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="6" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Balance December 31, 2022</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;57</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;2,562</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;1,483,556</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;(232,370)</font></div></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;1,253,805</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Change in accounting principle</font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(A)</font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> &#160;&#160;&#160;&#160; </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;16,927</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;16,927</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Net income</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;124,008</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;124,008</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.62pt;padding-right:0.97pt;text-indent:-9.25pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other comprehensive income</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;25,854</font></div></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;25,854</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.62pt;padding-right:0.97pt;text-indent:-9.25pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Dividends, $6.76 per share</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;(81,120)</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;(81,120)</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:5.32pt;padding-right:0.97pt;text-indent:-7.95pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Allocation to redeemable Class A common stock</font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(B)</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;</font></div><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;(4,785)</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;(2,069)</font></div></td><td colspan="6" style="border-bottom:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;(6,854)</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Balance December 31, 2023</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;57</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;2,562</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;1,538,586</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;(208,585)</font></div></td><td colspan="6" style="border-bottom:0.5pt solid #000000;border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;1,332,620</font></div></td></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="6" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-right:0.97pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Net income</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;21,266</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;21,266</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.62pt;padding-right:0.97pt;text-indent:-9.25pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other comprehensive loss</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;(11,355)</font></div></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;(11,355)</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.62pt;padding-right:0.97pt;text-indent:-9.25pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Dividends, $6.04 per share</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;(72,480)</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;(72,480)</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.62pt;padding-right:0.97pt;text-indent:-9.25pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Repurchase of shares and </font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:133%">&#160;&#160;&#160;&#160;</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:133%">&#160;&#160;&#160;&#160;</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:133%">&#160;&#160;&#160;&#160;</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:133%">&#160;&#160;&#160;&#160;</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:133%">&#160;&#160;&#160;&#160;</font></div></td><td colspan="6" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:133%">&#160;&#160;&#160;&#160;</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.62pt;padding-right:0.97pt;text-indent:-9.25pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;reclassification of shares&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:133%">&#160;&#160;&#160;&#160;172</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:133%">&#160;&#160;&#160;&#160;(172)</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:133%">&#160;&#160;&#160;&#160;(27)</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:133%">&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:133%">&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:133%">&#160;&#160;&#160;&#160;(27)</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.62pt;padding-right:0.97pt;text-indent:-9.25pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Allocation of redeemable Class A   </font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="6" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-right:0.97pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;common stock</font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(B)</font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;...</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:133%">&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:133%">&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;2</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:133%">&#160;&#160;&#160;&#160;4,098</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:133%">&#160;&#160;&#160;&#160;908</font></div></td><td colspan="6" style="border-bottom:0.75pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:133%">&#160;&#160;&#160;&#160;5,008</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Balance December 31, 2024</font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;229</font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;2,390</font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;(25)</font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;1,491,470</font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;(219,032)</font></div></td><td colspan="6" style="border-bottom:2.5pt double #000000;border-top:0.75pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;1,275,032</font></div></td></tr><tr style="height:15pt"><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2.5pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2.5pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2.5pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2.5pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2.5pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="6" style="border-bottom:0.5pt solid #000000;border-top:2.5pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr></table></div><div style="text-align:justify"><font><br></font></div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">(A)</font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:10.22pt">Effective January 1, 2023, the Company adopted accounting guidance requiring the recognition of credit losses on financial instruments using an expected loss model rather than incurred losses. Upon adoption, the Company decreased its allowance for credit losses and increased retained earnings net of deferred taxes through a cumulative-effect adjustment.</font></div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">(B)</font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:10.22pt">Reflects the allocation of net income after the payment of dividends and allocation of other comprehensive income (loss).</font></div><div><font><br></font></div><div style="margin-bottom:8pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:125%">See Notes to Consolidated Financial Statements</font></div><div><font style="color:#000000;font-family:'Arial',sans-serif;font-size:16pt;font-weight:700;line-height:120%">  </font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-bottom:8pt;text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:125%">6</font></div><div style="margin-bottom:8pt"><font><br></font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div style="margin-bottom:8pt"><font><br></font></div></div><div><font style="color:#000000;font-family:'Arial',sans-serif;font-size:16pt;font-weight:700;line-height:120%">Bremer Financial Corporation</font></div><div><font style="color:#000000;font-family:'Arial',sans-serif;font-size:16pt;font-weight:700;line-height:120%">Consolidated Statement of Cash Flows</font></div><div style="margin-bottom:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:66.471%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.557%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.235%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.237%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Year Ended December 31 (Dollars in Thousands)</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2024</font></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2023</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Operating Activities</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net income</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;21,266</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;124,008</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-right:0.97pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Adjustments to reconcile net income to net cash provided by operating activities</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.62pt;padding-right:0.97pt;text-indent:-9.25pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Provision for credit losses</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;29,246</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;19,187</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.62pt;padding-right:0.97pt;text-indent:-9.25pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Depreciation and amortization</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;13,952</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;12,518</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.62pt;padding-right:0.97pt;text-indent:-9.25pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Amortization and accretion, net</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;(5,681)</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;9,128</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.62pt;padding-right:0.97pt;text-indent:-9.25pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Deferred income tax provision</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;(28,801)</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;(2,233)</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.62pt;padding-right:0.97pt;text-indent:-9.25pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Change in fair value of MSRs</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;682</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;3,339</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.62pt;padding-right:0.97pt;text-indent:-9.25pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Investment securities losses, net</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;5,748</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;2,578</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.62pt;padding-right:0.97pt;text-indent:-9.25pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Loan sales losses, net</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;(7,259)</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;(5,906)</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.62pt;padding-right:0.97pt;text-indent:-9.25pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Proceeds from sales of loans originated for sale</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;233,273</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;198,222</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.62pt;padding-right:0.97pt;text-indent:-9.25pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Loans originated for sale</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;(227,532)</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;(188,117)</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.62pt;padding-right:0.97pt;text-indent:-9.25pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:133%">&#160;&#160;&#160;&#160;Goodwill impairment charges</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;112,686</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;-</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.62pt;padding-right:0.97pt;text-indent:-9.25pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:133%">&#160;&#160;&#160;&#160;Gain on sale-leaseback</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:133%">&#160;&#160;&#160;&#160;(21,432)</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:133%">&#160;&#160;&#160;&#160;-</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.62pt;padding-right:0.97pt;text-indent:-9.25pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Other, net</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;33,271</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;(73,315)</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:15.62pt;padding-right:0.97pt;text-indent:-18.25pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Net cash provided by operating activities</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;159,419</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;99,409</font></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Investing Activities</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.62pt;padding-right:0.97pt;text-indent:-9.25pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Purchases of available-for-sale investment securities</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;(585,668)</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;(60,000)</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.62pt;padding-right:0.97pt;text-indent:-9.25pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Purchases of held-to-maturity investment securities</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;(87,799)</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;(131,182)</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.62pt;padding-right:0.97pt;text-indent:-9.25pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Proceeds from maturities of available-for-sale investment securities</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;139,368</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;136,572</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.62pt;padding-right:0.97pt;text-indent:-9.25pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Proceeds from maturities of held-to-maturity investment securities</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;263,493</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;201,189</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.62pt;padding-right:0.97pt;text-indent:-9.25pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Proceeds from sales and calls of available-for-sale investment securities</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;271,856</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;76,655</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.62pt;padding-right:0.97pt;text-indent:-9.25pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net change in loans held for investment</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;(320,552)</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;(865,797)</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.62pt;padding-right:0.97pt;text-indent:-9.25pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Purchase of premises and equipment</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;(4,254)</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;(39,644)</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.62pt;padding-right:0.97pt;text-indent:-9.25pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:133%">Proceeds from sale-leaseback</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;28,767</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;-</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.62pt;padding-right:0.97pt;text-indent:-9.25pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Proceeds from sale of premises and equipment</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;1,047</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;12,741</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.62pt;padding-right:0.97pt;text-indent:-9.25pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other, net</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;2,200</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;1,037</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:15.62pt;padding-right:0.97pt;text-indent:-18.25pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Net cash used in investing activities</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;(291,542)</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;(668,429)</font></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Financing Activities</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net change in noninterest-bearing deposits</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;(199,554)</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;(939,429)</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net change in interest-bearing deposits</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;484,482</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;686,003</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net change in short-term borrowings</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;10,840</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;(201,716)</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Proceeds from issuance of long-term debt</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;294,368</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;782,911</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:133%">Payments on long-term debt</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;(507,111)</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;-</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Common stock dividends paid</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;(72,480)</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;(81,120)</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Repurchase of stock</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;(27)</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;-</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:15.62pt;padding-right:0.97pt;text-indent:-18.25pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Net cash provided by financing activities</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;10,518</font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;246,649</font></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net decrease in cash, cash equivalents, and due from banks</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;(121,605)</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;(322,371)</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Cash, cash equivalents, and due from banks at beginning of year</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;391,470</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;713,841</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:15.62pt;padding-right:0.97pt;text-indent:-18.25pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Cash, cash equivalents, and due from banks at end of year</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;269,865</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;391,470</font></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Supplemental Disclosures of Cash Flow Information</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:15.62pt;padding-right:0.97pt;text-indent:-18.25pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Cash paid for interest</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;350,252</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;254,129</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Cash paid for income taxes</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;18,777</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;30,926</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:15.62pt;padding-right:0.97pt;text-indent:-18.25pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-cash transfer of loans to other assets</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;491</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;229</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:15.62pt;padding-right:0.97pt;text-indent:-18.25pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-cash acquisition of operating leases</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;24,714</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;157</font></div></td></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:15.62pt;padding-right:0.97pt;text-indent:-18.25pt"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr></table></div><div style="margin-bottom:8pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:120%">See Notes to Consolidated Financial Statements</font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-bottom:8pt;text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:125%">7</font></div><div style="margin-bottom:8pt"><font><br></font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div style="margin-bottom:8pt"><font><br></font></div></div><div><font style="color:#000000;font-family:'Arial',sans-serif;font-size:16pt;font-weight:700;line-height:120%">Notes to Consolidated Financial Statements</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Note 1. Company Description</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Bremer Financial Corporation and its subsidiaries, including Bremer Bank, (collectively referred to as the &#8220;Company&#8221; or &#8220;Bremer&#8221;) is a privately held, regional financial services company jointly owned by the Otto Bremer Trust (&#8220;OBT&#8221;), outside investors, Bremer directors, and Bremer employees. Founded in 1943 by Otto Bremer, the Company is headquartered in St. Paul, Minnesota and provides a comprehensive range of banking, mortgage, investment, wealth management, trust and insurance products and services primarily throughout Minnesota, North Dakota, and Wisconsin. Clients include small businesses, mid-sized corporations, agribusinesses, non-profits, public and government entities, and individuals and families. Lending and depository services are primarily provided through banking offices located in Minnesota, North Dakota, and Wisconsin. </font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Note 2. Accounting Policies</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Basis of Presentation</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The consolidated financial statements, prepared in conformity with accounting principles generally accepted in the United States (&#8220;U.S. GAAP&#8221;), include the accounts of the Company and its subsidiaries and all variable interest entities (&#8220;VIEs&#8221;) for which the Company has both the power to direct activities of the VIE that most significantly impact the VIE&#8217;s economic performance, and the obligation to absorb losses or right to receive benefits of the VIE that could potentially be significant to the VIE. Consolidation eliminates all intercompany accounts and transactions. </font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Certain items in prior periods have been reclassified to conform to the current period presentation.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Use of Estimates</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The preparation of financial statements in conformity with accounting principles generally accepted in the United States requires management to make estimates and assumptions that affect the amounts reported in the financial statements and accompanying notes. Actual experience could differ from those estimates and assumptions.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Cash, Cash Equivalents, and Due from Banks</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The Company has defined cash equivalents as cash items in process, interest-bearing balances due from depository institutions with an original maturity date of less than 90 days, and federal funds sold, which have original maturity dates less than 90 days. </font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Investment Securities</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:120%">Available-for-sale Investment Securities</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Available-for-sale securities include debt securities that are carried at fair value with unrealized net gains or losses reported within other comprehensive income (loss), net of tax. These securities may be sold before maturity in response to changes in the Company&#8217;s interest rate risk profile, funding needs, demand for collateralized deposits by public entities, or other reasons. Realized gains or losses on securities are determined on a trade date basis based on the specific amortized cost of the investments sold. Declines in fair value related to credit, if any, are recorded by establishing an allowance for credit losses.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Securities in an unrealized loss position are assessed to determine whether management intends to sell, or it is more likely than not they will be required to sell the security before recovery of its amortized cost basis. If either criterion is met, the security&#8217;s amortized cost is written down to fair value through income.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">For securities that do not meet either criterion, management periodically evaluates whether the decline in fair value below the amortized cost basis of the security is the result of credit related factors. As a part of this evaluation, management considers various factors such as the extent of the unrealized loss, nature of the investment security, credit ratings or financial condition of the issuer, expected cash flow scenarios, existence of any government or agency guarantees, and market conditions. If there is indication that a credit loss exists, the Company measures the allowance for credit losses using market information where available and discounting expected cash flows at the </font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-bottom:8pt;text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:125%">8</font></div><div style="margin-bottom:8pt"><font><br></font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div style="margin-bottom:8pt"><font><br></font></div></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">original effective rate of the investment security. The present value of expected cash flows is compared to the security&#8217;s amortized cost with any excess amortized cost recorded as a credit loss. The credit loss is limited to the excess of the security&#8217;s amortized cost over fair value. Changes in the allowance for credit losses are reported within provision for credit losses on the consolidated income statement. Charge-offs are recognized against the allowance when the security is determined to be uncollectible or the criteria regarding intent or requirement to sell is met. Refer to Note 5 for additional information.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Accrued interest receivable is excluded from the amortized cost basis of available-for-sale securities and the measurement of the allowance for credit losses. Accrued interest receivable on available-for-sale securities is presented within other assets in the consolidated balance sheet.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:120%">Held-to-maturity Investment Securities</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Debt securities for which the Company has the positive intent and ability to hold to maturity are reported at historical cost adjusted for amortization of premiums and accretion of discounts. Expected credit losses, if any, are recorded by establishing an allowance for credit losses.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The held-to-maturity investment securities are comprised of U.S. Treasury and U.S. agency mortgage-backed securities that are issued by U.S. government entities or agencies, are either explicitly or implicitly guaranteed by the U.S. government, and have no history of credit losses. Accordingly, the Company does not expect to incur any credit losses on held-to-maturity investment securities and no allowance for credit losses has been recorded at December 31, 2024.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Accrued interest receivable is excluded from the amortized cost basis of held-to-maturity securities and the measurement of the allowance for credit losses. Accrued interest receivable on held-to-maturity securities is presented within other assets in the consolidated balance sheet.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Loans Held for Sale</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Loans held for sale (&#8220;LHFS&#8221;) represent loans originated by the Company, intended to be sold in the secondary market. LHFS primarily include first lien, single-family residential mortgage loans that conform to underwriting standards of the Government Sponsored Enterprises (&#8220;GSEs&#8221;). The LHFS portfolio is carried at the lower of cost or fair value, with any changes in carrying value recorded in noninterest income. Net gains realized on the sales of loans are recognized in noninterest income at the time of sale and are determined by the difference between the net sales proceeds and the carrying value of the loans sold, including any deferred origination fees and costs. </font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Loans Held for Investment</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Loans held for investment (&#8220;LHFI&#8221;) include loans originated by the Company, as well as purchased loans, that management has the intent and ability to hold for the foreseeable future or until maturity or payoff. The Company&#8217;s accounting methods differ depending on whether the loans are originated or purchased, and for purchased loans, whether the loans contained evidence of credit deterioration at acquisition. </font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:120%">Originated LHFI</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Originated LHFI are reported at the principal amount outstanding adjusted for charge-offs, the allowance for credit losses, and net of unearned income or deferred loan fees and costs. Interest income is accrued based on the principal amount outstanding. Certain direct loan origination fees and costs, as well as commitment fees, are deferred and recognized over the life of the loan or commitment as yield adjustments. The Company has elected to exclude accrued interest receivable from the amortized cost basis of LHFI and the measurement of the allowance for credit losses. Accrued interest receivable related to LHFI is presented within other assets in the consolidated balance sheet.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:120%">Purchased LHFI</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">All purchased LHFI are measured at their initial investment or at fair value if acquired as a part of a business combination, in accordance with applicable accounting guidance. For loans acquired after December 31, 2022, an allowance for credit losses is determined using the same methodology as other loans held for investment. The initial allowance for loans considered purchase credit deteriorated (PCD) is established by adjusting the basis of the acquired loans whereas the allowance for non-PCD loans is recognized through provision expense. Non-credit </font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-bottom:8pt;text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:125%">9</font></div><div style="margin-bottom:8pt"><font><br></font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div style="margin-bottom:8pt"><font><br></font></div></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">related premiums and discounts are amortized and accreted into income over the life of the loan. The Company did not have any PCD loans at December 31, 2024. </font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Prior to January 1, 2023, purchased LHFI were measured at their initial investment or at fair value if acquired as a part of a business combination, including any credit discounts, in accordance with applicable accounting guidance. An allowance for loan losses was not recorded at the acquisition date. </font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:120%">Allowance for Credit Losses</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The allowance for credit losses is established for current expected credit losses on the Company&#8217;s loan portfolio, including unfunded commitments. The allowance considers expected losses for the remaining contractual lives of the applicable assets, inclusive of expected recoveries and prepayments. The allowance is increased through provisions charged to earnings and reduced by net charge-offs. Management evaluates the allowance for credit losses on a quarterly basis.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The Company considers multiple economic scenarios over a reasonable and supportable two-year forecast period. Expected credit losses for periods beyond the reasonable and supportable forecast period are determined based on a reversion method which reverts to long-term historical loss estimates over a consecutive four quarter period on a straight-line basis. Economic scenarios are weighted based on the Company&#8217;s expectation of economic conditions for the foreseeable future and reflect significant judgment and consideration of forecast uncertainty. Other factors affecting credit losses not reflected in the economic scenarios may be considered by management when estimating expected credit losses. These factors may include, but are not limited to, loan servicing practices, regulatory guidance, and&#47;or fiscal or monetary policy actions.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The allowance for credit losses utilizes forward-looking expected loss models to consider a variety of factors affecting lifetime credit losses. These factors include, but are not limited to, macroeconomic variables such as unemployment rates, unemployment claims, nonfarm employment levels, real gross domestic product levels, home price index, commercial real estate price index, and agriculture price index, as well as loan and borrower characteristics, such as probability of default, loss given default, and exposure at default depending on the loan risk characteristics, delinquency status, industry, geographic location, collateral type and available valuation information, and the remaining term of the loan, adjusted for expected prepayments.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The Company offers a broad array of lending products and categorizes its loan portfolio into two segments, which is the level at which it develops and documents a systematic methodology to determine the allowance for credit losses. The Company&#8217;s two loan portfolio segments are commercial lending and consumer lending. The Company further disaggregates its loan portfolio segments into various classes based on their underlying risk characteristics. The three classes within the commercial lending segment are commercial loans, commercial real estate loans, and agriculture loans. The two classes within the consumer lending segment are residential mortgages and retail loans. Where similar loan risk characteristics exist, the allowance is measured on a collective (pool) basis.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The commercial class consists of loans made to businesses to provide financing for business operations, capital purchases, acquisitions, expansions, and other business investments. Lending in this segment is to a wide variety of industries, including manufacturing, retail operations, education, health care, professional offices, nonprofits, and municipalities. These loans are generally secured by business assets and guaranteed by owners, and cash flows from operations are generally the primary source of repayment. Key risk characteristics relevant to this class include the industry, geography, size of the borrower&#8217;s business, repayment sources, the borrower&#8217;s debt capacity and financial performance, strength and liquidity of guarantors, management expertise, loan covenants, and value of collateral. The Company considers these characteristics in assigning risk ratings and estimating the allowance.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The commercial real estate class includes loans made to businesses secured by real estate. Properties securing the loans in this class are comprised of both owner-occupied and non-owner-occupied properties. Non-owner-occupied properties include hotels and lodging, multifamily residential buildings, office buildings, office warehouses, medical&#47;assisted living, and retail buildings. Key risk characteristics relevant to this class include the industry, geography, size of the borrower&#8217;s business, repayment sources, borrower&#8217;s debt capacity and financial performance, strength and liquidity of guarantors, loan covenants, tenants, property characteristics, and value of collateral. The Company considers these characteristics in assigning risk ratings and estimating the allowance.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The agriculture class includes loans made to individuals and businesses involved in agriculture, including crop and livestock production, dairy, and other agribusiness activities. Loans in this segment are generally secured by agricultural land, crops, livestock, equipment, and operating assets and are guaranteed by owners. The primary </font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-bottom:8pt;text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:125%">10</font></div><div style="margin-bottom:8pt"><font><br></font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div style="margin-bottom:8pt"><font><br></font></div></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">source of repayment is generally cash flow from operations. Key risk characteristics relevant to this class include the geography of the borrower&#8217;s operations, industry characteristics, commodity prices, marketing activity, weather patterns, insurance and government program support, repayment sources, borrower&#8217;s debt capacity and financial performance, loan covenants, and value of collateral. The Company considers these characteristics in assigning risk ratings and estimating the allowance.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The residential real estate class includes loans made to consumers, including residential first mortgages, residential construction loans, and home equity first lien loans. These loans are typically fixed-rate loans secured by residential real estate. Key risk characteristics relevant to this class include the borrower&#8217;s capacity and willingness to repay, payment history, income and debt levels, value and location of collateral, unemployment rates, and other economic factors. The Company considers these characteristics in assigning, as applicable, risk classifications and estimating the allowance.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The retail class includes consumer loans, including home equity second lien loans, loans secured by automobiles and other installment loans, and unsecured term loans and revolving credit lines. Key risk characteristics relevant to this segment include the borrower&#8217;s capacity and willingness to repay, payment history, income and debt levels, value and location of collateral, unemployment rates, and other economic factors. The Company considers these characteristics in assigning, as applicable, risk classifications and estimating the allowance.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Loans that do not exhibit similar risk characteristics are evaluated on an individual basis and are not included in the collective evaluation. If an individually evaluated loan is determined to be collateral dependent or meets the criteria to apply the collateral dependent practical expedient, expected credit losses are estimated based on the fair value of collateral less applicable selling costs. If not, a discounted cash flows methodology is used. </font></div><div style="text-align:justify"><font><br></font></div><div><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The Company&#8217;s methodology for determining the allowance for credit losses also considers the need for adjustments to the estimated allowance amounts described above because of limitations inherent in the methodologies used. Using a systematic approach, necessary adjustments are made to consider the potential impact of other qualitative factors not captured in the quantitative model which include, but are not limited to, the following&#58; model imprecision, imprecision in economic scenario assumptions, and emerging risks related to changes in the economic environment that are affecting specific loan segments. The consideration of these qualitative factors is incorporated in the allowance for credit losses for each loan class. </font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:120%">Allowance for Unfunded Commitments</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The allowance for unfunded commitments is determined using similar procedures and methodologies used for LHFI supplemented by the information related to future funding expectations. The future funding expectations are based on historical weighted average utilization levels. The reserve is included in accrued expenses and other liabilities on the consolidated balance sheet. Net adjustments to the reserve for unfunded commitments are included in provision for credit losses on the consolidated statement of income.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:120%">Nonaccrual and Past Due Loans</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The LHFI portfolio is reviewed regularly by the Company and loans are placed on nonaccrual status when the collection of interest or principal is unlikely. When a loan is placed on nonaccrual status, unpaid accrued interest is reversed and future interest accruals are suspended. The Company&#8217;s policy is to assign loans to nonaccrual status when payment of interest and principal in full is not expected, principal or interest has been in default for 90 days, the loan is being maintained on a cash basis due to the deterioration in the condition of the borrower, or the loan has otherwise been determined to be impaired. An exception to this policy can be made if a loan is well-collateralized and in the process of collection, with the expectation that the loan will be fully repaid or brought current before it becomes a maximum of 150 days past due. </font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">A nonaccrual loan may be restored to accrual status when 1) none of its principal and interest is due and unpaid and the Company expects repayment of the remaining contractual principal and interest as agreed&#59; 2) the borrower has resumed paying the full amount of the scheduled contractual interest and principal payments for a minimum of six months&#59; or 3) repayment criteria established by the Company to bring the loan current have been met, even though the loan has not yet been brought fully current.</font></div><div style="text-align:justify"><font><br></font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-bottom:8pt;text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:125%">11</font></div><div style="margin-bottom:8pt"><font><br></font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div style="margin-bottom:8pt"><font><br></font></div></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:120%">Credit Quality and Risk Ratings</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The Company categorizes its loans into one of 12 internal risk rating categories that are based on relevant information about the borrower&#8217;s ability to service debt, as well as expectations for future performance, with primary consideration in assigning risk ratings being the strength of the primary repayment source for the loan. The Company categorizes its loans into the internal risk rating categories on an ongoing basis. </font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The 12 internal risk rating categories are mapped to pass, special mention, or classified credit quality indicator categories. Pass loans are not classified on the Company&#8217;s rating scale for problem credits, as minimal credit risk has been identified. Special mention loans have a potential weakness requiring credit monitoring activities. Classified loans have a well-defined weakness that results in greater risk regarding the full collection of contractual cash flows. Loans in the special mention and classified categories are considered criticized loans.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:120%">Impaired Loans</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">A loan is considered impaired when management determines it is probable that the Company will be unable to collect all amounts due according to the original contractual terms of the loan agreement. Impairment is measured as the difference between the recorded investment in the loan (including accrued interest, net deferred loan fees or costs, and unamortized premium or discount) and the estimated present value of total expected future cash flows, discounted at the loan&#8217;s effective rate, or the fair value of the collateral less selling costs, if the loan is collateral dependent. Impairment is recognized by either adjusting the allowance for credit losses, or by charging off the impaired amount. All nonaccrual loans meet the definition of impaired loans.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:120%">Loan Modifications</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In certain circumstances, the Company may modify the terms of a loan to maximize the collection of amounts due when a borrower is experiencing financial difficulties or is expected to experience financial difficulties in the near-term. In most cases, the modification is either a concessionary reduction in interest rate, extension of the maturity date, or reduction in the principal balance that would otherwise not be considered. If a loan has been formally restructured and, under the restructured agreement, the payments have been current for six months and all future payments are expected to be collected in full and in a timely manner, the loan may be returned to accruing status.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:120%">Charge-Offs</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Commercial, commercial real estate, and agricultural loans are charged-off when they are determined to be impaired and uncollectible and the net realizable value of the underlying collateral or expected cash flows is less than the Company&#8217;s recorded investment in the loan. </font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Residential real estate loans are placed on nonaccrual status during the month the loan becomes 90 consecutive days past due. A current value of the real estate collateral is determined before the loan is 180 consecutive days past due, and any loan balance in excess of the collateral value, less selling costs, is charged off. Collateral values are periodically updated when necessary.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other secured consumer loans not secured by real estate will be charged off during the month when the loan becomes 120 days past due. The entire loan balance is charged off unless a substantiated value can be assigned to the collateral, in which case the loan is charged down to the value of the collateral less selling costs. </font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unsecured consumer loans are charged off during the month when the loan becomes 90 days past due.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:120%">Other Real Estate Owned</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other real estate owned (&#8220;OREO&#8221;) represents properties that have been acquired in satisfaction of debt through foreclosure, or real estate holdings as otherwise defined by bank regulators and is initially recorded at fair value less estimated costs to sell. Any adjustment to fair value less costs to sell at the time of foreclosure is charged to the allowance for loan losses. The properties are appraised periodically to ensure that the recorded amount is supported by the current fair value, less costs to sell. OREO is included in other assets on the consolidated balance sheets. Adjustments to fair value, less costs to sell and subsequent to the initial adjustment, based on declines in property value, operating expenses, and losses on sales, are charged to noninterest expense, while income, including gains on sales, is included in other noninterest income. </font></div><div style="text-align:justify"><font><br></font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-bottom:8pt;text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:125%">12</font></div><div style="margin-bottom:8pt"><font><br></font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div style="margin-bottom:8pt"><font><br></font></div></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Premises and Equipment</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Premises and equipment are carried at cost, less accumulated depreciation, with depreciation generally calculated on a straight-line basis over the estimated useful lives of the assets, which range from 3 to 39 years. Maintenance and repair costs are charged to net occupancy and equipment expense on the consolidated statement of income as incurred. Gains and losses on disposition of premises and equipment are included in other noninterest income and other noninterest expense on the consolidated statement of income.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The Company, as lessee, records a right of use asset (ROU) for each lease with an original term greater than 12 months.  ROU assets are included in premises and equipment, with the corresponding lease liabilities included in accrued expenses and other liabilities on the consolidated balance sheet.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Capitalized Software</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The Company capitalizes certain costs associated with the acquisition or development of internal-use software.  Once the software is ready for its intended use, these costs are amortized on a straight-line basis over the software&#8217;s expected useful life and reviewed for impairment on an ongoing basis.  The estimated useful life is generally 3 years.  Capitalized software costs are recorded within other assets on the consolidated balance sheet.  Capitalized software amortization expense, impairment charges, and contract termination costs are included in other noninterest expense on the consolidated income statement. </font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Goodwill and Other Intangible Assets</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Intangible assets include goodwill, mortgage servicing rights (&#8220;MSRs&#8221;), core deposit premiums, and other intangible assets. Goodwill represents the excess of acquisition cost over the estimated fair value of assets acquired and liabilities assumed in a business combination. Other intangibles primarily relate to the value associated with certain purchased portfolios or business activities, whether through a business combination or other purchase. Goodwill is not amortized, and the Company assesses goodwill for impairment annually as of October 1,</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> </font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">as well as when events or changes in circumstances indicate the assets might be impaired and&#47;or upon the occurrence of a triggering event. The Company evaluates certain qualitative considerations, supplemented by quantitative metrics, as part of the evaluation. Other intangible assets and core deposit premiums with finite lives are amortized over time and are evaluated for impairment if certain indicators of impairment are identified. </font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">MSRs are capitalized as separate assets when mortgage loans are sold to third parties and the contractual right to service the loans is retained. The Company has elected to account for the MSRs at fair value. Because MSRs do not trade in an active market with readily observable prices, the Company determines the fair value by estimating the present value of future cash flows associated with the contractual servicing activities, using a discounted cash flow calculation and market-based assumptions, such as prepayment rates, discount rates, and other assumptions. The estimate of MSR fair value is calculated by a third-party valuation firm and significant assumptions are benchmarked against peers. Changes in the fair value of MSRs are included in noninterest income on the consolidated statement of income.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">New Market Tax Credit Investments</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The Company invests in active low-income community businesses that qualify for New Market Tax Credits (NMTC). NMTC investments are made through community development entities (CDEs). NMTCs are earned for an investment made by a taxpayer in a CDE if substantially all the investment is used by the CDE to make qualified low-income community investments. It is through its equity contributions into the CDE entities that the Company receives the benefits of the NMTCs. The amount of the NMTC is equal to 39% of the qualified investment taken over a seven-year period. The Company recognized NMTCs of $8.4 million and $9.2 million during the years ended December 31, 2024 and 2023, respectively. NMTC investments are funded in full in the year they begin. There are no unfunded commitments.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Pursuant to ASC 810, </font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:120%">Consolidation</font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">, management has evaluated its ownership interests in these NMTC investments and determined that certain CDEs are variable interest entities (VIEs) and the Company is the primary beneficiary as it has both 1) the power to direct the activities of the entity that most significantly impact the entity&#8217;s economic performance&#59; and 2) the obligation to absorb losses or the right to receive benefits of the entity, which could be potentially significant to the entity. Accordingly, the Company consolidates these VIEs and the aggregated carrying amount of assets included in the consolidated balance sheet was $147.8 million and $141.9 million as of December </font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-bottom:8pt;text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:125%">13</font></div><div style="margin-bottom:8pt"><font><br></font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div style="margin-bottom:8pt"><font><br></font></div></div><div><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">31, 2024 and 2023, respectively. The aggregated carrying amount of liabilities included in the consolidated balance sheet was immaterial as of December 31, 2024 and 2023.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Bank Owned Life Insurance</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The Company has purchased single-premium bank-owned life insurance (&#8220;BOLI&#8221;), insuring a group of its key officers. Substantially all BOLI is in the form of an experience-rated mortality, separate-account product. BOLI is included on the consolidated balance sheet at its cash surrender value (&#8220;CSV&#8221;). Earnings on the underlying investments, less mortality and servicing costs, increase the CSV of the policy on the consolidated balance sheet and are included in other noninterest income on the consolidated statement of income.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Derivatives and Hedging Activities</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The Company is exposed to certain risks arising from both its business operations and economic conditions. The Company principally manages its exposures to business and operational risks through management of its core business activities. The Company manages economic risks, including interest rate, liquidity, and credit risk, primarily by managing the amount, sources, and duration of its debt funding and the use of derivative financial instruments. Specifically, the Company enters into derivative financial instruments to manage exposures that arise from business activities that result in the receipt or payment of future known and uncertain cash amounts, the value of which are determined by interest rates. The Company&#8217;s derivative financial instruments are used to manage differences in the amount, timing, and duration of the Company&#8217;s known or expected cash receipts and its known or expected cash payments principally related to certain floating and fixed-rate borrowings. The Company records all derivatives on the balance sheet at fair value. The accounting for changes in the fair value of derivatives depends on the intended use of the derivatives, whether the Company has elected to designate the derivatives in a hedging relationship and apply hedge accounting, and whether the hedging relationship has satisfied the criteria necessary to apply hedge accounting. </font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Derivatives designated and qualifying as hedges of the exposure to changes in the fair value of an asset, liability, or firm commitment attributable to a particular risk, such as interest rate risk, are considered fair value hedges. Derivatives designated and qualifying as hedges of the exposure to variability in expected future cash flows, or other types of forecasted transactions, are considered cash flow hedges. Hedge accounting generally provides for the matching of the timing of gain or loss recognition on the hedging instrument with the recognition of the changes in the fair value of the hedged asset or liability that are attributable to the hedged risk in a fair value hedge or the earnings effect of the hedged forecasted transactions in a cash flow hedge. For derivatives designated as fair value hedges, changes in fair value of the derivatives and corresponding assets or liabilities are included in interest income or expense on the consolidated statement of income. For derivatives designated as cash flow hedges, changes in the fair value of the derivatives are included in other comprehensive income, net of tax.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The Company may enter into derivative contracts that are intended to economically hedge certain risks even though the Company elects not to apply hedge accounting. Also, certain derivatives not designated as hedges result from a service the Company provides to certain qualified commercial banking customers by executing interest rate derivatives with these customers to facilitate their risk management strategies. Those derivatives are simultaneously hedged by offsetting derivatives that the Company executes with a third party, such that the Company minimizes its net risk exposure resulting from such transactions. Changes in fair value are included in noninterest income on the consolidated statement of income.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">As part of the Company&#8217;s risk management strategy in the residential mortgage banking business, derivative instruments such as forward sales contracts are utilized. The Company&#8217;s obligations under forward contracts consist of commitments to deliver mortgage loans originated at a future date. The Company also has derivative contracts that are created through its mortgage operations when the Company commits to originate a mortgage loan intended to be sold at a future date, referred to as interest rate lock commitments. The fair value of forward sales contracts and interest rate lock commitments are included in other assets or accrued expenses and other liabilities on the consolidated balance sheet. Changes in fair value of these instruments are included in other noninterest income on the consolidated statement of income.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Employee Benefit Plans</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The Company provides a defined benefit pension plan to substantially all employees based on years of service and employee compensation while employed with the Company. Depending on the measurement of the liability and the fair value of plan assets, a net asset or liability may be recorded. Liabilities related to future benefit obligations and </font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-bottom:8pt;text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:125%">14</font></div><div style="margin-bottom:8pt"><font><br></font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div style="margin-bottom:8pt"><font><br></font></div></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">assets related to the Company&#8217;s funding contributions are measured using assumptions, including long-term discount rates and the expected return on plan assets. The Company recognizes the net funded or unfunded status of the defined benefit pension plan in other assets or accrued expenses and other liabilities on the consolidated balance sheet. Deferred actuarial gains and losses, and the prior service costs and credits, are recorded in other comprehensive income, net of tax. Periodic service-related costs associated with this plan are recorded in compensation and employee benefit expense on the consolidated statement of income. Other net benefit costs are recorded within other noninterest expense on the consolidated statement of income.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Income Taxes</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The Company is subject to U.S. federal income tax, as well as income tax in certain state jurisdictions. Income tax expense consists of two components, current and deferred. Current income tax expense reflects taxes to be paid or refunded for the current period. Deferred income tax expense relates to timing differences between the period in which transactions are reflected on the consolidated financial statements (referred to as the &#8220;book basis&#8221;) and the period in which transactions are considered taxable (referred to as the &#8220;tax basis&#8221;). The Company determines deferred income taxes using the balance sheet method. Under this method, the net deferred tax asset or liability is based on the tax effects of the differences between the book and tax bases of assets and liabilities and enacted changes in tax rates and laws are recognized in the period in which they occur. Deferred income tax expense results from changes in deferred tax assets and liabilities between periods. Deferred tax assets are recognized subject to management judgment that realization is more likely than not. The Company recognizes interest and penalties related to unrecognized tax benefits in income tax expense on the consolidated statement of income.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Changes in relevant tax laws may impact the measurement of deferred tax assets and liabilities. The impact of changes to tax law, including changes to tax rates, on the measurement of deferred taxes is included in current income tax expense on the consolidated statement of income at the date of enactment. </font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Revenue Recognition</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In the ordinary course of business, the Company recognizes income derived from various revenue generating activities. Certain revenues are generated for amounts the Company expects to be entitled to from contracts with customers related to the transfer of services or products. Total revenue from certain contracts with customers, which is accounted for under applicable revenue recognition accounting guidance, of $85.7 million and $81.3 million was recognized for the years ended December 31, 2024 and 2023, respectively. Revenue generating activities related to financial assets and liabilities are also recognized but accounted for under other applicable accounting guidance&#59; including interest income on loans and investment securities, mortgage servicing fees and other mortgage banking activities, loan commitment fees, gains and losses on securities, fees collected related to customer derivatives activities, and other miscellaneous income items. Certain specific policies include the following&#58;</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:120%">Credit and Debit Card Revenue</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Debit card revenue includes interchange from debit cards processed through card association networks and other transaction and account management fees. Interchange rates are generally set by the card associations and based on purchase volumes and other factors. The Company records interchange as services are provided. Other fees, including transaction fees, are recognized as services are provided. Credit card revenue includes fees earned related to joint marketing agreements with unrelated third parties and is recorded when services are provided. Credit and debit card revenue is recorded within service charges on the consolidated statement of income. </font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:120%">Deposit Service Charges</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Deposit service charges include service charges on deposit accounts received under depository agreements with customers to provide access to deposited funds and serve as a custodian of funds. Checking or savings accounts may contain fees for various services used on a day-to-day basis by a customer. Fees are recognized as services are delivered to and consumed by the customer, or as penalty fees are charged. Deposit service charges are recorded within service charges on the consolidated statement of income.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:120%">Insurance Revenue</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Insurance revenue includes commissions related to policies provided to customers through agency contracts with insurance carriers. Coverage types primarily relate to property and casualty policies. Commission revenue is </font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-bottom:8pt;text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:125%">15</font></div><div style="margin-bottom:8pt"><font><br></font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div style="margin-bottom:8pt"><font><br></font></div></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">generally recorded on the effective date of the policy or when control of the policy has transferred to the applicable carrier. These commissions are recorded within insurance revenue on the consolidated statement of income.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:120%">Investment Management and Trust Fees</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Investment management and trust fees are recognized over the period in which services are performed and are generally based on a percentage of the fair value of the assets under management or administration, as well as other asset management related fees. Revenue related to these activities is recorded within investment management and trust fees on the consolidated statement of income.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:120%">Brokerage Revenue</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Brokerage revenue includes commissions related to the execution of requested security trades and investment advisory fees. Commissions and investment advisory fees are recognized as services are delivered to and utilized by the customer. These fees are recorded within brokerage revenue on the consolidated statement of income.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Comprehensive Income</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Comprehensive income is defined as the change in equity during a period resulting from transactions and other events and circumstances from non-owner sources. For the Company, comprehensive income consists of net income, as reported on the consolidated statement of income, and other comprehensive income, net of tax, which includes the change in unrealized gains and losses on available-for-sale securities, derivatives and hedging activities, and pension and other postretirement plans related gains and losses and prior service cost or credits that arise during the period but are not recognized as components of net periodic benefit cost. Income tax effects of amounts reported within other comprehensive income (loss) related to available-for-sale securities are released under the portfolio approach. Income tax effects of amounts recorded within other comprehensive income (loss) related to employee benefit plans would be released upon termination of the plans.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Note 3. Recent Accounting Pronouncements</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The following summarizes recent accounting standards updates (&#8220;ASU&#8221;) issued by the FASB, which are relevant to the Company and were adopted during the years ended December 31, 2024 or December 31, 2023, or that will be applicable in a future period&#58; </font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-bottom:8pt;text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:125%">16</font></div><div style="margin-bottom:8pt"><font><br></font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div style="margin-bottom:8pt"><font><br></font></div></div><div style="margin-bottom:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.679%"><tr><td style="width:1.0%"></td><td style="width:15.137%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:43.272%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:38.291%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Standard</font></td><td colspan="3" style="border-left:0.5pt solid #000000;border-top:0.5pt solid #000000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Description</font></td><td colspan="3" style="border-left:0.5pt solid #000000;border-top:0.5pt solid #000000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Effective Date and Financial Statement Impact</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:8pt;padding-left:2.77pt;padding-right:2.77pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:125%">ASU 2024-03 &#8211; Income Statement &#8211; Reporting Comprehensive Income &#8211; Expense Disaggregation Disclosures (Subtopic 220-40)&#58; Disaggregation of Income Statement Expenses</font></div></td><td colspan="3" style="border-left:0.5pt solid #000000;border-top:0.5pt solid #000000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">In November of 2024, the FASB issued new accounting guidance related to expense disclosures. The new standard requires disaggregation disclosures of any relevant expense caption presented on the face of the income statement within continuing operations into specified natural expense categories.</font></td><td colspan="3" style="border-left:0.5pt solid #000000;border-top:0.5pt solid #000000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">The guidance is effective fiscal years beginning after December 15, 2026, including interim periods within those fiscal years. The Company is evaluating the impact of the guidance on its consolidated financial statements.</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:8pt;padding-left:2.77pt;padding-right:2.77pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:125%">ASU 2023-09 &#8211; Income Taxes (Topic 740)&#58; Improvements to Income Tax Disclosures</font></div></td><td colspan="3" style="border-left:0.5pt solid #000000;border-top:0.5pt solid #000000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">In December of 2023, the FASB issued new accounting guidance related to income tax disclosures. The amendments in this update require additional income tax rate reconciliation and income taxes paid disclosures. The guidance may be adopted on a prospective or retrospective basis.</font></td><td colspan="3" style="border-left:0.5pt solid #000000;border-top:0.5pt solid #000000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">The guidance is effective fiscal years beginning after December 15, 2024 with early adoption permitted. The Company is evaluating the impact of the guidance on its consolidated financial statements.</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:8pt;padding-left:2.77pt;padding-right:2.77pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:125%">ASU 2023-02 &#8211; Investments &#8211; Equity Method and Joint Ventures (Topic 323)&#58; Accounting for Investments in Tax Credit Structures Using the Proportional Amortization Method</font></div></td><td colspan="3" style="border-left:0.5pt solid #000000;border-top:0.5pt solid #000000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">In March of 2023, the FASB issued new accounting guidance related to accounting for tax credit investments. Under the new guidance, an entity may elect, on a program-by-program basis, to account for tax credit investments using the proportional amortization method if certain conditions are met. The guidance may be adopted on a modified retrospective or retrospective basis.</font></td><td colspan="3" style="border-left:0.5pt solid #000000;border-top:0.5pt solid #000000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">The Company adopted the guidance as of January 1, 2024 on a modified retrospective basis. The adoption of this guidance is not material to the Company&#8217;s consolidated financial statements.</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:8pt;padding-left:2.77pt;padding-right:2.77pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:125%">ASU 2022-02 &#8211; Financial Instruments &#8211; Credit Losses (Topic 326)&#58; Troubled Debt Restructurings and Vintage Disclosures</font></div></td><td colspan="3" style="border-left:0.5pt solid #000000;border-top:0.5pt solid #000000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">In March of 2022, the FASB issued new accounting guidance related to troubled debt restructurings (TDR) and vintage disclosures. The guidance eliminates TDR accounting while enhancing disclosure requirements for certain loan modifications made to borrowers experiencing financial difficulty. It also requires disclosure of current period gross charge-offs by year of origination for financing receivables.</font></td><td colspan="3" style="border-left:0.5pt solid #000000;border-top:0.5pt solid #000000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">The Company adopted the guidance as of January 1, 2023 on a modified retrospective basis. The adoption of this guidance is not material to the Company&#8217;s consolidated financial statements.</font></td></tr><tr><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:8pt;padding-left:2.77pt;padding-right:2.77pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:125%">ASU 2022-01 &#8211; Derivatives and Hedging (Topic 815)&#58; Fair Value Heding &#8211; Portfolio Layer</font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-top:0.5pt solid #000000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">In March of 2022, the FASB issued new accounting guidance related to fair value hedge accounting of portfolios of financial assets. Under the new guidance, the current last-of-layer method is expanded to allow for multiple hedge layers in a single closed portfolio and, as a result, was renamed the portfolio layer method. It also expands the scope of this method to non-prepayable financial assets. </font></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-top:0.5pt solid #000000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">The Company adopted the guidance as of January 1, 2023 on a prospective basis. The adoption of this guidance is not material to the Company&#8217;s consolidated financial statements.</font></td></tr></table></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-bottom:8pt;text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:125%">17</font></div><div style="margin-bottom:8pt"><font><br></font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div style="margin-bottom:8pt"><font><br></font></div></div><div style="margin-bottom:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.679%"><tr><td style="width:1.0%"></td><td style="width:15.137%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:43.272%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:38.291%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:8pt;padding-left:2.77pt;padding-right:2.77pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:125%">ASU 2020-04 &#8211; Facilitation of the Effects of Reference Rate Reform on Financial Reporting </font></div><div style="margin-bottom:8pt;padding-left:2.77pt;padding-right:2.77pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:125%">ASU 2022-06 &#8211; Deferral of the Sunset Date of Topic 848</font></div></td><td colspan="3" style="border-left:0.5pt solid #000000;border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In March 2020, the FASB issued new accounting guidance to provide optional expedients and exceptions for applying US GAAP to contracts, hedging relationships, and other transactions affected by reference rate reform if certain criteria are met.  The amendments apply only to contracts, hedging relationships, and other transactions that reference LIBOR or another reference rate expected to be discontinued because of reference rate reform.  The following expedients are provided for modified contracts whose reference rate is changed&#58; 1) receivables and debt contracts are accounted for prospectively by adjusting the effective interest rate, 2) leases are accounted for as a continuation of the existing contracts with no reassessments of the lease classification and discount rate or remeasurements of lease payments that otherwise would be required, and 3) an entity is not required to reassess its original conclusion about whether that contract contains an embedded derivative that is clearly and closely related to the economic characteristics and risks of the host contract.  When elected the expedients must be applied consistently for all eligible contracts or transactions.</font></div><div style="padding-left:2.77pt;padding-right:2.77pt"><font><br></font></div><div style="padding-left:2.77pt;padding-right:2.77pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In December 2022, the FASB issued guidance to defer the sunset date of ASU 2020-04 from December 31, 2022 to December 31, 2024 and to make the optional expedients available through the LIBOR transition date of June 30, 2023.</font></div></td><td colspan="3" style="border-left:0.5pt solid #000000;border-top:0.5pt solid #000000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">The guidance is subject to election as of March 12, 2020 and can be elected through December 31, 2024.  The Company has made certain elections under the guidance.  The elections made did not have a material impact on the consolidated financial statements</font></td></tr><tr><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:8pt;padding-left:2.77pt;padding-right:2.77pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:125%">ASU 2016-13 &#8211; Financial Instruments &#8211; Credit Losses</font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:8pt;padding-left:2.77pt;padding-right:2.77pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:125%">In June 2016, the FASB issued new accounting guidance related to the recognition of credit losses on loans and other financial instruments based on an expected loss model (CECL), replacing the incurred loss model that is currently in use. Under the new guidance, an entity will measure all expected credit losses for financial instruments held at the reporting date based on historical experience, current conditions, and reasonable and supportable forecasts. The expected loss model will apply to loans and leases, unfunded lending commitments, held-to-maturity debt securities and other debt instruments measured at amortized cost. The impairment model for available-for-sale debt securities will require the recognition of credit losses through a valuation allowance when fair value is less than amortized cost and the decline is due to credit-related factors, regardless of whether the impairment is considered to be other-than-temporary. </font></div><div style="margin-bottom:8pt;padding-left:2.77pt;padding-right:2.77pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:125%">The guidance was effective on January 1, 2023, with a cumulative-effect adjustment to retained earnings as of that date.</font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:8pt;padding-left:2.77pt;padding-right:2.77pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:125%">The Company adopted CECL as of January 1, 2023, using the modified retrospective method for all financial assets measured at amortized cost and off-balance sheet credit exposures.  The adoption of CECL resulted in a decrease in the Company&#8217;s allowance for credit losses and the liability for expected credit losses on commitments to extend credit as a result of changing from the &#8220;incurred loss&#8221; model, which encompassed allowances for current known and inherent losses within the portfolio, to the &#8220;expected loss&#8221; model, which encompasses allowances for losses expected to be incurred over the contractual life of the portfolio. The adoption impacts were applied through a cumulative-effect adjustment to retained earnings of $16.9 million as of January 1, 2023. The transition adjustment included a decrease in the allowance for credit losses of $23.2 million net of the corresponding decrease in deferred tax assets of $6.3 million. The adoption of CECL did not have a material impact on the Company&#8217;s investment securities portfolio.</font></div></td></tr></table></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-bottom:8pt;text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:125%">18</font></div><div style="margin-bottom:8pt"><font><br></font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div style="margin-bottom:8pt"><font><br></font></div></div><div><font style="color:#000000;font-family:'Arial',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Note 4. Restrictions on Cash, Cash Equivalents, and Due from Banks</font></div><div><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Banking regulators may require bank subsidiaries to maintain minimum average reserve balances, either in the form of vault cash or reserve balances held with central banks or other financial institutions. The Company did not have reserve requirements at December 31, 2024 and 2023, respectively.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Arial',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Note 5. Investment Securities</font></div><div><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The amortized cost, gross unrealized holding gains and losses, and fair value of available-for-sale and held-to-maturity investment securities at December&#160;31 were as follows&#58;</font></div><div style="margin-bottom:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:49.620%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.220%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.220%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.220%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.220%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(Dollars in Thousands)</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amortized Cost</font></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Gross Unrealized Gains</font></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Gross Unrealized Losses</font></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Fair<br>Value</font></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%;text-decoration:underline">2024</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9.35pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%;text-decoration:underline">Available-for-sale</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9.35pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Obligations of U.S. government agencies</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:133%">$&#160;&#160;&#160;&#160;4,127</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:133%">$&#160;&#160;&#160;&#160;8</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:133%">$&#160;&#160;&#160;&#160;243</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:133%">$&#160;&#160;&#160;&#160;3,892</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9.35pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Obligations of state and political subdivisions</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;219,650</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;225</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;16,758</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;203,117</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Agency mortgage-backed securities</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9.35pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Residential</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;1,572,369</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;802</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;207,664</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;1,365,507</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Commercial</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;81,385</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;3</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;4,119</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;77,269</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-agency residential mortgage-backed securities</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;96,491</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;-</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;11,735</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;84,756</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9.35pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Corporate debt securities</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;33,849</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;-</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;2,883</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;30,966</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unallocated portfolio layer fair value</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:133%">&#160;&#160;&#160;&#160;basis adjustments</font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:133%;position:relative;top:-3.15pt;vertical-align:baseline">&#91;1&#93;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;(505)</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;-</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;(505)</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;NA</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:16.37pt;padding-right:0.97pt;text-indent:-19pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Total available-for-sale</font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$  2,007,366</font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;1,038</font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;242,897</font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;1,765,507</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:underline">Held-to-maturity </font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">U.S. Treasury securities</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;49,846</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;30</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;-</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;49,876</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Agency mortgage-backed securities</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Residential</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;1,818,888</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;92</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;349,433</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;1,469,547</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Commercial</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;61,532</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;-</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;5,701</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;55,831</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:16.37pt;padding-right:0.97pt;text-indent:-19pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Total held-to-maturity</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;1,930,266</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;122</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;355,134</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;1,575,254</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2023</font></div></td><td colspan="3" style="border-top:2pt double #000000;padding:0 1pt"><div style="padding-right:-2.63pt;text-align:center"><font><br></font></div></td><td colspan="3" style="border-top:2pt double #000000;padding:0 1pt"><div style="padding-right:-2.63pt;text-align:center"><font><br></font></div></td><td colspan="3" style="border-top:2pt double #000000;padding:0 1pt"><div style="padding-right:-2.63pt;text-align:center"><font><br></font></div></td><td colspan="3" style="border-top:2pt double #000000;padding:0 1pt"><div style="padding-right:-2.63pt;text-align:center"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:underline">Available-for-sale</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9.35pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Obligations of U.S. government agencies</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;$       45,133</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;$                5</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;$            284</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;$       44,854</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9.35pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Obligations of state and political subdivisions</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;328,909</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;515</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;9,855</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;319,569</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Agency mortgage-backed securities</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Residential&#160;&#160;&#160;&#160; </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;1,212,216</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;-</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;177,771</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;1,034,445</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Commercial</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;111,874</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;1</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;6,713</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;105,162</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-agency residential mortgage-backed securities</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;104,475</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;-</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;12,460</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;92,015</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9.35pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Corporate debt securities</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;33,839</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;-</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;5,924</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;27,915</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:16.37pt;padding-right:0.97pt;text-indent:-19pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Total available-for-sale</font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$  1,836,446</font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;521</font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;213,007</font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;1,623,960</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:underline">Held-to-maturity </font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">U.S. Treasury securities</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;78,478</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;115</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$                -</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;78,593</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Agency mortgage-backed securities</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Residential</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;1,963,778</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;318</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;310,780</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;1,653,316</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Commercial</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;62,316</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;-</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;5,325</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;56,991</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:16.37pt;padding-right:0.97pt;text-indent:-19pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Total held-to-maturity</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;2,104,572</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;433</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;316,105</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;1,788,900</font></div></td></tr><tr style="height:11pt"><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr></table></div><div><font style="color:#000000;font-family:'Arial',sans-serif;font-size:4.87pt;font-weight:700;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">&#91;1&#93;</font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%"> Represents the amount of portfolio layer method basis adjustments related to available-for-sale securities hedged in a closed portfolio. Under U.S. GAAP, portfolio layer method basis adjustments are not allocated to individual securities, however the amounts impact the unrealized gains or losses in the table for the types of securities being hedged. Refer to Note 18 for additional information.</font></div><div><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Available-for-sale investment securities are carried at fair value, with net unrealized gains or losses reported within accumulated other comprehensive income or loss, net of tax, in shareholders&#8217; equity. Held-to-maturity investment securities are carried at amortized cost.</font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-bottom:8pt;text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:125%">19</font></div><div style="margin-bottom:8pt"><font><br></font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div style="margin-bottom:8pt"><font><br></font></div></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The Company holds required investments in Federal Home Loan Bank (&#8220;FHLB&#8221;) stock and Federal Reserve Bank (&#8220;FRB&#8221;) stock, which were recorded at cost and were included in other assets on the consolidated balance sheet. The amounts of FHLB and FRB stock held were $80.9 million and $84.6 million at December 31, 2024 and 2023, respectively. Investment securities of $0.6 billion and $1.8 billion were pledged as collateral to secure public deposits and for other purposes at December&#160;31, 2024 and 2023, respectively.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The following table provides information regarding the amount of interest income recognized related to taxable and non-taxable investment securities&#58;</font></div><div style="text-align:justify"><font><br></font></div><div style="margin-bottom:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:66.471%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.557%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.235%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.237%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Year Ended December 31 (Dollars in Thousands)</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2024</font></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2023</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Taxable</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;98,507</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;88,520</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-taxable</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;6,214</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;9,071</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Total interest income from investment securities</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;104,721</font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;97,591</font></div></td></tr><tr style="height:11pt"><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr></table></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Proceeds from sales and calls of available-for-sale investment securities were $271.9&#160;million and $76.6&#160;million for the years ended December 31, 2024 and 2023, respectively. Net losses of $5.7&#160;million and net gains of $0.5 million were realized on those sales and calls for the years ended December 31, 2024 and 2023, respectively. For 2023, net losses included $3.1 million of non-credit related impairments recognized. The recognition of the $3.1 million related to management&#8217;s intention to sell certain available-for-sale securities in a non-credit related unrealized loss position at time of the decision.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Concurrent with the sale-leaseback transaction executed in 2024, the Company restructured a portion of its investment portfolio by selling low yielding AFS securities with a book value of $140.4 million. The sale resulted in a pre-tax net loss of $4.4 million included in 2024 realized losses on the sale investment securities. The net proceeds from the transaction were subsequently used to reduce higher cost wholesale funding and invest into higher yielding assets. Refer to Note 8 for additional information regarding the sale-leaseback transaction.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The following table provides information regarding the gains and losses realized on available-for-sale investment securities&#58;</font></div><div style="text-align:justify"><font><br></font></div><div style="margin-bottom:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:66.471%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.557%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.235%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.237%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Year Ended December 31 (Dollars in Thousands)</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2024</font></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2023</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Realized gains</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;99</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;495</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Realized losses</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;(5,847)</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;(3,073)</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Net realized losses</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;(5,748)</font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;(2,578)</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Income tax benefit on net realized losses</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:2.5pt double #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;(1,552)</font></div></td><td colspan="3" style="border-top:2.5pt double #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;(696)</font></div></td></tr><tr style="height:11pt"><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2.5pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2.5pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr></table></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The gross unrealized losses and fair value, aggregated by investment category, and the length of time the individual securities have been in a continuous unrealized loss position for available-for-sale securities at December&#160;31, 2024, were as follows&#58;</font></div><div style="margin-bottom:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:32.655%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.676%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.676%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.676%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.676%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.676%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.681%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Less than 12 Months</font></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">12 Months or More</font></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(Dollars in Thousands)</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Fair<br>Value</font></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Unrealized Losses</font></td><td colspan="3" style="border-left:0.5pt solid #000000;border-top:0.5pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Fair<br>Value</font></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Unrealized Losses</font></td><td colspan="3" style="border-left:0.5pt solid #000000;border-top:0.5pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Fair<br>Value</font></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Unrealized Losses</font></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-left:0.5pt solid #000000;border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-left:0.5pt solid #000000;border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Available-for-sale</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-left:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-left:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9.35pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Obligations of U.S. government <br>agencies</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;-</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;-</font></div></td><td colspan="3" style="border-left:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;2,613</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;243</font></div></td><td colspan="3" style="border-left:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;2,613</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;243</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9.35pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Obligations of state and political subdivisions</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;17,210</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;323</font></div></td><td colspan="3" style="border-left:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;166,816</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;16,435</font></div></td><td colspan="3" style="border-left:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;184,026</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;16,758</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Agency mortgage-backed securities</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-left:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-left:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Residential</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;467,214</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;15,097</font></div></td><td colspan="3" style="border-left:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;813,980</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;192,567</font></div></td><td colspan="3" style="border-left:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;1,281,194</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;207,664</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Commercial</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;2,168</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;5</font></div></td><td colspan="3" style="border-left:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;72,863</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;4,114</font></div></td><td colspan="3" style="border-left:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;75,031</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;4,119</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9.35pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Non-agency residential mortgage-backed securities</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;-</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;-</font></div></td><td colspan="3" style="border-left:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;84,756</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;11,735</font></div></td><td colspan="3" style="border-left:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;84,756</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;11,735</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Corporate debt securities</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;-</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;-</font></div></td><td colspan="3" style="border-left:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;30,966</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;2,883</font></div></td><td colspan="3" style="border-left:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;30,966</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;2,883</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:15.82pt;padding-right:0.97pt;text-indent:-18.45pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Total available-for-sale</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;486,592</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;15,425</font></div></td><td colspan="3" style="border-left:0.5pt solid #000000;border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;$ 1,171,994</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;227,977</font></div></td><td colspan="3" style="border-left:0.5pt solid #000000;border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;1,658,586</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;243,402</font></div></td></tr><tr><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;</font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr></table></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-bottom:8pt;text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:125%">20</font></div><div style="margin-bottom:8pt"><font><br></font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div style="margin-bottom:8pt"><font><br></font></div></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">These unrealized losses primarily relate to changes in interest rates and market spreads subsequent to purchase of these available-for-sale investment securities. U.S. Treasury, obligations of U.S. government agencies, and agency mortgage-backed securities are issued, guaranteed, and otherwise supported by the United States government. The Company&#8217;s obligations of state and political subdivisions, non-agency residential mortgage-backed securities, and corporate debt securities are generally high grade. Accordingly, the Company does not consider these unrealized losses to be credit related and an allowance for credit losses is not necessary.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Periodically, available-for-sale securities may be sold or the composition of the portfolio realigned to improve yields, quality or marketability, to implement changes in investment or asset&#47;liability strategy, including raising funds for liquidity purposes or in preparation of anticipated changes in market interest rates. Consistent with asset&#47;liability strategy, and to improve yields, the Company recognized $5.8 million and $3.1 million of gross realized losses during the years ended December 31, 2024 and December 31, 2023, respectively. At December 31, 2024, the Company had no plans to sell investment securities with unrealized losses, and believes it is more likely than not it would not be required to sell such investment securities before recovery of the respective amortized cost. </font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The amortized cost and estimated fair value of the investment securities portfolio, by contractual maturity, at December 31, 2024, were as follows&#58;</font></div><div style="margin-bottom:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:34.043%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.716%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.235%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.235%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.397%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.235%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.239%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Available-for-sale</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Held-to-maturity</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(Dollars in Thousands)</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amortized Cost</font></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Fair Value</font></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amortized Cost</font></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Fair Value</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Within 1 year</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;8,882</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;8,913</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;49,846</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;49,876</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1&#8211;5 years</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;87,988</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;84,496</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;24,439</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;23,133</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5&#8211;10 years</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;179,634</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;166,036</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;15,219</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;13,711</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">After 10 years</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;1,731,367</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;1,506,062</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;1,840,762</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;1,488,534</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Total investment securities</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;2,007,871</font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;1,765,507</font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;1,930,266</font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;1,575,254</font></div></td></tr><tr style="height:11pt"><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr></table></div><div><font style="color:#000000;font-family:'Arial',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Note 6. Loans Held for Investment and Allowance for Credit Losses</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The loans held for investment portfolio consisted of the following at December 31&#58;</font></div><div style="margin-bottom:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:35.117%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.441%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.284%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.284%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.402%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.284%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.288%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2024</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2023</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(Dollars in Thousands)</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amount</font></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Percent of Total LHFI</font></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amount</font></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Percent of Total LHFI</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Commercial</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;2,798,126</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;23.8%</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;2,698,306</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;23.5%</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Commercial real estate</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Owner occupied</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;2,499,212</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;21.2</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;2,382,295</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;20.8</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Income producing</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;3,230,270</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;27.5</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;3,144,775</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;27.5</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9.35pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;&#160;&#160;&#160;Construction, development, and other</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;21,804</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;0.2</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;22,466</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;0.2</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:15.62pt;padding-right:0.97pt;text-indent:-18.25pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Total commercial real estate</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;5,751,286</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;48.9</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;5,549,536</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;48.5</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Agriculture</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;1,178,661</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;10.0</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;1,164,967</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;10.2</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Residential mortgage</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Residential mortgage, first lien</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;1,757,528</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;14.9</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;1,754,803</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;15.3</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Home equity, first lien</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;57,729</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;0.5</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;67,342</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;0.6</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:15.62pt;padding-right:0.97pt;text-indent:-18.25pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Total residential mortgage</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;1,815,257</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;15.4</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;1,822,145</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;15.9</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Home equity, second lien</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;136,988</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;1.2</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;127,378</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;1.1</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Other consumer</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;83,819</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;0.7</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;91,964</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;0.8</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:15.62pt;padding-right:0.97pt;text-indent:-18.25pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Total retail</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;220,807</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;1.9</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;219,342</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;1.9</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:15.62pt;padding-right:0.97pt;text-indent:-18.25pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Total loans held for investment</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;11,764,137</font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;100.0%</font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;11,454,296</font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;100.0%</font></div></td></tr><tr style="height:11pt"><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr></table></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Deferred fees net of deferred costs included in the carrying amounts of LHFI were $15.9 million and $14.7 million at December 31, 2024 and 2023, respectively. </font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Loans totaling $6.7 billion at December 31, 2024 and 2023 were pledged at the Federal Home Loan Bank (FHLB) and Federal Reserve Bank (FRB). The Company currently pledges residential, agricultural, commercial, construction, and commercial real estate mortgage loans, as permitted by the FHLB and FRB.</font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-bottom:8pt;text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:125%">21</font></div><div style="margin-bottom:8pt"><font><br></font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div style="margin-bottom:8pt"><font><br></font></div></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;</font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The Company may provide loans to certain executive officers, directors, and their related interests. Amounts outstanding were immaterial at December 31, 2024 and 2023.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Activity in the allowance for loan losses was as follows&#58;</font></div><div><font><br></font></div><div style="margin-bottom:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:22.584%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.619%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.619%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.619%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.619%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.619%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.621%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Commercial</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Residential</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;(Dollars in Thousands)</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Commercial</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-right:-2.63pt;text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Real Estate</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Agriculture</font></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Mortgage</font></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Retail</font></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Balance December 31, 2022</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:2.92pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;28,533</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-right:2.92pt;text-align:right;text-indent:2.9pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:133%">$&#160;&#160;&#160;&#160;65,853</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-right:2.92pt;text-align:right;text-indent:2.9pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:133%">$&#160;&#160;&#160;&#160;9,720</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-right:2.92pt;text-align:right;text-indent:2.9pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:133%">$&#160;&#160;&#160;&#160;5,964</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-right:2.92pt;text-align:right;text-indent:2.9pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:133%">$&#160;&#160;&#160;&#160;2,762</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:2.92pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:133%">$&#160;&#160;&#160;&#160;112,832</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:133%">Adoption of ASU 2016-13</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-right:0.97pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(5,577)</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-right:0.97pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;(29,255)</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-right:0.97pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(3,445)</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:5.62pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">14,985</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:2.92pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:133%">4,235</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:0.97pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(19,057)</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Provision for loan losses</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-right:3.97pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">8,124</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-right:-0.83pt;text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;10,442</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:3.97pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;813</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-right:5.62pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,202</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-right:0.97pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2,306)</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:2.92pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:133%">20,275</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.62pt;padding-right:0.97pt;text-indent:-9.25pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Charge-offs and recoveries</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:3.97pt;text-align:right"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:3.97pt;text-align:right"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:3.97pt;text-align:right"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:3.97pt;text-align:right"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:3.97pt;text-align:right"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:3.97pt;text-align:right"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.62pt;padding-right:0.97pt;text-indent:-9.25pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Charge-offs</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-right:0.97pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(3,749)</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:0.97pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(11,115)</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:0.97pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(62)</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.62pt;padding-right:0.62pt;text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;(65)</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:0.97pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(773)</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:0.97pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(15,764)</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.62pt;padding-right:0.97pt;text-indent:-9.25pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Recoveries</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:3.97pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">460</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:3.97pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;2,943</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:3.97pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">43</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:3.97pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">176</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:3.97pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">843</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:2.92pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:133%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;4,465</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:16.52pt;padding-right:0.97pt;text-indent:-19.15pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Net (charge-offs) </font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:3.97pt;text-align:right"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:3.97pt;text-align:right"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:3.97pt;text-align:right"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:3.97pt;text-align:right"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:3.97pt;text-align:right"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:3.97pt;text-align:right"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:24.37pt;padding-right:0.97pt;text-indent:-27pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;recoveries</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:0.97pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(3,289)</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:0.97pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(8,172)</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:0.97pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(19)</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.62pt;padding-right:0.62pt;text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;111</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:3.97pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">70</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:0.97pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(11,299)</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Balance December 31, 2023</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:3.97pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">27,791</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:3.97pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">38,868</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:3.97pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7,069</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:3.97pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">24,262</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:3.97pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4,761</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:2.92pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:133%">102,751</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-right:0.97pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Provision for loan losses</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-right:3.97pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5,830</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-right:3.97pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">26,250           </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:0.97pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(175)           </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:0.97pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(2,724)           </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-right:0.97pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(82)           </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:2.92pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:133%">29,099           </font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.62pt;padding-right:0.97pt;text-indent:-9.25pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;Charge-offs and recoveries</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:3.97pt;text-align:right"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:3.97pt;text-align:right"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:3.97pt;text-align:right"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:3.97pt;text-align:right"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:3.97pt;text-align:right"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:3.97pt;text-align:right"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.62pt;padding-right:0.97pt;text-indent:-9.25pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Charge-offs</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:0.97pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(4,330)</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:0.97pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(11,083)</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.62pt;padding-right:0.62pt;text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">-</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:0.97pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(329)</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:0.97pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,108)</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:0.97pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(16,850)</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.62pt;padding-right:0.97pt;text-indent:-9.25pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Recoveries</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:3.97pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,769</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:3.97pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">72</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:3.97pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">61</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:3.97pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">83</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:3.97pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">834</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:2.92pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:133%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;2,819</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:16.52pt;padding-right:0.97pt;text-indent:-19.15pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Net (charge-offs) </font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:3.97pt;text-align:right"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:3.97pt;text-align:right"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:3.97pt;text-align:right"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:3.97pt;text-align:right"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:3.97pt;text-align:right"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:3.97pt;text-align:right"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:24.37pt;padding-right:0.97pt;text-indent:-27pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;recoveries</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:0.97pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(2,561)</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:0.97pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(11,011)</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:3.97pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">61</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:0.97pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(246)</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:0.97pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(274)</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:0.97pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(14,031)</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Balance December 31, 2024</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:2.92pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;31,060</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:2.92pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:133%">$&#160;&#160;&#160;&#160;54,107</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:2.92pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:133%">$&#160;&#160;&#160;&#160;6,955</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:2.92pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:133%">$&#160;&#160;&#160;&#160;21,292</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:2.92pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:133%">$&#160;&#160;&#160;&#160;4,405</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:2.92pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:133%">$&#160;&#160;&#160;&#160;117,819</font></div></td></tr><tr style="height:11pt"><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr></table></div><div style="text-align:justify"><font><br></font></div><div style="margin-bottom:10pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:133%">Accrued interest receivable related to LHFI is excluded from the measurement of the allowance for credit losses and was $67.7 million and $65.9 million at December 31, 2024 and 2023, respectively. </font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Gross charge-offs of loans by origination year during the year ended December 31, 2024 were as follows&#58;</font></div><div style="text-align:justify"><font><br></font></div><div style="margin-bottom:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:22.122%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.696%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.696%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.696%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.854%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.380%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.856%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-right:-2.63pt;text-align:center"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-right:-2.63pt;text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:133%">Commercial</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-right:-2.63pt;text-align:center"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-right:-2.63pt;text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:133%">Residential</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-right:-2.63pt;text-align:center"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-right:-2.63pt;text-align:center"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:133%">&#160;(Dollars in Thousands)</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-right:-2.63pt;text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:133%">Commercial</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-right:-2.63pt;text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:133%">Real Estate</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-right:-2.63pt;text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:133%">Agriculture</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-right:-2.63pt;text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:133%">Mortgage</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-right:-2.63pt;text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:133%">Retail</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-right:-2.63pt;text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:133%">Total</font></div></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:133%">&#160;</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-right:0.97pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:133%">Originated in 2024</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:133%">$&#160;&#160;&#160;&#160;220</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:133%">$&#160;&#160;&#160;&#160;  &#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:133%">$&#160;&#160;&#160;&#160;  &#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:133%">$&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:133%">$&#160;&#160;&#160;&#160;309</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:133%">$&#160;&#160;&#160;&#160;529</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-right:0.97pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:133%">Originated in 2023</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:133%">50</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:133%">&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:133%">&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:133%">&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:133%">148</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:133%">198</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-right:0.97pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:133%">Originated in 2022</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:133%">1,212</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:133%">10,268</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:133%">&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:133%">309</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:133%">93</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:133%">11,882</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-right:0.97pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:133%">Originated in 2021</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:133%">52</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:133%">8</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:133%">&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:133%">&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:133%">21</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:133%">81</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:133%">Originated in 2020</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:133%">&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:133%">807</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:133%">&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:133%">&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:133%">5</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:133%">812</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:133%">Originated prior to 2020</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:133%">218</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:133%">&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:133%">&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:133%">10</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:133%">11</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:133%">239</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:16.52pt;padding-right:0.97pt;text-align:justify;text-indent:-19.15pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:133%">Revolving</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:133%">2,578</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:133%">&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:133%">&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:133%">&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:133%">521</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:133%">3,099</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:133%">Revolving converted to term</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:133%">&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:133%">&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:133%">&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:133%">10</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:133%">&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:133%">10</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:133%">&#160;&#160;&#160;&#160;Total charge-offs</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:133%">$&#160;&#160;&#160;&#160;4,330</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:133%">$&#160;&#160;&#160;&#160;11,083</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:133%">$&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:133%">$&#160;&#160;&#160;&#160;329</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:133%">$&#160;&#160;&#160;&#160;1,108</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:133%">$&#160;&#160;&#160;&#160;16,850</font></div></td></tr><tr style="height:11pt"><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2pt double #000000;padding:0 1pt"><div style="padding-right:-2.63pt;text-align:right"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr></table></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Note, year of origination is based on the original origination date of the loan. </font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font><br></font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-bottom:8pt;text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:125%">22</font></div><div style="margin-bottom:8pt"><font><br></font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div style="margin-bottom:8pt"><font><br></font></div></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The following table provides a summary of loans on accrual and nonaccrual status, as well as the delinquency status of accruing loans, at December 31&#58;</font></div><div style="text-align:justify"><font><br></font></div><div style="margin-bottom:8pt;padding-left:1.35pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.679%"><tr><td style="width:1.0%"></td><td style="width:29.768%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.726%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.726%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.726%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.726%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.728%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font><br></font></div></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Accruing and Days Past Due</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Current or</font></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Less Than 30</font></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">30 to 89</font></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">90 Days</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;(Dollars in Thousands)</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Days Past Due</font></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Days Past Due</font></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">and Over</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-right:-2.63pt;text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Nonaccrual</font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">&#91;1&#93;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2024</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Commercial</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;2,770,200</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;3,455</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;24,471</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;2,798,126</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Commercial real estate</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,709,878</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">12,510</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">28,898</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,751,286</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:16.52pt;padding-right:0.97pt;text-align:justify;text-indent:-19.15pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Agriculture</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,176,471</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">171</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">148</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,871</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,178,661</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Residential mortgage</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,788,385</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">12,495</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">14,377</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,815,257</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">218,411</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">802</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">25</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,569</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">220,807</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:8.17pt;padding-right:0.97pt;text-align:justify;text-indent:-10.8pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Total</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;11,663,345</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;29,433</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;173</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;71,186</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;11,764,137</font></div></td></tr><tr style="height:15pt"><td colspan="3" style="padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font><br></font></div></td><td colspan="3" style="border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font><br></font></div></td><td colspan="3" style="border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font><br></font></div></td><td colspan="3" style="border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font><br></font></div></td><td colspan="3" style="border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font><br></font></div></td></tr><tr style="height:15pt"><td colspan="3" style="padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2023</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;2,658,433</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;9,213</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;786</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;29,874</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;2,698,306</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-right:0.97pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Commercial</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,534,401</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,081</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">12,054</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,549,536</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:16.52pt;padding-right:0.97pt;text-align:justify;text-indent:-19.15pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Commercial real estate</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,160,441</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,985</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,541</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,164,967</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Agriculture</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,801,312</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">12,256</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8,577</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,822,145</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Residential mortgage</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">217,183</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">636</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">29</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,494</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">219,342</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:8.17pt;padding-right:0.97pt;text-align:justify;text-indent:-10.8pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;11,371,770</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;28,171</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;815</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;53,540</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;11,454,296</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Total&#160;&#160;&#160;&#160;</font></div></td><td colspan="3" style="border-top:2pt double #000000;padding:0 1pt"><div style="padding-right:-2.63pt;text-align:right"><font><br></font></div></td><td colspan="3" style="border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr style="height:15pt"><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-right:-2.63pt;text-align:right"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr></table></div><div><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">&#91;1&#93;</font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> At December 31, 2024 and 2023, nonaccrual loans without an associated allowance for credit losses were immaterial. Interest income recognized on nonaccrual loans was immaterial for the years ended December 31, 2024 and 2023.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Loans on properties that were acquired through foreclosure or other proceedings on defaulted loans and that were transferred to other assets are immaterial for the years ended December 31, 2024 and 2023. Other nonperforming assets, consisting of OREO, are immaterial for the years ended December 31, 2024 and 2023.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The following tables provide information regarding internal credit quality ratings for the loans held for investment portfolio&#58;</font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-bottom:8pt;text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:125%">23</font></div><div style="margin-bottom:8pt"><font><br></font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div style="margin-bottom:8pt"><font><br></font></div></div><div style="padding-left:1.35pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.679%"><tr><td style="width:1.0%"></td><td style="width:29.768%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.726%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.726%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.726%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.726%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.728%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font><br></font></div></td><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">At December 31, 2024</font></td></tr><tr><td colspan="3" style="padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="9" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Criticized</font></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Special</font></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</font></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;(Dollars in Thousands)</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Pass</font></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Mention</font></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Classified</font></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Criticized</font></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Commercial</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Originated in 2024</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;551,199 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;7,181 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;7,664 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;14,845 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;566,044 </font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Originated in 2023</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;505,086 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;9,277 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;13,326 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;22,603 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;527,689 </font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Originated in 2022</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;331,068 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;5,331 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;39,947 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;45,278 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;376,346 </font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Originated in 2021</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;260,580 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;8,721 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;14,734 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;23,455 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;284,035 </font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Originated in 2020</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;180,781 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;132 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;2,019 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;2,151 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;182,932 </font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Originated prior to 2020</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;291,159 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;18,365 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;27,213 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;45,578</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;336,737 </font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Revolving</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;422,754 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;63,779 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;37,810 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;101,589 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;524,343 </font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;    Total commercial</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;2,542,627 </font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;112,786 </font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;142,713 </font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;255,499 </font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;2,798,126 </font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Commercial real estate</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Originated in 2024</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;474,139 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;176 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;1,798</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,974 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">476,113 </font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Originated in 2023</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;715,876 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;1,540 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;17,627 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;19,167 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;735,043 </font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Originated in 2022</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;865,756 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;44,772 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;17,458 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;62,230 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;927,986 </font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Originated in 2021</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;683,943 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;25,921 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;69,685 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;95,606 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;779,549 </font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Originated in 2020</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;643,918 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;687 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20,524 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;21,211 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;665,129 </font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Originated prior to 2020</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;2,034,092 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;5,840 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;102,485 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;108,325 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;2,142,417</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Revolving</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;19,559 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;-   </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;5,490 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;5,490 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;25,049 </font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;    Total commercial real estate</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;5,437,283 </font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;78,936 </font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;235,067 </font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;314,003 </font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;5,751,286 </font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-right:0.97pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Agriculture</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Originated in 2024</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;121,778 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6,044</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;3,265 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9,309 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;131,087 </font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Originated in 2023</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;87,986 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,911 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;7,804 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;13,715 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;101,701 </font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Originated in 2022</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;118,483 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">14,430 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;5,775 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;20,205 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;138,688 </font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Originated in 2021</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;95,304 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;947 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;5,900 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6,847 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">102,151 </font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Originated in 2010</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;82,631 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,157 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;3,364 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;5,521 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">88,152 </font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Originated prior to 2020</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;265,651 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;5,084 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;12,353 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;17,437 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;283,088 </font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Revolving</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;307,963 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;15,189 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;10,642 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;25,831 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;333,794 </font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;    Total agriculture</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;1,079,796 </font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;49,762 </font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;49,103 </font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;98,865 </font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;1,178,661 </font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Residential mortgages</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Originated in 2024</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;113,212 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;-   </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;148 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;148 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;113,360 </font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Originated in 2023</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;232,101 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">167   </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;1,223 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;1,390 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">233,491 </font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Originated in 2022</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;399,560 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">152   </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;3,412 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;3,564</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;403,124 </font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Originated in 2021</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;442,451 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">913   </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;3,899 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;4,812 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;447,263 </font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Originated in 2020</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;394,703 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">459   </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;1,332 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,791 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;396,494</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Originated prior to 2020</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;171,512 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;-   </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,614 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;4,614 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;176,126 </font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Revolving</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;34,657 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;-   </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;908 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;908 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;35,565 </font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Revolving converted to term</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;8,921 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;63 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;850 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;913 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;9,834 </font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;    Total residential mortgage</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;1,797,117 </font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;1,754 </font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;16,386</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;18,140 </font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;1,815,257 </font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Retail</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Originated in 2024</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;11,735 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20   </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;21 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;41 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;11,776 </font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Originated in 2023</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;7,040 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;-   </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;77 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">77 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;7,117 </font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Originated in 2022</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;6,656 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;-   </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;12 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;12 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;6,668 </font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Originated in 2021</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;7,959 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;-   </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;30 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;30 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;7,989 </font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Originated in 2020</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;4,159 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;-   </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;19  </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">19   </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;4,178 </font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Originated prior to 2020</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;17,252 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;-   </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;419 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;419 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;17,671 </font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Revolving</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;150,367 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;110 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;920</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;1,030 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;151,397 </font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Revolving converted to term</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;13,523 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;-   </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;488 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;488 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;14,011 </font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;    Total retail</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;218,691 </font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;130 </font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;1,986 </font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;2,116 </font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;220,807 </font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;        Total loans</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;11,075,514</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;243,368</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;445,255</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;688,623</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;11,764,137</font></div></td></tr><tr style="height:11pt"><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2pt double #000000;padding:0 1pt"><div style="padding-right:-2.63pt;text-align:right"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr></table></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Note, year of origination is based on the original origination date of the loan. </font></div><div style="margin-bottom:10pt"><font><br></font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-bottom:8pt;text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:125%">24</font></div><div style="margin-bottom:8pt"><font><br></font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div style="margin-bottom:8pt"><font><br></font></div></div><div style="margin-bottom:8pt;padding-left:1.5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.679%"><tr><td style="width:1.0%"></td><td style="width:29.768%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.726%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.726%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.726%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.726%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.728%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font><br></font></div></td><td colspan="15" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-right:-2.63pt;text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:133%">At December 31, 2023</font></div></td></tr><tr><td colspan="3" style="padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-right:-2.63pt;text-align:center"><font><br></font></div></td><td colspan="9" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-right:-2.63pt;text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:133%">Criticized</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-right:-2.63pt;text-align:center"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-right:-2.63pt;text-align:center"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-right:-2.63pt;text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:133%">Special</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-right:-2.63pt;text-align:center"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-right:-2.63pt;text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:133%">Total</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-right:-2.63pt;text-align:center"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:133%">&#160;(Dollars in Thousands)</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-right:-2.63pt;text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:133%">Pass</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-right:-2.63pt;text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:133%">Mention</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-right:-2.63pt;text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:133%">Classified</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-right:-2.63pt;text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:133%">Criticized</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-right:-2.63pt;text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:133%">Total</font></div></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:133%">&#160;</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Commercial</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Originated in 2023</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;569,777</font></div><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-   </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:133%">$&#160;&#160;&#160;&#160;6,917   </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;2,451   </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;9,368   </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;579,145   </font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Originated in 2022</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;469,522 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">12,617 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">33,911 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">46,528 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;516,050 </font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Originated in 2021</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;376,824 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;16,271 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;5,482 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;21,753 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;398,577 </font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Originated in 2020</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;241,051 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;349 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;4,469 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;4,818 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;245,869 </font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Originated in 2019</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;114,444 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;63 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;5,391 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;5,454 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;119,898 </font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Originated prior to 2020</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">277,132 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15,623 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;12,635 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;28,258 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;305,390 </font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Revolving</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;418,320 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;62,707 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;52,350 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;115,057 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;533,377 </font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;    Total commercial</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;2,467,070 </font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;114,547 </font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;116,689 </font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;231,236 </font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;2,698,306 </font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Commercial real estate</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Originated in 2023</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">508,743   </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;4,887   </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;500   </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,387   </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">514,130   </font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Originated in 2022</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;793,619 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;25,286 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;8,407 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;33,693 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;827,312 </font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Originated in 2021</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;802,574 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;2,829   </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;125,744 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;128,573 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;931,147 </font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Originated in 2020</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;707,961 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;22,778 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;19,689 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;42,467 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;750,428 </font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Originated in 2019</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;572,291 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;4,117 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;71,147 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;75,264 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;647,555 </font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Originated prior to 2019</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;1,675,946 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;43,376 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;134,295 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;177,671 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;1,853,617 </font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Revolving</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;21,841 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:133%">-   </font></div><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;3,506 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;3,506 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;25,347 </font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;    Total commercial real estate</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;5,082,975</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;103,273 </font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;363,288 </font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;466,561 </font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;5,549,536 </font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Agriculture</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Originated in 2023</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">156,547   </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">270   </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;2,345   </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;2,615   </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;159,162  </font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Originated in 2022</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">152,732 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;77 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;4,913 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;4,990 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">157,722 </font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Originated in 2021</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;112,755 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;690 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,545 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;5,235 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;117,990 </font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Originated in 2020</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;95,730 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;1,654 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;2,084 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;3,738 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;99,468 </font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Originated in 2019</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;66,324 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;825 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;1,024 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;1,849 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;68,173 </font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Originated prior to 2019</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;255,155 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,238 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;5,542 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;6,780 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;261,935 </font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Revolving</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;291,814 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;3,491 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;5,212 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;8,703 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;300,517 </font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;    Total agriculture</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;1,131,057 </font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;8,245</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;25,665 </font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;33,910 </font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;1,164,967 </font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Residential mortgages</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Originated in 2023</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">235,055   </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;-   </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;148   </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;148   </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">235,203   </font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Originated in 2022</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;425,476 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;-   </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;163 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;163 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;425,639 </font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Originated in 2021</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;477,601 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;- </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;3,596 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;3,596 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;481,197 </font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Originated in 2020</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;427,411 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;-   </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;1,453 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;1,453 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;428,864 </font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Originated in 2019</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;89,938 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;-   </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;112 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;112 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;90,050 </font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Originated prior to 2019</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;106,272 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;-   </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;2,889 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;2,889 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;109,161 </font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Revolving</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;38,602 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;-   </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;732</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;732 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;39,334 </font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Revolving converted to term</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;12,030 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;65 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;602 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;667 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;12,697 </font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;    Total residential mortgage</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;1,812,385 </font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;65 </font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;9,695 </font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;9,760 </font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;1,822,145 </font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Retail</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Originated in 2023</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13,000   </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;-   </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;36   </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;36   </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13,036   </font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Originated in 2022</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;11,440 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;-   </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;2 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;2 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;11,442 </font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Originated in 2021</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;12,382 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;-   </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;19 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;19</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;12,401 </font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Originated in 2021</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;6,179 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;-   </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;13 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;13 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;6,192 </font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Originated in 2019</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;2,279 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;-   </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;-   </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;-   </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;2,279 </font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Originated prior to 2019</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;21,914 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;- </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;683 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;683</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;22,597 </font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Revolving</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;134,218 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;4 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;777 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;781 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;134,999 </font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Revolving converted to term</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;15,896 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;-   </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;500 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;500 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;16,396 </font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;    Total retail</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;217,308 </font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;4 </font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;2,030 </font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;2,034 </font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;219,342 </font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;        Total loans</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;10,710,795 </font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;226,134 </font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;517,367 </font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;743,501</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:right"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;11,454,296 </font></div></td></tr><tr style="height:11pt"><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font><br></font></div></td></tr></table></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Note, year of origination is based on the original origination date of the loan. </font></div><div style="margin-bottom:10pt"><font><br></font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-bottom:8pt;text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:125%">25</font></div><div style="margin-bottom:8pt"><font><br></font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div style="margin-bottom:8pt"><font><br></font></div></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Loan Modifications</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In certain circumstances, the Company may modify the terms of a loan to maximize the collection of amounts due when a borrower is experiencing financial difficulties or is expected to experience financial difficulties in the near-term. Loans modified are immaterial during the years ended December 31, 2024 and 2023.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Note 7. Mortgage Banking  </font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Residential Mortgage Loan Sales</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The Company completes residential mortgage loan sales in the normal course of business, primarily to GSEs, resulting in the derecognition of sold loan amounts from the consolidated balance sheet. In accordance with the accounting guidance for the transfer of financial assets, the Company considers any continuing involvement with residential mortgage loans sold in determining whether such assets can be derecognized from the consolidated balance sheet. The Company&#8217;s continuing involvement with residential mortgage loans sold is generally limited to customary market servicing arrangements and representation and warranty clauses. MSR assets are recorded at the fair value of the servicing arrangements. Liabilities related to representation and warranty clauses are initially recorded at fair value and were not material at December 31, 2024 or 2023. Any gain or loss on sale of residential mortgage loans depends on the previous carrying amount, the consideration received, and any liabilities incurred in exchange for the sold loans. Upon sale, any servicing assets or other interests that continue to be held by the Company are initially recognized at fair value. </font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Proceeds from residential mortgage loans sold were $229.9 million and $182.4 million during the years ended December&#160;31, 2024 and 2023, respectively. Net gains on sales of residential mortgage loans included in mortgage banking and loan fee income, including origination fees, the initial fair value of originated MSRs, and servicing release premiums received, were $7.0&#160;million and $6.0&#160;million for the years ended December 31, 2024 and 2023, respectively. </font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Risk Management</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In the normal course of business, the Company issues interest rate lock commitments to customers. To the extent such commitments relate to loans the Company intends to sell to a third party, the commitment is initially recognized at fair value at the date of the commitment. The Company records closed mortgage loans held for sale at the lower of cost or fair value.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Through these mortgage banking activities, the Company assumes interest rate risk through interest rate lock commitments, as well as mortgage loans held for sale. As part of the Company&#8217;s risk management strategy, the Company makes offsetting commitments for future delivery of residential mortgage-backed securities. The primary objective of economically hedging mortgage banking activities is to offset changes in the fair value of interest rate lock commitments and mortgage loans held for sale. Activity included in mortgage banking and loan fees was $0.1 million in losses and $0.8 million in gains for the years ended December 31, 2024 and 2023, respectively. Refer to Note 18 for additional information regarding this economic hedging activity and Note 21 for information regarding the fair value of interest rate lock commitments and mortgage loans held for sale.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Mortgage Servicing Rights</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The Company serviced $2.1 billion of residential mortgage loans for others at December 31, 2024 and 2023. Loan servicing fees included in mortgage banking and loan fees were $5.2 million for both years ended December 31, 2024 and 2023, respectively.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The fair value of MSRs is recorded within goodwill and other intangibles, net on the consolidated balance sheet. Changes in the fair value of MSRs, which are included in mortgage banking and loan fees on the consolidated income statement, are summarized as follows&#58;</font></div><div style="margin-bottom:10pt"><font><br></font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-bottom:8pt;text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:125%">26</font></div><div style="margin-bottom:8pt"><font><br></font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div style="margin-bottom:8pt"><font><br></font></div></div><div style="margin-bottom:8pt;padding-left:1.13pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.519%"><tr><td style="width:1.0%"></td><td style="width:67.982%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.358%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.360%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Year Ended December 31 (Dollars in Thousands)</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2024</font></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2023</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Balance at beginning of period</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;23,310</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;25,331</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:16.07pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Origination of servicing assets</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;1,827</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;1,318</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:16.07pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Change in fair value of MSRs</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:24.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Due to market changes</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;1,515 </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;(1,270)</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:24.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Due to loan portfolio runoff</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;(2,197)</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;(2,069)</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Balance at end of period</font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;24,455</font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;23,310</font></div></td></tr><tr style="height:11pt"><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr></table></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The following table provides the aggregate unpaid principal balance of mortgage loans serviced for others, as well as the third parties for which loans are serviced, at December 31&#58;</font></div><div style="margin-bottom:8pt;padding-left:1.13pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.519%"><tr><td style="width:1.0%"></td><td style="width:67.982%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.358%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.360%"></td><td style="width:0.1%"></td></tr><tr style="height:11pt"><td colspan="3" style="padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font><br></font></div></td><td colspan="6" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(Dollars in Thousands)</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2024</font></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2023</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Federal National Mortgage Association</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;1,688,519</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;1,704,661</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Federal Home Loan Mortgage Corporation</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;374,618</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;376,213</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Federal Home Loan Bank and other</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;618</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;409</font></div></td></tr><tr><td colspan="3" style="padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;2,063,755</font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;2,081,283</font></div></td></tr><tr style="height:11pt"><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr></table></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In the determination of the fair value of MSRs, certain key assumptions are made. The key assumptions considered by the Company were the constant prepayment rate (&#8220;CPR&#8221;), which is an estimated loan prepayment rate that uses historical prepayment rates for previous loans similar to the loans being evaluated, and a market-based discount rate. Refer to Note 21 for additional information regarding the fair value of MSRs. </font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The following table provides information about the fair value of MSRs and the related key assumptions at December 31&#58;</font></div><div style="margin-bottom:8pt;padding-left:1.13pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.519%"><tr><td style="width:1.0%"></td><td style="width:67.982%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.358%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.360%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</font></div></td><td colspan="6" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(Dollars in Thousands)</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2024</font></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2023</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unpaid principal balance of servicing portfolio</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;2,063,755</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;2,081,283</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Fair value</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;24,455</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;23,310</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Value (fair value divided by servicing portfolio, in basis points)</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;118</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;112</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Weighted average expected prepayment (constant prepayment rate)</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;7.3%</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;8.6%</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Weighted average discount rate</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;11.0%</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;10.3%</font></div></td></tr><tr style="height:11pt"><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr></table></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Note 8. Premises, Equipment, and Lease Commitments</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Premises and equipment at December&#160;31 consisted of the following&#58;</font></div><div style="text-align:justify"><font><br></font></div><div style="margin-bottom:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:67.985%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.061%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.430%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.568%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.256%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(Dollars in Thousands)</font></div></td><td colspan="6" style="border-bottom:0.5pt solid #000000;padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2024</font></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2023</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</font></div></td><td colspan="6" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Land</font></div></td><td colspan="6" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;21,413</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;23,366</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Buildings and improvements</font></div></td><td colspan="6" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;135,738</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;148,421</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Furniture and equipment</font></div></td><td colspan="6" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;66,970</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;68,597</font></div></td></tr><tr><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Construction in progress&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;3,213</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;1,313</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Right of use assets&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;.</font></div></td><td colspan="6" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;39,685</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;17,497</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Total premises and equipment</font></div></td><td colspan="6" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;267,019</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;259,194</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Less&#58; accumulated depreciation and amortization</font></div></td><td colspan="6" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;115,821</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;118,225</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:20.87pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Premises and equipment, net</font></div></td><td colspan="6" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;151,198</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;140,969</font></div></td></tr><tr style="height:11pt"><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font><br></font></div></td><td colspan="6" style="border-bottom:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr></table></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Depreciation and amortization expense on premises and equipment was $10.3&#160;million and $10.5&#160;million for the years ended December 31, 2024 and 2023, respectively. Depreciation on premises and equipment is calculated on a straight-line basis for book purposes. Buildings are depreciated over an estimated useful life not to exceed 39 years, </font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-bottom:8pt;text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:125%">27</font></div><div style="margin-bottom:8pt"><font><br></font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div style="margin-bottom:8pt"><font><br></font></div></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">furniture and equipment is depreciated over periods of between 3 and 10 years, and leasehold improvements are depreciated over the term of the underlying lease, not to exceed the estimated useful life of the improvements.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The Company leases certain facilities for use in its operations, which each are accounted for as operating leases. Leased facilities include retail branches and other corporate offices and locations. For each lease, the Company records a lease liability and a corresponding right of use (ROU) asset. The Company had recorded $39.7 million and $17.5 million of ROU assets within premises and equipment, net and $41.6 million and $19.3 million of lease liabilities within accrued expenses and other liabilities on the consolidated balance sheet at December 31, 2024 and 2023, respectively. Total expenses incurred related to these lease agreements during both years ended December 31, 2024 and 2023 was $5.2 million, which was primarily attributable to contractual lease payments.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">At December 31, 2024, the weighted average remaining term and discount rate of the Company&#8217;s leased assets were 14.4 years and 6.2%, respectively. At December 31, 2023, the weighted average remaining term and discount rate of the Company&#8217;s leased assets were 11.5 years and 3.4%, respectively.</font></div><div style="text-align:justify"><font><br></font></div><div style="margin-bottom:6pt;text-align:justify"><font style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Contractual future minimum rental payments for operating leases in excess of one year in subsequent fiscal years are as follows&#58;</font></div><div style="margin-bottom:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:81.807%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.557%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.236%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(Dollars in Thousands)</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2025</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;4,917</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2026</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;4,342</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2027</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;4,435</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2028</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;4,418</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2029</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;4,126</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2030 and thereafter</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;44,715</font></div></td></tr><tr style="height:11pt"><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr></table></div><div><font style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In 2024, the Company entered into and closed on an agreement that sold&#160;10 bank branch&#160;properties to a single purchaser for an aggregate purchase price of $29.2&#160;million. Concurrently, the Company executed absolute net lease agreements with the purchaser to lease each of the properties for an initial term of 17 years with renewal options. Each lease agreement includes a&#160;2.0% annual rent escalation during the initial term and the renewal term, if exercised. The sale-leaseback transaction resulted in a pre-tax gain of $21.4&#160;million for the year ended December 31, 2024 and is included in other noninterest income on the consolidated statement of income. The Company recorded operating lease ROU assets and corresponding operating lease liabilities of $24.6&#160;million, which primarily drove the increases in operating ROU assets and operating lease liabilities year-over-year.</font></div><div style="margin-bottom:6pt"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Note 9. Goodwill and Other Intangible Assets</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Intangible assets consist of goodwill, core deposit premiums, MSRs, and other intangibles. Goodwill and MSRs are not amortized. Goodwill is assessed for impairment on an annual basis, and MSRs are recorded at fair value. Refer to Note 7 for additional information regarding MSRs. </font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">No impairment of goodwill was recorded for the year ending December 31, 2023. During 2024, management determined that a triggering event had occurred as a result of the decision to pursue the sale of the Company and subsequent execution of a definitive merger agreement with Old National Bancorp. Based on the sale process and terms of the agreement, management concluded the fair value of the Company was equal to the purchase consideration stated in the agreement. The fair value was below the carrying amount of the Company's reporting unit as of October 1, 2024 which resulted in the determination that goodwill was fully impaired. The goodwill impairment charge of $112.7 million is included in other noninterest expense on the consolidated statement of income and reduced the carrying value of the Company's goodwill to zero as of December 31, 2024. The impairment charge had no impact on the Company&#8217;s cash flows, liquidity position, or regulatory capital ratios.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Amortization of other intangibles is included in noninterest expense on the consolidated statement of income, with original amortization periods of 7 to 15 years. </font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font><br></font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-bottom:8pt;text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:125%">28</font></div><div style="margin-bottom:8pt"><font><br></font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div style="margin-bottom:8pt"><font><br></font></div></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Intangible assets at December 31 consisted of&#58;</font></div><div style="margin-bottom:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:26.403%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.710%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.731%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.710%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.389%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.710%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.731%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.716%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font><br></font></div></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2024</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2023</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(Dollars in Thousands)</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Gross Carrying Value</font></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Accumulated Amortization</font></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Net Carrying Value</font></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-left:0.5pt solid #000000;border-top:0.5pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Gross Carrying Value</font></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Accumulated Amortization</font></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Net Carrying Value</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-left:0.5pt solid #000000;border-top:0.75pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Goodwill</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$           &#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-left:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;112,686</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;112,686</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">MSRs</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;24,455</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;24,455</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-left:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;23,310</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;23,310</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other intangibles</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;2,105</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;1,486</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;619</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-left:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;2,105</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;1,370</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;735</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Total</font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;26,560</font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;1,486</font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;25,074</font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-left:0.5pt solid #000000;border-top:0.75pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;138,101</font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;1,370</font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;136,731</font></div></td></tr><tr style="height:11pt"><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:0.75pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:0.75pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:0.75pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:0.75pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:0.75pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:0.75pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:0.75pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr></table></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The Company recorded aggregate intangible amortization expense of $0.1 million and $0.2&#160;million for the years ended December 31, 2024 and 2023, respectively.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The estimated amortization expense for the next five years is as follows&#58;</font></div><div style="margin-bottom:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:81.807%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.557%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.236%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(Dollars in Thousands)</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2025</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;116</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2026</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;116</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2027</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;112</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2028</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;95</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2029</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;95</font></div></td></tr><tr style="height:12pt"><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr></table></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Note 10. Deposits</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total deposits at December 31 consisted of&#58;</font></div><div style="text-align:justify"><font><br></font></div><div style="margin-bottom:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:66.575%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.551%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.186%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.188%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(Dollars in Thousands)</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2024</font></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2023</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Noninterest-bearing</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;3,767,971</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;3,967,525</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-maturity interest-bearing</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;7,948,845</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;7,693,554</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Time certificates of deposit</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Balance $250,000 or less</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;1,046,554</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;960,849</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Balance more than $250,000</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;451,684</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;308,198</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:16.37pt;padding-right:0.97pt;text-align:justify;text-indent:-19pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Total deposits</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;13,215,054</font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;12,930,126</font></div></td></tr><tr style="height:11pt"><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr></table></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The following table provides information regarding the maturity of time certificates of deposit at December 31&#58;</font></div><div style="text-align:justify"><font><br></font></div><div style="margin-bottom:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:34.043%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.716%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.235%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.235%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.397%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.235%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.239%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Balances Greater Than $250,000</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Balances $250,000 or Less</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(Dollars in Thousands)</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2024</font></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2023</font></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2024</font></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2023</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3 months or less</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;119,083</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;44,735</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;382,557</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;194,982</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3 months to 6 months</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;162,914</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;68,743</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;343,312</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;169,766</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6 months to 12 months</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;141,736</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;154,458</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;247,333</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;365,076</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Over 12 months</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;27,951</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;40,262</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;73,352</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;231,025</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Total time certificates</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;451,684</font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;308,198</font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;1,046,554</font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;960,849</font></div></td></tr><tr style="height:11pt"><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr></table></div><div><font><br></font></div><div style="margin-bottom:10pt"><font><br></font></div><div style="margin-bottom:10pt"><font><br></font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-bottom:8pt;text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:125%">29</font></div><div style="margin-bottom:8pt"><font><br></font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div style="margin-bottom:8pt"><font><br></font></div></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Note 11. Short-Term Borrowings</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Short-term borrowings, which have an original maturity of one year or less, consist of federal funds, repurchase agreements, and FHLB borrowings. Investment securities of $55.1&#160;million and $64.2&#160;million at December&#160;31, 2024 and 2023, respectively, were sold with agreements to repurchase (&#8220;repurchase agreements&#8221;). All repurchase agreements are customer related. There were no federal funds borrowings at December 31, 2024 and 2023. </font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The following table provides information regarding short-term borrowings at and for the years ended December 31, 2024 and 2023&#58;</font></div><div style="margin-bottom:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:66.575%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.551%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.186%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.188%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Year Ended December 31 (Dollars in Thousands)</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Federal Funds and Repurchase Agreements</font></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">FHLB Borrowings</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Balance at December 31</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;</font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2024</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;55,070</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;615,000</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;2023</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;64,230</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;595,000</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Weighted average interest rate at December 31</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;</font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2024</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;0.05%</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;4.61%</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;2023</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;0.05%</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;5.59%</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Maximum amount outstanding at any month-end</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;</font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2024</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;81,911</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;710,000</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;2023</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;82,380</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;1,450,000</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Average amount outstanding during year</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;</font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2024</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;64,374</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;295,643</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;2023</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;76,714</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;886,327</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Weighted average interest rate during year</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;</font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2024</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;0.06%</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;5.55%</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;2023</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;0.07%</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;5.34%</font></div></td></tr><tr style="height:11pt"><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr></table></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Note 12. Long-Term Debt</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Long-term debt, which have an original maturity of more than one year, at December&#160;31 consisted of the following&#58;</font></div><div style="margin-bottom:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:66.575%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.551%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.186%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.188%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font><br></font></div><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(Dollars in Thousands)</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2024</font></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2023</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Junior subordinated deferrable interest debentures</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;61,856</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;61,856</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Subordinated notes</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;-</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;100,000</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">FHLB borrowings&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;.</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;645,000</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;755,000</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Tax credit related borrowings</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;102,007</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;104,750</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other</font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">(A)</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;-</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;1,512</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Total long-term debt</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;808,863</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;1,023,118</font></div></td></tr><tr style="height:11pt"><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr></table></div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">(A)</font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%;padding-left:10.22pt">Includes amounts related to derivatives and hedging activities for subordinated notes. Refer to Note 18 for additional information.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In June&#160;2006, the Company issued $61.9&#160;million in junior subordinated deferrable interest debentures (&#8220;debentures&#8221;) in connection with the issuance of $60.0&#160;million of capital securities through Bremer Statutory Trust II (&#8220;BSTII&#8221;). The Company evaluated BSTII and concluded that the trust is a variable interest entity not subject to consolidation. The debentures bear interest at a floating rate of three-month CME Term SOFR, plus 1.86%, resulting in a rate of 6.36% at December&#160;31, 2024. The debentures mature on June 1, 2036, but may be redeemed by the Company at par on any quarterly interest payment date at the Company&#8217;s discretion. At December&#160;31, 2024, the $60.0&#160;million in capital securities qualified as Tier I capital under guidelines of the FRB.  </font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The FHLB borrowings bear interest at rates ranging from 0.0% to 5.2%, with maturity dates from 2025 through 2029, and are secured by certain loans as discussed in Note&#160;6. </font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-bottom:8pt;text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:125%">30</font></div><div style="margin-bottom:8pt"><font><br></font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div style="margin-bottom:8pt"><font><br></font></div></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The Company enters into certain tax credit investment structures related to the New Markets Tax Credits program (&#8220;NMTC&#8221;). As a result, the Company records certain notes payable, which are issued in the normal course of business as part of NMTC investment structures. The purpose of these notes is to supplement the investments made by the Company by financing projects that generate tax credits. Each of the notes is structured with a seven-year interest only period, and maturity dates ranging from 2027 through 2054. Each structure contains separate put agreements, which allow the Company to put the notes to designated third parties at the end of the seven-year interest only period. The notes bear a weighted average interest rate of 3.37%.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Maturities of outstanding long-term debt at December&#160;31, 2024 were as follows&#58;</font></div><div style="margin-bottom:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:81.807%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.557%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.236%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font><br></font></div><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(Dollars in Thousands)</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2025</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;170,000</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2026</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;130,000</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2027</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;157,696</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2028</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;98,000</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2029 and later</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;253,167</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Total</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;808,863</font></div></td></tr><tr style="height:11pt"><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2.5pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr></table></div><div><font style="color:#000000;font-family:'Arial',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Note 13. Employee Benefit Plans</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Pension Plans</font></div><div><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The Company maintains the Bremer Retirement Plan (&#8220;Pension Plan&#8221;), which is a qualified defined benefit pension plan designed to provide retirement benefits to substantially all the employees of the Company, its subsidiaries, and OBT. An employee who has attained the age of 21 and completed 1,000 hours of service within a 12-month period shall become a participant in the Pension Plan on the next semiannual entry date. In addition, the Company has a Supplemental Executive Retirement Plan (&#8220;SERP&#8221;), an unfunded plan designed to supplement the benefits determined under the Pension Plan for certain highly compensated employees of the Company to the extent the benefits under the Pension Plan are capped by compensation limits.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Other Postretirement Benefits</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The Company provides certain retiree health care benefits relating primarily to medical insurance co-payments to retired employees between the ages of 55 and 65. The Company amended the Company&#8217;s Retiree Medical Plan effective January&#160;1, 2006, which gradually eliminated the medical premium subsidy for retired employees over a period of ten years ending December&#160;31, 2015, while continuing to allow retired employees access to the Company&#8217;s group medical coverage. The Company accrues the cost of these benefits during the employees&#8217; active service, and benefits are funded as incurred.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Pension Plans and Other Postretirement Benefits</font></div><div><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The Company recognizes actuarial gains or losses and prior service costs or credits, and measures plan assets and pension obligations, and accumulated other comprehensive income or loss, net of tax, at December&#160;31 of each year.</font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The Company expects to amortize the following amounts from accumulated other comprehensive income in shareholders&#8217; equity on the consolidated balance sheet to net periodic benefit cost in noninterest expense on the consolidated statement of income during the year ending December 31, 2025&#58;</font></div><div style="margin-bottom:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:66.575%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.551%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.186%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.188%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;(Dollars in Thousands)</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Pension Benefits</font></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Other Postretirement Benefits</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Gain (loss), net</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;7,523</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;(755)</font></div></td></tr><tr style="height:11pt"><td colspan="3" style="padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr style="height:11pt"><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr></table></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The following table summarizes the changes in benefit obligations and plan assets for the years ended December 31, and the funded status and amounts recognized on the consolidated balance sheet at December 31 for the retirement plans&#58;</font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-bottom:8pt;text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:125%">31</font></div><div style="margin-bottom:8pt"><font><br></font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div style="margin-bottom:8pt"><font><br></font></div></div><div style="text-align:justify"><font><br></font></div><div style="margin-bottom:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:43.026%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.434%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.709%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.709%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.709%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.713%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Pension Benefits</font></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Other Postretirement Benefits</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(Dollars in Thousands)</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2024</font></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2023</font></td><td colspan="3" style="border-left:0.5pt solid #000000;border-top:0.5pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2024</font></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2023</font></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-left:0.5pt solid #000000;border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Change in Projected Benefit Obligation</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-left:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Benefit obligation at beginning of period</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;284,798</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;260,543</font></div></td><td colspan="3" style="border-left:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;4,554</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;4,997</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:16.37pt;padding-right:0.97pt;text-indent:-19pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Service cost</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;8,317</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;7,608</font></div></td><td colspan="3" style="border-left:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;225</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;215</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:16.37pt;padding-right:0.97pt;text-indent:-19pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Interest cost</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;14,503</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;14,230</font></div></td><td colspan="3" style="border-left:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;224</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;263</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:16.37pt;padding-right:0.97pt;text-indent:-19pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Participants&#8217; contributions&#160;&#160;&#160;&#160; </font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="border-left:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;543</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;648</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:16.37pt;padding-right:0.97pt;text-indent:-19pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Actuarial loss (gain)</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;(18,814)</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;13,663</font></div></td><td colspan="3" style="border-left:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;(984)</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;(820)</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:16.37pt;padding-right:0.97pt;text-indent:-19pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Benefit payments&#160;&#160;&#160;&#160; </font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;(11,760)</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;(11,246)</font></div></td><td colspan="3" style="border-left:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;(1,188)</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;(749)</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Benefit obligation at end of period</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;277,044</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;284,798</font></div></td><td colspan="3" style="border-left:0.5pt solid #000000;border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;3,374</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;4,554</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Change in Fair Value of Plan Assets</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-left:0.5pt solid #000000;border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Fair value at beginning of period&#160;&#160;&#160;&#160; </font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;336,738</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;313,824</font></div></td><td colspan="3" style="border-left:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;&#8211;</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:16.37pt;padding-right:0.97pt;text-indent:-19pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Actual return on plan assets</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;10,656</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;33,814</font></div></td><td colspan="3" style="border-left:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#8211;</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:16.37pt;padding-right:0.97pt;text-indent:-19pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Employer contributions</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="border-left:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#8211;</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:16.37pt;padding-right:0.97pt;text-indent:-19pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Participant contributions&#160;&#160;&#160;&#160; </font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="border-left:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#8211;</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:16.37pt;padding-right:0.97pt;text-indent:-19pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Benefit payments</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;(11,414)</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;(10,900)</font></div></td><td colspan="3" style="border-left:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#8211;</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Fair value at end of period</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;335,980</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;336,738</font></div></td><td colspan="3" style="border-left:0.5pt solid #000000;border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;&#8211;</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Funded (Unfunded) Status</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:2pt double #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;58,936</font></div></td><td colspan="3" style="border-top:2pt double #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;51,940</font></div></td><td colspan="3" style="border-left:0.5pt solid #000000;border-top:2pt double #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;(3,374)</font></div></td><td colspan="3" style="border-top:2pt double #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;(4,554)</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Components of the Consolidated Balance Sheet</font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-left:0.5pt solid #000000;border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Prepaid benefit asset&#160;&#160;&#160;&#160; </font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;61,798</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;55,020</font></div></td><td colspan="3" style="border-left:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;&#8211;</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Accrued benefit liability</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;(2,862)</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;(3,080)</font></div></td><td colspan="3" style="border-left:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;(3,374)</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;(4,554)</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:16.37pt;padding-right:0.97pt;text-indent:-19pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Recognized amount</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;58,936</font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;51,940</font></div></td><td colspan="3" style="border-left:0.5pt solid #000000;border-top:0.75pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;(3,374)</font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;(4,554)</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Accumulated Other Comprehensive Income (Loss), Pretax</font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%;text-decoration:underline"> </font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-left:0.5pt solid #000000;border-top:0.75pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Actuarial gain (loss), net</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;(93,228)</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;(109,023)</font></div></td><td colspan="3" style="border-left:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;7,194</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;6,923</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Prior service credit (cost), net</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="border-left:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#8211;</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:16.37pt;padding-right:0.97pt;text-indent:-19pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Recognized amount</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;(93,228)</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;(109,023)</font></div></td><td colspan="3" style="border-left:0.5pt solid #000000;border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;7,194</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;6,923</font></div></td></tr><tr style="height:12pt"><td colspan="3" style="border-bottom:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:2pt double #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:2pt double #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:2pt double #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:2pt double #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:2pt double #000000;padding:0 1pt"></td></tr></table></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The accumulated benefit obligation for the Company&#8217;s pension plans was $257.4&#160;million and $263.2&#160;million at December&#160;31, 2024 and 2023, respectively. Net pension expense for the plans at December&#160;31 was as follows&#58;</font></div><div style="text-align:justify"><font><br></font></div><div style="margin-bottom:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:43.026%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.434%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.709%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.709%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.709%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.713%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Pension Benefits</font></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Other Postretirement Benefits</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Year Ended December 31 (Dollars in Thousands)</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2024</font></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2023</font></td><td colspan="3" style="border-left:0.5pt solid #000000;border-top:0.5pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2024</font></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2023</font></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-left:0.5pt solid #000000;border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Service cost</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;8,317</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;7,608</font></div></td><td colspan="3" style="border-left:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;225</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;215</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:16.37pt;padding-right:0.97pt;text-indent:-19pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest cost</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;14,503</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;14,230</font></div></td><td colspan="3" style="border-left:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;224</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;263</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:16.37pt;padding-right:0.97pt;text-indent:-19pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Expected return on plan assets</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;(23,135)</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;(21,561)</font></div></td><td colspan="3" style="border-left:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#8211;</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:16.37pt;padding-right:0.97pt;text-indent:-19pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Actuarial loss (gain) amortization</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;9,460</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;10,880</font></div></td><td colspan="3" style="border-left:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;(712)</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;(677)</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Net periodic benefit cost (income)</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;9,145</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;11,157</font></div></td><td colspan="3" style="border-left:0.5pt solid #000000;border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;(263)</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;(199)</font></div></td></tr><tr style="height:11pt"><td colspan="3" style="border-bottom:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:2pt double #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:2pt double #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:2pt double #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:2pt double #000000;padding:0 1pt"></td></tr></table></div><div><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The components of net periodic benefit cost, other than the service cost component, are included in other noninterest expense in the consolidated statement of income.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Weighted average assumptions used to determine benefit obligations at December&#160;31, as well as the weighted average assumptions used to determine net periodic benefit cost for the years ended December 31, were as follows&#58;</font></div><div style="margin-bottom:10pt"><font><br></font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-bottom:8pt;text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:125%">32</font></div><div style="margin-bottom:8pt"><font><br></font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div style="margin-bottom:8pt"><font><br></font></div></div><div style="margin-bottom:10pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:43.026%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.434%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.709%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.709%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.709%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.713%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Pension Benefits</font></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Other Postretirement Benefits</font></td></tr><tr><td colspan="3" style="padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2024</font></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2023</font></td><td colspan="3" style="border-left:0.5pt solid #000000;border-top:0.5pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2024</font></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2023</font></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-left:0.5pt solid #000000;border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Benefit Obligations at December 31</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-left:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:16.37pt;padding-right:0.97pt;text-align:justify;text-indent:-19pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Discount rate</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:0.87pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;5.75%</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:0.87pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;5.21%</font></div></td><td colspan="3" style="border-left:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:0.87pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;5.75%</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:0.87pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;5.21%</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:16.37pt;padding-right:0.97pt;text-indent:-19pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Rate of compensation increase</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:0.87pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;4.00%</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:0.87pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;4.00%</font></div></td><td colspan="3" style="border-left:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:0.87pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;N&#47;A</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:0.87pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;N&#47;A</font></div></td></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"><div style="padding-left:16.37pt;padding-right:0.97pt;text-indent:-19pt"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:0.87pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:0.87pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-left:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:0.87pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:0.87pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:7.37pt;padding-right:0.97pt;text-indent:-10pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Net Periodic Benefit Cost for Years Ended December 31</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:0.87pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:0.87pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-left:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:0.87pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:0.87pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:16.37pt;padding-right:0.97pt;text-indent:-19pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Discount rate</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:0.87pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;5.21%</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:0.87pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;5.59%</font></div></td><td colspan="3" style="border-left:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:0.87pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;5.21%</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:0.87pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;5.59%</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:16.37pt;padding-right:0.97pt;text-indent:-19pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Expected return on plan assets</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:0.87pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;7.00%</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:0.87pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;7.00%</font></div></td><td colspan="3" style="border-left:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:0.87pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;N&#47;A</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:0.87pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;N&#47;A</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:16.37pt;padding-right:0.97pt;text-indent:-19pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Rate of compensation increase</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:0.87pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;4.00%</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:0.87pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;4.00%</font></div></td><td colspan="3" style="border-left:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:0.87pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;N&#47;A</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:0.87pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;N&#47;A</font></div></td></tr><tr style="height:12pt"><td colspan="3" style="border-bottom:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000;padding:0 1pt"></td></tr></table></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The discount rate utilized to determine future pension obligations is based primarily on a review of current high-quality fixed-income securities that could be used to settle the obligations of the plan.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The December&#160;31, 2024 assumption for the long-term rate of return on plan assets, which will be used to determine net periodic benefit cost for the year ending December&#160;31, 2025, is 7.0%, representing the expected long-term rate of return on plan assets reflecting the average rate of earnings expected on the funds invested or to be invested to provide for the benefits included in the benefit obligation. The assumption was determined by reflecting expectations regarding future long-term rates of return for the investment portfolio, with consideration given to the distribution of investments by, and historical rates of return of, each individual asset class.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">For purposes of other postretirement benefits measurements, the Company assumed health care cost trend rates at December&#160;31, as follows&#58;</font></div><div style="margin-bottom:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:66.575%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.551%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.186%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.188%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2024</font></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2023</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Current year trend</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:0.87pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;7.00%</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:0.87pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;6.25%</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Ultimate year trend</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:0.87pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;5.00%</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:0.87pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;5.00%</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Year of ultimate trend rates</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.57pt;padding-right:0.57pt;text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;2033</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.57pt;padding-right:0.57pt;text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;2029</font></div></td></tr><tr style="height:11pt"><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr></table></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The following table presents information about the Company&#8217;s Pension Plan assets measured at fair value on a recurring basis at December 31 and indicates the fair value hierarchy of the valuation techniques utilized to determine such fair value. See Note&#160;21 for a description of Level&#160;1, Level&#160;2, and Level&#160;3 hierarchies.</font></div><div style="text-align:justify"><font><br></font></div><div style="margin-bottom:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:42.212%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.073%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.753%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.753%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.753%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.756%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(Dollars in Thousands)</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Level 1</font></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Level 2</font></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Level 3</font></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</font></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2024</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Cash and money market funds</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;5,458</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;5,458</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Group trust at NAV</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;215,072</font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">&#91;1&#93;</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Comingled funds at NAV&#160;&#160;&#160;&#160; </font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;66,077</font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">&#91;1&#93;</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-right:0.97pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Collective investment trust at NAV</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;49,374</font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">&#91;1&#93;</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:16.37pt;padding-right:0.97pt;text-indent:-19pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Total</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;5,458</font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;335,981</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2023</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2.5pt double #000000;padding:0 1pt"></td><td colspan="3" style="border-top:2.5pt double #000000;padding:0 1pt"></td><td colspan="3" style="border-top:2.5pt double #000000;padding:0 1pt"></td><td colspan="3" style="border-top:2.5pt double #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Cash and money market funds</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;9,074</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;9,074</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Group trust at NAV</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;187,379</font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">&#91;1&#93;</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Comingled funds at NAV&#160;&#160;&#160;&#160; </font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;88,538</font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">&#91;1&#93;</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Collective investment trust at NAV</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;51,747</font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">&#91;1&#93;</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:16.37pt;padding-right:0.97pt;text-indent:-19pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Total</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;9,074</font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;336,738</font></div></td></tr><tr style="height:11pt"><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr></table></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">&#91;1&#93;</font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> These investments are valued based on net asset value per share as a practical expedient&#59; fair values are provided to reconcile to total investment assets of the plans at fair value.</font></div><div style="text-align:justify"><font><br></font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-bottom:8pt;text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:125%">33</font></div><div style="margin-bottom:8pt"><font><br></font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div style="margin-bottom:8pt"><font><br></font></div></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The Company&#8217;s long-term asset allocation targets are 75% return seeking assets and 25% liability-hedging fixed income. The return seeking assets allocation is distributed over a number of professionally managed comingled investment trusts and real estate investment trust. The Company regularly reviews the actual asset allocation and periodically rebalances the investments to the targeted allocation when considered appropriate. The Company believes that 7.0% is a reasonable long-term rate of return assumption for the pension plan assets for 2025, given the long-term asset allocation strategy and investment time horizon. During the years ended December 31, 2024 and 2023, the pension plan assets generated total composite returns of 3.5% and 11.2%, respectively. The Company will continue to evaluate the actuarial assumptions, including the expected rate of return, at least annually, and will adjust as necessary.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In developing strategic asset allocation guidelines for the plan, an emphasis is placed on the long-term characteristics of individual asset classes, the benefits of diversification among multiple asset classes, and the Company&#8217;s long-term return expectations for the plan. Consideration is also given to the proper level of risk of the plan, particularly with respect to the long-term nature of the plan&#8217;s liabilities and long-term investment horizon of plan assets.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The Company seeks to maintain an adequately funded Pension Plan, defined as having a fair market value of plan assets to projected benefit obligation ratio of at least 94% to 100%. This is generally achieved by making annual cash contributions to the plan in an amount at least equal to the current year&#8217;s calculated service cost. Contributions to the plan are intended to provide for benefits attributed to service to date and for those expected to be earned in the future. </font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The Company currently expects that there will be no minimum required contribution to the pension plan in 2025 under the provisions of the Pension Protection Act of 2006, as modified by the Worker, Retiree, and Employer Recovery Act of 2008. However, management may make a discretionary cash contribution to ensure that the plans remain adequately funded, and expects to make the following benefit payments, which reflect expected future service, as appropriate&#58;</font></div><div style="margin-bottom:8pt;padding-left:4.03pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:98.397%"><tr><td style="width:1.0%"></td><td style="width:65.838%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.591%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.535%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.536%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Year Ended December 31 (Dollars in Thousands)</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Pension Benefits</font></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Postretirement Benefits</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2025</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;13,586    </font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;$&#160;&#160;&#160;&#160;312</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2026</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;   14,561</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;306</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2027</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;15,537</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;317</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2028</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;16,384</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;306</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2029</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;17,200</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;305</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2030 through 2034</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;96,193</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;1,639</font></div></td></tr><tr style="height:11pt"><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr></table></div><div style="margin-bottom:10pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:133%">401(k) Plan</font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The 401(k) Plan is a defined contribution plan. The Company provides a 100% match of the first 1% to 5% of plan compensation the employee contributes on a pretax basis. Total employer contributions of $6.4&#160;million and $6.0 million were made for the years ended December 31, 2024 and 2023, respectively.</font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Employee Stock Ownership Plan</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The Employee Stock Ownership Plan is a defined contribution plan covering substantially all employees of the Company, and the plan holds 103,356 shares of Class A common stock of the Company. Contributions to the plan are made exclusively by the Company as determined by the annual cash needs of the plan and are credited to the individual accounts of the employees who are participants in the plan for the fiscal year the contribution is made. Contributions and forfeitures are allocated to participants on the basis of total compensation, defined as 100% of base pay and eligible commissions earned during the plan year, while dividends paid on allocated shares increase participant accounts.  Contributions of $0.5 million and $1.0 million were made to this plan during the years ended December 31, 2024 and 2023, respectively.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Note 14. Other Noninterest Income</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The following table provides information regarding the components of other noninterest income&#58;</font></div><div style="margin-bottom:10pt"><font><br></font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-bottom:8pt;text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:125%">34</font></div><div style="margin-bottom:8pt"><font><br></font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div style="margin-bottom:8pt"><font><br></font></div></div><div style="margin-bottom:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:66.471%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.557%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.235%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.237%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Year Ended December 31 (Dollars in Thousands)</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2024</font></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2023</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:133%">Gain on sale-leaseback</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;21,432</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;-</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;20,293</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;18,480</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Total other noninterest income</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;41,725</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;18,480</font></div></td></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr></table></div><div><font style="color:#000000;font-family:'Arial',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Note 15. Other Noninterest Expense</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The following table provides information regarding the components of other noninterest expense&#58;</font></div><div><font><br></font></div><div style="margin-bottom:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:66.471%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.557%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.235%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.237%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Year Ended December 31 (Dollars in Thousands)</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2024</font></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2023</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Professional fees</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;27,609</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;26,647</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Marketing</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;9,608</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;9,366</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Goodwill impairment</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;112,686</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;-</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;45,657</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;47,824</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Total other noninterest expense</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;195,560</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;83,837</font></div></td></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr></table></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Note 16. Income Taxes</font></div><div><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The components for the provision for income taxes were&#58;</font></div><div><font><br></font></div><div style="margin-bottom:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:66.575%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.551%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.186%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.188%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Year Ended December 31 (Dollars in Thousands)</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2024</font></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2023</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Current&#58;</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Federal</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;18,925</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;16,200</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;State</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;14,472</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;18,441</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Deferred</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;(28,801)</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;(2,233)</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:16.37pt;padding-right:0.97pt;text-align:justify;text-indent:-19pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Total provision for income taxes</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;4,596</font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;32,408</font></div></td></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr></table></div><div style="margin-bottom:8pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:125%">The following provides a reconciliation between the provision for income taxes and the amount computed by applying the statutory federal income tax rate&#58;</font></div><div style="margin-bottom:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:66.097%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:2.029%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.186%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.188%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Year Ended December 31 (Dollars in Thousands)</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2024</font></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2023</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Federal tax at statutory rate</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;5,431</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;32,847</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">State income tax, net of federal tax benefits</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;4,438</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;9,668</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Less tax effect of&#58;</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Interest on state and political subdivision securities</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;996</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;1,669</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Other tax-exempt interest</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;8,406</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;8,270</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Tax credits</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;7,033</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;8,247</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Unrecognized tax benefits &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;.</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;(42)</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;(6,252)</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Goodwill impairment&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;.</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;(8,820)</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;-</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Non-deductible acquisition costs&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230; </font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;(1,064)</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;-</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Other</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;(1,236)</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;(1,827)</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:16.37pt;padding-right:0.97pt;text-align:justify;text-indent:-19pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Total provision for income taxes</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;4,596</font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;32,408</font></div></td></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr></table></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The Company invests in certain structures, which are designed to provide income tax credits on a federal and&#47;or state basis, including New Market Tax Credits (NMTCs), low-income housing tax credits, and historic tax credits. Tax credits recognized based on these investments were $10.4 million and $8.2 million for the years ended December 31, 2024 and 2023, respectively. </font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Temporary differences resulting in deferred tax assets and liabilities, included on a net basis within other assets on the consolidated balance sheet, were as follows at December 31&#58;</font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-bottom:8pt;text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:125%">35</font></div><div style="margin-bottom:8pt"><font><br></font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div style="margin-bottom:8pt"><font><br></font></div></div><div style="text-align:justify"><font><br></font></div><div style="margin-bottom:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:66.575%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.551%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.186%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.188%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;(Dollars in Thousands)</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2024</font></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2023</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Deferred tax assets</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Allowance for credit losses</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;32,905</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;28,827</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Accumulated other comprehensive loss, employee benefit plans</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;23,229</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;27,567</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Compensation and employee benefits</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;19,056</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;16,955</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Lease liability</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;11,383</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;5,299</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Deferred loan fees</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;3,885</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;3,564</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Nonaccrual loan interest income</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;1,713</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;1,353</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Partnership investment</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;1,477</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;607</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Accumulated other comprehensive loss, available-for-sale securities</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;65,438</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;57,371</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Goodwill and other intangible assets&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;.</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;2,977</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;-</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;2,331</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;4,357</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:7.37pt;padding-right:0.97pt;text-align:justify;text-indent:-10pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Gross deferred tax assets</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;164,394</font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;145,900</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Deferred tax liabilities</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Prepaid pension asset</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;42,167</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;44,794</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Goodwill and other intangible assets</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;-</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;15,817</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Premises and equipment</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;4,336</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;5,689</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Mortgage servicing rights</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;6,416</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;6,071</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Right of use asset</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;10,851</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;4,803</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Accumulated other comprehensive income, derivatives</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;611</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;1,082</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Prepaid expenses</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;912</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;1,010</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;1,469</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;2,003</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:7.37pt;padding-right:0.97pt;text-align:justify;text-indent:-10pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Gross deferred tax liabilities</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;66,762</font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;81,269</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:7.37pt;padding-right:0.97pt;text-align:justify;text-indent:-10pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;</font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Net deferred tax asset (liability)</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;97,632</font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;64,631</font></div></td></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr></table></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The Company&#8217;s deferred tax assets represent the anticipated federal, and state tax benefits expected to be realized in future years upon the utilization of the underlying tax attributes comprising the balance. In management&#8217;s opinion, the deferred tax assets will be fully realized through future reversals of deferred tax liabilities along with future taxable income exclusive of existing deferred tax liabilities.  Accordingly, no valuation allowance has been provided.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Liabilities for unrecognized tax benefits were $7.7 million and $7.4 million at December 31, 2024 and 2023, respectively. The Company is no longer subject to income tax examinations for years prior to 2021 for federal purposes and 2020 for state purposes.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Note 17. Commitments and Contingencies</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The Company utilizes various off-balance-sheet instruments to satisfy the financing needs of customers. These instruments represent contractual obligations of the Company to provide funding, within a specified time, to a customer. The following provides information regarding the outstanding commitments at December&#160;31&#58;</font></div><div style="text-align:justify"><font><br></font></div><div style="margin-bottom:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:66.467%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.548%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.049%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:15.436%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(Dollars in Thousands)</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2024</font></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2023</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Loan commitments</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;3,039,313</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;3,054,683</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Standby letters of credit</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;77,423</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;57,639</font></div></td></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr></table></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Loan commitments represent contractual agreements to provide funding to customers over a specified time so long as there is no violation of any condition of the contract. These loans are generally operating lines of credit. </font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Standby letters of credit represent a conditional commitment to satisfy an obligation to a third party, generally to support public and private borrowing arrangements, on behalf of the customer. </font></div><div><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The Company&#8217;s potential exposure to credit loss in the event of nonperformance by the other party is represented by the contractual amount of those instruments. The credit risk associated with letters of credit and loan commitments is substantially the same as extending credit in the form of a loan&#59; therefore, the same credit policies apply in evaluating potential letters of credit or loan commitments. The amount of collateral obtained, if deemed necessary upon the </font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-bottom:8pt;text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:125%">36</font></div><div style="margin-bottom:8pt"><font><br></font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div style="margin-bottom:8pt"><font><br></font></div></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">extension of credit, is based on management&#8217;s credit evaluation. The type of collateral held varies, but includes real estate, accounts receivable, inventory, and productive assets. Management assesses unfunded commitments for credit risk and estimates a liability related to losses that may result from the assessed risk. The liability for unfunded commitments, included in accrued expenses and other liabilities on the consolidated balance sheet, was $3.2 million and $3.1 million at December 31, 2024 and 2023, respectively.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Other Commitments and Contingencies </font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Under contracts with service providers, the Company is obligated for future payments.  Contractual future minimum payments over the term of the contracts are as follows&#58;</font></div><div style="margin-bottom:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:81.807%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.557%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.236%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font><br></font></div><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(Dollars in Thousands)</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2025</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;22,572</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2026</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;22,144</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2027</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;17,684</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2028</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;17,231</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2029</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;14,796</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2030 and later</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;-</font></div></td></tr></table><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:125%">The Company is routinely involved in legal actions that are incidental to the business of the Company. Although it is difficult to predict the ultimate outcome of these cases, management believes, based on discussions with counsel, that any ultimate liability will not materially affect the Company&#8217;s consolidated financial position or results of operations.</font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Note 18. Derivatives and Hedging Activities</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Risk Management Objectives of Using Derivatives</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The Company is exposed to certain risks arising from both its business operations and economic conditions. The Company principally manages its exposures to business and operational risks through management of its core business activities. The Company manages economic risks, including interest rate, liquidity, and credit risk, primarily by managing the amount and duration of its wholesale funding, investment portfolio, and the use of derivative financial instruments. Specifically, the Company enters into derivative financial instruments to manage exposures that arise from business activities that result in the receipt or payment of future known and uncertain cash amounts, the value of which are determined by interest rates. The Company&#8217;s derivative financial instruments are used to manage differences in the amount, timing, and duration of the Company&#8217;s known or expected cash receipts and its known or expected cash payments principally related to certain floating and fixed-rate borrowings. In addition, the Company may also utilize derivative financial positions to hedge changes in the fair value of certain related assets or liabilities and to accommodate the business requirements of its customers.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Fair Values of Derivative Instruments on the Consolidated Balance Sheet</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The following table presents the fair value of the Company&#8217;s derivative financial instruments and notional amounts at December&#160;31, categorized by hedging designation&#58;</font></div><div style="margin-bottom:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:17.797%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.821%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.821%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.429%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.821%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.821%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.429%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.663%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.821%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.429%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.821%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.827%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font><br></font></div></td><td colspan="15" style="border-bottom:0.5pt solid #000000;border-top:0.5pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:7.5pt;font-weight:700;line-height:100%">Assets</font></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="15" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-top:0.5pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:7.5pt;font-weight:700;line-height:100%">Liabilities</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font><br></font></div></td><td colspan="6" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:7.5pt;font-weight:700;line-height:100%">2024</font></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="6" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:7.5pt;font-weight:700;line-height:100%">2023</font></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="6" style="border-left:0.5pt solid #000000;border-top:0.5pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:7.5pt;font-weight:700;line-height:100%">2024</font></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="6" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:7.5pt;font-weight:700;line-height:100%">2023</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">(Dollars in Thousands)</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:7.5pt;font-weight:700;line-height:100%">Fair<br>Value</font></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:7.5pt;font-weight:700;line-height:100%">Notional<br>Value</font></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:7.5pt;font-weight:700;line-height:100%">Fair<br>Value</font></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:7.5pt;font-weight:700;line-height:100%">Notional<br>Value</font></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-left:0.5pt solid #000000;border-top:0.5pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:7.5pt;font-weight:700;line-height:100%">Fair<br>Value</font></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:7.5pt;font-weight:700;line-height:100%">Notional<br>Value</font></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:7.5pt;font-weight:700;line-height:100%">Fair<br>Value</font></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:7.5pt;font-weight:700;line-height:100%">Notional<br>Value</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">&#160;</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-left:0.5pt solid #000000;border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Designated hedging </font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-left:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Fair value hedges&#58;</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-left:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:16.07pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Interest rate contracts</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;205,000</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-left:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;&#8211;</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Not designated hedging </font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-left:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Customer-related&#58;</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-left:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.37pt;padding-right:0.97pt;text-indent:-9pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Interest rate contracts</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;44,627</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;2,331,657</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;33,155</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;2,116,933</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-left:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;146,577</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;2,331,657</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;140,556</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;2,116,933</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.37pt;padding-right:0.97pt;text-indent:-9pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Credit contracts</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;38,518</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;49,819</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-left:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;1</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;127,049</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;83,606</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Mortgage banking&#58;</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-left:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.37pt;padding-right:0.97pt;text-indent:-9pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Rate locks</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;115</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;7,566</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;304</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;6,883</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-left:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#8211;</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.37pt;padding-right:0.97pt;text-indent:-9pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Forward contracts</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;36</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;9,750</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-left:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;218</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;11,000</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:15.37pt;padding-right:0.97pt;text-indent:-18pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Total derivatives</font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;44,778</font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$2,592,491</font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;33,459</font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$2,173,635</font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-left:0.5pt solid #000000;border-top:0.75pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;146,578</font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$2,458,706</font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;140,774</font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$2,211,539</font></div></td></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:15.37pt;padding-right:0.97pt;text-indent:-18pt"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2.5pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2.5pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2.5pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2.5pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2.5pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2.5pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2.5pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2.5pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2.5pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2.5pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2.5pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr></table></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-bottom:8pt;text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:125%">37</font></div><div style="margin-bottom:8pt"><font><br></font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div style="margin-bottom:8pt"><font><br></font></div></div><div style="text-align:justify"><font style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Certain derivative exchanges have enacted a rule change which in effect results in the legal characterization of variation margin payments for certain derivative contracts as settlement of the derivatives mark-to-market exposure and not collateral. Accordingly, the Company&#8217;s reporting of certain derivatives reflects variation margin recorded on trades cleared through these exchanges as settled.&#160;The daily settlement of the derivative exposure does not change or reset the contractual terms of the instrument. </font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Derivatives are classified as other assets or other liabilities on the consolidated balance sheet.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Derivatives Designated as Hedging Instruments</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:120%">Fair Value Hedges of Interest Rate Risk</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The Company is exposed to changes in the fair value of certain of its fixed-rate obligations and assets due to changes in interest rates. Interest rate swaps designated as fair value hedges involve the receipt or payment of fixed-rate amounts from a counterparty in exchange for the Company receiving or paying variable-rate payments over the life of the agreements without the exchange of the underlying notional amount. As of December 31, 2024, the Company had one interest rate swap with a notional value of $205.0 million that was designated as a fair value hedge.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Changes in the fair value of derivative instruments designated and that qualify as fair value hedges, along with the gain or loss on the hedged asset or liability attributable to the hedged risk, are recorded in current period earnings. The Company includes the gain or loss on the hedged items in the same line item as the offsetting loss or gain on the related derivatives. </font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">For non-portfolio layer method hedges, the hedge basis (the amount of the change in fair value) is added to (or subtracted from) the carrying amount of the hedged item. If a non-portfolio layer method hedge is discontinued, the hedge basis remains as part of the basis of the hedged asset or liability and is recognized into income over the remaining life of the asset or liability. For portfolio layer method hedges, the hedge basis does not adjust the carrying value of the hedged item and is instead maintained on a closed portfolio basis.&#160;If a portfolio layer method hedge is discontinued, the outstanding basis adjustment is allocated to the individual assets in the closed portfolio and those amounts are amortized consistent with the amortization of other discounts or premiums associated with those assets.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">During 2024, the Company entered into&#160;two&#160;interest rate swaps, designated as fair value hedging instruments, with a combined notional value of $410.0&#160;million. The Company designated the fair value hedges under the portfolio layer method. Under this method, the hedged item is designated as a hedged layer of a closed portfolio of available-for-sale debt securities that is anticipated to remain outstanding for the designated hedged period. Subsequently in 2024, the Company terminated one of the interest rate swaps and paid a settlement value of $0.5 million. The hedge basis of $0.5 million was allocated to the individual available-for-sale debt securities in the closed portfolio and amortized consistent with other premiums of available-for-sale debt securities. </font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">At December 31, 2024, the remaining active interest rate swap designated as a fair value hedging instrument under the portfolio layer method had a notional value of $205.0 million. The amortized cost basis of the available-for-sale debt securities in the closed portfolio was $610.7 million at December 31, 2024. The cumulative amount of unallocated basis adjustments was negative $0.5 million at December 31, 2024. Included as an increase to interest income are amounts related to fair value hedges under the portfolio layer method of $4.1 million during the year ended December 31, 2024.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">During 2021, the Company terminated an interest rate swap that was designated as a fair value hedge of interest rate risk associated the Company&#8217;s fixed rate subordinated notes. The interest rate swap, which had a notional value of $100.0 million, terminated with a settlement value of $5.0 million. The $5.0 million basis adjustment to the fixed rate subordinated notes&#8217; carrying amount was amortized as a reduction of interest expense between July 2021, the date of the interest rate swap termination, and December of 2024, the maturity date of the debt. Amortization of the basis adjustment totaled $1.5 million during both years ended December 31, 2024 and 2023, respectively.  The unamortized balance of the basis adjustment totaled $0.0 million and $1.5 million at December 31, 2024 and 2023, respectively. The basis adjustment was fully amortized at December 31, 2024.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:120%">Cash Flow Hedges of Interest Rate Risk</font></div><div><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The Company&#8217;s objectives in using interest rate derivatives are to manage its exposure to interest rate movements. To accomplish these objectives, the Company primarily uses interest rate swaps as part of its interest rate risk </font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-bottom:8pt;text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:125%">38</font></div><div style="margin-bottom:8pt"><font><br></font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div style="margin-bottom:8pt"><font><br></font></div></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">management strategy. Interest rate swaps designated as cash flow hedges involve the receipt of variable amounts from a counterparty in exchange for the Company making fixed payments</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> </font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">over the life of the agreements without exchange of the underlying notional amount.  The changes in the fair value of derivatives designated and that qualify as cash flow hedges are recorded in accumulated other comprehensive income or loss and is subsequently reclassified into earnings in the period that the hedged transaction affects earnings. As of December 31, 2024, the Company did not have any interest rate contracts designated as cash flow hedges.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">During 2022, the Company terminated two interest rate swaps that were designated as cash flow hedges of interest rate risk associated with certain of the Company&#8217;s variable rate funding. The interest rate swaps, which had a combined notional value of $200.0 million, terminated at a settlement value of $8.1 million. This amount will be reclassified from accumulated other comprehensive income to interest expense between January 2022, the termination date, and April 2026, the original combined term of the interest rate swaps. A reduction to interest expense of $2.2 million was recorded related to these transactions during both years ended December 31, 2024 and 2023. The accumulated other comprehensive income balance totaled $1.8 million and $4.0 million at December 31, 2024 and 2023, respectively. The amount to be reclassified during the next 12 months is $1.5 million.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Derivatives Not Designated as Hedging Instruments</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The Company executes interest rate derivatives with commercial banking customers to facilitate their respective risk management strategies. Those interest rate derivatives are simultaneously hedged by offsetting derivatives that the Company executes with a third party, such that the Company minimizes its net risk exposure resulting from such transactions. Interest rate derivatives associated with this program are reported on the consolidated balance sheet at fair value, with changes in fair value of both the customer derivatives and the offsetting derivatives recognized directly in net income. Amounts related to these activities are reflected as customer-related interest rate contracts within this footnote. Derivatives related to these activities are subject to credit risk associated with counterparties to the derivative contracts. The Company measures that credit risk using a credit valuation adjustment and includes it within the fair value of the derivative. Amounts recorded related to credit valuation adjustments within other noninterest income on the consolidated statement of income were not material for the years ended December 31, 2024 and 2023, respectively.</font></div><div><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Credit risk participation agreements arise when the Company contracts with other institutions, as a guarantor or beneficiary, to share the credit risk associated with certain interest rate swaps. These agreements provide for reimbursement of losses resulting from a third-party default on the underlying swap. Amounts related to these activities are reflected as customer-related credit contracts within this footnote. Amounts recorded within other noninterest income on the consolidated statement of income related to these activities were not material for the years ended December 31, 2024 and 2023.</font></div><div><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">As part of the Company&#8217;s risk management strategy through its mortgage banking activities, derivative instruments such as forward sales contracts are utilized. Changes in the fair value of these derivative instruments are recorded in mortgage banking and loan fees. Amounts related to these activities are reflected as mortgage banking forward contracts within this footnote.</font></div><div><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In the normal course of business through its mortgage banking activities, interest rate lock commitments arise related to agreements with customers regarding residential mortgage loans. Such commitments provide a specified interest rate for a specified time to the customer. Where the Company intends to sell the resulting loan, authoritative accounting guidance requires that these commitments be recorded at fair value on the consolidated balance sheet. Changes in the fair value of these interest rate lock commitments are recorded in other noninterest income and are offset by the changes in the fair value of forward sales contracts. Amounts related to these activities are reflected as mortgage banking rate locks within this footnote. Amounts recorded within mortgage banking and loan fees on the consolidated statement of income related to these activities were not material for the years ended December 31, 2024 and 2023, respectively.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:120%">Credit-Risk-Related Contingent Features</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The Company has agreements with its derivative counterparties that contain a provision where if the Company defaults on any of its indebtedness, including default where repayment of the indebtedness has not been accelerated by the lender, then the Company could also be declared in default on its derivative obligations. The Company also has agreements with its derivative counterparties that contain a provision where if the Company fails to maintain its status as an adequately capitalized institution, the counterparty could terminate the derivative positions and the </font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-bottom:8pt;text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:125%">39</font></div><div style="margin-bottom:8pt"><font><br></font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div style="margin-bottom:8pt"><font><br></font></div></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Company would be required to settle its obligations under the agreements. As of December&#160;31, 2024, the termination value of derivatives in a net liability position, which includes accrued interest but excludes any adjustment for non-performance risk, related to these agreements was immaterial. The Company has minimum collateral posting thresholds with its derivative counterparties and has not posted any collateral at December 31, 2024. If the Company had breached any of these provisions at year end, it could have been required to settle its obligations under the agreements at the termination value.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Note 19. Common Stock</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The Company has authorized 12,000,000 shares of Class A common stock and 10,800,000 shares of Class B common stock. The shares of Class A common stock have full rights to vote on all matters presented before the Company&#8217;s shareholders, including the election of the Company&#8217;s directors. The Class B common stock, all of which is held by OBT, is non-voting except with respect to certain extraordinary corporate transactions, upon which the holders would have the right to vote on an equivalent per-share basis with the holders of Class A common stock.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Each share of Class B common stock is convertible into one share of Class A common stock upon the occurrence of the following events&#58; (i)&#160;at the affirmative election of a third party or entity, upon the transfer of Class B common stock from OBT to any third party or entity, or (ii)&#160;at the affirmative election of the holder of Class B common stock, if cash dividends have not been paid on Class A and Class B common stock with respect to any year in an amount equal to at least 5% of the Company&#8217;s net book value as of the last day of the immediately preceding year. The Company reserved 10,800,000 shares of Class A common stock in the event of conversion of the Class B common stock.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">At December&#160;31, 2024 and 2023, 959,785 and 960,000 respectively shares of redeemable Class A stock were issued and outstanding. At December&#160;31, 2024, these shares were subject to redemption at a price of $115.49 per share, which was net book value. These shares are owned by employees and directors of the Company and its subsidiaries and the employee benefit plans of the Company. The employee holders of Class A common stock have the right to require the Company to purchase their shares upon their deaths, permanent disabilities, or retirements, while the Company has the option to purchase the shares from holders upon the occurrence of certain events, which include death, retirement, or termination of the employee&#8217;s employment. It is the Company&#8217;s intent that these shares will continue to be held by employees, directors, and employee benefit plans of the Company and its subsidiaries and not be directly purchased by the Company or OBT.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">On October 28, 2019, OBT delivered notice to the Company asserting that the trustees of OBT had sold 725,000 shares of the Company&#8217;s Class B common stock to 19 entities, each of which delivered a notice of an intent to convert such shares of Class B common stock into Class A common stock. The validity of these transactions was the subject of litigation. In August of 2024, a legal settlement was reached resulting in the sale and conversion of 725,000 shares of class B common stock by OBT. The shares have been converted to class A common stock and are owned by third party investors. </font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In November of 2024, the Company entered into a definitive merger agreement with Old National Bancorp (ONB) which was subsequently approved by the Company's shareholders in March of 2025. Under the terms of the agreement, each outstanding share of the Company&#8217;s common stock will be converted into the right to receive 4.182 shares of ONB common stock plus $26.22 in cash at the time of close. The transaction is subject to customary closing conditions and regulatory approvals and is anticipated to close in the middle of 2025. Until the transaction closes or is terminated, there is a temporary freeze, referred to as a &#8220;blackout period,&#8221; on Company stock transactions.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Note 20. Regulatory Matters</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The Company is subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Company&#8217;s consolidated financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Company must meet specific capital guidelines that involve quantitative measures of the Company&#8217;s assets, liabilities, and certain off-balance sheet items as calculated under regulatory accounting practices. The Company&#8217;s capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors.</font></div><div style="text-align:justify"><font><br></font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-bottom:8pt;text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:125%">40</font></div><div style="margin-bottom:8pt"><font><br></font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div style="margin-bottom:8pt"><font><br></font></div></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Quantitative measures established by regulation to ensure capital adequacy require the Company to maintain minimum amounts and ratios, as defined in the regulations and set forth in the following table, of total, common equity Tier I, and Tier I capital to risk-weighted assets, and of Tier I capital to average assets. Effective January&#160;1, 2015, under a phase-in period, revised regulatory capital guidelines increased the minimum required ratios and established a capital conservation buffer. The capital conservation buffer adds 2.5% to the minimum Tier I Common Equity ratio to avoid constraints on capital distributions, such as dividends, and certain bonus compensation for executive officers. The Company was required to phase out the subordinated notes from Tier II capital over a 5-year period, beginning in December 2019. The subordinated debt was fully phased out from Tier II capital in December 2023 and through December 2024 when the debt matured. As of December&#160;31, 2024, the Company meets all capital adequacy requirements to which it is subject.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The Federal Deposit Insurance Corporation Improvement Act (&#8220;FDICIA&#8221;) required the establishment of a capital-based supervisory system of prompt corrective action for all depository institutions. The Federal Reserve Board&#8217;s implementation of FDICIA defines &#8220;well-capitalized&#8221; institutions as those for which Tier I capital ratio equals or exceeds 8%, total risk-based capital ratio equals or exceeds 10%, and leverage ratio equals or exceeds 5%. Bremer Bank&#8217;s ratios in each of these categories met or exceeded the &#8220;well-capitalized&#8221; ratios at December&#160;31, 2024.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">As an approved mortgage seller and servicer, Bremer Bank, through its mortgage banking division, is required to maintain various levels of shareholder&#8217;s equity, as specified by various agencies, including the United States Department of Housing and Urban Development, Government National Mortgage Association, Federal Home Loan Mortgage Corporation, and the Federal National Mortgage Association. At December&#160;31, 2024, Bremer Bank met these requirements.</font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The following provides the Company&#8217;s and Bremer Bank&#8217;s actual capital amounts and ratios at December 31&#58;</font></div><div style="margin-bottom:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:33.240%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.915%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.120%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.710%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:2.079%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.120%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.710%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:2.079%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.127%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font><br></font></div></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Actual</font></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">For Capital <br>Adequacy Purpose</font></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">To Be Well Capitalized Under Prompt Corrective Action Provisions</font></td></tr><tr><td colspan="3" style="padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Amount</font></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Ratio</font></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Amount</font></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Ratio</font></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Amount</font></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Ratio</font></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">At December&#160;31, 2024</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Total capital (to risk-weighted assets)&#58;</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:16.07pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Consolidated</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;1,804,401</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;14.16%</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;1,019,736</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;&#8805;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;8.00%</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;N&#47;A</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:16.07pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Bremer Bank</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;1,654,706</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;13.05</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;1,014,112</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;&#8805;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;8.00</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;1,267,640</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;&#8805;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;10.00%</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Tier I capital (to risk-weighted assets)&#58;</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:16.07pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Consolidated</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;1,680,974</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;13.19</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;764,802</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;&#8805;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;6.00</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;N&#47;A</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:16.07pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Bremer Bank</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;1,533,669</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;12.10</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;760,584</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;&#8805;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;6.00</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;1,014,112</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;&#8805;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;8.00</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Common Equity Tier I capital (to risk-weighted assets)&#58;</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.37pt;padding-right:0.97pt;text-indent:-9pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Consolidated</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;1,620,974</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;12.72</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;573,601</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;&#8805;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;4.50</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;N&#47;A</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.37pt;padding-right:0.97pt;text-indent:-9pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Bremer Bank</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;1,533,669</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;12.10</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;570,438</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;&#8805;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;4.50</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;823,966</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;&#8805;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;6.50</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Tier I capital (to average assets)&#58;</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:16.07pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Consolidated</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;1,680,974</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;10.12</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;664,272</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;&#8805;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;4.00</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;N&#47;A</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:16.07pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Bremer Bank</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;1,533,669</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;9.27</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;661,810</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;&#8805;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;4.00</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;827,262</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;&#8805;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;5.00</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">At December&#160;31, 2023</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Total capital (to risk-weighted assets)&#58;</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:16.07pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Consolidated</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;1,743,562</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;13.87%</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;1,005,686</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#8805;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;8.00%</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;N&#47;A</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:16.07pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Bremer Bank</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;1,610,614</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;12.87</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;1,001,254</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#8805;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;8.00</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;1,251,567</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#8805;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;10.00%</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Tier I capital (to risk-weighted assets)&#58;</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:16.07pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Consolidated</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;1,635,177</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;13.01</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;754,265</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#8805;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;6.00</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;N&#47;A</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:16.07pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Bremer Bank</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;1,504,792</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;12.02</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;750,940</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#8805;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;6.00</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;1,001,254</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#8805;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;8.00</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Common Equity Tier I capital (to risk-weighted assets)&#58;</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.37pt;padding-right:0.97pt;text-indent:-9pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Consolidated</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;1,575,177</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;12.53</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;565,698</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#8805;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;4.50</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;N&#47;A</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.37pt;padding-right:0.97pt;text-indent:-9pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Bremer Bank</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;1,504,792</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;12.02</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;563,205</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#8805;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;4.50</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;813,519</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#8805;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;6.50</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Tier I capital (to average assets)&#58;</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:16.07pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Consolidated</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;1,635,177</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;9.82</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;666,387</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#8805;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;4.00</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;N&#47;A</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:16.07pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Bremer Bank</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;1,504,792</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;9.06</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;664,547</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#8805;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;4.00</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;830,683</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#8805;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;5.00</font></div></td></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000;padding:0 1pt"></td></tr></table></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Federal law prevents the Company, its nonbank subsidiaries and OBT from borrowing from Bremer Bank unless the loans are secured by the statutorily required amount of collateral. Further, the secured loans that may be made by Bremer Bank are generally limited to 10% of Bremer Bank&#8217;s equity if made to the Company or any individual affiliate and 20% of Bremer Bank&#8217;s equity if made to all affiliates and the Company in the aggregate.  At December&#160;31, 2024 and 2023, Bremer Bank had not extended credit to the Company.</font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-bottom:8pt;text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:125%">41</font></div><div style="margin-bottom:8pt"><font><br></font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div style="margin-bottom:8pt"><font><br></font></div></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The payment of dividends by the Company to shareholders and the payment of dividends by Bremer Bank to the Company are both subject to various limitations by bank regulators, which include maintenance of certain minimum capital ratios as well as limitations based on the level of net income and dividends paid in recent periods.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Note 21. Fair Value</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The Company uses fair value measurements for the initial recording of certain assets and liabilities, periodic remeasurement of certain assets and liabilities, and disclosures. Derivatives, available-for-sale investment securities, and MSRs are recorded at fair value on a recurring basis. Additionally, from time to time, the Company may be required to record at fair value other assets on a nonrecurring basis, such as LHFS, impaired loans, and OREO, and certain other assets and other liabilities. These nonrecurring fair value adjustments typically involve application of lower-of-cost-or-fair value accounting or impairment write-downs of individual assets. </font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Fair value is defined as the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. A fair value measurement reflects all the assumptions that market participants would use in pricing the asset or liability, including assumptions about the risk inherent in a particular valuation technique, the effect of a restriction on the sale or use of an asset and the risk of nonperformance. The Company groups its assets and liabilities measured at fair value into a three-level hierarchy for valuation techniques used to measure financial assets and financial liabilities at fair value. This hierarchy is based on whether the valuation inputs are observable or unobservable. These levels are&#58;</font></div><div style="margin-bottom:10pt"><font><br></font></div><div style="margin-bottom:8pt;padding-left:1.35pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.679%"><tr><td style="width:1.0%"></td><td style="width:21.890%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:75.910%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Fair Value Hierarchy</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">&#160;Definition</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Level 1</font></div></td><td colspan="3" style="border-left:0.5pt solid #000000;border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:1.87pt;padding-right:-2.63pt;text-align:justify;text-indent:-4.5pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;Quoted prices in active markets for identical assets or liabilities. Level 1 includes U.S. Treasury securities.</font></div></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Level 2</font></div></td><td colspan="3" style="border-left:0.5pt solid #000000;border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:1.87pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Observable inputs other than Level 1 prices, such as quoted prices for similar assets or liabilities&#59; quoted prices in markets that are not active&#59; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets or liabilities. Level 2 includes debt securities that are traded less frequently than exchange-traded instruments and which are typically valued using third party pricing services&#59; derivative contracts and other assets and liabilities.</font></div></td></tr><tr><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Level 3</font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets or liabilities. Level 3 assets and liabilities include financial instruments for which values are determined using pricing models, discounted cash flow methodologies, or similar techniques, as well as instruments for which the determination of fair value requires significant management judgment or estimation. This category includes MSRs and interest rate lock commitments.</font></div></td></tr></table></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">When the Company changes its valuation inputs for measuring financial assets and financial liabilities at fair value, either due to changes in current market conditions or other factors, it may need to transfer those assets or liabilities to another level in the hierarchy based on the new inputs used. The Company recognizes these transfers at the end of the reporting period in which the transfers occur. During the years ended December 31, 2024 and 2023, there were no transfers of financial assets or financial liabilities between the hierarchy levels.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Recurring Fair Value Measurements</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The following section describes the valuation methodologies used by the Company to measure financial assets and liabilities at fair value on a recurring basis. In addition, the following section includes an indication of the level of the fair value hierarchy in which the assets or liabilities are classified. Where appropriate, the description includes information about the valuation models and key inputs to those models. During the years ended December 31, 2024 and 2023, there were no significant changes to the valuation techniques used by the Company to measure fair value. The following table provides the balances of assets and liabilities measured at fair value on a recurring basis at December 31&#58;</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font><br></font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-bottom:8pt;text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:125%">42</font></div><div style="margin-bottom:8pt"><font><br></font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div style="margin-bottom:8pt"><font><br></font></div></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font><br></font></div><div style="margin-bottom:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:42.212%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.073%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.753%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.753%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.753%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.756%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-right:0.97pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(Dollars in Thousands)</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Level 1</font></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Level 2</font></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Level 3</font></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</font></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2024</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Available-for-sale securities</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;1,765,507</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;1,765,507</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Mortgage servicing rights</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;24,455</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;24,455</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Derivative assets&#160;&#160;&#160;&#160; </font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;44,663</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;115</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;44,778</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:16.37pt;padding-right:0.97pt;text-indent:-19pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Total assets</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;1,810,170</font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;24,570</font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;1,834,740</font></div></td></tr><tr style="height:11pt"><td colspan="3" style="padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2.5pt double #000000;padding:0 1pt"></td><td colspan="3" style="border-top:2.5pt double #000000;padding:0 1pt"></td><td colspan="3" style="border-top:2.5pt double #000000;padding:0 1pt"></td><td colspan="3" style="border-top:2.5pt double #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:7.12pt;padding-right:0.97pt;text-indent:-9.75pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Derivative liabilities</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;146,578</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;146,578</font></div></td></tr><tr style="height:11pt"><td colspan="3" style="padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2.5pt double #000000;padding:0 1pt"></td><td colspan="3" style="border-top:2.5pt double #000000;padding:0 1pt"></td><td colspan="3" style="border-top:2.5pt double #000000;padding:0 1pt"></td><td colspan="3" style="border-top:2.5pt double #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2023</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Available-for-sale securities</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;1,623,960</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;1,623,960</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Mortgage servicing rights</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;23,310</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;23,310</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Derivative assets&#160;&#160;&#160;&#160; </font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;33,155</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;304</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;33,459</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:16.37pt;padding-right:0.97pt;text-indent:-19pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Total assets</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;1,657,115</font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;23,614</font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;1,680,729</font></div></td></tr><tr style="height:11pt"><td colspan="3" style="padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2.5pt double #000000;padding:0 1pt"></td><td colspan="3" style="border-top:2.5pt double #000000;padding:0 1pt"></td><td colspan="3" style="border-top:2.5pt double #000000;padding:0 1pt"></td><td colspan="3" style="border-top:2.5pt double #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:7.12pt;padding-right:0.97pt;text-indent:-9.75pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Derivative liabilities</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;140,774</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;140,774</font></div></td></tr><tr style="height:11pt"><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr></table></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:120%">Available-For-Sale Securities</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">When quoted market prices for identical securities are available in an active market, these prices are used to determine fair value, and these securities are classified within Level 1 of the fair value hierarchy. Level 1 investment securities include U.S. Treasury securities. </font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">For other securities, quoted market prices may not be readily available for the specific securities. When possible, the Company determines fair value based on market observable information, including quoted market prices for similar securities, inactive transaction prices, and broker quotes. These securities are classified within Level 2 of the fair value hierarchy. Level 2 valuations are generally provided by a third-party pricing service. The Company reviews the valuation methodologies utilized by the pricing service and, on a quarterly basis, reviews the security level prices provided by the pricing service against management&#8217;s expectation of fair value, based on changes in various benchmarks and market knowledge from recent trading activity, as well as comparisons to other independent secondary pricing sources. Level 2 investment securities include agency mortgage-backed securities, certain other asset-backed securities, obligations of state and political subdivisions, agency debt securities, and corporate debt securities. </font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The Company did not hold any available-for-sale securities that were classified within Level 3 at December 31, 2024 or 2023.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:120%">Mortgage Servicing Rights</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">MSRs are valued using a discounted cash flow methodology and are classified within Level 3. The Company determines fair value of the MSRs by projecting future cash flows using prepayment rates and other assumptions and discounts these cash flows using a market-based discount rate. The MSR valuations, as well as the assumptions used, are developed with the assistance of a third party. Risks inherent in MSR valuation include higher than expected prepayment rates and&#47;or delayed receipt of cash flows. There is minimal observable market activity for MSRs on comparable portfolios and, therefore, the determination of fair value requires significant management judgment. Refer to Note 7 for further information on MSR valuation assumptions.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:120%">Derivatives</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The Company obtains the fair value of interest rate swaps from a third-party pricing service that uses an industry standard discounted cash flow methodology. In addition, credit valuation adjustments are incorporated in the fair </font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-bottom:8pt;text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:125%">43</font></div><div style="margin-bottom:8pt"><font><br></font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div style="margin-bottom:8pt"><font><br></font></div></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">values to account for potential non-performance risk. In adjusting the fair value of its interest rate swap contracts for the effect of non-performance risk, the Company has considered any applicable credit enhancements, such as collateral postings, thresholds, mutual puts, and guarantees. In conjunction with the FASB&#8217;s fair value measurement guidance, the Company made an accounting policy election to measure the credit risk of these derivative financial instruments, which are subject to master netting agreements, on a net basis by counterparty portfolio.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The Company has determined that the primary inputs used to value its interest rate swaps offered to qualified commercial borrowers fall within Level&#160;2 of the fair value hierarchy, while the credit valuation adjustments associated with these derivatives utilize Level&#160;3 inputs, such as estimates of current credit spreads. The Company has assessed the significance of the impact of the credit valuation adjustments on the overall valuation of its interest rate swaps and has determined that the credit valuation adjustment is not significant to the overall valuation of these derivatives. As a result, the Company classifies its interest rate swap valuations in Level&#160;2 of the fair value hierarchy.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Mortgage interest rate lock commitments and forward sale contracts are valued based on the securities prices of similar collateral, term, rate, and delivery for which the loan is eligible to deliver in place of the particular security. The Company&#8217;s mortgage security prices are supplied by a market data vendor, which in turn accumulates prices from a broad list of securities dealers. Prices are processed through a mortgage pipeline management system that accumulates and segregates all interest rate lock commitment and forward sale transactions according to the similarity of various characteristics (maturity, term, rate, and collateral). Prices are matched to those positions that are deemed to be an eligible substitute or offset (i.e.,&#160;deliverable) for a corresponding security observed in the market and adjusted for an assumed pull-through rate. As a result, the Company classifies its interest mortgage commitments in Level&#160;3 of the fair value hierarchy.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:133%">Non-Recurring Fair Value Measurements</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The following section describes the valuation methodologies used by the Company to measure financial assets and liabilities at fair value on a non-recurring basis. In addition, the following section includes an indication of the level of the fair value hierarchy in which the assets or liabilities are classified. Where appropriate, the description includes information about the valuation models and key inputs to those models. During the years ended December 31, 2024 and 2023, there were no significant changes to the valuation techniques used by the Company to measure fair value on a nonrecurring basis. The following table provides the balances of assets and liabilities measured at fair value on a non-recurring basis at December 31&#58;</font></div><div style="text-align:justify"><font><br></font></div><div style="margin-bottom:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:42.212%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.073%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.753%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.753%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.753%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.756%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(Dollars in Thousands)</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Level 1</font></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Level 2</font></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Level 3</font></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</font></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2024</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Impaired loans, included in LHFI</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;62,272</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;62,272</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;OREO</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;1,855</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;1,855</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:16.37pt;padding-right:0.97pt;text-indent:-19pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Total assets</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;64,127</font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;64,127</font></div></td></tr><tr style="height:11pt"><td colspan="3" style="padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt double #000000;padding:0 1pt"></td><td colspan="3" style="border-top:2pt double #000000;padding:0 1pt"></td><td colspan="3" style="border-top:2pt double #000000;padding:0 1pt"></td><td colspan="3" style="border-top:2pt double #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2023</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Impaired loans, included in LHFI</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;52,828</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;52,828</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;OREO</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;3,625</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;3,625</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:16.37pt;padding-right:0.97pt;text-indent:-19pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Total assets</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;56,453</font></div></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;56,453</font></div></td></tr><tr style="height:11pt"><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr></table></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:120%">Impaired Loans</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Impaired loans are recorded at the loan&#8217;s observable market prices, the estimated fair value of the collateral for collateral-dependent loans, or the present value of the expected future cash flows discounted using market-based credit spreads of comparable debt instruments of the specific borrower or comparable borrowers. Appraised values, adjusted for management&#8217;s assumptions relating to costs to hold, maintain, and sell the property, are generally used on real estate collateral-dependent impaired loans. Given the significant assumptions used in the valuation, impaired loans are included within Level 3 of the fair value hierarchy.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:120%">Other Real Estate Owned</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The fair value of OREO is based on third party appraisals, net of estimated selling costs. Given the significant assumptions used in the valuation, OREO is included within Level 3 of the fair value hierarchy.</font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-bottom:8pt;text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:125%">44</font></div><div style="margin-bottom:8pt"><font><br></font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div style="margin-bottom:8pt"><font><br></font></div></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:120%">Loans Held for Sale</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">LHFS, which consist primarily of current production of certain first-lien residential mortgage loans, are carried at the lower of cost or estimated fair value. Fair value is estimated using observable inputs, primarily actual sale experience as well as secondary market price quotes. The Company did not record any adjustments to LHFS during the years ended December 31, 2024 or 2023, as fair value approximated carrying value at December 31, 2024 and 2023. Given that fair value is based on observable market prices, LHFS would be classified within Level 2 of the fair value hierarchy. The Company had recorded loans held for sale of $8.4 million and $10.3 million at December 31, 2024 and 2023, respectively.</font></div><div><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Disclosures About Fair Value of Financial Instruments</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The following section describes the valuation methodologies used by the Company to measure financial assets and liabilities at fair value for disclosure purposes only. In addition, the following section includes an indication of the level of the fair value hierarchy in which the assets or liabilities are classified. Where appropriate, the description includes information about the valuation models and key inputs to those models. During the years ended December&#160;31, 2024 and 2023, there were no significant changes to the valuation techniques used by the Company to measure fair value for disclosure purposes. </font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The following table provides the balances of financial assets and financial liabilities measured at fair value for disclosure purposes only at December 31&#58;</font></div><div style="margin-bottom:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:27.721%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.710%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.753%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.753%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.753%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.753%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.757%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Carrying</font></td><td colspan="12" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Fair Value</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(Dollars in Thousands)</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amount</font></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Level 1</font></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Level 2</font></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Level 3</font></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</font></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2024</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Cash, cash equivalents, and</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:16.12pt;padding-right:0.97pt;text-indent:-18.75pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;due from banks</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;269,865</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;269,865</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;269,865</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Held-to-maturity securities</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;1,930,266</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;49,876</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;1,525,378</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;1,575,254</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Loans held for investment&#160;&#160;&#160;&#160; </font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;11,646,318</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;11,302,229</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;11,302,229</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:15.37pt;padding-right:0.97pt;text-indent:-27.75pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Total financial assets</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;13,846,449</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;391,741</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;1,525,378</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;11,302,229</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;13,147,348</font></div></td></tr><tr style="height:11pt"><td colspan="3" style="padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt double #000000;padding:0 1pt"></td><td colspan="3" style="border-top:2pt double #000000;padding:0 1pt"></td><td colspan="3" style="border-top:2pt double #000000;padding:0 1pt"></td><td colspan="3" style="border-top:2pt double #000000;padding:0 1pt"></td><td colspan="3" style="border-top:2pt double #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Deposits</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;13,215,054</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;13,224,518</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;13,224,518</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Short-term borrowings</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;670,070</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;669,724</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;669,724</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Long-term debt&#160;&#160;&#160;&#160; </font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;808,863</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;792,629</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;792,629</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:15.37pt;padding-right:0.97pt;text-indent:-28pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Total financial liabilities</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;14,693,987</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;14,686,871</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">$&#160;&#160;&#160;&#160;14,686,871</font></div></td></tr><tr style="height:11pt"><td colspan="3" style="padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2023</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Cash, cash equivalents, and</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:16.12pt;padding-right:0.97pt;text-indent:-18.75pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;due from banks</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;391,470</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;391,470</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;391,470</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Held-to-maturity securities</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;2,104,572</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;78,593</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;1,710,307</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;1,788,900</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Loans held for investment&#160;&#160;&#160;&#160; </font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;11,351,545</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;10,984,984</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;10,984,984</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:15.37pt;padding-right:0.97pt;text-indent:-27.75pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Total financial assets</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;13,847,587</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;470,063</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;1,710,307</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;10,984,984</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;13,165,354</font></div></td></tr><tr style="height:11pt"><td colspan="3" style="padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-align:justify;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt double #000000;padding:0 1pt"></td><td colspan="3" style="border-top:2pt double #000000;padding:0 1pt"></td><td colspan="3" style="border-top:2pt double #000000;padding:0 1pt"></td><td colspan="3" style="border-top:2pt double #000000;padding:0 1pt"></td><td colspan="3" style="border-top:2pt double #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Deposits</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;12,930,126</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;12,941,093</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;12,941,093</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Short-term borrowings</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;659,230</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;659,292</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;659,292</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Long-term debt&#160;&#160;&#160;&#160; </font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;1,023,118</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;1,007,900</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;1,007,900</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:15.37pt;padding-right:0.97pt;text-indent:-28pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Total financial liabilities</font></div></td><td colspan="3" style="padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;14,612,474</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;14,608,285</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;&#8211;</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">$&#160;&#160;&#160;&#160;14,608,285</font></div></td></tr><tr style="height:11pt"><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:6.72pt;padding-right:0.97pt;text-indent:-9.35pt"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:2pt double #000000;padding:0 1pt"><div style="padding-left:0.27pt;padding-right:-2.63pt;text-align:justify"><font><br></font></div></td></tr></table></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:120%">Cash, Cash Equivalents, and Due from Banks&#160;&#160;&#160;&#160;</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The carrying value of cash, cash equivalents, and due from banks approximates fair value due to the relatively short period of time between the origination of the instruments and their expected realization. These amounts are classified within Level 1. </font></div><div style="text-align:justify"><font><br></font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-bottom:8pt;text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:125%">45</font></div><div style="margin-bottom:8pt"><font><br></font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div style="margin-bottom:8pt"><font><br></font></div></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:120%">Held-To-Maturity Securities</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">When quoted market prices for identical securities are available in an active market, these prices are used to determine fair value, and these securities are classified within Level 1 of the fair value hierarchy. Level 1 investment securities include U.S. Treasury securities. </font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">For other held-to-maturity securities, quoted market prices may not be readily available for the specific securities. When possible, the Company determines fair value based on market observable information, including quoted market prices for similar securities, inactive transaction prices, and broker quotes. These securities are classified within Level 2 of the fair value hierarchy. Level 2 valuations are generally provided by a third-party pricing service. The Company reviews the valuation methodologies utilized by the pricing service and, on a quarterly basis, reviews the security level prices provided by the pricing service against management&#8217;s expectation of fair value, based on changes in various benchmarks and market knowledge from recent trading activity, as well as comparisons to other independent secondary pricing sources. Level 2 investment securities include agency mortgage-backed securities. The Company did not hold any held-to-maturity securities that were classified within Level 3 at December 31, 2024 or 2023.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:120%">Loans Held for Investment</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The LHFI portfolio consists of both variable and fixed-rate obligations, the fair value of which was estimated using discounted cash flow analyses and other valuation techniques. To calculate discounted cash flows, the loans were aggregated into pools of similar types and expected repayment terms. The expected cash flows of loans considered historical prepayment experience and estimated credit losses for non-performing loans and were discounted using estimated market discount rates that reflect the credit and interest rate risk inherent in the loan type. In addition, when computing the estimated fair values for loans, the best estimate of losses inherent in the portfolio is deducted. Given the significant assumptions used in the valuation, LHFI is included within Level 3.</font></div><div><font><br></font></div><div style="margin-bottom:10pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:133%">Deposits</font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The estimated fair value of deposits with no stated maturity, such as noninterest-bearing savings and money market checking accounts, is the amount payable on demand. The fair value of time deposits is estimated using the rates currently offered for deposits of similar remaining maturities. Deposits are included within Level 2.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:120%">Short-Term Borrowings</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Short-term borrowings consist of federal funds, repurchase agreements, and FHLB borrowings. For variable-rate borrowings, fair value approximates carrying value. For fixed-rate borrowings, the fair value is determined by discounting future cash flows at current rates for borrowings with similar remaining maturities. Short-term borrowings are included within Level 2.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:120%">Long-Term Debt</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">For fixed-rate debt, the fair value is determined by discounting future cash flows at current rates for debt with similar remaining maturities and call features or by using market prices for similar assets. For variable-rate debt, fair value is determined by using market prices for similar assets. Long-term debt is included within Level 2.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:120%">Off-Balance Sheet Financial Instruments</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The Company estimates the fair value of loan commitments and letters of credit based on the related amount of unamortized deferred commitment fees adjusted for probable losses from these arrangements. Substantially all these commitments have floating rates and do not expose the Company to interest rate risk. The fair value of these unfunded commitments is approximately equal to their carrying value, which was $3.2 million and $3.1 million at December 31, 2024 and 2023, respectively.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Note 22. Subsequent Events</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The Company evaluated all subsequent event activity through March&#160;25, 2025 (the date the accompanying financial statements were available to be issued) and concluded that no subsequent events have occurred that would require recognition in the financial statements or disclosure in the notes to the financial statements. </font></div><div style="margin-bottom:10pt"><font><br></font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-bottom:8pt;text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:125%">46</font></div><div style="margin-bottom:8pt"><font><br></font></div></div></div><div id="i0520cc1d2b7f42e08db1c98d1a96669e_119"></div><hr style="page-break-after:always"><div style="min-height:0pt;width:100%"><div style="margin-bottom:8pt"><font><br></font></div></div><div style="margin-bottom:8pt"><img alt="wrapa.jpg" src="wrapa.jpg" style="height:1056px;margin-bottom:5pt;vertical-align:text-bottom;width:815px"></div><div style="height:0pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-bottom:8pt"><font><br></font></div></div></div></body></html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.2
<SEQUENCE>4
<FILENAME>onbex992bremermergerprofor.htm
<DESCRIPTION>EX-99.2
<TEXT>
<html><head>
<!-- Document created using Wdesk -->
<!-- Copyright 2025 Workiva -->
<title>Document</title></head><body><div id="ibd89e0ae27004d649f834c3b2ea8ef38_1"></div><div style="min-height:72pt;width:100%"><div style="text-align:right"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">Exhibit 99.2</font></div></div><div style="margin-bottom:5pt;text-align:center"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:120%">UNAUDITED PRO FORMA CONDENSED COMBINED FINANCIAL DATA</font></div><div style="margin-bottom:5pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:120%">Introduction</font></div><div style="margin-bottom:5pt;text-indent:18pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">On November 25, 2024, Old National Bancorp (the &#8220;Company&#8221; or &#8220;Old National&#8221;), Bremer Financial Corporation (&#8220;Bremer&#8221;), and ONB Merger Sub, Inc. (&#8220;ONB Merger Sub&#8221;), a wholly-owned subsidiary of Old National, entered into an Agreement and Plan of Merger (&#8220;Merger Agreement&#8221;) providing for the acquisition of Bremer by Old National. Pursuant to the Merger Agreement, on May 1, 2025, ONB Merger Sub first merged with and into Bremer (the &#8220;first step merger&#8221;), with Bremer as the surviving corporation in the first step merger as a wholly-owned subsidiary of Old National. Immediately following the first step merger, and as part of a single, integrated transaction, Bremer then merged with and into Old National (the &#8220;second step merger&#8221; and together with the first step merger, the &#8220;mergers&#8221;), with Old National as the surviving corporation in the second step merger.</font></div><div style="margin-bottom:5pt;text-indent:18pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">The following unaudited pro forma condensed combined financial data is based on the separate historical financial statements of Old National and Bremer after </font><font style="color:#231f20;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">giving</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%"> effect to the mergers. The unaudited pro forma condensed combined financial data has been prepared in accordance with Article 11 of Regulation S-X of the Securities and Exchange Commission (the &#8220;SEC&#8221;) and should be read in conjunction with the accompanying notes.</font></div><div style="margin-bottom:5pt;text-indent:18pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">The unaudited pro forma condensed combined balance </font><font style="color:#231f20;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">sheet</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%"> as of December 31, 2024 combines the audited consolidated balance sheet of Old National as of December 31, 2024 with the audited consolidated balance sheet of Bremer as of December 31, 2024, giving effect to adjustments that depict the accounting for the mergers and the full physical settlement of the forward sale agreements (as defined below). See &#8220;Forward Sale Agreements&#8221; section below for more information on the forward sale agreements.</font></div><div style="margin-bottom:5pt;text-indent:18pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">The unaudited pro forma condensed combined statement of </font><font style="color:#231f20;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">income</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%"> for the year ended December 31, 2024, combines the audited consolidated statement of income of Old National for the year ended December 31, 2024, with the audited consolidated statement of income of Bremer for the year ended December 31, 2024, giving effect to adjustments that depict the accounting for the mergers and the forward sale agreements as if adjustments were made and the full physical settlement of the forward sale agreements occurred on January 1, 2024.</font></div><div style="margin-bottom:5pt;text-indent:18pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">The unaudited pro forma condensed combined financial data was derived from, and should be read in conjunction with, the following historical financial statements and the accompanying notes&#58;</font></div><div style="margin-bottom:5pt;padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:14.5pt">The historical audited consolidated financial statements of Old National as of and for the year ended December 31, 2024 (included in Old National&#8217;s Annual Report on Form 10-K for the year ended December 31, 2024)&#59; and</font></div><div style="margin-bottom:5pt;padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:14.5pt">The historical audited consolidated financial statements of Bremer as of and for the year ended December 31, 2024, which are being filed as Exhibit 99.1 to this Amendment No. 1 to Form 8-K.</font></div><div style="margin-bottom:5pt;text-indent:18pt"><font style="color:#231f20;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">The unaudited pro forma condensed combined financial data should also be read together with other financial data included or incorporated by reference in Old National&#8217;s Registration Statement on Form S-4 in connection with the mergers filed with the SEC on January 14, 2025, as amended on January 29, 2025.</font></div><div style="margin-bottom:5pt;text-indent:18pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">The foregoing historical financial statements have been prepared in accordance with generally accepted accounting principles in the United States (&#8220;U.S. GAAP&#8221;). The unaudited pro forma condensed combined financial data have been prepared based on the aforementioned historical financial statements and the assumptions and adjustments as described in the notes to the unaudited pro forma condensed combined financial data. The pro forma adjustments reflect transaction accounting adjustments related to the mergers and the forward sale agreements, all of which are discussed in further detail below. Amounts presented reflect the accounting for the acquisition of Bremer by Old National. The unaudited pro forma condensed combined financial data is presented for illustrative purposes only and does not purport to represent the combined company&#8217;s consolidated results of operations or consolidated financial position that would actually have occurred had the mergers been consummated and the forward sale agreements been fully physically settled on the dates assumed or to project the combined company&#8217;s consolidated results of operations or consolidated financial position for any future date or period.</font></div><div style="margin-bottom:5pt;text-indent:18pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">The unaudited pro forma condensed combined financial data appearing below also does not consider any potential effects of changes in market conditions, certain asset dispositions, cost savings, or revenue synergies, among other factors, and, accordingly, does not attempt to predict or suggest future results. In addition, as explained in more detail in the accompanying notes, the preliminary allocation of the purchase price reflected in the following unaudited pro forma condensed combined financial data is subject to adjustment and may vary significantly from the actual purchase price allocation that will be recorded in Old National&#8217;s financial statements that reflect the completion of the mergers.</font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><font><br></font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div><font><br></font></div></div><div style="margin-bottom:5pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:120%">Accounting for the Mergers</font></div><div style="margin-bottom:5pt;text-indent:18pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">The acquisition of Bremer will be accounted for using the acquisition method of accounting. The total purchase price will be allocated to the tangible and intangible assets and liabilities acquired based on their respective fair values. The preliminary allocation of the purchase price reflected in the following unaudited pro forma condensed combined financial data is subject to adjustment. Any changes in the fair values of the net assets or total purchase price as compared with the information shown in the unaudited pro forma condensed combined financial data may change the amount of the total purchase consideration allocated to goodwill, deferred taxes, and other assets and liabilities, and may impact the combined company&#8217;s statement of income.</font></div><div style="margin-bottom:5pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:120%">Forward Sale Agreements</font></div><div style="margin-bottom:5pt;text-indent:18pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">On November 25, 2024, Old National entered into (i) an underwriting agreement (the &#8220;Underwriting Agreement&#8221;) with Citigroup Global Markets Inc., as representative for the underwriters named therein (collectively, the &#8220;Underwriters&#8221;), Citibank, N.A., acting in its capacity as the forward purchaser (the &#8220;Forward Purchaser&#8221;), and Citigroup Global Markets Inc., acting in its capacity as the forward seller (the &#8220;Forward Seller&#8221;), relating to the registered public offering and sale by the Forward Seller of 19,047,619 shares of common stock, no par value, of the Company (&#8220;Old National common stock&#8221;), and (ii) a forward sale agreement (the &#8220;Initial Forward Sale Agreement&#8221;) with the Forward Purchaser relating to 19,047,619 shares of Old National common stock. Pursuant to the Underwriting Agreement, the Underwriters were also granted a 30-day option to purchase up to an additional 2,857,143 shares of Old National common stock.</font></div><div style="margin-bottom:5pt;text-indent:18pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">On November 25, 2024, the Underwriters exercised in full their option to purchase the additional 2,857,143 shares of Old National common stock pursuant to the Underwriting Agreement and, in connection therewith, the Company entered into an additional forward sale agreement (the &#8220;Additional Forward Sale Agreement&#8221; and, together with the Initial Forward Sale Agreement, the &#8220;forward sale agreements&#8221;) with the Forward Purchaser relating to 2,857,143 shares of Old National common stock, on terms essentially similar to those contained in the Initial Forward Sale Agreement.</font></div><div style="margin-bottom:5pt;text-indent:18pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">In connection with the forward sale agreements, the Forward Purchaser or its affiliate borrowed from third parties an aggregate of 21,904,762 shares of Old National common stock. The forward sale agreements are classified as equity instruments under ASC 815-40 Contracts in Entity&#8217;s Own Equity.</font></div><div style="margin-bottom:5pt;text-indent:18pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">The Company physically settled in full the forward sale agreements on May 23, 2025 by delivering 21,904,762 shares of Old National common stock to the Forward Purchaser. The Company received net proceeds from such sale of shares of Old National common stock and full physical settlement of the forward sale agreements of approximately $443.2 million.</font></div><div style="margin-bottom:5pt;text-indent:18pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">The descriptions of the Underwriting Agreement, the Initial Forward Sale Agreement and the Additional Forward Sale Agreement set forth above do not purport to be complete and are qualified in their respective entireties by reference to the Underwriting Agreement and the Initial Forward Sale Agreement, attached as Exhibits 1.1 and 10.4, respectively, to the Company&#8217;s Current Report on Form 8-K filed on November 25, 2024, and the Additional Forward Sale Agreement, attached as Exhibit 10.1 to the Company&#8217;s Current Report on Form 8-K filed on November 26, 2024, and, in each case, incorporated herein by reference.</font></div><div style="margin-bottom:5pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:120%">Basis of Pro Forma Presentation</font></div><div style="margin-bottom:5pt;text-indent:18pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">The historical financial data of Old National and </font><font style="color:#231f20;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">Bremer</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%"> have been adjusted to give pro forma effect to the transaction accounting required for the mergers and the forward sale agreements. The adjustments in the unaudited pro forma condensed combined financial data have been identified and presented to provide relevant information necessary to evaluate the financial overview of the combined company upon closing of the mergers and full physical settlement of the forward sale agreements.</font></div><div style="margin-bottom:5pt;text-indent:18pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">The unaudited pro forma condensed combined financial data is not necessarily indicative of what the combined company&#8217;s balance sheet or statement of income would have been had the mergers been completed and the forward sale agreements been fully physically settled as of the dates indicated, nor do they purport to project the future financial position or operating results of the combined company. The unaudited pro forma condensed combined financial data is presented for illustrative purposes only and does not reflect the costs of any integration activities or cost savings or synergies that may be achieved because of the mergers. Bremer and Old National have not had any historical material relationship before the mergers. Accordingly, no pro forma adjustments were required to eliminate activities among the companies.</font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><font><br></font></div></div></div><div id="ibd89e0ae27004d649f834c3b2ea8ef38_4"></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div><font><br></font></div></div><div style="margin-top:10pt;text-align:center"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:120%">PRO FORMA CONDENSED COMBINED BALANCE SHEET</font></div><div style="margin-top:10pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.255%"><tr><td style="width:1.0%"></td><td style="width:39.829%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.944%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.549%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.345%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.549%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.745%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.549%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.745%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.549%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.846%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.549%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.101%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td colspan="33" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:700;line-height:100%">December 31, 2024</font></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="9" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:700;line-height:100%">Transaction Accounting<br>Adjustments</font></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">(dollars in thousands)</font></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:700;line-height:100%">Historical<br>ONB</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:700;line-height:100%">Historical<br>Bremer</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:700;line-height:100%">Fair<br>Value</font></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:700;line-height:100%">Other</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:700;line-height:100%">Reference</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:700;line-height:100%">Pro Forma<br>Combined</font></td></tr><tr><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:700;line-height:100%">Assets</font></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">Cash and due from banks</font></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">394,450&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">269,865&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">(314,633)</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">307,000&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:700;line-height:100%">A, B, C</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">656,682&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">Money market and other interest-earning investments</font></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">833,518&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">833,518&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">Investment securities</font></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">10,884,041&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">3,695,773&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">(384,000)</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:700;line-height:100%">D</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">14,195,814&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">Loans held for sale</font></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">34,483&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">8,387&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">42,870&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">Loans</font></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">36,285,887&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">11,764,137&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">(665,000)</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:700;line-height:100%">E</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">47,385,024&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">Allowance for credit losses</font></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">(392,522)</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">(117,819)</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">7,819&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">(80,000)</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:700;line-height:100%">F, G</font></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">(582,522)</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">Net loans</font></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">35,893,365&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">11,646,318&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">(657,181)</font></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">(80,000)</font></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">46,802,502&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">Premises and equipment, net</font></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">588,970&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">151,198&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">740,168&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">Goodwill</font></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">2,175,251&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">381,275&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:700;line-height:100%">H</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">2,556,526&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">Other intangible assets</font></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">120,847&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">619&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">498,897&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:700;line-height:100%">I</font></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">620,363&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">Company-owned life insurance</font></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">859,851&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">179,617&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">1,039,468&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">Accrued interest receivable and other assets</font></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">1,767,496&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">506,636&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">263,000&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">21,250&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:700;line-height:100%">J, K</font></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">2,558,382&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 19.75pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:700;line-height:100%">Total assets</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">53,552,272&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">16,458,413&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">(212,642)</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">248,250&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">70,046,293&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:700;line-height:100%">Liabilities and shareholders' equity</font></td><td colspan="3" style="background-color:#cceeff;border-top:3pt double #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:3pt double #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:3pt double #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:3pt double #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:3pt double #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:3pt double #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:3pt double #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:3pt double #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">Noninterest-bearing demand deposits</font></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">9,399,019&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">3,767,971&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">13,166,990&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">Interest-bearing deposits</font></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">31,424,541&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">9,447,083&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">40,871,624&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">Borrowings</font></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">5,411,537&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">1,478,933&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">18,000&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:700;line-height:100%">L</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">6,908,470&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">Accrued expenses and other liabilities</font></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">976,825&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">378,522&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">122,000&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">5,000&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:700;line-height:100%">M, N</font></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">1,482,347&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:700;line-height:100%">Total liabilities</font></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">47,211,922&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">15,072,509&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">140,000&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">5,000&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">62,429,431&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">Preferred stock</font></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">230,500&#160;</font></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">230,500&#160;</font></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">Common stock</font></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">318,980&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">113,466&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">(63,283)</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">21,905&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:700;line-height:100%">O, B</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">391,068&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">Capital surplus</font></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">4,570,865&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">983,079&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">438,095&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:700;line-height:100%">O, B</font></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">5,992,039&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">Retained earnings</font></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">1,966,048&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">1,491,470&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">(1,491,470)</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">(216,750)</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:700;line-height:100%">O, P</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">1,749,298&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">Accumulated other comprehensive income (loss), net of tax</font></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">(746,043)</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">(219,032)</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">219,032&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:700;line-height:100%">O</font></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">(746,043)</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:700;line-height:100%">Total shareholders' equity</font></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">6,340,350&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">1,385,904&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">(352,642)</font></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">243,250&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">7,616,862&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19.75pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:700;line-height:100%">Total liabilities and shareholders' equity</font></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">53,552,272&#160;</font></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">16,458,413&#160;</font></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">(212,642)</font></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">248,250&#160;</font></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">70,046,293&#160;</font></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div style="margin-bottom:10pt;margin-top:10pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">See accompanying notes to pro forma condensed combined financial statements.</font></div><div style="margin-bottom:10pt;margin-top:10pt"><font><br></font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><font><br></font></div></div></div><div id="ibd89e0ae27004d649f834c3b2ea8ef38_7"></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div><font><br></font></div></div><div style="margin-top:10pt;text-align:center"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:120%">PRO FORMA CONDENSED COMBINED STATEMENT OF INCOME</font></div><div style="margin-bottom:10pt;margin-top:10pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:39.971%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.870%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.544%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.275%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.544%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.828%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.544%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.828%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.544%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.786%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.544%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.022%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="33" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:700;line-height:100%">For the Year Ended December 31, 2024</font></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="9" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:700;line-height:100%">Transaction Accounting<br>Adjustments</font></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">(dollars and shares in thousands, except per share data)</font></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:700;line-height:100%">Historical<br>ONB</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:700;line-height:100%">Historical<br>Bremer</font></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:700;line-height:100%">Fair<br>Value</font></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:700;line-height:100%">Other</font></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:700;line-height:100%">Reference</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:700;line-height:100%">Pro Forma<br>Combined</font></td></tr><tr><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:700;line-height:100%">Interest income</font></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">Loans, including fees</font></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">2,189,954&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">657,100&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">166,250&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:700;line-height:100%">Q</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">3,013,304&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">Investment securities</font></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">365,862&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">104,721&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">76,800&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:700;line-height:100%">R</font></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">547,383&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">Other</font></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">45,835&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">14,299&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">60,134&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">Total interest income</font></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">2,601,651&#160;</font></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">776,120&#160;</font></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">243,050&#160;</font></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">3,620,821&#160;</font></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:700;line-height:100%">Interest expense</font></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">Deposits</font></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">846,262&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">287,467&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">1,133,729&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">Borrowings</font></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">224,606&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">68,615&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">(7,200)</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:700;line-height:100%">S</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">286,021&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">Total interest expense</font></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">1,070,868&#160;</font></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">356,082&#160;</font></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">(7,200)</font></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">1,419,750&#160;</font></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">Net interest income</font></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">1,530,783&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">420,038&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">250,250&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">2,201,071&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">Provision for credit losses</font></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">110,619&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">29,246&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">85,000&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:700;line-height:100%">G, N</font></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">224,865&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">Net interest income after provision<br>&#160;&#160;&#160;for credit losses</font></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">1,420,164&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">390,792&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">250,250&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">(85,000)</font></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">1,976,206&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">Wealth and investment services fees</font></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">116,791&#160;</font></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">37,389&#160;</font></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">154,180&#160;</font></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">Service charges on deposit accounts</font></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">78,175&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">18,662&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">96,837&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">Debit card and ATM fees</font></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">43,400&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">12,104&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">55,504&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">Mortgage banking revenue</font></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">26,237&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">11,803&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">38,040&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">Other income</font></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">90,094&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">53,515&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">143,609&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:700;line-height:100%">Total noninterest income</font></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">354,697&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">133,473&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">488,170&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">Salaries and employee benefits</font></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">603,095&#160;</font></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">221,048&#160;</font></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">824,143&#160;</font></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">Occupancy</font></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">110,429&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">19,031&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">129,460&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">Equipment</font></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">36,588&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">27,034&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">63,622&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">Technology</font></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">88,797&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">19,390&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">108,187&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">Professional fees</font></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">35,291&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">27,609&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">62,900&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">Amortization of intangibles</font></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">27,528&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">116&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">90,124&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:700;line-height:100%">T</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">117,768&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">Merger-related costs</font></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">194,000&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:700;line-height:100%">C</font></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">194,000&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">Other expense</font></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">192,695&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">184,175&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">(112,686)</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:700;line-height:100%">U</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">264,184&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:700;line-height:100%">Total noninterest expense</font></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">1,094,423&#160;</font></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">498,403&#160;</font></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">90,124&#160;</font></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">81,314&#160;</font></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">1,764,264&#160;</font></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">Income before income taxes</font></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">680,438&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">25,862&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">160,126&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">(166,314)</font></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">700,112&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">Income tax expense</font></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">141,250&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">4,596&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">40,031&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">(41,579)</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:700;line-height:100%">V</font></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">144,299&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">Net income</font></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">539,188&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">21,266&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">120,094&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">(124,736)</font></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">555,813&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">Preferred dividends</font></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">(16,135)</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">(16,135)</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">Net income applicable to common<br>&#160;&#160;&#160;shareholders</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">523,053&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">21,266&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">120,094&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">(124,736)</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">539,678&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr style="height:12pt"><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:3pt double #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:3pt double #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:3pt double #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:3pt double #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:3pt double #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:3pt double #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:3pt double #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:3pt double #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:3pt double #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:700;line-height:100%">Net income per common share</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">Basic</font></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">1.69&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">1.77&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">1.41&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">Diluted</font></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">1.68&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">1.77&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">1.41&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:700;line-height:100%">Average common shares outstanding</font></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">Basic</font></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">309,499&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">12,000&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">38,183&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">21,905&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:700;line-height:100%">W, B</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">381,587&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">Diluted</font></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">311,001&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">12,000&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">38,183&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">21,905&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:700;line-height:100%">W, B</font></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:100%">383,089&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div style="margin-bottom:10pt;margin-top:10pt;padding-left:22.5pt;text-indent:-22.5pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">See accompanying notes to pro forma condensed combined financial statements.</font></div><div id="ibd89e0ae27004d649f834c3b2ea8ef38_13"></div><div style="text-align:center"><font><br></font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><font><br></font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div><font><br></font></div></div><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:120%">NOTES TO UNAUDITED PRO FORMA CONDENSED COMBINED FINANCIAL STATEMENTS</font></div><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:120%">(Dollars in thousands, except per share data)</font></div><div style="text-align:center"><font><br></font></div><div><font style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:120%">Note 1 - Basis of Presentation</font></div><div><font><br></font></div><div style="text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:107%">The pro forma condensed combined financial information and explanatory notes have been prepared to illustrate the effects of the mergers under the acquisition method of accounting with Old National as the acquirer. The pro forma condensed combined financial information is presented for illustrative purposes only and does not necessarily indicate the financial condition or results of operations of the combined company had the companies been combined and had the forward sale agreements been physically settled at the beginning of each period presented, nor does it necessarily indicate the results of operations in future periods or the future financial position of the combined company. Under the acquisition method of accounting, the assets and liabilities of Bremer, as of the effective date of the mergers, will be recorded by Old National in most cases at their respective fair values and the excess of the merger consideration over the fair value of Bremer&#8217;s net assets will be allocated to goodwill.</font></div><div style="text-indent:36pt"><font><br></font></div><div style="text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:112%">In connection with the mergers, each share of Bremer common stock issued and outstanding immediately prior to the effective time, other than shares of restricted Bremer common stock and certain shares held by Old National or Bremer, was converted into the right to receive 4.182 shares of Old National common stock and cash in lieu of fractional shares and $26.22 in cash, with the transaction valued at approximately $1.3 billion based on the closing price of Old National common stock of $20.59 as of April 30, 2025 on the NASDAQ Stock Exchange.</font></div><div style="text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:107%"> </font></div><div style="text-indent:36pt"><font style="background-color:#ffffff;color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:107%">The pro forma allocation of the purchase price reflected in the pro forma condensed combined financial information is subject to adjustment. Adjustments may include, but are not limited to, changes in the underlying values of assets and liabilities if market and credit conditions differ from current assumptions</font><font style="background-color:#ffffff;color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:107%">.</font></div><div id="ibd89e0ae27004d649f834c3b2ea8ef38_16"></div><div style="margin-bottom:10pt;margin-top:10pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:120%">Note 2 - Preliminary Purchase Price Allocation</font></div><div style="margin-top:10pt;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">The following table sets forth a preliminary allocation of the total purchase price to the fair value of Bremer&#8217;s assets and liabilities as of Bremer&#8217;s audited consolidated balance sheet as of December 31, 2024, with the excess recorded as goodwill (in thousands).</font></div><div style="margin-bottom:1pt;margin-top:10pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:82.977%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.823%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:9pt;font-weight:700;line-height:100%">Assets</font></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:9pt;font-weight:400;line-height:100%">Cash and due from banks</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">1</font></div></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:9pt;font-weight:400;line-height:100%">(44,768)</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:9pt;font-weight:400;line-height:100%">Money market and other interest-earning investments</font></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:9pt;font-weight:400;line-height:100%">Investment securities</font></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:9pt;font-weight:400;line-height:100%">3,311,773&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:9pt;font-weight:400;line-height:100%">Loans held for sale</font></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:9pt;font-weight:400;line-height:100%">8,387&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:9pt;font-weight:400;line-height:100%">Loans, net of allowance for credit losses</font></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:9pt;font-weight:400;line-height:100%">10,989,137&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:9pt;font-weight:400;line-height:100%">Premises and equipment</font></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:9pt;font-weight:400;line-height:100%">151,198&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:9pt;font-weight:400;line-height:100%">Other intangible assets</font></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:9pt;font-weight:400;line-height:100%">499,516&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:9pt;font-weight:400;line-height:100%">Company-owned life insurance</font></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:9pt;font-weight:400;line-height:100%">179,617&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:9pt;font-weight:400;line-height:100%">Accrued interest receivable and other assets</font></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:9pt;font-weight:400;line-height:100%">769,636&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19.75pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:9pt;font-weight:400;line-height:100%">Total assets acquired</font></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:9pt;font-weight:400;line-height:100%">15,864,496&#160;</font></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:9pt;font-weight:700;line-height:100%">Liabilities and shareholders' equity</font></td><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:9pt;font-weight:400;line-height:100%">Noninterest-bearing demand deposits</font></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:9pt;font-weight:400;line-height:100%">3,767,971&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:9pt;font-weight:400;line-height:100%">Interest-bearing deposits</font></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:9pt;font-weight:400;line-height:100%">9,447,083&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:9pt;font-weight:400;line-height:100%">Total borrowings</font></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:9pt;font-weight:400;line-height:100%">1,496,933&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:9pt;font-weight:400;line-height:100%">Other liabilities</font></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:9pt;font-weight:400;line-height:100%">500,522&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:9pt;font-weight:400;line-height:100%">Total liabilities</font></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:9pt;font-weight:400;line-height:100%">15,212,509&#160;</font></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:9pt;font-weight:400;line-height:100%">Net assets acquired</font></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:9pt;font-weight:400;line-height:100%">651,987&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:9pt;font-weight:400;line-height:100%">Preliminary goodwill</font></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:9pt;font-weight:400;line-height:100%">381,275&#160;</font></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div style="margin-bottom:10pt;padding-left:18pt;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:9pt;font-weight:400;line-height:120%">(1)&#160;&#160;&#160;&#160;Reflects the impact of the $314.6 million cash portion of consideration paid in accordance with the Merger Agreement.</font></div><div style="margin-bottom:10pt;margin-top:10pt"><font><br></font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><font><br></font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div><font><br></font></div></div><div style="margin-bottom:10pt;margin-top:10pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:120%">Note 3 - Pro Forma Adjustments</font></div><div><font style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:107%">A)&#160;&#160;&#160;&#160;Represents the $314.6 million</font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:12pt;font-weight:400;line-height:107%"> </font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:107%">cash portion of the consideration paid in accordance with the Merger Agreement.</font></div><div><font><br></font></div><div style="padding-left:36pt;text-indent:-36pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:107%">B)&#160;&#160;&#160;&#160;Represents the receipt of $460.0 million from the forward purchaser and the issuance of 21,904,762 shares, in accordance with the terms of the forward sale agreements and assuming such shares are issued at the forward sale price of $21.00 per share (before underwriting discounts and commissions) and that the forward sale agreements have been fully physically settled.</font></div><div style="padding-left:36pt;text-indent:-36pt"><font><br></font></div><div style="padding-left:36pt;text-indent:-36pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:107%">C)&#160;&#160;&#160;&#160;Represents pre-tax nonrecurring merger-related costs of $194.0 million (net of tax $153.0 million) expected to be incurred as a result of the mergers and forward sale agreements and assuming such costs are incurred after closing of the mergers.</font></div><div style="padding-left:36pt;text-indent:-36pt"><font><br></font></div><div style="padding-left:36pt;text-indent:-36pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:107%">D)&#160;&#160;&#160;&#160;Adjustments to reflect preliminary estimate of Bremer&#8217;s securities portfolio fair value based on estimates of expected cash flows and current interest rates.</font></div><div><font><br></font></div><div style="padding-left:36pt;text-indent:-36pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:107%">E)&#160;&#160;&#160;&#160;Adjustments to loans based on preliminary valuation include the following (i) adjustments for credit deterioration in the acquired loan portfolio, (ii) an interest rate mark based on current market interest rates and spreads, and (iii) a gross up of PCD loans, each as reflected in the following table&#58;</font></div><div style="margin-bottom:10pt;margin-top:10pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:82.977%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.823%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:9pt;font-weight:700;line-height:100%">Adjustments to loans </font></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:9pt;font-weight:400;line-height:100%">To record fair value related to the interest rate component of the loan portfolio</font></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:9pt;font-weight:400;line-height:100%">(585,000)</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:9pt;font-weight:400;line-height:100%">To record fair value related to the credit component of the loan portfolio</font></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:9pt;font-weight:400;line-height:100%">(190,000)</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:9pt;font-weight:400;line-height:100%">To record the purchased credit deteriorated loan CECL gross-up</font></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:9pt;font-weight:400;line-height:100%">110,000&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:9pt;font-weight:400;line-height:100%">Total adjustment to loans</font></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:9pt;font-weight:400;line-height:100%">(665,000)</font></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div style="padding-left:36pt;text-indent:-36pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:107%">F)&#160;&#160;&#160;&#160;Adjustments to allowance for credit losses that consist of  (i) an adjustment to reverse Bremer&#8217;s existing allowance for credit losses, (ii) the credit mark on purchased credit deteriorated loans, and (iii) an additional allowance for non-PCD loans under CECL which will be recognized through the income statement of the combined company following the closing of the mergers, each as reflected in the following table&#58;</font></div><div><font><br></font></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:82.977%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.823%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:9pt;font-weight:700;line-height:100%">Adjustments to allowance for credit losses on loans</font></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:9pt;font-weight:400;line-height:100%">To eliminate Bremer's allowance for credit losses at closing</font></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:9pt;font-weight:400;line-height:100%">117,819&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:9pt;font-weight:400;line-height:100%">Increase in the allowance for credit losses for gross-up for estimate of<br>&#160;&#160;&#160;lifetime credit losses for purchased credit deteriorated (&#34;PCD&#34;) loans</font></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:9pt;font-weight:400;line-height:100%">(110,000)</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:9pt;font-weight:400;line-height:100%">Total fair value adjustments to allowance for credit losses</font></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:9pt;font-weight:400;line-height:100%">7,819&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:9pt;font-weight:400;line-height:100%">Provision for estimated lifetime credit losses for non-PCD loans</font></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:9pt;font-weight:400;line-height:100%">(80,000)</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:9pt;font-weight:400;line-height:100%">Total transaction accounting adjustments to allowance for credit losses</font></td><td style="border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:9pt;font-weight:400;line-height:100%">(72,181)</font></td><td style="border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div><font><br></font></div><div style="padding-left:36pt;text-indent:-36pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:107%">G)&#160;&#160;&#160;&#160;Provision for estimated lifetime credit losses for non-PCD loans of $80,000 to be recorded immediately following consummation of the mergers.</font></div><div><font><br></font></div><div style="padding-left:36pt;text-indent:-36pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:107%">H)&#160;&#160;&#160;&#160;Adjustments to record estimated goodwill associated with the mergers of $381,275. Bremer did not have any historical goodwill immediately prior to the mergers.</font></div><div><font><br></font></div><div style="padding-left:36pt;text-indent:-36pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:107%">I)&#160;&#160;&#160;&#160;Adjustments to eliminate Bremer&#8217;s historical intangible assets of $619 and to record estimated core deposit and customer relationship intangibles associated with the mergers of $499,516.</font></div><div><font><br></font></div><div style="padding-left:36pt;text-indent:-36pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:107%">J)&#160;&#160;&#160;&#160;Adjustments to deferred tax assets to reflect the effects of acquisition accounting adjustments. An estimated blended federal and state statutory tax rate of 25% was used.</font></div><div><font><br></font></div><div style="padding-left:36pt;text-indent:-36pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:107%">K)&#160;&#160;&#160;&#160;Adjustments to deferred tax assets to record the income tax effect of the $80,000 provision for credit losses for non-PCD loans and $5,000 provision for credit losses on unfunded loan commitments. An estimated blended federal and state statutory tax rate of 25% was used.</font></div><div><font><br></font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><font><br></font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div><font><br></font></div></div><div style="padding-left:36pt;text-indent:-36pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:107%">L)&#160;&#160;&#160;&#160;Adjustments to reflect preliminary estimate of fair value of Bremer&#8217;s Federal Home Loan Bank advances, subordinated debt and junior subordinated debentures based on current market rates and spreads for similar instruments.</font></div><div><font><br></font></div><div style="padding-left:36pt;text-indent:-36pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:107%">M)&#160;&#160;&#160;&#160;Adjustments to deferred tax liabilities of $125,000 to reflect the effects of acquisition accounting adjustments and to eliminate Bremer&#8217;s existing allowance for credit losses on unfunded commitments of $3,000. An estimated blended federal and state statutory tax rate of 25% was used.</font></div><div><font><br></font></div><div style="padding-left:36pt;text-indent:-36pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:107%">N)&#160;&#160;&#160;&#160;Provision for estimated lifetime credit losses for non-PCD unfunded loan commitments of $5,000 to be recorded immediately following consummation of the mergers.</font></div><div><font><br></font></div><div style="padding-left:36pt;text-indent:-36pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:107%">O)&#160;&#160;&#160;&#160;Adjustments to eliminate Bremer&#8217;s historical common equity and to record the issuance of Old National common stock to holders of Bremer common stock. At the effective date of the mergers, these shares were valued at approximately $1,033,262, with estimated values of $50,183 to common stock and $983,079 to capital surplus.</font></div><div><font><br></font></div><div style="padding-left:36pt;text-indent:-36pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:107%">P)&#160;&#160;&#160;&#160;Adjustments to retained earnings to reflect the after-tax effect of the provision for credit losses for non-PCD loans and unfunded commitments of $63,750 and nonrecurring merger-related costs expected to be incurred as a result of the mergers of $153,000.</font></div><div><font><br></font></div><div style="padding-left:36pt;text-indent:-36pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:107%">Q)&#160;&#160;&#160;&#160;Net adjustments to interest income to record estimated accretion of discounts on loans associated with the mergers. The discount is expected to be accreted over seven years using the sum-of-years digits method.</font></div><div><font><br></font></div><div style="padding-left:36pt;text-indent:-36pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:107%">R)&#160;&#160;&#160;&#160;Net adjustments to interest income to record estimated accretion of discounts on investment securities associated with the mergers. The discount is expected to be accreted over five years using the straight-line method.</font></div><div><font><br></font></div><div style="padding-left:36pt;text-indent:-36pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:107%">S)&#160;&#160;&#160;&#160;Adjustments to interest expense to record amortization of net premiums on acquired borrowings associated with the mergers. The premium is expected to be amortized over two and a half years using the straight-line method.</font></div><div style="padding-left:36pt;text-indent:-36pt"><font><br></font></div><div style="padding-left:36pt;text-indent:-36pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:107%">T)&#160;&#160;&#160;&#160;Net adjustments to intangible amortization expense to eliminate Bremer&#8217;s historical intangible amortization expense and to record estimated amortization associated with the mergers. The discounts on the core deposit intangible and the customer relationship intangible are expected to be amortized over 10 and 13 years, respectively, using the sum-of-years digits method.</font></div><div><font><br></font></div><div style="padding-left:36pt;text-indent:-36pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:107%">U)&#160;&#160;&#160;&#160;Adjustment to other expense as a result of the $112,686 goodwill impairment recognized by Bremer which is not expected to repeat.</font></div><div style="padding-left:36pt;text-indent:-36pt"><font><br></font></div><div style="padding-left:36pt;text-indent:-36pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:107%">V)&#160;&#160;&#160;&#160;Adjustment to income tax expense as a result of the transaction accounting adjustments. An estimated blended federal and state statutory tax rate of 25% was used.</font></div><div><font><br></font></div><div style="padding-left:36pt;text-indent:-36pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:107%">W)&#160;&#160;&#160;&#160;Adjustments to weighted-average common shares outstanding to eliminate weighted-average shares of Bremer common stock outstanding and to record shares of Old National common stock outstanding using the exchange ratio of 4.182 per the Merger Agreement.</font></div><div style="padding-left:36pt;text-indent:-36pt"><font><br></font></div><div style="padding-left:36pt;text-indent:-36pt"><font><br></font></div><div style="padding-left:36pt;text-indent:-36pt"><font><br></font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><font><br></font></div></div></div></body></html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.SCH
<SEQUENCE>5
<FILENAME>onb-20250501.xsd
<DESCRIPTION>XBRL TAXONOMY EXTENSION SCHEMA DOCUMENT
<TEXT>
<XBRL>
<?xml version="1.0" encoding="UTF-8"?>

<!--XBRL Document Created with the Workiva Platform-->
<!--Copyright 2025 Workiva-->
<!--r:8ab1dc01-a166-46c5-9537-c749d5c7f51e,g:ad3ecf8c-2c2e-417e-a8cc-3f1edd6777fd-->
<xs:schema xmlns:xs="http://www.w3.org/2001/XMLSchema" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:onb="http://www.oldnational.com/20250501" attributeFormDefault="unqualified" elementFormDefault="qualified" targetNamespace="http://www.oldnational.com/20250501">
  <xs:import namespace="http://fasb.org/us-gaap/2024" schemaLocation="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd"/>
  <xs:import namespace="http://www.xbrl.org/2003/instance" schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd"/>
  <xs:import namespace="http://www.xbrl.org/2003/linkbase" schemaLocation="http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd"/>
  <xs:import namespace="http://xbrl.sec.gov/dei/2024" schemaLocation="https://xbrl.sec.gov/dei/2024/dei-2024.xsd"/>
  <xs:annotation>
    <xs:appinfo>
      <link:linkbaseRef xmlns:xlink="http://www.w3.org/1999/xlink" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="onb-20250501_pre.xml" xlink:role="http://www.xbrl.org/2003/role/presentationLinkbaseRef" xlink:type="simple"/>
      <link:linkbaseRef xmlns:xlink="http://www.w3.org/1999/xlink" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="onb-20250501_def.xml" xlink:role="http://www.xbrl.org/2003/role/definitionLinkbaseRef" xlink:type="simple"/>
      <link:linkbaseRef xmlns:xlink="http://www.w3.org/1999/xlink" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="onb-20250501_lab.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:type="simple"/>
      <link:roleType id="Cover" roleURI="http://www.oldnational.com/role/Cover">
        <link:definition>0000001 - Document - Cover</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
    </xs:appinfo>
  </xs:annotation>
</xs:schema>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.DEF
<SEQUENCE>6
<FILENAME>onb-20250501_def.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION DEFINITION LINKBASE DOCUMENT
<TEXT>
<XBRL>
<?xml version="1.0" encoding="UTF-8"?>

<!--XBRL Document Created with the Workiva Platform-->
<!--Copyright 2025 Workiva-->
<!--r:8ab1dc01-a166-46c5-9537-c749d5c7f51e,g:ad3ecf8c-2c2e-417e-a8cc-3f1edd6777fd-->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/all" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#all"/>
  <link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#hypercube-dimension"/>
  <link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#dimension-default"/>
  <link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#dimension-domain"/>
  <link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/domain-member" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#domain-member"/>
  <link:roleRef roleURI="http://www.oldnational.com/role/Cover" xlink:type="simple" xlink:href="onb-20250501.xsd#Cover"/>
  <link:definitionLink xlink:role="http://www.oldnational.com/role/Cover" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentInformationLineItems_b5498563-f265-46d0-9a76-6b46905f4c1c" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_DocumentInformationLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentInformationTable_1c7ab132-a526-47ef-9b25-44531d28850e" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_DocumentInformationTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_dei_DocumentInformationLineItems_b5498563-f265-46d0-9a76-6b46905f4c1c" xlink:to="loc_dei_DocumentInformationTable_1c7ab132-a526-47ef-9b25-44531d28850e" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementClassOfStockAxis_de020fce-b380-4181-8561-f160d650886e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_StatementClassOfStockAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_dei_DocumentInformationTable_1c7ab132-a526-47ef-9b25-44531d28850e" xlink:to="loc_us-gaap_StatementClassOfStockAxis_de020fce-b380-4181-8561-f160d650886e" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfStockDomain_de020fce-b380-4181-8561-f160d650886e_default" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ClassOfStockDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_StatementClassOfStockAxis_de020fce-b380-4181-8561-f160d650886e" xlink:to="loc_us-gaap_ClassOfStockDomain_de020fce-b380-4181-8561-f160d650886e_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfStockDomain_dcd53fa2-2c91-4c1d-b2e7-f7cdf0834d48" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ClassOfStockDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_StatementClassOfStockAxis_de020fce-b380-4181-8561-f160d650886e" xlink:to="loc_us-gaap_ClassOfStockDomain_dcd53fa2-2c91-4c1d-b2e7-f7cdf0834d48" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockMember_444d8590-9f51-4238-87c9-9f62d3d045aa" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CommonStockMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassOfStockDomain_dcd53fa2-2c91-4c1d-b2e7-f7cdf0834d48" xlink:to="loc_us-gaap_CommonStockMember_444d8590-9f51-4238-87c9-9f62d3d045aa" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SeriesAPreferredStockMember_fa5ad964-55f1-4a30-b00c-d659e275fd5e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SeriesAPreferredStockMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassOfStockDomain_dcd53fa2-2c91-4c1d-b2e7-f7cdf0834d48" xlink:to="loc_us-gaap_SeriesAPreferredStockMember_fa5ad964-55f1-4a30-b00c-d659e275fd5e" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SeriesCPreferredStockMember_c3dfd17c-e08b-4d8f-aee2-0b63867efd83" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SeriesCPreferredStockMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassOfStockDomain_dcd53fa2-2c91-4c1d-b2e7-f7cdf0834d48" xlink:to="loc_us-gaap_SeriesCPreferredStockMember_c3dfd17c-e08b-4d8f-aee2-0b63867efd83" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_Security12bTitle_bccf5008-d9bf-424c-879b-d8fd2b147777" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_Security12bTitle"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_b5498563-f265-46d0-9a76-6b46905f4c1c" xlink:to="loc_dei_Security12bTitle_bccf5008-d9bf-424c-879b-d8fd2b147777" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_SecurityExchangeName_9ec430f4-7739-463e-a9a4-ec4c60369208" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_SecurityExchangeName"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_b5498563-f265-46d0-9a76-6b46905f4c1c" xlink:to="loc_dei_SecurityExchangeName_9ec430f4-7739-463e-a9a4-ec4c60369208" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_TradingSymbol_a28ea955-a62a-457a-ad0c-ab7c1783e2d1" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_TradingSymbol"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_b5498563-f265-46d0-9a76-6b46905f4c1c" xlink:to="loc_dei_TradingSymbol_a28ea955-a62a-457a-ad0c-ab7c1783e2d1" xlink:type="arc" order="2"/>
  </link:definitionLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.LAB
<SEQUENCE>7
<FILENAME>onb-20250501_lab.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION LABEL LINKBASE DOCUMENT
<TEXT>
<XBRL>
<?xml version="1.0" encoding="UTF-8"?>

<!--XBRL Document Created with the Workiva Platform-->
<!--Copyright 2025 Workiva-->
<!--r:8ab1dc01-a166-46c5-9537-c749d5c7f51e,g:ad3ecf8c-2c2e-417e-a8cc-3f1edd6777fd-->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedPeriodStartLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodStartLabel"/>
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/netLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/net-2009-12-16.xsd#netLabel"/>
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedNetLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedNetLabel"/>
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTerseLabel"/>
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedPeriodEndLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodEndLabel"/>
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedLabel"/>
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTotalLabel"/>
  <link:labelLink xlink:role="http://www.xbrl.org/2003/role/link" xlink:type="extended">
    <link:label id="lab_us-gaap_ClassOfStockDomain_28f07a02-7c78-4630-8886-819f7070205c_terseLabel_en-US" xlink:label="lab_us-gaap_ClassOfStockDomain" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Class of Stock [Domain]</link:label>
    <link:label id="lab_us-gaap_ClassOfStockDomain_label_en-US" xlink:label="lab_us-gaap_ClassOfStockDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Class of Stock [Domain]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfStockDomain" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ClassOfStockDomain"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ClassOfStockDomain" xlink:to="lab_us-gaap_ClassOfStockDomain" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityIncorporationStateCountryCode_67da54d5-f5c9-43c7-88ec-9be4fdd88562_terseLabel_en-US" xlink:label="lab_dei_EntityIncorporationStateCountryCode" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Incorporation, State or Country Code</link:label>
    <link:label id="lab_dei_EntityIncorporationStateCountryCode_label_en-US" xlink:label="lab_dei_EntityIncorporationStateCountryCode" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Incorporation, State or Country Code</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityIncorporationStateCountryCode" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityIncorporationStateCountryCode"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityIncorporationStateCountryCode" xlink:to="lab_dei_EntityIncorporationStateCountryCode" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_SeriesAPreferredStockMember_ce3e14b3-c090-441f-9da3-99d2ee570195_terseLabel_en-US" xlink:label="lab_us-gaap_SeriesAPreferredStockMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Series A Preferred Stock</link:label>
    <link:label id="lab_us-gaap_SeriesAPreferredStockMember_label_en-US" xlink:label="lab_us-gaap_SeriesAPreferredStockMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Series A Preferred Stock [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SeriesAPreferredStockMember" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SeriesAPreferredStockMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SeriesAPreferredStockMember" xlink:to="lab_us-gaap_SeriesAPreferredStockMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_StatementClassOfStockAxis_ca681642-c247-4b11-a7db-0c0be66da64b_terseLabel_en-US" xlink:label="lab_us-gaap_StatementClassOfStockAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Class of Stock [Axis]</link:label>
    <link:label id="lab_us-gaap_StatementClassOfStockAxis_label_en-US" xlink:label="lab_us-gaap_StatementClassOfStockAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Class of Stock [Axis]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementClassOfStockAxis" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_StatementClassOfStockAxis"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StatementClassOfStockAxis" xlink:to="lab_us-gaap_StatementClassOfStockAxis" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_SecurityExchangeName_68db6260-418e-443f-af77-168c2023bbff_terseLabel_en-US" xlink:label="lab_dei_SecurityExchangeName" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Security Exchange Name</link:label>
    <link:label id="lab_dei_SecurityExchangeName_label_en-US" xlink:label="lab_dei_SecurityExchangeName" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Security Exchange Name</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_SecurityExchangeName" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_SecurityExchangeName"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_SecurityExchangeName" xlink:to="lab_dei_SecurityExchangeName" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityAddressCityOrTown_41ec41ea-c074-4599-9b58-146dac2b1761_terseLabel_en-US" xlink:label="lab_dei_EntityAddressCityOrTown" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Address, City or Town</link:label>
    <link:label id="lab_dei_EntityAddressCityOrTown_label_en-US" xlink:label="lab_dei_EntityAddressCityOrTown" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Address, City or Town</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressCityOrTown" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressCityOrTown"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityAddressCityOrTown" xlink:to="lab_dei_EntityAddressCityOrTown" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_SolicitingMaterial_1a163c45-d290-45d6-8db5-c291eb1ccdb5_terseLabel_en-US" xlink:label="lab_dei_SolicitingMaterial" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Soliciting Material</link:label>
    <link:label id="lab_dei_SolicitingMaterial_label_en-US" xlink:label="lab_dei_SolicitingMaterial" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Soliciting Material</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_SolicitingMaterial" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_SolicitingMaterial"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_SolicitingMaterial" xlink:to="lab_dei_SolicitingMaterial" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_CoverAbstract_label_en-US" xlink:label="lab_dei_CoverAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Cover [Abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_CoverAbstract" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_CoverAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_CoverAbstract" xlink:to="lab_dei_CoverAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_CommonStockMember_cdc08e96-89b2-4097-8c3b-a0bced55c03b_terseLabel_en-US" xlink:label="lab_us-gaap_CommonStockMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Common Stock</link:label>
    <link:label id="lab_us-gaap_CommonStockMember_label_en-US" xlink:label="lab_us-gaap_CommonStockMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Common Stock [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockMember" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CommonStockMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CommonStockMember" xlink:to="lab_us-gaap_CommonStockMember" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_CityAreaCode_61bcde82-bff4-45f4-aaf0-ffc25ba560ac_terseLabel_en-US" xlink:label="lab_dei_CityAreaCode" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">City Area Code</link:label>
    <link:label id="lab_dei_CityAreaCode_label_en-US" xlink:label="lab_dei_CityAreaCode" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">City Area Code</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_CityAreaCode" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_CityAreaCode"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_CityAreaCode" xlink:to="lab_dei_CityAreaCode" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_AmendmentFlag_2317c729-d14a-4720-b9e6-c1fbf794212a_terseLabel_en-US" xlink:label="lab_dei_AmendmentFlag" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Amendment Flag</link:label>
    <link:label id="lab_dei_AmendmentFlag_label_en-US" xlink:label="lab_dei_AmendmentFlag" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Amendment Flag</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_AmendmentFlag" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_AmendmentFlag"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_AmendmentFlag" xlink:to="lab_dei_AmendmentFlag" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityTaxIdentificationNumber_8136e52e-d0cb-48f8-a0e7-848fa203b67a_terseLabel_en-US" xlink:label="lab_dei_EntityTaxIdentificationNumber" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Tax Identification Number</link:label>
    <link:label id="lab_dei_EntityTaxIdentificationNumber_label_en-US" xlink:label="lab_dei_EntityTaxIdentificationNumber" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Tax Identification Number</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityTaxIdentificationNumber" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityTaxIdentificationNumber"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityTaxIdentificationNumber" xlink:to="lab_dei_EntityTaxIdentificationNumber" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_TradingSymbol_63256e68-3bcf-42e5-8c9b-596c8252bcc4_terseLabel_en-US" xlink:label="lab_dei_TradingSymbol" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Trading Symbol</link:label>
    <link:label id="lab_dei_TradingSymbol_label_en-US" xlink:label="lab_dei_TradingSymbol" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Trading Symbol</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_TradingSymbol" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_TradingSymbol"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_TradingSymbol" xlink:to="lab_dei_TradingSymbol" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityRegistrantName_4f46bb16-5f36-4a8a-bfe5-f72bf9058721_terseLabel_en-US" xlink:label="lab_dei_EntityRegistrantName" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Registrant Name</link:label>
    <link:label id="lab_dei_EntityRegistrantName_label_en-US" xlink:label="lab_dei_EntityRegistrantName" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Registrant Name</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityRegistrantName" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityRegistrantName"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityRegistrantName" xlink:to="lab_dei_EntityRegistrantName" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_PreCommencementTenderOffer_5e93ef35-5d43-4378-9276-152881218198_terseLabel_en-US" xlink:label="lab_dei_PreCommencementTenderOffer" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Pre-commencement Tender Offer</link:label>
    <link:label id="lab_dei_PreCommencementTenderOffer_label_en-US" xlink:label="lab_dei_PreCommencementTenderOffer" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Pre-commencement Tender Offer</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_PreCommencementTenderOffer" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_PreCommencementTenderOffer"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_PreCommencementTenderOffer" xlink:to="lab_dei_PreCommencementTenderOffer" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityEmergingGrowthCompany_197c1fef-a850-4adb-a574-32b42d05fdb8_terseLabel_en-US" xlink:label="lab_dei_EntityEmergingGrowthCompany" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Emerging Growth Company</link:label>
    <link:label id="lab_dei_EntityEmergingGrowthCompany_label_en-US" xlink:label="lab_dei_EntityEmergingGrowthCompany" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Emerging Growth Company</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityEmergingGrowthCompany" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityEmergingGrowthCompany"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityEmergingGrowthCompany" xlink:to="lab_dei_EntityEmergingGrowthCompany" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityCentralIndexKey_c2f8da7f-7a9f-45ee-a817-8e77e74380e1_terseLabel_en-US" xlink:label="lab_dei_EntityCentralIndexKey" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Central Index Key</link:label>
    <link:label id="lab_dei_EntityCentralIndexKey_label_en-US" xlink:label="lab_dei_EntityCentralIndexKey" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Central Index Key</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityCentralIndexKey" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityCentralIndexKey"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityCentralIndexKey" xlink:to="lab_dei_EntityCentralIndexKey" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityFileNumber_4dbc5093-7e24-476a-889f-dac45cccaee6_terseLabel_en-US" xlink:label="lab_dei_EntityFileNumber" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity File Number</link:label>
    <link:label id="lab_dei_EntityFileNumber_label_en-US" xlink:label="lab_dei_EntityFileNumber" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity File Number</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityFileNumber" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityFileNumber"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityFileNumber" xlink:to="lab_dei_EntityFileNumber" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityAddressStateOrProvince_193ed692-3d06-4138-9913-0d9857c06415_terseLabel_en-US" xlink:label="lab_dei_EntityAddressStateOrProvince" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Address, State or Province</link:label>
    <link:label id="lab_dei_EntityAddressStateOrProvince_label_en-US" xlink:label="lab_dei_EntityAddressStateOrProvince" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Address, State or Province</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressStateOrProvince" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressStateOrProvince"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityAddressStateOrProvince" xlink:to="lab_dei_EntityAddressStateOrProvince" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_PreCommencementIssuerTenderOffer_0ff0de6f-2f9c-4d70-9e21-813b8a76f157_terseLabel_en-US" xlink:label="lab_dei_PreCommencementIssuerTenderOffer" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Pre-commencement Issuer Tender Offer</link:label>
    <link:label id="lab_dei_PreCommencementIssuerTenderOffer_label_en-US" xlink:label="lab_dei_PreCommencementIssuerTenderOffer" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Pre-commencement Issuer Tender Offer</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_PreCommencementIssuerTenderOffer" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_PreCommencementIssuerTenderOffer"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_PreCommencementIssuerTenderOffer" xlink:to="lab_dei_PreCommencementIssuerTenderOffer" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_DocumentInformationLineItems_724e2c30-8434-48ed-9903-f3cdaacafa5c_terseLabel_en-US" xlink:label="lab_dei_DocumentInformationLineItems" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Document Information [Line Items]</link:label>
    <link:label id="lab_dei_DocumentInformationLineItems_label_en-US" xlink:label="lab_dei_DocumentInformationLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Document Information [Line Items]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentInformationLineItems" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_DocumentInformationLineItems"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentInformationLineItems" xlink:to="lab_dei_DocumentInformationLineItems" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_DocumentInformationTable_c5da86d0-c755-4380-8f5a-c7055ee0bfb1_terseLabel_en-US" xlink:label="lab_dei_DocumentInformationTable" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Document Information [Table]</link:label>
    <link:label id="lab_dei_DocumentInformationTable_label_en-US" xlink:label="lab_dei_DocumentInformationTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Document Information [Table]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentInformationTable" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_DocumentInformationTable"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentInformationTable" xlink:to="lab_dei_DocumentInformationTable" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityAddressAddressLine1_10240b7d-5ce3-4dfc-82fb-9e8dad222d40_terseLabel_en-US" xlink:label="lab_dei_EntityAddressAddressLine1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Address, Address Line One</link:label>
    <link:label id="lab_dei_EntityAddressAddressLine1_label_en-US" xlink:label="lab_dei_EntityAddressAddressLine1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Address, Address Line One</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressAddressLine1" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressAddressLine1"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityAddressAddressLine1" xlink:to="lab_dei_EntityAddressAddressLine1" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityAddressPostalZipCode_94ca8570-9de1-4e35-953c-a12698a16a14_terseLabel_en-US" xlink:label="lab_dei_EntityAddressPostalZipCode" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Address, Postal Zip Code</link:label>
    <link:label id="lab_dei_EntityAddressPostalZipCode_label_en-US" xlink:label="lab_dei_EntityAddressPostalZipCode" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Address, Postal Zip Code</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressPostalZipCode" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressPostalZipCode"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityAddressPostalZipCode" xlink:to="lab_dei_EntityAddressPostalZipCode" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_WrittenCommunications_d86d3576-8df9-4ab8-b2f6-4e8350f989f1_terseLabel_en-US" xlink:label="lab_dei_WrittenCommunications" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Written Communications</link:label>
    <link:label id="lab_dei_WrittenCommunications_label_en-US" xlink:label="lab_dei_WrittenCommunications" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Written Communications</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_WrittenCommunications" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_WrittenCommunications"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_WrittenCommunications" xlink:to="lab_dei_WrittenCommunications" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_LocalPhoneNumber_962beadd-8e54-4717-8dd2-6fae83b579a9_terseLabel_en-US" xlink:label="lab_dei_LocalPhoneNumber" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Local Phone Number</link:label>
    <link:label id="lab_dei_LocalPhoneNumber_label_en-US" xlink:label="lab_dei_LocalPhoneNumber" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Local Phone Number</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_LocalPhoneNumber" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_LocalPhoneNumber"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_LocalPhoneNumber" xlink:to="lab_dei_LocalPhoneNumber" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_SeriesCPreferredStockMember_36e86d5c-dd52-4cd6-8fe9-bf08bf4b6150_terseLabel_en-US" xlink:label="lab_us-gaap_SeriesCPreferredStockMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Series C Preferred Stock</link:label>
    <link:label id="lab_us-gaap_SeriesCPreferredStockMember_label_en-US" xlink:label="lab_us-gaap_SeriesCPreferredStockMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Series C Preferred Stock [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SeriesCPreferredStockMember" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SeriesCPreferredStockMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SeriesCPreferredStockMember" xlink:to="lab_us-gaap_SeriesCPreferredStockMember" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_Security12bTitle_25011dfe-bebd-407e-bbbf-a53324f3c743_terseLabel_en-US" xlink:label="lab_dei_Security12bTitle" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Title of 12(b) Security</link:label>
    <link:label id="lab_dei_Security12bTitle_label_en-US" xlink:label="lab_dei_Security12bTitle" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Title of 12(b) Security</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_Security12bTitle" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_Security12bTitle"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_Security12bTitle" xlink:to="lab_dei_Security12bTitle" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_DocumentPeriodEndDate_07d4b69d-8418-49ef-906b-6ea75a43140d_terseLabel_en-US" xlink:label="lab_dei_DocumentPeriodEndDate" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Document Period End Date</link:label>
    <link:label id="lab_dei_DocumentPeriodEndDate_label_en-US" xlink:label="lab_dei_DocumentPeriodEndDate" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Document Period End Date</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentPeriodEndDate" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_DocumentPeriodEndDate"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentPeriodEndDate" xlink:to="lab_dei_DocumentPeriodEndDate" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_DocumentType_786bec3b-a625-4c95-a116-90498cd272c1_terseLabel_en-US" xlink:label="lab_dei_DocumentType" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Document Type</link:label>
    <link:label id="lab_dei_DocumentType_label_en-US" xlink:label="lab_dei_DocumentType" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Document Type</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentType" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_DocumentType"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentType" xlink:to="lab_dei_DocumentType" xlink:type="arc" order="1"/>
  </link:labelLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.PRE
<SEQUENCE>8
<FILENAME>onb-20250501_pre.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE DOCUMENT
<TEXT>
<XBRL>
<?xml version="1.0" encoding="UTF-8"?>

<!--XBRL Document Created with the Workiva Platform-->
<!--Copyright 2025 Workiva-->
<!--r:8ab1dc01-a166-46c5-9537-c749d5c7f51e,g:ad3ecf8c-2c2e-417e-a8cc-3f1edd6777fd-->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <link:roleRef roleURI="http://www.oldnational.com/role/Cover" xlink:type="simple" xlink:href="onb-20250501.xsd#Cover"/>
  <link:presentationLink xlink:role="http://www.oldnational.com/role/Cover" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_dei_CoverAbstract_23e6c9c9-13ba-455f-8411-6c21b22617c9" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_CoverAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentType_0e8ef981-ebbb-4b77-99b9-a0ea5671a399" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_DocumentType"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_23e6c9c9-13ba-455f-8411-6c21b22617c9" xlink:to="loc_dei_DocumentType_0e8ef981-ebbb-4b77-99b9-a0ea5671a399" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentPeriodEndDate_f3deee7f-00d0-4f4d-a2b7-87fe783790ec" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_DocumentPeriodEndDate"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_23e6c9c9-13ba-455f-8411-6c21b22617c9" xlink:to="loc_dei_DocumentPeriodEndDate_f3deee7f-00d0-4f4d-a2b7-87fe783790ec" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityRegistrantName_19923144-227b-4fc1-b89d-e1c43829f6b3" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityRegistrantName"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_23e6c9c9-13ba-455f-8411-6c21b22617c9" xlink:to="loc_dei_EntityRegistrantName_19923144-227b-4fc1-b89d-e1c43829f6b3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityIncorporationStateCountryCode_29c5ceaf-c510-4711-b786-31eb1c26c277" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityIncorporationStateCountryCode"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_23e6c9c9-13ba-455f-8411-6c21b22617c9" xlink:to="loc_dei_EntityIncorporationStateCountryCode_29c5ceaf-c510-4711-b786-31eb1c26c277" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityFileNumber_9fdb90f2-9e5c-44f9-bdff-6b6e959dd917" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityFileNumber"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_23e6c9c9-13ba-455f-8411-6c21b22617c9" xlink:to="loc_dei_EntityFileNumber_9fdb90f2-9e5c-44f9-bdff-6b6e959dd917" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityTaxIdentificationNumber_bab97a69-fd3c-4e0f-a9dc-737e37eaca77" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityTaxIdentificationNumber"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_23e6c9c9-13ba-455f-8411-6c21b22617c9" xlink:to="loc_dei_EntityTaxIdentificationNumber_bab97a69-fd3c-4e0f-a9dc-737e37eaca77" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressAddressLine1_9f491320-dceb-494f-923c-c7f7358ad474" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressAddressLine1"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_23e6c9c9-13ba-455f-8411-6c21b22617c9" xlink:to="loc_dei_EntityAddressAddressLine1_9f491320-dceb-494f-923c-c7f7358ad474" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressCityOrTown_0e92eeb1-373a-4da1-89df-87c1caa8856b" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressCityOrTown"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_23e6c9c9-13ba-455f-8411-6c21b22617c9" xlink:to="loc_dei_EntityAddressCityOrTown_0e92eeb1-373a-4da1-89df-87c1caa8856b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressStateOrProvince_05d4856c-3fed-4cdf-80fe-7f267d414317" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressStateOrProvince"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_23e6c9c9-13ba-455f-8411-6c21b22617c9" xlink:to="loc_dei_EntityAddressStateOrProvince_05d4856c-3fed-4cdf-80fe-7f267d414317" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressPostalZipCode_88e2f9ec-4544-4bb4-afc0-6b7a376cf8cf" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressPostalZipCode"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_23e6c9c9-13ba-455f-8411-6c21b22617c9" xlink:to="loc_dei_EntityAddressPostalZipCode_88e2f9ec-4544-4bb4-afc0-6b7a376cf8cf" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_CityAreaCode_907979dc-3f7b-4c96-a79a-e8aadc154bda" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_CityAreaCode"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_23e6c9c9-13ba-455f-8411-6c21b22617c9" xlink:to="loc_dei_CityAreaCode_907979dc-3f7b-4c96-a79a-e8aadc154bda" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_LocalPhoneNumber_08acc977-3efa-4324-a545-56594865204f" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_LocalPhoneNumber"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_23e6c9c9-13ba-455f-8411-6c21b22617c9" xlink:to="loc_dei_LocalPhoneNumber_08acc977-3efa-4324-a545-56594865204f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_WrittenCommunications_ef22bff0-b800-459d-9c74-2f10ea6e32e6" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_WrittenCommunications"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_23e6c9c9-13ba-455f-8411-6c21b22617c9" xlink:to="loc_dei_WrittenCommunications_ef22bff0-b800-459d-9c74-2f10ea6e32e6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_SolicitingMaterial_afdec997-ec87-4235-844c-c73a488c0fdc" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_SolicitingMaterial"/>
    <link:presentationArc order="14" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_23e6c9c9-13ba-455f-8411-6c21b22617c9" xlink:to="loc_dei_SolicitingMaterial_afdec997-ec87-4235-844c-c73a488c0fdc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_PreCommencementTenderOffer_7ca6351b-0826-4721-a5a5-eb62d405077d" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_PreCommencementTenderOffer"/>
    <link:presentationArc order="15" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_23e6c9c9-13ba-455f-8411-6c21b22617c9" xlink:to="loc_dei_PreCommencementTenderOffer_7ca6351b-0826-4721-a5a5-eb62d405077d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_PreCommencementIssuerTenderOffer_c0125b40-6dda-4dd9-8333-6f06f9c18720" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_PreCommencementIssuerTenderOffer"/>
    <link:presentationArc order="16" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_23e6c9c9-13ba-455f-8411-6c21b22617c9" xlink:to="loc_dei_PreCommencementIssuerTenderOffer_c0125b40-6dda-4dd9-8333-6f06f9c18720" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_Security12bTitle_3b8c844f-5ef7-4da7-b8a8-713e9ff1d13d" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_Security12bTitle"/>
    <link:presentationArc order="17" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_23e6c9c9-13ba-455f-8411-6c21b22617c9" xlink:to="loc_dei_Security12bTitle_3b8c844f-5ef7-4da7-b8a8-713e9ff1d13d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_TradingSymbol_57361139-b712-4f8d-affe-43d16359efe4" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_TradingSymbol"/>
    <link:presentationArc order="18" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_23e6c9c9-13ba-455f-8411-6c21b22617c9" xlink:to="loc_dei_TradingSymbol_57361139-b712-4f8d-affe-43d16359efe4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_SecurityExchangeName_32b55b7b-e2a3-4eb9-bcd7-969d1d25f97f" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_SecurityExchangeName"/>
    <link:presentationArc order="19" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_23e6c9c9-13ba-455f-8411-6c21b22617c9" xlink:to="loc_dei_SecurityExchangeName_32b55b7b-e2a3-4eb9-bcd7-969d1d25f97f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityEmergingGrowthCompany_5adddf60-6ea0-4d5b-bb95-62566c506ef0" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityEmergingGrowthCompany"/>
    <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_23e6c9c9-13ba-455f-8411-6c21b22617c9" xlink:to="loc_dei_EntityEmergingGrowthCompany_5adddf60-6ea0-4d5b-bb95-62566c506ef0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityCentralIndexKey_c1afbc5f-d433-46af-9c3f-c287f4d84184" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityCentralIndexKey"/>
    <link:presentationArc order="21" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_23e6c9c9-13ba-455f-8411-6c21b22617c9" xlink:to="loc_dei_EntityCentralIndexKey_c1afbc5f-d433-46af-9c3f-c287f4d84184" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_AmendmentFlag_c26f3e1c-af8c-4875-ba21-517f5e6a6a1d" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_AmendmentFlag"/>
    <link:presentationArc order="22" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_23e6c9c9-13ba-455f-8411-6c21b22617c9" xlink:to="loc_dei_AmendmentFlag_c26f3e1c-af8c-4875-ba21-517f5e6a6a1d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentInformationTable_1c7ab132-a526-47ef-9b25-44531d28850e" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_DocumentInformationTable"/>
    <link:presentationArc order="23" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_23e6c9c9-13ba-455f-8411-6c21b22617c9" xlink:to="loc_dei_DocumentInformationTable_1c7ab132-a526-47ef-9b25-44531d28850e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementClassOfStockAxis_de020fce-b380-4181-8561-f160d650886e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_StatementClassOfStockAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationTable_1c7ab132-a526-47ef-9b25-44531d28850e" xlink:to="loc_us-gaap_StatementClassOfStockAxis_de020fce-b380-4181-8561-f160d650886e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfStockDomain_dcd53fa2-2c91-4c1d-b2e7-f7cdf0834d48" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ClassOfStockDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementClassOfStockAxis_de020fce-b380-4181-8561-f160d650886e" xlink:to="loc_us-gaap_ClassOfStockDomain_dcd53fa2-2c91-4c1d-b2e7-f7cdf0834d48" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockMember_444d8590-9f51-4238-87c9-9f62d3d045aa" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CommonStockMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_dcd53fa2-2c91-4c1d-b2e7-f7cdf0834d48" xlink:to="loc_us-gaap_CommonStockMember_444d8590-9f51-4238-87c9-9f62d3d045aa" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SeriesAPreferredStockMember_fa5ad964-55f1-4a30-b00c-d659e275fd5e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SeriesAPreferredStockMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_dcd53fa2-2c91-4c1d-b2e7-f7cdf0834d48" xlink:to="loc_us-gaap_SeriesAPreferredStockMember_fa5ad964-55f1-4a30-b00c-d659e275fd5e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SeriesCPreferredStockMember_c3dfd17c-e08b-4d8f-aee2-0b63867efd83" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SeriesCPreferredStockMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_dcd53fa2-2c91-4c1d-b2e7-f7cdf0834d48" xlink:to="loc_us-gaap_SeriesCPreferredStockMember_c3dfd17c-e08b-4d8f-aee2-0b63867efd83" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentInformationLineItems_b5498563-f265-46d0-9a76-6b46905f4c1c" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_DocumentInformationLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationTable_1c7ab132-a526-47ef-9b25-44531d28850e" xlink:to="loc_dei_DocumentInformationLineItems_b5498563-f265-46d0-9a76-6b46905f4c1c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_Security12bTitle_bccf5008-d9bf-424c-879b-d8fd2b147777" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_Security12bTitle"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_b5498563-f265-46d0-9a76-6b46905f4c1c" xlink:to="loc_dei_Security12bTitle_bccf5008-d9bf-424c-879b-d8fd2b147777" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_SecurityExchangeName_9ec430f4-7739-463e-a9a4-ec4c60369208" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_SecurityExchangeName"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_b5498563-f265-46d0-9a76-6b46905f4c1c" xlink:to="loc_dei_SecurityExchangeName_9ec430f4-7739-463e-a9a4-ec4c60369208" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_TradingSymbol_a28ea955-a62a-457a-ad0c-ab7c1783e2d1" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_TradingSymbol"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_b5498563-f265-46d0-9a76-6b46905f4c1c" xlink:to="loc_dei_TradingSymbol_a28ea955-a62a-457a-ad0c-ab7c1783e2d1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>9
<FILENAME>covera.jpg
<DESCRIPTION>BREMER COVER
<TEXT>
begin 644 covera.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_VP!#  ," @," @,# P,$ P,$!0@%!00$
M!0H'!P8(# H,# L*"PL-#A(0#0X1#@L+$!80$1,4%145# \7&!84&!(4%13_
MVP!# 0,$! 4$!0D%!0D4#0L-%!04%!04%!04%!04%!04%!04%!04%!04%!04
M%!04%!04%!04%!04%!04%!04%!04%!3_P  1" .R MH# 2(  A$! Q$!_\0
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M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
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M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
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M##V-.I %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
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M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH YFBBKEGI[W&&;Y(_7N?I5@5HH7F;:B[C6I;:6D>&E^=O
M3M5R&%(%VHNT4^IN G3@<"EHHI %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 (RAE(89![&L^ZTD-EH3@_W3TK1HH YMT:-BK J1V--KH;
MBVCN5PX^A[BL>ZL7M3D_,G9JH"M1113 6M2QU'=B.4_-T#>OUK*HI =-16;I
M^H9Q%*>>BL?Y5I5(!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 9MEIO228<
M]D_QK2HHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **
M** "BBB@ HHHH *1E# @C(/8TM% &3?::8\R1#*=U]*SZZ:LS4-/ZR1#W91_
M,4[@9E%%%4 5K:;?>9B*0_-_"?7VK)I02#D<&D!TM%5+"\^TQX;_ %B]??WJ
MW4@%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
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M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
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M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% &5JT&UUE'1N#]:SJZ"ZA^T6[IW
MQD?6N?JD 4444P-W3YO.M5SU7Y35FLG2)MLCQGHPR*UJ@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH *P;^+R;IQV/S#\:WJS=8CXCD_
MX":: RZ***H"6VD\FXC?L#S70US-=#:R>;;QMW(YJ6!+1112 **** "BBB@
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MR[D8,/:N<I\<KPMN1BI]J+ ='152ROQ=?*WRR>GK5NI **** "BBB@ HHHH
M**** "BBB@ HHHH *K:A'YEI)ZCYORJS377>C*>A&* .;HI3QQ258!6SI+[K
M4K_=;%8U:6CM\TJ_0TF!J4445(!1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 5DZQ
M_KD_W?ZUK5DZQ_KD_P!W^M- 9]%%%4 4444 %%%% !1110 4444 %%%% "JQ
M1@RG!'(-;UG<"YA#]^A'O6!5_29=L[)V8?J*3 UZ***D HHHH **** "BBB@
M HHHH **** "BBB@#GKI=EQ*/]HU%5G41MO)/P/Z56J@"KNDMMNB/535*K6F
MG%Y'^/\ *@#<HHHJ0"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ K)UC_ %R?[O\
M6M:LG6/]<G^[_6F@,^BBBJ **** .BB4>6G Z"G[1Z"FQ?ZM/H*?4 -VJ?X1
M^5,>UAD^]&OY8J6B@#+NM+"J6A)./X3_ $K-KIJP+Z,1W4BCIG/Y\U2 @HHH
MI@%6+%MMY$??%5ZGL5W7<0]\T@-^BBBI **** "BBB@ HHHH **** "BBB@
MHHHH Q-4_P"/QOH*J5<U3_C[/T%4ZH JQ8'%Y%]:KU/8_P#'W%]:8&_1114
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MM[@4F!I4445(!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
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M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%9.L?ZY/]W^M:U9.L?ZY/]W^M- 9]%%%4 4444 ='%_JT^@I],B_U:?04^H
M**** "HYX5N(RC=^GM4E% '-LI1BIZ@X--J:\_X^I<?WC4-4 4444P-71Y=T
M;QG^$Y'XUHUD:.?](<?[/]16O4@%%%%( HHHH **** "BBB@ HHHH 3IR:YZ
MXE\Z9W]3Q6OJ4WDVQ ^\_P H_K6)30!1115 6-/C\VZ0=@=Q_"MZLW1X<*\A
M[_**TJE@%%%%( HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "LG6/\ 7)_N_P!:UJR=8_UR?[O]:: SZ***
MH HHHH **** "BBB@ HHHH **** "GQ1M-(J*.2:15+L%49)Z 5LV-D+5=S<
MR'K[>U("Q#&(8U0=%&*?114@%%%% !1110 4444 %%%% !6%?7/VF8D?<7A?
M\:NZI=^6GE*?F;K["LFF@"BBBJ *W;&W^SVX!'S-R:S=-M_/FW$?(G)K;J6
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M5NM4"Y6'YC_>[5F,S2,68Y)[FG8!]Q<O<ON<_0=A45%%4 444^.-IG"(,L:
M".-IG"(,L:W+2U6UCP.6/5O6DL[-;5/5SU:K%2 4444@"BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@#F:***L JU;:A);X!^=/[IJK10!OV]Y%<?=;#?W3UJ>N:JU
M!J4T/!/F+_M=?SJ; ;=%5(=2AEX)\MO1O\:M AAD'(I +1110 4444 %%%%
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M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %5KC3XKC)QL;^\M6:* ,6?3)H>5'F+_L]
M?RJH01P1@UTM1RV\<WWT#>_>G<#G:*U9='4\QN5]FYJG)I\\?\&X>J\TP*U%
M*RE3@C!]Z2F 4444 %%%% !1110 4444 %%%% !13E5G.%4L?859CTV>3JNP
M?[1I 5*55+-A02?05JPZ1&O,C%SZ#@5=CA2$810H]A1<#*@TJ63ESY8_,UHV
M]G%;_=7+?WCR:GHI %%%%( HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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M;]*G33X(^D8/^]S5BBD BJ%&  ![4M%% !1110 4444 %%%% !1110 4444
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M\LZ2JT:/):51)N[MRN2?*GI?5JS[:::GT#]NMO\ GXB_[[%2+-&[%5=68#)
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M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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M64TRWDA+;ID:WCEW/D]<R8X]*])HE%Q=F":DKH****D84444 %%%% !1110
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M&1Z5[Q117).7.[^AT1CRJP4445!04444 %%%% !1110 4444 %%%% !1110
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M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %<-\8_BM:_!_P?'K4
M^FW>MW=U?6VEV&EV)037=U<2".*-2Y"KDG))/ !Z]*[FOF/]N#X;^'_&UC\+
M;C6+6>XF_P"$WT?3-T-[/ /L]S=(LRXC=1DA1A_O+_"5R:VHQC*I&,MC.I)Q
M@W'<^C=!O;S4M#TZ[U'3GT?4+BVCEN=.DE25K61E!>(NA*L5)*[E)!QD<5?K
MXB\1:-X!G^/'COPG\6?$MUX8\*^%=%TJ/P7977B"XL(1:"V837,<GG!KB=9
M5+.&8;1RQY'.^%]-\4?&N']EO2O&&O:Y:1ZGIWB9[^>*YDM+S4K&(P"U,C*=
MRM)%Y1+9R0S<Y8UT?5D];Z;[>3>G?:WJ8^VZ6_J]OZ\C[PU[6[/PSH>HZQJ,
MPM]/T^VDN[F8C(CBC4L[?@ 37#^(/C9IVC^)OAEI=O92W\'CN29;.\5O+$*I
M:FX#,I&3N48QP036%^TU\-],\2?LO^-_#GV&>^BL/#MS)IUND\HD\^"V9K?Y
ME8,Y#JG#$ANC @D5\VW/@7P)XRT;]E+P_P"'[Z6Z\,:C=WS7<FF:Q.TAF.G%
MYXO/$ADC.\,C(&&T$K@=*FE2A*/-)]_RN54J2B[+R_.Q][45\#>/=1\2?"WX
M6_&/PEX6UB_B\/:+XVTRP%QJ.IW#/INEW-O:O.GVDB26.(,^"XRR*[L.>O7_
M +(%E<:'\<?$NG:-XB\+W'A*3P[!=3Z#X6\1:CK\$%V9AY5S]IN(A'&TD9DS
M'YF]MJMM(!(;PUH.=]O^!_F)5O>4;?UK_D?95%?*?[1WBS7?V:OB<WQ(T2QN
M]<TSQAII\/W&E19=5UF-&.FRA>PD^:%L?[)Y->6_%KP9KGP_F^#OPV\0ZSIE
MWH5UI5Y>ZK/XI\1W>DV6J:TTB/();J!6=B#(_EQ,0I!Q_"!2AA^>SOO^FXY5
MN6^FW](^_J*_//2/$5S9_L]Z+H.O^*(?%&CZEX_N-,T:33?$UU::7):K&[K9
MW6J7%NLLMNKK(H>+/F850WRE1D:#X@U/Q%^S?\6-$T[Q%';65IX_TG3]+NO#
M^L3W]O8QRW-FK+:74N'>,,6(.,<G'!K3ZF^_6WXV(^L*VW3]+GZ1T5\-?M)>
M ]$^&NI^"O#&EZ]%?:=9:9JFI2^%/$_BF^TR34V8H6NHM0R4>Y1@2L<C':&9
ME4 $CZ*\!>)KS5?V6M*UWPB-4O\ 49?"OVK25UZ;SKR:;[,3")Y /G<MMRV/
MFSG'-82H\L%-/1FL:EY.+Z'K=%?FK\";G69O%OP:\0V/B[PO!XJUG4XX]:1?
M%6J:AJ^JH8V:\@NK$V[1PN@#-DE4C9%&_!!K0\:>'V\'?L]_$KXT6FM:Z_C7
MP]X[O&TR3^V+E+>W@76TA:V$"N(S&ZLY;<I)W8S@ 5T/!VDHN6^GS;L8_65R
MN5MM?U/T4O+C[):3SE=PB1GV^N!G%<Q\)?B%#\6/AKX;\86]G)I\&M64=XEK
M*X=H@PR%)  )KY*^)=YX-U[XN?&S_A;GC?4?#=WH5O;?\(K8_P!M2Z<D%H;9
M6^TVB(\8GD><LI)W\@)[5PFI7VKW?P;_ &8?#MS<Z;:^"-3T*8WD>NZS<Z/I
MMY>+''Y$,]U;HS@[3(R1DA7(.<E12CA>:*UU=OR;^82KV?\ 7>Q^CM<9I_Q*
M@O\ XNZQX#%C(EQINCVNKM>&0;'6>6:,(%QD$&$G.>XKX>T[6M8TWX-Z3I.L
M>/HV^%US\1ET^_UKPWJ][<06&EF$M]C&HSPQLUOYX5#,C$ -LW]17JO[+]OX
M&L/VJOBA9_#W7FU[P]!H&FHK#4WU"*WE\Z<O#%,[N2@+!L;L!G84I8;DC)MW
MM_FOZL.-;F<4OZT9]?T445P'6%%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
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MHPR5&=S8. >,RJ532RW*]I#74]5&B:<OV[%A:C[<<W?[E?\ 2/EV_O./G^4
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M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
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MC/&*?MZ:E=-VM;;UOUW\_707LIN-FE_7R_ ]BHHHKSCL"BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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M7\!/"^A:\<ZYIN@0VMZWF^;^^2$*YW_Q?,#SWK\$_P#A/O$__0QZM_X'2_\
MQ5883 O%N:C*W*:8C%K#J+E'<_HPHKY>_95^/,%W^PYIGC;59B\OA?1[FWOB
M[F1BUFK*N3U+/&L;>N7QSUK\=[[XF>+=2OKB[N/$VK27%Q(TLC"\D7+,22<
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M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
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M)Z;H^>6KZ*3HNK1A4C=M:,\2*JJG4E3EI?5'MO\ P33_ &5?%/P2TWQ#XO\
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M=IC3^+.%P:[ZBJ=:H[)R>FVNWH+V<%>T5KOYGR__ ,.U?V??^A-N?_!S>?\
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M[.#33BM=SG_ /@/1?ACX.TOPOX=M6LM%TR+R;6W:5I2B[BV-S$L>2>IKY_\
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M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
4% !1110 4444 %%%% !1110!_]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>10
<FILENAME>image_0a.jpg
<DESCRIPTION>EY LOGO
<TEXT>
begin 644 image_0a.jpg
M_]C_X  02D9)1@ ! @$ 2 !(  #_[0 L4&AO=&]S:&]P(#,N,  X0DE- ^T
M     !  2     $  0!(     0 !_^%O?6AT=' Z+R]N<RYA9&]B92YC;VTO
M>&%P+S$N,"\ /#]X<&%C:V5T(&)E9VEN/2+ON[\B(&ED/2)7-4TP37!#96AI
M2'IR95-Z3E1C>FMC.60B/SX*/'@Z>&UP;65T82!X;6QN<SIX/2)A9&]B93IN
M<SIM971A+R(@>#IX;7!T:STB061O8F4@6$U0($-O<F4@.2XP+6,P,# @-SDN
M9C@T-65B,2P@,C R,B\Q,2\P,RTQ.3HR.#HT-2 @(" @(" @(CX*(" @/')D
M9CI21$8@>&UL;G,Z<F1F/2)H='1P.B\O=W=W+G<S+F]R9R\Q.3DY+S R+S(R
M+7)D9BUS>6YT87@M;G,C(CX*(" @(" @/')D9CI$97-C<FEP=&EO;B!R9&8Z
M86)O=70](B(*(" @(" @(" @(" @>&UL;G,Z9&,](FAT=' Z+R]P=7)L+F]R
M9R]D8R]E;&5M96YT<R\Q+C$O(@H@(" @(" @(" @("!X;6QN<SIX;7 ](FAT
M=' Z+R]N<RYA9&]B92YC;VTO>&%P+S$N,"\B"B @(" @(" @(" @('AM;&YS
M.GAM<$=);6<](FAT=' Z+R]N<RYA9&]B92YC;VTO>&%P+S$N,"]G+VEM9R\B
M"B @(" @(" @(" @('AM;&YS.GAM<$U-/2)H='1P.B\O;G,N861O8F4N8V]M
M+WAA<"\Q+C O;6TO(@H@(" @(" @(" @("!X;6QN<SIS=%)E9CTB:'1T<#HO
M+VYS+F%D;V)E+F-O;2]X87 O,2XP+W-4>7!E+U)E<V]U<F-E4F5F(R(*(" @
M(" @(" @(" @>&UL;G,Z<W1%=G0](FAT=' Z+R]N<RYA9&]B92YC;VTO>&%P
M+S$N,"]S5'EP92]297-O=7)C945V96YT(R(*(" @(" @(" @(" @>&UL;G,Z
M:6QL=7-T<F%T;W(](FAT=' Z+R]N<RYA9&]B92YC;VTO:6QL=7-T<F%T;W(O
M,2XP+R(*(" @(" @(" @(" @>&UL;G,Z<&1F/2)H='1P.B\O;G,N861O8F4N
M8V]M+W!D9B\Q+C,O(@H@(" @(" @(" @("!X;6QN<SIP9&9X/2)H='1P.B\O
M;G,N861O8F4N8V]M+W!D9G@O,2XS+R(^"B @(" @(" @(#QD8SIF;W)M870^
M:6UA9V4O:G!E9SPO9&,Z9F]R;6%T/@H@(" @(" @(" \9&,Z=&ET;&4^"B @
M(" @(" @(" @(#QR9&8Z06QT/@H@(" @(" @(" @(" @(" \<F1F.FQI('AM
M;#IL86YG/2)X+61E9F%U;'0B/D597TQO9V]?0F5A;5]35$970U]3=&%C:V5D
M7U)'0E]/9F9";&%C:U]996QL;W=?14X\+W)D9CIL:3X*(" @(" @(" @(" @
M/"]R9&8Z06QT/@H@(" @(" @(" \+V1C.G1I=&QE/@H@(" @(" @(" \>&UP
M.D-R96%T;W)4;V]L/D%D;V)E($EL;'5S=')A=&]R(#(W+C(@*$UA8VEN=&]S
M:"D\+WAM<#I#<F5A=&]R5&]O;#X*(" @(" @(" @/'AM<#I#<F5A=&5$871E
M/C(P,C0M,#DM,394,30Z-#$Z,C@K,#$Z,# \+WAM<#I#<F5A=&5$871E/@H@
M(" @(" @(" \>&UP.DUO9&EF>41A=&4^,C R-"TP.2TQ-E0Q,SHT,3HR.%H\
M+WAM<#I-;V1I9GE$871E/@H@(" @(" @(" \>&UP.DUE=&%D871A1&%T93XR
M,#(T+3 Y+3$V5#$T.C0Q.C(X*S Q.C P/"]X;7 Z365T861A=&%$871E/@H@
M(" @(" @(" \>&UP.E1H=6UB;F%I;',^"B @(" @(" @(" @(#QR9&8Z06QT
M/@H@(" @(" @(" @(" @(" \<F1F.FQI(')D9CIP87)S951Y<&4](E)E<V]U
M<F-E(CX*(" @(" @(" @(" @(" @(" @/'AM<$=);6<Z=VED=&@^,C0T/"]X
M;7!'26UG.G=I9'1H/@H@(" @(" @(" @(" @(" @(" \>&UP1TEM9SIH96EG
M:'0^,C4V/"]X;7!'26UG.FAE:6=H=#X*(" @(" @(" @(" @(" @(" @/'AM
M<$=);6<Z9F]R;6%T/DI014<\+WAM<$=);6<Z9F]R;6%T/@H@(" @(" @(" @
M(" @(" @(" \>&UP1TEM9SII;6%G93XO.6HO-$%!45-K6DI29T%"06=%05-!
M0DE!040O-U%!<U5':'9D1SEZ84<Y=TE$375-04$T46ML3D$K,$%!04%!04)!
M05-!04%!045!)B-X03M!44))04%!04%104(O*TE-5T5L1%$Q.5%5:SE'4U5X
M1D%!14)!04%-4T5X<&)M.$-%04%!8E<U,&-L2DA1:4)95U9O9T(X-$%!9T%*
M)B-X03M!05E!35%!05E73GIC13%44FQ104%!04%3559$24A.4U(P24%!04%!
M04%!04%!04%!04%!05!B5T%!14%!04%!,'DQ255#06=!04%!)B-X03M!04%!
M04%!04%!04%!04%!04%!04%!04%!04%!04%!04%!04%!04%!04%!04%!04%!
M04%!04%!04%!05)9,T)Y9$%!04%604%!04%Z)B-X03M:1U9Z67=!04%944%!
M04)S9#-2=V1!04%!9D%!04%!55EM='=D04%!06=104%!055C;&A:5V=!04%H
M9T%!04%56C%H6E=G04%!:7=!)B-X03M!04%566QH6E=G04%!:T%!04%!55I'
M,75:04%!06Q104%!0G=:1S%K6D%!04%S44%!04-)9&Y6;%I!04%!,'=!04%#
M1V1M;&QD=T%!)B-X03M!.5%!04%!:V)(5G1A44%!02]G04%!055B5U9H8W=!
M04)!=T%!04%K9$=6:F%!04%"1$%!04%!36-L4E-1=T%!0D1W04%!9TU:,5)3
M)B-X03M1=T%!0D1W04%!9TU9;%)347=!04)$=T%!06=-9$=6-&1!04%!04)$
M8C-"-6-M;&YA2%%G2T=-<$E$135/5&=G4T=6,V)'5C!D0S%1)B-X03M95TYR
M65A*:TE%3G9B6$)H8FYK04%'4FQC,DU!04%!04%!04%%;DY34C!)9U-55D1.
M:D4U3FI9=$UI-'A!04%!04%!04%!04%!04%3)B-X03MC,4I(46E"2E)533)-
M5&LR3FDP>4QJ14%!04%!04%!04%!04%!04%!04%!04%!04%!04%!04%!04%!
M04%!04%!04%!04%!04%!04%!)B-X03M!04%!04%!04%!04%!1FA:5VE!04%!
M04%!041Z55%!0D%!04%!4F)-5T9L84E!04%!04%!04%!04%!04%!04%!04%"
M65=6;V=!04%!)B-X03M!04%!8C9)04%$:C%!04%$:T9H6E=I04%!04%!04%"
M:6U104%T-%5!04)J85=&;&%)04%!04%!04%#4V=!04%0:$%!071S.6M:6$YJ
M)B-X03M!04%!04%!04%"6DI254UG84A2,&-$;W9,,V0S9'DU<%I73759,F=!
M04%!04%!04%!04%!04):2E)536=A2%(P8T1O=DPS9#-D>35P)B-X03M:5TUU
M63)G04%!04%!04%!04%!04%!04%!04%!04%!04%!04%!04%!04%!04%!04%!
M04%!04%!04%!04%!04%!04%!05I'5GI9=T%!)B-X03M!04%!04%!=5-55D1)
M1%EX3U19,DQ4275-4T)%6E=::&17>#!)1DI(46E":F(R>'9D6$EG8S-":%DR
M56=,4T)Z56MD0T%!04%!04%!)B-X03M!04%!04%!=5-55D1)1%EX3U19,DQ4
M275-4T)%6E=::&17>#!)1DI(46E":F(R>'9D6$EG8S-":%DR56=,4T)Z56MD
M0T%!04%!04%!)B-X03M!04%!04%!04%!04%!04%!04%!04%'4FQC,DU!04%!
M04%!04%,1DIL6FU6>5I7-6I:4T)785=6,V%7-6Y)14YV8FU2<&1';'9B:4)P
M)B-X03MB:4)*4E5-,DU4:S).:3!Y3&I%04%!04%!04%!04%!04%#>%-:5UIL
M8VU6=5DR56=6;6QL9#)L=5IY0D1B,C5K85A2<&(R-&=A5S1G)B-X03M3559$
M3FI%-4YJ671-:31X04%!04%!04%!04%!04%!04%!04%!04%!04%!04%!04%!
M04(R85=6,T%!04%!04%4<% T049&.'5!0D10)B-X03M&04%$-V-W04)"34Q!
M04YC;F=!04%!1EE75F]G04%!04%!0DU#5EE!54%!04%&8V8U,C%L65A-04%!
M04%!04%!05%!04%!04%!04%!)B-X03M!04%!04%!04%!04%!04M004%!04%N
M3G!:>4%!04%!05$Q2E5)1TXQ8VY904%!04%!04%%04%!04%!54%#9T%004)1
M04=1065!0TU!)B-X03M+04%T041)04YW03=!14%!4E%"2T%%.$%604):048T
M05EW0F]!1S!!8V=",T%(=T%G44-'04ES06M!0U9!2F]!;G=#:T%+:T%R9T-Y
M)B-X03M!3&-!=D%$0D%-64%Y=T1104Y503)W1&=!3U5!-G=$=T%064$K=T5"
M05%C0D11151!4FM"2'=%;$%3<T)-9T4T050T0E)11DU!5DE")B-X03M7449G
M05=C0F)G1C%!6'="9W='3$%:24)M9T=H06%K0G-11S5!8T5">5%(4D%D:T(T
M44AP069)0BMG241!9W=#1D%)9$%I64-,=TDT)B-X03M!:T5#4W=*54%L,$-:
M=TIX06YO0VA!2T]!<&=#;V=+<T%R64-W44Q,07150S1!3')!=E5$04%-3$%X
M641)44UT07IG1%%W3E!!,6]$)B-X03M:9TYY03,T1&EG3U=!-DE$<F=/-D$X
M8T0P=U!G02MW1"M144="0DU%24%1=$)$<T5305)60D=-16-14BM"27=%;6=3
M;T),645X0514)B-X03M"3T5%.$%4*T)1,$9(055R0E1O1E-15EE"5V-&9'=7
M1T):649P9U<Q0F-51C%16&Q"9EE'0F=95T)I8T=.=UI)0FQK1V%G6C=";W='
M)B-X03MN46%V0G-!1S!18FI"=E5(0G=C6D)Y<TA046100C)%2&1!94="-6M(
M<D%E+T(Y24@U468T0T%S24AW9WE#15E)5V=H=4-)24EL9VEQ)B-X03M#3#1)
M,&=J;D-0<TI%06ML0U1O2E1W;&M#6&M*:G=M:T-B;TIZ=VYL0V9S2T51;VY#
M:C!+5D%P<4-O14MM07%U0W-52S-!<GI#=W-,)B-X03M)9W,U0S%%3&%1=4%#
M-6=,<T%V24,K14PK47=31$-O35%W>&-$2%5-:F=Y;D1-04TR47IZ1%$P3DIG
M,4%$5F].9$$R3T1A:TYW=S-E)B-X03M$9F=/17<T=41K:T]:034O1'!S3W1G
M-U-$=3100U$X;$0P15!89SDV1#594'-W+U!$*W=10U)!;45%35%94D(K14IS
M47521%A%4%52)B-X03M%>$5X154X4F)21TU%86]2>5)(;T5G8U-*:$I&16U1
M4VA"2VI%<TU3-'A-1$5Y3511>$YJ131-5'!"4$9%*U550FA1;D9%:U5A:%-,
M)B-X03M&2S!5>FA4=T92259.0E971EAG5FUX5SE&94%707A9;49K:U=B0F%0
M1G))5S%H8C9&>#!845)D;$8T:UAR:&931B]C64=X:$%'1U59)B-X03MI:&EV
M1TY562MH:V='555:87AM4D=B8UHS4F]%1VEO8552<#-'<#1A>%)R<T=X46)/
M>'1J1S1O8G-H=F%(04EC2VAX4TA(<V-O>'I-)B-X03M(4%5D2&@Q2$A8061M
M4C-$2&5W949H-4%(;6]E;$(V*TAU:V9%>#@K2#)K9FQ"*R](*V]G1E-"0DE'
M=V=M0T1%25!!:$A#1DE)6%5H)B-X03MO4TA/269S:4IY2E9);TEI<GE,9$EW
M;VI/0TYM2351:G=I4'=*0CAK5%-2.$I+<VLR:55*2E1G;&%#5UA*8V-L.7E9
M;DIL8VUH>6$S)B-X03M*=6=N1T-D2DHS;VYQ>69C2T$P;U!Y:'A+2TEO,4-K
M1TM49W!A>6UD2V1!<4%I;S%+;6=Q;7ER4$MW27).:71P2S4P<C!3=T9,1&MS
M)B-X03MB:7EI3$YC=$1#,4),6%ET<7DS:$QH67540S9#3')C=3=I.&M,,6]V
M:U,O2$PO-'=.5$)S34M1=S)Z15--56]X9VI'-DUF27E+:DIJ)B-X03M-<'-Y
M,41-3DTP67IF>D\T32]%,$MZ4FQ.2C0P,D155$Y5,#%H>EA#3F8P,DYZ6GE.
M<30R-E1C:TXR03-N1&983T)1-%5$:4U/36<U)B-X03M"5&Q#3U@X-79$;C5/
M:EDV9$1Q>4]U.#=,5'1R3S9O-S9$=VY01U4X<$1Z:E!323E95#)H4&5!*TE$
M-6=0<4$K-$0X:% R12]O:B]I)B-X03M10TY!6D5#;5%/9$)+549Q46%X0C=K
M27=1;DI#=%5,,U%Z<$1F55!!4D%.15(P4TM2335&16M65E):<$8S:UEI4FUD
M1W$P8G=2>E9()B-X03ME,&9!4T%625,P:5)33F1*2%5L:E-A;$HX16\S4VXQ
M2WA%<TU3,4Y,;6MV:51#<$UC:WDV5%%*3E-K,E149'A/2E4U=51R9%!!13E*
M)B-X03M4-4Y0,U9!;E5(1E%U,45'559"4FTQ2&U5:D939D9,2%5X3E18,4]Q
M52]:55%L4U!63G162T96,59C2E=$,5IC5G%L5SDQ9$56-4I8)B-X03LT1F=V
M5T@Q67DQ:V%75VQ:=49O2%=L6F%P;'(Q5S!68FQ6=FQ81%9C:&QZ5UA39&1E
M1C-*6&AP96)&-CE8=SEF658K>EE!5F=6,D-Q)B-X03M94'AH5#)':5EF5FE3
M5TMC679":E$R3UA9*W1K44=355I/;&Q05U=36F5D;5!785-:=6AN4%=E5%HK
M;&]0,FE784]X<%$R;6%A9D9Q)B-X03M31W%F879D<E0R=6YA+SES5C)Y=F)1
M:'191S(U8FA*=6$R-T5B>#5V94<O4F-#='=H;D1G8U1P>&Q82'=C:W1Y<&Y-
M0F,Q,7IU2%%5)B-X03MD2$(P>DA5;V195C$T6%DK9'!T,BM(9%=D-TXT15AH
M=65->#5+;FU*965D-E)N<6QE=U(W63-V0V9#1CAG6'IH9E5&.6]8-$)F;4HK
M)B-X03MW;CAJ9C12+S590DAG2VE"0V]&<F=C,D--24M39W931%8T3S9H0C)%
M9TE4:FA5949Q-%E/:&Y+1S$T8S=H-2M)0DEH<&E--DI--&U:)B-X03MI9C9+
M6DER2VEZ0TQL;W8X:D=/37EO,'AJ6FE.+S0U;6IS-E!.;RME:T%A46)P1%=K
M5"M2<4I)4FMN<5,T-4Y.:S=A54E*4TML4%-6)B-X03M8-5A*;&I35VXU8TML
M,U=8-$IH36U,:5I*2FU1;69Y86%*<E9M,$MB<C5W8VY);6,Y-3%K;F1+95%*
M-G5N>#)F:34O-F]';6<R2T9()B-X03MO8F%I2G%+5V]W86ID<5!M<$9A:W@V
M531P86UM1W%A3'!V,FYB<69G<49+;WA+:S-Q86UQ2$MQ4'%W2W)D879P<D9Y
M<S!+,45R8FEU)B-X03M,839H<GAA=FDW04%S2%=W-G)&9W-D87E3-TQ#<WII
M>G)R46QT2GDQ13=72W1G1S)E8F)W=#)I,S1,:%IU3D<U4W)N0W5J=39T8G-U
M)B-X03MU-F4X26)Y8G925SEJ-S1+=F]3*R\W.39V+UA!8TU$<W=79D(T.$IF
M=W1V1%=-4%5X1DA%>G-63'AC:D=2<V)$>#!(2'8X9SEY3'I*)B-X03M/<VTU
M>6IJ2W0X<S)Y-V)-3F-Y,7I46$YT8S0R>G)B4$XX*S0P1&Y1=71%.#!B-U-0
M.4Q",#!45'AT4DHQ37965'184C%L6%<R3F1C)B-X03LQ*T196DYJ;S)7>EHX
M9' R,G9V8F=.=T8S27)D14XR5S-H>F5O=#AP,S8O9TYU0SDT551H>D]*5#1T
M=FI9*U!R-4A0:R]/5T4U9S-M)B-X03ML=6-F-39N;TUU:3@V56)P,$]P8C9U
M6')C3W8W-TEB=$5E,F,W:6IU=$\Y03<X>G=74$1L.%A,>"\O2TTX>&YZ<"]1
M,#E-3#%54%AE)B-X03LY;3,R*R]E2RM";C1Q4&LT*V-F-E8O<FXK,V8X0B]Y
M62]3;CEU=C5,+W1Z+V)F+R\O*S1!1&M&:V(R2FQ!1U1!04%!04%F+V)!25%!
M)B-X03M"9U%%0D%514)G549"9VM'0E%92D-W9T="9V=,1$%O2T-W;TM$0D%-
M1$%W341!=U%$031014$X3T1"351&0E%417AW8D=X<V-(>#AF)B-X03M(>#AF
M2'@X9DAW14A"=V-.1$$P645"05E':%521E)O9DAX.&9(>#AF2'@X9DAX.&9(
M>#AF2'@X9DAX.&9(>#AF2'@X9DAX.&9(>#AF)B-X03M(>#AF2'@X9DAX.&9(
M>#AF2'@X9B\X04%%46="04%$,$%W15)!04E205%-4D%F+T5!84E!04%!2$%1
M14)!445!04%!04%!04%!05%&)B-X03M!=TE'05%!2$-!:TM#=T5!06=)1$%1
M14)!445!04%!04%!04%!44%#07=11D)G8TE#46],14%!0T%1341!9U%#0F=C
M1$)!24=!;DU")B-X03M!9TU20D%!1DE227A15D5'13)%:6-9155-<$=H0GA7
M>%%I4$)5=$AH37A::3A#4GEG=D5L47I25&MQ2WE9,U!#3E51;FLV3WI.:&15
M)B-X03M:2%1$,'5)24IO34I#:&=::$I21E)Q4S!6=$Y62T)R>30O4$4Q3U0P
M6EA71FQA5S%X9%AL.5=:,FAP86UT<V)7-799,U(Q9&YD-&58)B-X03MP-V9(
M,2MF,T]%:%EA2&E);4MI-'E.:F\K0VLU4U9L<&59;5IQ8FY*,F5N-4MJ<$M7
M;7 V:7!Q<75S<F$V=F]204%)0T%1241"455%)B-X03M"45E%0T%-1&)114%!
M:$5$0D-%4TU514954DYH26=:>&=:17EO8DAW1DU(4C133D-&5DII8W9%>DI$
M4D1G:&%357E7:5DW3$-",U!3)B-X03M.94I%9WAD56MW9TI#:&=:2FI:1D=I
M9&MD1E4S.'%/>G=Y9W P*U!Z:$I3:W1-5%4U4%)L9%E75G!B6$8Q95@Q4FQ:
M;61O85=P<F)')B-X03LQ=6(R4C%D;F0T95AP-V9(,2MF,T]%:%EA2&E);4MI
M-'E.:F\K1&Q*5U=L-6E:;7!U8VY:-F9K<4]K<&%A;G%+;7%Q-GET<G$K=B]A
M)B-X03M!07=$05%!0T5135)!1#A!.54T<3=&6%EQ-T9867$W1EA9<3=&6%EQ
M-T9867$W1EA9<3=&6%EQ-T9867$W1EA9<3=&6%EQ-T9867$T)B-X03MM;34V
M64-A5D(S1W(R34Y2>CE2:"MY;2\T.4TP,G(W9C!U2&)I-'!D,&0O=#5F835%
M3DY/6%-K<W5.9G5(<4E615$X5#A49C!Z;4Y8)B-X03LW5EIP-UEG241V-6XY
M6#)/6$124DA09#)I>E13-F=7;&-U94(S63$W:DIE>FUP>5ID651/4FME03@O
M948Q8T)(2'-/<68U,S=R2%EQ)B-X03LW1EA9<3=&6%EQ-T9867$W1EA9<3=&
M6%EQ-T9867$W1EA9<3=&6%EQ-T9867$W1EA9<3=&6%EQ-T960S1V-U,S+W9:
M04<O;$<U*S1:)B-X03MR.5@R<' Y4#EC>&9D>E!Y1&)$1$M824I:8V595'5,
M94]N*U4O=T116GI/<CER5'EW=RM-=C%$.6)L=S!8.#1P6F-8=#%C2#DW25=(
M)B-X03LX=E%F8TTU:E9D<%HY4B]E4TI(9# K6$IZ25EO>#5"47I#8DA9<6U7
M9V8W,T@O55 V>&Y397EV*TY(*V]F,$]*<F9O*TQ)<SE'9%4W)B-X03M&6%EQ
M-T9867$W1EA9<3=&6%EQ-T9867$W1EA9<3=&6%EQ-T9867$W1EA9<3=&6%EQ
M-T963V$T9VA8;$LT464U+U9M4'%.6&EW:3AK)B-X03MH2#-S;W=-=5%3-C0X
M=U%,55%)6D0O369H2#EC-796*S%M2T\R2TIM93@W1#EF,T]81%)%+U5A4WDT
M,5<Y;G%':S1+9C)5*T5F,7IM)B-X03M.6#(W<7,K>&QW>#=O-V9T*S%Z26%A
M165I1'I53C=S5F1I<G-69&EQ6F%"+W9C9CE1+W)'9$HW2R]W0TY(*V]F,$]*
M<F9O*TQ)<SE')B-X03MD53=&6%EQ-T9867$W1EA9<3=&6%EQ-T9867$W1EA9
M<3=&6%EQ-T9867$W1EA9<3 W;VEL;EE+;S9K;6=Y1U1*1T%U4D%(;6M!;FMG
M)B-X03M,:EA,3TMO4W-R9C5/=RLX-6].6#=486)&=$,X:W9,;#@O,5<U34Y*
M33@Y:W)U3F-V6F%H0TEL.$8V+V5C-6I6*S!U<'DW4B]D>#AU)B-X03MF>B]6
M5&U1,&M">C-11$]Z<U=9;&U056LQ3V%#8S543GE.;GIC:T%$:S%K575X5C)+
M=7A6,DMU>%9T5EIJ4E%74&="6$I1:$M2<4ES)B-X03MO2D%48E),5S5J=6I*
M2D5Y2G=)<7=)-FME3V1:-TYA2$YJ,4A(3T5O>#14>D9D>FAA=DI%>&]&4&,W
M>#%R<U9D:7)S5F1I<G-69&ER)B-X03MS5F1I<G-69&ER<U9D:7)S5F1I<G-6
M9&EQ1'5.5W-O2V=Y8S)(-TMB+W=";6%F5CEV85A"<UIC574V3R\W4'1B-&%A
M8W5I5S-(;4-D)B-X03MQ:4)"1U U:CA2+W!N36%V,G)Y>3)X4D5",VYC+W$K
M.7I)84M)-3=P8DY03DTS2U9Y-3EZ6$]B,4=Q>35J95-2:V9.>31W165153AO
M)B-X03M:3WA6,DMU>%97:G,W=50W14QK95!%,"LO37I&,F1Q36XP=VMF9U=U
M5U=)-6M)<5!1.5%F<7%P+W)-4#16>EHT=EIN5U0U9U(Y-2]6)B-X03MB5DQ6
M=T-*:CAU=B]!3'-M03EL1F9X3DTR94PR46PO2&M!.7=V-S9A6F$T9$%I63E!
M<VPK,%AC*S5O4'='8DQ&-TLV85 Q1U5V:E@S)B-X03MF<F%:83):-55I63E.
M<TDO<W=,+T%,26-V,3%Z6C1U>'1*:C59-"](9C<W87!:-6YQ:4965D9&055E
M049-,DU)4FE+:4M$55-3,VMK)B-X03M/>%8R2W5X5C)+=7A6,DMU>%8R2W5X
M5C)+=7A6,DMU>%8R2W%&>&97='8X03-S9T(O;#9T.7=Z0C%F865N,"\Y-4U!
M.3--+TIS:&AL)B-X03M,:T5S=5!-4%57.&8K>68K9R]R;DUA=C)T-EE99D=8
M-F@K='I)84@K8U5T=4PV-W50-S)1:V9Y:EEF8TTU;E8Y<#9J568S:WE2,V-H
M)B-X03LX9S5C34U9.&=H.'=',69(1$Y*+V1X<R\K<4-F,5ID:3 R5$HY15I3
M.7=*66U92$UO;5!33E%F<$562&EX02]8;7EX9&=A>68X1F4X)B-X03MG9G1A
M6F%N1T]Q2VHX=EA*+W9*15@U5EDO=T%-,F5,,E-Z2#8U>&HW<E V;7%7=6HP
M0TIJ.'97-"]V2EAB-558*W5B4$8W2EE2.6,U)B-X03M3.3%$.6)43%A3-D)%
M>#92<#9F-W$U2'A9:S5S.%AS+V\T9G=8-WE4*WAQ;'%S:#9O;4]#1U X074T
M,50O5D%(-G,R5TQ467-F,%)J)B-X03M(,T%"<&Q-;FU6*UAS6%EQ-T9867$W
M1EA9<3=&6%EQ-T9867$W1EA9<3=&6%EQ-T9867$W1EA9<7-L;FAH6&Q+-%%E
M-7!L1V95-#A))B-X03MV2DE22&UY:D%Y-4),<'1D:$(T,CAB5$XT.4(O6$]D
M,5!T4FI"-&--5&ML.&@K=C=!-55.1V8T:E-%:VLQ>38R0U!'<"]:56-".34S
M)B-X03MZ535S,V%U<3)%6E)J,T0P9F%D+W1B-'AW=S8S.7$R4%%B,70S2THT
M,4Y4*T=5-'9:8E93*V]X:CAB*S5K9%I!8VM42#5D5"]!2%I-)B-X03M4-TM+
M9FEA-7,X6'-H2"M0269G4#$S.7I43%A(;T542&]E;G Q5FXO04Y::B]#;6),
M1C=--E-(34=8=E V<6%:875:.&M42%I7:V8R)B-X03M)54(X84-V,S5S.%A:
M,FYX+U1J:5!G4'9A<%I:2&U3<EIM=&)S5F1I<G-69&ER<U9D:7)S5F1I<G-6
M9&ER<U9D:7)S5F1I<G-69&ER)B-X03MS5F1I<G-69&ER<U9D:7$Q,#5#;DEQ
M3R](8DLX;5!I1E=2-W9X.7E1855265=98FM99S=F>E!6>CDW5GI$:C)6<&=E
M27=%:C-Y.5(O)B-X03LR5G1N:E0W,6155E)2449(9T)4339%27A&4D9"<DI*
M8GE32%EQ-T9867$W1EA9<3=&6%EQ-T9867$W1EA9<3=&6%EQ-T9867$W1EA9
M)B-X03MQ-T9867$W1EA9<3=&6%EQ-T9867$W1EA9<3=&6%EQ-T9867$W1EA9
M<3=&6%EQ-T9867$W1EA9<3=&6%EQ-T9867$W1EA9<3=&6%EQ)B-X03LW1EA9
M<3=&6%EQ-T9867$W1EA9<3=&6%EQ-T9867$W1EA9<3=&6%EQ-T9867$W1EA9
M<3=&6%EQ-T9867$W1EA9<3=&6%EQ-T9867$W)B-X03M&6%EQ-T9867$W1EA9
M<3=&6%EQ-T9867$W1EA9<7=Z.#-V3C)Q*U5V270W<FUL0TIR,C-K9U)"3W!D
M2U-3<6I604MN;V9(0T%R-3@O)B-X03LV1VLO378X03,Q<#,O26E4+W%R:RM%
M260O=T)$4V9M6"]V<E1V*U)%;B]66$AH0W4O=T-H<%!Z3"]W0CEA9"]Y26LO
M-G$T.$E6,R]1)B-X03LP;C5L+W=#*W1/+S5%4V8Y5F-E14LW+V]A5#AY+W=$
M9E=N9CAI2E K<7500T9:>"M52"]/475S*UEV3FEA1C5N4S%I4RM8:' X.75J
M)B-X03M2,'5"=4DS-4]W;S1Q0B]L54AF05EP6G0K9'9M-WIX-5$P2S,Q,WDT
M;'1.6E)396QQ85A%5%--9VM)155G2W5N=SAV:%!U4FM11F5))B-X03LO=T11
M,&XU;"]W0RMT3R\U15-F.59C;G=H1'8K:'!0>DPO,S%P,R]):50O<7)J=VA5
M5' S+T]5,VXQ8BLR82]T-T=3>$5Q1S9J:6AD)B-X03M:1VDU1&U%67E%0G50
M5&)(:%8Y4S9D<49P<4YH8F%H6GE#83!U-&MN=#56-DY(26]:5#E)3U9P4D=+
M=$\V4F\P:VI"15%&;F1J44%$)B-X03MC:VLT<2M84$UF.$%Z;$@U=T=U,WDV
M1D1:9F]D2FU7>$TP3'1),%-M:75X.5)D,W!Y<%1A=$UN=V]3,R]!2T=K+TUV
M+T%(,7 S+TEI)B-X03M4+W%R:#11<G8K:'!0>DPO04XY860O>4EK+S9Q-#A)
M5C=.*U(S;F)Z-35Z,#8X,6YZ06QR1'!A=C9&9TE);6IA5U)D-5AQ>G0X2S=,
M)B-X03LP,TYF1$EY1DIE;UI&6%EQ-T9867$W1EA9<3=&6%EQ-T9867$W1EA9
M<3=&6&U0.$%Z:V8O04]3;3%0.$$T>E=V+U51;5-J>E8X8UI9)B-X03MH,DMU
M>%8R2W5X5F9"4$Y"3DA00S5J;6E94$A)<&]Y<W!Q1T)(8TA&6#)R*UAF;6Y3
M+WI,+TQV+T%(24ES<W,P5%='=#(S5#DW=V\W)B-X03M!9&<V:T]P-V9-6E52
M4E,K4U!0=FLK.3AO96%R-U%R<7)#,V5T=$U25#%92#-J:TAZ6'(T1V]Y=T9$
M2'-+=7A6.5!F.#1U*V9V<C)J)B-X03LS2&LK.65T,7!O3GAP>%DW=&)/,WAP
M+WIZ:V%V>6(R>7514SDS>4MV25 X06Y*4'HV9$(X;T11-T]8:'%E=3AO;31M
M:DIA3"]!2'IB)B-X03MF>C%%9G5#,VAK;VA8>51L:4A9<6Y0:R]Y='%0;6YZ
M2EDV1EE$.2]E4T)7:W!6631X=DI),W-I06Y!4W(W=#!$43E/,$A28E!2.4]J
M)B-X03LY2WES66QH:%AV4F5R364W360R4&,U56Q(-'$W1EA9<3=&6%EQ-T98
M67$W1EA9<3=&6%EQ-T9867$X>"\U>5 O05!*5&%N+WAM=&8K)B-X03MO:$UL
M2&UR-#1Y>$1S5E(K:&%*<4]U879A-E)P<UEL=G)X>$9B>'-W449I2S U35%"
M,'=+>B\X039&=R].;B]Q,E$O.4I6=B]!33$T)B-X03M/24LW+V]81#@R9BMR
M6D0O04Y*5G8O>EAJ>$)89CE#-&9M>B]!3E=Y2"]P2W0O.$%M=DAI0W91=GE4
M+TQR.#)022]M<C%B,U1K+U%E)B-X03MO2TED4U)B;4)I=D=P:FU#:#9K>'-F
M.$%G4V4Y34))2U=49C@U2&9L,R]I3'ES3F5S6757<F%'<E-/0CEQ5S K,4MV
M=5DO='(O<W4U)B-X03MW4DMV:VY,14]X5D]V2G9M;2\X04LS;6%W,39X3EIR
M2U%-,&1A0U--+T1*1V9:,$I'06A8,UI9-CEP5C=O54]U=WIR*VDU<F-883-$
M)B-X03MB05%L3UI:=D1I=EAW>7!,-&HO33-Z<DXU>3@U,RMT3GE&<7IE:G X
M5&15=&\V:4U5-T9T,V(O2TIY,$-K359W<3=&6#%6+WIJ4BM8)B-X03M8-D<X
M=G8U<'8T=4]P87EG5S!6:'9(6F<Q0D@O04)M64)V:T9Y=5)3.7)Y2W5X5C)+
M=7A6,DMU>%8R2W5X5C)+=7A6,DMU>%8R2W5X)B-X03M6-6HO04TU2"]W1&MP
M=%0O04]-,7(O,45*:V\X,69(1U=)9&ER3E!Y6B\X04IP95<O=T1M35@O:4Q9
M1'E6.7<U56PR2W5X5C)+=4E")B-X03M"0D919&E$:7(T<R]/-SAV1#5-.#53
M>#(P9DA2=%,U6%=M140T5E5N.35$+T%-.&U.4#A!5DLU641A2&YU4U8R2W,W
M,"]W1$YJ5V)0)B-X03LX<C<S>4UN27!C>F=W,UA,*S=T2'$P.$$O=T)A44$O
M2FTY<T9B<7=40W)S5EIX*U0O=T-8.&YN6'IL8E=-:4@Y1E=T3&Y62D)S0D-H
M)B-X03LO=38O>E-..$DK:SES0DY+*S(T;V\T;S!I:5%2>'AG2VE+049644M!
M041O0FQ35C)+=7A6,DMU>%8R2W5X5C)+=7A6,DMU>%8R2W5X)B-X03M6,DMU
M>%8U:B]W035(+SA!:W!T5"]W0TTQ<B\Q14IK;S@Q9DA'5TED:7%A95=F34XW
M-60Q*WDQ=7E33U,W<TI"3$-K=UIO>7="2'A")B-X03M74G%B.6IG2W964"MH
M<G9Z12\V=#)K9CAI8FXO04Q+8TA#1F0O=T)$6&9M2B]W0E<W4U K4DYZ+T%.
M;$]00T9D+W="1%AF;4HO=T)7)B-X03LW4U K4DYZ+T%.;$]00T9E=69K6BMA
M6&U$>CEA879.<D9V85%.<#AK0U%I>E-205)+2$QC=E5K;"]K1DM5>4UH4UAQ
M3U)6:% U=CA!)B-X03MK0U!Z<C5.=6)#3E(K;$QA='IP8V@R<$UG4'=%+W=!
M<VDO0V9O4&)#1%-V:4]72U-+5C1P5DM3>'-69$=&0W)+845%2'5$;'%&;4MU
M)B-X03MX5C)+='%R37=645-X3D%"=5-4:7(W52]*3#AV1CAL*U1967)M4&IR
M3V\X8G)5,DE(2E=)*T-(-5)+868V>%DY.'%*=$PP1$%R<U9D)B-X03MI<G-6
M9&ER<U9D:7)S5F1I<G-69&ER<U9D:7)S5F1I<GI(+VY)+SA!.&Q.<68O1V$Q
M+S9I17E596%V:FI,14]X5C)+=7A6,DMU>%8Y)B-X03M*+SA!3TDS+T%">G9-
M=CA!>&UT4"M)>35#85@P1FM&9&ER-5<O=T-C;5!Y-R]1+VU"4$Y6:$945'1:
M9FIE0E)T2&552DI0.$%X;55C)B-X03MV.5E.;&M3:#1N:VQD:7)S5F5W+S@T
M,R]!2F1F-&@X>FYZ0F928W1*,%(Q6D%W<7-T,SEQ3F9F,"]T;B]!1U!J:UI&
M6#%P;&%867$W)B-X03M&6%EQ-T9867$W1EA9<3=&6%EQ-T9867$W1EA9<3=&
M6%EQ.'@O=T-C:B\X07E5,G O=T1'83$O-FE%>55E879J:DQ%3WA63V9*+VQX
M)B-X03LO36YM8E1T0U-C5WHV:$M)4D]Y.'=L4518:4-T96YJ9TMV868K:%)T
M4B\V;5=(+W!%8B]Q<FME3DQV.$%O56)59BMP;&@O-E)'+S9Q)B-X03LT.&%U
M+W=#:%)T4B\V;5=(+W!%8B]Q<FIX<3E/+THS.'%,:CAV8F)625IT4E155'%,
M=W5R2D59=4AP0G@S6C8Q-35%;3%E:31&9&EQ)B-X03M4*V-02RMN96%F3&0Y
M;U8K4#E(=EEY;VM(,F\U0CA58VDK-D]!,D5&6'=&;'%(67$W1E@S9"M7;FQV
M5'9,=FMF4TY/<U8K1#9U:S@P)B-X03MH04135%1+2&MD<65,2&)W1D(R>6]L
M3$HX0W5X5C)+=7A6,DMU>%8R2W5X5C)+=7A6,DMU>%8R2W5X5C)+=7A6-6HO
M>FMF.$$K4VTQ)B-X03M0+VI.82\X0551;5-J>E8X8UI9:#)+<S O2FXO04UM
M;#5B+S5J1B\T:3)!.&QF8T]62F1I<G-69&ER<U9D:7)S5F9N5FQY2%EQ-T98
M)B-X03LV0V57+W=$;$AD3"]!3UE/1"]K,'55<%1(1EA9<3=&6%EQ-T9867$W
M1EA9<3=&6%EQ-T9867$W1EA9<3=&6%EQ.'@O-7E0.$$O2E1A)B-X03MN+WAM
M=&8X07%)5$I2-7$K3TUS43=&559P;7 S*VPS.$=O869/,71E,GIC-$HP*S!J
M94EX5FQ8+T%#=6(X,'8K<&MV4"M#6"]!2G!W)B-X03M51F0O>75B.#!V.$%Q
M6DQZ+V=L+S5P>&]+-R]L8S,U<&8Y5$IE9CA!0DPO>E1J458S+TLU=GI3+S9M
M4S@O=T-#6"]M;D=G<65E4E!Z)B-X03MA+TUI*S@W*UAR2S<Q*S9M=$QR53=/
M1S1H6FPT=DA*8TER<61U:%4P=T5"6#),;&%867$O3W),:T]X5C)+=C!%.'0O
M.&\W<&8O34A")B-X03LO=T%M;'EL2UDT<3=&6%EQ-T9867$W1EA9<3=&6%EQ
M-T9867$W1EA9<3=&6%EQ-T98;5 O041K9B]W0U-M,5 O04EZ5W8O55%M4VIZ
M)B-X03M6.&-:66@R2W5X5C)+=7A6,DMU>%9K9C5B+SA!:WA02S,O8EAS4#A!
M<4IJ=TAK<C=Y>7!,<U9F;E9L>4A9<3=&6#9#95<O.$%L2&1,)B-X03LO=T-9
M3T0O:S!U57!42$9867$W1EA9<3=&6%EQ-T9867$W1EA9<3=&6%EQ-T9867$W
M1EA9<7AB.'I02F-V;E!Y:&1E6#1R<&)*-VPT)B-X03MN1G=Y1U%$,'!&9C=)
M2SEE4&IH0G!8:78O46\R;R\X055Y=R\Y26IF.59C;'AQ-R]!2T9',4@O<5I9
M9BMK4G8K<7501W)V.$%O56)5)B-X03MF*W!L:"\V4D<O-G$T.&%U+W=#:%)T
M4B\V;5=(+W!%8B]Q<FIX<3<O04M&1S%(+W%:668K:U)V*W%U4$=R=CA!;U5B
M568K<&QH+S92)B-X03M'+S9Q-#AA=2]W0VA2=%(O-FU72"]P16(O<7)J>'%M
M9FQN+VY&,B\P6'I*<$]S3C5H:6U85&)Y,W9':$9S>6QX0DMS;D5.-FAP6&I3
M)B-X03MT351*6#!":T9D:7(U<R\V1D<Q2"]Q6EEF*VM2=BMQ=50T,60O=T)#
M:F%J+T%.5$Q$+S!I3B\Q5G@T,60O=T)#:F%J+T%.5$Q$+S!I)B-X03M.+S%6
M>#0Q9E)7;5=:<W1.=$Q-='I.=$1(0UA!<'DY3D%T864Y36=Q2GA6,DMU>%8R
M2W5X5C)+=7A6,DMU>%8R2W5X5C)+=7A6,DMU)B-X03MX5C)+=7A6,DMU>%8R
M2W5X5C)+=7A6,DMU>%8R2W5X5C)+=7A6,DMU>%8R2W5X5C)+=7A6,DMU>%8R
M2W5X5C)+=7A6,DMU>%8R2W5X)B-X03M6,DMU>%8R2W5X5C)+=7A6,DMU>%8R
M2W5X5C)+=7A6,DMU>%8R2W5X5C)+=7A6,DMU>%8R2W5X5C)+=7A6,DMU>%8R
M2W5X5C)+=7A6)B-X03LR2W5X5C)+=7A6,DMU>%8R2W5X5C)+=7A6,DMU>%8R
M2W5X5C)+=7A6,DMU>%8R2W5X5C)+=7A6,DMU>%8R2W5X5C)+=7A6-&XK868O
M)B-X03M!1&MB1C59,6TT,$A13$=/+W="471$=W4W<31::$)(2E-P:E9%25IY
M=&9I*TIA2&)*0TMS43!V+T%*>70X,E<Q-G$V+V]D<$IB1VY.)B-X03M,5517
M.&]"-VHQ6&U"*U9".#A00V@V;C4V+T]3,#!4.'5,1'IL;SEO8C905G!59W-9
M-VIL1'=:,&MF;$MV56AF4DEO<#,W1VTK4D$S)B-X03M3>5@X=71E=CEF.$%*
M3VMA>F8X040V-691971.-F$X541&:G-O<6%$17%Y4$%R<U9D:7)S5F1I<G-6
M9&ER<U995BMB9C5I3C5#.'),)B-X03MR161M3#8T=4QL3$\S:5HK0T(S:F54
M;35!2DMG4DA99&9B0T)A;S,X<V9-96\K6F9)=6QA-7%005AT.&MK:W=I6&EG
M<$TV9TM#5TY!)B-X03MQ9V)N17%W;CAS=GIO,51Z>"M9;6]A3TQ+2W@P97ES
M6C5O:W%:2FYL:G5)66=Z=CA)<'AC+T-&*VLT4TM#=EAS:7)S5F1I<G-6640K
M)B-X03MD2#5J,V9K5'ER2'%&:&)X,T=O6&QW=')B0V%P:5%L1V1N64M63%5#
M54%Q3GIH07172&9L1"M94#5W*UET9# K5%AD3T(X<U@X8WI$)B-X03M51G14
M1W19,%EO431.04=D859);V4R16=+.79Y2W5X5C5"*UI0-7HV=&]8;B]3=DHR
M;#)K4VTU;G-X95@X>$QN,#=I5E9+4DE+0E1X)B-X03LO86%V>3<U24)8<BM2
M5C)+=7A6,DMU>%8R2W5X5CAB*V%7,7HX=79Z;G4Y8G4W15A26%5*-RLP*W-R
M5T\T:'5'6F=Y=5%F:D%K*S!.)B-X03LQ8V4R5T1C265N3"ME9C50960T-V5W
M.#5A3SEO>5-+.&(S2T-E1DA$06EK,%9*4414-'%O1DDV-UE/16A+3B\U>6EL
M=$IF>7<P:5=Z)B-X03M:2'1(,5,S83-E26=X;4TR;'=62T9D=4Y/;$U%96%V
M2V1(,#<X.4QR>4Q(-6<P;E5,-C(X=#9:031T;W)A-TYT5T,S2CE2,6AJ6D]9
M)B-X03M5:'%L='I4=FMT:U!A4#A!;DAB.'E.6#@S841F,D]T5&979%,P9#1H
M.6)905!,0DU'-&,V9%=5>'-#,V9A=2LU:DE*650U:SAR+VYT)B-X03MD-C5F
M9EA03S!';$I(3DET:$<K<$=W.65+<$UB4G=7,U1K;S(U,% V.$E)5DAF:U(K
M6B]N1UAZ;&1E4B].3GDY+TMG;E-'95IH2DY&)B-X03M086LK<$=:4CET4T9B
M8VLW:F)R:DE+=T=W.#)F;DXU9S@U86QO2&PS5W(K96575S114D=E:7A1<$QU
M=V1Z4U!J441K0T0R2%A$45%M)B-X03M7:2]M1BMA4#5B964W9E-V3V0O8S-D
M:DDX6G9O3'EC,V%M,VQ02#$T2E=,:V-A13=(<U%2:E%+=E%F>BLO3FY8=$1V
M-U!Y;#578WAA)B-X03MV96]R,TYZ1T$P<4-6=45555%)3DAE;34V9U5P,7E-
M46QG5W(S6#4Y+VQJ3' K=F$Q<7,Y.5I836=J:W0U-W0W,D1N470V37%Y16A'
M)B-X03M:43%#;FAS8VQS55!P>E%.6G1D8C!/=S%I,'(Y5S%#0T\T:4(V9U-+
M1S1N,U=T1&QA6'I:+W=!-4PV5C4Y:C%I-C%+.6YK8GE83F17)B-X03LP96U7
M-6Y$4G)C0WIO>%=#=%9.56PS<"MV2GA1;68U06%$*V$V,R]L+U9*8G%9*U)E
M3GE28D<V57AC5$A-:2]U3U9F-RMH-F4K37%3)B-X03LX<SAK465E-W9Z:F9A
M9C5+;6MG,5<K4V5'85=&,6A:8F-3<DDU.54P-$1L1W4V;7999&-K54TS.'(K
M9E!Z4SAH9FU06C9"-75V-W$W)B-X03MT<FUE2TLX=')U8S-1359W46EZ47EU
M6$DT,35F0V0V14A!44-&6FXK95@U<2MA8F9Z4&$K42]*<VI1-FY.-E-89'A&
M5#%J3&,P.4=#)B-X03M.;2]U+VA:5UIU=30S1D1735%L:&UP87@K95@U539N
M<#)O82]Q8S)P,D8T84Y"4&136&M$.&%&-&E:2W1'.4]H6#AD.&QS55!P+U)T
M)B-X03M6=$Y8,&EY,5=Z671A6#A%9'A!5#$T4W%'1E(R3RLK5G!F3FXO3U5D
M;#5W6%A)<GDT85@O04%M+W!2,E-M6D1&.6)%8D8V46AU871X)B-X03MR.%)8
M2GA1=3AG1#AZ=$@O04-T.'AA>&0S5C%B-DPK:6QF>3=-3&Q'16)#6&-X4F\W
M4$AT6'%O>$Y7<E!V*V-A9DUE=F$Y-54Q4S4Q)B-X03MR54HY46YI=GI(2$QC
M3S!J2VYO>&YI0S-A<'=34W<O>6(U>3@U6#,U.39X;V-U<C-C,FY*9#9V1F(R
M3'I-66Q%6')#2E%P3D%%-&EN)B-X03MH:$DR5C56-7(P:CAW-U1Z,6$R3W8S
M17-V;7 S=&AB5%!/<W)H;EE#0VMO66=58G!V=&MH4TAR,G O.$%+,V9+9C51
M*UEB=GI*<60Q)B-X03M&<2\Q=3 O4CDP3&]44TI%,&EQ-%8P6G5)3F1X:V1R
M4WHS+VY(,U<Y6#%R.'5O8C=6<GE7*W9$9%1O8FED>3=L5EE52$DK1T-83EAN
M)B-X03MV+T]09FY4>EIR6#5K8799-G1Q.3%F5V-.:&-34E<X.')/:75T,4%Q
M<T9*-FA727=Y1WEV3R]+;FTS.#=03E=O4V%*;T]T-FID,V,P)B-X03M2955F
M5V5"4TI#3U0K<3=,-F4U07%#1#(W-%-!:&Y&>#4Y+TUV.'50>3E.='(Q,V-3
M*V$Y679*:S Y8CEX9%!A5W1U1E=38FUX9FU8)B-X03MK8C1!4U9P.%$R=U5#
M<5,S,$@O3U%N;"]Y.4(U-G5D8G9$675)-V@T2'4S;3E.2FE/1%,R<C%I0W1Y
M1W=',61W34]Y=E9F.$%L96EF)B-X03LX<5HO>&XV0V9P:FXK:B]Q=2]P9E@O
M2'@T8U S=D=T869$6'9K94AD2TEU4'IP+TM$6'1B=79,5W)00E!:46M#3SEV
M;VMK<UIP0E5/)B-X03M%6BM12$AS-U5"-TAP5F]Q.',O4$Q1=GE6=$Y':'90
M2TXS869P>5-D4CE7,#(T1GA#,%9$>F%25F%2239B56]26'=067AT0U<V,TIF
M)B-X03MV+WIJ4&]0,6]K>$QR-TQ:13$O=5)$8RM0:$IZ=SE6934O;#!I<"M2
M5F=&04$O4DTU;U!&;&M*4#-N24AM;#1D*U(R<S,K:2M64'I#)B-X03LQ5%1Z
M>'9B6%1O6'0S<%AG.5I12' O:U8U6D]314@K5F8U839"-3AT9%HQ4'I$-6IA
M>'9,6G=Z0C-1>4AM0S=817IZ2#1L2G%0;C%/)B-X03M*3DMI4'E)=$Q3>2]0
M0TMZ<S=O6#%P8DYF=S(Y-F\T<DY(2$A)<5-G5F%G9%)Y-C1Y-4MI4'E8,3=2
M=$8O3V95-3E7=DER1T,T*W4R)B-X03LX8S@W0DDO56%C37%S-2M&86A$,5!T
M:653<G8K8VQ.9#!J>D0U-3!Y,C!/94Q56F)E,%-#4V$R65-Q,'-S<DUS45I3
M5DI(26102$=+)B-X03MO4#A!4"]36DQ4.#%)4G%%<E=T<&17,6MF<FE+6D]%
M84E)6DI%5W%C:6I2<V5.4FI(:W%:,T@U32M3;FIT0DXK86QN2VPX-G!B3#9+
M)B-X03MY8VY98E9!=7IW*V)5<#!W6#5+*VM02FYL>B]$6&QB5&1"*W-F5R\P
M9D-)9G)01# K9$-46&AY9FHQ+VU/4DM8;5@O3U9Q<V9Y-G-#)B-X03M!4T8Q
M845S4C)(,6$T1E0Y2G=X-7%M6#5'96-F2S9F;'HU8C!P.51T>'%J;5<R6%0O
M554S0FLY85)Q96M+=E1J.%9A57!J26)Q.'8O)B-X03M!3V-9=U X06QA=70K
M,FY86"]56F(T6F-K3R\U>6)!2#5Q-DQ19&1/=%-F*VMU-'AJ>59)9GIP,'!)
M+WIU=F\Y5'5M,#)Y=G!B5U5A)B-X03MI27I,-F-,=WAO6E%G2T9G:DM184AS
M8TDU2VYK,S5*951:<FEY<S,O0413<S=M82]C2EIX3$-K,TXR2'<O6G4R-#$V
M06UL5'0Q=U=R)B-X03LV3SAM95A$-6$X<F%B;U@Q;C8S*VHT4D0Y6C1E;GIO
M4V$X3U0X978X>'E*4SAO+S5Y>2\U47I2+RLR:5 K5$5M1TMO-C%T<$QN+VY'
M)B-X03M!>'AI<D126DI+57)T15=K4#1,:C%6:D@O3TPS;2]Y-7!M9V$Q<'5P
M-FIB5T4T=59U:RMS>7!$>FIA34E3=DUQ1'A-93E02$1)2WAZ)B-X03LX<#<K
M,3%(+T%*>4YV3E%T2#E3,'9,>E9B:3-K2#=58W9R3VIF4W!W;FMH52]/>31G
M='9Z.3!Y-75*1FEG:&946DIP6$Y&5D5K0EII)B-X03MF04%90GE6-E@K92MV
M-DIR9C56-B](;SDY0G%$5T5L:S$T8EHQ;%=-4UA#.&%S=%9R=#!R=&=J>E-L
M4"]!1&IZ-34X<&%6*U=C<T=P)B-X03MA<F)79'A96$TX:SA%.'%2>6-'0617
M4E=)3#%'=S0Y.7-:1&171F8X-'1Z0V(X>F18;4%O2DY,=4A!4&)L9#(U=WDU
M2590.$%N13,O)B-X03M!2E105U X071N2"]!2E!X-'E62&8X-6)73GE.6#AV
M,S5"3G$Y=DY!1S)O2D5C3U(P-FM/4'5X9W%25S,U5F53<G)Y-T)Q,7@K84YV
M)B-X03M$87IX;WHR,'-!37%-,4MX=$0Y8C4X;$]X2$@S-EEB5FXS+U%V5FXO
M04UQ-"]1=BM,,"]2=C$O.4XO<% V<W8Q9C O<3-P5G Y6315)B-X03LT+T8V
M;E!P.2M2-'0P<#<U,R\U>'@X;"M:3"M857)/5UA28C9D:3@O,6-+.$1U>'%8
M3515;W@O>5=!.7-22E=085(O>FE:;T5&>7-M)B-X03MQ-C=C6#!#;7!G:&A7
M,C5$=TQ&-6HX-F9H:#1L96@K979Y<#!0>E0U4W-02SA5<F%4<#)N5'AZ,GDR
M>4MA0TM+4TE*4G9A56MN<EA))B-X03MG<6Y':&55<F)34$IK2&QE3S1E5S-G
M=%AT0F-S04A+=4-/5D)T6#1S8E9I+S5D9FMN;V9K>5!6-%)E4V%P8F%Z0W1V
M9%%82TEQ*VUV)B-X03M-1F9H-CAH25%C4V)6:&UO+W=$3TIM9U1A;3 Q:G)T
M>&%A97I&=G%B=W)--G%D*TMZ8S R2&)K:$]3-&Q:3#5'+W=#8V8Y0SAN*V)9
M)B-X03MV34YH<61Z3UE"37-6<DUQ54-Y;WE53')1:W%'-C!W1U-V0G9),VM'
M>#@X+VU4<F5I6&1Z3&%+0F58154X459I<VE49T1K<F9A5VIN)B-X03MA;RME
M4TIO264S95%0*V-B=DQN;&97;V1:=G(K5%=B>3!B,4Q.1VE70T9*06%R254U
M4T9M6#EN-'%6,W P<$5Y4WI0.'A0>7HX=65E)B-X03LY3FIT3E=6-')I,DIA
M>G9O84-72714:T)514UR54A*5"M",W=!,')Z2%1F*V-3.4)H=E)*<4]V6$8S
M84)Q+U8T;U5G66=5*T9P0SAV)B-X03LP,%5:3&E6-VQP.6AA-F995SEH84HV
M9')A4DI$0DA5='AJ:E5+;W%X2DY!3RM15DQ03V9L1%-03C-L-C4P4%968C9T
M8U5+>7@P16MC)B-X03MI1W%325-$=40Y-#(V65%6961F;#<O>FIN<&9L1'I4
M8F592#%I6%5*8E Q1&$R-6=32D%:23)J<34U4T9Q0GE24VTY34IK<6-F;#,K
M)B-X03M396PK4V9-=#5R,7)Q53DS3F57.&QS,$UQ27%Q2EI5;$I"6&99>%5W
M13)R=GI%+TI04R]/,VU7>C$V-C%+93!M<S=E3S)71TI%6E=%)B-X03M5<GEG
M:W1V=5IA66<P<6%F;5(K5DAL<GHW87=J575D=&8R;TET9%%G;TI&53=L1T1!
M:#!R=E$O45)V:413=E!.1R\U>$XX=E<Q.',R)B-X03MQ-C-C86AA<3-,-G)&
M0W1T>55D1F0K8W!P-#AA2#5994I8=6M%355%36-%431X4DM%:E=P3D9554%Q
M9"MM4E9I4#5N9FQR62MF=$IT)B-X03MD3G9,>5=Y4S%U4')+>5%Q<D5N9WE5
M4$PO5W=G,'%C95=02SEP;U!L87DX=6AZ9#)L<$(Y6$Q3<5 S:4=T95,Y3C8T
M:W$X:#%8+VY%)B-X03LW>3EC86\Q>' K=#-&:G W<U<K<$Y#<S=+0V$X56Q,
M<'-/,TI74'5C4$5R22])+R]!1&HO04M$-5 X,E$K66)$53=M8S(V>7!(87I,
M)B-X03M'4E-60VYX3V]7<$A+=E1%>59&+VUP*U-':2MF<G%$551E4'!M<7=2
M*VEB;$EX2VMK64I:43A:6DML4WAO47<X4$-I2E5Q3#AJ9FLU)B-X03LU9CA!
M2R]L5%5V3&LP>C9R8F%U5TXK,'EI34U#9U%+<7)5<E%B9SAQ,3-W17%W2G8K
M8U-T0D]P97%U=C-),#-L6#9Q65EZ3GAR,#EB)B-X03ML>#9D+U1Y6$5R35!Y
M,"])-U-F265V,T=S5U=P5#-J,T9Q.7 V37E);U98:VIK-598=5!307='5G%V
M.$%Y>"]*4%,O24]R6%=P5V5P)B-X03M4,W(S5G8X059M:FU21D%(3EAQ3U K
M<F=*=%=7*V-02C)H96)T16PP8E=O5$QA>45/:G%1<VM5:3%#>5).43A71E0K
M;S%'24MV2$4O)B-X03LU>$DP8UAN3B]-9'<Q;%AE15<V0U=L9CDK;'EV5"]I
M=DIC8796=CA!;%=V;%0O02\K0W9Q-R]O5# O5#0K;S-Q.'584#%/9C@O4#1V
M)B-X03M$=%-M,E)T5U591F1I<G-64R]7=DU':&%(87)D87IF=V%F8D]W:E-7
M-6M73E=C:79%8VE+;6=X5D8R=#%B6&1T1F17<W%4,C V0U-')B-X03ME3F<V
M3VI#<7-R0V])23=J1E9',#%F4S<R-G5R4S!U-')I-7-I<3-K551Q-U)-.65+
M>4)394I013=(1E8K;V%J66%D85-8;6]8359P)B-X03MA46IL3&-4=7-C86HS
M6FE!3593-WDQ-6$X<C908DY,;U9L1&)P96XQ-4QI3F%V3C9N>#AN:V%R=%=T
M4E4T5E1N07)S5F1I<G-69&ER)B-X03MS5F1I<G-69&ER2#<O=T1-3'E*<#DX
M.6AF95E.4'1R>4TX6EE*8FU*5U)V0C9T.$HY:FAP559Q2&TO>7)P<E=A,RMR
M,F1Q9%%!87@Y)B-X03M794Y05U9Q56%/<"M*5'E'-#)W57%B67$W1E5*<#)R
M-EAQ66YB5')U2SA7,6Q.=F-.039Y2VMY<7).1U-P235!3TMJ1E58:7)S5F1I
M)B-X03MR<U9D:7)S5F1I<G-69&ER0F9,+T%/9$AK:EAV338K5W)+5S185FUE
M5TU25%%M36,T1EIP1C5%.5%%3T=L6"MC4'IK.&HK571B5%)T)B-X03M9=4I5
M=EAJ4U5I2TEY27%Y16AE5$$W2#1A+TQ%0E4P.#=F;4(U8CAM861B-FAR8W)P
M0F13*VI#255-:DTS17979S=56')I0F%V2U!Z)B-X03MT,5AY3#5Z.&DK6#ED
M=4Y4=71-=%IR;6-A8D]B57DK<%0T2E$X6$I'2#DS.$Q6+UAK:'-Q23$W>G8U
M43AP9FMP<"MH,DXY9'E0<2ML)B-X03M80V%.9&U-;S=V=4=:=4HO9&9(2G-+
M;6=W5G5R079Y0B].3'EP-4IT3F%J,3936DAV<$E(9SE'27E616%U1W)1-V9A
M1U-K3%%M;B]/)B-X03M55W-287)B951R*WIK8S9F<49P3&5123%6<7-O:&1'
M6D]Z8UAW4E9N1VXO.#5)9FQP<#%L639C.'0S3S%V0D1$3&-1=U9I1$MI<3%#
M)B-X03MZ27A#;G=8-59W8TI3.5<P6%=T3#%V4S=F5F1+=49U<D,V6&Y"3VQA
M159O9&I19V=I:$(S0GE+;S-&6&YV;3,X.2]Y-SAS86DK;3-D)B-X03LS3&0S
M,$QC8FE'>6HY6#!M2%988VQ%-41O5D162&9#26Q5,3AJ+VUP-4PX-F5P2&]T
M-%1E4DQZ;'-:,4U5-%AP>4-M;UID.7EP3D\K)B-X03M*1DMO9650>F<X:BM4
M3&QB4%8W=#,Q0FQ$+U5B5E!6;%94,%HY,59+.5)Y644Y<U%,5E(X;&9N5#5#
M.#,S;S O5$QT-&1287!I<S=T)B-X03M04VMK0494=TY74G1H5V=A=G1I47%V
M-30O3G9Y9#5+,4-#=S%Y4V1,:35I.65)47A'46-/4E1C9RM+;D5#,5DS3"]Z
M:S$K5C!D-3E8)B-X03M%,35*2'DT;393,U!P9E!D:$I19C9M2&A+<VTX-2]M
M6#5B,$AY6$@U:BMT;5=Y,45E:G!L,6)R-F]A85=*,VI.3G%$.3)A,39D34%#
M)B-X03MV:U!Y4D@U0G5T479(.#A89"]$8G1(5S-E>$-T23!Z3CA28W5S;F(R
M-C5955!6=GIX.'9F;#5(<C-L-D159&-V3E!E,C!M,6A%671F)B-X03MR4FMS
M-#-K5TYW=V5-2DEE3$%J:E1V5'AJ1EAV6&U8>E@U8CAM84=L-W)6-3E7<S1G
M<T503&Q*3$EW6#1554-R3WA!,RLX-45#,'9()B-X03MF>D0O040K.&DK6E!)
M975A5'!C,3-A-FIC44ET<TIO:D=*4#-Q1C%$>',Y4&="<GEO36M)<6TO+T%$
M:6M14'DW,45N<"ML-78K;V$R)B-X03MW4S5Q;E=T+S@U1V9L;'!7;WE74#%Q
M92ME2FEK<S%N1C9K25E':$%D;5%..#%Q365%<7IF>78U<SAV.$%M;E-K,511
M-W1B=7I9;$=9)B-X03M65FMC8FQ*16%J2W=R,$DY*VU2259G4V8X-4QF;%DP
M8W)F5W)P5$5N3E5.=3E83E%/0V1U5SED-D0S>5A#5E18>5HK95!K2'IB<6<P
M)B-X03MR5#=I83,Q0U%%=U%88UEI371"56E.9WIQ4T(R<EAW=T=+<W X>BMA
M+TPO;&I3,C%06&(Q3$LP56A66C9L;F,Y16I245=D=EI2-SE-)B-X03M!0W90
M-TPO;DIN.'(W;3A3,V5A.'158SAF<DTY=BLV2&=4=UHR02\R3U,T4W(P6%5V
M365H86)O<F$U93,P34]K2D=S=C$P<T=J2U!4)B-X03MG5DLQ-6-Q:FIX<EAT
M:U9E9#(S+T%$:W@K5C Y.'1Q,#DS1$=Z8U)D>3(U14DY>GA:;D$O,D]3-%-R
M,#,Y23)(,40Y22]7679Q2'!E)B-X03MV.6(U<C98<&-E6'%C-CAE4$AE=5)6
M.'$O;5IB2'E**V9C1W1X1#!R3S1U<F964E1A<V-R.&)O8F9Z3W-N,S593G=H
M:#,U:C9J965A)B-X03LO3W9M9GI"8DM:<D,R;7%::#EL8EI*1G191R\R6'<O
M9FA#<'8K63-N:30X-F%4-4<P;3-9>C-D<EEI1S1J0C-.-#AV,6%J9C543&)Q
M)B-X03LO=T1S.$%&2SE"+S5Y43!31%%V>3@X;C9.06%X864O,6-.,#5'3T%+
M5R\R4C-W4C5P5$LU.&TK5SE:+S5X-3 O5TY3<R]8,4A2.49N)B-X03MK,#9F
M,4I5.4IJ5G$X55I58F1".6](0F4V<U,O-7@P+TQJ>5HU=G-T8VLX>&%D.65E
M>FMT,71J-C X4$533$E7+W5:238Q-&IR:&M5)B-X03M)<B]N2V94<E!49CA)
M861:4BML6E=6;E!B,C!65V)J1D8V2TEV2FEZ1VEQ0E5M=4U65&IZ8BM39FMF
M5%!Y6F96<F4Q6F1C=&)'1SAF)B-X03M59E5K3%-3345A4E-H8C K0C5%04)D
M=C%O3S95,"\U>%$Q0V5B>61Q=&Q)>&%+,79U8TY45V=M:5AK;SEQ<%@V8T5L
M96YF;4YR9'IO)B-X03MF:UA89%9T1'AU<E=Z;&$S8V9S>49E2TXO<U=92$%&
M9D]V.$%Z:C$K5B]L>GIN2G$K<2M:23-V64Q.-#1O8F(Q2%%02DE'9#-K84UQ
M)B-X03LU<%%5*TQF9754:V%1.6(X<V9K5#55.&]E8F)N>EA9>7I34C(X5$YP
M=6YS>'!B<WE-<W!-;%,P9TMM:3AU;%18:V%(26U36&@O=T-4)B-X03LO;%<Q
M+TUV.'AT475V33=08W=I3UA58GE*6%I$3DDX<7%%-4M1>7 K.'(X2DA11$I%
M,$5++W=#93-K6%1024AM,U-B-WEW6'-98G!0)B-X03MR3G9%2D=D;TQI,VM(
M>%)S-5HV8G%256YE=F)B1TIT55(O>FMP<41A;'$O;&955UAG,3=O:T9W5DA9
M>74W,"\T8D=+<W$O3DPX;5!))B-X03LR9V9L12MS861A=DAQ*VYX,FIT92MP
M25=M33!S8U5N<4EZ1DM(,4]1-&=5<'1T6$%$=6QV.&]D1#!N>EHK4E=P5T=V
M,B]W0F-T9$AV)B-X03LW=6)4-"]5:VHY3U),5EI&87-B2512<F@Y:G1V:65A
M<TTO-7@S.&DK5F9.,G1A=F)E66)(-CE$83(P8VM#97).1GA:<$]*3EE8:DHR
M)B-X03LX8TUI:$8O.#564G!&*UE';5)O2TEM:E%+;S8P075B9T1R:D954B]Z
M;%!Q3C5D*V9D33!N;GAT<F%Y4F]K2BM(,6)I5G<W;G=Q155F)B-X03M29VER
M2R]Z5"])-WE"-68O04-X=DY1,#8Q:VHQ6%-O;VU&.39S:&%::DEI3UI567-N
M>&-I9FA!<#(R>$5T,'-1.&YA-V1A4"]!330Q)B-X03ME6C5,4GI(4&0V=3%M
M<VDY47,X3G%S;C-X.&@Y3T4X,$U1.&IE6F9Y>#!R4G)Q,CAZ95<U=&$Q0S5C
M,'56;3E.66]U24-R2%%G:'$Q)B-X03M*8BMM2D)6;6XO3TQ/<WI1964Y5#!Q
M0FXO4G0W6G9+26Y.4TAG:U@P,F%N=S$T3W=0>G=35FI8-4$K4W1#.#-E95I,
M2%<T:F-73G!:)B-X03M36&AT=WI)2DA34TM.5EEO5F%N-S)U>#=96D956BMB
M9FQ85'9)6#5R-EEV;#%483(W<F%A:F%X8S-F,'!06%I#07I%=%1L1%AR,WA"
M)B-X03MS2VTS+T]2;6\S,G4O;6Y9*U=V5CE+,G15=')E1E<K=TIB<VAN;$\O
M9S9J+T%'3TUE4W93=&$O-7AJ+TPK-C!33WHP=U1A9'%C6$@O)B-X03M!2$HX
M-4IJ2E%J;#9K5'9W*TE6*WIX;V9U>5!%;#4U+WIK8F)W95=T2SAQ*U(Y2TUK
M96HR545T>55D;5EY4TTO14\U3WA)4$TW9GID)B-X03M!2UE9;UE6<FYM6#AQ
M-W)Y8DAP5VUE5W)I>C$R0DDK1W-.34=,>4%J,51+=&9I5CDY<6)D<T\V<#,O
M:EA69CA!;UA0.44K<2\O2&$O)B-X03M2=E O04ID4%(K=#A/6%@K.#)P+TQT
M,#)X<F18<% X07IL5#56;'9V3"ML83EA>$Y*4' X-U<P-%%%=#9.=TMH:E1S
M<GAG9C=,27A+)B-X03M5:2]*5#AU2DY4+TMF>F5B:4%P9#8V1W1B3EI&24YB
M4E!5:&%H-V5U+W=$=W5%;F171F9K0C50=3E5+TUZ5#5R<3)D3%A343DO2UI%
M)B-X03M:4GEI;W-1<64O<75P*VI$23=)96]F.$%/5T9V4$XU93!%47AV25)D
M>6MH1DQ5+V1E,E)I;&LO;%11-WI6+SA!;D@V,S!A1F5&-65A)B-X03M.3D)#
M:B]$*SED6$-"<3E+=%1%.#%F4&XU92]M5#5V+T%#-6XQ8E-,2%,T-611=FYJ
M4U,R=30U9E9I;6@U040P,$M-9G0W<FMI3%%Z)B-X03M4+VY*4TA78G%Y.&MY
M6&MB>F%G9%!K3CAY4FMF=C)717E6540T9FER=&=I<C%R.'=)-4<O238O:E9#
M,&@P;45"04-46&=M,4UI3V%7)B-X03M'+SA!3THY=E!$-64Q-%12=D=49'A%
M0C%+,2]D92M'4W9:4$UE:5<R=39"<4]J6$I+=V%H8GE7>G5"57(V:6QE44AI
M<$Y2:U9F2FUJ)B-X03MA-RM9;C5**UE,*S!M<T5A0S=)4U)B:$A.=&-#270V
M8W-%:6QD-DUE+V5H1F5L;7A1.4TO2G9Z<BMB9FY,>F9C-G!Q54-F-%1N:3E/
M)B-X03LT:F5.;S=:3TE005=N3&MZ=5=0>#%*0D@R=C)C0D%3.#8Q6%-V3S,U
M2V5F6G15,#(S.5A3<%!5:G1B;5)793)N=%I'0D55<DM6-'5T)B-X03M&<4MG
M.&A88V14>E%P<VYN,S@W+T%$;F$S171Q3&5X:$-W4UA%2TU,5S%G1$9N4$YI
M955J5DIP5W!09T)S.&Q4,R]N2TA3-4EV32MH)B-X03M7.6QB=3%V8F%7:TU9
M4E=92W%3=49&4C=927$Y6B]00TM75#AK=%5J:E)N:TU.:%)&0DHR=31/=W=2
M-7!9<B]Z:GIB>GAF:S4U:VIK)B-X03MJ9$AA-W93<7-P0DYB1T%D1&I,;7)(
M9BMC5#=7-6@X=S8V6F]8:D)T26=#-FQA+W9F8UE:25,W+T%*>7!T3'5B.'=T
M4&%'1U-24G!-)B-X03M)3$EP658K<S-',G=X:7)*=BMC;U!Y.#%B54IR3'I:
M<&1S.3!L=$(Y53%+3TIE5&]I=5AJ;#1J8VHY-'=9.71U,DU3;&=7=2]N9#4K
M)B-X03LX,V53<&9,2C K3V%*26]X<6UO45)34U-V2$=Y.%=F9&QJ-4UO-4XS
M4%-M2&A1>E0X;V9*5G@U;R])9GI*-6991S-U-W)5-4AT1VQ")B-X03M50U=+
M1S%K:G)T6&EZ2GA*<#!W13=P65(U5R]-;GIJ*U8X5C$U8C%444E*94UR>4I$
M9GAS<VMB;6=B:$EU>GAM;%)3;S=G-%-,43DQ)B-X03LO2D1Z9#5P.'HV5&,S
M978V16UN;4XO.$%23E-I:3E#3S12>51W5TYV:2]D.4]1,E!Z0G)'45,X:R]W
M0V-6<E,W:"]-3%5';6AK:E4V)B-X03M434%Z<59&9G).=G1U34UK26XO;DIE
M,'5P9GI3,%8T;UAK46%D86=S<6QG1#EB=40Q07AJ>5904"MC:W9Y>C$R.3%+
M,C@U841"3&1.)B-X03M&17-/;W=W071+:&E*36,V<79X155.1W P;T0P<E)I
M57-0;B]!3V-G+W=!,2]-1FA$-68P>3)23E9K-'AV9#)-36AV2D-P02M&45=6
M)B-X03M#,S=61BM635!#14TQ+T](.'5V4&9M<GE(;T]U,W1R2$PU<S!U2C$Q
M5WAT4&E,>%-%1W%+2VAP131G<W%B8G1X-D1!0VQH3FHO=T$U)B-X03M"9619
M3DQT.4-I,$]X;3%I14IB<F108G4X-VQ+1#1O45)746=B+W%W.$M(=C,V9#AX
M+SA!2W10,#,O:%0O;EE043EB+T%!.5)A*W(Y)B-X03MN;'@K,3EN-'5(,C9F
M1#%Y2%9,+T%0+UH\+WAM<$=);6<Z:6UA9V4^"B @(" @(" @(" @(" @(#PO
M<F1F.FQI/@H@(" @(" @(" @(" \+W)D9CI!;'0^"B @(" @(" @(#PO>&UP
M.E1H=6UB;F%I;',^"B @(" @(" @(#QX;7!-33I296YD:71I;VY#;&%S<SYP
M<F]O9CIP9&8\+WAM<$U-.E)E;F1I=&EO;D-L87-S/@H@(" @(" @(" \>&UP
M34TZ3W)I9VEN86Q$;V-U;65N=$E$/G5U:60Z-C5%-C,Y,#8X-D-&,3%$0D$V
M13)$.#@W0T5!0T(T,#<\+WAM<$U-.D]R:6=I;F%L1&]C=6UE;G1)1#X*(" @
M(" @(" @/'AM<$U-.D1O8W5M96YT240^>&UP+F1I9#HR93,V-30Q-2UE93DX
M+30T834M.68T,BTS-3,R9#)D8C(R9#(\+WAM<$U-.D1O8W5M96YT240^"B @
M(" @(" @(#QX;7!-33I);G-T86YC94E$/GAM<"YI:60Z.#)E9C$Y-#8M8V,U
M.2TT93<U+6%E,C,M.#4P-S!B93!C,C$U/"]X;7!-33I);G-T86YC94E$/@H@
M(" @(" @(" \>&UP34TZ1&5R:79E9$9R;VT@<F1F.G!A<G-E5'EP93TB4F5S
M;W5R8V4B/@H@(" @(" @(" @(" \<W12968Z:6YS=&%N8V5)1#YU=6ED.C(U
M-C<Y-C=D+31C,F8M-# T9"UB.&5A+3(U-V,S8C(W-#4Q83PO<W12968Z:6YS
M=&%N8V5)1#X*(" @(" @(" @(" @/'-T4F5F.F1O8W5M96YT240^>&UP+F1I
M9#HP9C8R864Q,RTY,3$U+31C-&,M8F0S-2UC9F4Y9#-D96,S9C$\+W-T4F5F
M.F1O8W5M96YT240^"B @(" @(" @(" @(#QS=%)E9CIO<FEG:6YA;$1O8W5M
M96YT240^=75I9#HV-44V,SDP-C@V0T8Q,41"039%,D0X.#=#14%#0C0P-SPO
M<W12968Z;W)I9VEN86Q$;V-U;65N=$E$/@H@(" @(" @(" @(" \<W12968Z
M<F5N9&ET:6]N0VQA<W,^<')O;V8Z<&1F/"]S=%)E9CIR96YD:71I;VY#;&%S
M<SX*(" @(" @(" @/"]X;7!-33I$97)I=F5D1G)O;3X*(" @(" @(" @/'AM
M<$U-.DAI<W1O<GD^"B @(" @(" @(" @(#QR9&8Z4V5Q/@H@(" @(" @(" @
M(" @(" \<F1F.FQI(')D9CIP87)S951Y<&4](E)E<V]U<F-E(CX*(" @(" @
M(" @(" @(" @(" @/'-T179T.F%C=&EO;CYS879E9#PO<W1%=G0Z86-T:6]N
M/@H@(" @(" @(" @(" @(" @(" \<W1%=G0Z:6YS=&%N8V5)1#YX;7 N:6ED
M.C=D8F1B.6$R+30P-S4M-#0T9"TY-#@Y+60U9#$W,6,P9C P,3PO<W1%=G0Z
M:6YS=&%N8V5)1#X*(" @(" @(" @(" @(" @(" @/'-T179T.G=H96X^,C R
M-"TP.2TP.50Q-3HR,3HT,BLP,3HP,#PO<W1%=G0Z=VAE;CX*(" @(" @(" @
M(" @(" @(" @/'-T179T.G-O9G1W87)E06=E;G0^061O8F4@26QL=7-T<F%T
M;W(@,C@N-B H36%C:6YT;W-H*3PO<W1%=G0Z<V]F='=A<F5!9V5N=#X*(" @
M(" @(" @(" @(" @(" @/'-T179T.F-H86YG960^+SPO<W1%=G0Z8VAA;F=E
M9#X*(" @(" @(" @(" @(" @/"]R9&8Z;&D^"B @(" @(" @(" @(" @(#QR
M9&8Z;&D@<F1F.G!A<G-E5'EP93TB4F5S;W5R8V4B/@H@(" @(" @(" @(" @
M(" @(" \<W1%=G0Z86-T:6]N/G-A=F5D/"]S=$5V=#IA8W1I;VX^"B @(" @
M(" @(" @(" @(" @(#QS=$5V=#II;G-T86YC94E$/GAM<"YI:60Z.#)E9C$Y
M-#8M8V,U.2TT93<U+6%E,C,M.#4P-S!B93!C,C$U/"]S=$5V=#II;G-T86YC
M94E$/@H@(" @(" @(" @(" @(" @(" \<W1%=G0Z=VAE;CXR,#(T+3 Y+3$V
M5#$T.C0Q.C(X*S Q.C P/"]S=$5V=#IW:&5N/@H@(" @(" @(" @(" @(" @
M(" \<W1%=G0Z<V]F='=A<F5!9V5N=#Y!9&]B92!);&QU<W1R871O<B R-RXR
M("A-86-I;G1O<V@I/"]S=$5V=#IS;V9T=V%R94%G96YT/@H@(" @(" @(" @
M(" @(" @(" \<W1%=G0Z8VAA;F=E9#XO/"]S=$5V=#IC:&%N9V5D/@H@(" @
M(" @(" @(" @(" \+W)D9CIL:3X*(" @(" @(" @(" @/"]R9&8Z4V5Q/@H@
M(" @(" @(" \+WAM<$U-.DAI<W1O<GD^"B @(" @(" @(#QI;&QU<W1R871O
M<CI3=&%R='5P4')O9FEL93Y796(\+VEL;'5S=')A=&]R.E-T87)T=7!0<F]F
M:6QE/@H@(" @(" @(" \:6QL=7-T<F%T;W(Z0W)E871O<E-U8E1O;VP^061O
M8F4@26QL=7-T<F%T;W(\+VEL;'5S=')A=&]R.D-R96%T;W)3=6)4;V]L/@H@
M(" @(" @(" \<&1F.E!R;V1U8V5R/D%D;V)E(%!$1B!L:6)R87)Y(#$W+C P
M/"]P9&8Z4')O9'5C97(^"B @(" @(" @(#QP9&9X.D-R96%T;W)697)S:6]N
M/C(Q+C N,#PO<&1F>#I#<F5A=&]R5F5R<VEO;CX*(" @(" @/"]R9&8Z1&5S
M8W)I<'1I;VX^"B @(#PO<F1F.E)$1CX*/"]X.GAM<&UE=&$^"B @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @
M(" @(" @(" @(" @(" */#]X<&%C:V5T(&5N9#TB=R(_/O_B#%A)0T-?4%)/
M1DE,10 ! 0  #$A,:6YO A   &UN=')21T(@6%E:( ?.  ( "0 & #$  &%C
M<W!-4T94     $E%0R!S4D="                  #VU@ !     -,M2% @
M(
M    $6-P<G0   %0    ,V1E<V,   &$    ;'=T<'0   'P    %&)K<'0
M  ($    %')865H   (8    %&=865H   (L    %&)865H   )     %&1M
M;F0   )4    <&1M9&0   +$    B'9U960   -,    AG9I97<   /4
M)&QU;6D   /X    %&UE87,   0,    )'1E8V@   0P    #')44D,   0\
M   (#&=44D,   0\   (#&)44D,   0\   (#'1E>'0     0V]P>7)I9VAT
M("AC*2 Q.3DX($AE=VQE='0M4&%C:V%R9"!#;VUP86YY  !D97-C
M !)S4D="($E%0S8Q.38V+3(N,0              $G-21T(@245#-C$Y-C8M
M,BXQ
M          !865H@        \U$  0    $6S%A96B
M    6%E:(        &^B   X]0   Y!865H@        8ID  +>%   8VEA9
M6B         DH   #X0  +;/9&5S8P         6245#(&AT=' Z+R]W=W<N
M:65C+F-H               6245#(&AT=' Z+R]W=W<N:65C+F-H
M                                                     &1E<V,
M        +DE%0R V,3DV-BTR+C$@1&5F875L="!21T(@8V]L;W5R('-P86-E
M("T@<U)'0@              +DE%0R V,3DV-BTR+C$@1&5F875L="!21T(@
M8V]L;W5R('-P86-E("T@<U)'0@                            !D97-C
M         "Q2969E<F5N8V4@5FEE=VEN9R!#;VYD:71I;VX@:6X@245#-C$Y
M-C8M,BXQ               L4F5F97)E;F-E(%9I97=I;F<@0V]N9&ET:6]N
M(&EN($E%0S8Q.38V+3(N,0                                  =FEE
M=P      $Z3^ !1?+@ 0SQ0  ^W,  03"P #7)X    !6%E:(       3 E6
M %    !7'^=M96%S          $                        "CP    )S
M:6<@     $-25"!C=7)V        !      %  H #P 4 !D '@ C "@ +0 R
M #< .P!  $4 2@!/ %0 60!> &, : !M '( =P!\ ($ A@"+ )  E0": )\
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M>!%X;GC,>2IYB7GG>D9ZI7L$>V-[PGPA?(%\X7U!?:%^ 7YB?L)_(W^$?^6
M1X"H@0J!:X'-@C""DH+T@U>#NH0=A("$XX5'A:N&#H9RAM>'.X>?B 2(:8C.
MB3.)F8G^BF2*RHLPBY:+_(QCC,J-,8V8C?^.9H[.CS:/GI &D&Z0UI$_D:B2
M$9)ZDN.339.VE""4BI3TE5^5R98TEI^7"I=UE^"83)BXF229D)G\FFB:U9M"
MFZ^<')R)G/>=9)W2GD">KI\=GXN?^J!IH-BA1Z&VHB:BEJ,&HW:CYJ16I,>E
M.*6IIAJFBZ;]IVZGX*A2J,2I-ZFIJARJCZL"JW6KZ:Q<K-"M1*VXKBVNH:\6
MKXNP +!UL.JQ8+'6LDNRPK,XLZZT);2<M1.UBK8!MGFV\+=HM^"X6;C1N4JY
MPKH[NK6[+KNGO"&\F[T5O8^^"KZ$OO^_>K_UP'# [,%GP>/"7\+;PUC#U,11
MQ,[%2\7(QD;&P\=!Q[_(/<B\R3K)N<HXRK?+-LNVS#7,M<TUS;7.-LZVSS?/
MN- YT+K1/-&^TC_2P=-$T\;42=3+U4[5T=95UMC77-?@V&38Z-ELV?':=MK[
MVX#<!=R*W1#=EMX<WJ+?*=^OX#;@O>%$X<SB4^+;XV/CZ^1SY/SEA.8-YI;G
M'^>IZ#+HO.E&Z=#J6^KEZW#K^^R&[1'MG.XH[K3O0._,\%CPY?%R\?_RC/,9
M\Z?T-/3"]5#UWO9M]OOWBO@9^*CY./G'^E?ZY_MW_ ?\F/TI_;K^2_[<_VW_
M___N  Y!9&]B90!DP     '_VP"$  $! 0$! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0$! 0$! 0$" @(" @(" @(" @,# P,# P,# P,! 0$!
M 0$! @$! @(" 0(" P,# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,#
M P,# P,# P,# P,# P,# __  !$(!!T#Z ,!$0 "$0$#$0'_Q #J  $  @(#
M 0$! 0          "@L("04&!P0" P$! 0 " P$! 0$!           " P$$
M!08'" D*$   !@(! @,"!0X)!P@( @L  0(#! 4&!P@1"1(3"B$4,167MSE!
M(K46=K87=]<X6'@9&E%A,B-5U3>'N%)6EE<8F-AQ0C.3)-25-I%B<D,T)8C(
M2<$FH5-C<X."=(1%)Q$!  $" @4&"P8$ @D#! (#  $" Q$$(3$2!09!47&1
M,@=A@;'!X5)R$S,4-*'1(A4("?!"8B."DO'20\-T-;5V-Z)3)+)CLT06@Z.4
M)?_:  P# 0 "$0,1 #\ G\
M
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MB(B*8B(AR^]S=V[]V<-93+[NLVK%GYR-%%,4Q\.YKPB,9\,Z67P_T"OSN
M
M
M                                  .BY+LG"\4\Q%O>12EH(_\ Y=#,
MYU@:B+J2%QHOF''-7U#>-M/\8_,7?'^L?]./<3%W+<?<3Y&-_P!J)_\ @929
MSN>VHC117E\M[R;$U884U9J;%O'77#U.Y>"^)=_X5;ORMSY>?]I7^"WASQ55
MAM8<L4;4^!X!DG)26[YC&)T;<5!]21872O/?-)]2\2*^*X3#+B?89&IYU/\
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M *ADGQGOK_Y!E/\ C/\ =ULT!_HW?FL
M
M
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M/[!_LT?^=>*?^TI_ZADGQGOK_P"093_C/]W6S0'^C=^:P
M
M
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MH_\ .O%/_:4_]0R3XSWU_P#(,I_QG^[K9H#_ $;OS6
M
M
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M=]]SROLE!']@_P!FC_SKQ3_VE/\ U#)/C/?7_P @RG_&?[NMF@/]&[\U@
M
M
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M!U,?!GH                &1W&K_P UWWW/*^R4$?V#_9H_\Z\4_P#:4_\
M4,D^,]]?_(,I_P 9_NZV: _T;OS6
M
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MG([IB<A8V9QQHKN6ZIS=^B8G":,QF;M$Q$?AUX_7-R]WO"NX\*[&6IO9F/\
M:7O[E6//$3&Q3/AIIB7FAF9F9F9F9F9F9GU,S/X3,_JF8_&===5=4UUS,US.
M,S.F9F=<S/+,O:Q$1&$:G^"+(                  ,CN-7_FN^^YY7V2@C
M^P?[-'_G7BG_ +2G_J&2?&>^O_D&4_XS_=ULT!_HW?FL
M
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M#_9H_P#.O%/_ &E/_4,D^,]]?_(,I_QG^[K9H#_1N_-8
M
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M_P!FC_SKQ3_VE/\ U#)/C/?7_P @RG_&?[NMF@/]&[\U@
M
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M[[[GE?9*"/[!_LT?^=>*?^TI_P"H9)\9[Z_^093_ (S_ '=;- ?Z-WYK
M
M
M</<9!1X]']ZN[6!5L=%&E4R2TRIWPEU-+#2E>;(<Z?\ -0E2C_@'S_O"[U^[
M3NGW3._.\K?NZ]R;MPJFFK-YBW9JN[,8S39MU5>\OUX:K=FBY<GDIET=W;HW
MIO>][C=F7NW[O+%%,SACRU3JICPU3$>%X5DG(['('F,8U72[U\NI)ER?%65W
MU2):"=0N>]X3+VI4TSU+_G#^7W?'^\%W/\+S=W9W.;GS_%&\Z9F*<UF,=W;O
MY<*Z(N45YV]A.$S;KRV5VHG1=B=7U3<O<UOG-87=]7K>5M<M%/\ <N=$X3%N
M.F*J^AC_ ))N+/<E\QIZX750G/$7N-(2J]KPJ]AH7(0M<]Y"B+H:5O*2?M]G
MM,?RB[X_W"_U3=\OO<GG^(+FX^';NU'R6YHJR%O9JT317?HKJSUZBJ(PJHO9
MJNW,8QL1%543];W+W<\*;DPKMY>+^9C^>]_<G'GBF8BW$\TTT1/AT/+S,U&:
ME&:E*,S4HS,S,S/J9F9^TS,Q^)KERY=N57;M4U7:IF9F9QF9G3,S,Z9F9TS,
MZWN8B(C"-$0_P09                                 &1W&K_S7??<\
MK[)01_8/]FC_ ,Z\4_\ :4_]0R3XSWU_\@RG_&?[NMF@/]&[\U@
M
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M!']@_P!FC_SKQ3_VE/\ U#)/C/?7_P @RG_&?[NMF@/]&[\U@
M
M                                            !GT]I^PB]IF?U!B9
MBF)JJG"F#6\TR7;F"8QYC<JZ:L)K?7_Y?3>&QD>(NI&VXXTLH<=PC+VI==0K
M^(?C3OC_ %^?I=[E?>Y3??$=C>W$=K'_ .#NG#>&8VHQB:*[EJJ,I8KB8PFC
M,YFS7&,?A>UW+W>\5;\PKL9:JSEI_P!I>_MTX<\1,;=4>&FFJ&/^2<D+V9YC
M&,5<6G9/J29LXTV,\R^HM#)I1!85U_YJDOE_&/Y1=\?[P_>AQ#[W=O<KN/(\
M/;OG&*<YG9C/YZ8Y*Z+4TT9.S5CKHN6\Y&&JI]<W+W,[JRV%W?E^YF;G+11_
M;M]$SIKJZ8FCH>#W627^1O>\7EO/M'"/Q(*7(<<::/H9?S$?J3$<NA_ A*2]
MH_ESWD=\G>IWO[R_->\[B#>F^\W%6-$9J_77:M3IC^S8QBQ8C3/X;-NBG3.C
M3+ZKNS<NZ=S6O=;KR]JQ1AIV*8B9]JKM5?XIEP@^:.H
M                        ,CN-7_FN^^YY7V2@C^P?[-'_ )UXI_[2G_J&
M2?&>^O\ Y!E/^,_W=;- ?Z-WYK
M
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M>5]DH(_L'^S1_P"=>*?^TI_ZADGQGOK_ .093_C/]W6S0'^C=^:P
M
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M0_(J2                                                9'<:O\
MS7??<\K[)01_8/\ 9H_\Z\4_]I3_ -0R3XSWU_\ (,I_QG^[K9H#_1N_-8
M
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M3'BB(A\8\ZV0
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MQLU4X1$553RQKPY600_K$^1
M
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M^Y+?NMU9:U8IPPF::8VI]JN<:JNFJ9< /E;K
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M,1$1$1$1$1A$1$:(B(T1$:(APIF9G&=,R_T38
M
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MJM9>S;L6XZ*+5--,:YY.5YB_F,QF:_>9FNNY<YZJIJGKF9E] ZRD
M
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MG3,OH%%%-NF**(BFB(PB(T1$<T1R/P-=(
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MERNO_P"J9<N/?N>
M
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MB'W*W;MVK=-JU3%-JF(B(B(B(B(PB(B-$1$:(B-$0X,S,SC.F9?Z)L
M
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MYG,9JOWN9N5W+G/55-4]<S,OI'84@
M
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M\^'4^N;EX'X8W#A7D<K1.9C_ &ES^Y7CSQ-6,4S[$4N@#\J/6@
M                Y.!2W%J?AJZFSLE=>GA@0)4P^O7ITZ1VG#Z]1[/A7NX[
MP^.[GNN"-P[ZWS=QPPR.2S.;G'5AAE[5R<<=&&MHYO>6[LA&.>S%BS'_ -RN
MFC_ZIAWRNTULBRZ&WC4B*V9]#<L9$.O\'7V]39DR&Y*B_P#9;,?J;A#]NO\
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M%_&?Y[E=4=54S#F!]!<X
M
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M,;PRV,<E%7O9ZK>W/BPQ=^K>.^>3/"J:Y2U*#]JTR9RY+Z?XDH@1Y3*E=?\
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M*8IIIIB(IIIB,(B(C1$1&B(C1$:(<"9FJ9JJG&J7^BQ@
M
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MYJY7<N<]=4U3US,R^H=I0
M
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M^-[;QQ^?S68O8^O<KJCJJF8<R/H;F@
M
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M9LY:U38R]%-NQ1$1333$4TTQ&J(B,(B(Y(C0X%5554S55,S5/++]"U@
M
M
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MY?KCDMVZYZIKBBF?%5@[[7<9K1SPG;Y37Q3]AJ170)$_K\'B2EV2[6^'^(_
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M35/7,S+ZAVU
M
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M^:S%Z)Y*[E=4=4S,>)S0^C.:
M
M                                                 .D9)L;#,3\Q
M%Q>1&Y;9'UKHJCFV/B(CZ(5$BDZXP:S+H1N^6CK]4?FKOD_5]^G7N(B[EN\/
MB?(6M_6HG'(9:J<YG]J(T4597+1<N6)JG137F?<6L<<;D1$S'I]R\&\2;_PJ
MW=E;DY>?]I5^"WASQ75A%6'+%.U/@> 9)R4?7YC&)T:&$_7)387:_-=,C]A*
M171'":;6GX2-3[A'[.J?9T/^4G?'^\GO3,^]W9W#\,6\M:G:BG/[YJ]Y<F)T
M151D,K<BW;KITS35<SE^F9F-JUA$TU?6]R]RMJG"[O\ S4U3RV[,81X[E<8S
M'/A13/-/-X%D.<99E2U'>WDZ<T:O$43S"CP$&7P&B!&)F&E1$7\KP>(_JF8_
ME3WM_J8[]^_._57WH<3[SWEDJJMJ,K[R+&1HF-4T9'+Q:RE-41$1MQ9VYPQJ
MJF<9?6=S\+[@W#3$;JRMJU7AV\-JY/3<JQK\6.'@=998?DN)9CLNONJ_DM,M
MK=<5_P"RA!*4?_H'QG=V[-Y;XS=.[]TY>_FL_7/X;=FW7<N5>S11%54^*';N
M7;5FB;EZJFBW&N9F(CKG0[G6ZTSZV\/N>)W7A6?1#DN(JN95_&3UB<5DT_Q^
M+IU]@_1G!WZ,_P!5/'<T3P[P'Q'[FY.%-S-96K(6JO#%[/SEK4T\FWM[..,8
MXQ,/-YWC7A/=^/S.\,MC&N**XN3_ );>U./@PQ=^K>/&?S/"J8=+4)/VJ3+L
M%2'DE[.I)37,36E*]O\ ^T(O9\(_4_!_[2'ZJ^(HHN<0U<.;@M3IJIS6>JOW
M8C1HIIW?8SEJJK3CA-ZFG1/XXT8^3SO?!PEEL8RWS.8GDV+>S'7<JHF(_P ,
MSX'?JWC*R7A5;Y6ZOVI\3-;6):Z%_P XDR9,I[J9_4_F2Z?Q_ 7ZIX/_ &6]
MW4;-[C[CN]=TQM6=W[NIM81_-AF,SF;N,SJB9RL;.&,Q5CA'D\[WW7)QIW?D
M*8\-RY,]'X::8_\ KZG?JWC_ *[@^$Y,6TMS+V];&S=;(S_C35HK2Z$?U/\
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M,S5/++]"U@
M
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MRY=N<]=4U3US,R^L=UK@
M
M                                                      '[?9_#
M_ ?3_P#67M(8F,8F)U3XOMC2.+CTE-$?7*C55<Q*<,E.RVX<=,MU2?@6]))O
MSW7/_64HU&?U1XO='=MW>;AWG<WWN7<6Z,KOR[,57,U;REBG-7:J=5=W,1;]
M]=KY9KN5U5S.F:IG2WKV\]Y9BU%B_F+U5B-5$UU31$<T4X[,1X(B(<H/:M$
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
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MVX/WH_MI_P! \G/DMQ+\IH?E]_\ IZ_0;<'[T?VT_P"@>3GR6XE^4T/R^_\
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MDGV@
M               C[^IG^BWRK\=&G_LO8C=R'U$=$HU:E<0.VJ
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M4+;MIM6XV:B:>26AG[VQ1[JGM5:^CTITQIQ3^!QE@
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M)^-<LR6;*G/(2?E,&^3+1(9;;0GSMVY5=KFY5KF5L1A&#)05L@
M
M (^_J9_HM\J_'1I_[+V(W<A]1'1*-6I7$#MJ@
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M:5+8L$F.3G[^,^YIU1IG[EE,<J7D.:F
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M^^S<MQV'&759H\T9I<4UG^,/Q+%QU*$,?&2YC#?4HZNG S5GW-V8CL3IC^/
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M7A074S/J8\],S5,U3KE<[.,
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M4^P]V>2KW)I1</.WO>W=FGL4^7EE;3&$-]PTT@
M                                                    1]_4S_1;
MY5^.C3_V7L1NY#ZB.B4:M2N(';5
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MNK6$=NK1'GE*F,9\"RL'"6@
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MQ';C3'W>-*F<)6@25)6E*T*2M"TDI*DF2DJ2HNJ5)474C29'U(R' 6OT
M  -77>!YV0. 7";8VSJNT9B;>S=EW5VB8'L<EN['RFOFI:R-$?PN%[E@-(Q+
MNG5NI*.MV&S&4HG)325;&6L^^NQ3_+&F>AB9PA5F29,B9(D3)DAZ7+EO.R94
MJ2ZM^1)D/K4Z_(D/NJ4Z\\\ZHU+6HS4I1F9GU'H%3^ ,             #G\
M4Q;(LYRC&\)Q"FGY%EN87]/BV+X_5L*DV=[D606,>II*:NC)^ND3[.REM,,H
M+VK<61?5&)F(C&=4,K5?M?\ !C'>WOP_UUH6"4";G3S2\XW-DT%"?!E&V,FB
MPU9)(:?(DG)JL?C1(U+6N&E"EUM:PM:2=6X9^>S%Z;UV:^3DZ%L1A#82*60
M
M              $??U,_T6^5?CHT_P#9>Q&[D/J(Z)1JU*X@=M4
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MV:?<TZYU]"=,<J=,.0L
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M
M                  1]_4S_ $6^5?CHT_\ 9>Q&[D/J(Z)1JU*X@=M4
M          ":SVD>QEP)YB]O?C]R.W3C^SIVS-B_A6^V65CVR+&@IW?M1W;L
MG!*;W.I8ANM1/!08Q%2YT4?F.DI9^U70<K,YN]:O5448;,8<G@A9%,3&+8]^
M[,=K?_-7='RP6_\ 5PI^?S'/'4SLP?NS':W_ ,U=T?+!;_U<'S^8YXZC9@_=
MF.UO_FKNCY8+?^K@^?S'/'4;,'[LQVM_\U=T?+!;_P!7!\_F.>.HV8/W9CM;
M_P":NZ/E@M_ZN#Y_,<\=1LP?NS':W_S5W1\L%O\ U<'S^8YXZC9@_=F.UO\
MYJ[H^6"W_JX/G\QSQU&S!^[,=K?_ #5W1\L%O_5P?/YCGCJ-F#]V8[6_^:NZ
M/E@M_P"K@^?S'/'4;,'[LQVM_P#-7='RP6_]7!\_F.>.HV8/W9CM;_YJ[H^6
M"W_JX/G\QSQU&S!^[,=K?_-7='RP6_\ 5P?/YCGCJ-F#]V8[6_\ FKNCY8+?
M^K@^?S'/'4;,'[LQVM_\U=T?+!;_ -7!\_F.>.HV8/W9CM;_ .:NZ/E@M_ZN
M#Y_,<\=1LP[EKKT[/;GU/GV%[/U_ WIC6<Z]RFBS/$;^!N.V1+I\CQNRC6U1
M8,F=<:5*C3HB%&E1&A9$:5$:3,CC5G;]4335AA/@-F&]8:B0  /!^3W'77?+
M30.T^.NU8*YF$;5Q69CED[')OXPIIWC:GX_E-,IU*V6[W$LBAQ;."IQ*VBEQ
M&_,0M'B0J=NNJW7%=.N"8QT*F[DYQXV'Q.W[M3CMM2"F%F^J<LGXU9N,H>1
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MGKH+K2DIEO(/CY^_MU^ZI[-.OI]"RF.5*B'/3
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ML"(RE#,6%!AL(::;01)0V@B(B(AYZ9F9QG6M<H
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M2;K%)D:12V2E$DW)M>MY*?)>:4KT&7O1>M17_-R]*J8PEKE%Z(
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M T<]PY;75TD7EA8FAUQDV?#P<W?]]=T=BG1'W^-;3&$>%N@&JD
M
M          C[^IG^BWRK\=&G_LO8C=R'U$=$HU:E<0.VJ              !
M9O\ IZOH?^(G]_O^)_=0X.=^IJ\7DA;3V6Z :J0
M     -('?D[=Y<Z^'=MD&!T2;'D-QU:N-CZJ*'$4_<991HAMN;"U=&\AI^5)
M=RVEKVY5=';0I;]Y60F24VV\\H;>3O\ N;N%78JT3YI1JC&/"K/QW50
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M4WVZ6=O>[M[%/;J\G*G3&,K%H<18
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M;T6IBQ(QF?DD8\[>NS>N37/BZ%L1A&#-(5,@
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MV.6C1L6-'DF.64FHNJJ:T?7P2(-A$<;5T,R,T]2,RZ&/0Q,51%4:I5.IC+
M                            F4>EY[=OO]ED7<1VC1+*-3KO-<\:XMC&
MZ-R+)]A^HV7M"&3K:5*17Q'W<<KGD*4VIQ^V2M)+9967,WA?_P!A3TSYH\_4
MLHCE35QRDP
M                                1]_4S_1;Y5^.C3_V7L1NY#ZB.B4:
MM2N(';5               LW_3U?0_\ $3^_W_$_NH<'._4U>+R0MI[+= -5
M(                             0@_5!]NXL6RS&^X3JW'U(H,WD5.ON1
MD:LC*-BLS1B,B#K_ &3,;92X4>/E=7%326#ZO)CHGPJ_KXY-@M2NMD+^,>YJ
MUQJ^Y77'*A^#I(                            ,L^#O$C/.<7*#5/&S
M$KCS<[O4GDF0&WXXF&X'3H5:9KF$XU%Y7@H\?C/+8:6:?>YIL1D'YCZ".N[<
MBU;FY/(S$8S@M@].:DP30NJM?:8UC2M8_@&L<3I<,Q2I;-*EQZBCA-0V');Z
M4-G,LIAMF_+D*+S),EQQU9FM:C/SM54UU375VIE<])$0
M
M      $??U,_T6^5?CHT_P#9>Q&[D/J(Z)1JU*X@=M4              #,/
M5G<&YPZ/P.BU=I_E;O76NNL8^-/M=PK#=BY%18W2_'5S8Y#;_%M5!FM18OQC
M>VTJ6]X$EXWWUK/VJ,Q558LUU;55,34SC+T']J[W+/TYN3GRN9;_ %B,?+6/
M4IZF<9/VKO<L_3FY.?*YEO\ 6(?+6/4IZC&3]J[W+/TYN3GRN9;_ %B'RUCU
M*>HQD_:N]RS].;DY\KF6_P!8A\M8]2GJ,9/VKO<L_3FY.?*YEO\ 6(?+6/4I
MZC&3]J[W+/TYN3GRN9;_ %B'RUCU*>HQD_:N]RS].;DY\KF6_P!8A\M8]2GJ
M,9/VKO<L_3FY.?*YEO\ 6(?+6/4IZC&3]J[W+/TYN3GRN9;_ %B'RUCU*>HQ
MD_:N]RS].;DY\KF6_P!8A\M8]2GJ,9/VKO<L_3FY.?*YEO\ 6(?+6/4IZC&3
M]J[W+/TYN3GRN9;_ %B'RUCU*>HQD_:N]RS].;DY\KF6_P!8A\M8]2GJ,9/V
MKO<L_3FY.?*YEO\ 6(?+6/4IZC&4VWTVG(/>')+@UM7.=^[6SO<&8U7*_.<3
MK<FV#D5CDUU!QJ#J#15Q#HHL^S>??9JXUI>S)"&2,D)=E.*(NJS'*SU%%N[$
M41$1L^>4Z9QA(.&DD         /)]ZZ5U_R-T[LG1>TZ=%[K_:>)6^'9/7F:
M4/E!M8ZFV["MD&E:H%U33":F0)2"\V)-8:>09+0DRE17515%=/:B36J=>9/%
M;8/"ODIM7C;LE!O7VN,B>@U]ZW#?AU^8XI.0BQQ+-*AI\UF5;DU!)8E)02W#
MCN+6PM7F-+(O16KE-VW%RG5*F8PG!C$+&
M6%GIN.W;_LR\9Y'*S9-$N%NSE'409F/,6,;R;'#-"H?9LL2K$(<;\Z/*V/-9
M;R"69+-#T$JE*D-NQW/%Q<]?]Y<]W3V*?+Z-76MIC",4E,:*0
M
M            "/OZF?Z+?*OQT:?^R]B-W(?41T2C5J5Q [:H
M                      %@?Z4?Z._<OZZ&Q/F.XZCC;Q^/'L1Y96T:DG :
M"0          (POJ6>W;_M \>H7,G6E$N7MSC34/M9_%KHWF3<MT*Y*>GW,E
MY+;:G7Y6K+*2Y;H,S2AJI?M%*-2D,I+?R%_8K]U5V:M73Z4*HT8J_H=E6
M                      -NO99[>TCN"\R,9QG**QZ3H?47Q=LS>LOVHBV&
M/0)Y?$&OC>]A^];'NXY0G$(4A]-4W/?:42XY&-;-7O<VL8[<Z(^_Q)4QC*T$
MC1H\./'APX[,2)$9:C18L9IMB/&CL-I:8CQV&DI:999:224(21)2DB(BZ#@+
M7]@
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M;K$$EQQAV<F9+;\)2S27G\U>]]=F8[$:(_CPK:8PAM:&NR
M
M           (^_J9_HM\J_'1I_[+V(W<A]1'1*-6I7$#MJ@
M                     6!_I1_H[]R_KH;$^8[CJ.-O'X\>Q'EE;1J2<!H)
M            -0/>N[>S/<#X;9'08I5M2=]:<.PV9HR6AE"YUG=0H)%D^NDN
M'X'/=-D447W5MOQH:*W8KWW#-$<TGLY6][F[C/8G1/W^)BJ,85@LF-(AR)$.
M9'>B2XCSL:5%DM+8D1I#"U-/QY##J4NLO,NI-*T*(E)41D9=1WU3^ ,
M                "3EZ:CMVIY#\B)W,795+[UJ+C%=0TX)&FLH7 R_?KD1F
MSI%)2I*S=BZJK)3%V[T-I2+635*2;C92$#0SU_8H]U3VJO)Z?O3IC&<5@:.,
ML
M                           !'W]3/]%OE7XZ-/\ V7L1NY#ZB.B4:M2N
M(';5                                   L#_2C_1W[E_70V)\QW'4<
M;>/QX]B/+*VC4DX#02             %>1ZD+MW(XO<G8_*'6M"B!I'E):6-
MG<1JV*;-9A>]66EV&94ZB1XVHT78$<EY!"ZJ2;LM5HVVVAF*CKVLC?\ >6_=
MU=NGR?QH5U1A.*-N-Y                    !ZMHW2^?\ (K<&N=&ZMIG;
M[/\ :.65.(8S7-I<\KWVTD$V[/L'6VW#AT]/#2[,G25%Y<6&PZ\OHA"C*-=4
M44S75V8AG6MBN&?%? >%?&G5'&W7+2'*77.-L0K.[.*S%G9?ELY2K'+\SM4L
ME[;#)<@DOR329J)AI:&$'Y;2"+SMVY5=N375KE;$81@R?%;(
M
M              (^_J9_HM\J_'1I_P"R]B-W(?41T2C5J5Q [:H
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M6?*S]_&?<TZHTSYH641RIA(YB8
M                                                     "/OZF?Z
M+?*OQT:?^R]B-W(?41T2C5J5Q [:H
M   %@?Z4?Z._<OZZ&Q/F.XZCC;Q^/'L1Y96T:DG :"0              (97
MJA>W:E^/CW<1U=1I2_&*AUSR2B5T0B.1',VJC6^T9RFR(U.QC-G&[!Y9F9M'
M5)21$VZH^IN^_P#["KICSQY^M"N.5"U'45@                #.CMQ\)LN
MY_\ +76?'C'??X&/6D[[9-J97!;0I6$ZIQ^1%>S#(4K>;=CHLG8[[<"L2XDV
MWK:;%;7T0M2BIOW8LVYKG7R=+,1C."UKP/!L3UCA&(:XP*B@8QA&!8U28?B.
M.U;1,5U'C>.5L:HI:J&T77P1X-?$;;3U,S,D]3,SZF//3,U3-4ZY7.V#
M
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M*^CQP$F.)G;_ +VYL4]BGR\JVF,(2!1I)
M
M  "/OZF?Z+?*OQT:?^R]B-W(?41T2C5J5Q [:H              '9Z["<SM
MX;-C4XCD]G7R/,]WG5U#:S8;_E.K8=\F3&B.LN^4\TI"O"H_"I)D?M(QC:B-
M<PR^W\&^P_\ ,+-/]%KS_N(;5// ?@WV'_F%FG^BUY_W$-JGG@/P;[#_ ,PL
MT_T6O/\ N(;5// ?@WV'_F%FG^BUY_W$-JGG@/P;[#_S"S3_ $6O/^XAM4\\
M!^#?8?\ F%FG^BUY_P!Q#:IYX#\&^P_\PLT_T6O/^XAM4\\!^#?8?^86:?Z+
M7G_<0VJ>> _!OL/_ #"S3_1:\_[B&U3SP'X-]A_YA9I_HM>?]Q#:IYX#\&^P
M_P#,+-/]%KS_ +B&U3SP'X-]A_YA9I_HM>?]Q#:IYX#\&^P_\PLT_P!%KS_N
M(;5// ?@WV'_ )A9I_HM>?\ <0VJ>>!/O]*[27-#V^-Q0[RHLZ:6YS)V%);B
MVT"572'(Z])<>6D2$,3&F75,J=96DED7A-2#+KU(QQMX3$WHP]6/+*RC4DN#
M12                1S?4:=NW_:NXLIY'ZXHD2]Y\6*RWR&2W"C>*US;2*T
MJL<[QG^903UA-P];/Q_6H<4ORFVK%EA!O3O;O9&_[NYL5=BKRHU1C&*NR':5
M               W?=AOMWESLYBU=_G=(FRX]\<G*39&V&YD=I^KRJZ5,DN:
MYUC*:?0\S)CY?=U+TFP96VIIZDJYK)J;<>94>IG+WN;6$=NK1'GE*F,9\"S!
M'"6@
M                                  C[^IG^BWRK\=&G_LO8C=R'U$=$
MHU:E<0.VJ              !9O\ IZOH?^(G]_O^)_=0X.=^IJ\7DA;3V6Z
M:J0                                   #Q?DC^;OOO\2^TOO&O1.CM
MQTP3J4] ]*H              !-S](Y_9YS@^[31?V#V<.5O+M4=$^990F&#
MF)@
M                                 C[^IG^BWRK\=&G_ ++V(W<A]1'1
M*-6I7$#MJ@              6;_IZOH?^(G]_O\ B?W4.#G?J:O%Y(6T]EN@
M&JD                                    \7Y(_F[[[_$OM+[QKT3H[
M<=,$ZE/0/2J               3<_2.?V><X/NTT7]@]G#E;R[5'1/F64)A@
MYB8
M                                 (^_J9_HM\J_'1I_[+V(W<A]1'1*
M-6I7$#MJ@              6;_IZOH?^(G]_O^)_=0X.=^IJ\7DA;3V6Z :J
M0                                   #Q?DC^;OOO\ $OM+[QKT3H[<
M=,$ZE/0/2J               3<_2.?V><X/NTT7]@]G#E;R[5'1/F64)A@Y
MB8
M                                (^_J9_HM\J_'1I_[+V(W<A]1'1*-
M6I7$#MJ@              6;_IZOH?\ B)_?[_B?W4.#G?J:O%Y(6T]EN@&J
MD                                    \7Y(_F[[[_$OM+[QKT3H[<=
M,$ZE/0/2J               3<_2.?V><X/NTT7]@]G#E;R[5'1/F64)A@YB
M8
M                               (^_J9_HM\J_'1I_[+V(W<A]1'1*-6
MI7$#MJ@              6;_ *>KZ'_B)_?[_B?W4.#G?J:O%Y(6T]EN@&JD
M                                    \7Y(_F[[[_$OM+[QKT3H[<=,
M$ZE/0/2J               3<_2.?V><X/NTT7]@]G#E;R[5'1/F64)A@YB8
M
M                              (^_J9_HM\J_'1I_P"R]B-W(?41T2C5
MJ5Q [:H              %F_Z>KZ'_B)_?[_ (G]U#@YWZFKQ>2%M/9;H!JI
M                                    /%^2/YN^^_Q+[2^\:]$Z.W'3
M!.I3T#TJ@              $W/TCG]GG.#[M-%_8/9PY6\NU1T3YEE"88.8F
M
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MS^SSG!]VFB_L'LX<K>7:HZ)\RRA,,',3
M
M  !'W]3/]%OE7XZ-/_9>Q&[D/J(Z)1JU*X@=M4
M                    "U[[47T:?!G]6/4?WI5P\[F/CU^U*Z-38(*60
M    'B_)'\W???XE]I?>->B=';CI@G4IZ!Z50              ";GZ1S^SS
MG!]VFB_L'LX<K>7:HZ)\RRA,,',3
M                                                          !'
MW]3/]%OE7XZ-/_9>Q&[D/J(Z)1JU*X@=M4
M                "U[[47T:?!G]6/4?WI5P\[F/CU^U*Z-38(*60
M'B_)'\W???XE]I?>->B=';CI@G4IZ!Z50              ";GZ1S^SSG!]V
MFB_L'LX<K>7:HZ)\RRA,,',3
M                                                      !'W]3/
M]%OE7XZ-/_9>Q&[D/J(Z)1JU*X@=M4
M            "U[[47T:?!G]6/4?WI5P\[F/CU^U*Z-38(*60       'B_)
M'\W???XE]I?>->B=';CI@G4IZ!Z50              ";GZ1S^SSG!]VFB_L
M'LX<K>7:HZ)\RRA,,',3
M                                                  !'W]3/]%OE
M7XZ-/_9>Q&[D/J(Z)1JU*X@=M4
M        "U[[47T:?!G]6/4?WI5P\[F/CU^U*Z-38(*60       'B_)'\W?
M??XE]I?>->B=';CI@G4IZ!Z50              ";GZ1S^SSG!]VFB_L'LX<
MK>7:HZ)\RRA,,',3
M                                              !'W]3/]%OE7XZ-
M/_9>Q&[D/J(Z)1JU*X@=M4
M    "U[[47T:?!G]6/4?WI5P\[F/CU^U*Z-38(*60       'B_)'\W???XE
M]I?>->B=';CI@G4IZ!Z50              ";GZ1S^SSG!]VFB_L'LX<K>7:
MHZ)\RRA,,',3
M                                          !'W]3/]%OE7XZ-/_9>
MQ&[D/J(Z)1JU*X@=M4
M"U[[47T:?!G]6/4?WI5P\[F/CU^U*Z-38(*60       'B_)'\W???XE]I?>
M->B=';CI@G4IZ!Z50              ";GZ1S^SSG!]VFB_L'LX<K>7:HZ)\
MRRA,,',3
M                                      !'W]3/]%OE7XZ-/_9>Q&[D
M/J(Z)1JU*X@=M4                                          "U[[
M47T:?!G]6/4?WI5P\[F/CU^U*Z-38(*60       'B_)'\W???XE]I?>->B=
M';CI@G4IZ!Z50              ";GZ1S^SSG!]VFB_L'LX<K>7:HZ)\RRA,
M,',3
M                                  !'W]3/]%OE7XZ-/_9>Q&[D/J(Z
M)1JU*X@=M4                                          "U[[47T:
M?!G]6/4?WI5P\[F/CU^U*Z-38(*60       'B_)'\W???XE]I?>->B=';CI
M@G4IZ!Z50              ";GZ1S^SSG!]VFB_L'LX<K>7:HZ)\RRA,,',3
M
M                              !'W]3/]%OE7XZ-/_9>Q&[D/J(Z)1JU
M*X@=M4                                          "U[[47T:?!G]
M6/4?WI5P\[F/CU^U*Z-38(*60       'B_)'\W???XE]I?>->B=';CI@G4I
MZ!Z50              ";GZ1S^SSG!]VFB_L'LX<K>7:HZ)\RRA,,',3
M
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M/)OV<6JH]6W:OU3,RP:KW9B6/&;27W209]"4?PCGW*_>5S7JQG%.-$8/>A
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MK!-@61J4I2E->7Y1$1*\7LU<QF)S$Q,QA@E$8-MPUF0
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
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M2&#J6XXM1FI:UJ,S,S,S,S'(O_&K]J?*LC4S-%3(
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M5,F5*DNK?D29#^+0'7Y$A]U2G7GGG5&I:U&:E*,S,^HY68^/7[4IQJ9^BED
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MJK6F*^![PB(E2FV$(:)9GX4I+H1<*_13;O544]F)6QIAFZ*F0
M&"O,KN2<.>!M$Y8\B-OTM)DST(YM'JW'#3E.U\E0I*CCG5816.JL(D*6M)H1
M86*H%4E?L7*0+;5B[>G"B-'/R,3,1K0Q.>?J7.5_(5V\P;BI#=XJZFDJD0FL
MDK9+%IOG(J]7B;\^9F;9+K=?*D)2EU#6/MHL8;G5)6KZ#'5LY&W1IN?BJ^ST
M^/J0FJ9U)3/8$N[G).TMQ6R#(K>SO[ZYF\A;*XN[J?*M+>UL9G*3=C\N?964
MYU^9.FRGEFMQUU:W%J,S49F8Y^<B(S-41JT>2$J=3<8-5(
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MX]?MSY5T:F: J9
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M49F9F8]"J?*#"U[[47T:?!G]6/4?WI5P\[F/CU^U*Z-38(*60
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M>0^MM_)\RMF6EHC->!ATH<-'BFV3[9LQFUK\7AJO7J+-&U7_ *68C%:9<5-
M0^+/';4?'R!G6:;+BZIPZNQ1K-]@6;MIDUZ4,W'#<=6XZ^FMJ(:GO=JRO;6M
MJLK66(B%K2R2U>?N5^\KFO"(QGD6QHC!@KWV/HF^9/W%X5\[FO1=E/J*>GS%
M6I5V#OJ0!;7]M_Z._@7^I?Q<^8[!AYR_\>OVY\JZ-3- 5,@
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M_M=J;)$NM>\1J\E+Q(>1=9OW+-6-$Z.;DEB8B4&3)O3R\YJ;F[4<2ZNF:N\
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M^!3\+FN-G; _#C^$C[7_ ,'",57\4?@S^T+XV^.?MFR&AZ>__A C>[^1YO\
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M392(&+85C]=BF(X]#=E..*C4^-XU418,*.CHU'BL(;01)21#$1$:F771E@
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M:;?:4AUM"BE35515%5.BJ!4><H-'VO&CD;O'C]=2'9L[3NT\VUZ5F\VAE5U
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MNS7M^+PMS;W',[2Z^?A_G&J9'4R\LB5SMXT8T4W.6)PZTZ)TX)U Y"P
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M@;29^?S-KW-V:8[.N.A;3.,.I=]CZ)OF3]Q>%?.YKT9RGU%/3YBK4J[!WU(
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M_0TEZRRN.S=U%;;M,.*2IQANRALS$,N*3]:I;:7B29E[#,AY>=$X+G+@
M "GHY'_G#[Z_'/M'[^+T>FH[$=$*9UO%Q)A/<])S^9GR._6<?^:O7HX^\?BT
M^SYY64:DJ,<], :Q^\W]%OS8_$Q9?9BF&QE?J*.EBK4JN!Z!2 +7#M*0(E;V
MS>#D>$REAESC=K.>M"5+42I=K0Q[2P>ZK4I7BDSYCCAEUZ$:^A$1="+SN9TW
MZ_:E=&IL/%+( K*O4,T'Q%W<N4KK;,6/%OXNDK^*W%]G7WG06L(=@](02$I1
M*E7$"2ZOH:O%XR49]5&1=[)3CEJ?'Y955:VE4;2*5'Z3G\\SD=^K&_\ .KKP
M<_>/PJ?:\R=&M*"[X>:.X%VI>9UXS(3%7.US1X6;BD/N$IK9&Q,,UX_'\,=*
MG"5+9RE31*,O DU]5F2"49<_*1CF*8\/DC%.K4JVAZ!2 ,^M7=TCN#:4P#&-
M6:IY6;2P77F%UYU6+8E0SJN/4TE>J2_,5%A-+JW5I0N5*<<4:E*4I:S,S,S%
M-67LU3M54Q-4LXR[[^V:[I'Z;&Z/_%*C^IQCY7+^I#.U)^V:[I'Z;&Z/_%*C
M^IP^5R_J0;4L3^0_+'D;RRO,>R7D=MS+-O7V*54BCQVTRU^)(EU-1+EG/D0(
MJXL2(11W9BC<,E$?UQGT^$646Z+<841A$L3,SK8\";#=-Z>S,I&(=VGC"TAY
MYN!ES.WL-MFV/,-4F/::7V!,K67$)?90ME&1UL%U?C\:4I;-1)-:4F6KG8QR
MU7@P\L)4ZUFR."M     $</U1_T:=#^LYJW[TMFC>W?\?_#/F1KU*[P=I4[I
MK?\ M#P+[M,6^SD$8J[,]#*Y+'F%P T6>H]^B;WG]VFD/G;Q(;>1^II\?D1J
MU*U,=U4 +A?C=^;OH3\2^K?O&HAYJOMSTROC4]H$  5*'<@^D0YZ?KH<H_GQ
MSD>CL? H]B/(IG6PO%K";GZ1S^SSG!]VFB_L'LX<K>7:HZ)\RRA,,',38Q\V
M?S,^7'ZL>^_FJRL66OBT^U'E8G4J'!Z12 +-_P!/5]#_ ,1/[_?\3^ZAP<[]
M35XO)"VGLMT U4@!HL]1[]$WO/[M-(?.WB0V\C]33X_(C5J5J8[JH 7"_&[\
MW?0GXE]6_>-1#S5?;GIE?&I[0(  J4.Y!](AST_70Y1_/CG(]'8^!1[$>13.
MMA>+6$W/TCG]GG.#[M-%_8/9PY6\NU1T3YEE"88.8FJ4.Y!](AST_70Y1_/C
MG(]'8^!1[$>13.MA>+6$UCTC%! ;Q_G7E)H2NSE7''J@2XMIDU1H$"%N.Q4B
M,]Y?O#:9TBR(WT^/P+]W:/IU3U'*WE.FB.GS+*$R<<Q,  %-;G^6S<_SO-<[
ML_'\8YKEN1Y;8>8M+CGON27$RYE>8XA#:5K\^8KJ9)21G[>A? /3Q&S$1S0I
M=2&6&5_'?G-RXXF4V18]QPWSG>H:3+;.+=9)6XC+A1H]Q:08IP8DV8F5!E*4
M\Q$4;:3(R+P_4%==FW<G&N(F89B9C4R(_;-=TC]-C='_ (I4?U.(?*Y?U(9V
MI/VS7=(_38W1_P"*5']3A\KE_4@VI>*;[[AO-?E%@[.M>0/([8NU<$8O8&3L
MXQE,V!(K&[^KC3XE?:);C5\5SWJ)&LY"$'XNA$ZKV"5%BU;G:HIB)8QF=;#,
M6L.V8'ED[ LYPS.JM;K=GA>68[EE<MA3:'D3L<N(=Q$6RMYI]I#J9$-)I-2%
MI(_A29>P8F-J)CGAE<ICS"X     ?%95M=<U\VIMX$*UJK**_!L:RRBL3J^?
M"DMJ9DPYL.4V[&E19#2S2MMQ*D+29D9&01.&F-8C3=UOT^?'3>VM<^W1Q!P.
MLTGR+QJEM\IC8+@D1FJUEN!ZNCG/DXP[A;/E4N'979LQUMULVI1"BNS723-9
M=)SWAC?R^<KHJBBY.-$\^N$9ICDUJ^8=E4 )IWI'=@VCU9S<U5)<=<I:^?I'
M8-,R77R8MI<Q]D8YDSCGB>Z>;81**I)'A;+V1E>)1_6$7+WE'8JY=/F64-XO
M?8^B;YD_<7A7SN:]&IE/J*>GS)5:E78.^I %M?VW_H[^!?ZE_%SYCL&'G+_Q
MZ_;GRKHU,T!4R *R#U"OTP'+O^X+_#!I4=[)?34^/RRJJ[32^-I%*C])S^>9
MR._5C?\ G5UX.?O'X5/M>9.C6G@9-D=+AV-Y#EV23FJO'<5H[;([ZS?\1LUU
M+1P)%G:3GO 2E>5$@Q7'%=",^B1R(B9G"-<K%2%S6Y2YCS1Y1;CY)9LY*1.V
M3ETV?1TTEXWDXIA,#PU>#XA&Z+6TEG&L6AQ8JE(Z$\\VMY75;BC/T=JW%JW%
MN.2%,SC.+%D6,,I^)?"ODMSAV&]K+C1K&UV%D%=$9L\CGHDP*7%<0J'WE,M6
MF697=R8%%1QY#C:RCMNO>\S%MK1&:><2:!7<NV[5.U<G"&8B9U-\6/\ I1><
M]A4Q9F0;SXN8]9R$$X_3LWNT;HX)*2E26)$]C6,2*Y*;,S)PF?-:(R^M<67M
M&G.\;6.B*ICQ?>EL2QRWSZ:WN9:9K+"]Q7%]8<@ZFO3)DNLZ8SMU[)$U[!+6
MEXL5V)2:_M;*>II)=8=65E(4X?A:)W^4=E&>L5:)F:9\/HQ8V9:)<MQ#*\ R
M:\PK.L9O\-S#&+*33Y'BN4U%A09%06T-9M2ZRYI;6/%L:V?&<+HMIYM"TG\)
M#;B8F,8TPPZZ,L):_I*OSB.6WXE\)^_ET<[>/8IZ4Z-:=0.0L5*'<@^D0YZ?
MKH<H_GQSD>CL? H]B/(IG6PO%K";GZ1S^SSG!]VFB_L'LX<K>7:HZ)\RRA,,
M',3 &B#U(T^)#[4.XX\EY+3UKG^DX%>@TK,Y,MO9F/VBV4FE*DI4F!6ON=5&
M1=&S+KU,B/;R/U$=$^1&K4K7QW50 MM.W*P]&[>W!"-)9=CR(_#3B^P^P^VM
MIYAYK2.#MNLO-.$E;;K:TFE25$1D9=#'G+_QJ_:GRKHU*Z7OA5#U'W6N9T)]
M^1(6]L:CMTN2FUMN)9R#7>&7\9A*5J69QXL>R2TRKKT6TA*B(B,B+MY2<<O3
MT>=75K:I1L(@       +E/ HDF!@V&09K#L69"Q/'8DN,^@VWH\F-3PV7V'F
MU$2D.LNH-*B/VD9=!YB=<KW;!@     %/1R/_.'WU^.?:/W\7H]-1V(Z(4SK
M>+B3">YZ3G\S/D=^LX_\U>O1Q]X_%I]GSRLHU)48YZ8 UC]YOZ+?FQ^)BR^S
M%,-C*_44=+%6I5<#T"D 6O?:B^C3X,_JQZC^]*N'G<Q\>OVI71J;!!2R *U/
MU'OTLF\_N+TA\T>)#NY'Z>.F?*JJUM%@VT4J/TG/YYG([]6-_P"=77@Y^\?A
M4^UYDZ-:27Z@2MEVO:'Y?Q83:7'FH.EK):5+0V11*;D9J"WGN>)Q24FIJ!!<
M42?A49>$B,S(AHY/1F:?'Y)2JU*Q$=Y4        V[]AJ!+L>[5PYCPF5/O-
MY1L6>M"5(2:8E7I795G/>ZK4E/AC08;CAEUZF2>A$9]"/6SGTU7B\L)4ZUH0
M. M     $</U1_T:=#^LYJW[TMFC>W?\?_#/F1KU*[P=I4[IK?\ M#P+[M,6
M^SD$8J[,]#*Y+'F%P T6>H]^B;WG]VFD/G;Q(;>1^II\?D1JU*U,=U4 +A/C
M4XV]QRT \RXAUEW2>JG&G6UI<;<;<P6A4AQM:3-*T+29&1D9D9&/-7.W5TRO
MC4]L$  5*'<@^D0YZ?KH<H_GQSD>CL? H]B/(IG6PO%K";GZ1S^SSG!]VFB_
ML'LX<K>7:HZ)\RRA,,',38Q\V?S,^7'ZL>^_FJRL66OBT^U'E8G4J'!Z12 +
M-_T]7T/_ !$_O]_Q/[J'!SOU-7B\D+:>RW0#52 &BSU'OT3>\_NTTA\[>)#;
MR/U-/C\B-6I6ICNJ@!<+\;OS=]"?B7U;]XU$/-5]N>F5\:GM @ "I0[D'TB'
M/3]=#E'\^.<CT=CX%'L1Y%,ZV%XM83<_2.?V><X/NTT7]@]G#E;R[5'1/F64
M)A@YB:I0[D'TB'/3]=#E'\^.<CT=CX%'L1Y%,ZV%XM83<_2.?V><X/NTT7]@
M]G#E;R[5'1/F64)A@YB8 X?(JA.08_>T*WU147=/9U"I*6R=5'390GX:GTM&
MI!.*:)[Q$DU%UZ=.I#,:)Q%,VXVXRXXR\VMIUI:FW6G$J0XVXA1I6VXA1$I"
MT*(R,C(C(R'IU+\ P      #]MMN/.-LLMK===6EMIIM*EN..+424-MH21J6
MM:C(B(B,S,P97.4Z="K(4RRLID6OKJ^+(G3Y\Z0U$A0841I;\J9,E/K;8C18
MS#:EN.+4E"$),S,B(>77(@7<!]3K%UCR%Q37O";&L0VSJS6N7D>YMAY)YRZ?
M<,>(MR%:8=J&UKY;J:K&6&G7%MY0N/).;8-,KBL.5K2EVG3LY#:HVKN,53&B
M.;I^Y":M.A)*X6\XN///33]7N#0&91KJ&MF&SE^&SW(\3.=;Y%(BH?DXOF]
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M-,,H+V(;01?4'!F9F<9URM:LN^Q]$WS)^XO"OG<UZ-C*?44]/F8JU*NP=]2
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MH'G)-%C=!2R'FO(>?J:>NKGG6?&ESR7'8<=E:VO&@E>$S,NI$?U QF=8Y\8
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M&:!QYZBQVBI'I"$MONU%17UKC[:5>)+;RX<=E3B$J]I$HS(C#&9UCG1@
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MYEE"88.8F
M
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M$B.4M\V&36B'#]X<3%98;6:!R[MVY>JVKDXRG$1&IEB*V0
M
M
M                          !C[J/BGQST/EVS-@:ET_A>&9_N3-,LV!L_
M/(5<J;FV:91F^13LLR23<9;;O6&0+JY>063\EFL;D(K()N>"+'9;(DE.JY77
M$4U3,TQ&$0QA#((09
M
M
M
M
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M0+:*W)2VB0W'L8C4QA$A#3CS27DM/$2R2M:25UZ&9>T4SHT,N3
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M[0FBR^8EEIQ:XM3.FS&FV5N.-(;(EGB[E;UJ-JJ/P\\:68JB6ST:[(
M    -=W(KNH<*.-&U<$T/F>V865;RV#L'#M;U>I=9(BYIF%'=YID=;C,*3G/
MNLZ+18)"KY5JT_(:MIL2P<B]5Q8TDR))WT9>[73-<1A1$8XRQ,Q#8B*&0
M
M   1_P#U&7-7/.)7!^OQ+4U]/Q78_)/-E:P;RFJ?=A7.-Z]A4<Z[V#88_91W
MVY%=>6+28%2AY"3<9BV<AUI;4AMEQ.[D;5-R[C5IIIC'Q\B-4X0K@!VU3DJ:
MXML=MZK(*&SGTM[1V4&XI;BKEOP+.IMJR4U-KK.NG1EM28<^!,80ZRZVI*VW
M$$I)D9$83&.B=3*U'[1W+K(.;G /1&\LW>:D;)=JK;!-G2FFVVBL\XUY<S<5
ML,C<:CL1HD>1F4"OBW3K+#:&([MBIEM)(;(AY[,VXM7IHCL\GC6Q.,-DPH9
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MEFMQUU:W%J,S49F8WHB(C"-2*XXUO_9W@7W%XM]@X(\Q.N>E<[H,
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M4M:U&9F9F9F9C8N_"J]F?(Q&M;P#S:X
M                                     $;'U/'%C,=Y<(L/W'@E/,O[
M3C!G\W,LNKH,=<F7&U3EE"Y3YID+++"'9+K6,VU;3RYG0B;8K$2I3JDHCF8W
MLA<BB[-,_P T?:C5&A7G#M*GZ2E2U)0A*E+4HDI2DC4I2E'T2E*2ZF:C,_80
M"T>[)?%[,^)7;AT-K;9-7*H=C9"SDFTLSQ^:EQJ9CUAL:^FW]/0SXKIFY!MZ
MC$G:YB?'425,3T/(41*28\_FKD7+\U4]G5U+J8PAM?&NR *;39']H>>_=IE/
MV<G#T]/9CH4NEC+"=/Z2K\WCEO\ CGPC[QWQR=X]NGH64:DM@<U,  $8_P!5
MQ]'?IK]=#7?S'<BAO[N^//L3Y81KU*_ =E4 +DO6_P#9W@7W%XM]@X(\Q.N>
ME>[H,                                                   -<7=
MWVI=:8[:/,K/,=DNPKIK3-UB5=.84E$FO?V7.K=:_&$1TW&C9F0$9<;S+B3\
M;;B$J21J(B._+4Q5?IB=6/DTL3J53H]"I &>O#[MD\V^=L.VNN->D;7+\/H)
MSE7=9]=76-X1@T*U:89D.U$?(\QMZ6'>7,=J4PIZ%6^^RXZ)#;CS;;2R6*;M
M^U9T7)PEF(F=3-W,/3B]V#%X[DFMT?AN=H:CE(<;P_<^KDR"+J]YK+<?+<FQ
M1Z1(9;:)1H:2LUDXE+?C7XDIJC/9>>68\4L[,I:GIY>/F[.,G!+*-6[^UGEF
MJ,_B<CMCVJ\:R^M77S)%1/Q;73,&XK7B4["MJ>8]#>;:EQ77H[CC+B4K-2%$
M7-SM=%R]M43$T[,)TQA#R+U-?%_-][\#J+9N ULJ[L.,^QV]CY;40VW9$M6L
M[F@LL:RVZB16$N.25XS.D5LZ5];X6*MF8^I1)9/K/(7(HO;,_P T8>,JC0KM
MAVE3])2I:DH0E2EJ424I21J4I2CZ)2E)=3-1F?L(!:']COC+F_%3MM:(P+9=
M9/H-@Y663;8RC&K-KW>?C+FQKR5=4%%/B+),B!:P\/\ BXY\5]*7XE@M]EQ*
M5-FDN!F[D7+\S3V8T=2ZF,(;;AK,@      A@>KQ_P#P]O\ ZL?_ +:1U-V_
MS^+SH5\B%^.HK9.<)OSS.(_ZSFA/G4Q05WOA5>S/D9C6MXQYM<
M                                                        #Y9T
M&%9PIE;90XMA76$61!GP)T=J7"G0I;2V)4.9%?0XQ)BR6'%(<;6E2%H49&1D
M8".ER>],EP-WIFUGGNL;[9/&BPO);\ZXQ+73]'>:T5,E2%R9DNEQ/**Z588P
MJ0\ZKPQ(%DS51D>%$:&RA/A/>MY^]1&%6%73K1FF'L'"3T]W!7AKG5)MF6UF
MG(/:>-2HMGBUYN%^ADXMA]["<;?AY!C&"T--652;J%(;)V-(M';5V$^E+T8V
M7D(<*%W.WKL;.BFGP$4Q#>N-1(  %-ILC^T//?NTRG[.3AZ>GLQT*72QEA.G
M])5^;QRW_'/A'WCOCD[Q[=/0LHU); YJ8  (Q_JN/H[]-?KH:[^8[D4-_=WQ
MY]B?+"->I7X#LJ@!<EZW_L[P+[B\6^P<$>8G7/2O=T&
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M^LYH3YU,4%=[X57LSY&8UK>,>;7
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MK2I)<"JF::IIJT50M=V&!7>>J/\ I+*+]6/5OWV[-':W?\"?:GS*Z]:.&-Y
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M$*O0=]2_;;;CJC2TVMQ1(<<-+:5+43;+:GGG#))&9(::0I2C^!*2,S]A R_
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MJ^KB0I:2(S3"EW>T&9""5T\QZO(T]?+5TZ.[J,:ZJ^:,.O\ T(5ZL$$L==6
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M]F7Z4CA/^.BK^Q%P*,U]/7T)4ZUJ0//+58)W\,->PGNR\MHBHJ8\6^O-=YE
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MF.6K0E3&E9,#AK5=YZH_Z2RB_5CU;]]NS1VMW_ GVI\RNO6CAC>0;H/3U?3
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M4237V$"6TB1$FP9C*X\N)*8<)3;T>2PXI"T*(TJ2HR/V&*M6EE4Y]R/AW?\
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MA36(Z%^YXQE6/P(=3+D&E#$6UAL&XLW;)!%ULA?B:?<U:XU?<KJCE1!QTD
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M W?VDWX*OP5^=8?:M]O/OGV\_'WN;?OWX'OM6_\ ^G?;;[EX/.^UO_M?N_\
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M"?[H_'/_ (V0QS'-1US_ *IH\*<QZ=:!HJNX!7,?CSE6V<PP(^0FQ7'K;<V
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EX^UC_P#17WO^1_.]1QLU\UC_ '^SR8:OXZ=*RG9Y&]<:B3__V0$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>11
<FILENAME>image_1a.jpg
<DESCRIPTION>EY SIGNATURE
<TEXT>
begin 644 image_1a.jpg
MB5!.1PT*&@H    -24A$4@   @$   "%" ,   #UAMNT    75!,5$4   #%
MSL6UM;6EI:76WMXI*2DZ.CK____OYN\0$!F$A(2<G)1K:V-S<W-*2D)26EKW
M]^\0    " C_]__%Q<49(1EK4F/FWMY*2E+.UM8Q&1 0$ CFUL6$E(S6]^^%
M#I "   7)4E$051X >Q5B7ZTJK.4=5A=9LMD??_'O-" @CI+\I^CN?'K_,[Y
M1E#HKJZNJG;_8MOQ;08(BI1J:H76SOQ?/">^QX"68LLK"*G%VKG_BV?$MQB
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M.K1*J4,&]9,I>"T2 RXC$_A_&X1)V="??'D0=AC BM,5DA<DS;]]OI1>B<0
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MJ ".C9X!"]>_>0:HD>T;_[RH"?@;*P,4]"ZP*/MV_QA /?SGKV'!#R1?T@3
MA7C0(%.R<9'8. -:ZT>># N(+3R&PF? (N5J]Y,L#,'&&8!]PYN784'+DA'_
M>8 $I O9PI?[V#8#D!NZBJ-A@?J%MP5- "0@>L!../HQM# &FV: 4)T;.I6M
M@":DABP17@+>T]A_[*NJ7O!RB$TS@/A^O^60>Q.H%M1AD "3,OCT#TN#L&4&
MB,8A7C7YBG$+<L$4J). "J<G^X\!RP9(@&RS%:_)E5HN V!<3=.CNWW_CP'+
M!<!?SISR*VBY%*B_3_4VY!@@]=(P;)@!V ]\1;,5D( E$2%>A'K&O;ZY)[HT
M#-ME@("!/^=+6'I17C"'NC !LJ\J)I;&8;L,0"<'/W_-ES2(\G(I>!.0I'^L
M%^9?B.TRP/IV%ZXK8 DMEX)7H;J_C];CA!:)S3* >L_GA>O2QBVQPW(Y,'>?
M[9^(7,,$MLL Y-#?ZP)P($6]7 \^O D,0V\+/BP6FV7 V4M J?C8FX!9C@&?
MA0IY$Y K +%9!G@%;@H3" Q0RZ7@3>?<FXYV)F!6 &*K#*#3;@LOP]WK8BD(
MEIN ,.YVO (26V6 \@S0Q9+P,UG3Q5+P)#SU*2#N+&$Y!QIBJPSPW6;ER+UX
M8[#+-8$XV6>)< >]'S-RH=@J VK7;8Z*)>HZ4I'E4O"FTT\]=28@T1I(;)4!
M?MZ;<MYQM6@3A)/]JDE/R-&O7L,$-LL /^^F7%)NJ5Z. :^.A)V*#P=_N?K'
M@ 6C\XB72]X8SE^+94#>G.0DT_$.Q%8Q@:TRP"M^9<LU+PNV72P%O<\8X"7
MKB(!FV: *2!';N6$ETM!.\;M=?A]=+_Y.A*P50;X=E<7FB]IM\(79  ^>1+"
MSY8[.5 K0;%1!A#/@+I@@*F6G4.O 5739U,FLV!LE &VFO3;S6'%%VP#,*#V
MOQ"KJK>U)&"K#/ #/^JW;X@]+)<"EC$%O#3WRM@H X(&' LD>EM>)H2;_$KJ
MW4YU[L=J$K!5!I@) VCLQ](Y8.HEH!:K0;%1!BB/OB39BE<%1I;, 7D;J*JW
MO;MX-0_8+ .PQ[[+1[[V#$!+Y@ V ,&.*T*Q408(0-X,HP?M6%B+=23 ?E'I
M&<=&&;#SYEOQ8>:QEV2[; ["@ _LU6%-)+;* ..QE[A_)OY1+YR$(#5C%[VL
M\HQCJPS H+^V![_V=DP73X,B^K(R$EMEP,[[?O66; #YQ[I=.ZDU8K,,L(4(
MZ,X_K)W3*K%9!@A99<)O]U4ER=HYK1*;94 ;1"!TG7+W4Z[MR.O$9AFPH][Z
M*X;\[Z-G !-KI[1*;)<!0H$(U+[OQ%M"LW9&Z\1V&;"C#5# NI]:QA\;C TS
M8$? !R39[6SG?I"U\UDGMLR ,/K526'N_Z5KI[-.;)H!PE9#L+6S62DVS8 =
MK0<&F+6362FVS8 =;:K_:Z\.3@  81B*4D4;2O>?5RHZ0P[IGR"'!_D-]A92
MX@(<^0!LL*>04A?@B'4!&'L(*WD!#HO,*0N@!510?8"J!:AW $H'YUZ=CI90
,     $E%3D2N0F""

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>12
<FILENAME>wrapa.jpg
<DESCRIPTION>BREMER WRAP
<TEXT>
begin 644 wrapa.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_VP!#  ," @," @,# P,$ P,$!0@%!00$
M!0H'!P8(# H,# L*"PL-#A(0#0X1#@L+$!80$1,4%145# \7&!84&!(4%13_
MVP!# 0,$! 4$!0D%!0D4#0L-%!04%!04%!04%!04%!04%!04%!04%!04%!04
M%!04%!04%!04%!04%!04%!04%!04%!3_P  1" .S ML# 2(  A$! Q$!_\0
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M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *3(
M]:I7FI"'*1_,_<]A62SL[%F))/4FG8#I****0!1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 5EWVI;LQPGCNW^%-U#4/,S'&?D[MZUGTP
M"BBBJ Z:BBBH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *R]
M2OMV88SQ_$W]*EU*]\E?*0_.>I]*R*: ****H HI:NQZ3*R EE4GL:0&Q111
M4@%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 5!>70M82W\1X45,S!5)
M)P!R:P;NX-U,6_AZ >U,"%F+L68Y)Y)I***H HHK2TVRSB:0<?PC^M("33[#
MR\22#Y^R^E:%%%2 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !114<T
MPAB9ST44 4=6NL 0J>O+?X5ETZ20R.S-R6.33:H HHI\<;32*BC))Q3 L:?:
M?:9,M_JUZ^_M6UTX%,MX5MXE1>W4^M25(!1112 **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ K*U:XW,L0Z#DUIR2".-G/11FN=DD,DC.>K'-- -HHH
MJ@"M;2K78AE8<MP/I6?:P&XF5.W4_2M]5"J !@#@4F M%%%2 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110!0U:;;"L8ZL>?H*R*LZA-YMT_HOR
MBJU4 444^.,RR*@ZL<4P-328-D)D/5NGTJ_3441J%'0# IU0 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4R:3RHG?^Z,T^J>JR;+7;W8X_K0
M!C$EB2>324458!5_28=TS.>BCCZFJ%;6EQ^7:@]V.:3 N4445(!1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !65K#_ #QIZ#-:M8FIMNO&']T
M4T!4HHHJ@%')P.M='&GEQJHZ*,5A6:>9=1#_ &L_ES6_4L HHHI %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %<_=MNNI3_M&N@KFY&W2,?4F
MF@&T4450%W25W76?[JD_TK9K*T=?WDA]L5JU+ ****0!1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% "'CFN:KI6^Z?I7-4T 44450&GHP_UQ^G]
M:TZS=&^[+]16E4L HHHI %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 )7-5TU<Y(-LCCT)IH!E%%%4!IZ,?]</I_6M.LG1V_>R#U7-:U2P"BBB
MD 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 5S]XNVZE'^T370
M5B:HNV\8_P!X TT!4HHHJ@+FEMMNP/[P(_K6U7/VC^7<QM_M5T%2P"BBBD 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 5EZPGS1O[$5J53U2/
M?:D]U(-,#%HHHJ@%KHH9/,B1_P"\,USE;.E2;[7;W4XI,"[1114@%%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %-D021LAZ,,4ZB@#FF4JQ!ZC
MBDJWJ47EW3'LWS54JP"KVDS>7<%#T<?K5&G(YC=6'4'(I =)138Y!+&KCHPS
M3JD HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH HZM#YD
M<=4/Z5CUTC*'4J>01@USTT9AE9#U4XJD RBBBF!JZ3<;D:(]5Y'TK1KG;>8V
M\RN.QKH%8.H8'((R*E@.HHHI %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
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M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH *SM1L?,S+&/F_B7U]ZT:* .9HK4U#3\YEB'/5E'\ZRZH
M HHHI@=-1114 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
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MY,X[X.^!!\-/VZ?AKX=*>7/:W&C/<IS\MQ)802SCGTD=Z]J_X+#?\CG\-O\
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MLFY:$3RSD?NU;!X.?X1C<V*[O3_$?P\T>*PO;'5/#%C'<V[-9W%O<6\8E@.
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M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
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M[6X8?(/O=<G-<I;_ +,'AV'PW?Z.;R=4O+6X@,MM;PV_D--<_:6:%$0+&OF
M?(!@@?-N))/LM%2IR6S'RH\<\._LRZ#X?O7O/MLMY<O)8S,TMO$ )+?4+N_R
MH"\;Y+V0'J<*I)+9)Q5_8]\-*EW#_:MZUI=V LIK5XHFC)%B+'< 5^5?(51L
M7 R,]"0??:*KVL[WN+DC:UCCO%WPG\->.M9T"]U[2-/U>WT59OLMC?V<4\*R
M.8\2A74A73R_E(Y&XUS-O^SUI,&L76I?VE=-/<"W4_(GR"*ZU"Y&WC@EM1D4
M^T:^]>KT5*G)*R8^57O8\&\)_LCZ)X5::0:]J6H2R)<)ONPKE?-32TSDY.5&
MDPXR?^6C^V-V/]GBTCM7M/\ A(]0^R)+*]HJVULLELKK= @2"+<Y!NW(+EA\
MBY!)8MZY15.K.6[$H16R/*OA9\ ;'X7ZQ/J4>L7FK3SPS0R"\ .1(T)))Y)Q
MY(')/4Y)J)/V?8U\*1^%SXMUK_A'+&U2TTK3E6!4LDCDB>#<1'F;RO)1%$F0
M4R&#$[J]:HI>TE>]Q\J/$M:_9K@F\/:U!9:H9M9U7RA-?7D$0V$Z@UY,Z*J%
M5SYC )M(.Q-V>6)8_LLZ/;:U_:<VNZC<SW5W;7VI*T4"+=RVVH2ZA;[=J PJ
MD\S<)C<H 8DY8^VT4_:S6S%R1>Z/&D_9FTJ/7O"FH)K=_'#H-K!;K8HJ+#.8
MC.?,8 ??;[0VX\GY%QCY]S)OV:+6;2+&U/BC4?MEI9KIZWS6UNSO +4VS!D:
M,IN,9!W!1AEZ;2RGVBBE[27<?*CS/1_@;8^'?$5EK.E:M>6-W:07=LC+'&Y:
M*XFL9'5BZG)VV")D\XD8]0"/3***ER<MQI);!1114C"BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH __9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>14
<FILENAME>R1.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Cover<br></strong></div></th>
<th class="th"><div>May 01, 2025</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_CoverAbstract', window );"><strong>Cover [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentType', window );">Document Type</a></td>
<td class="text">8-K/A<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentPeriodEndDate', window );">Document Period End Date</a></td>
<td class="text">May  01,  2025<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Entity Registrant Name</a></td>
<td class="text">Old National Bancorp /IN/<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityIncorporationStateCountryCode', window );">Entity Incorporation, State or Country Code</a></td>
<td class="text">IN<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityFileNumber', window );">Entity File Number</a></td>
<td class="text">001-15817<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityTaxIdentificationNumber', window );">Entity Tax Identification Number</a></td>
<td class="text">35-1539838<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressAddressLine1', window );">Entity Address, Address Line One</a></td>
<td class="text">One Main Street<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressCityOrTown', window );">Entity Address, City or Town</a></td>
<td class="text">Evansville,<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressStateOrProvince', window );">Entity Address, State or Province</a></td>
<td class="text">IN<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressPostalZipCode', window );">Entity Address, Postal Zip Code</a></td>
<td class="text">47708<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_CityAreaCode', window );">City Area Code</a></td>
<td class="text">773<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_LocalPhoneNumber', window );">Local Phone Number</a></td>
<td class="text">765-7675<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_WrittenCommunications', window );">Written Communications</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SolicitingMaterial', window );">Soliciting Material</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_PreCommencementTenderOffer', window );">Pre-commencement Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_PreCommencementIssuerTenderOffer', window );">Pre-commencement Issuer Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityEmergingGrowthCompany', window );">Entity Emerging Growth Company</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Entity Central Index Key</a></td>
<td class="text">0000707179<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_AmendmentFlag', window );">Amendment Flag</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_CommonStockMember', window );">Common Stock</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_CoverAbstract', window );"><strong>Cover [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">Common Stock, No Par Value<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">ONB<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NASDAQ<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentInformationLineItems', window );"><strong>Document Information [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">Common Stock, No Par Value<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NASDAQ<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">ONB<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesAPreferredStockMember', window );">Series A Preferred Stock</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_CoverAbstract', window );"><strong>Cover [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">Depositary Shares, each representing a 1/40th interest in a share of Non-Cumulative Perpetual Preferred Stock, Series A<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">ONBPP<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NASDAQ<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentInformationLineItems', window );"><strong>Document Information [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">Depositary Shares, each representing a 1/40th interest in a share of Non-Cumulative Perpetual Preferred Stock, Series A<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NASDAQ<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">ONBPP<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesCPreferredStockMember', window );">Series C Preferred Stock</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_CoverAbstract', window );"><strong>Cover [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">Depositary Shares, each representing a 1/40th interest in a share of Non-Cumulative Perpetual Preferred Stock, Series C<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">ONBPO<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NASDAQ<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentInformationLineItems', window );"><strong>Document Information [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">Depositary Shares, each representing a 1/40th interest in a share of Non-Cumulative Perpetual Preferred Stock, Series C<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NASDAQ<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">ONBPO<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AmendmentFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_AmendmentFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CityAreaCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Area code of city</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CityAreaCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CoverAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Cover page.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CoverAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentInformationLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentInformationLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentPeriodEndDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period. The format of the date is YYYY-MM-DD.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentPeriodEndDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:dateItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentType">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentType</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:submissionTypeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Address Line 1 such as Attn, Building Name, Street Name</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressCityOrTown">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the City or Town</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressCityOrTown</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressPostalZipCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Code for the postal or zip code</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressPostalZipCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressStateOrProvince">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the state or province.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressStateOrProvince</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:stateOrProvinceItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCentralIndexKey">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCentralIndexKey</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:centralIndexKeyItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityEmergingGrowthCompany">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Indicate if registrant meets the emerging growth company criteria.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityEmergingGrowthCompany</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityFileNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityFileNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:fileNumberItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityIncorporationStateCountryCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Two-character EDGAR code representing the state or country of incorporation.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityIncorporationStateCountryCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarStateCountryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityRegistrantName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityRegistrantName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityTaxIdentificationNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityTaxIdentificationNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:employerIdItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_LocalPhoneNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Local phone number for entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_LocalPhoneNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementIssuerTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 13e<br> -Subsection 4c<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementIssuerTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 14d<br> -Subsection 2b<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_Security12bTitle">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Title of a 12(b) registered security.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_Security12bTitle</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:securityTitleItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SecurityExchangeName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the Exchange on which a security is registered.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection d1-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SecurityExchangeName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarExchangeCodeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SolicitingMaterial">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 14a<br> -Subsection 12<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SolicitingMaterial</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_TradingSymbol">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Trading symbol of an instrument as listed on an exchange.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_TradingSymbol</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:tradingSymbolItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_WrittenCommunications">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br> -Section 425<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_WrittenCommunications</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=us-gaap_CommonStockMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=us-gaap_CommonStockMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesAPreferredStockMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=us-gaap_SeriesAPreferredStockMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesCPreferredStockMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=us-gaap_SeriesCPreferredStockMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>15
<FILENAME>Show.js
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
// Edgar(tm) Renderer was created by staff of the U.S. Securities and Exchange Commission.  Data and content created by government employees within the scope of their employment are not subject to domestic copyright protection. 17 U.S.C. 105.
var Show={};Show.LastAR=null,Show.showAR=function(a,r,w){if(Show.LastAR)Show.hideAR();var e=a;while(e&&e.nodeName!='TABLE')e=e.nextSibling;if(!e||e.nodeName!='TABLE'){var ref=((window)?w.document:document).getElementById(r);if(ref){e=ref.cloneNode(!0);
e.removeAttribute('id');a.parentNode.appendChild(e)}}
if(e)e.style.display='block';Show.LastAR=e};Show.hideAR=function(){Show.LastAR.style.display='none'};Show.toggleNext=function(a){var e=a;while(e.nodeName!='DIV')e=e.nextSibling;if(!e.style){}else if(!e.style.display){}else{var d,p_;if(e.style.display=='none'){d='block';p='-'}else{d='none';p='+'}
e.style.display=d;if(a.textContent){a.textContent=p+a.textContent.substring(1)}else{a.innerText=p+a.innerText.substring(1)}}}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>16
<FILENAME>report.css
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
/* Updated 2009-11-04 */
/* v2.2.0.24 */

/* DefRef Styles */
.report table.authRefData{
	background-color: #def;
	border: 2px solid #2F4497;
	font-size: 1em;
	position: absolute;
}

.report table.authRefData a {
	display: block;
	font-weight: bold;
}

.report table.authRefData p {
	margin-top: 0px;
}

.report table.authRefData .hide {
	background-color: #2F4497;
	padding: 1px 3px 0px 0px;
	text-align: right;
}

.report table.authRefData .hide a:hover {
	background-color: #2F4497;
}

.report table.authRefData .body {
	height: 150px;
	overflow: auto;
	width: 400px;
}

.report table.authRefData table{
	font-size: 1em;
}

/* Report Styles */
.pl a, .pl a:visited {
	color: black;
	text-decoration: none;
}

/* table */
.report {
	background-color: white;
	border: 2px solid #acf;
	clear: both;
	color: black;
	font: normal 8pt Helvetica, Arial, san-serif;
	margin-bottom: 2em;
}

.report hr {
	border: 1px solid #acf;
}

/* Top labels */
.report th {
	background-color: #acf;
	color: black;
	font-weight: bold;
	text-align: center;
}

.report th.void	{
	background-color: transparent;
	color: #000000;
	font: bold 10pt Helvetica, Arial, san-serif;
	text-align: left;
}

.report .pl {
	text-align: left;
	vertical-align: top;
	white-space: normal;
	width: 200px;
	white-space: normal; /* word-wrap: break-word; */
}

.report td.pl a.a {
	cursor: pointer;
	display: block;
	width: 200px;
	overflow: hidden;
}

.report td.pl div.a {
	width: 200px;
}

.report td.pl a:hover {
	background-color: #ffc;
}

/* Header rows... */
.report tr.rh {
	background-color: #acf;
	color: black;
	font-weight: bold;
}

/* Calendars... */
.report .rc {
	background-color: #f0f0f0;
}

/* Even rows... */
.report .re, .report .reu {
	background-color: #def;
}

.report .reu td {
	border-bottom: 1px solid black;
}

/* Odd rows... */
.report .ro, .report .rou {
	background-color: white;
}

.report .rou td {
	border-bottom: 1px solid black;
}

.report .rou table td, .report .reu table td {
	border-bottom: 0px solid black;
}

/* styles for footnote marker */
.report .fn {
	white-space: nowrap;
}

/* styles for numeric types */
.report .num, .report .nump {
	text-align: right;
	white-space: nowrap;
}

.report .nump {
	padding-left: 2em;
}

.report .nump {
	padding: 0px 0.4em 0px 2em;
}

/* styles for text types */
.report .text {
	text-align: left;
	white-space: normal;
}

.report .text .big {
	margin-bottom: 1em;
	width: 17em;
}

.report .text .more {
	display: none;
}

.report .text .note {
	font-style: italic;
	font-weight: bold;
}

.report .text .small {
	width: 10em;
}

.report sup {
	font-style: italic;
}

.report .outerFootnotes {
	font-size: 1em;
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>18
<FILENAME>FilingSummary.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XML>
<?xml version='1.0' encoding='utf-8'?>
<FilingSummary>
  <Version>3.25.2</Version>
  <ProcessingTime/>
  <ReportFormat>html</ReportFormat>
  <ContextCount>4</ContextCount>
  <ElementCount>22</ElementCount>
  <EntityCount>1</EntityCount>
  <FootnotesReported>false</FootnotesReported>
  <SegmentCount>3</SegmentCount>
  <ScenarioCount>0</ScenarioCount>
  <TuplesReported>false</TuplesReported>
  <UnitCount>0</UnitCount>
  <MyReports>
    <Report instance="onb-20250501.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R1.htm</HtmlFileName>
      <LongName>0000001 - Document - Cover</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.oldnational.com/role/Cover</Role>
      <ShortName>Cover</ShortName>
      <MenuCategory>Cover</MenuCategory>
      <Position>1</Position>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <LongName>All Reports</LongName>
      <ReportType>Book</ReportType>
      <ShortName>All Reports</ShortName>
    </Report>
  </MyReports>
  <InputFiles>
    <File doctype="8-K/A" isOnlyDei="true" isUsgaap="true" original="onb-20250501.htm">onb-20250501.htm</File>
    <File>onb-20250501.xsd</File>
    <File>onb-20250501_def.xml</File>
    <File>onb-20250501_lab.xml</File>
    <File>onb-20250501_pre.xml</File>
  </InputFiles>
  <SupplementalFiles/>
  <BaseTaxonomies>
    <BaseTaxonomy items="28">http://xbrl.sec.gov/dei/2024</BaseTaxonomy>
  </BaseTaxonomies>
  <HasPresentationLinkbase>true</HasPresentationLinkbase>
  <HasCalculationLinkbase>false</HasCalculationLinkbase>
</FilingSummary>
</XML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>JSON
<SEQUENCE>21
<FILENAME>MetaLinks.json
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
{
 "version": "2.2",
 "instance": {
  "onb-20250501.htm": {
   "nsprefix": "onb",
   "nsuri": "http://www.oldnational.com/20250501",
   "dts": {
    "inline": {
     "local": [
      "onb-20250501.htm"
     ]
    },
    "schema": {
     "local": [
      "onb-20250501.xsd"
     ],
     "remote": [
      "http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xl-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xlink-2003-12-31.xsd",
      "http://www.xbrl.org/2005/xbrldt-2005.xsd",
      "http://www.xbrl.org/2006/ref-2006-02-27.xsd",
      "http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd",
      "http://www.xbrl.org/lrr/role/net-2009-12-16.xsd",
      "https://www.xbrl.org/2020/extensible-enumerations-2.0.xsd",
      "https://www.xbrl.org/dtr/type/2020-01-21/types.xsd",
      "https://www.xbrl.org/dtr/type/2022-03-31/types.xsd",
      "https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd",
      "https://xbrl.fasb.org/srt/2024/elts/srt-roles-2024.xsd",
      "https://xbrl.fasb.org/srt/2024/elts/srt-types-2024.xsd",
      "https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd",
      "https://xbrl.fasb.org/us-gaap/2024/elts/us-roles-2024.xsd",
      "https://xbrl.fasb.org/us-gaap/2024/elts/us-types-2024.xsd",
      "https://xbrl.sec.gov/country/2024/country-2024.xsd",
      "https://xbrl.sec.gov/dei/2024/dei-2024.xsd",
      "https://xbrl.sec.gov/stpr/2024/stpr-2024.xsd"
     ]
    },
    "definitionLink": {
     "local": [
      "onb-20250501_def.xml"
     ]
    },
    "labelLink": {
     "local": [
      "onb-20250501_lab.xml"
     ]
    },
    "presentationLink": {
     "local": [
      "onb-20250501_pre.xml"
     ]
    }
   },
   "keyStandard": 22,
   "keyCustom": 0,
   "axisStandard": 1,
   "axisCustom": 0,
   "memberStandard": 3,
   "memberCustom": 0,
   "hidden": {
    "total": 3,
    "http://xbrl.sec.gov/dei/2024": 3
   },
   "contextCount": 4,
   "entityCount": 1,
   "segmentCount": 3,
   "elementCount": 30,
   "unitCount": 0,
   "baseTaxonomies": {
    "http://xbrl.sec.gov/dei/2024": 28
   },
   "report": {
    "R1": {
     "role": "http://www.oldnational.com/role/Cover",
     "longName": "0000001 - Document - Cover",
     "shortName": "Cover",
     "isDefault": "true",
     "groupType": "document",
     "subGroupType": "",
     "menuCat": "Cover",
     "order": "1",
     "firstAnchor": {
      "contextRef": "c-1",
      "name": "dei:DocumentType",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "span",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "onb-20250501.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c-1",
      "name": "dei:DocumentType",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "span",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "onb-20250501.htm",
      "first": true,
      "unique": true
     }
    }
   },
   "tag": {
    "dei_AmendmentFlag": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "AmendmentFlag",
     "presentation": [
      "http://www.oldnational.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Amendment Flag",
        "label": "Amendment Flag",
        "documentation": "Boolean flag that is true when the XBRL content amends previously-filed or accepted submission."
       }
      }
     },
     "auth_ref": []
    },
    "dei_CityAreaCode": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "CityAreaCode",
     "presentation": [
      "http://www.oldnational.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "City Area Code",
        "label": "City Area Code",
        "documentation": "Area code of city"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_ClassOfStockDomain": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ClassOfStockDomain",
     "presentation": [
      "http://www.oldnational.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Class of Stock [Domain]",
        "label": "Class of Stock [Domain]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_CommonStockMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "CommonStockMember",
     "presentation": [
      "http://www.oldnational.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Common Stock",
        "label": "Common Stock [Member]"
       }
      }
     },
     "auth_ref": []
    },
    "dei_CoverAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "CoverAbstract",
     "lang": {
      "en-us": {
       "role": {
        "label": "Cover [Abstract]",
        "documentation": "Cover page."
       }
      }
     },
     "auth_ref": []
    },
    "dei_DocumentInformationLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "DocumentInformationLineItems",
     "presentation": [
      "http://www.oldnational.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Document Information [Line Items]",
        "label": "Document Information [Line Items]",
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table."
       }
      }
     },
     "auth_ref": []
    },
    "dei_DocumentInformationTable": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "DocumentInformationTable",
     "presentation": [
      "http://www.oldnational.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Document Information [Table]",
        "label": "Document Information [Table]",
        "documentation": "Container to support the formal attachment of each official or unofficial, public or private document as part of a submission package."
       }
      }
     },
     "auth_ref": []
    },
    "dei_DocumentPeriodEndDate": {
     "xbrltype": "dateItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "DocumentPeriodEndDate",
     "presentation": [
      "http://www.oldnational.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Document Period End Date",
        "label": "Document Period End Date",
        "documentation": "For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period. The format of the date is YYYY-MM-DD."
       }
      }
     },
     "auth_ref": []
    },
    "dei_DocumentType": {
     "xbrltype": "submissionTypeItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "DocumentType",
     "presentation": [
      "http://www.oldnational.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Document Type",
        "label": "Document Type",
        "documentation": "The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'."
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityAddressAddressLine1": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "EntityAddressAddressLine1",
     "presentation": [
      "http://www.oldnational.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Entity Address, Address Line One",
        "label": "Entity Address, Address Line One",
        "documentation": "Address Line 1 such as Attn, Building Name, Street Name"
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityAddressCityOrTown": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "EntityAddressCityOrTown",
     "presentation": [
      "http://www.oldnational.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Entity Address, City or Town",
        "label": "Entity Address, City or Town",
        "documentation": "Name of the City or Town"
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityAddressPostalZipCode": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "EntityAddressPostalZipCode",
     "presentation": [
      "http://www.oldnational.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Entity Address, Postal Zip Code",
        "label": "Entity Address, Postal Zip Code",
        "documentation": "Code for the postal or zip code"
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityAddressStateOrProvince": {
     "xbrltype": "stateOrProvinceItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "EntityAddressStateOrProvince",
     "presentation": [
      "http://www.oldnational.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Entity Address, State or Province",
        "label": "Entity Address, State or Province",
        "documentation": "Name of the state or province."
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityCentralIndexKey": {
     "xbrltype": "centralIndexKeyItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "EntityCentralIndexKey",
     "presentation": [
      "http://www.oldnational.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Entity Central Index Key",
        "label": "Entity Central Index Key",
        "documentation": "A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK."
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "dei_EntityEmergingGrowthCompany": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "EntityEmergingGrowthCompany",
     "presentation": [
      "http://www.oldnational.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Entity Emerging Growth Company",
        "label": "Entity Emerging Growth Company",
        "documentation": "Indicate if registrant meets the emerging growth company criteria."
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "dei_EntityFileNumber": {
     "xbrltype": "fileNumberItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "EntityFileNumber",
     "presentation": [
      "http://www.oldnational.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Entity File Number",
        "label": "Entity File Number",
        "documentation": "Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen."
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityIncorporationStateCountryCode": {
     "xbrltype": "edgarStateCountryItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "EntityIncorporationStateCountryCode",
     "presentation": [
      "http://www.oldnational.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Entity Incorporation, State or Country Code",
        "label": "Entity Incorporation, State or Country Code",
        "documentation": "Two-character EDGAR code representing the state or country of incorporation."
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityRegistrantName": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "EntityRegistrantName",
     "presentation": [
      "http://www.oldnational.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Entity Registrant Name",
        "label": "Entity Registrant Name",
        "documentation": "The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC."
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "dei_EntityTaxIdentificationNumber": {
     "xbrltype": "employerIdItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "EntityTaxIdentificationNumber",
     "presentation": [
      "http://www.oldnational.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Entity Tax Identification Number",
        "label": "Entity Tax Identification Number",
        "documentation": "The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS."
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "dei_LocalPhoneNumber": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "LocalPhoneNumber",
     "presentation": [
      "http://www.oldnational.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Local Phone Number",
        "label": "Local Phone Number",
        "documentation": "Local phone number for entity."
       }
      }
     },
     "auth_ref": []
    },
    "dei_PreCommencementIssuerTenderOffer": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "PreCommencementIssuerTenderOffer",
     "presentation": [
      "http://www.oldnational.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Pre-commencement Issuer Tender Offer",
        "label": "Pre-commencement Issuer Tender Offer",
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act."
       }
      }
     },
     "auth_ref": [
      "r3"
     ]
    },
    "dei_PreCommencementTenderOffer": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "PreCommencementTenderOffer",
     "presentation": [
      "http://www.oldnational.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Pre-commencement Tender Offer",
        "label": "Pre-commencement Tender Offer",
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act."
       }
      }
     },
     "auth_ref": [
      "r5"
     ]
    },
    "dei_Security12bTitle": {
     "xbrltype": "securityTitleItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "Security12bTitle",
     "presentation": [
      "http://www.oldnational.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Title of 12(b) Security",
        "label": "Title of 12(b) Security",
        "documentation": "Title of a 12(b) registered security."
       }
      }
     },
     "auth_ref": [
      "r0"
     ]
    },
    "dei_SecurityExchangeName": {
     "xbrltype": "edgarExchangeCodeItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "SecurityExchangeName",
     "presentation": [
      "http://www.oldnational.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Security Exchange Name",
        "label": "Security Exchange Name",
        "documentation": "Name of the Exchange on which a security is registered."
       }
      }
     },
     "auth_ref": [
      "r2"
     ]
    },
    "us-gaap_SeriesAPreferredStockMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "SeriesAPreferredStockMember",
     "presentation": [
      "http://www.oldnational.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Series A Preferred Stock",
        "label": "Series A Preferred Stock [Member]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_SeriesCPreferredStockMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "SeriesCPreferredStockMember",
     "presentation": [
      "http://www.oldnational.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Series C Preferred Stock",
        "label": "Series C Preferred Stock [Member]"
       }
      }
     },
     "auth_ref": []
    },
    "dei_SolicitingMaterial": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "SolicitingMaterial",
     "presentation": [
      "http://www.oldnational.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Soliciting Material",
        "label": "Soliciting Material",
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act."
       }
      }
     },
     "auth_ref": [
      "r4"
     ]
    },
    "us-gaap_StatementClassOfStockAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "StatementClassOfStockAxis",
     "presentation": [
      "http://www.oldnational.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Class of Stock [Axis]",
        "label": "Class of Stock [Axis]"
       }
      }
     },
     "auth_ref": []
    },
    "dei_TradingSymbol": {
     "xbrltype": "tradingSymbolItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "TradingSymbol",
     "presentation": [
      "http://www.oldnational.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Trading Symbol",
        "label": "Trading Symbol",
        "documentation": "Trading symbol of an instrument as listed on an exchange."
       }
      }
     },
     "auth_ref": []
    },
    "dei_WrittenCommunications": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "WrittenCommunications",
     "presentation": [
      "http://www.oldnational.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Written Communications",
        "label": "Written Communications",
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act."
       }
      }
     },
     "auth_ref": [
      "r6"
     ]
    }
   }
  }
 },
 "std_ref": {
  "r0": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "12",
   "Subsection": "b"
  },
  "r1": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "12",
   "Subsection": "b-2"
  },
  "r2": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "12",
   "Subsection": "d1-1"
  },
  "r3": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "13e",
   "Subsection": "4c"
  },
  "r4": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "14a",
   "Subsection": "12"
  },
  "r5": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "14d",
   "Subsection": "2b"
  },
  "r6": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Securities Act",
   "Number": "230",
   "Section": "425"
  }
 }
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>ZIP
<SEQUENCE>22
<FILENAME>0001628280-25-034796-xbrl.zip
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
begin 644 0001628280-25-034796-xbrl.zip
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M.P_#2*^]Q)(18&JREP5OJ.-ZFXJYX@5YI_L))MBQOB<1H3<$DN"-8 ]<0CT
M81IZN !./0^/EV%AO*K/I\*79A>+OWK1ASB%(SI=[YE'G=Q^">-4.-8H_N*]
M--K3!?*J@AE/=>FFFEG*1R.%/:M">S(*8K5<Y7.7VYB_!V+F5-TSJR<8_631
M/L!6E0:/="+1"]OQI3HK[M#9C<_F&*=#B<B//15!Z-&.%%N&[\VO$DA(>1W8
MOD,C],QU'>1(FRG<CNK:9_A@6E@_<\Z.T:GJ,530/@^,ZP3 &B;:.+T)U0M
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MXGHV%E[H*.;-[Z_JWVRM_3]02P,$%     @ 08+K6CG#9H"% @  ?@@  !
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MS3N@>J=600_ 9.?#.2TV?K-"[(GB>L1$Y*8VN2M!(Z"ZR.>V!,O<]G-=!=,
MGP1Y(55A:LX6$L]7F%39]/.BS,JG<U.5%G=Y4==,IDPHU5E^ORB+I[-<JFE,
M)2-8$J")2 &.!#4Z5 *D7&$M99*0&-GHT!+OR*)<>1 T7/@AJ)TP40O6C@25
M)W9"M0UCOVJ/$!PW"1\B+M:R=F3;HO&E$N]O\N\38VDE;W/PHFI;^Z-(W)'L
M1N^NI[F)?W,WN3+EE5J>7IH(JZ)0LKZM_*KF7!53H2(%,8^ "-,08 PU2"6+
M0)I*I!2A(4R)2P+NP3JRZ%?(P6GPC+W*5&ZIN"]6=CGY0!%P4W87^>#/%?(!
MT[0%OP/EZSZD41.W!>77&=SF%$\U5S>':@IINT@X?<R64\'B!,88 8$P!9A#
M"!B5'(0BY"J.)8LQ=])R%]+(-74%Z5A1=P?)4L2'H#ZLONYG[2[;?8P.)=I.
MG'$ENX_NCF#WGN!>>5\I<5^8Y/[Y4=R:CUI]87-3:B>2QR@VR18FRF3<2 .F
M*34M>R),-"/.M;8MM=L CIYF5Y#!!C.H0.W+Z-:8[*^;AS)U3:=.))UJXCXF
M7D5PJ\'1JMX^.MME;N\XWZ;V5$KS*2[/S.'7XCI_6$PQ5,+\8Z:>I1A@DJ:F
MAR4)@-CD/X$XI#%T:V1W,,9I7M>P/P05<-6=5="NW>IN?&P[U$&LO;I2-\(>
M;6@GI0&MYZ[-D=O-3E*[+6;W4(_,EL\RD979XN97DS:+C,VFD,$X$I@ B:I.
MDL@8F$Q'3#&:0L6A$.:%=5[;,7_LK/8,&&P0'5+:;C L$MH@BH[IS(&=6R[K
M).&7R7;-C9?'.JDTLECW*'<1G>7?57'*EV7!1&EQR33&'[$1J6!,_[$&.D /
MTNF\UU72M#3:!=)*8/O::!_@U^2?Y?-Y-0^X-5$G19BHU-Q44XX #E,*$A%Q
MP$(NE"1$A)%3<[^#<.RFOL;SF9+;C85=#S^(H:MD7L@=8<JMD\FA%L9V[(^[
M+M9%;V=9K'.@Q\VWJH@*Q5;+7Y +J1($3.]==0WF!V,Z!%H+1#@C<<BLEJ%?
M&SZVINJZV6 Y+F4UN%OD'4]&CAJR(^.6=%H\]\LYVX;&2SDM[C<R3MOOW:5P
M.E<+64U]_3)C-U,402HH2H&$F %,40AXJF(@H.::IAA!Q&RUT+!\9#$\8P45
MF+T8FNSWJ\&;DYL<+.DXR:'5=2\]-"V-)HA6 MN*:!_@.[UTS1[/I3&6Z6SU
MK.F7^[K^2& 4*X(4D*'@ "<Z,668,@69.63(%&(QM99(+](X4TT&/&BB!RMX
MU^FFKGC93CH=( I>4T_N ?"8?MI#;L D5)?ED:>B]A#<G9#:=X*[;*\+5CUY
M?_4TY_EL&D>(Q"I.0,2%!A@I8EJFE .2QB)!!'$AL*U,&Y:/+,LU5K "LQ=A
MD_U^T7ES<A.9)1TG2;6Z[B6AIJ71)--*8%LB[0-\,]DW=9-5$Q.+LEYOPQK'
MG,,8$!W% +.$F<['R$-3Q'4:DH0BQU62)L X>>L%TW$-LC4FMDG*GZE7;K(E
MZ9&1VID,2$2O#(Z<?]KI[*:=CG'NTKHL5#4CH8Q_5<EY73T'7WS5VE0\1*61
MTA$!1.((X(@F($4T!I"@)($()C!-; 76#7-DF1E@(+:0@Q5T4&/;JZTG3/LU
M=QCR;LKSX^TDP/VTO&388W8T,>ZGMBU)B]&^.>_S7!4W)H7^N\@?REN#<L<6
M3U.84@&UTH E)#2I3W+ ",4@0APC&1(MN;4R>W#&R8 ;Z&"%':S!73-A>Z1L
M$^)@_EYYT96Z1W[L)38@3;;;'3E;]I+;39K]PWTE>F8D7[#9N1']XW_4TU0@
MG4A&-: L-1T;4=67E"$%B:)441PEH7*L2U\AC"/+-6A0HP8&UE60K^-B*\4!
M;+U$:$_40WX=9 8([[7%D27706A7;%T#?67V2S93ZZDX++D@81H!JA &F,8,
M)(G1FF0"$R$$4RIV4]B+\7'$5>%YSD]NQ<%647[LO,1D0\Q#1KL,!BAHR]C(
MXMFEL:N;EC$#GRRMGPK_6EP6^??,.&JJQTC).$4@DF$,,(Q,7Y?""(0R30@5
M88RA]4-N?4#C2.GYD<OGKP!N\#T?-'T=+EN5#0^"E^(\^/L_=]I!;OC#IZ\-
MO\T3J!WT.A]#[1H_>!KF?+F\5\7V+$.H=2A5K '2J0!8TA"D"D&0P(@GC,8:
M$NHY&;,#-O:4S,J!P\S,[$;.>7YF4#P&SM*XA&+(9$TGQT-,V>P:?ZN)FTZ:
M/=,WW>>XRWJS4];YHMH-JUX?O,@6ZKQ4\^64(JR0J'8+P9$I8Q,E31X.(Z C
M(1D33#.[?4/V 1U9SL^[@6UA!W]6Z$$-;_FMQ[WAVJ_C0P7!3</^_)T$;$/.
M2[R]AD<3K@V];=%:C3^(8*\9GZFI()(EL0R!H(2 :A8'))HP\S(D1*F0:VX]
MJ],%\B9"K9&':705(2]].O,^A#;W4!XJRP:G0TER9?0MY=B@M4>*S;$#^]?U
M?Y6\X12:.(6<2D"$BDP=K 5(D.:F&$XDDP@AB4.OYG4;9>3.=7T0U#GCZ\*W
M<6W$R;%K]64_K&6U)N[?L;81&]ZN-JR^3:_:1JRS46T=/%"6E_FR9+/_9G?U
M$_@I%BPA55<J%0181?4.K@(PB.(T83!FT/HYM6Z8D86YP@X,N-<^6ZV!<A2F
M-_UARK1E[B_,5F+#E=DT^S;2;*76J<WVT>[B_+W(RE(MJE;V?K%^&'4YE:9H
MC0BMOL>L4X 93P!'.C8*32(2ZC1)M77=VHIP9$FN,8,FJ+T2VZ.R7X2#N;KI
MSY&FD^QZJ7@IKMWB:&+K);2ML_Z![A*KMNN>7=[FB\T*7!HCKIB4(%&D6HFL
MEOFE1"#6S.B+$YJRU%9=KXT?65@U7%#C.:]$[L1AOYZ&L'.3D@,Q)QEU,?!2
MT(ZQT<3316-;-YUCANS=>-:Z'V$4*Y.AB !2$@2PJ';<T"H%7(<)UYC'D%CU
M<Q981Q;4>OO"LT/LW=@>JWZ5'3@";J+K(G^TO1M[^1UT[\9VI#?8N[&7<OO>
MC?VG^&\&!Q&_SLJ9FB(20BBU EQQ"7!(S1'G&C 210CK2% <N6X$MS%^9+W6
M&-5>A1#]@_\SV*"[[P+W'(S]67 (13=!NK+SVO[M-8U!6[\]&QM]V[?7--JV
M?-L9X[^V\/R7(GYFI9J&5)HLEYH2$L,$X%1ID(8Q![%BE# <01Q*UX6%!L)8
MJPHKT,"@!A6L^XI",R[VRPG>;#W7$FR)>JTCM)(9M(C0M#CZ"D(KH;;E@_:!
M_C*[-J=.:1)S56\Q%"-BRLN4  9A;"2&TT1(1)%P7K:K#(\EJ@K+74DU=7L!
MN1+RU$TO%R^Q;#L^2".UH=&EL>U^FR(:O^\2PG9$+\S1IW>;=[+57P3[].[_
M4$L#!!0    ( $&"ZUJQ<XO$K0@  &5&   4    ;VYB+3(P,C4P-3 Q7W!R
M92YX;6S5G&U/W$@2Q]_G4\QQ;Z^AGQ^B)"N.)"=T9(,"JUW=FU$_5(.5&1O9
M)L"WO[*!!,+#SHZ='4>*@/&TIZK_]1MW5;6=5[]<+A>S+U W156^WF+;=&L&
M9:Q249Z\WOKM^#VQ6[^\>?'BU3\(^>/?GPYF;ZMXOH2RG>W5X%M(LXNB/9VU
MIS#[O:H_%U_\['#AVUS52T+>]*?M56=7=7%RVLXXY>IVV.V[]4OK TN1,N*9
MUD3JJ(A3PI!HI$LJFJP8_.ODI4\"8K:1\,B!2&: >!LC$9E!2MH8DU/_H8NB
M_/RR^Q%\ S.<7MGT+U]OG;;MV<N=G8N+B^W+4"^VJ_IDAU,J=FY';]T,OWPP
M_D+THYES;J=_]^O0IGAL('XLV_GCP\%1/(6E)T79M+Z,G8&F>-GT!P^JZ-M>
M]3_U:_;DB.X5N1U&ND.$<2+8]F63MMZ\F,VNY:BK!7R"/.M^__9I_Y[):I'*
MWA&_V([5<J<;L[-7(1/H;7]V>W4&K[>:8GFV@-MCIS7DUUM5&4@75:IH;_*?
MU^?M?+-\5D.#N/0&#O# S>F=D;6\@,L6R@37D[LULJCBO4&+3MKJZYD+'V#1
M'YTG*.;]I^Z&IJU];.=<@(XN.L)$\$0JE8F5C!$=.0N<:V:BNS_ISNL&W>XC
MT4#</JF^[. '8T2X[/[H))&]' _,74NSGM^W7[UC'#NG8"$[RPB$$(@,QA#G
M@B.>@E?:,"_<,+?O6KOO]=V0[M9Q5M4):KQVW)KS=7P0WOO4WHS8.?,U?A")
MI\4BW9Z=ZVHY1JS::@3EKL."[F[-<-89ZAK2P754GIQ</[,6KZC0CQPCXH=0
M%U5Z5Z:W>,F=9Y$ P&1"::)$9IF(Y\$0:S(8*XRC$$<)_3VS*S' I\_ ^EIN
M&(9W95NT5Y_@I.B4*-M?_1+FN"!QP:0DG!N$.4=&@G6) (M26.ZR#F(0"X]9
M70D%,5T4!BLY"1+V,4VKSZJZ%_X(]8>]ZKQLZZN]*L&<NZ@B^$RB8@BV05F"
ML1I3 P@L<I3(F!' >-:)E3B14^=D/)TG@<W[8@&_GB\#U'.74W T<^) 12)E
M=B2DG(D.&IQR*3DV!B/?+*X$A)HZ$&LJ.(GH'_O+_81:%;FXKCYN)A)\<,9K
M1W(2.!&@F7B7(C'" /[ST8]RN7C"_$I<Z*ES,8:VDX!D-R4,07/S"ZLV8$BZ
M=$QP2E($7!Z=S 37RXA5>C9"69^DD2, \HCIE> P4X=CJ*93 F,/__Q8'U<7
M)193C@.N=$08@:(DSP@F3:B,B2QZ;ZW283PLOAE>"0K[DT"QIIY30J+/BS[6
MAW7UI2@C%MDJ2?2U:\]!(C)V4Z 9B,E<FR29%*.D%H];7PD.]Y/ ,439*1%R
M6#6M7_RO..O39FN!9P>X'"HLN60(DO@<*29.Q@NCNT9O'H^/>[97:V;1GP2/
M]67=,!S=16^W!M_[[:AQILN)1.Z*[^@T\<9Y M;[%)F2(?EA3=@[UE8#8,+M
MS+6EVW#(NQV/Q>%I5=Z63]3Z&)TQ1$!& 01'7)541&GEI-6*4SGL*O"]Q=5"
M/^$NYB )-QS^W^NB;:'<JY;+\_*F1&KFD#D/.5,2+*6HA$O$12,)SXR"UR X
MZ$$,/&IV-1 FW,,<+N:&:3BJ%D4LVJ(\^8 )3EWXQ=SG!-$Y0R!:0R07"K60
M73TDO+0VTIR&;6P\M+D:!Q/N40Z4<<,0'-;0$0R8V/;[<]W6;OTQHQ]S$[T6
MB@5"+==$&L[PPN85@:!YDE118](@&)ZVO1H4$^Y3CB3KM.#8;YISJ._.)5+&
M59"8WJ;4%<O)$2N$(#I3G5UDUG Z)B(//%@-E DW+D>5>-,+"L1S7!2O& _'
M1;N N0@VXH4O$P79=+T4@\NBM\0P 2YGEI@8=@7YWN)J.$RX53E(P@V'_[CV
MW4UK1U?+4"WFR@C-F' D&,:)S#9A(9P!$^3$\/KGT+]A[>I[YE8+_(3;D>N+
M-Y$O_;O+>.K+$^BW\@4/2@6LAH%[020$G$E,ACCM$DM<96>&E96/65V-@0EW
M'0=+.8ENX[LEU">(\G_JZJ(]Q<7MS)=7<^532EGC,@8>ZZ*D @G!*:*YTCHJ
MJB$/RQ2>,;[:C5.3[S<.%W82?.RA9+5?[&.*<_E?N)I'YG.(*$62F-9([3-6
MS"*3R*W),J% =HQ]S>_,KL;$A%N0P\7<, V[F.^F+N=]O_ G\\AU%L BKG,V
M$FF-(L%C::28R0JTUYX-2Q7OF5LM^A/N0JXOWD1NJ-TONR<4>LF/?<!$ET7C
M Q,<B^&^+ 8D-W!%I%0"USEK%85! #QE>346)MR('$72#6)QWI 3[\_F_3YK
M-Y&]A6^:C_FHK>+GW<NBP5E23G,$$H3%-8Y91JS2C&2F:=**6JN?8R/[)O1>
MWUBZ!@06;7-[Y!LI?^K,YN[$'R?.U8\0?0+TW/7_;;7T13E/,2F1/2<\.D9D
M9(D$#H9D$U.F5L@D[<C8//1B,[R,'-YJ5*VG0$NU7';W$N,$/D"_C2<EID?*
M4>*R8EW/WG:W_#A\J7D2B4KEG]L 7PN6[YW8+"M#H_H])(,DG@ C1U 7T.P>
MWIJ_.Y7LL>YR6A)<I7$J7E 2*(T$OSD.N%$YJ=%7I*?=V<R303^(F[%DGPQ!
M>X].)8J4$Z9T!*@-6+?;3#P )S1H836NX<D^]]S0^@0]ZLYF'BCZH00-EWUZ
MI=)!4<(^+NC-/"CI<+T6)'.-F9Y.>%7U1A,=I'94951LG$<0'[.^N2<11\V!
M1Q5Y(FWXKQM'(<:L*+4DN9!QL941%UL7"!*?>&#2F('/DZRW]_8W0;%F#)_;
MB?LK@DX$AGL;"0ZB%#1+8HQP*(0 XIV7! ]'385VG#Y7#?W /9F_ZTHQ'A1K
M"SNI+5K/+7BG%/&:=PTGXXE/F$WY8"(S5@!/;! 1?WV+]H>TV7X("NM+.1H#
MKW8>2(GS^OSFQ<T;W8_N?R5Y\^+_4$L#!!0    ( $&"ZUI;]A/3J@(  (\'
M   >    ;VYB97@R,S%E>6QL<&-O;G-E;G1B<F5M97(N:'1MS5513]LP$'[?
MK[@5#8;4T,9IDC8-E:" M VZ"2:A/4U.XC06B1W93J'[];.==+1"E7B8V/)@
M^7K?G;_O?%?'A:K*65P0G,W>Q>\=!RYXVE2$*4@%P8IDT$C*EG"?$?D CM.A
MYKQ>"[HL%* A\N&>BP>ZPJU?4562V29//&CM>& /B1.>K6=Q1E= L],>]=+)
M$*%)B,/0&^4A&J.1AX/Q& 4I#OW$_^GV=*B&MS%2K4MRVJLH<PIBSH]"5*OI
M(\U4$;G#X8?>#DZ1)^7@DBY99-EJ;\ZUMLZ=\I*+Z&!HOZGQ.#FN:+F.CK[3
MBDA8D$>XY15F1WU)!,U;C*2_2.2:<ZWYV!(9Z10E961#S$6&S>5301.JR^2=
MN/' X#=R7HC:(IOJPA'Q-]D.7\5VSIDT=\]S^,0R4A.]:/.LR:CB0NX*> 5U
M?=UB]B)J5U:"TX>EX W+G$YA;K_I&^B])Y!VDA4'51"@+.6BY@(KRADD:Q D
M)X*PU+@LXI8LJ50=X$[I&3%M+D%;5UQ4<.=X\''!Y0EXGN>@$'DN LRRUAR[
M/G*/K=VAQUMH[0R#2;_=!ZXW\=L]"O1XA-W>#WTOZ#]G]YZSAX$7H&-S?5_+
M#!:6(R[A'%M5YG?>""U)"U20V?&^P2(M .F#S"3WM;/487KBNX*8^O"2MN"<
M,IV*ZI1R2W@.YT+O!5S]<<^WBH@MQ'#,N; YUP0+"::Y,K@@*:D2'>RYEL+(
M(O5&RZIK#31<;.FIA'DCA+FLVU;!IN1CY\OAP2B<GNU3?K*G!U_3GV_0AI:\
MM"M<"B85'!YXXRG\T%.QA.OK;_\W_1O*&,&U[A+9AYO%OR?TN2G7X+;]Y._]
MT]I^0&HNJ6F9J&W_%=G[I"1<*5Y%P^<0G.@!:=3+D+V7M+.V#^+ /L2_ 5!+
M P04    " !!@NM:^>K7BBTT   8BP, '@   &]N8F5X.3DR8G)E;65R;65R
M9V5R<')O9F]R+FAT;>U]:W?;NM'N]_,K>-*\K;,6K,V[R"3-6H[CM&YW[#3.
M;L_YU 6)D,4=BE1YL>/^^G<&("7J9HN2;$$4]H=LVR1QF6=F,#,8#-X/\U'T
MX?V0T>##_WG_?T]/M4])OQBQ.-?Z*:,Y"[0B"^-;[5\!RWYHIZ?E6^?)^"$-
M;X>Y9NJFH_TK27^$=U0\S\,\8A^J=M[_(GY__POOY'TO"1X^O _".RT,_OPJ
M[ 6>SW3*S*ZNVX%K^P//LOM6SV348P/+^[?Q"CZ%U\4W6?X0L3^_&H7QZ9!A
M_V^[YCA_=Q\&^?"MH>O_\VKFO9S]S$]I%-[&;_EHX>D@@;F5C_M)E*1O_Z#S
M_][AD],!'871P]L_?0]'+-.NV+WV+1G1^$\D8VDX$.]DX7_96P/[Y;_>BX'8
MT$04QJP:F&'B:"Y^#L->F&N^WS'?_X+O5]-9G!1-;V%>O23/D]%;!YJO#;\/
MI&3I+L>OSXV_NW3\OUV=_?;I\OO%)^WKMVOM\_6W+V?:^?75IXNK&_C;^?67
MCY=7\,/GRZNSJ_/+LU^U3V??SV8G^M@47WY"EW&>)D'1S\,D7G^< HHP#@"&
MMX;WO -?SDG7L7:5W+%1CZ6:Z1 4/)MHUU&@75&<#(VTCS3N)^E8.\F'3/OC
M'SS3U-^=)Z,QC1_X;\8[+4FK!_4ORZ=OB/8Q92/HX',80ULAM'D.#28I?T\[
M*3\5+TT_HG&@75]]U+ZP]!8^OBEZ1+N,^YW)![,/:Q]J]\,DBAY.D_L85$U6
M]+(P"&GZH"6#F:D1C?,_O!/&>0(=:F>W*6-<46'O7R/X$WQ3=E+U6_XZ>;?J
M61NGR1WT!(IM !1!<M'^?XHP"_D\H:&2#KV'F6%TM*]%FA44>H51X&?S/1 -
MOO]"'S2#(P0XS<Y=&X1IEFLC_$.@W8?YD(^?SZKLLXZ>>#O+V5A\4B,Z_[;\
MA&9\,%F1WH5W.*M^#;4PY@\7FL*OU@:@HUV.1@P>Y2QZ *)%47*/'2UM67 $
M-#^F:8XM40T7D8@1G"B[3?G"DJ<TSB@7Q G?07/Q<N+,,'J=1!GK)_#2(HWX
MMWERR^#E5+2V8K2UUL2?LCDRSW2^#K$7!]4Y*&7S'0DU ;F(:1&$B!G(#4K,
MB&HX/Q9G\+=^,NJ%R#V#B=((:$ZU,--Z%%](*IH .P#RVC#,\B0-^_#B]),L
MAT<H0=D\ZW$<*T8?@!;0*E(N(8II&0/SF8ARR^%^I//G1$1C@P'K3_1.R:<=
M#9':#)\A,'*/@;R-4T2&ZU90@\#- ;S&!.>?I7G8CYAF& C+-W9;1(+1;T[_
M'_X%QW+#^D4*FA/FB5!=_.P/:7S+8.D8C<(LXRM'3<1N+LXG>AC?SX9) 7#W
MF 86)Q\$C/WW(N::82JW.#*^E"%'QDG.LL,3J36!ZM&(([ G/L^&C.7[8G/*
MY?\3ZPM+QQ+KJ%T11^C>BHI NRR)PH"O)Q75^/ 7E<B*=J?\M5:;TP5W66M$
M$SJB)JPT^+W(<J'8\B'-M8"-0WQ4LG01YW4SI)1KL7:A$BZB2!L/'S*N+C.6
M@R_%K9Y2]N"[>YJ"$%$04EI9(9EV B,,V$"P$P,]_J8#<CJ1P<_E9S?XV<1X
MJ98]7+ZX\/$O^=A&2<I -#G+"ALI?JS_UHKF9)E" /8DGR%8^2.V+P&M./6!
MT12L\@"(LD0.GA;7&4J**2T([7I]/2["*_HI!7F]'G8NU2ND%H0V',PT?@].
MCS:B =M:(R1]6*5388[]C<8%&OGE!%LKK7,6SSU7BFEXAX_29$36M#](2=C*
M'G[*@*V@6C19_O@'QWO7@-IC&J"7>AJQ0?[6<N?H?[H? /@JX;[;BP*:I8AA
M=W@0"5FB!LI2/;">J\'_A/BMHQBT$] G41$(TWD^H&)TWV7:60R2%H'A#!YB
MCJ('*^](,_33OZ_5PQM@&)][LHII9&*:&3-P77:!E6H8]H<:^%J@;?CZ$$:,
M!TIJ86)#N'C@/9]!=P%7[5=)1^-_Y]SCG?Y]]QK[.0V6S35VJ9MIE"43!3T;
MTDGXC_.AATHL 94PKN(S: H_0!L#6%/1J%\EL^#E EN4 9V;J?E0"N_-J5TN
M$C&;\U&K=5[@.ODS>+PSJZY=Q08Q C<2W%)[;OKB^>$MRP KNTW662*'](X]
M'7VX93%+:10]X!,V1@1KUM4X!6S#<03#+\-NO\6<PSAFV20*_%OGIJ/]Y>SL
M:Q5VV"YJLC#PF2@711K@'($QX*]KFPI95HS&^)'X6]T&Y%9+UD_#GJ 2OL^M
MB2H8M-%,!!&F']1[!!F)N*4[#='6"3_[:B2BN4D32Q=8'ZQ8T)U3C1B$6;_(
M,C'%09%RN0Y83L-(^*$=4(@X@@PIG^%^0# =Z'*[>\V@_N;<$-8'@[V&450(
MW0%L,BY \62 4Q(C"P-)@@1^ ^S$HY3[$L!&H@D^Y$E/_>G&#==*,^L2?%!$
M8BE*QDRHJ@RUW8K5"X8AJ,"=E7NA5/MYP66+L_3$/1C28 9)SNO8;#$:\5:?
M<F+X!^BE/$S<%/A1."H3,0FXA'*N%VH:" &$_[T"\YG)@%!!JS#,O$C%:/ S
M:"-,@L/3NYLQ+QV/P5I!>1%Q'K[*3C@421@&3-!I#.H&1 N^%#XP)[D(\W+E
M"X3YP?@W 2<P"'B?I2"[,6(,3T"Z*^+CLP2W8"@ZU? ;$#YE=RPNF)8]@,*_
M#1DJB%$"(RN7=^#5),VXOT;*50(WE![(=+PT!YTZS@4CL0"]<6@X*VYAB'D%
M=,DP'>T2!A:(L?)EF/T<1Y03"6>#P:Y2]93Z=M&5$TXA=!6%(Z KK-O YTF?
M5LJ&/RU2(%*&KX5]5FFKJ1;?P19+5O1^7PA*<!D=T0?M#L>5A;=Q.  YC'/<
MNP/'MYP2RO_\&&N3$+H"-)HPO9#HCW@Z2Y<WWD1=22,5(U:G4;63L5+HZHD>
M%0^]Y<L.Z-B5J1^EC.K33V@/5$*1+WXB1/;#^U[Z85F*AOAWF%8MC^DM.^V!
M*?KCE&]'O:71/7W(7C7*4'FB3[ER)LX65U:QHYT=G*9<;A%43%Z:$.5:+C*?
MYNV($3@?2<#]O@E9A F1)_FB/$V:%G(UM91R4)YA+V+5%O?D5]27PH"*0MH+
MHW)G#8<P;VV&J#FS,;HAL(0/*/Q^1Z."995Q)Z-R CL.5I3:XL$[FXZ]&E\,
MRT9)#&X?+"$NS81]D-:]K?HN!?B/]Y--^<VF@6JTW-#DK,!MT&J,<Z.JUDS1
M^0SDMTD2("\0W)9AW-+*Z4\FUK1RF5L./9EH\Q"F^I1]M"3<W<">>7G=LF(G
MZJ 4RQJI63/I2R<A[GP#/P*KW./..?I4DWRF^E[Y;_57%M.8.,^?P]/;-"G&
MVE^BI =]?>'&6,93L+AQ,_$PA%M2Z?!)_VCFQQ0-<61#!N)R E2+A%I!(VO9
MB&:R9' ,/1K_(-I5YPP[[?,10TLA#*1/@6_#_*%*G:D\ATIN9G.>*H[X6CV=
M331[:KIK]9PQF-[R;F_XHVF?PM+ A4#H[91'ASB8XZ(7A7T0-!!HCF%<>D/@
M8>*KLTVB0!H^T>TN<0T?5!.H+6%')Z,1ZJH\Z0,!XP33IH0N))6>*;/XI@EU
M==ZJ?S]+JY,0.6V%IS8S^\LXY.;]<G&<9;CZU"8@S=!IZ317CGDQJVXYVY/9
M9\BU?'N,^RVW*>4+-]4L_30 99F,A1&;3-4S\(Q('JQ,?QB(23RG2PS;6FND
M+5!+"S1D/UG:#R>!%S!7A&6QA(!\ =R0=MC*&B +%V\VOLJUTG0CKA*&^930
MVLC6X/BSZ=N/,KT8T&(>X>,2,Z,S5T1*FDI5(W+S1%2@SP@ SC+AO&,8!NS!
MB*8"@T28+/G$\7UZ7H<E 9?+P_0K@Y++,<"P'IIE@P%89!@IZB5IFMR7F\BX
M5X-K&4W+##AH$9J\Y2&E@68:Q-=MTG7-]53A]\?2 T#9]2.P$L&;%_M&#)P"
M6-W".,O30KS$5W7M[.9<\PSGU-9!7.(\I1BS 80O@!'RJ;5X#=;Q!6_CL(#]
M7E,#2X*,-46V.A]"Y&F;EMALP34[ '?I3BSES6"K5-H"[P@\JY&FK,]X\@&Z
M-N"#]!D+,L%$6=$?BB%"/^OTR#<=-TT%&6#L+TU^AB.1S_W:MJV.J0%&$71U
M>*P@MD?*[9-R\H_9$(_KN$F$^\DE FF.5,9$]1XLM5J0S$?W>Y.8E_#T48;_
M4]!(B'"XQ(U'79TRKDQFMBN?7#;76I9HGM/^<&;7.=.,CL$;,/2.36ICX;9_
M4E]T)YKC''<+H-^YS 8/$QO",M"_Q/I8F[1+1XH#-'8S(K<V(FYO,.@,_(6,
M'U*H;1F7'E$="JD=ZH\T"[D0?$U%O@"%GRKO[\#./,VE:,Q%9I:=$]A32J:(
M(^XK)7.Z)RVB;&7$B6]!3B)=L^<'5NSLIJR,,C;,7!3K7'U?>*N8VW1"(7)?
M:>[$06VS5>P7WL%SM)'9'3H6]<@?&'U@]V+D$]YDZ$VC0<:G,.D+E$%Z%P+]
MRR5C/J@&#B.TU(\2'@B>W:_89@$^O 5VXP@PKH85%# J@"@(^R(,Q7?_Z1/A
MS+D$_'1I.J_8SYXRS8HM;+$*;[N!32<6AMC#+F?$ @S=I&@!P+.'N@E0W]<N
M]R&7;$DG:;6'S>5PLK&]C#Q[25F8W<;+2CLR?IB<Z1.Z!)H1.Q9\&WZZS\O!
MJ[9WQ<8@QK3YKLLP9'?\H$*?%AF;WQF<9-OA,=.ZPN>(X] 0<!Q);:U RS;%
M20L/&@S#83B&'C ]9[;UL_IV<IRL2(GAD::)>D2=(K96<E:?L]BTKC8Z:1P^
M=DI)CHW-]8_BVZ]DV0S-D['07A*<D'_T7/S'LU_/KLXOM)N_7EQ\?TKK5[."
M.>04MP(GB*=@\I]B2)Z.,_:V^N$=)E5$].%M&/-A\8_>+2XAL,KE*!,EH3C-
MQ.,2"2Q.X#@(1@X(Y$'5<8E3A^/T2QXL/K/\CF?Z*Q^#M;[RV6/->AW?MC=J
M]?%GCOT<8[5LYT#&VNUTU5B?8:QNQ[/= QFKWS'T]<;S"]<&0B. SLE@/?OS
M*^O5G%KB6FL,&A?S[;1*U989]V_-\4_-F%74F(0_KY.$.MJA\O:>,FUU<2C!
M</7I>9R2(-.Y;C]9L2J]^'07EBH^W843"3,S?P+N:I(Z3O'5,FH]3:QWQ]:(
MWZ 1V;GG>RUD,,T(0Z/M;&HGKY8E:3#9;R-K2IG<>O,D0!,T+:,\29&!:Y:]
M60/[0^'UOTX<2>3OZZN/#>:V!L\<)AEF@YR[H<3AJ\7/-$R1.O_$A!UYU)_L
M9+O&;(KCE*IOU3[2<4Y_LB^%4G->1BF;6*(]VO^!&8!Q<%J.MM]G;#!X=U >
MR7+BG/$4X'74R%9$6$?%J Y4!ZH#&3O8R+-8[&; _YM7C!K^ORN!@ESN>IS3
M3%2%# HF4J<P[WQ!8S:9M*[)LB8LG_+KK297GQ0O@BS)K"S?)K:C+P_!;<*S
M#6;:2!KGNIR7:,5ILG.:Z?K$<QW%:8K3GCLN9ADV<2UK(12FN$QQV>Y63KU+
MH.V#UV=;&*G2!C?.B/:1:.<;.?!*, ]<,%W'):YG[D\P-PV<'98+^"6)V4-5
M<F9Z>C[DQP&S_)31-!9G@._84]N29C/B+)4KF5C0LRSB&%Y#%GR$#9YK;9CK
M<N7:T#: >&:S^4X!I !2 "F 9&JC;8RR][7P."+REQ,S"^^-*&^"V<C@6M>1
MD8G)#)UXGDUTVVB//]XVC"SB^@[I=BT%D:P0G5@H1+I^R)'3UH*SF<4E,4 M
M"CA^>HY08VLYV;") 4N!9]@J2/>\E/XUH7&F#5DD#AGC&>NC"<)9-K&]IL:&
MQ YJV_#QB.5U%3RRPM.Z (\"2'* 9&FC;8QBF\3K-DU44 &X34RMHPFX62XQ
M/3#A&Z_@$ONC;</(,$C7!5?+4AA)B]&)ZSHJXB8I."KB)F_$[4)%W)J8@%UP
MMD'1F"V)N!F6M';@&=[7PZLE8L2MCY>@Y5J49-F&V[&'Z'&<6+Y)'--<?U63
MV"UM'3B&T26>X2MP) 2'(].>D$[;X#GQ]&;6NL38-%]ZI34&/Q/M+]M4:S@^
M/G:\_2W0NXP'&KZTAN 50[MORZ#@>B6&I.<WRR&>;Q%KT_._:U=:>@DW>XO:
M4<>#N&$0UW:)U3CS5R%^H(B?N'@OFF<T#F4JJ \.ZJ9FL(Q([S):^JQM' ]?
MP8+AZ6"8ZAN>WGU>_CJ.E,&O*1N%&1-7Z^!-&V-Q$5C,\J.)7SJ>1_Q]IDPH
M__4)Z](QB.&K ];2 M2ZY#0%D.0 R=)&VQBE:^O$<-7YW6<F\U^2)+@/H^AH
M,@A-8G0=8CKJQ*ZT$+4N_ZEM %F>0<SNX=?4;"U K9.@%F40_E5E$#9:KAW'
M)8[IMB.!4%Y#\+HJHT?CVQ#O'Z6/7T;1-G_#,'7BV>I@J+0 N2I!35YP;-\C
MGJ^D1UJ CCGN)KM%>*ER")NL [!06^X>"VP<1V#P/!G!Q!Y.D_N8!5H4#A@8
MAUF1TL>NKFN;]^$Y/O%4J%!>@(RN3UQ#'326%J#61:(40)(#)$L;;6,4@^B6
M3^S&6[(J$M>0T&?]?EJ S55=::&EK,_".\J#<I,++XXM/$>Z;I?8?M,XL,0>
M;-L@<G27N)8"2%J 3-?:X.HP!=#+ 600L_&EJ!+CTZ(8W=^(]G<5IFNX<8NE
M5IL>J9 T4&?XG:XC@<FXG#N_)SF-5IB$&Q]>T=<YQB.1W=SX6L'U9RZKD#D6
M2)E)S.ZN#R[-4V#?IR#KXVEZ-:9B\,-E<,,E-BPCMK'A[2V*P16#2\W@)Z9A
M$M=N4!%%<;;B[$/@;-/V-O!F)>5NV7<=E""U5Y"Z.M%MEYB^K#;0CK9E]LYQ
MRWWK7T/:"R-^KR7??LF&-&7#) *:9G_BE0KRAVTB0S5X+  @2 K<Z%FO](MJ
M7C7_;,VWJ8VFI#J.'+^K)*XVF4][C*8P<BU@(]1R 1LG6=@\FMAJ6^(@S 6?
M6+Y/],:G)>1+Z5&\)CNO63PKP^\>?H:LXC79>:TMB8J*TQ2GJ>"4XGB9.-ZP
MB.&ZQ/<W#-=*%$62W.6Z7/2WECM:K4T,L@QBFS9Q[*9&H\2);FW#R">VW26Z
MNL9<7HA:=Z!; 20Y0+*TT39&L77B=0WB-KXD4=)467F-KX])FB;W,-[CN3#;
M(;9A$$?=Q2PO1& /=SWB6QMN[RN(7@ B;X.#4PH?R6TMB0%J4;W+7U6]RR;5
MC8BO>[ @J$#<,Q.Z.F7/?HY97-T[(X[61].,KZ.)ROE=EWAFTY+.$GNK;0/(
M AO1,?=XFE(!]%0!65.=KI<9(*==\+3H</T7HEVIP_7-0@:>2:Q]EJMNW6W:
MCYVLW]8B+.?>ENLRN\0T#.(WMD8:D6'?YQ9WXGNV!'$#ULXN7I"Z85*Q0OS@
M$+?US4.>"NY#@WL3VUA&L&5/A3Q"UG)-8IL^L:T-#PFHR[5W<KGV@*4I0VHG
M_1_;1#5;PI6FI8,YLV$X0 Z5M_9@MG&+6P+W5LE8"FX%MX);P7U@4=]])V&V
MA+DDMA2.(VOS/!F-DG@+R_40\T LPR.^IU+.I 7(,"QBNWN\EE8!]$1E1=<B
MIF<U+JRHL'F!-=4@OMZB^^-;E*YY3;2/*F.SR4KM&T17MR(]NQ5(QR%NQ6=%
M.HZ*XTG,M(G3U8GGJM1,:2%JW4G/M@'D>Q;1N^KZ>&D!LBV/Z'Z+5%R+DC,W
M-@B/E9D=XOLF7I;9CN1,>4W";RRG(=Y.SF@:']6I;G"?79?H]AZ]#N46/IFB
M[1O[/<BG('HB0CC!2 4)983'-%S2==H!3KLBA%]5A+#9W=6V3TQ?Q0B?F=!G
M_7XQ*B*:L^HH=S\9C5,V9'$6WC$MC.%WIIU$29:](5K,<BT9:#G]>331Q).N
MC79C@UTQB9WLUH%C&C[XC0WN@E/@O."6)<>F/2&JM@'4NBA\FV*(*H!X*(OT
M$Y9B$&;CB#Z\C9.8/<ZTZLW#?/.H#O8WNLSOB,[L$<O6B;7SVUNE#,T<#ZP&
ML3R'^'K30L,*5JEA/;&<'=\AK@#=KZ]I6\]P=;:4H,K2QO$P5Y>XADL\5\KB
M/;N,4QM^I^M(;G]&&UPN_10M2H3$O.:ON\7I'.%E\+LGC:SB[5C$ 7/ [&X8
MJMP=B5[VA/26 U[[SCHE9$K(/L ":CL>L8T-+\A20J:$3 G9T]NA#=U:)5U*
MNI1TK1MC\#:(,1RJA,E>5T7)JI+51T(V.M%MEYC^P9J;/*[S2TZA4_A_$-Y]
M> __5 ,?T?0VC*OQ&3H0I?P3'Y'.1657).?-/TIS$VE^PYA&^Y@_2.,'F+X6
M)SDTG"?:.$VT09*.*$A^'.#E,:@#1CU^%&40QC3NA[BUF-.<C5B<9YT)7AM/
M_,/['A)P13/EP+LF?,]ODPX30(5%- _OV+O[,,B')2?5ORI[U:>?T!X@7^2+
MGZP<1/U?;#H,_OPJ[ 6>SW3*S*ZNVX%K^P//LOM6SV348P/+^W?W5?7-,*U&
M,Z:W[+27,OKCE YREKZET3U]R&:'/ +*U"?;<)R+E*_(O)@Y\YP<MQ 1Y!SW
M]=NU]OGZVY<S[?SZZM/%U<W%)_CIR\?+*_CAYOO9]XLO%U??M>O/VN45_/UB
M.Z[BLCAE!2[_,,F(CC/VMOKA794@$,9\O/RC=[/M8XAU3O8Y,<7C*40=7<!4
M1G?+GLO''?YH3I^)9Y;?\;O&RL=Z9_6SQYKU.EYW]=/'6GW\F6/;SS!6L^L<
MR%B['<_TU%AW/E:WT_7< QFKW]%-<ZU6G]KOV<3OG;;3L"'9LR@_)ZF6#YGV
M_QE-M0LP/0+M$^NS48^EFF40S=1->\8T?(*Z31R:S<N0MJP1OT$CLC/4]Y3&
M&>VC[:>=@:U;Q#D,&ZVGL^#W(LNY];I.ZFX;@-VXD36E3&ZW^R1 DR^M[4)G
M6AB#NDF*#/Z4$8W][#.@QAB4#7^N!32G"['99@202AK^&F9YDN(X4 *NK]:I
M>M& JPZ3#!]3\&%3>72 [-3[3,,4Z?9/&A5,D6WM R)X6O.ER'4H1/F&EW:P
MN+\.'[5P^E_31/N,<3:4I_,RP-;$OFU>E?L)D9$H?>P2@6)97IYIWN9\U99.
MENI =: ZD+N#C1R7EE0)^S4!)Y>@GHP*'+8V8(NWN#:9<GMV4)=-3M8]4),8
MGD]\9\.S2Q*=?5"\)CNON4Z7&)O>AZDX37%:@T1B=_.37HK3%*<]<WD4^3AM
M"T-5VDC'/YZCG)X22=E%TB*Z81%KT^/XLIVWE-<%O(SOF-C-U#+6+U)^WO)H
M:OY9KK/!<5^)"V.U#2!#MTG7;'H]N@+HQ0#JNL3;] 90A8^LMJW$ +6H]-\W
M5?JOR>E]NTLL;\-C'GLQ" ]R3^#Q=(.VU1^WP?ZS6G3;9MOP,6QB^DUO"U+X
M2&Y>*( 40$=0%>V@&,75B6&U)-QF6-*:5Z*V6;AFBMH:-GQ+2N^9Q-4-XCH;
MAGKDJ.RX0]>L);!VNRXQS.U*:2A0)0,5:[#J6]9'4:!*!NI6@<+# E66-HZ'
MN2SBFCKQ-MW(D:RP[M,I%#*>AF _QUB099M\BMV<R'I.MTV-\!A&*$L;SWVH
MX" S2CXQ7C3I>))(/*P_II)(Y 7(]+K$=KL*(%D!:EV2@@)(<H!D::-MC&(0
MP[)(UVRZ9:O2-!H2^F.2ILD]C'<S.^L0=ZA,TR:N[K9G*[-M +D><0V53",M
M/B==8NIZXZOP%#2R&E@2 ]2B(V@WSW$$K;6<;'HNT1L'^E4BR9:))$]%]X]G
MK\D@>E<GGNO)N->DMA WWD)T0*]XV]W<IT"5#-2F%JF"4VHX50Z)C '$EC"7
M06S#)UTY\\[:DD.RG/17+-])RO+:V^8'PI".I9-NXR.)C:@@BS]_/+#:IDYT
MJZGWH$"5&E33T3<O)J9 E1/4K8*FAP6J+&T<#W.9X)EB*&G#2*9DYN;3E3$D
M,C>_ILE=F.'-.X,DU?HI"\)<BY(L.Z+*5(:A$]?88QJ%RG1Y0C_XQ+2;)B,H
M?"0W#A1 +Y<V[1"]397#6E28ZB]$NU*UJ1JFIGENT]0G^9(>)34(E\0?-7X3
M-EXX+DQ%O A)D+_^[V[LQW8Y-@;!")?A;ECKX[#\YN.!U?)UTO6;[H\K4*4&
M584M6PCJB;!\&^?A'A:>LK1Q/'QE$+_K$G/3$Q(J8KDYZ?_%:)0/^0718;V@
M?GH7]J']9=>J'6,&A^&"B2)E#1"5EK.QW8E5F3>,4RM,Y<3TB/+X%*@M!%66
M-HZ'N0S')H:G4C-?G/ WPL;4^D.:WD*#2:P%H@"/1OM]F-:&A7B6$$%Z)NQZ
MQ.BJ\\?2XF-XQ&U<)TGA([F%H !2 !U!D/"@&,5WB6<U+7BV0SYI=[3O$^N!
M>=6G:< C?F??OVP=X3LH[K(M8K<I<Z=M^!@F,1K?G*OPD7P95P I@(X@('90
MC.(XQ-FGIFUW;.M+DN:W])9I/1K_@.%J*;MC<;'5V>.#8B_3)>8^S7CE9CVU
MH4T\?</CWPH?6==Q!9 "2 6TY&(4RR.ZO6$>K IH/45=?N?W#NZB/"B6\G6B
M^RI*(BT^CD6<QM6D%3Z2K]T*( 60BF+)Q2B&;1%75U=V[(S,RT]5BXK-<1*K
M4GJ+Q7UMXOH;1KKDR$W=H6?6$E#Q)B"[JZHCM@K4(ZJYID!M(:BRM'$\S&5[
MF)8MY1GV=D?U;FA$TQ!:PB0U-AI'R0-C6H_%;+#E];PMX4Q7MXCN;QABDD/M
MJ9-(BZ68#*+;ZO*75H%Z1&<7%:@M!%66-HZ'N3S3)H;=-/B@#J1NOY?<[Q<P
MH_[#T63I8:EFN_&-UQ(GL;0.()_HUAYOI%3X'%D6F )(<H!D::-MC&*8/K%=
ME:?W3.2]^$\1CK&TW-$DZ5DN<;P-@SDR.H)MP\?L@FFEDBBEQ:=U.6 *(,D!
MDJ6-MC&*:Q'7W/#Z<Q6U>HJZWUE_&$,OM\<3MO(\TMTTY4Y&GZYM^!@^L?P]
MNE(*GR,+BBB ) =(EC;:QBB&[A'#4^72GHF\7]-DP#*\I(M&QU4HS7*(N>E]
M!S+Z=FW#Q^SN]]R3PN?(@B,*(,D!DJ6-MC&*:Q)_GR5#VQV].ALE,(S_TAQL
M+"T9X%VI-+X->]%V%YX>%(?!6NZ837<*)7;VVH:/86QX+YT"Y_G!\75BF!M>
M"*SPD=7.DAB@[9;>/L,*"K*4=5BYQ"I.7K8,=$G7W>,ZW>Y8VQ>6WK+T-&41
MS1E.,-ONI.=!\5;KO%$%D )( :0 JB<%V'AW?'L VF[EE<H0/-_($%2<K$*"
MST!>4=*7_1RS.#N>"Q,,WR1NXXH>$OO)K0/(L]4=K3(#U+I(4]L .C$,T'&>
M^Z8-X+0H#/B;"@,VNMD([XO?XX[#CL* !U=R>!N+L%T58@R\_H'8II0U8E3A
MGXW+3?H>L1M?RJ5 E1K4C?:G%:928^H9Q#*. E-9VC@>WC)(%PQ,,#)E9*]V
M!QXO^9T66H\-DI25-UQH.?VY72IB2_C2]71B6QMF/\BA]';HL;8$5-,AGMOT
M9+["5&I, 4NP.#?,6%6@R@GJB>&Z:',V#IT>%J"RM'$\C-7505L84BX![4YW
MO)R8E[L(;!X4SQFV04RG19E ;0/()H[?U(!0\+P<//H&1:$5/B]GK(%^<[K^
M^K::Q-BT*,GQGRK)L=$B;1/3/_R;=24U_ZZ8ND-W0@S'\HG1N%;R07JXQP.J
M"4:^J\)0K<+4,'5,/5&@M@G4$\.T2==JGI9Y6(#*TL;Q,);C.,0SI+Q%O=VQ
MQ:\I&[ T98$6A'=AP.+@>$Y2GQ@N,2RG%<YWV[!19W050 H@!9"$;;2-4?:Y
M#!Y+Y$ZCXW$$ ^I%3,L3F.IHE,3O>^D'(9[U?[,A3=DPB<"D73#%-K:$UW((
M)*+<Z^>;N:QBZ)@6T9U=NT![<K'7&L^\AE7<W5[N?I80KV)NQ=PR3/EY8MV*
MNQ5WRS#EW0?]CSSNKR1,2=A"4H/;W752PZZDK/31JX%4(S<Y>^XA0%.;L 53
M"I("O>H_/"8\JGG5_/,W+TL;DE&Q+3&^Y:FBM1C?F*5E9$_C0;QGK96DVE!M
MR-I&V\I.+;?:/M(L[&^S:=(>2WS9Y&0UMHV.>_B7(2HVDY_-NDWOVI6/S50;
M<K:AQ%]^\;?W>.QR1RZ7Y ;8IS J<A9L4UBU/<*Q;'+R"L<^[\;:D9>DV$Q^
M-FML@LG'9JH-.=M0XB^_^#<VP78H_FTY-K0\ZGT&PZ"W;";<G6E)D6<YC7'\
MSUI 0;6AVI"UC>-PO9;&OB?3;=L]'I;N$[MQ@1.);<FV 628&]RRI_!Y.0'R
MB.%M>+1!X?/\^)@&\?46W5?7HANW_D6TC^K2K4:ZQB".M\? SW%D/ZP(OJ_%
M5H=X2M8R#+ Q5"E-:0':R 94^,AM RI\Y+8!)<:G1>5H-[8!CY67+<\BNK?O
MBK2_Y%CO ?X?A'<?WL,_5=<CFMZ&\:GX!(8,<RK_Q$_QX._E($[1XGMKFAVG
M(G88!\":;T_%WW9(6=[MHZ0UD;0WC&FTWT]&P#@/,$(M3G)H.$^T<9IH@R0=
M4> K'&3&D,-&/6@BT 9A3.-^2",8*LW9".:0=2;(3 @4!G]^%?8"SV<Z929(
M@QVXMC_P++MO]4Q&/3:PO'\;UJLE5%V0WI(X'[#.QF)7Y5?EY+HF$CW)PCQ,
M &$6T3R\8^_NPR ?EDQ5_ZJ$3I]^0GM9@A;QPB<K!U'_=S@Y7C6FM^RTES+Z
MXY0.8!)O:71/'[+9[D? *O6!-^QS#:(]"T<M:#?.45?7WR]NM._7VF]79[]]
MNOQ^\4G[^NU:^WS][<N9=GY]]>GBZ@;^=G[]Y>/E%?SP^?+J[.K\\NQ7[>;[
MV?>++Q=7WV]6PBO!_$X^)5%$TTP+8RT?)D5&XR C&OO99Z!=\- (WS[3 IK3
M-XTGLIR[7QY$T *:H9UJN#.0:<E ^YJR# 9*43I6C.]QR:RK.\M]85VG=_%B
MZ2%;5ZN%,7\))ZL!OGA12T1CFB?I0ZDAA_0.+PQD,33)QA1++H+2#*.HR/(4
M5"+P!M-@_6']G-,/?QVQ])8!Y\ B!6R"?Z']_Q2A4#GP%-@IP'=1(1=QCNKX
M/LR'VG44:%=\,# TFDV_3%G:T3:<%L Z%ICB*TDZ'3MH2FU<I* +<1,XCAXX
M"8($?H.Y:S'KLRRC*6 ##0:P:):SG?:#@Q"3@G:ADR(21$A /'CO$Y),!EDN
M04#7H'H OX?0)R?RY#T<2O4.C/J>IF "T @(<ILRL1"5L P?,ES08909R_,(
MO\WY9ST&:W.,U(5!,-H?HM2&0/H)/0A,-!4S#A^9\/*9@5X8%'F1LK+9#(G
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MM3;MQ:C$>\B5-WJQ9FP>)\S*W._G83\?!X=M&-$;VI/1X4W*3A)B3:O=1_;
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M$=6=D0N?H<THHW?ZR\B_MQ2LFUM4P(+0^"<12+W \6O]./Q6]=?6+H![X%4
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MS3>3\CF5E"R)=$D#%>0A^.*J2TG]2V2^?Y#*F)(X"/=):_/0Y;)ZJ%@/6>=
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M7O#X(9^+ !,,-,&/I-5GM'GXE8-BYG%5 P<(CN(B*?;HV42O")?_P8"8UD(
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MGNUE(4SV[X<)DSUQ:PVBD<(!97[6W@K=0/O$OR:+KT I\=,>/S''(P5.>HJ
M(6 NY;,C-;X?(X$]X5]?D?<X17>MLP&'&.=5UFK+>;HD=B+A0\ 0,'00)V;I
M(;/T38?WZF*]+9U.E#1IEA,=5!'V/O#B@9KVEC6L;B"]AA.;A2ETRR4\SYRH
M38 >R^.69B83F*?M=F;HW>]'"<YC<+K,EZ9"4T.07C8%>+6Y=.+EWE%]32M
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ML!C8V::%7TBUG4.U42ZP##@OL)AK4&BP_$3K,%.EM^F8L/&93;ZL%I<[;*F
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ML<-\Z=7NB"!3S?#QF6G*3,87%C:F/O$'U*^S#4]Y8"?38DX&T%!VD&I9;\<
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M]=AY7_ B.YT*()5@Z'N7$4.?B;4U$RII1"6-B%2Z4+[4MOF_11PE< XM<.G
M.$0#;\;O>9H*&VWM7 %[$B@LTH'V;[G*JPCETB+,=ZCWYUD@(YER ,X_F\(D
M3H;:\^DJ-X":X^-FW& I=@K6*7+[!#AWBK%C07,+(1W4?R8DX?JR:=4DG&NW
M%4P:$61J<LYSJ,;4*;T%PK^U:<IG45[W8&A(/1(??=D+:N+#T$W8"[(@SA%!
MIFHFV<QS2'PHPOE[/N?KD-8SO-69^$Z'%TL:7>'MWHTU,23.M[LPXSC"__G_
MW[X_W1E!,HT.?8.19LPQ9!W529:= &;9,7RQ%<0P2"GRPFZY7NP;U=HBNL]\
MMWLDZ!@A52X>@%WF#$/6+IP"#OOH*!U8H]9KFLOA8,6M%QM^!RUJ^.?2H2]G
MF;^0R+K=1A/6T42L/L;318&-%<N:'=GZ6B1/0/.GT5<QJ;*AV9S/'B*LW8?=
M,\ONG/>[;FOA:9IHG]![C6.4$9^^^"$2@%B!>=%HX[AS:SOTZ,^/L?9_BYC7
M:1:ZRT2@YH=DN<*"AU&6%1Q[EQJ3H/Q-W;LTBK7_58X#6/<EW7Q4-R/% :=)
M'&.O4QA>M#=%2I "T4 ).ZNZ^D3?)@,^G8:K"&W 1A?6?)XFQ<-<^R'EV+_T
MSSS,BSQ)G[3/*4"L??RX)N2'/S]__+AIB/JY,7?^-5P48E+B1X*G@$+!@#,,
M?\T%@;D8,@*>T[Z&L!Y;4X=)8LPLL!G"]+\P.>0RC(M%85<RE'AI Z,[;%^X
M'@$K3VKWBP1^"[PL\E5%,&W*^8TH1ZE]^/4G3<0F__G[SY^8MEH4F69,?/=;
MT3RV6(@' =UP_;0[L=QOV[O/[E$D8G_AR9)7-/$S"SCEKLCANR>@&-XTPY:!
M,^WN:8N!X"4K[+T;B_J9?Q5A"O-:/&WFMPJ?1 _=654TO_$P+HOAW6;:+,JF
M*2_!>M]&=<FX$A9!QMIG$2!E$=U'F!2<:9\CX)*/ZY\5()]3[:&(9D+^977X
M\L^??IAH5]B^=L>=ML^!R#@@:\-8"-3[-%EJ /.WR,O.Q 1&$]MU'2(^$S\7
M/X.5<=;;$?X1E-V4L;VP6(R28Z:@>$)8)V#S.,,%P14OL@R^A4]1*%>>EP/-
M@\?::7VWV\F1./HV^Z;QYX@ZK7??(VNM@.N+(=0HQRNVS3=NFJC1%1PTP[04
MH TK!>7(;_Q1^S5,OW P8-#%\T$\FV';Z(<T7*Z5TV^_?O[0:-:-*J:4Z-M*
M.N534,#9FAQAU*!@15U4)W3@CJNT.5(\QP[>8-(L0!D5:2;4PEV1H;03&Q"$
MMFB0CB3()U5JB561PLZI=!+/>/7R2#0DSXK5:B$:R9:J?#T,JI09W]45\,][
M,"/B*0H9P +5958JV@<><Z&]-E # 3^%,+%*-J_?NZ:P[I$.@N8KCV^>MH1:
M$H,26@$W)+-2(NT(KRU9!W++:P@QQZY>O7X5:G2$'M[. 3DD= 6ZL=E#OEH%
MS'_9FC3 A#_=3$%8LAEP>LDQ\RB=B=5 I57I1QZO,VJ.S*U<I')@(=5#[?%P
M,0P8UYI8WK=79N?^6BYO5"KS9JF_[:O#=JNH;'L?9E424W;%*4P^F(^Z=Y$4
MIM-&/9)K9%K=4ICZ=L%.N49GS#7:^BFEP% *3!])[9L$ZI6+#\^*@W3=D2-)
MOS4\BF0^C>?5TVN(Y_L1QV$1RY_&\NK!C\3R_6!YQV-N0-EMZBPO"[ @EA\
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M?A!9I!):(48%3(L4R._M3M\R&4J5I+3WA[7!,8+P(89GD8OR L/8%]J#L#*
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M3N*H=M'6J4I1.="TV5$KR^$_(HH>B"G-M,FYLY->%_/_%O_ O'L0N^$#1U]
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MURJ%D;9+1G3KZ)UEQ'X9,689<9[D[@SM8;_YZ5TQQOI.';I80.P7$,VGSK"
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M/*IPXERS]_5N+]VWVE^N\ @[JQT[KF?J/['XJE#8B5*[JE&.S*W?.+$KA0/
M\]H4PPHQ+')1%5 KL=;JC5"66P#Z6Q"0_C);%K]2YC.N"P)@N6D$*\-7)+K*
M(-E?%'#6V?V)TYET3Y+='SYNU;UI^$&G=TEI^/V\>2YIS>?/\U=^RNEG3C^W
M$=2V2:!6Y6; F&L^5KL-I'9%286=&<E>SQZ.N<U*<Y)OWC>02;X5>32@>&?
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M9HJN: I7=) ^Z+]L:VN@T[UV#[["4$1VKMV!;V9$A35J?N!T.UWU0JWKJWK
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M?U2:5(M7,9_[H+]4.PR#3"N9. QK8Z %<W+%&XE:YJI&N79'%'8&ZJ1X#M:
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M'PS0:KB/@GOX=K4*X"/$")Y?$#V $1O-;]PH26_@$,R%7!<-+Z*16(-/!_,
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M@WAZ5*?@11D6T>XJ5+B.I9[98AIWG&-=_''[7'SC"L99&D\L']F??Y1.&8Q
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M'L0J48;27EM3:4'@W'S.+6P/_2+@5#"+O(-"<&.4KAM+^*M)@!XB3 UA1\D
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M<>$9/X5EDD1KH# *;^#'J+808^H%^!#MQ]BUPFBYE!9H^2^LF#P_8O=8S@.
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MB[PU_&>1+H/__?\#4$L! A0#%     @ 08+K6MW4-B.D$0  &GD  !
M         ( !     &]N8BTR,#(U,#4P,2YH=&U02P$"% ,4    " !!@NM:
M.<-F@(4"  !^"   $               @ '2$0  ;VYB+3(P,C4P-3 Q+GAS
M9%!+ 0(4 Q0    ( $&"ZUIH8GR?HP0  +0:   4              "  844
M  !O;F(M,C R-3 U,#%?9&5F+GAM;%!+ 0(4 Q0    ( $&"ZUH>HLGVF0P
M .%M   4              "  5H9  !O;F(M,C R-3 U,#%?;&%B+GAM;%!+
M 0(4 Q0    ( $&"ZUJQ<XO$K0@  &5&   4              "  24F  !O
M;F(M,C R-3 U,#%?<')E+GAM;%!+ 0(4 Q0    ( $&"ZUI;]A/3J@(  (\'
M   >              "  00O  !O;F)E>#(S,65Y;&QP8V]N<V5N=&)R96UE
M<BYH=&U02P$"% ,4    " !!@NM:^>K7BBTT   8BP, '@
M@ 'J,0  ;VYB97@Y.3)B<F5M97)M97)G97)P<F]F;W(N:'1M4$L! A0#%
M  @ 08+K6HC]:F]?/ $ ;<04 !\              ( !4V8  &]N8F5X:&EB
M:70Y.3$R,#(T8F9C9G-F:6YA;"YH=&U02P4&      @ "  G @  [Z(!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>23
<FILENAME>onb-20250501_htm.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XML>
<?xml version="1.0" encoding="utf-8"?>
<xbrl
  xml:lang="en-US"
  xmlns="http://www.xbrl.org/2003/instance"
  xmlns:dei="http://xbrl.sec.gov/dei/2024"
  xmlns:link="http://www.xbrl.org/2003/linkbase"
  xmlns:us-gaap="http://fasb.org/us-gaap/2024"
  xmlns:xbrldi="http://xbrl.org/2006/xbrldi"
  xmlns:xlink="http://www.w3.org/1999/xlink">
    <link:schemaRef xlink:href="onb-20250501.xsd" xlink:type="simple"/>
    <context id="c-1">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000707179</identifier>
        </entity>
        <period>
            <startDate>2025-05-01</startDate>
            <endDate>2025-05-01</endDate>
        </period>
    </context>
    <context id="c-2">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000707179</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:CommonStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2025-05-01</startDate>
            <endDate>2025-05-01</endDate>
        </period>
    </context>
    <context id="c-3">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000707179</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesAPreferredStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2025-05-01</startDate>
            <endDate>2025-05-01</endDate>
        </period>
    </context>
    <context id="c-4">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000707179</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesCPreferredStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2025-05-01</startDate>
            <endDate>2025-05-01</endDate>
        </period>
    </context>
    <dei:EntityRegistrantName contextRef="c-1" id="f-26">Old National Bancorp /IN/</dei:EntityRegistrantName>
    <dei:EntityCentralIndexKey contextRef="c-1" id="f-27">0000707179</dei:EntityCentralIndexKey>
    <dei:AmendmentFlag contextRef="c-1" id="f-28">false</dei:AmendmentFlag>
    <dei:DocumentType contextRef="c-1" id="f-1">8-K/A</dei:DocumentType>
    <dei:DocumentPeriodEndDate contextRef="c-1" id="f-2">2025-05-01</dei:DocumentPeriodEndDate>
    <dei:EntityIncorporationStateCountryCode contextRef="c-1" id="f-3">IN</dei:EntityIncorporationStateCountryCode>
    <dei:EntityFileNumber contextRef="c-1" id="f-4">001-15817</dei:EntityFileNumber>
    <dei:EntityTaxIdentificationNumber contextRef="c-1" id="f-5">35-1539838</dei:EntityTaxIdentificationNumber>
    <dei:EntityAddressAddressLine1 contextRef="c-1" id="f-6">One Main Street</dei:EntityAddressAddressLine1>
    <dei:EntityAddressCityOrTown contextRef="c-1" id="f-7">Evansville,</dei:EntityAddressCityOrTown>
    <dei:EntityAddressStateOrProvince contextRef="c-1" id="f-8">IN</dei:EntityAddressStateOrProvince>
    <dei:EntityAddressPostalZipCode contextRef="c-1" id="f-9">47708</dei:EntityAddressPostalZipCode>
    <dei:CityAreaCode contextRef="c-1" id="f-10">773</dei:CityAreaCode>
    <dei:LocalPhoneNumber contextRef="c-1" id="f-11">765-7675</dei:LocalPhoneNumber>
    <dei:WrittenCommunications contextRef="c-1" id="f-12">false</dei:WrittenCommunications>
    <dei:SolicitingMaterial contextRef="c-1" id="f-13">false</dei:SolicitingMaterial>
    <dei:PreCommencementTenderOffer contextRef="c-1" id="f-14">false</dei:PreCommencementTenderOffer>
    <dei:PreCommencementIssuerTenderOffer contextRef="c-1" id="f-15">false</dei:PreCommencementIssuerTenderOffer>
    <dei:Security12bTitle contextRef="c-2" id="f-16">Common Stock, No Par Value</dei:Security12bTitle>
    <dei:TradingSymbol contextRef="c-2" id="f-17">ONB</dei:TradingSymbol>
    <dei:SecurityExchangeName contextRef="c-2" id="f-18">NASDAQ</dei:SecurityExchangeName>
    <dei:Security12bTitle contextRef="c-3" id="f-19">Depositary Shares, each representing a 1/40th interest in a share of Non-Cumulative Perpetual Preferred Stock, Series A</dei:Security12bTitle>
    <dei:TradingSymbol contextRef="c-3" id="f-20">ONBPP</dei:TradingSymbol>
    <dei:SecurityExchangeName contextRef="c-3" id="f-21">NASDAQ</dei:SecurityExchangeName>
    <dei:Security12bTitle contextRef="c-4" id="f-22">Depositary Shares, each representing a 1/40th interest in a share of Non-Cumulative Perpetual Preferred Stock, Series C</dei:Security12bTitle>
    <dei:TradingSymbol contextRef="c-4" id="f-23">ONBPO</dei:TradingSymbol>
    <dei:SecurityExchangeName contextRef="c-4" id="f-24">NASDAQ</dei:SecurityExchangeName>
    <dei:EntityEmergingGrowthCompany contextRef="c-1" id="f-25">false</dei:EntityEmergingGrowthCompany>
</xbrl>
</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
