XML 92 R76.htm IDEA: XBRL DOCUMENT v3.25.4
Loans and Allowance for Credit Losses - Schedule of Risk Rating and Payment Performance (Details) - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Risk Category Of Loans [Line Items]      
Total loans $ 48,764,162 $ 36,285,887  
Writeoff, by Origination Year      
Current fiscal year 1,705 3,667 $ 1,114
Fiscal year before current fiscal year 17,625 17,871 10,423
Two years before current fiscal year 17,036 15,857 30,346
Three years before current fiscal year 30,817 11,184 3,274
Four years before current fiscal year 23,534 5,052 8,604
Prior 33,595 14,405 10,411
Revolving 715 3,268 4,291
Total 125,027 71,304 68,463
Portfolio Segment After Reclassifications      
Risk Category Of Loans [Line Items]      
Total loans 48,764,162 36,285,887  
Commercial      
Risk Category Of Loans [Line Items]      
Total loans 14,983,861 10,288,560  
Writeoff, by Origination Year      
Total 63,352 36,172 41,451
Commercial | Portfolio Segment After Reclassifications      
Risk Category Of Loans [Line Items]      
Originated in current fiscal year 3,113,091 1,931,760  
Originated one year before current year 2,078,846 1,440,650  
Originated two years before current year 1,429,431 1,286,788  
Originated three years before current year 1,180,654 777,990  
Originated four years before current year 698,629 497,232  
Originated more than five years before current fiscal year 1,657,541 673,411  
Revolving 3,678,704 2,752,900  
Revolving to Term 926,555 695,528  
Total loans 14,763,451 10,056,259  
Writeoff, by Origination Year      
Current fiscal year 820 2,892 0
Fiscal year before current fiscal year 14,445 13,447 6,475
Two years before current fiscal year 9,200 11,797 24,022
Three years before current fiscal year 24,252 2,074 120
Four years before current fiscal year 2,873 4,061 7,245
Prior 11,762 923 2,880
Revolving 0 978 709
Total 63,352 36,172 41,451
Commercial real estate      
Risk Category Of Loans [Line Items]      
Total loans 22,050,007 16,307,486  
Writeoff, by Origination Year      
Total 43,647 18,565 11,198
Commercial real estate | Portfolio Segment After Reclassifications      
Risk Category Of Loans [Line Items]      
Originated in current fiscal year 3,773,282 2,326,885  
Originated one year before current year 2,427,106 2,652,462  
Originated two years before current year 2,805,294 4,252,908  
Originated three years before current year 3,762,693 2,269,851  
Originated four years before current year 2,192,606 1,464,609  
Originated more than five years before current fiscal year 5,597,057 1,911,188  
Revolving 231,381 123,704  
Revolving to Term 1,084,918 1,131,441  
Total loans 21,874,337 16,133,048  
Writeoff, by Origination Year      
Current fiscal year 0 70 0
Fiscal year before current fiscal year 0 204 54
Two years before current fiscal year 3,787 84 2,808
Three years before current fiscal year 3,347 6,570 2,144
Four years before current fiscal year 18,799 2 0
Prior 17,714 11,635 6,192
Revolving 0 0 0
Total 43,647 18,565 11,198
BBCC      
Writeoff, by Origination Year      
Total 2,150 1,801 1,650
BBCC | Portfolio Segment After Reclassifications      
Risk Category Of Loans [Line Items]      
Originated in current fiscal year 57,480 81,807  
Originated one year before current year 54,323 80,974  
Originated two years before current year 52,297 57,703  
Originated three years before current year 36,485 35,437  
Originated four years before current year 21,026 30,912  
Originated more than five years before current fiscal year 78,395 24,293  
Revolving 68,455 72,005  
Revolving to Term 27,619 23,608  
Total loans 396,080 406,739  
Writeoff, by Origination Year      
Current fiscal year 0 0 670
Fiscal year before current fiscal year 146 1,184 548
Two years before current fiscal year 1,036 410 362
Three years before current fiscal year 194 56 70
Four years before current fiscal year 23 112 0
Prior 751 39 0
Revolving 0 0 0
Total 2,150 1,801 1,650
Residential real estate      
Risk Category Of Loans [Line Items]      
Originated in current fiscal year 957,369 510,184  
Originated one year before current year 544,695 481,758  
Originated two years before current year 595,035 1,466,295  
Originated three years before current year 1,686,713 1,668,493  
Originated four years before current year 1,965,514 1,580,169  
Originated more than five years before current fiscal year 2,717,572 1,090,373  
Revolving 0 43  
Revolving to Term 598 271  
Total loans 8,467,496 6,797,586  
Writeoff, by Origination Year      
Current fiscal year 0 0 0
Fiscal year before current fiscal year 0 0 0
Two years before current fiscal year 0 0 0
Three years before current fiscal year 268 0 0
Four years before current fiscal year 0 0 0
Prior 302 14 256
Revolving 0 0 0
Total 570 14 256
Residential real estate | Portfolio Segment After Reclassifications      
Risk Category Of Loans [Line Items]      
Total loans 8,467,496 6,797,586  
Residential real estate | Performing      
Risk Category Of Loans [Line Items]      
Originated in current fiscal year 955,730 509,704  
Originated one year before current year 539,011 476,698  
Originated two years before current year 584,626 1,455,085  
Originated three years before current year 1,668,796 1,662,195  
Originated four years before current year 1,960,186 1,574,961  
Originated more than five years before current fiscal year 2,684,743 1,058,175  
Revolving 0 43  
Revolving to Term 598 271  
Total loans 8,393,690 6,737,132  
Residential real estate | Nonperforming      
Risk Category Of Loans [Line Items]      
Originated in current fiscal year 1,639 480  
Originated one year before current year 5,684 5,060  
Originated two years before current year 10,409 11,210  
Originated three years before current year 17,917 6,298  
Originated four years before current year 5,328 5,208  
Originated more than five years before current fiscal year 32,829 32,198  
Revolving 0 0  
Revolving to Term 0 0  
Total loans 73,806 60,454  
Indirect      
Risk Category Of Loans [Line Items]      
Originated in current fiscal year 418,498 439,549  
Originated one year before current year 297,367 281,057  
Originated two years before current year 172,620 229,189  
Originated three years before current year 125,514 93,601  
Originated four years before current year 43,302 38,310  
Originated more than five years before current fiscal year 17,779 15,072  
Revolving 155 0  
Revolving to Term 0 0  
Total loans 1,075,235 1,096,778  
Writeoff, by Origination Year      
Current fiscal year 609 426 271
Fiscal year before current fiscal year 2,456 2,426 1,447
Two years before current fiscal year 2,265 1,660 787
Three years before current fiscal year 1,277 687 159
Four years before current fiscal year 597 127 152
Prior 246 284 132
Revolving 0 0 0
Total 7,450 5,610 2,948
Indirect | Portfolio Segment After Reclassifications      
Risk Category Of Loans [Line Items]      
Total loans 1,075,235 1,096,778  
Indirect | Performing      
Risk Category Of Loans [Line Items]      
Originated in current fiscal year 417,924 438,835  
Originated one year before current year 296,068 279,910  
Originated two years before current year 170,873 227,691  
Originated three years before current year 124,182 92,223  
Originated four years before current year 42,664 37,937  
Originated more than five years before current fiscal year 17,567 14,810  
Revolving 155 0  
Revolving to Term 0 0  
Total loans 1,069,433 1,091,406  
Indirect | Nonperforming      
Risk Category Of Loans [Line Items]      
Originated in current fiscal year 574 714  
Originated one year before current year 1,299 1,147  
Originated two years before current year 1,747 1,498  
Originated three years before current year 1,332 1,378  
Originated four years before current year 638 373  
Originated more than five years before current fiscal year 212 262  
Revolving 0 0  
Revolving to Term 0 0  
Total loans 5,802 5,372  
Direct      
Risk Category Of Loans [Line Items]      
Originated in current fiscal year 72,436 83,869  
Originated one year before current year 54,712 73,151  
Originated two years before current year 49,792 66,928  
Originated three years before current year 53,745 61,669  
Originated four years before current year 42,009 34,627  
Originated more than five years before current fiscal year 135,567 81,918  
Revolving 236,832 108,573  
Revolving to Term 4,204 3,409  
Total loans 649,297 514,144  
Writeoff, by Origination Year      
Current fiscal year 276 279 173
Fiscal year before current fiscal year 578 610 1,899
Two years before current fiscal year 748 1,906 2,367
Three years before current fiscal year 1,378 1,763 746
Four years before current fiscal year 1,242 750 1,207
Prior 2,660 1,074 543
Revolving 715 2,290 3,582
Total 7,597 8,672 10,517
Direct | Portfolio Segment After Reclassifications      
Risk Category Of Loans [Line Items]      
Total loans 649,297 514,144  
Direct | Performing      
Risk Category Of Loans [Line Items]      
Originated in current fiscal year 72,393 83,773  
Originated one year before current year 54,308 72,838  
Originated two years before current year 49,357 66,563  
Originated three years before current year 53,343 61,317  
Originated four years before current year 41,664 34,159  
Originated more than five years before current fiscal year 132,876 80,188  
Revolving 236,832 108,572  
Revolving to Term 4,193 3,327  
Total loans 644,966 510,737  
Direct | Nonperforming      
Risk Category Of Loans [Line Items]      
Originated in current fiscal year 43 96  
Originated one year before current year 404 313  
Originated two years before current year 435 365  
Originated three years before current year 402 352  
Originated four years before current year 345 468  
Originated more than five years before current fiscal year 2,691 1,730  
Revolving 0 1  
Revolving to Term 11 82  
Total loans 4,331 3,407  
Home equity      
Risk Category Of Loans [Line Items]      
Originated in current fiscal year 53 0  
Originated one year before current year 111 0  
Originated two years before current year 440 1,537  
Originated three years before current year 2,165 301  
Originated four years before current year 746 1,344  
Originated more than five years before current fiscal year 20,272 15,925  
Revolving 1,443,802 1,218,820  
Revolving to Term 70,677 43,406  
Total loans 1,538,266 1,281,333  
Writeoff, by Origination Year      
Current fiscal year 0 0 0
Fiscal year before current fiscal year 0 0 0
Two years before current fiscal year 0 0 0
Three years before current fiscal year 101 34 35
Four years before current fiscal year 0 0 0
Prior 160 436 408
Revolving 0 0 0
Total 261 470 $ 443
Home equity | Portfolio Segment After Reclassifications      
Risk Category Of Loans [Line Items]      
Total loans 1,538,266 1,281,333  
Home equity | Performing      
Risk Category Of Loans [Line Items]      
Originated in current fiscal year 11 0  
Originated one year before current year 71 0  
Originated two years before current year 395 259  
Originated three years before current year 1,227 210  
Originated four years before current year 651 1,135  
Originated more than five years before current fiscal year 16,913 11,005  
Revolving 1,443,256 1,216,226  
Revolving to Term 58,538 31,787  
Total loans 1,521,062 1,260,622  
Home equity | Nonperforming      
Risk Category Of Loans [Line Items]      
Originated in current fiscal year 42 0  
Originated one year before current year 40 0  
Originated two years before current year 45 1,278  
Originated three years before current year 938 91  
Originated four years before current year 95 209  
Originated more than five years before current fiscal year 3,359 4,920  
Revolving 546 2,594  
Revolving to Term 12,139 11,619  
Total loans 17,204 20,711  
Pass | Commercial | Portfolio Segment After Reclassifications      
Risk Category Of Loans [Line Items]      
Originated in current fiscal year 3,073,330 1,852,046  
Originated one year before current year 1,895,772 1,267,721  
Originated two years before current year 1,186,468 1,145,488  
Originated three years before current year 1,064,904 699,429  
Originated four years before current year 619,076 450,332  
Originated more than five years before current fiscal year 1,567,563 624,522  
Revolving 3,458,502 2,577,941  
Revolving to Term 774,686 593,232  
Total loans 13,640,301 9,210,711  
Pass | Commercial real estate | Portfolio Segment After Reclassifications      
Risk Category Of Loans [Line Items]      
Originated in current fiscal year 3,746,158 2,196,306  
Originated one year before current year 2,363,809 2,555,236  
Originated two years before current year 2,510,901 3,825,305  
Originated three years before current year 3,325,135 2,065,037  
Originated four years before current year 1,945,116 1,362,703  
Originated more than five years before current fiscal year 5,082,931 1,641,611  
Revolving 169,450 122,708  
Revolving to Term 886,279 891,682  
Total loans 20,029,779 14,660,588  
Pass | BBCC | Portfolio Segment After Reclassifications      
Risk Category Of Loans [Line Items]      
Originated in current fiscal year 57,344 79,760  
Originated one year before current year 53,469 78,420  
Originated two years before current year 50,466 55,687  
Originated three years before current year 35,366 33,857  
Originated four years before current year 20,106 30,215  
Originated more than five years before current fiscal year 75,805 22,797  
Revolving 65,971 67,668  
Revolving to Term 20,036 16,265  
Total loans 378,563 384,669  
Special Mention | Commercial | Portfolio Segment After Reclassifications      
Risk Category Of Loans [Line Items]      
Originated in current fiscal year 23,368 46,935  
Originated one year before current year 84,827 102,372  
Originated two years before current year 88,803 32,250  
Originated three years before current year 18,830 40,221  
Originated four years before current year 7,878 21,538  
Originated more than five years before current fiscal year 8,161 20,535  
Revolving 82,334 80,625  
Revolving to Term 14,990 28,978  
Total loans 329,191 373,454  
Special Mention | Commercial real estate | Portfolio Segment After Reclassifications      
Risk Category Of Loans [Line Items]      
Originated in current fiscal year 12,351 72,020  
Originated one year before current year 20,695 31,203  
Originated two years before current year 85,266 158,254  
Originated three years before current year 97,148 48,524  
Originated four years before current year 102,821 37,693  
Originated more than five years before current fiscal year 107,590 64,357  
Revolving 16,239 0  
Revolving to Term 24,962 111,900  
Total loans 467,072 523,951  
Special Mention | BBCC | Portfolio Segment After Reclassifications      
Risk Category Of Loans [Line Items]      
Originated in current fiscal year 0 1,579  
Originated one year before current year 663 1,067  
Originated two years before current year 834 807  
Originated three years before current year 512 917  
Originated four years before current year 535 21  
Originated more than five years before current fiscal year 1,490 224  
Revolving 2,281 3,582  
Revolving to Term 3,323 3,028  
Total loans 9,638 11,225  
Substandard | Commercial | Portfolio Segment After Reclassifications      
Risk Category Of Loans [Line Items]      
Originated in current fiscal year 16,253 27,139  
Originated one year before current year 89,293 49,340  
Originated two years before current year 113,232 77,835  
Originated three years before current year 62,649 35,036  
Originated four years before current year 68,265 19,307  
Originated more than five years before current fiscal year 56,616 25,503  
Revolving 129,209 78,210  
Revolving to Term 85,729 40,217  
Total loans 621,246 352,587  
Substandard | Commercial real estate | Portfolio Segment After Reclassifications      
Risk Category Of Loans [Line Items]      
Originated in current fiscal year 14,773 47,079  
Originated one year before current year 34,761 55,923  
Originated two years before current year 184,806 249,269  
Originated three years before current year 294,789 102,913  
Originated four years before current year 116,261 39,466  
Originated more than five years before current fiscal year 321,725 142,110  
Revolving 45,692 996  
Revolving to Term 120,284 76,897  
Total loans 1,133,091 714,653  
Substandard | BBCC | Portfolio Segment After Reclassifications      
Risk Category Of Loans [Line Items]      
Originated in current fiscal year 86 468  
Originated one year before current year 191 976  
Originated two years before current year 474 56  
Originated three years before current year 304 136  
Originated four years before current year 26 598  
Originated more than five years before current fiscal year 724 308  
Revolving 203 755  
Revolving to Term 2,877 2,876  
Total loans 4,885 6,173  
Nonaccrual | Commercial | Portfolio Segment After Reclassifications      
Risk Category Of Loans [Line Items]      
Originated in current fiscal year 140 2,221  
Originated one year before current year 1,617 1,072  
Originated two years before current year 6,003 4,199  
Originated three years before current year 7,053 1,530  
Originated four years before current year 1,001 604  
Originated more than five years before current fiscal year 654 1,357  
Revolving 8,659 719  
Revolving to Term 1,944 829  
Total loans 27,071 12,531  
Nonaccrual | Commercial real estate | Portfolio Segment After Reclassifications      
Risk Category Of Loans [Line Items]      
Originated in current fiscal year 0 3,693  
Originated one year before current year 4,721 411  
Originated two years before current year 1,282 3,579  
Originated three years before current year 6,905 15,922  
Originated four years before current year 5,442 1,930  
Originated more than five years before current fiscal year 24,308 3,231  
Revolving 0 0  
Revolving to Term 23,642 118  
Total loans 66,300 28,884  
Nonaccrual | BBCC | Portfolio Segment After Reclassifications      
Risk Category Of Loans [Line Items]      
Originated in current fiscal year 50 0  
Originated one year before current year 0 114  
Originated two years before current year 60 312  
Originated three years before current year 98 177  
Originated four years before current year 359 63  
Originated more than five years before current fiscal year 345 119  
Revolving 0 0  
Revolving to Term 1,115 551  
Total loans 2,027 1,336  
Doubtful | Commercial | Portfolio Segment After Reclassifications      
Risk Category Of Loans [Line Items]      
Originated in current fiscal year 0 3,419  
Originated one year before current year 7,337 20,145  
Originated two years before current year 34,925 27,016  
Originated three years before current year 27,218 1,774  
Originated four years before current year 2,409 5,451  
Originated more than five years before current fiscal year 24,547 1,494  
Revolving 0 15,405  
Revolving to Term 49,206 32,272  
Total loans 145,642 106,976  
Doubtful | Commercial real estate | Portfolio Segment After Reclassifications      
Risk Category Of Loans [Line Items]      
Originated in current fiscal year 0 7,787  
Originated one year before current year 3,120 9,689  
Originated two years before current year 23,039 16,501  
Originated three years before current year 38,716 37,455  
Originated four years before current year 22,966 22,817  
Originated more than five years before current fiscal year 60,503 59,879  
Revolving 0 0  
Revolving to Term 29,751 50,844  
Total loans 178,095 204,972  
Doubtful | BBCC | Portfolio Segment After Reclassifications      
Risk Category Of Loans [Line Items]      
Originated in current fiscal year 0 0  
Originated one year before current year 0 397  
Originated two years before current year 463 841  
Originated three years before current year 205 350  
Originated four years before current year 0 15  
Originated more than five years before current fiscal year 31 845  
Revolving 0 0  
Revolving to Term 268 888  
Total loans $ 967 $ 3,336