Regulatory Restrictions (Tables)

12 Months Ended

Dec. 31, 2025

Compliance With Regulatory Capital Requirements Under Banking Regulations [Abstract]

The following table summarizes capital ratios for Old National and Old National Bank:


	Actual				Regulatory Minimum (1)				Prompt Corrective Action “Well Capitalized” Guidelines (2)
(dollars in thousands)	Amount		Ratio		Amount		Ratio		Amount		Ratio
December 31, 2025
Total capital to risk-weighted assets
Old National Bancorp	$	6,889,846	12.85	%	$	5,629,850	10.50	%	$	5,361,762	10.00	%
Old National Bank	6,407,355		12.00		5,604,101		10.50		5,337,239		10.00
Common equity Tier 1 capital to risk-weighted assets
Old National Bancorp	5,939,683		11.08		3,753,233		7.00		N/A		N/A
Old National Bank	5,899,410		11.05		3,736,067		7.00		3,469,205		6.50
Tier 1 capital to risk-weighted assets
Old National Bancorp	6,183,402		11.53		4,557,498		8.50		3,217,057		6.00
Old National Bank	5,899,410		11.05		4,536,653		8.50		4,269,791		8.00
Tier 1 capital to average assets
Old National Bancorp	6,183,402		8.90		2,778,362		4.00		N/A		N/A
Old National Bank	5,899,410		8.52		2,768,451		4.00		3,460,563		5.00
December 31, 2024
Total capital to risk-weighted assets
Old National Bancorp	$	5,388,882	13.37	%	$	4,233,054	10.50	%	$	4,031,480	10.00	%
Old National Bank	5,103,487		12.72		4,214,255		10.50		4,013,577		10.00
Common equity Tier 1 capital to risk-weighted assets
Old National Bancorp	4,587,674		11.38		2,822,036		7.00		N/A		N/A
Old National Bank	4,742,641		11.82		2,809,504		7.00		2,608,825		6.50
Tier 1 capital to risk-weighted assets
Old National Bancorp	4,831,393		11.98		3,426,758		8.50		2,418,888		6.00
Old National Bank	4,742,641		11.82		3,411,540		8.50		3,210,861		8.00
Tier 1 capital to average assets
Old National Bancorp	4,831,393		9.21		2,097,820		4.00		N/A		N/A
Old National Bank	4,742,641		9.07		2,090,427		4.00		2,613,033		5.00

(1)“Regulatory Minimum” capital ratios include the 2.5% “capital conservation buffer” required under the Basel III Capital Rules.

(2)“Well-capitalized” minimum common equity Tier 1 capital to risk-weighted assets and Tier 1 capital to average assets ratios are not formally defined under applicable banking regulations for bank holding companies.